it's so risky!

[Kakmakr]

You should never invest 80% of your wealth into any single investment option, no matter how promising it might look. The secret to any good investment portfolio is to have a good risk distribution across your portfolio.

You should have most of your investments in low risk investments ...with some exposure to medium risk and very low exposure to high risk investment when you are over 40..... younger people can risk more, so they can invest more in medium and high risk investments.  

[1714644584]

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[panganib999]

80% is too high a number for me and completely violates the fact that you don't want to take that much risk. I'd say 40-50% of your savings should go towards investing. So at least when shit hits the fan you aren't left with peanuts to work and live off of. Furthermore, and I saw that a couple other guys in the forum already advised  you about this but it's just so integral it warrants being mentioned again, is the fact that you have to be wiser when it comes to committing to investments. Research, learn, and know before investing. It's much better to miss out on a high catch than lose a considerable amount of your investment over a wrong call.

[bosede1]

If you have a steady and consistent source of income there is nothing to worry about using that much of your savings but the question will be is that what the saving is for in the first place. if yes no worries.

[Baoo]

In my opinion, taking planned risks are necessary to accomplish some goals and regarding investment, it is one of the key to gain large money. However, it is preferable to build multiple strategies before taking it otherwise you  will just lose what you have. Furthermore, if you want to make an acceptable amount of profit in safe way, then you should put your money only in Bitcoin and Ethereum due to the return in these digital currencies is guaranteed specifically in long term due to the ongoing market’s condition is volatile. And it is expected to see solid bull run in next year ( after 150 days of halving) . Plus, the more you invest during the period, the larger profit you will make in 1-2 years, and rmember that investing always requires patience.

[molsewid]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

Only invest what you afford to lose, that's  the golden rule in trading. We should learn that whatever may happen the investment will be either lose or will have a gain. Based on my experience, I research first before investing especially if the coin or token I want to put an investment doesn't belong to the top list or maybe it is new. We need to make sure all things are good and it will be profitable in a long run.

[Twentyonepaylots]

80% is too high a number for me and completely violates the fact that you don't want to take that much risk. I'd say 40-50% of your savings should go towards investing. So at least when shit hits the fan you aren't left with peanuts to work and live off of. Furthermore, and I saw that a couple other guys in the forum already advised  you about this but it's just so integral it warrants being mentioned again, is the fact that you have to be wiser when it comes to committing to investments. Research, learn, and know before investing. It's much better to miss out on a high catch than lose a considerable amount of your investment over a wrong call.

Agreed with these, it is much safer for you to invest around 30-50% only of your savings since 80% is quite high and the risk of what you are going into is high also. Also, I must add that you should make sure that these savings are not alloted to your important emergency funds since it is important to make sure that you are secured financial. If you have barely just have a savings, try to allocate it to different types of fund then go invest a portion of it to investment knowing that you are risking your money in there

[Questat]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

Well, doesn't change the risk but have to think that 80% is already a huge amount. However, if you think that you can afford to lose this amount in crypto, that's up to you. More capital, more profit as well but of course, you are about to lose big also if you fail and are not careful with your actions. I challenge you OP to think it several times.

Having 20-30% for start-up was good enough. You can actually add more when you are fully ready and knowledgeable enough about crypto.

[Supreemo]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

It is all risky. Not investing itself is risky. Disregarding the opportunity to make money is risky. If you're unwilling to take and accept risks, then you won't allow yourself to make great returns. 

I would say, don't risk it all. Start small. Then over the course of time make it bigger. Gradually. Invest the first 20% of your savings, then increase it as you progress your understanding and make yourself comfortable with the market. Do not rush. It's your funds after all so you are in control. It's normal to be fearful, but it is not when you limit yourself because of your fear.

as what most people would say that there are some opportunities that could be acquired outside your comfort zone, that is what it literally means. taking risks is necessary sometimes since you cannot move forward in life if you won't be able to do that. the problem is sometime there are people who doesn't think twice when it comes to risks and just literally jump forward into the fray without hesitation. in life also there are things we call "calculated risks" and that describe into something that is decided through so many simulations before risking.

As you take calculated risks, you are also taking statistical guesses. It's all maths, numbers, and probabilities. No emotions at all. Because in face of financial risks and oppotunities, you must not be fearful or greedy. You should be a able to rational, logical, and be able to create high quality decisions.

for you to be a man, you should take risks. If you do not take any risks then it is simply means that you are wasting the opportunity that have given to you. People think that investing is risky without knowing that their 9-5 job is more risky than it. Think about it, you are spending your time for other business and it takes away your freedom not only financial but also the time freedom because there are certain rules and regulation that you should follow.

The rich people do not have people above them, they are the one who creates their own rules that's why they have freedome not only financially but also time freedom. Instead of focusing on 9-5 job, it is better if you will make an investment or create a business that can help you generate income. Is that risky? of course it is but it has less risk than applying and staying on 9-5 job. Pick your thing, you want to become rich or if you want to stay broke?

when i was 15 i was given a chance to fully develop my own spending habits and manage my own finances, and one thing i have learned through that is why our parents wants us to finish our studies and find a decent job to have a stable source of income. the main reason for that is survival, once you have a decent job you can say that you are good to go in life, but the problem comes after being stagnant on that kind of mentality. often times when employees have decent job to depend, they remained stuck on that position as long as they are productive and can still work, and that's what prevents them from taking risk since it is also understandable from their perspective leaving their jobs just to jump to something not so sure. the funny thing is that even if we deny this fact, most risk takers are literally not contented on where they are currently in life. we also know that it isn't a bad thing to be selfish sometimes and  be greedy as long as we do it in moderation which some risk takers took it too far.

[Negotiation]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

Taking risks is an important part of investing, as it can lead to higher potential returns. However, it is important to balance risk with your personal financial situation and risk tolerance. Investing 80% of your total savings in any asset can be risky, especially if you are not comfortable with the potential for loss.

Before making any investment decisions, it is important to do your research and understand the potential risks and rewards of the investment. You should also consider your personal financial goals and risk tolerance, and make sure that you have a diversified portfolio that can help mitigate risk.

For achieving something big in life you have to take risks and chances and for investments its all about risks so never fear that.
Take chances , learn from your mistakes and stand by your decisions.

It is true that it is not possible to invest without risk so you have to know about the sites first and then invest. Different investments have different risks. Before investing to consider the issue of risk, it is necessary to analyze various information about the investment and understand the level of risk to ensure the safety or safe exit of the invested money.

[smile1218]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

In every investment you need to research and study first if it is going to be profitable to you or not. That is the right thing to do, do not invest your money easily because of the risk of loosing. That 80% of your total savings is too big to invest, may i suggest you to subdivide that 80% and do not put everything in one investment to avoid to much losses. Taking risk is important in an investment because you will never know if you will earn or not. But make sure before taking risk you are ready to face it and no regrets.

[Mr. Magkaisa]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

In every investment you need to research and study first if it is going to be profitable to you or not. That is the right thing to do, do not invest your money easily because of the risk of loosing. That 80% of your total savings is too big to invest, may i suggest you to subdivide that 80% and do not put everything in one investment to avoid to much losses. Taking risk is important in an investment because you will never know if you will earn or not. But make sure before taking risk you are ready to face it and no regrets.

   -  I think OP seems like he's not ready to take a risk because he's afraid, he wants to make sure that there's a return on his capital.
And I also think he doesn't seem to fit in the crypto industry.

We know that here in the crypto business there is risk, now as you said we must be ready to face the risk, in short, we are ready to lose when we release capital here, that's why it depends on the level of the investment that will be made of each other.

[monineklutak]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

Taking risks is an important part of investing, as it can lead to higher potential returns. However, it is important to balance risk with your personal financial situation and risk tolerance. Investing 80% of your total savings in any asset can be risky, especially if you are not comfortable with the potential for loss.

Before making any investment decisions, it is important to do your research and understand the potential risks and rewards of the investment. You should also consider your personal financial goals and risk tolerance, and make sure that you have a diversified portfolio that can help mitigate risk.

For achieving something big in life you have to take risks and chances and for investments its all about risks so never fear that.
Take chances , learn from your mistakes and stand by your decisions.

It is true that it is not possible to invest without risk so you have to know about the sites first and then invest. Different investments have different risks. Before investing to consider the issue of risk, it is necessary to analyze various information about the investment and understand the level of risk to ensure the safety or safe exit of the invested money.

It's true that whatever the investment, I don't think it can be without risk,
before investing, it is very important to do research and analysis first,
because with that at least it can minimize the risks that exist.

[serveria.com]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

Well, you mentioned investing 80% of your total savings, that's very close to going all in. The golden rule of investing says: only invest what you can afford to lose (5-10% of your net worth). By following this rule, you can make sure you stay focused on your long-term goals and avoid making decisions based on short-term fluctuations. On the other hand: no pain, no gain, you have to take risks, without it big profits are impossible. In any case, I think Bitcoin is a good choice. But the decision is up to you.

[GeorgeJohn]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

What you should understand is that risk is the primary objective of someone getting elevated in any investment schedule, but some people don't want to take risk and make money, from my understanding investment is involves into two things either you venture into the disadvantages of it or you venture into the advantages, that's while you need to be calculative and peruse into the kind of investment you want associate with before investing your fund's, while some get disappointed towards investment they venture into, its lack of ability to penetrate into the platform of investment by making an adequate research of the investment before venturing into. And another thing is that you need to know what we are supposed to invest for investment that's suspicious to us with what we can afford to loss, because its very obvious that no investment platform is hundred 💯 percent dependable, and in summary, its obvious that risky takers is liable to get rich at any point in time.

[xSkylarx]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

as long as you can take it if that investment loses. We know it has risk, and we also know the profit on it, which means we are both aware that if we are able to endure the happiness of getting the profit we expected, we should also expect the losses that will happen to it. I know that you are still having doubts right now, but if you are not ready to invest, then don't. It is your own money, and you can do everything with it.

[Huppercase]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

If you're feeling anxious about a particular investment, it may be wise to avoid it, but common, you are a man, it's important to invest in your life. You don't have to put all your money into crypto if you're concerned about the market crashing. Try exploring other business opportunities out there. If you have a sizable amount of money, you should diversify your investments and allocate a small portion to crypto to test the waters.  Just give it a start and follow your own mind because when things go wrong, you will not regret following your decisions later on.

[Alisha-k]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

Risk taking has to be worth the stress if you're going to embark on one. Before investing, no matter how sweet the offer may tend to be, please ensure you carry out enough research, if you're not sure about an investment, by all means avoid it.

[Dalib]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

It is all risky. Not investing itself is risky. Disregarding the opportunity to make money is risky. If you're unwilling to take and accept risks, then you won't allow yourself to make great returns. 

I would say, don't risk it all. Start small. Then over the course of time make it bigger. Gradually. Invest the first 20% of your savings, then increase it as you progress your understanding and make yourself comfortable with the market. Do not rush. It's your funds after all so you are in control. It's normal to be fearful, but it is not when you limit yourself because of your fear.

as what most people would say that there are some opportunities that could be acquired outside your comfort zone, that is what it literally means. taking risks is necessary sometimes since you cannot move forward in life if you won't be able to do that. the problem is sometime there are people who doesn't think twice when it comes to risks and just literally jump forward into the fray without hesitation. in life also there are things we call "calculated risks" and that describe into something that is decided through so many simulations before risking.

As you take calculated risks, you are also taking statistical guesses. It's all maths, numbers, and probabilities. No emotions at all. Because in face of financial risks and oppotunities, you must not be fearful or greedy. You should be a able to rational, logical, and be able to create high quality decisions.

for you to be a man, you should take risks. If you do not take any risks then it is simply means that you are wasting the opportunity that have given to you. People think that investing is risky without knowing that their 9-5 job is more risky than it. Think about it, you are spending your time for other business and it takes away your freedom not only financial but also the time freedom because there are certain rules and regulation that you should follow.

The rich people do not have people above them, they are the one who creates their own rules that's why they have freedome not only financially but also time freedom. Instead of focusing on 9-5 job, it is better if you will make an investment or create a business that can help you generate income. Is that risky? of course it is but it has less risk than applying and staying on 9-5 job. Pick your thing, you want to become rich or if you want to stay broke?

when i was 15 i was given a chance to fully develop my own spending habits and manage my own finances, and one thing i have learned through that is why our parents wants us to finish our studies and find a decent job to have a stable source of income. the main reason for that is survival, once you have a decent job you can say that you are good to go in life, but the problem comes after being stagnant on that kind of mentality. often times when employees have decent job to depend, they remained stuck on that position as long as they are productive and can still work, and that's what prevents them from taking risk since it is also understandable from their perspective leaving their jobs just to jump to something not so sure. the funny thing is that even if we deny this fact, most risk takers are literally not contented on where they are currently in life. we also know that it isn't a bad thing to be selfish sometimes and  be greedy as long as we do it in moderation which some risk takers took it too far.

I agree with your observation that having a stable source of income is important for survival, and that many people become complacent and hesitant to take risks once they have achieved that stability.

However, I don't necessarily agree that risk takers are not contented with their current situation. In fact, many risk takers are motivated by a desire for growth and improvement, and are willing to take calculated risks in order to achieve their goals.

It's true that some risk takers may become greedy and take things too far, but this is not necessarily a characteristic of all risk takers.

[Raflesia]

It's funny to see some of the key sentences you made where you don't want to invest your money for fear of losing it but plan to invest 80 percent of your current savings.
Investing definitely has risks and indeed when you don't want to take that risk then of course the thing to do is not to be there.
I think all possibilities regarding risk depend on yourself because indeed in this case it is not only about the problem of risk but what type of investment you are going to go for later because even if we take risks when you are not on the right investment path then that too going to be a problem.

[cafee_orange]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

there is no need to take risks in anything you do, if you know that there are risks then it is better to avoid them.
then how to avoid that risk?
1. you can put your assets in investments that make you rich, meaning you can invest in altcoins like ethereum, matic, and BNB. I think investing here is minimal risk that investors get.
2. You can also invest in bitcoin with the funds you have
3. Continue to monitor market movements and don't panic easily so that your assets remain intact.
I think investing in quality crypto will avoid the risks that are feared.