Antotena
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October 02, 2023, 02:27:07 PM |
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There are many people around us, where their income is not enough to manage a family how do you manage your family and economy? There are many people who manage their family very well even though their income is very low in their personal life, how do you manage it?
Things are not smiling, prices are skyrocketed and in some countries are more worse because the inflation are unbearable because I can speak for mine. The only way to come out of this is to start another way to have a stream of income. If you don't find a way where different incomes come from, the way the economies are going will make you cry. Another solution for less people who have little to survive is to ensure that they do family planning, stop giving birth to kids that you cannot control, you cannot control the economy but you can control your family to your budget so as to live without pressures.
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CODE200
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October 02, 2023, 02:27:21 PM |
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There are many people around us, where their income is not enough to manage a family how do you manage your family and economy? There are many people who manage their family very well even though their income is very low in their personal life, how do you manage it?
This is a common problem of families and even people with huge income still experiences this. Especially for countries we have, where there is a staggering inflation in which the prices of goods are climbing day by day. So if you know that you only generate meager income, you have to align you expenses with your money. Because what is happening sometimes is people tend to spend more from what they are earning. One of the ways to manage your expenses is to have a budgeting plan or a checklist, so that you will be able to monitor your expenses. But sometimes, even if we set our budget there are still instances where we encounter budgeting problems as there can be unexpected expenses like for emergency purposes, which is not included on the budget that we set. So as much as possible, include everything on your budget and allocate funds for emergencies.
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Negotiation (OP)
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October 02, 2023, 02:32:25 PM |
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There are many people who manage their family very well even though their income is very low in their personal life, how do you manage it?
Who are them? it's your friend? your cousin? people you see in social media? your neighbor? if you haven't live with them at least for a week, you can't say they can manage their family very well because you're only see the "cover", you don't know about the inside of their family. Haven't you heard "fake it, until you make it"? I don't believe someone can manage their family "very well" when their income are low range. Every human life and family will have problems no matter how hard you try to solve them, but if you think that all problems will remain problems, it is a little wrong. You should always think of solving every problem to the best of your ability then you will stand out from others in your personal life and be considered successful. Solving family issues and any kind of family problems is not same, and trying to be successful in personal life two things are different but you have to remember to try to solve family problems. Finally you ultimately want to be with family. But here the family and economic problem is definitely a bit more complex and it is more to solve it.
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rat03gopoh
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October 02, 2023, 02:52:37 PM |
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There are many people who manage their family very well even though their income is very low in their personal life
Low for you, doesn't mean it's not enough for someone with an economy like that. A guy wouldn't maintain their low income unless it was at least enough to support his family. The answer is I don't know, even if you want to ask them, they have the answer and it will sound unreasonable because your lifestyle preferences are different.
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Negotiation (OP)
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October 02, 2023, 03:24:20 PM |
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There are many people who manage their family very well even though their income is very low in their personal life
Low for you, doesn't mean it's not enough for someone with an economy like that. A guy wouldn't maintain their low income unless it was at least enough to support his family. The answer is I don't know, even if you want to ask them, they have the answer and it will sound unreasonable because your lifestyle preferences are different. You are right that my lifestyle is different from others, but when there are many opinions available, it is much easier to make personal decisions because everyone benefits to some extent by taking advice from many. Each person finds a place of comfort, so I look for it because if a solution that has been solved in someone else's life works in my life, then surely it can be a good example.
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KiaKia
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October 02, 2023, 03:53:38 PM |
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My family situation is ten times better than before, I remember where we have ni choice but to eat twice daily because my parents are earning small amount of money, and the bills took a ton on them, after my brother got sick we are forced to eat once daily and it is a bad memory that lives inside me today.
When you make less money you have no choice than to limit your spending in every way, food, items and bills, we moved out of a three bedroom apartment because of the bills and moved into a smaller apartment, I was already into crypto at the time and later the bull market started, this was in 2017 and I ended up lessen the weight on my parents with the money I made from crypto.
Today they no longer have doubts about whatever I want to do, they believe me now more than ever and in the past, they always doubted, I guess it's normal for parents to doubt their kids if they have no idea what the kids are doing with their time.
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barisbilgili
Sr. Member
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October 02, 2023, 04:11:03 PM |
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There are many people who manage their family very well even though their income is very low in their personal life
Low for you, doesn't mean it's not enough for someone with an economy like that. A guy wouldn't maintain their low income unless it was at least enough to support his family. The answer is I don't know, even if you want to ask them, they have the answer and it will sound unreasonable because your lifestyle preferences are different. You are right that my lifestyle is different from others, but when there are many opinions available, it is much easier to make personal decisions because everyone benefits to some extent by taking advice from many. Each person finds a place of comfort, so I look for it because if a solution that has been solved in someone else's life works in my life, then surely it can be a good example. Each person's lifestyle will of course be very different as well as their income, but for those who have a high income, of course they have a different lifestyle from those who earn a small income, so it would be better for us to have a lifestyle that suits our income, not let our income we have cannot be enough to meet our daily needs. In my opinion, it will be very difficult for us to imitate other people's lives, this really depends on how we see the life we live and if we have a modest income, it is better than not having anything to give to their family.
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DrBeer
Legendary
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October 02, 2023, 04:14:50 PM |
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Eating, drinking, housing, and clothing, these are the basic components of human life that cannot be dispensed with. These basics must be the responsibility of the state to provide for all its citizens. This happens in developed countries, but it never happens in poor countries.
Therefore, living requirements vary according to the country in which you live. You and your family must adapt to the economic reality, creating a balance between expenses and the source of income, otherwise you will enter into debt and may not be able to get out of it easily.
Simply focus first on the basics and then if you have enough money you can buy luxuries or other minor things.
I absolutely agree with you, but I would add: it's still worth keeping a record of costs and income. First of all, you will understand the balance of your funds. And the second is very important - you will understand where you spend excessively. This is very important. Let me give you a very simple example. Suppose you regularly consume: - mineral water - orange juice - cigarettes You can see from the statistics that: - mineral water - 30 bottles per month - orange juice - 10 liters - cigarettes 20 packs You make these purchases almost daily. Among the costs you have are the retail price, and the time to buy. Solution: You go to a wholesale store and buy: - 3 blocks of 10 bottles of water - 6 x 1.5 liters of orange juice. - 2x10 cartons of cigarettes Total: - You spend only 60 minutes per month on this purchase - save up to 20% on wholesale prices Multiply by 12 and you will see the savings for 1 year ! PS I will warn you right away - this scheme is not suitable for all groups of goods, but for many - it is quite realistic to reduce both costs and time.
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topbitcoin
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October 02, 2023, 04:45:09 PM |
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a little story about the things that I have experienced and hopefully colleagues can all learn a little from this short story where in the past few years I have experienced financial problems that are indeed where the wages I get can only fulfill a need and sometimes worse than that where my income is not able to meet my daily needs. So what I did was to immediately spend all the money I got to fulfill my basic daily needs and this I did to prevent myself from being reckless by spending the mediocre money to just fulfill my personal desires and passions. And the other thing I did to answer this problem was to continue to improve my knowledge, skills and creativity so that I would not only depend on a job and could give me the opportunity to start an independent business. And indeed the results do not replace the process and at this time thank God I can fulfill all my needs and can make an investment and can also save a little money in case of all unexpected things that do have to spend money to solve these problems.
And indeed "the result will never betray the process" and at this time thank God I can fulfill all my needs and can make an investment and also be able to save a little money just in case of all the unexpected things that do have to spend money to solve these problems.
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Abu-Naim
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October 02, 2023, 05:10:56 PM |
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There are many people around us, where their income is not enough to manage a family how do you manage your family and economy? There are many people who manage their family very well even though their income is very low in their personal life, how do you manage it?
Though to me it is very simple to manage a family according to my income, if my income is low, then definitely there are things I will let them go for the main time. No condition is permanent. So people who have a low income will know how to manage their families. For example, if you earn $50 a month and plan for $80 in expenses, that is not a good plan. Cut your cut according to your size. You need to let some things go while you want to have other things. So as a responsible man who wants to manage his family in a good way and has a low income, you will know what kind of expenses you will bring up. Another solution for less people who have little to survive is to ensure that they do family planning, stop giving birth to kids that you cannot control, you cannot control the economy but you can control your family to your budget so as to live without pressures.
Exactly. The way the world economy is moving now, family planning is very important, and I think it will be the only way to reduce our expenses if we really want to make our family happy financially because things are getting high every day and the income is low. But when this family planning is implemented, you will definitely manage your family's financial status well.
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Yatsan
Legendary
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October 02, 2023, 05:15:30 PM |
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If there’s no other way to earn more then the only option left is to make adjustment with your expenses. Average salary would still give you chances to make it bigger but lower salary on the other hand will be a real problem wherein most of the time, people are the ones who adjust in order for your daily income to be enough for the rest of the day. Managing finances means you should be aware of the amount of money which is circulating with your family’s environment. However one should not settle with low salary especially if you have the skill and knowledge to know more and to earn more. Tough times would indeed push you to adjust your lifestyle for the meantime but that would be for your own good. To those who are saying investment is the key; keep in mind that ot all people has the capability to do so.
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Casdinyard
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October 02, 2023, 05:47:15 PM |
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There are many people around us, where their income is not enough to manage a family how do you manage your family and economy? There are many people who manage their family very well even though their income is very low in their personal life, how do you manage it?
When you’re a minimum wage earner your finances will go towards ensuring your survival is taken care of. You won’t put anything to savings, since making sure you guys eat today and the lights and water is on is much more important than ensuring you have money tomorrow. Which is why a lot of poor families out there give survival more importance than any other thing that they may put more focus on. If you’re living alone the same thing also applies, you just have more wiggle room since you’re only financing yourself so perhaps you can squeeze in a few bucks to save money or whatever but you’d definitely have a lot more freedom than if you’re financing a family,
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romero121
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October 02, 2023, 05:50:25 PM |
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It is the lifestyle of people that decides the spending. We need to learn to move our life within the amount we earn. Spending beyond our ability gonna lead life into debts. Just because we're on the low earning range we should not feel bad of it. What needs to be done is focus on making our earnings better. Maybe this can take time, but one should continue working on it. However our plans shouldn't affect our savings, we should limit the unwanted expenses and spend on must need things. Whenever there arises a need, we should postpone it for two days. If we were able to pass the two days then it is an unwanted thing. This way more unwanted expenses can be cut and the same can be invested for better future.
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tjtonmoy
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October 02, 2023, 05:51:06 PM |
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There are many people around us, where their income is not enough to manage a family how do you manage your family and economy? There are many people who manage their family very well even though their income is very low in their personal life, how do you manage it?
A man should always provide. This is what we have learned as we grew up. So doesn't matter what your income is, a man can find ways to provide for his family. I live alone so I may not know about it, but when there is a responsibility on my shoulders, I will find a way somehow. Maybe I will have to suffer, or my family will suffer too, but that's the push that I will need to expand my way of earning. Here's an interesting fact. As a Muslim, I believe in it. So here it is. The word Rizq is mentioned 123 times in the Quran and most of which essentially addresses how it comes from Allah the Exalted. It is He who determines what a person will obtain in this life. It is Allah who gives us happiness and Allah who sets the events for sadness. He is Allah Ar-Raziq and Ar-RazzaqSourceSo you have to do what you can to earn but Allah is the one who will provide for you. But the thing is you need to try and keep on working. When you are providing for your family, their rizq(Some scholars translate Rizq as ‘sustenance’, ‘provision’ and some call it ‘blessings’. ) will also come from your hand. So somehow everything will be alright. All you need to do is work in order to get it.
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junder
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October 02, 2023, 05:58:15 PM |
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There are many people who manage their family very well even though their income is very low in their personal life
Low for you, doesn't mean it's not enough for someone with an economy like that. A guy wouldn't maintain their low income unless it was at least enough to support his family. The answer is I don't know, even if you want to ask them, they have the answer and it will sound unreasonable because your lifestyle preferences are different. yes it is true that nowadays most people prioritize lifestyle to meet the requirements of the current trending, of course with the current high lifestyle most people will prioritize their lifestyle over their basic needs. few people today prioritize basic needs for themselves and their families, it is important for us to be aware of the income we get to balance which basic needs which lifestyle of course there is also a future that must be prepared for people who think about their future will save or invest for their future who do not prioritize excessive lifestyle or current trends. and for a man who has a big responsibility to his family of course must think about the future to come few people dare to open a small business to increase their income every day. But everyone has different principles, there are those who prioritize a lifestyle following today's trends, there are those who prioritize the future by appearing sober and adequate in the present.
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MusaPk
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October 02, 2023, 06:34:11 PM |
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A man should always provide. This is what we have learned as we grew up. So doesn't matter what your income is, a man can find ways to provide for his family. I live alone so I may not know about it, but when there is a responsibility on my shoulders, I will find a way somehow. Maybe I will have to suffer, or my family will suffer too, but that's the push that I will need to expand my way of earning. Here's an interesting fact. As a Muslim, I believe in it. So here it is. The word Rizq is mentioned 123 times in the Quran and most of which essentially addresses how it comes from Allah the Exalted. It is He who determines what a person will obtain in this life. It is Allah who gives us happiness and Allah who sets the events for sadness. He is Allah Ar-Raziq and Ar-RazzaqSourceSo you have to do what you can to earn but Allah is the one who will provide for you. But the thing is you need to try and keep on working. When you are providing for your family, their rizq(Some scholars translate Rizq as ‘sustenance’, ‘provision’ and some call it ‘blessings’. ) will also come from your hand. So somehow everything will be alright. All you need to do is work in order to get it. As a human our job is to do our best for our survival and then leave results on God. Of course there will be no help if we keep sitting in our home idle. Things are getting tougher and tougher in almost every country due to increased inflation. But there are also ways that let you increase your income. Like as a bitcointalk.org member we have the opportunity to earn bitcoins every week which is very handy if you have a job or a business.
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erep
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October 02, 2023, 06:37:17 PM |
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It is the lifestyle of people that decides the spending. We need to learn to move our life within the amount we earn.
I agree with you, the important thing is that all aspects of your lifestyle must be adjusted to the amount of salary you earn, try not to have monthly expenses higher than your salary and not leave debts every month. If your salary is low it will not be enough to allocate savings because the current cost of living is very expensive due to the influence of inflation which increases the prices of all goods and services, so we have to use our free time to look for other additional work to increase our monthly salary for future savings needs. Actually, managing living costs with a low salary is very simple, prioritize using 60% of your salary for basic needs and the rest for other needs and also for emergency needs.
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Sanugarid
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October 02, 2023, 06:40:30 PM |
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We also went through this situation, we reached the point where we were looking for wire (Scrap Copper Wire) in the house just to have something to eat. It used to be sold, I just don't know now if it's still like that. And thanks to my parents because they really worked hard so that we wouldn't be in that situation again.
I saw how mom and dad overcame that. They didn't give up or were just satisfied with their work, they tried to do many things like business etc. Until they had savings little by little. Don't ever give up. Just work hard and be patient, you'll get through it too
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Fortify
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October 02, 2023, 06:46:32 PM |
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There are many people around us, where their income is not enough to manage a family how do you manage your family and economy? There are many people who manage their family very well even though their income is very low in their personal life, how do you manage it?
Some people find great value from family and manage to scrape through life very happy in these situations. Sure, they would gladly like the have more money but I have encountered plenty of families who have a very strong bond in comparison to others after going through this lifestyle. There are all sorts of ways to save money in a family, like sharing clothes across the generations - especially for younger kids. Making meals go further with lots of cheaper vegetables. They really have to think creatively and always be on the hustle where they can. Taking advantage of benefits available to them should also be a top priority because in some ways large families are supporting future generations so should be encouraged or at least helped.
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carlfebz2
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October 02, 2023, 07:23:41 PM |
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There are many people around us, where their income is not enough to manage a family how do you manage your family and economy? There are many people who manage their family very well even though their income is very low in their personal life, how do you manage it?
Live by your means Live according into your capability Live a life which you dont make yourself too lavish on spending Choose first your priorities Proper money managementPeople do really differ on this aspect on which there are ones who do really that ending up on devastated just because of wrong budgeting or spending out of their income which they are going into those borderline without even thinking on whats tomorrow but there are those people who are really that having that good financial planning on which despite of having not that sufficient number of their salary but still they do able to partition it out well and able to compensate somehow. Yes, its hard but its not impossible. It would really just depending or would really be entirely be basing up on how well you do handle yourself when it comes to this matter. Some cant really just be able to realize that living within their means does give out that kind of advantage. Dont make yourself chasing on being on the trend and buying shit things along the way because it would really be derailing you out if you are really that making a budget.
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