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Author Topic: You can't meet all your needs/desires at once, even if you spend all your salary  (Read 1600 times)
Arenga pinnata
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October 16, 2023, 05:43:48 AM
 #181

I bet if it will be impossible to see a salary earner that would even have his/her salary equal or meet his needs/desires as human needs can never be satisfied. When one problem is solved, another one arises. So If at all, you have a salary that meets your needs,  your desires will automatically increase thereby making such a salary no longer enough to service your needs/desires.
Sometimes our needs will not increase if our lifestyle remains the same. But if we follow trends and continue to develop a lifestyle that is more luxurious than before, then demand will automatically increase. And this factor then makes people whose salaries increase but still find it difficult to set aside money. And only after he observed and evaluated himself did he realize that his lifestyle continued to increase along with his salary which also increased. This is what makes any salary not enough to satisfy someone. Except for people who are grateful and remain consistent with a simple life even though they get a salary increase from their company.

But it is very rare to meet people who keep their lives simple and when they get a bigger salary, they are able to save more.

R


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October 16, 2023, 06:35:55 AM
Merited by fillippone (1), iamsange (1)
 #182

. If it cost more than 5000$ to fulfill my hobby then i should be patience or think of something else.

I believe when it costs more, you should think not of something else, but of ways and opportunities how to reach what you desire. Thinking about the ways of getting something you want is much more productive than giving up on it and satisfying with something else or less. Of course, this approach requires time and patience, but it is definitely worth it, because in the end you will end up with something you truly wanted, not something you just could afford.
If it is still realistic to achieve then use this as a reference in achieving it, instead of looking for other hobbies/desires.
I think $5000 is still very realistic and there is still a lot of work we can do to get there.
The point is that we can use this desire to motivate ourselves even more to achieve it. I think every human being will be motivated by the things they want to achieve.

In essence, everyone will continue to look for ways to solve the problems they are facing so that everyone can continue to fulfill their own needs without any interference. We can see from everyone who works that each person definitely has their own priorities in achieving what they want because without trying to achieve something they want, everyone will not get any development or anything in their life. This is based on everything that will not come by itself without effort through hard work.
That is the main reason people work, because there are desires and needs that must be fulfilled.
And the magnitude of desires and needs will influence a person's performance, because logically if someone wants more then they have to work harder, it is like motivation for themselves to be able to fulfill it.
And therefore all of us must have the desire to be motivated to work hard to fulfill it.

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Dickiy
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October 16, 2023, 06:35:48 PM
 #183

I bet if it will be impossible to see a salary earner that would even have his/her salary equal or meet his needs/desires as human needs can never be satisfied. When one problem is solved, another one arises. So If at all, you have a salary that meets your needs,  your desires will automatically increase thereby making such a salary no longer enough to service your needs/desires.
Sometimes our needs will not increase if our lifestyle remains the same. But if we follow trends and continue to develop a lifestyle that is more luxurious than before, then demand will automatically increase. And this factor then makes people whose salaries increase but still find it difficult to set aside money. And only after he observed and evaluated himself did he realize that his lifestyle continued to increase along with his salary which also increased. This is what makes any salary not enough to satisfy someone. Except for people who are grateful and remain consistent with a simple life even though they get a salary increase from their company.

But it is very rare to meet people who keep their lives simple and when they get a bigger salary, they are able to save more.

Well that's right, of course if their lifestyle remains the same or in the sense that it is not too excessive then surely in terms of needs or expenses will also not increase, but what is usually a problem is when their income is still the same but they follow a lifestyle in accordance with the times, well that is usually a problem, which means that expenses and income are not balanced and obviously they will have difficulty in managing their finances even though they may already have a fixed salary from work. Sometimes it is quite difficult to be able to distinguish between needs and wants, for lifestyle problems that they continue to upgrade to a luxury then obviously it is the desire of your lifestyle to be shown to the public even though there is actually no good enough reciprocity on yourself and maybe only satisfaction that you get.

Yes, I hope that whoever it is if indeed they have an income that can only support their daily needs, it is better not to get carried away with the wrong association because it is clear that it is not uncommon for us to find that those whose lives look like full of luxury by exaggerating and forcing something for that luxury because they are wrong in choosing associations in the surrounding environment. So of course gratitude is the key, if you continue to follow trends according to the times then maybe it will only make it difficult for you, no matter how big your salary is still in terms of desire it will never end, so it's better to be grateful and if you have more income you can set aside to save because it will be useful for your future.
     
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October 17, 2023, 04:45:09 AM
 #184

~snip~
Well that's right, of course if their lifestyle remains the same or in the sense that it is not too excessive then surely in terms of needs or expenses will also not increase, but what is usually a problem is when their income is still the same but they follow a lifestyle in accordance with the times, well that is usually a problem, which means that expenses and income are not balanced and obviously they will have difficulty in managing their finances even though they may already have a fixed salary from work. Sometimes it is quite difficult to be able to distinguish between needs and wants, for lifestyle problems that they continue to upgrade to a luxury then obviously it is the desire of your lifestyle to be shown to the public even though there is actually no good enough reciprocity on yourself and maybe only satisfaction that you get.

Yes, I hope that whoever it is if indeed they have an income that can only support their daily needs, it is better not to get carried away with the wrong association because it is clear that it is not uncommon for us to find that those whose lives look like full of luxury by exaggerating and forcing something for that luxury because they are wrong in choosing associations in the surrounding environment. So of course gratitude is the key, if you continue to follow trends according to the times then maybe it will only make it difficult for you, no matter how big your salary is still in terms of desire it will never end, so it's better to be grateful and if you have more income you can set aside to save because it will be useful for your future.
     

Lifestyle inflation is a real, real issue, and it's something that many, many people fall victim to. When income remains stagnant, but the desire to "keep up with the Joneses" intensifies, financial chaos ensues. It's a trap, a very dangerous trap. People, people everywhere, are trying to live a life that's beyond their means, and it's not, not good

Let's talk about needs and wants. Needs are essential, wants are... well, they're just wants. And distinguishing between them? It's tough, very tough. But it's crucial, absolutely crucial. The desire to show off, to flaunt, to be seen as "living the life" is strong, very strong. But at what cost? Financial instability? Debt? It's not worth it, not at all

And associations? Surrounding oneself with the wrong crowd, the kind that pushes for extravagance when simplicity would do, is a recipe for disaster. Gratitude, as you rightly said, is the key. Be grateful, be smart, and save, save, save. Your future self will thank you, believe me

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October 17, 2023, 08:29:18 AM
 #185

Sometimes our needs will not increase if our lifestyle remains the same. But if we follow trends and continue to develop a lifestyle that is more luxurious than before, then demand will automatically increase. And this factor then makes people whose salaries increase but still find it difficult to set aside money. And only after he observed and evaluated himself did he realize that his lifestyle continued to increase along with his salary which also increased. This is what makes any salary not enough to satisfy someone. Except for people who are grateful and remain consistent with a simple life even though they get a salary increase from their company.

But it is very rare to meet people who keep their lives simple and when they get a bigger salary, they are able to save more.

Well that's right, of course if their lifestyle remains the same or in the sense that it is not too excessive then surely in terms of needs or expenses will also not increase, but what is usually a problem is when their income is still the same but they follow a lifestyle in accordance with the times, well that is usually a problem, which means that expenses and income are not balanced and obviously they will have difficulty in managing their finances even though they may already have a fixed salary from work. Sometimes it is quite difficult to be able to distinguish between needs and wants, for lifestyle problems that they continue to upgrade to a luxury then obviously it is the desire of your lifestyle to be shown to the public even though there is actually no good enough reciprocity on yourself and maybe only satisfaction that you get.

Yes, I hope that whoever it is if indeed they have an income that can only support their daily needs, it is better not to get carried away with the wrong association because it is clear that it is not uncommon for us to find that those whose lives look like full of luxury by exaggerating and forcing something for that luxury because they are wrong in choosing associations in the surrounding environment. So of course gratitude is the key, if you continue to follow trends according to the times then maybe it will only make it difficult for you, no matter how big your salary is still in terms of desire it will never end, so it's better to be grateful and if you have more income you can set aside to save because it will be useful for your future.
The relationships or environment in which we socialize and the people in them sometimes influence our lifestyle the most. If we hang around a lot with people who always prioritize a luxurious lifestyle, sometimes we will be dragged into doing the same thing. That is why we must have firm principles and must not be easily influenced in relationships.

Distinguishing between needs and wants is sometimes difficult in certain situations. But if we already have good financial management. Then we can easily differentiate between what should be a priority (basic needs) and what should not be a priority (complementary desires or needs that are not too important and can still be overlooked). So basically we have to be clever at managing our own finances. So that we can measure the limits of our own financial capabilities and so that we do not shop beyond the limits of our own financial capabilities.

R


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October 17, 2023, 01:10:59 PM
 #186

The relationships or environment in which we socialize and the people in them sometimes influence our lifestyle the most. If we hang around a lot with people who always prioritize a luxurious lifestyle, sometimes we will be dragged into doing the same thing. That is why we must have firm principles and must not be easily influenced in relationships.

Distinguishing between needs and wants is sometimes difficult in certain situations. But if we already have good financial management. Then we can easily differentiate between what should be a priority (basic needs) and what should not be a priority (complementary desires or needs that are not too important and can still be overlooked). So basically we have to be clever at managing our own finances. So that we can measure the limits of our own financial capabilities and so that we do not shop beyond the limits of our own financial capabilities.

That's right, and indeed environmental factors I think have a big influence on the nature and character and also the lifestyle of a person, maybe we have also seen many people like that and we have proven it. Quite simply, they are too pushy when basically they are not able to do it but because of the encouragement of environmental factors that are very large then it is like a mandatory thing according to them and must be done. Of course, environmental factors are very likely to change a person as well as his mindset, as I said above, they are too imposing even though they themselves realize that they do not have the ability to overdo it in their lifestyle. It's true that we must have principles that suit our lives, it's okay if you want to hang out with rich people but you also have to think and see what your conditions are including your finances, if it's not possible then it's better to have a normal style, after all it's just a lifestyle and there is no fully positive reciprocity for you.

It is quite difficult to distinguish, and sometimes it is not uncommon for some of those who like to misinterpret, they buy something that they think is a necessity when in reality it is just a desire, and I think it goes back to everyone's perspective because there will definitely be a defense even though they are basically wrong in interpreting all of that.

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October 28, 2023, 12:53:22 PM
 #187

Yes this is true, human wants is much more unsatisfiable so no matter what you do, this life is very complex, I think the best way is to do what you know how to do at all time to make yourself and people around you happy, getting all you desired should not be part of the goal because it is a no no, it is practically impossible to meet your needs once as a human being, you just can't, sometimes I see people think this way but my stands have been, it is impossible, even the so-called world billionaires, there are still things wanting in their life, this is natural and we can not change it, to me I see some of this things as the way our creator has made it to be and there is nothing we can do about it.

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October 29, 2023, 12:26:26 AM
 #188

~snip~
Well that's right, of course if their lifestyle remains the same or in the sense that it is not too excessive then surely in terms of needs or expenses will also not increase, but what is usually a problem is when their income is still the same but they follow a lifestyle in accordance with the times, well that is usually a problem, which means that expenses and income are not balanced and obviously they will have difficulty in managing their finances even though they may already have a fixed salary from work. Sometimes it is quite difficult to be able to distinguish between needs and wants, for lifestyle problems that they continue to upgrade to a luxury then obviously it is the desire of your lifestyle to be shown to the public even though there is actually no good enough reciprocity on yourself and maybe only satisfaction that you get.

Yes, I hope that whoever it is if indeed they have an income that can only support their daily needs, it is better not to get carried away with the wrong association because it is clear that it is not uncommon for us to find that those whose lives look like full of luxury by exaggerating and forcing something for that luxury because they are wrong in choosing associations in the surrounding environment. So of course gratitude is the key, if you continue to follow trends according to the times then maybe it will only make it difficult for you, no matter how big your salary is still in terms of desire it will never end, so it's better to be grateful and if you have more income you can set aside to save because it will be useful for your future.
     

Lifestyle inflation is a real, real issue, and it's something that many, many people fall victim to. When income remains stagnant, but the desire to "keep up with the Joneses" intensifies, financial chaos ensues. It's a trap, a very dangerous trap. People, people everywhere, are trying to live a life that's beyond their means, and it's not, not good

Let's talk about needs and wants. Needs are essential, wants are... well, they're just wants. And distinguishing between them? It's tough, very tough. But it's crucial, absolutely crucial. The desire to show off, to flaunt, to be seen as "living the life" is strong, very strong. But at what cost? Financial instability? Debt? It's not worth it, not at all

And associations? Surrounding oneself with the wrong crowd, the kind that pushes for extravagance when simplicity would do, is a recipe for disaster. Gratitude, as you rightly said, is the key. Be grateful, be smart, and save, save, save. Your future self will thank you, believe me
thats right, increasing of lifestyle is fine so long income can adjust, but many cases, some people out there just want to live luxurious life while not even wanting to increase their income which is quite silly.
thats why in this day we can find so many people that appear to be rich in social media but actually not that much in real life, because sometime they just want to build brand so that they can be more well fitted towards their social life.
if someone don't wanna get trapped into debt, then they could do minimal life, only but what they truly needs but honestly in this days of consumerism, i don't believe anyone would just stick with such simple life.
they definitely have the desire to live and own some luxurious stuff, even more so with all the technolgy advancement, it'd be a lie if they don't want the latest tech like newest iphone.

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October 29, 2023, 01:00:41 AM
 #189

First I would say "human needs are insatiable." Upon attending to some current needs, definitely others will arise. So, even if you spend all your earnings trying to solve every of your needs, that doesn't mean that other needs might not arise.

Often times it's good to remind ourselves that we are still in the real world and have to come out of the world of fantasy.
Human desires and needs will continue to increase, especially every time a new product comes out, people will try to raise money to be able to have a new product and it will always be like that. Shopping habits and spending money must be carried out by implementing a number of strict rules, the aim is to avoid breaking the monthly spending line.

In meeting every need, it needs to be minimized properly to prevent the potential for waste in the financial budget. There are many people who do not realize that they have made a certain amount of waste by buying whatever they think they need, this activity can result in larger expenses that can damage financial plans for the future. It is necessary to consider all expenditures or monitor each expenditure made to help control and supervise finances properly.


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October 29, 2023, 02:07:45 AM
 #190

Human desires and needs will continue to increase, especially every time a new product comes out, people will try to raise money to be able to have a new product and it will always be like that. Shopping habits and spending money must be carried out by implementing a number of strict rules, the aim is to avoid breaking the monthly spending line.

In meeting every need, it needs to be minimized properly to prevent the potential for waste in the financial budget. There are many people who do not realize that they have made a certain amount of waste by buying whatever they think they need, this activity can result in larger expenses that can damage financial plans for the future. It is necessary to consider all expenditures or monitor each expenditure made to help control and supervise finances properly.
Unstoppable with human desire and needs although have more than expectation, its have been human attitude looking for their first target want to buy a car but after having car they want upgrade to be more luxury cars with most expensive values. But many of human can't make balance with their financial budget and prefer their desires or needs than which one more important for their saving funds as investment assets for future until how to manage good financial more increasing.

Its not problem when human enjoying with their hard work and spent for desires or anything needed depend keep spent for saving fund as investment or their assets not loss all for desires. I think need to prepare good financial for the future and don't waste all money for anything not profitable yet.

R


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October 29, 2023, 03:17:42 AM
 #191

First I would say "human needs are insatiable." Upon attending to some current needs, definitely others will arise. So, even if you spend all your earnings trying to solve every of your needs, that doesn't mean that other needs might not arise.

Often times it's good to remind ourselves that we are still in the real world and have to come out of the world of fantasy.
Human desires and needs will continue to increase, especially every time a new product comes out, people will try to raise money to be able to have a new product and it will always be like that. Shopping habits and spending money must be carried out by implementing a number of strict rules, the aim is to avoid breaking the monthly spending line.

In meeting every need, it needs to be minimized properly to prevent the potential for waste in the financial budget. There are many people who do not realize that they have made a certain amount of waste by buying whatever they think they need, this activity can result in larger expenses that can damage financial plans for the future. It is necessary to consider all expenditures or monitor each expenditure made to help control and supervise finances properly.

Yes, it is true that they will fulfill their lifestyle instead of basic needs with the latest products and brands attracting them to buy them because it is a condition of life now. to meet these needs they will try as much as possible so that they can buy and have them. Lifestyle expenditures that are greater than basic needs will certainly be a problem later, but they themselves will feel it and they will also run it. But they must be able to limit spending beyond the basics. sometimes they buy just because they want to, not prioritizing function.

The current lifestyle budget is so luxurious that some of them are even desperate to be able to fulfill it because the environment encourages it. The prestige that exists in themselves cannot be hidden naturally they will try to buy the latest products, that way they will be accepted in the current lifestyle environment that is all luxurious, maybe not all like that but in my opinion at this time most of them are like this. if they can have the latest products then they will be considered in the hangout and vice versa. It's true that you said they have to reduce budget expenditures that are not too important because it will damage their finances in the future, of course the future that must be prepared cannot just be ignored. So they have to manage their finances well so as not to be too wasteful.

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October 29, 2023, 06:19:01 AM
Merited by fillippone (1)
 #192

Human desires and needs will continue to increase, especially every time a new product comes out, people will try to raise money to be able to have a new product and it will always be like that. Shopping habits and spending money must be carried out by implementing a number of strict rules, the aim is to avoid breaking the monthly spending line.

In meeting every need, it needs to be minimized properly to prevent the potential for waste in the financial budget. There are many people who do not realize that they have made a certain amount of waste by buying whatever they think they need, this activity can result in larger expenses that can damage financial plans for the future. It is necessary to consider all expenditures or monitor each expenditure made to help control and supervise finances properly.
Unstoppable with human desire and needs although have more than expectation, its have been human attitude looking for their first target want to buy a car but after having car they want upgrade to be more luxury cars with most expensive values. But many of human can't make balance with their financial budget and prefer their desires or needs than which one more important for their saving funds as investment assets for future until how to manage good financial more increasing.

Its not problem when human enjoying with their hard work and spent for desires or anything needed depend keep spent for saving fund as investment or their assets not loss all for desires. I think need to prepare good financial for the future and don't waste all money for anything not profitable yet.
Every human being certainly has their desire to make themselves look luxurious in front of other people and if we follow our desires like that of course we will have great difficulty in finding money to meet our needs and also we will not be able to save some of the income we have because our income is spent on the luxuries we desire.

Enjoying what they have earned is indeed a natural thing to do, but we also need to consider and also look at the income we have so that the income we have will not be enough for the needs we need. You are right, we need to prepare good finances for our future because it is not certain that we will be able to work until we are old.



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October 29, 2023, 09:09:08 AM
 #193

Unstoppable with human desire and needs although have more than expectation, its have been human attitude looking for their first target want to buy a car but after having car they want upgrade to be more luxury cars with most expensive values. But many of human can't make balance with their financial budget and prefer their desires or needs than which one more important for their saving funds as investment assets for future until how to manage good financial more increasing.

Its not problem when human enjoying with their hard work and spent for desires or anything needed depend keep spent for saving fund as investment or their assets not loss all for desires. I think need to prepare good financial for the future and don't waste all money for anything not profitable yet.
Every human being certainly has their desire to make themselves look luxurious in front of other people and if we follow our desires like that of course we will have great difficulty in finding money to meet our needs and also we will not be able to save some of the income we have because our income is spent on the luxuries we desire.

Enjoying what they have earned is indeed a natural thing to do, but we also need to consider and also look at the income we have so that the income we have will not be enough for the needs we need. You are right, we need to prepare good finances for our future because it is not certain that we will be able to work until we are old.

By only thinking about following a luxurious lifestyle, of course this will drain our financial income, I myself think that I am more concerned with basic needs than following a luxurious lifestyle, because even by fulfilling a luxurious lifestyle it will not necessarily make me happy. The income earned must be balanced with the needs, if for example the focus is more on the lifestyle, I am afraid that the basic needs will be affected.

Yes, I agree with you, I will balance my income and basic needs, then the rest is to be enjoyed more, even if the income I get is limited, in my opinion it is very mandatory to save even if it is in a small amount it doesn't matter. Because if we don't save, what I'm afraid of in the future is that suddenly there is a problem and our financial situation is bad so it is difficult to deal with it, Nakmun, if with the savings we do at such times we will not be too confused and will not borrow here and there to deal with problems that suddenly come.

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Arenga pinnata
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October 29, 2023, 09:43:40 AM
 #194

The relationships or environment in which we socialize and the people in them sometimes influence our lifestyle the most. If we hang around a lot with people who always prioritize a luxurious lifestyle, sometimes we will be dragged into doing the same thing. That is why we must have firm principles and must not be easily influenced in relationships.

Distinguishing between needs and wants is sometimes difficult in certain situations. But if we already have good financial management. Then we can easily differentiate between what should be a priority (basic needs) and what should not be a priority (complementary desires or needs that are not too important and can still be overlooked). So basically we have to be clever at managing our own finances. So that we can measure the limits of our own financial capabilities and so that we do not shop beyond the limits of our own financial capabilities.

That's right, and indeed environmental factors I think have a big influence on the nature and character and also the lifestyle of a person, maybe we have also seen many people like that and we have proven it. Quite simply, they are too pushy when basically they are not able to do it but because of the encouragement of environmental factors that are very large then it is like a mandatory thing according to them and must be done. Of course, environmental factors are very likely to change a person as well as his mindset, as I said above, they are too imposing even though they themselves realize that they do not have the ability to overdo it in their lifestyle. It's true that we must have principles that suit our lives, it's okay if you want to hang out with rich people but you also have to think and see what your conditions are including your finances, if it's not possible then it's better to have a normal style, after all it's just a lifestyle and there is no fully positive reciprocity for you.

It is quite difficult to distinguish, and sometimes it is not uncommon for some of those who like to misinterpret, they buy something that they think is a necessity when in reality it is just a desire, and I think it goes back to everyone's perspective because there will definitely be a defense even though they are basically wrong in interpreting all of that.
You are right that many people can't afford to live a luxurious lifestyle but they push themselves to do it or as you said sometimes they push themselves too hard. And the condition of forcing themselves is because they cannot assess and measure their own financial capabilities. Or they know that they can't afford it financially but they want to still appear cool in front of their friends who are rich people.

And yes, this is where we need life principles and remain ourselves and don't be easily influenced by the people around us. We have to be smart in choosing what we can do and what we can't do. Which ones we can follow and which ones we cannot follow. We cannot limit our social life. But we must know the limits in our financial life.

We must have a life goal that can motivate us to always manage our finances well and make us more diligent in saving and investing.

R


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Etranger
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October 29, 2023, 10:13:00 AM
 #195

Human desires and needs will continue to increase, especially every time a new product comes out, people will try to raise money to be able to have a new product and it will always be like that. Shopping habits and spending money must be carried out by implementing a number of strict rules, the aim is to avoid breaking the monthly spending line.

In meeting every need, it needs to be minimized properly to prevent the potential for waste in the financial budget. There are many people who do not realize that they have made a certain amount of waste by buying whatever they think they need, this activity can result in larger expenses that can damage financial plans for the future. It is necessary to consider all expenditures or monitor each expenditure made to help control and supervise finances properly.

It is not only a matter of what a person really needs. It is about who he wants to be, or even more correctly to be said, whom he wants to look like. We are living in the epoch of consumerism. People`s desires are not always true, the can be fake, because almost everyone wants to meet the image of a well-off human being, satisfied with life, who can afford all the new things at any time. And this is exactly what makes people take reckless financial actions. Although this image is unattainable, and it more often leads away from the goal than brings it closer to it.

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knowngunman
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October 29, 2023, 10:16:53 AM
 #196

thats right, increasing of lifestyle is fine so long income can adjust, but many cases, some people out there just want to live luxurious life while not even wanting to increase their income which is quite silly.
thats why in this day we can find so many people that appear to be rich in social media but actually not that much in real life, because sometime they just want to build brand so that they can be more well fitted towards their social life.
if someone don't wanna get trapped into debt, then they could do minimal life, only but what they truly needs but honestly in this days of consumerism, i don't believe anyone would just stick with such simple life.
they definitely have the desire to live and own some luxurious stuff, even more so with all the technolgy advancement, it'd be a lie if they don't want the latest tech like newest iphone.

I totally agree with you that it's better to live within your means and not to overspend in order to keep up appearances. Social media can give a false impression of people's lives. It's easy to focus on the curated images and carefully crafted posts that people share and to forget that real life is often more complicated. The influence of media has caused more harm than good in some people's financial life. There's nothing wrong with wanting a comfortable or even luxurious lifestyle but it needs to be balanced with financial responsibility. Although we can not deny the fact that you would start spending more money as your income goes up because this can happen gradually without you even realizing it but, it's also important to be mindful of your spending regardless of your income and set financial goals that are realistic and sustainable.

Distinguishing between needs and wants is sometimes difficult in certain situations. But if we already have good financial management. Then we can easily differentiate between what should be a priority (basic needs) and what should not be a priority (complementary desires or needs that are not too important and can still be overlooked). So basically we have to be clever at managing our own finances. So that we can measure the limits of our own financial capabilities and so that we do not shop beyond the limits of our own financial capabilities.

You're right, some time it's difficult to distinguish between what we actually needs and what we wants especially when it comes to things like technology but one way to make the distinction is to ask yourself whether you really need something or if you're just buying it for the sake of buying it. It's also necessary to know your values because once you identify your values, you can use them as a guide for deciding whether something is a need or a want. If it aligns with your values, it might be considered a need while if it doesn't, it might be more of a want.

R


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Pingrapole
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October 29, 2023, 10:51:52 AM
 #197

There’s are sayings ‘you always want what you can’t have’ & ‘the grass is always greener on the other side’ that sum up this conundrum perfectly. Human beings are never satisfied but in some ways that’s what makes us so different & more developed than other living organisms. We should always try to achieve more, it’s not a bad thing.
I prefer your opinion and I want to say that there is no end to the needs of people, whose lack of people is infinite Living a life that reconciles infinite scarcity with limited resources is real work Even if other animals get a lot, they cannot keep it in themselves due to lack of coordination, but humans are a little more advanced creatures who know how to balance and use the relationship Part of the salary should be saved and invested so that there is less reason to worry about the lifestyle in the days to come But it is not a bad idea to always earn more income but it should be done regularly then there will be more improvement and chances in life and you will help to meet many more needs.It's a natural process that a certain amount of salary can never make up for being successful or that the more money you're paid, the more you'll lack.For this, it is necessary to balance the salary through budgeting, separate the salary through the I&O process and use it for investment and expenditure.
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October 29, 2023, 11:32:10 AM
 #198

The relationships or environment in which we socialize and the people in them sometimes influence our lifestyle the most. If we hang around a lot with people who always prioritize a luxurious lifestyle, sometimes we will be dragged into doing the same thing. That is why we must have firm principles and must not be easily influenced in relationships.

Distinguishing between needs and wants is sometimes difficult in certain situations. But if we already have good financial management. Then we can easily differentiate between what should be a priority (basic needs) and what should not be a priority (complementary desires or needs that are not too important and can still be overlooked). So basically we have to be clever at managing our own finances. So that we can measure the limits of our own financial capabilities and so that we do not shop beyond the limits of our own financial capabilities.

That's right, and indeed environmental factors I think have a big influence on the nature and character and also the lifestyle of a person, maybe we have also seen many people like that and we have proven it. Quite simply, they are too pushy when basically they are not able to do it but because of the encouragement of environmental factors that are very large then it is like a mandatory thing according to them and must be done. Of course, environmental factors are very likely to change a person as well as his mindset, as I said above, they are too imposing even though they themselves realize that they do not have the ability to overdo it in their lifestyle. It's true that we must have principles that suit our lives, it's okay if you want to hang out with rich people but you also have to think and see what your conditions are including your finances, if it's not possible then it's better to have a normal style, after all it's just a lifestyle and there is no fully positive reciprocity for you.

It is quite difficult to distinguish, and sometimes it is not uncommon for some of those who like to misinterpret, they buy something that they think is a necessity when in reality it is just a desire, and I think it goes back to everyone's perspective because there will definitely be a defense even though they are basically wrong in interpreting all of that.
You are right that many people can't afford to live a luxurious lifestyle but they push themselves to do it or as you said sometimes they push themselves too hard. And the condition of forcing themselves is because they cannot assess and measure their own financial capabilities. Or they know that they can't afford it financially but they want to still appear cool in front of their friends who are rich people.

And yes, this is where we need life principles and remain ourselves and don't be easily influenced by the people around us. We have to be smart in choosing what we can do and what we can't do. Which ones we can follow and which ones we cannot follow. We cannot limit our social life. But we must know the limits in our financial life.

We must have a life goal that can motivate us to always manage our finances well and make us more diligent in saving and investing.
There's no wrong on pushing up yourself considering that it would really be acting out to be just like a motivation or inspiration for you to do hard work and be really that persevered on the things that you've been doing or something that would really be that making you move forward and as long you dont make yourself that getting desperate then i dont see any issues on it but on the time that you are already making actions which do shows that you are overexerting things which it do really ends up on being that desperate and making actions which arent supposed to be done then this is the time that we could really be definitely be able to say that we should really be stopping and just live the way on what you do have or simply being that contented. We do know the issues on pushing up yourself on living on an extravagant life or lavish ones if your income isnt really that enough or doesnt really fit out or simply just being less? There comes a time that you would really be doing actions like trying out to take some loan just because you do want to buy something that you cant buy with your own salary which it would really be a huge disaster with your finances.

Live on your life which you should really be contented on what you do have, its not bad to have ambitions or goals in life and just like been said that as long you arent crossing into those boundaries then it should really be just that fine. Live according into your means and dont wish up on things which you do seem that you cant really be able to reach out for now. Set goals and targets
and make those decisions which you would really be gradually be able to reach up those dreams but of course dont make yourself that to be assure that things would really
happen because we know in this life that there are things which arent for us no matter how hard we do try.
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October 29, 2023, 01:46:11 PM
Merited by G_Besar (1)
 #199

By only thinking about following a luxurious lifestyle, of course this will drain our financial income, I myself think that I am more concerned with basic needs than following a luxurious lifestyle, because even by fulfilling a luxurious lifestyle it will not necessarily make me happy. The income earned must be balanced with the needs, if for example the focus is more on the lifestyle, I am afraid that the basic needs will be affected.
It is clear that it will be affected because I have also seen some people who don't care about their basic needs apart from only caring more about their own luxurious lifestyle. I also don't know how people like that think, because they are so willing to endure hunger just to be able to fulfill a luxurious lifestyle and they will even be very happy when other people praise their lifestyle. But they are not aware that by continuing to do such things they are causing damage to their own health, because perhaps they do not have a commensurate income to continue to indulge their desires in this lifestyle.

Quote
Yes, I agree with you, I will balance my income and basic needs, then the rest is to be enjoyed more, even if the income I get is limited, in my opinion it is very mandatory to save even if it is in a small amount it doesn't matter. Because if we don't save, what I'm afraid of in the future is that suddenly there is a problem and our financial situation is bad so it is difficult to deal with it, Nakmun, if with the savings we do at such times we will not be too confused and will not borrow here and there to deal with problems that suddenly come.
You can think about this now or in the past if the goal is to save so that you don't experience economic difficulties when economic conditions start to get worse. And what's more important is that you also have to know how much you earn each month so that you can balance your own expenses in several ways. This includes lifestyle because daily needs are things that are very important so everyone will definitely prioritize these things before prioritizing their own lifestyle. Except for people who are not wise in using money and are willing to endure hunger just for the sake of their lifestyle.

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October 29, 2023, 11:48:47 PM
 #200

Yes, it is true that they will fulfill their lifestyle instead of basic needs with the latest products and brands attracting them to buy them because it is a condition of life now. to meet these needs they will try as much as possible so that they can buy and have them. Lifestyle expenditures that are greater than basic needs will certainly be a problem later, but they themselves will feel it and they will also run it. But they must be able to limit spending beyond the basics. sometimes they buy just because they want to, not prioritizing function.

The current lifestyle budget is so luxurious that some of them are even desperate to be able to fulfill it because the environment encourages it. The prestige that exists in themselves cannot be hidden naturally they will try to buy the latest products, that way they will be accepted in the current lifestyle environment that is all luxurious, maybe not all like that but in my opinion at this time most of them are like this. if they can have the latest products then they will be considered in the hangout and vice versa. It's true that you said they have to reduce budget expenditures that are not too important because it will damage their finances in the future, of course the future that must be prepared cannot just be ignored. So they have to manage their finances well so as not to be too wasteful.
nowadays even with earning of $100k a year, it will still not sufficient if someone lives a luxury, a luxury brand like supreme, dior and the likes are giving price tag to their products at really high prices while usually you can find same functioning goods at significantly lower prices. its matter of how someone contend against their own desire for luxurious goods, i've seen many that lived a simplistic life and be more happier.
but i also know someone that lives a luxury life and happy despite having debt which sometime make me confused how that didn't grow anxiety in their life but I guess some people just really have the mental aptitudes of having debt and still fine with it.
I personally would never buy something like those brand above and just prefer to have some local goods thats just cheaper while also have the same function.

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