Why you should use spare money to invest

[AicecreaME]

Is better to use small money or learn risk management first before investing especially newbies.

Obviously, yes.

I mean, it's not smart to invest one time big time on something that you still 100% doesn't know. Spare money is good to invest because rather than spending it on something that is not that important, invest it in Bitcoin. Holding cold cash for me isn't really a good idea, like big cash, since it doesn't make profits or anything at all, it might get steal by someone in a worst case scenario.

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[MoonOfLife]

It is sad truth that millions of people are working towards saving money to buy unnecessary things like 100s of clothes/dresses. 50s shoes etc. They can't realize they could buy their future life if they use their savings towards investments. Many stock markets are in very cheap prices right now around the world. Bitcoin is also fairly cheap in my opinion. Why would someone save money to not use it at all? People should not worry about potential losses through investment. You can have new lessons anytime you waste money.

Everyone has a different lifestyle, you can't expect everyone to invest and not buy any necessities. If that happens, it will be even worse for our world. Without the consumers of those products, companies, factories, and workers would be unemployed and with worse consequences than not investing. Furthermore, investment is not always profitable. So many people don't like to invest and they like to enjoy their life. We invest because we don't have a high paying job, but many people make tens of thousands of dollars a month, I think they don't need to invest they still have a bright future.

[tygeade]

Undoubtedly, it is better to use extra money in investments.  By extra money we mean money that we don't really need in our life. That is, if for some reason those moneys are lost from our life, then the money that does not affect our life is called excess money. 

Investments involve financial risk. And we have to invest with the acceptance that our money is at risk. If for some reason there is a lot of volatility in the market and a large amount of money is lost from our invested money, then it is basically said to invest with extra money so that the lost money does not have any bad effect on our life.

Money is important and there will always be an allocated use for it even if not today. There must also be money which are only dedicated for bitcoin investing. If you say money which are lost in our life, it means the money is already spend out. Any thing that we do or use with our money do always has an impact in our life and that impact can be small or big.

If there is a lot of fluctuations in the market, it doesn't mean the price can quickly rise or fall so we can't technically lose our funds. We just need to wait for the price to be stable and head in an upward direction in order to take home a profit. A loss of money is painful but it's better to move on and try to be better next time.

[wajik-tempe]

Starting with tiny investments allows you to test the waters without putting your finances at danger. It's a wise strategy, especially for newcomers. By starting with little sums, you may learn from your mistakes, make corrections, and gradually build up your investing portfolio over time. When investing, it is critical to have reasonable expectations. While gains are conceivable, it is also crucial to recognize that losses are a possibility. Unrealistic promises or market hype should be avoided since they might lead to irrational actions and increased risk exposure.

[bayudndy]

When investing money in this cryptocurrency market, you have to accept the willingness to hold for a long time and take the risk, as the market fluctuates every day. Accepting such trade-offs even though we know that we are always at risk at any time So using idle money to invest will be the right choice, as it is a prudent approach and avoids evaporating your assets. Also, setting realistic profit targets and paying attention to market cycles can help you make more informed choices.

[xSkylarx]

It is sad truth that millions of people are working towards saving money to buy unnecessary things like 100s of clothes/dresses. 50s shoes etc. They can't realize they could buy their future life if they use their savings towards investments. Many stock markets are in very cheap prices right now around the world. Bitcoin is also fairly cheap in my opinion. Why would someone save money to not use it at all? People should not worry about potential losses through investment. You can have new lessons anytime you waste money.

Everyone has a different lifestyle, you can't expect everyone to invest and not buy any necessities. If that happens, it will be even worse for our world. Without the consumers of those products, companies, factories, and workers would be unemployed and with worse consequences than not investing. Furthermore, investment is not always profitable. So many people don't like to invest and they like to enjoy their life. We invest because we don't have a high paying job, but many people make tens of thousands of dollars a month, I think they don't need to invest they still have a bright future.

Many people don't invest because they don't want to risk something; it doesn't mean that if you invest, you can't enjoy your life. Those people who decide not to invest in something have their own reasons, and those who invest, their main reason is to profit. Also,  all people, no matter if you don't have a high-paying job or have one, can invest in it because that is the time that you could be financially free and could set up a business on your own.

[DudeAtWork420]

It is advised to always use your spare cash which you can afford to loss  because of the volatility of the  Crypto market. It's up and down movement are just unpredictable for someone who invest all they have fir profit sake. To avoid hypertension and blood pressure avoid using your salary or your funds which is of good importance to you for Crypto investment. Only use your spare cash so you do not urn into loss.

[Hamphser]

Undoubtedly, it is better to use extra money in investments.  By extra money we mean money that we don't really need in our life. That is, if for some reason those moneys are lost from our life, then the money that does not affect our life is called excess money. 

Investments involve financial risk. And we have to invest with the acceptance that our money is at risk. If for some reason there is a lot of volatility in the market and a large amount of money is lost from our invested money, then it is basically said to invest with extra money so that the lost money does not have any bad effect on our life.

Money is important and there will always be an allocated use for it even if not today. There must also be money which are only dedicated for bitcoin investing. If you say money which are lost in our life, it means the money is already spend out. Any thing that we do or use with our money do always has an impact in our life and that impact can be small or big.

If there is a lot of fluctuations in the market, it doesn't mean the price can quickly rise or fall so we can't technically lose our funds. We just need to wait for the price to be stable and head in an upward direction in order to take home a profit. A loss of money is painful but it's better to move on and try to be better next time.

Everything should really be that well planned and you cant really just have that kind of all in kind of approach whenever you do make or find yourself do see about investment on which it is really that very wrong.

Come into our minds that we do have other priorities as well in life on which it isnt really just always something that talks about investment but rather into those day to day expenses on which if ever we do have the

money then it is really just that right that you should really be needing to budget on because if not then you would really be able to mishandle out your finances which might in result into non good things later on.
This is why you should really be that sensible in towards your spending and budget allocation whether on an investment or whatsoever you are dealing with.
We know that investment does carry that risks which it would be normal on having that kind of approach that you should really be that careful and realizing about on how to deal with it.

[serjent05]

Investing using reserve money is not wrong. everyone has their own rights. But in a situation like today, people tend to want to get a lot of profit immediately, even though they already know the risk is high. Because people who really need money want to have a lot of money soon.

But I think investing with spare money or investing with less money is safer and the risk is not too high. It's just that in investing should not be too greedy.

It is obvious that the effect of investment failure will not be that huge if we are investing our free money but I believe that the risk won't change.  About being greedy, it should be controlled.  Once the price hit our target sell price, we must follow the plan and don't get greedy by waiting for the price to go up higher since there are lots of traders burned doing this kind of greediness.

Many people don't invest because they don't want to risk something; it doesn't mean that if you invest, you can't enjoy your life. Those people who decide not to invest in something have their own reasons, and those who invest, their main reason is to profit. Also,  all people, no matter if you don't have a high-paying job or have one, can invest in it because that is the time that you could be financially free and could set up a business on your own.

No matter what their reason is, it is still better to have an investment of one or two.  If successful, the investment might change one's life.

[SOKO-DEKE]

Is better to use small money or learn risk management first before investing especially newbies.

I believe that this is the ideal action for us to do while investing in bitcoin or other cryptocurrencies, as well as other investments. Invest only the amount of money you can afford to lose. However, I personally recommend that new investors learn risk management first because it will greatly assist them in understanding the environment in which they placed their money. This will help them maintain interest even if they initially fail. Before we attempt to make any attempt to invest, knowledge is a crucial factor that we must constantly take into consideration, because many  people who are always worried about the money they invested are set of people that lack the necessary knowledge where invested their money.if someone have good knowledge of what he/she want to invest in, invested huge amounts of money will not a problem or worry after he/she invested.

[Gallar]

There is no normal being that loves getting losses on business, career, investment and trades that's why even company holders make financial policies to keep record of investment and profits flows. And unlike other business bitcoin also makes sales and losses if you do not investment wisely.

Things like that obviously have to be used in the world of business or any investment, including in bitcoin as well. Because managing finances is one of the main steps in running a business or investment. Because as you wrote, everyone definitely doesn't want a loss in the business or investment they are running. So it's clear, these points already contain points that are compelling to everyone who wants to run a business or investment, so that they learn how to do business or invest in order to get a profit. Like taking the example of investing in bitcoin. All experienced bitcoin investors must already know, that don't use hot money in their investments. Why is this not recommended in bitcoin investment. Because it is certain, if you use hot money in bitcoin investments, when losses are incurred, it will cause quite a lot of stress. That's not to say those who use cold money won't feel stressed when losses come their way. But at least it won't be as heavy, when you lose using hot money.

[kapalmabur]

It is advised to always use your spare cash which you can afford to loss  because of the volatility of the  Crypto market. It's up and down movement are just unpredictable for someone who invest all they have fir profit sake. To avoid hypertension and blood pressure avoid using your salary or your funds which is of good importance to you for Crypto investment. Only use your spare cash so you do not urn into loss.

When you want to invest or trade in crypto, the best choice is to use cold money,
the risk is certainly big, namely loss, so we must be prepared for that,
the important thing is not to use money for daily needs for investment.

[Youngkhngdiddy]

 It is a very smart idea to invest with your spare cash,
yeah because when you use your spare money to invest, It helps you be ready in case of an Emergency.
I.e when you use spare money and not all the money you have, it helps when financial situations you didn't plan for surfaces, you can use some money to solve the problem.

 It helps avoid risk of total loss, investment is a 50/50 project, when it comes to business you can't be 100% sure of only profit because some circumstances are not permanent.

 When you use spare money, it saves you from loosing alot of money, in such situations since it's spare money, it won't hurt as much as it would if you had invested a large amount of your savings and you will avoid being bankrupt.

 Using spare  cash to invest also helps you monitor the progress of the business you invested your money in and you would know whether it's worth more investment or not.

[uswa56]

It is advised to always use your spare cash which you can afford to loss  because of the volatility of the  Crypto market. It's up and down movement are just unpredictable for someone who invest all they have fir profit sake. To avoid hypertension and blood pressure avoid using your salary or your funds which is of good importance to you for Crypto investment. Only use your spare cash so you do not urn into loss.

When you want to invest or trade in crypto, the best choice is to use cold money,
the risk is certainly big, namely loss, so we must be prepared for that,
the important thing is not to use money for daily needs for investment.

Crypto market price movements are very fast and difficult to predict, so that's why it's better to avoid using interested money for other needs and it's better to use reserve money because to avoid panic when prices drop and can wait longer to take profits.
the risk will remain the same, but the advantage we get from investing using reserve money is that we can wait longer for the right price.

[Republikcoin.com]

It is advised to always use your spare cash which you can afford to loss  because of the volatility of the  Crypto market. It's up and down movement are just unpredictable for someone who invest all they have fir profit sake. To avoid hypertension and blood pressure avoid using your salary or your funds which is of good importance to you for Crypto investment. Only use your spare cash so you do not urn into loss.

Whatever money is used in investing, there will still be a loss if someone does not get a profit even though the basic capital is from reserve money that has been stored by someone for a long time. Because it doesn't mean that someone won't lose when using reserve money for investment, because someone also has to consider that as their capital too in order to be able to make a profit and when they don't get it, it means that they also have to be considered a loss in that case.

When you want to invest or trade in crypto, the best choice is to use cold money,
the risk is certainly big, namely loss, so we must be prepared for that,
the important thing is not to use money for daily needs for investment.

You also have to separate between investing and trading in crypto or whatever it is, because investing and trading are two different things so they cannot be considered the same. It is better to invest with savings or money that is kept for a long time and not used in the near future because investments are always better if they are carried out for a longer time or in other words, in the long term. As for trading, I think everyone can use any kind of money as long as they can take good care of it even though the target is the same, which is profit.

[Rockstarguy]

To play safe we must invest our spare cash, but if a person is accurate enough to observe the market and realize that it'll pump to a certain amount and yeild them profits they can invest more than their spare cash and wait for results. Though, it's risky but the higher the stake the bigger the profit, thats what ww should consider as well. Hence, the person that took the most risk will profit or loss more than the person who invested just his spare cash.

Investing more than the spare money is not really a problem,  what really matter is after investing a particular amount of money how long can you excise patience to wait for the investment to yield profit. Making good decisions and to have patience is what makes an investment to be productive.  People just need quick money, this is the major concern but they do not consider what it takes to have money from an investment.  You can still use your spare money to invest and the investment still becomes unproductive,  this happens when people lack patience,  and too desperate to make money.

[Fredomago]

To play safe we must invest our spare cash, but if a person is accurate enough to observe the market and realize that it'll pump to a certain amount and yeild them profits they can invest more than their spare cash and wait for results. Though, it's risky but the higher the stake the bigger the profit, thats what ww should consider as well. Hence, the person that took the most risk will profit or loss more than the person who invested just his spare cash.

Investing more than the spare money is not really a problem,  what really matter is after investing a particular amount of money how long can you excise patience to wait for the investment to yield profit. Making good decisions and to have patience is what makes an investment to be productive.  People just need quick money, this is the major concern but they do not consider what it takes to have money from an investment.  You can still use your spare money to invest and the investment still becomes unproductive,  this happens when people lack patience,  and too desperate to make money.

Good point, it's your expectation and your understanding that can lead you to how you decide, if you can push and you are willing to take the chance there's always possibility, but make sure always that you are done with your DYOR and you really invest not just your money but more on your time to learn the deeper side of this investment venue.

Getting your point, it's a matter of how good your knowledge and how willing you are to go long in case if something is not right or not moving according to your favor.

It's how you take and embrace your expectation and anticipation if how will you manifest with your investment.

[Flexystar]

There is no normal being that loves getting losses on business, career, investment and trades that's why even company holders make financial policies to keep record of investment and profits flows. And unlike other business bitcoin also makes sales and losses if you do not investment wisely....is nice when you put in what can not put you sickbed or gives you hypertension, don't invest out of what you cannot withstand the loss.

Is better to use small money or learn risk management first before investing especially newbies.

I am not this type. If I am having spare money then its gonna be spare money at any cost. If I utilize that money for the investments then it breaks the law of accounting for me. I mean its of no use if I am going to withdraw this money and keep losing (or possibly doubling) it because it would be either of the cases mentioned. What if I lose it? It will start creating a burden on myself and thus I would lose more and more in the future cases. This breaks down the expenses Vs Savings math and hence wont be good for me in long run.

If I am investing anything into the crypto for example, then it is going to be solid money which was intended for the same. This is how I was able to save lot of money in my wallet in the bitcoin form too. I did not invest or buy/sell it because it was savings and its growing slowly. So no doubt this formula works for me.

[Chainsmokers]

To play safe we must invest our spare cash, but if a person is accurate enough to observe the market and realize that it'll pump to a certain amount and yeild them profits they can invest more than their spare cash and wait for results. Though, it's risky but the higher the stake the bigger the profit, thats what ww should consider as well. Hence, the person that took the most risk will profit or loss more than the person who invested just his spare cash.

Investing more than the spare money is not really a problem,  what really matter is after investing a particular amount of money how long can you excise patience to wait for the investment to yield profit. Making good decisions and to have patience is what makes an investment to be productive.  People just need quick money, this is the major concern but they do not consider what it takes to have money from an investment.  You can still use your spare money to invest and the investment still becomes unproductive,  this happens when people lack patience,  and too desperate to make money.

True, don't expect when we invest, the profits will come quickly,
investment is basically about how the process goes through and it takes time and patience,
they will realize if they try it for themselves.

[lizarder]

I noticed the title doesn't quite match the content of the discussion, don't be offended that's just my personal view.

There is no normal being that loves getting losses on business, career, investment and trades that's why even company holders make financial policies to keep record of investment and profits flows. And unlike other business bitcoin also makes sales and losses if you do not investment wisely....is nice when you put in what can not put you sickbed or gives you hypertension, don't invest out of what you cannot withstand the loss.

Is better to use small money or learn risk management first before investing especially newbies.

Everyone must have the right balance sheet and properly recorded when owning a business because this can see the development of the business that we run. Investments must also be based on how much you are prepared to lose, but regarding the financial record relationship it depends on how you make it, but mostly and I myself have never made bookkeeping of investments in bitcoin.

Investment is not seen from the amount, but how we can be involved consistently, small or large depending on how our financial condition is, so everyone has a different way of approaching investment. But the most important thing before we start is to learn the right way of investing, so that we can maximize any risk of price fluctuations that occur.