DevilSlayer
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March 11, 2023, 03:18:26 PM |
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Learn from your mistake, you tried to live like an elite person even though you do not have capacity to maintain that kind of living, it can serves a lesson not only for you but to the readers to this thread. There's nothing wrong in living an extravagant lifestyle, and I'm sure that this is probably the main goal of majority of the people. The problem is people are trying to live an extravagant lifestyle without sufficient cashflow, they do not have enough asset that will give them income that they can use to buy things that they want. They only have liabilities and it is the reason why they are not good financially. I want to have an extravagant lifestyle in the future and the current action that I'm doing is I keep building my self especially my mental fortitude because for me it is the most important then my second focus is my money making skills. I know avoiding unnecessary expenses like eating outside, drinking, or even buying new things.
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Jawhead999
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March 11, 2023, 03:39:39 PM |
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You should have health Insurance, or always include in your budget expense for medical emergencies, this can be a different budget from the money you keep for other domestic emergency situations in your home. If you always have a budget for medical situations, you will be able to sort out little medical bills.
If you're only life in simple and doesn't buy a lot expensive thing, you don't need to care to set a budget for anything including for health insurance because you will always have a lot money due to your simple life style. Sometime your medical bills can be higher than your expect, so it's better to life simple and have a lot money to prevent from anything bad might happen in the future.
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AmoreJaz
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March 11, 2023, 10:09:19 PM |
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You should have health Insurance, or always include in your budget expense for medical emergencies, this can be a different budget from the money you keep for other domestic emergency situations in your home. If you always have a budget for medical situations, you will be able to sort out little medical bills.
If you're only life in simple and doesn't buy a lot expensive thing, you don't need to care to set a budget for anything including for health insurance because you will always have a lot money due to your simple life style. Sometime your medical bills can be higher than your expect, so it's better to life simple and have a lot money to prevent from anything bad might happen in the future. or better yet, aside from having health insurance, take care of your health as well. observe what foods are you eating on a daily basis. replace it with healthier choices. as much as possible, prep your own food so you know what are the contents of your food. of course, allotting funds for emergency is always a must. but some people can't as they are just living paycheck to paycheck.
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Wakate
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March 11, 2023, 11:55:35 PM |
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What if there was an emergency like you got sick and you need to see doctor and buy meds how would you budget that? even in strict in your budget you cant still prevent that.
You should have health Insurance, or always include in your budget expense for medical emergencies, this can be a different budget from the money you keep for other domestic emergency situations in your home. If you always have a budget for medical situations, you will be able to sort out little medical bills. If you are not good planning out how you spend your money, you can see help from people who are good at it. Someone who naturally does not know how to plan for anything, will also suck at planning out their expenses. People who have money does not always bother themselves about savings because they have investment that would keep giving them consistent profits. We need to be prepared and ready to create businesses that would keep giving us profits employing people to work for us while we are the one making the money. There are different things we can do to keep generating consistent profits while are asleep. This is how the rich people make there money so we need to create our own business from scratch and grow to a level of substantial.
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AnonBitCoiner
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March 13, 2023, 10:39:05 AM |
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its good that your realize this thing soon and we have firm believe that spending of life with proper planning may be difficult but it eventually leads to a successful destination. Having a luxurious life is dream of everyone but some people don't think that what will happen if one this luxurious life ends.
A person should save some amount for future if unfortunately time comes when you have no other option then use that saved amount will be more better instead of begging in front of others.
We should not do that work which needs more many and is not a necessary part of life like that are branded dress, outing with friends and other similar activities. teenage don't have active minds that's why they do these things in younger age and in old age they think about their mistakes.
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ringgo96
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March 13, 2023, 01:10:33 PM |
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although the wealth that we have today has met all the needs of life and even has been lost, but for the problem of expenses, of course, we must be able to manage it well if expenses are not too important, it would be nice to avoid it because it will waste our money without any benefits, of course it is not good, when we buy an item that we need must also be considered properly so that the expenses we use are not in vain, And we have to reflect on when we're still struggling because it's precious when we're successful.
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Cedie
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March 13, 2023, 01:22:17 PM |
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I'm sure you enjoyed having that much during those times. And that's privilege of being young, to be able to make mistakes and learn from it. Sad part is, I think you took too much for a learning. Kidding aside, yeah, planning makes things more predictable and makes you feel more powerful to live the life according to how you want. Also, it's great to have something to look forward that makes life worth living. Personally, I have very few big plans for myself which includes what I want and what I need, and the rest is just about planning one day at a time. I believe preparing for emergencies is as important as enjoying life.
But yeah, planning comes first first, especially if you can't afford to enjoy.
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og kush420
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March 13, 2023, 09:00:22 PM |
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Is good to plan, don't live your life on a plata of Gold. The first time I had bulk money was during my higher institution days, as a student we know and hear too many things but only few chose to do something, opportunity of MMM, crypto currency and Achievers forum sorry mentioning them here came to me in school and I grasps it and as God may have it, I make a lot of money but the first thing that came to my mind was to buy car, I bought two cars, place one as a taxi and one private use as school big boy but non of this happen to play out well.
The Taxi cab had an accident and piece in bits and I sold it out auction price, same thing happen to the one I was using in school and it was a tragedy scenes, it was sold as Scrabs. I used the remaining money to live extravagant lifestyles, going out with friends, carrying girls to where we can't ordinarily afford bills, buying wears we don't need, gadgets and accessories we don't match our income or status but all this turn out against me. I lost almost everything, for two years after my school I could afford a dime, no job, no source income, I have nothing in my bitcoin wallets, life balls back to zero level.
Today I can boastfully said this not to impress you or give you a plan but is good to plan your life, know what you want per time, avoid impulse buying, avoid competition, avoid extravagant lifestyle, have a routine, draw your scale of preference, learn forgone alternative principles. Life on earth is short if you can't get it right, and life is hell if you're not living it right.
That is a good point mentioned - one should have a good planning - doing the Homework properly would save you from lots of trouble. Those who do the homework at the right time - but as you mentioned life teaches you so many lessons. So you never know what is compiling up in life.
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Kelvinid
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March 13, 2023, 10:07:01 PM |
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People who have money does not always bother themselves about savings because they have investment that would keep giving them consistent profits. We need to be prepared and ready to create businesses that would keep giving us profits employing people to work for us while we are the one making the money. There are different things we can do to keep generating consistent profits while are asleep. This is how the rich people make there money so we need to create our own business from scratch and grow to a level of substantial.
Perhaps they don't need to save for emergencies as they already have life insurance that would be used when it comes. They don't worry about small things and small expenses but instead, they have been worried if they will lose the market competition. That is why they'll somehow focus on growing their business and spend more time there.
Budgeting is quite challenging but I believe it could be a workout as long as we are motivated to do so. Planning is very important that could help our budgeting work well, only we have to stay on it.
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romero121
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March 13, 2023, 11:05:14 PM |
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It depends and differs between users. From my personal experience most of the unplanned things have happened in the right way whereas planned things gets delayed. As mentioned unnecessary expenses can be avoided with the perfect plans. Whether we plan or does things randomly, we should have the fund to meet unexpected expenses. This can be done with the allocation of miscellaneous fund from our regular savings. In the inflated even with the perfect execution we need additional fund, because the price increase in products are changing everyday.
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GideonGono
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March 13, 2023, 11:27:12 PM |
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I used to plan on how much I would spend back when I was younger, now that I am working and earning my own money it seems that I spend so much that I only have few money left before my next salary arrives. I spend most of my money on food, I know some would think that it is just an excuse but when I am stressed out or feeling down food is the only thing that could make me feel good right now other than online games. But I also want to go back to how well I handle or plan my money before it's just that it is so hard right now for me.
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Mario Yamasaki
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March 14, 2023, 04:41:02 AM |
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Learn from your mistake, you tried to live like an elite person even though you do not have capacity to maintain that kind of living, it can serves a lesson not only for you but to the readers to this thread. There's nothing wrong in living an extravagant lifestyle, and I'm sure that this is probably the main goal of majority of the people. The problem is people are trying to live an extravagant lifestyle without sufficient cashflow, they do not have enough asset that will give them income that they can use to buy things that they want. They only have liabilities and it is the reason why they are not good financially. I want to have an extravagant lifestyle in the future and the current action that I'm doing is I keep building my self especially my mental fortitude because for me it is the most important then my second focus is my money making skills. I know avoiding unnecessary expenses like eating outside, drinking, or even buying new things.
Learning from mistakes is a must for us to be successful, most people don't want to take lessons from mistakes or failures so they only regret what has happened, namely failure, remember the philosophy that the more you fail, the more steps you will be successful, don't stop from mistakes and failure, but make it as a spirit to improve quality in the future.
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ancafe
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March 14, 2023, 05:23:49 AM |
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Narrative is quite good in the principle of life that you prepare, but in many places of practice it does not go as smooth as expected, right?Accidents cannot be predicted and anyone does not want to get the accident. However, a person must have a backup plan in living life, for example preparing special savings or long-term planning to start investment, so that the level of financial capability that we get will be useful when things are not wanted.
Anyone should avoid unnecessary purchases and luxurious lifestyles, because we cannot predict financial conditions what will happen in the future, people who have more abilities even more efficient than those of us who have standard income, herein lies the mistakes of many people in planning life.
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og kush420
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March 14, 2023, 08:35:26 AM |
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Narrative is quite good in the principle of life that you prepare, but in many places of practice it does not go as smooth as expected, right?Accidents cannot be predicted and anyone does not want to get the accident. However, a person must have a backup plan in living life, for example preparing special savings or long-term planning to start investment, so that the level of financial capability that we get will be useful when things are not wanted.
Anyone should avoid unnecessary purchases and luxurious lifestyles, because we cannot predict financial conditions what will happen in the future, people who have more abilities even more efficient than those of us who have standard income, herein lies the mistakes of many people in planning life.
Patience is the key to success - one should do things with time and learning. Doing the proper homework is the one of the finest way of doing thing.
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Uruhara
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March 14, 2023, 08:53:02 AM |
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I think it's about how to be wise in spending our money. and it seems like most people already know about it. i.e. only spend money on things we really need. and avoid spending a lot of money on things we don't really need.
having fun is also necessary in our life. but we shouldn't do it too often. maybe we can schedule it at certain times like on weekends only. namely to release the stress that has accumulated on us due to the workload that we have lived every day. But the money used must be limited. or we have already set aside special money that will not interfere with our finances.
and if we are used to a glamorous life, then no matter how much money we have, it will quickly run out and we will regret it later when our money runs out.
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woez
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March 14, 2023, 09:17:03 AM |
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For me life must have a concept of planning so that it can save us from unnecessary expenses that can conflict in the future. It's like having a map to guide us toward our destination, helping one avoid detours that can lead to financial problems. But sometimes it often goes off the rails too. At least we'll all be grateful for that later.
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slapper
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March 14, 2023, 09:26:36 AM Last edit: July 19, 2023, 06:35:36 PM by slapper |
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I enjoy reading your story, however I find your recommendations wanting. It looks like you've messed up fairly badly in the past, but now you want to provide advice on how the rest of us should live. It's not plausible that one would have enough money to buy two cars and live a lavish lifestyle. Regardless, I appreciate your honesty in describing your trial and error. The significance of planning ahead and seeing it through is, in my opinion, the most significant takeaway from your narrative. Just winging it will not get you where you want to go in life. But adaptability and a willingness to change tactics on the fly are essential. It's okay if things don't always go according to plan. So, remember this: set a course of action while maintaining some degree of adaptability. Try new things, but only if you've given them plenty of thought, and if they don't work out, don't beat yourself up over it. No one is perfect, and we can all learn something useful from our mistakes.
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ancafe
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March 15, 2023, 04:23:54 AM |
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Narrative is quite good in the principle of life that you prepare, but in many places of practice it does not go as smooth as expected, right?Accidents cannot be predicted and anyone does not want to get the accident. However, a person must have a backup plan in living life, for example preparing special savings or long-term planning to start investment, so that the level of financial capability that we get will be useful when things are not wanted.
Anyone should avoid unnecessary purchases and luxurious lifestyles, because we cannot predict financial conditions what will happen in the future, people who have more abilities even more efficient than those of us who have standard income, herein lies the mistakes of many people in planning life.
Patience is the key to success - one should do things with time and learning. Doing the proper homework is the one of the finest way of doing thing. The keyword patience can be implemented when someone has a financial plan that has been prepared, if you are just patient and don't do anything, then patience will not bring a solution to this problem. To avoid unnecessary expenses there is also a portion that must be considered, without neglecting social status in carrying out friendships with friends and family, as human beings we definitely need holidays, eating out with family/friends and social relations with others. If we don't have financial planning, it will be difficult to reach this level and to be more precise, being wise in using money is the best way to avoid unnecessary expenses.
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xSkylarx
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March 15, 2023, 04:45:43 AM |
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For me life must have a concept of planning so that it can save us from unnecessary expenses that can conflict in the future. It's like having a map to guide us toward our destination, helping one avoid detours that can lead to financial problems. But sometimes it often goes off the rails too. At least we'll all be grateful for that later.
Though life is not always goes as it plans that is why we should be prepared what path we are going to like in this unexpected expenses if we have savings or funds about this then it means we are prepared and we can tackle this problem. Only the cons is that if you are just only earning minimum and it is only enough for your needs. That is the time if you want to be prepared find another source of income so that you can achieve those your plans
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Fakhrulenclix
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March 15, 2023, 05:25:13 AM |
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For me life must have a concept of planning so that it can save us from unnecessary expenses that can conflict in the future. It's like having a map to guide us toward our destination, helping one avoid detours that can lead to financial problems. But sometimes it often goes off the rails too. At least we'll all be grateful for that later.
Though life is not always goes as it plans that is why we should be prepared what path we are going to like in this unexpected expenses if we have savings or funds about this then it means we are prepared and we can tackle this problem. Only the cons is that if you are just only earning minimum and it is only enough for your needs. That is the time if you want to be prepared find another source of income so that you can achieve those your plans it is the best way, looking for more income to cover all possibilities that cannot be estimated. in this life we have planned in such a way as to maintain the financial stability that we have, but sometimes many unexpected things happen, such as losing control in life or disasters that occur, we cannot be prepared because that time will come by itself, but what we have to do is try our best to keep saving and looking for other income if time still allows and our income is still lacking.
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