Having a problem a Personal Finance?

[superman184]

I only agree with you about reading books related to personal finance, I think the best thing to do to solve this problem is by study in legal institutions such as university or etc. inspiration that we get from other people maybe will not give good result for us, it is happen because each people has their own internal and external environments or factors that determine their position in that environment. but take other people's experience just for insight is okay.

I actually prefer the logical things that you say, because in fact it is also very clear that everyone has their own internal and external environment so that the level of influence and inspiration they get will also vary from person to person. And for the option of studying at institutions such as certain universities it can also be very good because there is also a lot of knowledge that can be obtained so that everyone can put it into practice in life after they finish there.

Because knowledge and any thing will become more useful and complete when it is used in life or practiced in work that is in line with it. We can find this in some people who have been successful in this world where they consistently carry out practices or actions after they gain knowledge and inspiration from other people or from certain university institutions. So every knowledge and experience will be very valuable when it is carried out correctly, but if it is still stored in the contents of one's head, it will still be useless because it will never produce any results in life.

[Jatiluhung]

The root of financial problems can often be multifaceted, and it is essential to identify it in order to take corrective measures, for this reason money management and discipline in spending are extremely important aspects, and it is true that proper management of personal finances can make a big difference in achieving long-term goals…Certainly Reading books related to personal finance, writing and reading about different topics here on Bitcointalk to gain knowledge and advice are good techniques to gradually build a good financial education , but the consumption of inspiring and educational content in the form of videos would not stand out much, some may be useful but the majority that I see always tend to fall into more spam than something useful, that's why I prefer the first two... Just like Also, surrounding yourself with people with a positive mindset and a constructive approach can have a significant impact on personal and financial development. I have a group of investor friends, we meet often and the exchange of ideas and experiences provides a good perspective and different advice that is good to take to improve more and more.

A person's social environment actually has a very vital role in all aspects of life. Especially in terms of financial life. Because our mindset can even be formed according to the social environment we enter.

Have social friends who are proficient in managing finances and proficient in building a business. It will also affect our mindset in managing finances and building a business. And if we have friends who are rich, then unconsciously we will also be motivated to be rich someday.

Sometimes we need to study the perspectives and mindsets of rich people so that we can also make lessons in our financial life. But remember all we have to learn is his mindset in building wealth. But when it comes to buying luxury goods, we should not imitate them. Because they actually buy luxury goods sometimes also for business purposes. Like building relationships with richer people. Sometimes an elegant appearance is also needed in building relationships in business. it is for this reason that rich people look very elegant and classy. Because if they are relaxed and have no business needs then they tend to look simple. Even their appearance is sometimes the same as lower class people when they are relaxed.

[Inwestour]

I actually prefer the logical things that you say, because in fact it is also very clear that everyone has their own internal and external environment so that the level of influence and inspiration they get will also vary from person to person. And for the option of studying at institutions such as certain universities it can also be very good because there is also a lot of knowledge that can be obtained so that everyone can put it into practice in life after they finish there.

Because knowledge and any thing will become more useful and complete when it is used in life or practiced in work that is in line with it. We can find this in some people who have been successful in this world where they consistently carry out practices or actions after they gain knowledge and inspiration from other people or from certain university institutions. So every knowledge and experience will be very valuable when it is carried out correctly, but if it is still stored in the contents of one's head, it will still be useless because it will never produce any results in life.

The environment can influence us, but you also have the right to choose this environment. If you hang out with people who invite you to drink beer every night, then this is not the kind of environment that will allow you to become better.

Books once helped me, it was thanks to books that I was able to understand that the environment, can influence us, in the end I was convinced that this is true. In addition, I myself learned to handle finances, and books helped me again in this, I chose the rules that were clear to me and applied them to myself. Everything seems simple, but here the secret is not some kind of complexity, but discipline, if you want to succeed, then you need to be consistent. If you plan your day, month, then this will allow you to understand what steps you need to take in order to achieve your goal. The same with money, you will learn to earn more and save, which will allow you to create some kind of capital. Everything depends only on us.

[barisbilgili]

That's right, actually financial problems are a matter of self-control in order to be able to control them properly. In essence, everything comes back to one's own willingness to manage money and also to the desire to make more money because of many needs.
And everyone has different ways of handling things, even though there are many theories I think it will be useless if the mindset still doesn't change and also the handling to get out of this problem is everyone in a different way, I experienced this before and only I can change it myself, not someone else.

Financial problems are the same as life problems because it is undeniable that in this life only financial problems often arise, I think this is a natural and very common thing because almost all of us have experienced it and to solve it there is nothing other than us working hard .

According to me several of my friends are currently working in different private companies and I have noticed one thing that they earn less money than me monthly but even though they earn less money than me, apart from providing financial support to their families, they earn some money at the end of the month. Saves money but even though I earn more than them, I don't have enough money to spend at the end of the month. When this happened to me for a long time, I tried to fit the equation as to why I could not keep money to myself even though I was earning a lot of money. After considering all this, one thing I realized is that every month I spend a lot of extra money like eating out in restaurants, buying unnecessary clothes, etc. I am trying to cut down on these unnecessary expenses to keep the money to myself. If I can reduce these unnecessary expenses, I will definitely have enough money at the end of the month.

The more we earn, the more we spend, it's not just anyone who has experienced this, I have and I'm sure many other people have experienced this, it is included in our lifestyle or we are too fulfilling desires for these insignificant desires, somehow when we have a lot of income there will be a thought that we will enjoy it in a different way and spend that money, this is a problem in my opinion and needs to be addressed so that we can minimize spending and savings which will have a positive impact on our finances in the future.
there is nothing else but for us to realize and stop following excessive lifestyles and try to live by our own standards.

[Viscore]

I bet to disagree with your second tip. Just because this bitcointalk forum is a good avenue for learning then you’ll expect that you can gain valuable tips here on how to manage your personal finances. Crypto particularly bitcoin is the focus of this forum that’s why everything about bitcoin is open for discussion. However, when you think about personal finance, maybe you can read books about personal finances and its management, and I don’t think staying in the forum will be a great help. Also, watching relevant videos about personal finance can also help as it can be a good guide on how to deal with your financial problems and finding reliable solutions based on real life experiences.

[woez]

For the choices you convey, I like 2 points, namely Adan B. If I sort them before entering, At least the Bitcoin Forum must be prepared and what needs to be learned is point A and point A is one of the tips that is highly recommended to enter not only in BTT forums but also for others. Yes. You are right, at least we don't walk with a blank and empty look again in starting this investment journey in the Crypto World.

[CODE200]

This is a great list. I would also like to add that one of the best way to learn about handling personal finances is to have a talk with a person who also experience the same thing as you do. As what people say, experience is the best teacher. Because you can easily say that you have to do this or that, but it's more influential if you actually have a conversation with someone who is experienced and have a broad knowledge when it comes to finances. And I believe that is the time that you will actually learn.

[isaac_clarke22]

~

Sometimes those inspiration videos kinda give you away from the reality and that might even hurt you in the long-run. It's like those Dhar Mann videos where some people might think that you just have to do "good" to be successful, but they don't realize that it isn't really everything.

I disagree that this forum might help all people though, it could be fun for just reading around but people encounter different problem and with that, different solution also applies. Some people just don't need every single financial advise out there and it could be just simply stepping away from the computer and walking around the city and simply escaping reality temporarily before attempting to face that financial problem once more.

[Dzwaafu11]

. However, I disagree with b. This forum is not a good forum to learn about personal finance. There are some tips that are good but they tend to be hidden in a bunch of rubbish comments in threads on many pages.

Yes, you’re right; it is very hard to come across a topic like this that will indicate how to deal with your personal finances. 97 percent of the discussion taking place on the forum is all about crypto currency, especially bitcoin; other discussions are all related to other things in real life. The discussion that you can see people discussing here will be based on Pherm things out there. When you see a discussion here and there talking about what you think at the end, you will see people discussing something different from what the topic is talking about because of the different opinions that have been mentioned on the thread. So I will also suggest you try the website that @den Pedro Dinero gives you; maybe it will suit you and you will get what you want from there.

[eightdots]

       -   You, yes, you. Are you tired? Can't make progress? Or every time you move forward, something bad always happens? Are you in a situation where you have to start from scratch again? Where does your problem start? in money? Why do you always have no money? Is it because of your responsibilities for your family or because you just don't have spending discipline? It is important that you know what the root of your problem is? Maybe the reason you are not making progress is because you spend a lot, so every time you have an emergency, you move your savings? Or sometimes you can borrow a cape. How to handle money What is real personal finance? What do you have to do to learn it? There are some things that can help you in this matter, and some of them are:

[a.] Read books related to personal finance.

[b.] Always hang out here on the Bitcointalk forum; you can see and learn a lot from this platform.

[c.] Watch videos that can give you inspiration to become better. And mingle with people who have a positive outlook on life.

d- You don't have to go the way everyone else is going. Make your own path.

The fact that others follow these points and are successful is no guarantee that you will be successful too. While doing all this, do not forget that luck is also important.

I didn't see anything in the articles about the need to be original and I wanted to add it. So we don't always have to imitate something. We can be original and achieve success. I am not saying that the articles are wrong, but I think it would be better for everyone to write their own articles according to their living conditions and act original. Not everyone lives in the same conditions. Write and obtain your own articles on your own terms.

[Mate2237]

Family responsibility is o e of the major thing that drag man backward financially if the man income is not enough to settle the bills. And that why it is good for someone to find money very and store them very when he is still young at his youth days and single. So that when he finally got married the burdens will not weigh his finance down again. Op you said well, knowing the grassroot of the problem is the number one thing to do so the problem can be solved very fast but to know the problem first is very difficult.

Yes reading financial books help in the economic lifestyle of a person. But Bitcointalk forum is not a financial break through platform or where one can come and received financial guardian and counseling but it is a platform for discussion the development of bitcoin and other related cryptocurrency issues. Though all the scholars in the world are in the forum so if you bring out some questions that bothering you in your life and you need solution to it and you present it here, people must come out and tell you want to do. Yes watching videos can navigate your thinking at the moment to something else. And also will motivate you to face challenges of life.

[bayu7adi]

[b.] Always hang out here on the Bitcointalk forum; you can see and learn a lot from this platform.

Indeed, you'll find a myriad of posts shared by friends here, encompassing the realm of finance. However, this forum is primarily tailored to the domain of cryptocurrencies. When it comes to resolving financial quandaries, you're likely to encounter a deluge of input, leaving you in a perplexing quandary over which advice to heed.

Consider seeking counsel from a certified financial advisor; at the very least, their guidance tends to be more directed and substantiated, offering robust rationales for enhancing your financial standing.

[DaNNy001]

I bet to disagree with your second tip. Just because this bitcointalk forum is a good avenue for learning then you’ll expect that you can gain valuable tips here on how to manage your personal finances. Crypto particularly bitcoin is the focus of this forum that’s why everything about bitcoin is open for discussion. However, when you think about personal finance, maybe you can read books about personal finances and its management, and I don’t think staying in the forum will be a great help. Also, watching relevant videos about personal finance can also help as it can be a good guide on how to deal with your financial problems and finding reliable solutions based on real life experiences.

Well everyone has different things and knowledge they can learn here and him stating that the forum can help him improve his financial life is left for him but I do agree on the vastness of possible things one can learn here in the forum and remember it's called a community for a reason as in a place where people interact and discuss several issues although bitcoin is the prime but even bitcoin itself is a currency so it's still fall in-line.

[Aanuoluwatofunmi]

I bet to disagree with your second tip. Just because this bitcointalk forum is a good avenue for learning then you’ll expect that you can gain valuable tips here on how to manage your personal finances. Crypto particularly bitcoin is the focus of this forum that’s why everything about bitcoin is open for discussion. However, when you think about personal finance, maybe you can read books about personal finances and its management, and I don’t think staying in the forum will be a great help. Also, watching relevant videos about personal finance can also help as it can be a good guide on how to deal with your financial problems and finding reliable solutions based on real life experiences.

Well everyone has different things and knowledge they can learn here and him stating that the forum can help him improve his financial life is left for him but I do agree on the vastness of possible things one can learn here in the forum and remember it's called a community for a reason as in a place where people interact and discuss several issues although bitcoin is the prime but even bitcoin itself is a currency so it's still fall in-line.

We cannot overlooked the advantages that comes together with being a member of this noble community, though the aim is not on other related discussion the reason why this community was created but other aspects aside bitcoin discussions were added to enable one have a perfect life experience to balance up his entire digital experience with more positive advantages, this brings about having a number of boards we can easily discus on, people can advise as appropriately needed even though they know that here is not a financial advisory platform.

[Lanatsa]

I bet to disagree with your second tip. Just because this bitcointalk forum is a good avenue for learning then you’ll expect that you can gain valuable tips here on how to manage your personal finances. Crypto particularly bitcoin is the focus of this forum that’s why everything about bitcoin is open for discussion. However, when you think about personal finance, maybe you can read books about personal finances and its management, and I don’t think staying in the forum will be a great help. Also, watching relevant videos about personal finance can also help as it can be a good guide on how to deal with your financial problems and finding reliable solutions based on real life experiences.

Well everyone has different things and knowledge they can learn here and him stating that the forum can help him improve his financial life is left for him but I do agree on the vastness of possible things one can learn here in the forum and remember it's called a community for a reason as in a place where people interact and discuss several issues although bitcoin is the prime but even bitcoin itself is a currency so it's still fall in-line.

We cannot overlooked the advantages that comes together with being a member of this noble community, though the aim is not on other related discussion the reason why this community was created but other aspects aside bitcoin discussions were added to enable one have a perfect life experience to balance up his entire digital experience with more positive advantages, this brings about having a number of boards we can easily discus on, people can advise as appropriately needed even though they know that here is not a financial advisory platform.

This is why reading up on a forum or community like this would be always that a good thing or idea on which you could really be able to make yourself be aware and wary on how things should really be dealt with.
Having the awareness and knowledge which despite on being a first timer or a noob then you do have at least the idea on how things should really be taken or able to engage on just because you had able to read up

others life experiences on things on which this could really be an advantage on your part just because you are really that have that kind of awareness on things that should be taken or act accordingly basing up on the conditions or situation that you are into. Somehow, there are people who do easily forgot or doesnt really care on what they had read up earlier but rather they would be sticking into their own principles or things that they do believe or having in mind on that particular moment or situation.

You wont really be able to experience hardship if you are really that that wary about on whats good and whats bad. Always set those limitations and border line on how much you should really be able to spend
on a particular thing and you should be able to distinguish between sufficient or already that lavish or becoming that impulsive already.

[Mr.right85]

I bet to disagree with your second tip. Just because this bitcointalk forum is a good avenue for learning then you’ll expect that you can gain valuable tips here on how to manage your personal finances. Crypto particularly bitcoin is the focus of this forum that’s why everything about bitcoin is open for discussion. However, when you think about personal finance, maybe you can read books about personal finances and its management, and I don’t think staying in the forum will be a great help. Also, watching relevant videos about personal finance can also help as it can be a good guide on how to deal with your financial problems and finding reliable solutions based on real life experiences.

I think misconception to this view comes in with one having to view bitcoin for an asset rather than a currency as well. Yeah, with the used case been a rarely occurring event and the few who try it keh en opportune only proceeds based on marking the event rather than an everyday transacting and a few who transacts because, it’s an only option for the at the time.

Still, we have to understand that the digitalized currency is an undeniable aspect to finance in our current times and learning management of it as well would aid both your approach to managing fiat, cryptocurrency and how you handle your asset or make investment choices.

The relevance of book to the study is there but then, there exist a relativism between cryptocurrency and finance or finance management.

[dothebeats]

I bet to disagree with your second tip. Just because this bitcointalk forum is a good avenue for learning then you’ll expect that you can gain valuable tips here on how to manage your personal finances. Crypto particularly bitcoin is the focus of this forum that’s why everything about bitcoin is open for discussion. However, when you think about personal finance, maybe you can read books about personal finances and its management, and I don’t think staying in the forum will be a great help. Also, watching relevant videos about personal finance can also help as it can be a good guide on how to deal with your financial problems and finding reliable solutions based on real life experiences.

Well everyone has different things and knowledge they can learn here and him stating that the forum can help him improve his financial life is left for him but I do agree on the vastness of possible things one can learn here in the forum and remember it's called a community for a reason as in a place where people interact and discuss several issues although bitcoin is the prime but even bitcoin itself is a currency so it's still fall in-line.

We cannot overlooked the advantages that comes together with being a member of this noble community, though the aim is not on other related discussion the reason why this community was created but other aspects aside bitcoin discussions were added to enable one have a perfect life experience to balance up his entire digital experience with more positive advantages, this brings about having a number of boards we can easily discus on, people can advise as appropriately needed even though they know that here is not a financial advisory platform.

Just generally take every post, opinion, and advice with a grain of salt. It is up to each of us on how much we are going to take each of those things into consideration and apply it to our daily life and decisions. You have to be able to analyze it on your own and see for yourself if it will be a good thing to follow their opinions and suggestions or not. Essentially, it is just basically the common application we do in surfing the internet, be open-minded but also smart.

[letteredhub]

       -   
[a.] Read books related to personal finance.
[c.] Watch videos that can give you inspiration to become better. And mingle with people who have a positive outlook on life.

There are financial conditions you can find yourself in that's doesn't need you reading books on personal finance management or watching of inspirational videos. They are beyond the normal circumstance of those procedures to solving it, and these are problems that needs you to go the extra miles in breaking it, more like advancing to the supernatural level to get solutions to the root cause.

Moving forward, some persons out of the feeling of comfort they careless of doing the uncomfortable, their comfortable zone they find themselves with every little of what they get they are comfortable with it and that mentality has killed their foresight to see beyond their comfortable zone as their cage holding them from achieving greater financial freedom and without they clear picture they've to just settle for the less. In otherwords, they are frightened by risk taken feat or exploit and see no need in even giving a try.

[Juse14]

Or in other words we have to take real action, I mean don't keep theorizing because if you only theorize without taking any action it's the same as nonsense. One thing that makes it difficult for us to act is that we will always think of losses so that it becomes a trigger for us not to take steps, or in other words "we don't want to lose". In fact, in everything we do there will always be risks.

I agree with you that our main problem is within ourselves. We must be able to recognize ourselves first if we want to get answers to the problems we face.

I agree with what you say. talk about risk, the risk of being afraid for everyone who wants to start a business, but if we never take real action then everything we learn will be in vain. And I quote the words of a Muslim leader (Ali Bin Abi Talib R.A) "It's not the difficulties that make us afraid, but the fear that makes us difficult". Therefore, we don't just stay silent and do nothing, but keep moving forward and keep trying everything we think and plan, there is always a risk in everything. But if you don't take that risk, there will be no progress in you.
And be a player in life, ignore everything they say and the insults they accuse and the funny thing is they always buy tickets to watch the game.

[slapper]

Family responsibility is o e of the major thing that drag man backward financially if the man income is not enough to settle the bills. And that why it is good for someone to find money very and store them very when he is still young at his youth days and single. So that when he finally got married the burdens will not weigh his finance down again. Op you said well, knowing the grassroot of the problem is the number one thing to do so the problem can be solved very fast but to know the problem first is very difficult.

Yes reading financial books help in the economic lifestyle of a person. But Bitcointalk forum is not a financial break through platform or where one can come and received financial guardian and counseling but it is a platform for discussion the development of bitcoin and other related cryptocurrency issues. Though all the scholars in the world are in the forum so if you bring out some questions that bothering you in your life and you need solution to it and you present it here, people must come out and tell you want to do. Yes watching videos can navigate your thinking at the moment to something else. And also will motivate you to face challenges of life.

Family responsibility is tough, very tough, especially when you're the breadwinner. You've got bills to pay, mouths to feed, but family? It's the best. It's fantastic. It's unparalleled

Storing money when young is essential. But, it's not just about storing; it's about growing. It's not rocket science. Take your money, invest wisely, and ensure your family is always taken care of. The essence is to be smart with your finances

Regarding Bitcointalk, I've always said it's a goldmine for discussing cryptocurrency and its development. However, if you need financial guidance, look elsewhere. Yet, you're onto something - the scholars here are some of the best. Even if it's not about finance, you've got a wealth of knowledge here

Books? Videos? They're good, but remember, success is about execution. Talk is cheap. So, gear up, tackle challenges head-on, and ensure your family remains on top