Restrict newbies from posting in the lending board?

[AHOYBRAUSE]

This is very accurate. Newbies and I will suggest Jr.member also should be restricted from posting in Lending section.
Just 2 days back I went to Lending board to see how it works because even I wanted to start lending out money but I was disappointed.

All I could see was newbies asking for loans and getting tagged in return. It was all that I could see and no real benefits from lending.
If newbies can get away with it so easily by creating new accounts then there's no point for them to make posts in the section at first place.

If there were more real lending posts out there then it would have interested not only me but many others.
Further more, moderators would have to spend lest time moderating this section.

Well if you want to open a lending thread you could always make it "self moderated" and delete all the unwanted customers.
I know that's extra work but an option.

I think giving away loans can be a good business. Seeing how many loans for example Shasan gives out in a month I bet the % he collects adds up to a nice extra amount.

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[John Abraham]

I'd choose adding a new board with certain restrictions over restricting existing boards.

People are looking for some necessary boards like Cybersecurity and Privacy and some others are looking for their Local boards as well. I am not sure if it takes extra time to code or maybe theymos just felt like those are not necessary at this moment. But, I don't think we will have a new board for similar reasons. I mean we have a Lending board, Adding another board for a similar purpose won't be approved.

I've seen similar suggestions before. Why not make use of the self-moderation feature? It could even be maintained by a user bot.

Yes. Lenders can create self-moderated threads so they can delete posts from newbies. But, if someone decides to troll them, it's frustrating to do Tom and Jerry fight. I guess once I've seen BitcoinGirl.Club Deleted Ratimov's post from a self-moderated thread and Ratimov kept posted a few times. BitcoinGirl.Club kept deleting his posts. It continued for several minutes.

Well if you want to open a lending thread you could always make it "self moderated" and delete all the unwanted customers.
I know that's extra work but an option.

Yes. It's a good option. Read above.

[Hispo]

I personally do not spend much time in the lending section of the forum, but the occasions I have took a look at it, I recall several instances of newbies asking for unrealistic quantities without offering collateral. They do not even care to read the sticky thread with the rules about loans.  

So I can understand the frustration of those who seek to do business and have to deal with those unsavory users. That being said, I would be in favor on giving this suggestion from OP.a try and restrict new users from participating in that board, for some weeks and see what happens, if the results are not satisfactory, it can be reversed and deal with it with the usual tools we already have: ignore lists, red tags, trust, etc.  

[Poker Player]

That being said, I would be in favor on giving this suggestion from OP.a try and restrict new users from participating in that board, for some weeks and see what happens, if the results are not satisfactory, it can be reversed and deal with it with the usual tools we already have: ignore lists, red tags, trust, etc.  

Has that ever happened in the forum? I mean that of doing a temporary test to see the results and decide. As far as I remember, theymos takes his time to make changes, but when he makes them they are permanent, he doesn't test to see.

I'm not saying it's a bad idea, I just don't think it's the way he usually acts.

[Hispo]

That being said, I would be in favor on giving this suggestion from OP.a try and restrict new users from participating in that board, for some weeks and see what happens, if the results are not satisfactory, it can be reversed and deal with it with the usual tools we already have: ignore lists, red tags, trust, etc.  

Has that ever happened in the forum? I mean that of doing a temporary test to see the results and decide. As far as I remember, theymos takes his time to make changes, but when he makes them they are permanent, he doesn't test to see.

I'm not saying it's a bad idea, I just don't think it's the way he usually acts.

I do not think it has ever done before, no. I am fairly new in this community so I am not the best source to reference the past actions by the administration. Since I joined, the forum has remained the same.

They only example of implementation-and-reversal I can think of  was the existence of the so-called Newbie jail. It was put in place and then removed, I do not know how much it lasted, though.

Still, it was just a random recommendation or opinion I had on how we could try and improve the life for those who do business in the forum. 

[BitcoinGirl.Club]

I've seen similar suggestions before. Why not make use of the self-moderation feature? It could even be maintained by a user bot.

Yes. Lenders can create self-moderated threads so they can delete posts from newbies. But, if someone decides to troll them, it's frustrating to do Tom and Jerry fight. I guess once I've seen BitcoinGirl.Club Deleted Ratimov's post from a self-moderated thread and Ratimov kept posted a few times. BitcoinGirl.Club kept deleting his posts. It continued for several minutes.

Oh my memory! I guess both of us were asshole back then 🤣

No lenders are giving out loans to these accounts, and I'm guessing most wouldn't miss them from spamming their threads.

I see few topics which are totally useless on that board every week. They ask for loan and others just troll them. It's an entertainment though.

[John Abraham]

Yes. Lenders can create self-moderated threads so they can delete posts from newbies. But, if someone decides to troll them, it's frustrating to do Tom and Jerry fight. I guess once I've seen BitcoinGirl.Club Deleted Ratimov's post from a self-moderated thread and Ratimov kept posted a few times. BitcoinGirl.Club kept deleting his posts. It continued for several minutes.

This could continue to this day. He would delete this post every day, but I thought that then the Meta and Reputation section would be littered with his whining where he complains about me and asks for a ban. He always cries when his fucking romantic nature gets hurt and spams a bunch of useless topics.

Well, I feel like you still got some anger for what happened a year ago. I understand that you guys don't have a good understanding, but let's not continue what started over a year ago. Once both of you forget those days, you can start your day with a fresh mind and produce quality content (Which you guys already do). Look at the way she responded to me. I don't think she took it with a heavy heart. I would suggest the same if you don't mind.

Oh my memory! I guess both of us were asshole back then 🤣

let's forget what you guys were. But, I am happy to see that you did not take it too seriously. Both of you guys are good and prominent members of the forum. If that fight still continues, I will feel guilty for mentioning you guys.

[bettercrypto]

This is very accurate. Newbies and I will suggest Jr.member also should be restricted from posting in Lending section.
Just 2 days back I went to Lending board to see how it works because even I wanted to start lending out money but I was disappointed.

All I could see was newbies asking for loans and getting tagged in return. It was all that I could see and no real benefits from lending.
If newbies can get away with it so easily by creating new accounts then there's no point for them to make posts in the section at first place.

If there were more real lending posts out there then it would have interested not only me but many others.
Further more, moderators would have to spend lest time moderating this section.

Well if you want to open a lending thread you could always make it "self moderated" and delete all the unwanted customers.
I know that's extra work but an option.

I think giving away loans can be a good business. Seeing how many loans for example Shasan gives out in a month I bet the % he collects adds up to a nice extra amount.

I have noticed that there are newbies posting in the lending section, sometimes it makes you wonder if they are just teasing to request a loan that is too big and then say collateral, and the others are non-collateral and the size of the loan is also the same.

       That's why I support that thing that the newbies should be restricted in the lending section, now you say that it is self-moderated by the lenders, it will just be extra work for them and a waste of time.

[DireWolfM14]

I didn't have much hope of this suggestion being implemented, but it was worth a shot.

In the mean time, I've created a thread which theymos has been kind enough to pin at the top of the lending section: https://bitcointalk.org/index.php?topic=5460744.0

Hopefully the post will help keep the honest people from making silly mistakes that end with them being tagged and labeled scammers.

Please take a look and let me know if you have any suggestions, or think I should add anything I overlooked.