it's so risky!

[Fortify]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

When it comes to investing you should do lots of reading beforehand as that's what made me more comfortable. Some people think it's some dark and magic art, but it all related to the real world of business that we live in. If coke sells a billion bottles a year and then figures out a way to sell a hundred million more - it's quite possible it will make more profit. You should definitely look up and use index funds instead, as for the majority of investors this will be what they need. Being able to weather the downs as well as ups is very important, so you need a strong stomach.

[Poker Player]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

I think you are like most people, you have a misconception of risk as applied to financial matters.

Many people think that for example investing in the stock market is risky, which is partially true or partially false, depending on how you look at it.

Investing by doing DCA in the S&P 500 for the long term is a very safe investment. On the other hand, playing roulette trying to buy and sell an individual stock, typically a small cap, in the short term is very risky.

As for cryptocurrencies, investing in Bitcoin with a long-term view with money you don't need is very safe, while investing in the shitcoin of the moment, especially if you are trying to trade it, is very risky.

What I recommend is that you get a lot of information about investments in general and before investing make a reasoned decision, and do it with money that you will not need in the short or medium term.

[MoonOfLife]

I don't invest money easily in any asset because of fear of losing that money.

Fear to take a risk is part of reason for people staying poor. The rich see risk as what is good to move into another level to financial freedom and they take such move and when they succeed they have another status. If you get scared of taking risk your surviving chance is reduced so I advise if you are showing fear in the asset, you can invest in bitcoin in a secure wallet and in the future you gain more value to it .

We want to be successful, and to make a lot of money, we need to take risks and step out of our comfort zone. If we don't make it, we will never become as rich as others when we fear everything. I have never seen anyone rich and successful without sacrificing anything. It can be said that risk is an integral part of each of us on the way to getting rich.

[irhact]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?
please quote all question and answer it's very helpful for me and others.

Taking calculated risk is very important and not just taking risk blindly, investing in Bitcoin is a calculated risk since the reward is greater as you make more money the more Bitcoin price increases. We have to learn to enjoy taking risk since that's the only way we can move ourselves from the financial condition we're at the moment to a more comfortable one.

Before investing 80% of your savings in Bitcoin, I would love to know what those savings were meant for. If you were keeping all your savings for investment then going in with 80% isn't bad, you can keep the remaining 20% for emergency Incase it comes up so you won't touch your investments.

[SOKO-DEKE]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.

I'm not sure what kind of business you want to invest 80% of your savings in, which I may or may not feel is excessively risky.However, I would add that your level of business understanding will define the level of risk you should be willing to take because not all businesses are  worst investing much amount of money,despite the fact that the percentage you risk will determine your profits.Therefore, not all firms are safe for us to stake our financial future on.

do taking risk is important or not?

Risk is, in my opinion, a very crucial factor in whatever type of business you wish to start. As we all know, there are risks associated with bitcoin, so let's use that as an example,so must accept the risk before we can achieve good financial success.the only thing is to be aware of the level of risk you wish to accept, as failing to do so could result in missing everything altogether.

[michellee]

Taking that risk is normal. It doesn't matter whether it is important, but you have to know how to deal with that risk if it becomes big. Most people don't know how to deal with risk and will panic if something doesn't go how they want.

Investing 80% of your savings is risky, especially if you don't know what you are investing. Even if there is a bitcoin investment but you don't know how to start investing in bitcoin, you might just be wasting your time.

So you should first learn how to invest in bitcoin properly and correctly so you know how to get started. And don't forget to learn about the possible risks after you make your first purchase in bitcoins.

[Merit.s]

For you to go into any investment, you should have the proper knowledge of the investment and the challenges in such investment. This will enable have a proper plan on how to overcome the challenges and stay focus on your investment for you to achieve it.

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

Risk is part of human life,even the path that one choose to follow is a risk because if it leads to destruction, you will be doomed. If it leads to success, you will be successful. The fear of not taking risk to go higher,is the worst of it all because your fear will make you stagnant in life and you will not grow,since you are cool with your present achievement.

[Wexnident]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

It depends on your current state? If you're just starting out earning I reckon you can put up a lot of amount for investment, if not then try to find a perfect balance between what you need to spend/save and what you can invest. Investing would always have a certain amount of risk, I'd consider the majority of investments as money I could've spent on other things meaning money I could've lost without it affecting me negatively in any way. Sad thing is failed investments don't return anything but hey, that's a risk you gotta take if you want to earn more.

[KiaKia]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

No doubt that you are going to have a hard time making some money in the crypto space, if you are not ready to lose any money you shouldn't be in the crypto space, even the safest asset in crypto ( Bitcoin ) is still risky, so the fear of losing money is not something any crypto investors should have in them.

Also, 80% of your total savings should be in the bank, not in cryptic space, 80% is too high, I think that's the main reason you have fear of losing your money, and that's not a safe way to invest in crypto.

In the case of earning some income per month, I may be able to invest 10% of that income on Bitcoin, meaning if anything bad happens, I will lose 10% of my monthly income, which is a bit safer than what you suggest.

Being safe is better than being sorry.

[Gallar]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

Everyone must have a different mentality and courage, it all depends on the nature that is present from birth or because the mentality is trained. Likewise, when it comes to investing, people's characters will always be different, there are people who are very brave, there are people who are mediocre, and there are also people who are cowardly. There is nothing wrong with all of these people's characters when investing, depending on their habits and how far the person is willing to take risks. Now you start investing with your savings of 80%, for me to spend that much savings to invest, really doesn't match my habits and thoughts. Because suppose a loss hits, it will be difficult to turn things around, because the savings are only 20% left. Personally, I like to make investments using savings of 50%. Because in my opinion, investing using savings of 50% is at a safe and neutral point.

And as for the question of whether or not taking risks is necessary, from my personal experience, sometimes taking risks is necessary. Because sometimes there is a time that forces us to dare to choose and take risks.

[BitDane]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

No doubt that you are going to have a hard time making some money in the crypto space, if you are not ready to lose any money you shouldn't be in the crypto space, even the safest asset in crypto ( Bitcoin ) is still risky, so the fear of losing money is not something any crypto investors should have in them.

@OP should accept the fact that in every investment there is risks involved.  The higher the risk the greater the reward but many are able to minimize risks through risk management one of the reason why many wealthy people hire risk managers to manage their investment.

Also, 80% of your total savings should be in the bank, not in cryptic space, 80% is too high, I think that's the main reason you have fear of losing your money, and that's not a safe way to invest in crypto.

Honestly, it is a waste to let 80% of your wealth sitting on the bank.  The interest rate in bank is too small comparing to the profit when you correctly invested it.  Besides, if you put your money in bank, you don't have control over it, your money in bank is being used to invest and majority of its profit will never be given to you.  There is also limit in insuring your fund.  If your saving exceeds that limit and the bank goes bankrupt, anything exceeding that insurance will not be reimubursed and will be completely lost.  So I think it is better to use the money pesonally for investment than letting someone use it themselves.

[Strongkored]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

It would be better for you to learn about investing first so you can reduce fear no investment is risk-free all investments are risky the higher the risk the greater the profit you will get but if you don't start investing then your life will be more at risk with financial problems because inflation will make it more difficult for you to make ends meet because the percentage increase in salary is not as big as inflation.
Reading books about people who have been successful in their investments might help you understand about investment goals so that fear will decrease, fear is still needed so you can be careful when starting an investment.

[Farma]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

Taking risks is important or not depending on your readiness. if you are someone who does not accept if your assets are lost, or reduced by a large amount, then taking risks is highly not recommended. meanwhile, if you are ready with it, then you just need to find an investment that you think has great potential.
Personally, I have the same thoughts as you. I'm afraid of losing the money I have, so I don't take big risks, and try to invest what I'm willing to lose. however, I don't think I would invest with 80% of my savings. I separate savings with money to invest. Apart from that, I also think that 20% of my income to invest is a pretty good value.

[YUriy1991]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

It sounds like you are still hesitant to invest money in any asset for fear of losing it, and are considering investing 80% of your total savings and I think it's completely understandable to aim for caution in investing, especially if you are inexperienced or have no understanding Be thorough about the assets you are considering.

My opinion is that taking risks is important for financial growth and building wealth. However, it is important to consider the level of risk and potential loss before making any investment and diversification is also key to managing risk and minimizing potential loss because the goal of all that in the end is to make a profit, not even a loss in investing.

[Lorence.xD]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

If you're scared to lose your funds in investment then I think it's not for you. Investment always have a risk with it's volatility, your savings might got liquidated if you don't have the proper knowledge and understanding about investment. If you don't afford to lose your money then it wouldn't be recommended to risk your savings. 80% is actually a huge amount that you might lose. I suggest you to start with a small amount first for you to gather experiences and idea about investment. Don't always all in if you're not still familiarize in the methods of investment. Risking is important as it gives you opportunity than nothing, but it would only count if the money at stake is you can afford to lose, not only you'll save your mental and emotional with that scenario, also your savings would get drained for emergency purposes.

[bluebit25]

Just a sign of someone who hasn't really researched what investing knows, I find this to be the mentality of many people when they really only make decisions based on other people's behavior. Doubting about things you don't understand is a common sentiment among anyone, but the problem I see from the OP is about taking risks. What is considered fake risk in any market is based on research bias, perhaps lack of experience has led to this.
I personally have experienced the same mentality, so I just want to remind OP to research everything when you are really ready, don't rely on feelings or follow anyone, your own judgment Through specific situational experiences will help you see the problem more clearly. Even if you fail, how will you proceed with it?

[ichsan ardi]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

taking risks is important but if investing 80% of your total savings is very risky in my opinion you should have an emergency fund before investing in my opinion 30% is enough for you to invest you also have to think ahead before you invest and have to think about all the risks that exists because investing is not always profitable stay safe.

[m2017]

~snip

If you go to a wall street dinosaur, he may tell you to only get 10% of your money into Bitcoin, while people in this community can go as far as 80% or more, all it.  It is about our own risk tolerance. 

The wall street dinosaur has a vested interest in persuading his clients to invest less in bitcoin and more into the stock market, from which the dinosaur will get his commission from each client.

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

Those who invest money easily will lose it quickly.

Reasonable caution in investments will never be superfluous. I would say that the risk is inevitable. Therefore, your 80% of assets can be invested in stages, and not all at once. In general, you have a reasonable strategy: to leave part of the assets as a reserve.

[dothebeats]

Every investment is risky, it just depends on how you manage your risks. Business and investing can be really tricky, but you really need to put in the time and the effort for you to harvest its fruits. It takes time, it takes a lot of burned money, and it's a part of the journey. What's important is that you don't get discouraged. I've had my fair share of disappointments and losses in investing and in fact, I may have lost a lot but eventually reached a point of breakeven because I refused to take a loss.

Just gain the knowledge you need to gain before putting in money on some things you don't fully understand yet. Try observing the market first and gauge whether you can invest on it or not.

[MainIbem]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

This where you starts losing money, whenever you are afraid to money then that when you will be open to lose the money because at then you might not make the right decision on what project to invest which might slightly results investing in a wrong project. That is why, if you want your investment to be secure the way you think, best option is to channel your investment to bitcoin. Why is more secure and reliable than any other altcoin there.