Loan Defaulted [Yolo89] !

[Edwardard]

What happened::  Yolo89 took a 220$ loan from me on 23rd january which he promised to repay within 24hrs. But he simply delayed the process by giving some reasons. And today he just deleted all our telegram chats and blocked me. I gave him a loan even while he was a newbie just based on the VIP diamond 3 stake account screenshots shown by him to me on tg. However, this was my first and last time dealing with such a newbie. Please tag him!
Scammers whatsapp no.(which he gave me on tg): +1 (226) 271‑2285 (He is from Canada he said)
Scammers Profile Link: https://bitcointalk.org/index.php?action=profile;u=3530357

Reference Link: https://bitcointalk.org/index.php?topic=5436409.0
Amount Scammed: 220 USDT
Payment Method: USDT (BEP-20)
Proof of Payment: txid: 0x60dccb54d0071e03ca7ca684dd525983b0c172702071aa2abad86ed3573a6ed5 (bsc)

[salad daging]

It's a shame that he didn't keep his promise to you as a lender and that was just sweet talk that was released by him, well, because giving loans to newbies is too risky without any collateral, so I hope you'll get a better replacement for this loss.

I created the Yolo89 flag so that many will support him that he is a scammer from his loans.

add flag: https://bitcointalk.org/index.php?action=trust;flag=3099

[Despairo]

I was tag him after he ask for loan because there's no way to trust a newbie account without collateral, but my tag is just not visible in trusted feedback.

Too bad if you not screenshot the whole conversations, so you can attach the proof here and expose his Stake's account to make everyone know.

Yeah +1 is an American phone number, but I don't think he's really an American because $220 is small money on there, I speculate it's just a temporary phone number and he live somewhere in third world country.

You must create flag type 3 and also giving negative tag to him, I will support your flag.

add flag: https://bitcointalk.org/index.php?action=trust;flag=3099

There's no reason to create one more type 1 flag because @Timelord2067 was create it earlier https://bitcointalk.org/index.php?action=trust;flag=3098

[shasan]

Finally, you are final that you are not going to receive the repayment of the loan. Actually, we know earlier and are sorry for your loss. There is no way to get repayment of the loan. Please never give any loan to a newbie account, an old account that just woke up, woke but not earned merit after waking up. A long gap eg 6 months and not yet on any campaign and/or not earned merit after the gap, password changed, email changed, while there is an active loan, etc.
Please create a flag flog type 3

   This user violated a written contract with me, resulting in damages.

[Timelord2067]

The painful lesson we can all learn from this is:

NO COLLATERAL = NO LOAN!

[shasan]

The painful lesson we can all learn from this is:

NO COLLATERAL = NO LOAN!

Yes, we again learned that there is no value for the proof of income either that is present income or the income of post. No reputation will have any value here which is out of the forum. We can't rely on any intellectual property. ANd there is no value for any KYC document to a lender.

[Edwardard]

Yeah +1 is an American phone number, but I don't think he's really an American because $220 is small money on there, I speculate it's just a temporary phone number and he live somewhere in third world country.

Could be. I didnt try to contact on this number coz of my own privacy. He very politely convinced me from the start though. I am ashamed of myself that I got fooled by his words.
@shasan, I completely agree with you now and I wont be taking anymore risks with new accounts and untrusted ppl.
@All, Unfortunately, I didn't take any tg screenshots of the chat, but I think now its not even necessary since the proof of loan is already there in the lending board.
Anyway, type 3 flag created: https://bitcointalk.org/index.php?action=trust;flag=3100
Please support!

[shasan]

@All, Unfortunately, I didn't take any tg screenshots of the chat, but I think now its not even necessary since the proof of loan is already there in the lending board.
Anyway, type 3 flag created: https://bitcointalk.org/index.php?action=trust;flag=3100
Please support!

There is no need to show proof of a screenshot. As there is a post from the borrower about the receipt as well as the extension. I have supported the flag. Actually, there was no need to create a flag and this thread but I suggest both of these make awareness to the community those still does not know about this type of scam. Flag supported.

[AHOYBRAUSE]

F this guy.
I told you from the beginning , but then it was already too late.

At least you didn't give him a second loan, that would have been even worse.

Flag supported (even though it doesn't matter with my level, lol )

[noorman0]

I've been quietly following the updates of that thread the last few days, to be honest you could have started your accusation earlier especially after this reaction posted (sign of not being serious).
Also looking at the txid, actually this guy never spends his money. Just hoping it will move somewhere sometime.

Anyway, sorry for your loss, I support the flag.

[dimonstration]

Does he provide complete details of his stake account? You can get his details from Stake since he might undergo KYC due to high VIP level status. This scammer probably lose the money he loan from you on gambling then decided to default the loan and start from scratch. Busting this game real identity through a police request will make his modus stop now if he provide his stake account complete details.

Sorry for your loss but it’s odd for an established members become victim of this kind of newbie lending scheme.

[ps34]

well that was a train wreck crashing everyone could see that i imagine  shame   

this way we (newbies) get a bad rep here on forum yet again   

sorry this has happened to you   i have been scammed also about 500 €  by someone changing password   on a gambling account when i deposited 500 € on it   we learn all but valuable things out of this 
i'm sure i will not let this happen again to me just as you who won't let this happen to you to ! We all learned our lesson here

[bitbollo]

I am sorry for your loss OP but in a certain way you have earned a lesson (that probably could help you to save more money in real life !)

Does he provide complete details of his stake account? You can get his details from Stake since he might undergo KYC due to high VIP level status.
...

LOL of course no !
stake will never provide data of his customers to another one! and moreover since he receive a screenshot we are not even sure he was really using some stake account (he has maybe used screenshot from another account)

[Rikafip]

I am sorry for your loss OP but why on earth you gave a non-collateral loan to a Newbie account? It makes zero sense and you were basically asking to be scammed and I guess you had to learn the lesson hard way.

User tagged and waiting for Type 3 flag to support. Not that it would help much, but still..

[Lucius]

@Yolo89 definitely don't care about flag or feedback on his account.

Why would he care that he destroyed the reputation of only one BTT account, when there are probably who knows how many more with which he will try to make a new scam? If things like this happen publicly, I wonder what is happening through private messages and through Telegram, where there are certainly a lot of victims who will not publicly admit that they were naive.

In the end, the OP should be happy that his loan didn't include another 0, because a few hundred $ most people will somehow manage to survive and forget.

[The Sceptical Chymist]

Also looking at the txid, actually this guy never spends his money.

Huh.  Is this guy trying to stack sats by loan scamming or something?  That wouldn't be the most bizarre thing I've seen, but it'd still be strange.  Anyway, I supported the flag for whatever good it'll do.

Not sure if it's this thread that keeps catching my attention or what, but it seems like there have been more scam accusation threads being created for loan defaults than usual.  I've got the Lending section ignored, so I don't know what's going on there or how active it's been, but I definitely haven't seen loads of loan scam accusations in the past year or two. 

Then again, when bitcoin starts to go up all the scammers start coming out of the woodwork.  Never fails.

[ScamViruS]

Sorry for your loss @Edwardard. But you should remember that doing any transaction with newbie account is highly risky. I think you have no chance of getting this money back. We can now only leave negative feedback on that user's account, but it won't hurt that user, because he has nothing to lose. I know this is a very painful experience for you, but this experience will prevent you from making the same mistake again in the future.

[Edwardard]

We all learned our lesson here

Lol, are you also included in the "we" part? Since you (as a newbie) was also spamming my PM asking for a
non-collateral loan yesterday or just a few days back if I remember correctly. I hope you are different than the scammer but I wont take the risk again.

Also looking at the txid, actually this guy never spends his money.

He gave me his stake account's usdt (bsc) deposit address as stated by himself in tg chat. I sent to that address without looking much into it. Is that not a stake's deposit address?

[ps34]

well edward  i have been scammed for 500 € before so that's why i talked about "we" learned our lesson

I have an open  thread for a 500 € loan    you can always contact me   if you want to talk i'm more then open  to give you all information needed

[shasan]

He gave me his stake account's usdt (bsc) deposit address as stated by himself in tg chat. I sent to that address without looking much into it. Is that not a stake's deposit address?

I do not think that is a stake account and also I think that is an account of Binance. The person just made you a joker and waste your time. As I told you (probably on pm or on post) that the person's account was blocked. So, there is no chance that the person will deposit also the person has an active topic on the scam accusation board. Also, another post on the gambling board about his/her account being locked.