What is your biggest obstacle to achieving financial freedom ?

[cloirecrom]

what you say it's true, but to achieve real freedom, exit from the rat race, you need capital and good insight.
doing the right thing at the right situation.

[Jatiluhung]

Financial freedom is everyone's dream. But only a few people are able to achieve it. Because Financial Freedom is a condition where we are no longer worried about finances for the provision of our lives in the present and the future, have no debt and of course have passive income. in the sense that we still have income even without working. or we have enough savings for now and the future. usually because we have invested in a particular area that continues to bring us profit.
but not all wealthy people can be interpreted as people who have achieved financial freedom if they still have to work, especially if they still have debt. at least that's what I understand from the words of Robert Kiyosaki who is an expert in the field of investment and finance, and he also believes that Financial Freedom is not the same or different from being Rich. sourch.

But what is certain is that to get Financial Freedom we must start planning and start preparing from now on. i.e. from when we were young.
However, in the current economic conditions, it is certainly very difficult to start this. But that doesn't mean we can't make preparations and plans from now on. we can start from small things. like learning to save and invest wisely from now on. small steps can sometimes be the beginning of big steps in the future. and going slowly is much more than not going at all.

[Minor Miner]

For me the biggest obstacle is the low level of my education which makes it difficult for me to find a good job that can give me the dream of financial freedom. All I do is look for extra income online. I'm thinking more about saving first and finding a good business that suits me.

This is what many families are facing today in different countries, because they failed to believe that education is power to success. I think, is never too late for you to get it right to further your education, if you wish because there is a lot of benefits that follow those who are well educated in the country in the areas of good jobs and knowledge to improve higher in any type of businesses. But if you prefer to do business, I think is a good choice also but you need to work hard for you to get the capital to start your own business to fulfill your plans in life.

The problem of lack of education is taking place mainly in poor countries, not because they do not believe that education cannot bring success but because life prevents them from doing so. In my locality, many families have to send their children out of school when they are in middle school because the economic conditions are not enough for their children to go to school. I believe everyone is aware of the importance of education as the only path to success.

Particularly in the case of @chrisculanag, I think if you have a computer and internet, you still have the opportunity to continue to complete your education, as long as you really want to, anything is possible.

[Aanuoluwatofunmi]

I think another cause to this financial freedom instability is the occurrence of the natural epidemic, we have the example of the impact of the covid 19 pandemic that has left many business economy effortless to sustainability because of the distort in the commercial aspect of the economy as many businesses and organizations had suffered the lost, the money expected to be used for pleasure and personal savings were dumped back into the businesses to sustain it, many have gone into loan while sone has collapse after suffering a closedown, the natural epidemic occurrence is an unplanned and unexpected experience that has denied many from achieving  financial freedom.

[Cryptomultiplier]

One of the biggest obstacles I have come to see is that which concerns saving. As in, keeping aside a part of what one earns, no matter how little, for future use.
I can understand how hard it is to save up, mostly these days wherein the economy is in a depressing state. The cost of feeding and paying bills has risen and with health care not left out, how does one foot all this and be financially free?
It still boils down to saving. Despite the fear of hackers and scammers parading the internet, looking for victims, one should at least keep a fraction of what is earned, and watch how being faithful in this small practice will ensure financial freedom.

[kawetsriyanto]

~Our biggest obstacle is ourselves, we have forced ourselves into difficulties and barriers because of fear. We should not blame our circumstances and conditions for not being better than others, we are not brave enough to step out of our comfort zone to do things we have never done. "It's not your fault if you were born into a poor family, but it's your fault when you grow up poor." Our lives are what we choose.

Agree. Sometimes we are too worried to try, so we never have a chance to change our life. We can't have financial freedom if we never did hard work and never take risk jobs. Commonly, we feel fear because of the risk, it is actually natural to feel fear about risk. However, no gain to achieve without taking risk, big things often come with a risk to achieve. For example if you want to be rich with Bitcoin, you must deal with its risk to succeed in its investment. You will never get money from Bitcoin if you feel afraid and never try to buy Bitcoin. However, to know the risk, we need to learn Bitcoin from any sources. Learning is a part of success besides experience.

[milewilda]

~Our biggest obstacle is ourselves, we have forced ourselves into difficulties and barriers because of fear. We should not blame our circumstances and conditions for not being better than others, we are not brave enough to step out of our comfort zone to do things we have never done. "It's not your fault if you were born into a poor family, but it's your fault when you grow up poor." Our lives are what we choose.

Agree. Sometimes we are too worried to try, so we never have a chance to change our life. We can't have financial freedom if we never did hard work and never take risk jobs. Commonly, we feel fear because of the risk, it is actually natural to feel fear about risk. However, no gain to achieve without taking risk, big things often come with a risk to achieve. For example if you want to be rich with Bitcoin, you must deal with its risk to succeed in its investment. You will never get money from Bitcoin if you feel afraid and never try to buy Bitcoin. However, to know the risk, we need to learn Bitcoin from any sources. Learning is a part of success besides experience.

When you do only have sufficient amount of money which you cant possibly be able to make out investment or direct engagement then it would be understandable that it would really be creating that kind of being worried
which it would really be a normal approach for a certain human being.You would really like to make your life better in terms of finances but you are really that in doubt when it comes on taking risk which its not a surprise.
Even myself does have lots of worries on the time that i have started with this crypto space plus i do have only sufficient amount for me to live and to my expenses out from my job salary which it is really hard to make
out some consideration that you should really make out some investment but you are really that been creeped out by fear and anxiety.

[Russlenat]

I find it very hard to manage funds , especially as I still reside with family  , and I have a generousity problem  , I can't see someone in lack and withhold my last dime even if it might be my capital  ,I don't mind giving it out to solve that problem  , I think when I eventually start staying alone,  I will seat up.

Same here. I am planning to live alone this year. I want to focus on myself and stop thinking about others that are actually not my responsibility. I want to take advantage of the opportunities that are up for grabs, especially since next year is already the halving of bitcoin. I need to save more funds because bitcoin halvings only happen once every 4 years. This might be the only chance that bitcoin can grow to a minimum of 500% since growth will slow down and there might be price stability once the bitcoin market reaches trillions of dollars.

It’s okay to live alone away from your family but always know that your obligation to your own family should still continue, not completely giving all what you have, but at least help them in things that you are capable of. Anyway, opportunities are always around, we just have to look for it and grab them whenever we can. Personally, I have my own family to support too, that is why I have to work harder in order to sustain my source of income so I can also cater to their basic needs. It’s not really an obstacle for financial freedom, but most likely an obligation especially for my parents as I won’t be here today without them in the first place.

[harapan]

One of the biggest of achieving Financial Freedom has to do with once mindset, there is nothing impossible to achieve if you put your mind to it. So one has to be very positive when you want to get a change. The most most at times is not a problem when people have passion.

Secondly is failing to try new things, a trail and failure gives you a chance but not trying at all is as good as stupid. The environment and people you role with might also limit how you think and reacts.

One really needs a good mentor to help with guidelines with what to do ams what to avoid while trying to be financially stable.

[Zilon]

To achieve this goal, we will encounter endless challenges. Each of us has a unique life situation so what is your biggest obstacle to achieving it ? I know we can make a long list of problems but there must be one or two primary reasons that really hold you back. This is where we should focus and I would like to hear your story. Thanks.

Opportunities and the right set of cycle. Obstacles are not really strange to humans but what differentiate people are how they are able to tackle theirs. I so much believe in partnership, the more network I can gather the more ideas i can explore and the greater miles i cover. Hitting financial freedom has been a burden I need to lessen, but I just feel it is more easily solved with people of the same mindset

[Mahanton]

To achieve this goal, we will encounter endless challenges. Each of us has a unique life situation so what is your biggest obstacle to achieving it ? I know we can make a long list of problems but there must be one or two primary reasons that really hold you back. This is where we should focus and I would like to hear your story. Thanks.

Opportunities and the right set of cycle. Obstacles are not really strange to humans but what differentiate people are how they are able to tackle theirs. I so much believe in partnership, the more network I can gather the more ideas i can explore and the greater miles i cover. Hitting financial freedom has been a burden I need to lessen, but I just feel it is more easily solved with people of the same mindset

Each person does have their own perspective and does have their own ways on how to face up challenges and problems in life which it would really be that normal that they would really differ to each other.
Some would really be going to the easiest path but not that much effective and some would really be going into that sacrificial type of problem solving or whatever as long they do able to attain
to what have on their mind. We do live a life where lots of problems might be faced up and instead on freaking out and making yourself get fear out of these problems
then it would be better it would really be faced up.

[uneng]

One of the biggest of achieving Financial Freedom has to do with once mindset, there is nothing impossible to achieve if you put your mind to it. So one has to be very positive when you want to get a change. The most most at times is not a problem when people have passion.

Secondly is failing to try new things, a trail and failure gives you a chance but not trying at all is as good as stupid. The environment and people you role with might also limit how you think and reacts.

A positive mindset is very important when trying to achieve financial freedom, so you will have disposition to work in a good mood everyday, while being patient and calm towards the adversities of daily life. To fail is always a bitter experience, but we have no choice besides getting up and following ahead. That is the process to be repeated till things start happening in our professional field as expected.

One really needs a good mentor to help with guidelines with what to do ams what to avoid while trying to be financially stable.

The issue in expecting something from a mentor is that he may not exist or never come, so I think we need to be prepared to walk a lone journey, if that is what the destiny brings to us, under the risk of waiting forever for third party guidance and support that may never reach, so we end not achieving the so desired financial freedom after all.

[Sebas.tian]

One of the biggest obstacles I have come to see is that which concerns saving. As in, keeping aside a part of what one earns, no matter how little, for future use.
I can understand how hard it is to save up, mostly these days wherein the economy is in a depressing state. The cost of feeding and paying bills has risen and with health care not left out, how does one foot all this and be financially free?
It still boils down to saving. Despite the fear of hackers and scammers parading the internet, looking for victims, one should at least keep a fraction of what is earned, and watch how being faithful in this small practice will ensure financial freedom.

I agree with you, it hard for some people to save money from their wages or salary they are earning from in an organisation, because of many challenges he or she is facing in the environment. If you can start saving little money in this period, I think you will definitely achieve something that will make you to invest in a potential coins in this season that will bring smile on your face in the future. Now that, there is an opportunity to build a good future is here for people to embrace by investing a huge amount of money on Bitcoin so that they will have financial freedom in future, but because of lack of money some people will still miss this opportunity because of the high rate of inflation that is affecting the world economy.

[Minor Miner]

One really needs a good mentor to help with guidelines with what to do ams what to avoid while trying to be financially stable.

The issue in expecting something from a mentor is that he may not exist or never come, so I think we need to be prepared to walk a lone journey, if that is what the destiny brings to us, under the risk of waiting forever for third party guidance and support that may never reach, so we end not achieving the so desired financial freedom after all.

Our success should not depend on a mentor or waiting for someone's help, even with their help, I am not sure that you will have the success you want. Everyone has their own opinion and what they can give you is advice, not decision for you, if the mentor does it all for you, then it is their success, not yours. The road to success is not always smooth, and we need to face it, not try to avoid it. The success that comes too easily can also disappear very quickly, so experience it all for yourself to achieve financial freedom your way.

[Cryptock]

One really needs a good mentor to help with guidelines with what to do ams what to avoid while trying to be financially stable.

The issue in expecting something from a mentor is that he may not exist or never come, so I think we need to be prepared to walk a lone journey, if that is what the destiny brings to us, under the risk of waiting forever for third party guidance and support that may never reach, so we end not achieving the so desired financial freedom after all.

Our success should not depend on a mentor or waiting for someone's help, even with their help, I am not sure that you will have the success you want. Everyone has their own opinion and what they can give you is advice, not decision for you, if the mentor does it all for you, then it is their success, not yours. The road to success is not always smooth, and we need to face it, not try to avoid it. The success that comes too easily can also disappear very quickly, so experience it all for yourself to achieve financial freedom your way.

That is so true - sometime we are too scared to start our business.
We do not do enough research and to start our business. I now have decided to work on my own small business and for that I am spending so much time doing research and digging - I am sure this time. I will do good.

[bitgov]

One of the biggest of achieving Financial Freedom has to do with once mindset, there is nothing impossible to achieve if you put your mind to it. So one has to be very positive when you want to get a change. The most most at times is not a problem when people have passion.

Secondly is failing to try new things, a trail and failure gives you a chance but not trying at all is as good as stupid. The environment and people you role with might also limit how you think and reacts.

One really needs a good mentor to help with guidelines with what to do ams what to avoid while trying to be financially stable.

I think my biggest obstacle is being too lenient and trust someone blindly and making blunders.
I have made so many mistakes in my life - and I promise next time I wont do that again - and something else happens and teach me a lesson

[TheGreatPython]

Regardless where we live, money is our top priority in order to survive and thrive. Having enough money to fall back on means we are entitled to more choice and possibilities. Like it or not, we are chasing or being forced to chase money in most phases of our life. Financial freedom has been most people's ultimate goal for decades, if not for centuries. To achieve this goal, we will encounter endless challenges. Each of us has a unique life situation so what is your biggest obstacle to achieving it ? I know we can make a long list of problems but there must be one or two primary reasons that really hold you back. This is where we should focus and I would like to hear your story. Thanks.

One of the biggest obstacles to achieving financial freedom for many people is the burden of debt. Whether it's credit card debt, student loans, or a mortgage, debt can make it difficult to save and invest for the future. High interest rates and monthly payments can make it hard to make ends meet, and it can feel like you're stuck in a never-ending cycle of paying off bills.

Another obstacle that can hold people back from achieving financial freedom is lack of financial education. Without a solid understanding of personal finance, it can be difficult to make smart decisions about money. People may not know how to budget, save, or invest their money effectively. They may also fall prey to financial scams or make poor decisions because they don't understand the risks involved.

[Oilacris]

Regardless where we live, money is our top priority in order to survive and thrive. Having enough money to fall back on means we are entitled to more choice and possibilities. Like it or not, we are chasing or being forced to chase money in most phases of our life. Financial freedom has been most people's ultimate goal for decades, if not for centuries. To achieve this goal, we will encounter endless challenges. Each of us has a unique life situation so what is your biggest obstacle to achieving it ? I know we can make a long list of problems but there must be one or two primary reasons that really hold you back. This is where we should focus and I would like to hear your story. Thanks.

One of the biggest obstacles to achieving financial freedom for many people is the burden of debt. Whether it's credit card debt, student loans, or a mortgage, debt can make it difficult to save and invest for the future. High interest rates and monthly payments can make it hard to make ends meet, and it can feel like you're stuck in a never-ending cycle of paying off bills.

Another obstacle that can hold people back from achieving financial freedom is lack of financial education. Without a solid understanding of personal finance, it can be difficult to make smart decisions about money. People may not know how to budget, save, or invest their money effectively. They may also fall prey to financial scams or make poor decisions because they don't understand the risks involved.

For now the current situation im in then it would be on credit card debt+mortgage debt which it is really that something that would really prohibit you having that financial freedom.
I had just realized that im really just wasting off too much time and money for things which arent really making that return or something that do talks about investment but rather i do
really focuses up too much on liabilities.

Im gradually trying out pay up all of these things and would really avoid it as much as i could if ever i do able to finish this on particular time.It do really sucks
when you are really into this kind of situation.

[Smartvirus]

The biggest obstacle is information.
Getting the right information on how to create wealth is important. Some people have the information and hoard it while some do not have information at all. Some are looking for information and some have information and do not know what to do with it.
Also some are given wrong information.
Information is Power and according to a popular saying "if you are not informed, you will be deformed".

Information is everything. Little wonder why, we go through institutions of learning. It's simply because, you want to be informed on what is and possibly how to applg it for wealth creation. How informed you are actual creates room for improvement on what have been and definitely the news ways of doing a thing to have better result. Unfortunately, many just seek wealth without the necessary information on how to do a thing correctly or even differently to get better results.

Indeed, the lack of the right information is one of the main obstacles here. There are so many people connected to the internet these days that if we could know where we can apply our work and knowledge, who needs it right now, we would never be jobless. At the moment it's not that easy to find the right info, but, I'm sure, in the nearest future there will be apps for that that really work.

I don't think it's about the apps not being available or adequate to be informed. In fact, the Internet could be said to be be its pick and quite explosive as it is with lots of users making themselves a fortune off the space and yet, a lot of others still looking weary, seeking the government for there salvation. Its a question of understanding the tools at your disposal and how to use them.

[Jody.Drummer]

what you say it's true, but to achieve real freedom, exit from the rat race, you need capital and good insight.
doing the right thing at the right situation.

Isn't that a natural thing, because regardless of anything we can't grow if indeed we are still afraid to get out of the comfort zone that we have.
Humans need challenges to make their lives better and when they want to change their economic conditions it is clear in this case they need to change and need to get out of the zone they have in order to change their conditions.
This is a real process because if there is no such process then there is no change for them because to have a condition where we have financial freedom it is not enough just to relax.