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Author Topic: How do you deal with financial stress?  (Read 1844 times)
Finestream
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October 11, 2023, 09:31:41 PM
 #241

I'm stressed but I try not to think about it. So far I'm not in debt, so there's nobody coming after me. Worst case scenario I won't be able to buy the things I want, travel to places I want and have fun as much as I want. I have enough money saved up to have food and shelter for years and things will get better in a decade. I don't we'll be in this post-covid situation OP is talking about for more than a year.

Then there's hope that bitcoin gives me. Even when I feel like I have no money, I know that I still have a lot saved up in bitcoin and the upcoming halving puts a smile on my face every time.
In a situation like this, all you can hold onto is some hope and positivity in life. Everything in life is temporary so if you are struggling these days, don’t worry too much because it will definitely change later on. But for that to happen, you also need to work still and invest if you can. Good thing there’s bitcoin that is putting a smile in our face every time its value create some progress. The pandemic really hit us hard, but don’t let ourselves stuck with it, work and do some side hustles that will increase our income instead.

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October 11, 2023, 09:43:43 PM
 #242

Every human being is now fighting for survival. I personally invest bitcoins in business as well as trading sector to continue financial growth.
Anyone who is fighting for survival need to make things right for him self first before thinking about adopting bitcoin you can’t use the money that you need to use and settle few needs at your disposal to buy bitcoin, what do you want to use for survival, we need to look for ways of earning keeping our business in good shape then we can move further to invest in bitcoin.

Bitcoin is a global currency but a country with bad economy need more than just bitcoin for it to pull of from that bad economy they need set up a working policy which can make them meet up in areas which they are backsliding due to the COVID-19, if they have a working policy and their economy is at place they can then add bitcoin as an alternative option to defeat inflation a little.

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October 11, 2023, 10:15:44 PM
 #243

Anyone who is fighting for survival need to make things right for him self first before thinking about adopting bitcoin you can’t use the money that you need to use and settle few needs at your disposal to buy bitcoin, what do you want to use for survival, we need to look for ways of earning keeping our business in good shape then we can move further to invest in bitcoin.

Bitcoin is a global currency but a country with bad economy need more than just bitcoin for it to pull of from that bad economy they need set up a working policy which can make them meet up in areas which they are backsliding due to the COVID-19, if they have a working policy and their economy is at place they can then add bitcoin as an alternative option to defeat inflation a little.
  Before anyone will think of investing into Bitcoin he/she should consider having steady stream of income if not one but two or more so that he/she can have some savings for him or her selves. Bitcoin  investment should be for the long run and not a one month period of time thing. To tackle the current financial crisis we have in our Country you need to have 3 or more streams of income. These things you’re involving should be something that brings in steady income so that you can meet up with your needs and have some for your savings as well. Covid-19 era brought the idea of working from home, with this one can can work remotely from the comfort of their home and still be productive and make a good living with it.  With that you can have time for other things and interest of your choice.
  To deal with financial stress, you just need to have good and well managed multiple streams of income, with that you can save and have capital to step into Bitcoin which is also a lucrative investment. It’s is good and advisable to start with a good capital if you want to make it in the  bitcoin investment. This is because of how high volatile the price of bitcoin is and without good capital you will end up liquidating your portfolio. Bitcoin is not going anywhere likewise is it too late to step in. You gotta be over prepared for the opportunity you are long overdue for. Either that or you’re simply not ready.
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October 11, 2023, 10:17:32 PM
 #244

Patience and not giving up is the key. Many people have experienced it so you are not alone. They are still patient and keep trying even if they look tired. The way to stay optimistic is to believe that every day we live will get better until we can get a better life. No need to feel sad because we've been through the hard way. Now, we're given a new hope after pandemic ends so we must try with harder than before.
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October 11, 2023, 10:30:52 PM
 #245

Anyone who is fighting for survival need to make things right for him self first before thinking about adopting bitcoin you can’t use the money that you need to use and settle few needs at your disposal to buy bitcoin, what do you want to use for survival, we need to look for ways of earning keeping our business in good shape then we can move further to invest in bitcoin.

Bitcoin is a global currency but a country with bad economy need more than just bitcoin for it to pull of from that bad economy they need set up a working policy which can make them meet up in areas which they are backsliding due to the COVID-19, if they have a working policy and their economy is at place they can then add bitcoin as an alternative option to defeat inflation a little.
  Before anyone will think of investing into Bitcoin he/she should consider having steady stream of income if not one but two or more so that he/she can have some savings for him or her selves. Bitcoin  investment should be for the long run and not a one month period of time thing. To tackle the current financial crisis we have in our Country you need to have 3 or more streams of income. These things you’re involving should be something that brings in steady income so that you can meet up with your needs and have some for your savings as well. Covid-19 era brought the idea of working from home, with this one can can work remotely from the comfort of their home and still be productive and make a good living with it.  With that you can have time for other things and interest of your choice.
  To deal with financial stress, you just need to have good and well managed multiple streams of income, with that you can save and have capital to step into Bitcoin which is also a lucrative investment. It’s is good and advisable to start with a good capital if you want to make it in the  bitcoin investment. This is because of how high volatile the price of bitcoin is and without good capital you will end up liquidating your portfolio. Bitcoin is not going anywhere likewise is it too late to step in. You gotta be over prepared for the opportunity you are long overdue for. Either that or you’re simply not ready.
Bitcoin is not an internet magic money on which some newbies or new people do jump into Bitcoin or crypto investment because of having this kind of belief in mind,without even trying out to realize
that it wasnt really that possible for you to save up your finances on just having that crypto investment even if we do say that you are accumulating Bitcoin. Nothing beats out if you do have that multiple income source then this is what you should really be having in mind or really that in concern. You should not really be that having those false beliefs about crypto investing so that you wont really be expecting on something which it isnt really that even that possible.

Financial stress is that what we do mainly been that facing today specially into those people who are really just that earning sufficient on their daily needs but with the economic
situation which it do becomes that fell short and this is where we do really face up those struggles on which it is really that something that we must really be finding
out solutions and this is why we do really need to find ways on making money or having other sources.
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October 12, 2023, 12:37:47 AM
 #246

Patience and not giving up is the key. Many people have experienced it so you are not alone. They are still patient and keep trying even if they look tired. The way to stay optimistic is to believe that every day we live will get better until we can get a better life. No need to feel sad because we've been through the hard way. Now, we're given a new hope after pandemic ends so we must try with harder than before.
but we also need to do something different in order to improve not just patient because after all life not to go on, so if we can be comfortable why not, through all the hard work we might make it.
when hardwork finally pays off then at least we don't have to be stressed by finance condition again, because we can't lie that the stress is mentally exhausting and doesn't matter how optimistic we are, we would always have some thoughts about this, therefore escaping financial crisis is the way.

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October 12, 2023, 11:16:06 AM
 #247

but we also need to do something different in order to improve not just patient because after all life not to go on, so if we can be comfortable why not, through all the hard work we might make it.
when hardwork finally pays off then at least we don't have to be stressed by finance condition again, because we can't lie that the stress is mentally exhausting and doesn't matter how optimistic we are, we would always have some thoughts about this, therefore escaping financial crisis is the way.
Hard work will create the same stress, yes, you will not have financial problems while you work, but you will not be able to work for a long time at a hard job, it will not only take away your physical strength, but perhaps also exhaust you emotionally. Ultimately, you will tend to change jobs, even if it brings you less income. If we lack money, we will always experience stress, I’m not sure that this can be avoided somehow, we must always have savings to prevent this.
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October 12, 2023, 11:52:48 AM
 #248

but we also need to do something different in order to improve not just patient because after all life not to go on, so if we can be comfortable why not, through all the hard work we might make it.
when hardwork finally pays off then at least we don't have to be stressed by finance condition again, because we can't lie that the stress is mentally exhausting and doesn't matter how optimistic we are, we would always have some thoughts about this, therefore escaping financial crisis is the way.
Hard work will create the same stress, yes, you will not have financial problems while you work, but you will not be able to work for a long time at a hard job, it will not only take away your physical strength, but perhaps also exhaust you emotionally. Ultimately, you will tend to change jobs, even if it brings you less income. If we lack money, we will always experience stress, I’m not sure that this can be avoided somehow, we must always have savings to prevent this.
This is where mental health comes into play, we only stay in comfortable conditions and don't dare to leave that zone, so when we are faced with tougher life challenges it will stress us out and we don't have a solution to get out of the pressure. Life is not always comfortable and neither is work that requires us to develop and do new things. Because that way, gradually our mentality will be formed into a strong person. So it's just a matter of deciding to dare to change towards better finances or to put up with monotonous conditions and not find yourself able to compete with other people.

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October 12, 2023, 12:11:28 PM
 #249

but we also need to do something different in order to improve not just patient because after all life not to go on, so if we can be comfortable why not, through all the hard work we might make it.
when hardwork finally pays off then at least we don't have to be stressed by finance condition again, because we can't lie that the stress is mentally exhausting and doesn't matter how optimistic we are, we would always have some thoughts about this, therefore escaping financial crisis is the way.
Hard work will create the same stress, yes, you will not have financial problems while you work, but you will not be able to work for a long time at a hard job, it will not only take away your physical strength, but perhaps also exhaust you emotionally. Ultimately, you will tend to change jobs, even if it brings you less income. If we lack money, we will always experience stress, I’m not sure that this can be avoided somehow, we must always have savings to prevent this.

It is very difficult to have a comprehensive balance in life, if we want a lot of money, we need to work hard and accept the sacrifice of our health. If we have less income then we will also be stressed, in my opinion, this is worse when we have to work hard.

I'm also very stressed because of my workload and everything related to my family. But I think I can endure it, but without money I think my life would be even worse because everything requires money to solve. I don't think there is any solution to help us avoid the pressures in life other than living with and adapting to them.

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October 12, 2023, 12:26:53 PM
 #250

but we also need to do something different in order to improve not just patient because after all life not to go on, so if we can be comfortable why not, through all the hard work we might make it.
when hardwork finally pays off then at least we don't have to be stressed by finance condition again, because we can't lie that the stress is mentally exhausting and doesn't matter how optimistic we are, we would always have some thoughts about this, therefore escaping financial crisis is the way.
Hard work will create the same stress, yes, you will not have financial problems while you work, but you will not be able to work for a long time at a hard job, it will not only take away your physical strength, but perhaps also exhaust you emotionally. Ultimately, you will tend to change jobs, even if it brings you less income. If we lack money, we will always experience stress, I’m not sure that this can be avoided somehow, we must always have savings to prevent this.

It is very difficult to have a comprehensive balance in life, if we want a lot of money, we need to work hard and accept the sacrifice of our health. If we have less income then we will also be stressed, in my opinion, this is worse when we have to work hard.

I'm also very stressed because of my workload and everything related to my family. But I think I can endure it, but without money I think my life would be even worse because everything requires money to solve. I don't think there is any solution to help us avoid the pressures in life other than living with and adapting to them.

I can actually relate to you, but in my case back then, I was a working student since I want provide my needs without asking for my parents since we moved twice due to pandemic. It's actually stressful as you are tired working then after working you will go to class like your brian is not functioning well due to your body wants to rest. And whenever I'm gonna get paid, that's the reason why I still managed that lifestyle. Yes I've graduated and now can focus on one thing which is to make money, where I also put crypto or Bitcoin since at pandemic days. I have a lot of free time to use so gave a lot of time to invest and trade. Sometimes it's okay to be not okay, but if it's on the point you really want to give up, you"ll have to sacrifice one, cause you can't do both.

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October 12, 2023, 01:32:20 PM
 #251

Hard work will create the same stress, yes, you will not have financial problems while you work, but you will not be able to work for a long time at a hard job, it will not only take away your physical strength, but perhaps also exhaust you emotionally. Ultimately, you will tend to change jobs, even if it brings you less income. If we lack money, we will always experience stress, I’m not sure that this can be avoided somehow, we must always have savings to prevent this.

It is very difficult to have a comprehensive balance in life, if we want a lot of money, we need to work hard and accept the sacrifice of our health. If we have less income then we will also be stressed, in my opinion, this is worse when we have to work hard.

I'm also very stressed because of my workload and everything related to my family. But I think I can endure it, but without money I think my life would be even worse because everything requires money to solve. I don't think there is any solution to help us avoid the pressures in life other than living with and adapting to them.

That's right, in the matter of management, they will not be able to do it completely well, there must be some factors that can make them violate the things they initially set. Of course, it's a very common statement that if we want to be rich or have a lot of money then we have to be a hard worker who never gets tired, never gives up and always takes advantage of various opportunities that come along. I don't think there is life without trials, life is very hard and if you look weak then you will not be able to balance your own life.

Basically, the problems that come are not always about money, or lack of economy but other factors can also be a problem, such as problems in the family or a very heavy burden at work like you are experiencing this friend. Haha that's right, nowadays there is nothing that doesn't require money, even you have to pay to pee in public places. So this is life, if you can't balance everything then you yourself will be a victim of the harshness of life.
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October 12, 2023, 02:15:42 PM
 #252

The situation in the country is now very bad, the price of every thing is increasing at double rate. 
It is not just bad but getting worse everyday, people are really struggling to survive.  The least thing one can buy right now is even more than a dollar, I mean the the least thing you can think about talk much about basic things like food and other things. This is critical period that one needs to take note on how they spend money, it will be very shocking that money is being spend unnecessary their won't be any money left at hand . This period their is no need to crave for designers wears , hangouts that requires much money. Every life style needs to be cut short to meet up the hard economy .

R


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October 12, 2023, 04:49:25 PM
 #253

The situation in the country is now very bad, the price of every thing is increasing at double rate. 
It is not just bad but getting worse everyday, people are really struggling to survive.  The least thing one can buy right now is even more than a dollar, I mean the the least thing you can think about talk much about basic things like food and other things. This is critical period that one needs to take note on how they spend money, it will be very shocking that money is being spend unnecessary their won't be any money left at hand . This period their is no need to crave for designers wears , hangouts that requires much money. Every life style needs to be cut short to meet up the hard economy .
[/quote
I agree with you. With how everything is going, everything needs to be planned out. Back then I don't have to be strict about what I buy when grocery shopping, but these days I need to list everything down, find cheaper options, and even calculate everything to the very last item to ensure that I don't go over my budget. I also used to mindlessly order food and get takeouts often but these days I rarely do so due to how expensive they are now and even the delivery fees are high. Hence, it is ony smart if we really plan and be smart about our money.

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October 12, 2023, 04:56:27 PM
 #254

I'm currently still in school and in about 2 years I'll graduate, seeing the difficult economic situation in my country and the news about unemployment of course makes me ready to start my own business, currently I'm also looking for income from the internet by selling online and I think the results are satisfactory, and Facing a difficult economic situation, of course we must always be creative and dare to try.
Business is definitely a good decision for you, education is purely for yourself, the knowledge you gain from studying will be useful in every moment of your future journey. You're different than others because where others sit for a job after graduation or spend half their life chasing after a job, you decide two years before graduation that you're going to be in business. It's a very good decision for you, suppose you get your graduation degree and after graduation you get a good job but what is the guarantee of that job? What do you do any time you lose your job, or a financial crisis affects your company? Whether you are employed or not, you must think of an alternative arrangement so that you get good financial support from this business in case of financial crisis in the future. Best wishes for your new business.
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October 12, 2023, 06:31:38 PM
 #255

The situation in the country is now very bad, the price of every thing is increasing at double rate. 
It is not just bad but getting worse everyday, people are really struggling to survive.  The least thing one can buy right now is even more than a dollar, I mean the the least thing you can think about talk much about basic things like food and other things. This is critical period that one needs to take note on how they spend money, it will be very shocking that money is being spend unnecessary their won't be any money left at hand . This period their is no need to crave for designers wears , hangouts that requires much money. Every life style needs to be cut short to meet up the hard economy .
Things are really getting worse these days and the works that pays before are no more paying again because because the economy meltdown that we are now. Sometimes we keep applying for the kid of job that we really want but we don't get them not because we are not serious or we don't have what is takes but connection had been the order of the day. Many people get job because they know plenty people and they have friends that are in high position that can get them contracts and jobs that they might not even have the degree to execute that kind of job.









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October 12, 2023, 07:54:22 PM
 #256

This depends on the country you are. Finance stress can be control if you study your environment and understand what could be done to increase income and minimize spendings.
I don’t think financial stress control depends on country, I see it as something which one need to control him self about it and also looking for a way to cut down its expenses to fit in his earnings amount when one want to live above his salary that’s what usually increase the stress.

We know the price of things are high and salaries are not being increased to fit in how things are being priced, so one can just cut down things that they don’t really need at a particular moment and solve those things first base on what they have at hand and don’t allow what they can’t afford for them self to bother them, when we start to think about things that we can’t afford that’s what usually give us some kind of unstable mental health.

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October 12, 2023, 08:16:58 PM
 #257

I'm currently still in school and in about 2 years I'll graduate, seeing the difficult economic situation in my country and the news about unemployment of course makes me ready to start my own business, currently I'm also looking for income from the internet by selling online and I think the results are satisfactory, and Facing a difficult economic situation, of course we must always be creative and dare to try.
Business is definitely a good decision for you, education is purely for yourself, the knowledge you gain from studying will be useful in every moment of your future journey. You're different than others because where others sit for a job after graduation or spend half their life chasing after a job, you decide two years before graduation that you're going to be in business. It's a very good decision for you, suppose you get your graduation degree and after graduation you get a good job but what is the guarantee of that job? What do you do any time you lose your job, or a financial crisis affects your company? Whether you are employed or not, you must think of an alternative arrangement so that you get good financial support from this business in case of financial crisis in the future. Best wishes for your new business.
Not all people would really be ending up on having that kind of mindset on which they would really be assuming for whatever possible future events that could happen ahead.If you do try to look up closely or indepth that both things or scenarios does have their own risks factor on which even if you do find yourself engaging with some business venture or similar then we know that there's always a chance for failure or error on which it would really be causing that loss of money at the same time you would really be losing your confidence on pursuing such dream or target. This is why it would really be that situational basing up on someones aims and goals in life because not all would really be risks takers and not all would really be that prepared for those danger of the actions that they would really be making.

Dealing up with stress isnt that easy even myself i could say that im really that good on handling out stress but on the time that it do really reach out that limit then you would really be that having those
kind of moments on which you dont really know on what to do. You do just simply sit still and thinking up on nowhere but most of the time on times that i do experience this then i do
simply find out some activities on which it would really be distracting me on thinking up problems.

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October 12, 2023, 08:19:45 PM
 #258

In where I come from, you are likely to see a whole lot of unemployed graduates all over the streets, and as such I totally with you that starting a business or getting a skill is far more better than just relying on mare educational certificate, as gone are those days when certificates was given a high prestige, unlike today that the reverse is the case. So on that note, the best way to deal with financial stress is to look for a high demand skill, learn and start working either online or offline.

In times like now, we really have to be clever at managing our finances so that when a disaster like Covid occurs a few years ago, our financial pressure is not so bad. One of them is that we have to hone our skills by utilizing existing media.

Unemployment does not only occur in your country, perhaps in all countries there are many people who are unemployed even though they have a diploma, especially with the pandemic, many employees have been laid off. Indeed, school is important to become smart, competency training is also important for work. A diploma and competency certificate are both required. That's the skill that's needed. The proof is that small entrepreneurs without a diploma can be successful all because of the skills and abilities they have. So I agree with you, it is important to develop skills in today's era where it is very easy to get on the internet.

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October 12, 2023, 08:31:55 PM
 #259

Patience and not giving up is the key. Many people have experienced it so you are not alone. They are still patient and keep trying even if they look tired. The way to stay optimistic is to believe that every day we live will get better until we can get a better life. No need to feel sad because we've been through the hard way. Now, we're given a new hope after pandemic ends so we must try with harder than before.
but we also need to do something different in order to improve not just patient because after all life not to go on, so if we can be comfortable why not, through all the hard work we might make it.
when hardwork finally pays off then at least we don't have to be stressed by finance condition again, because we can't lie that the stress is mentally exhausting and doesn't matter how optimistic we are, we would always have some thoughts about this, therefore escaping financial crisis is the way.
How do we get patient with life? Especially in this dispensation when everything seems to have sky rocketed, life is been lived on the fast lane, making money as well and trying to live patiently for a best time is something you would have a had time doing.

Hard times calls for different measures and means to archive a goal. Even in the pandemic there were windows of opportunities it came with for making money. Food items became expensive and sanitary items where a priority which and the market on these where pushed up and it created an online awareness for every one with the stay at home culture it came with.

Maybe I'm stressing out too much because I'm yet to find proper housing to establish myself again after being away for over a year in the military. I'm generally an anxious person myself, but does anyone else feel the same, and how do you deal with it? How do you stay optimistic?
Away for a military tour huh! That’s a good one and thank you to have been there for the rest of us and making society a peaceful place to live.

Rather than worry, look for solutions to improve your current predicament, it would serve you more than just worrying!

R


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October 12, 2023, 11:35:57 PM
 #260

The situation in the country is now very bad, the price of every thing is increasing at double rate.
It is not just bad but getting worse everyday, people are really struggling to survive.  The least thing one can buy right now is even more than a dollar, I mean the the least thing you can think about talk much about basic things like food and other things. This is critical period that one needs to take note on how they spend money, it will be very shocking that money is being spend unnecessary their won't be any money left at hand . This period their is no need to crave for designers wears , hangouts that requires much money. Every life style needs to be cut short to meet up the hard economy .
too bad the luxury goods are still selling like a hot cakes.
the money aren't circulating to the middle class and lower, its circulating among the riches, but thats on its own is fine as long as they pay taxes. the thing is that, the price of the goods and its increase just doesn't really get followed up by the people salaries, its hardly rising while sometime the inflation itself increase more than the salary.
basically decreasing the purchasing power over the year.
thats just how it is with current economy, one needs to have 2 jobs to survive.

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