Do your work.

[Doan9269]

The problem we have is that many have engaged their entire life in doing others work neglecting the ability to make their own discovery for self independence, there's nothing as good as being selfly employed or having the two altogether as ling as the terms are favourable for a cope, doing your own work or creating one will also help about the future whereby you csn have self independence with your profession than working under the control of an employer.

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[glendall]

really investing outside the bank is highly recommended, because interest rates are not too high and there will be lots of deductions from the bank itself,
invest with not too big a risk, I myself prefer to invest in precious metals and land,

in developing a business it is not easy if we do not have basic knowledge in doing business, knowing who our business opponents are and what business is right for us and the environment in which we open a business,

[panganib999]

We all have different occupations and work for different companies. We work hard and keep improving ourselves to show our company owner how good we are at our work and how efficient we can be in growing the company. But all we are doing is helping grow someone else's companies. All our talent and struggle is to help someone else earn more money. What are we doing for ourselves? At some point in our life, we must grow our own businesses for our own safety.

The title "Do your work" refers to growing your own business. We all have some skills in different sectors and we use all of our energy to work for a company and get a monthly salary. But we are not supposed to work for that company till death. so how will we bear our living expenses after retirement? Most people do not think about that.

You can say yes they do. They do monthly savings for their retirement plan.

But this is not savings or investment. Your fiat currencies lose value every year. So Your 30 years of saving will be the same in numbers but not in values.

So what can we do then? We have so little to grow a business.

Invest your saving in precious metals like gold and silver or digital assets like bitcoin, or it can in some potential stock or it can be in real estate. Invest your money where ever you want. Just do not keep it in a bank. The Bank interest rate is not higher than the inflation. You are losing money not gaining it. The point is to invest even if your saving is negligible.

Conventionally no one will ever be rich from working for a boss. That's true, but there are some exceptions. For me, you don't need to really learn a new craft or subject yourself to learning a new business model to apply to yourself. Personally what would work better for you is to be more financially literate. You can start a business and end it immediately when sale doesn't match your expectations, that is because you aren't financially literate, you can work 9-5 on a livable wage with some leftover for savings and you'd expect something for when you retire. That's the gist of it. For me you need to really learn how money works and how you should spend it before jumping on money-making schemes because without proper knowledge and discipline you'd end up spending it all.

[Oilacris]

The problem we have is that many have engaged their entire life in doing others work neglecting the ability to make their own discovery for self independence, there's nothing as good as being selfly employed or having the two altogether as ling as the terms are favourable for a cope, doing your own work or creating one will also help about the future whereby you csn have self independence with your profession than working under the control of an employer.

Some arent contented and some are just find on being an employee for the rest of their lives.There are people whom do really believe that they could really be able to assure themselves that they could

really be having that work forever without tending or minding on making their living a little bit more upgraded or in the sense that they wont really be rushing up on paying up bills.

Yes, its hard but its something really that worth for you to do so.If you are really that dedicated on making yourself able to improve then
its not really that bad on having that reconsideration on finding other sources.

[ChiBitCTy]

Some money should be kept in a bank, just enough for your emergency savings.  Typically “experts” recommend something like “3 months pay”, but there are good financial calculators out there that easily help you calculate a strategy for how much to have on the “sidelines”. Also when you do, use an online savings account. Something like ally.com.   Currently they offer a 3% rate of return, which for the current interest rate climate, that’s pretty damn good.

[Riodarvg]

Running your own business is difficult. Must learn the trade to gain skills and have sufficient experience to direct and manage. Of course, sufficient financial support is also necessary. Entrepreneurship is not a one-time successful profit, but also be prepared to bear the risk of loss.
Diversifying your income should be something everyone should think about. Combining work and investment, investment is a good guarantee for the future. Reduce risk and profit through diversification to provide financial security for life.

[Maximo Spohn]

If you don't know how to invest, it's safer to put your money in the bank. Investing doesn't always make money. Understand investment projects before investing. Don't invest whatever you want. Many people also have investment or other side jobs in addition to normal work. It is good to do one's job well, but the important thing is that you can use other time to do other side jobs. Any industry needs time to understand. time is money.

[fuguebtc]

If you don't know how to invest, it's safer to put your money in the bank. Investing doesn't always make money. Understand investment projects before investing.

If you don't know about investing, learn it, it's not as difficult as many people think. Investing means you can invest in stocks and forex...not necessarily just cryptocurrencies, we have many investments with less risk than cryptocurrencies that can still be profitable.

But if you really don't want to invest, instead of depositing all your money in the bank, I suggest you save your wealth in gold, it's better to keep your money in the bank. Because as you know, fiat currency depreciates over time, so keeping money in the bank for a long time will make you poorer.

[Chainsmokers]

If you don't know how to invest, it's safer to put your money in the bank. Investing doesn't always make money. Understand investment projects before investing.

If you don't know about investing, learn it, it's not as difficult as many people think. Investing means you can invest in stocks and forex...not necessarily just cryptocurrencies, we have many investments with less risk than cryptocurrencies that can still be profitable.

But if you really don't want to invest, instead of depositing all your money in the bank, I suggest you save your wealth in gold, it's better to keep your money in the bank. Because as you know, fiat currency depreciates over time, so keeping money in the bank for a long time will make you poorer.

Basically there are many ways and it all really depends on each person.
when talking about investment, don't just focus on crypto investment because actually there are many other than that,
gold investment is also a good choice and the risk is also not as big as crypto

[Theones]

If you don't know how to invest, it's safer to put your money in the bank. Investing doesn't always make money. Understand investment projects before investing. Don't invest whatever you want. Many people also have investment or other side jobs in addition to normal work. It is good to do one's job well, but the important thing is that you can use other time to do other side jobs. Any industry needs time to understand. time is money.

That is a good suggestion. If recently lost so much of the money -  because of the investment - I got scammed. and it took me good 4 months to overcome the loss.
So I liked your ideas a lot - if you don't know how to invest its good to keep the money in bank.

[xSkylarx]

If you don't know how to invest, it's safer to put your money in the bank. Investing doesn't always make money. Understand investment projects before investing.

If you don't know about investing, learn it, it's not as difficult as many people think. Investing means you can invest in stocks and forex...not necessarily just cryptocurrencies, we have many investments with less risk than cryptocurrencies that can still be profitable.

But if you really don't want to invest, instead of depositing all your money in the bank, I suggest you save your wealth in gold, it's better to keep your money in the bank. Because as you know, fiat currency depreciates over time, so keeping money in the bank for a long time will make you poorer.

Basically there are many ways and it all really depends on each person.
when talking about investment, don't just focus on crypto investment because actually there are many other than that,
gold investment is also a good choice and the risk is also not as big as crypto

There are many investment options; there are high-risk and low-risk ones, such as gold, but there are also people who are high-risk takers; they can invest no matter what they lose, such as bitcoin because it is a high-risk, high-reward investment, and there are people who invest in low-risk options, such as gold. The only difference between them is that those taking high risks could gain huge profits and will find a way to lessen the risk as they want to earn big, which is not bad as they will find a way to reduce the risk, which can lead to success. Choose low-risk investments unless you really want to settle down less. 

[Vinaa77]

Invest your saving in precious metals like gold and silver or digital assets like bitcoin, or it can in some potential stock or it can be in real estate. Invest your money where ever you want. Just do not keep it in a bank. The Bank interest rate is not higher than the inflation. You are losing money not gaining it. The point is to invest even if your saving is negligible.

Maybe for me the most important investment is to buy land. A piece of land is far more valuable for the future than another. If we have a lot of money, it is not certain that we can buy land at a certain time. There will be many obstacles even though we have a lot of money to buy it. Number two in terms of investment is Bitcoin. We have already seen how Bitcoin has grown in a short period of time. For one Bitcoin it can penetrate the $ 68,789 mark in a period of approximately 12 years. Maybe the next stage is gold and others.

[Fredomago]

Invest your saving in precious metals like gold and silver or digital assets like bitcoin, or it can in some potential stock or it can be in real estate. Invest your money where ever you want. Just do not keep it in a bank. The Bank interest rate is not higher than the inflation. You are losing money not gaining it. The point is to invest even if your saving is negligible.

Maybe for me the most important investment is to buy land. A piece of land is far more valuable for the future than another. If we have a lot of money, it is not certain that we can buy land at a certain time. There will be many obstacles even though we have a lot of money to buy it. Number two in terms of investment is Bitcoin. We have already seen how Bitcoin has grown in a short period of time. For one Bitcoin it can penetrate the $ 68,789 mark in a period of approximately 12 years. Maybe the next stage is gold and others.

Both of you got your own point with the investment that you wanted to avail if you have lots/spare money, and it's true passive invetment like precious gold and real state properties are good investment if you can take it, the chance that the value will continue to grow is possible but if you can also take time in doing your good research crypto investment is also good especially if you will use bitcoin as your main channel, it will grow along the way, but the timing is important, plus the knowledge that you really need to gain from time to time.

[bangjoe]

Running your own business is difficult. Must learn the trade to gain skills and have sufficient experience to direct and manage. Of course, sufficient financial support is also necessary. Entrepreneurship is not a one-time successful profit, but also be prepared to bear the risk of loss.
Diversifying your income should be something everyone should think about. Combining work and investment, investment is a good guarantee for the future. Reduce risk and profit through diversification to provide financial security for life.

How will you have experience if you are always afraid of not being able to manage and direct your business, you don't need big capital to experiment with your business, it's better to do business with small capital first to study the market and manage your business. Then after going well, maybe you should add business capital for expansion, don't rush to use large capital to start a business when you don't have enough experience to minimize losses, take a small portion of your salary to start a business, and don't experiment with stupidity.

Income diversification is indeed good for increasing income and guaranteeing life, but what I'm asking is which investment sector guarantees security and profits for life? Of course, this is almost impossible to happen in the course of the economy because there are so many disruptions in the business world.

[G_Besar]

Invest your saving in precious metals like gold and silver or digital assets like bitcoin, or it can in some potential stock or it can be in real estate. Invest your money where ever you want. Just do not keep it in a bank. The Bank interest rate is not higher than the inflation. You are losing money not gaining it. The point is to invest even if your saving is negligible.

The investment I want is an investment that can be very profitable. Yes, of the several investments that you suggest, they are on average good and can be very profitable if their market conditions are not so bad. Because Bitcoin, Gold, Silver, company shares, and some real estate are investment choices that are very much liked by the public, so it won't be wrong if everyone wants to choose one of the several options.

Maybe for me the most important investment is to buy land. A piece of land is far more valuable for the future than another. If we have a lot of money, it is not certain that we can buy land at a certain time. There will be many obstacles even though we have a lot of money to buy it. Number two in terms of investment is Bitcoin. We have already seen how Bitcoin has grown in a short period of time. For one Bitcoin it can penetrate the $ 68,789 mark in a period of approximately 12 years. Maybe the next stage is gold and others.

For those who don't have land for a place to live or for other things such as farming or for agricultural land, it's better to buy land first before buying anything else such as Bitcoin and Gold. Because land is also an important asset in life and is always valuable if it is located very close to cities. But I am making land investment my second option after Bitcoin investment for now.

[Sebas.tian]

The point is to invest even if your saving is negligible.

Yes, that is why many people are doing everything within their power to ensure they invest on potential assets that will make them to celebrate in future when there is no power or strength to do other work that will make them to earn than to relax on their investment they have invested some years ago. Many investors and traders have taken a good advantage from this bearish season that is making new traders and new investors panicked because of the long dumping which is an opportunity for them to buy and hold for future purpose. I think, Many traders and investors has used this period well by saving a huge amount of capital on potential coins that will bring special income that will allow them to create their own business in future.

[Joshapat]

By working, we can issue the potential that exists in us, many experiences and new things that we get when working, for example is the experience of solving problems, working with teams and so on, by working then our day becomes productive so that it can make the future become better.

[Mauser]

So what can we do then? We have so little to grow a business.

Invest your saving in precious metals like gold and silver or digital assets like bitcoin, or it can in some potential stock or it can be in real estate. Invest your money where ever you want. Just do not keep it in a bank. The Bank interest rate is not higher than the inflation. You are losing money not gaining it. The point is to invest even if your saving is negligible.

I agree with you that investing is the only real alternative we have at the moment. With inflation rates at 10% and not likely to fall next year it makes no sense at all to keep money at the bank. In my country the interest rates on bank deposits was 0% for the last 5 years, only now the rates are rising. But even if you get 0.5 - 1% interest on you money, you are losing 9% purchasing power each year. It even makes more sense to spend your money today an enjoy it for a nice vacation, or something else, instead of keeping it in the bank. Investing and trading crypto currencies would be my first choice to get rid of any excess money at the bank. Real estate I already have enough invested in, and I am afraid that property prices are going to fall soon because people will have trouble to get financing for their existing loans. Most of the real estate deals where calculated based on 2-3% borrowing cost, but now with the rising rates it will be much more expensive to refinance your mortgage loans. Also Gold and Silver doesn't really seem like a good investment at the moment. Gold made only 0.1% profit over the last 12 months, where you would expect so much more. My grandparents always said Gold is the best investment during a crisis, this doesn't seem to be true in 2022.

[dbc23]

It depends on the nature of job in question. People work for different reasons, it could be to gather experience that will be enough to start up a personal business or to raise funds to venture into a dream carrier. Some jobs can be a good building block for something that will yield good rewards in the future.

If there are no days of humility where we have to work for people there might be no experience to run personal businesses and no means to source for funds to start up and once this two aren't meet it will be impossible to invest. Every great thing has a little beginning. But the sole aim of every hustle is to ensure we keep a structure that keeps money flowing even at old age which is can't be neglected.

[Lambe Ndumble]

Since pandemic I did not work, the company where I stopped operational and made all employees stopped, I worked as a marketing of the house but I was happy because I had a lot of time so I could do a lot of things like farming and looking for other business opportunities. Sometimes something that we think is bad but can be good if we always think positive.