Why is it difficult for people to get capital easily?

[Zanab247]

I came to discovered that, there are many opportunities all over the world for people to embrace by investing some huge amount of money on a particular business and start living a big man life in the country. I have been working hard to get capital to start my own business, so that I will have financial freedom to invest in BTC and any kind of business that will make me not to reduce to zero level in the country but I have worked with many companies but to save the money is the issue because of the disturb of my siblings which I love so much. I was in their shoes before when I was in school some years ago before I became a graduate, and anytime I made demand of anything from my elder brother and sister they must respond to me well by sending the money and food stuff when I was in school, and the day they refuse to respond to me, I will be seriously angry with them not to pick their calls or reply their chat at the moment until they look for way to solve my problem.
How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

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[knowngunman]

Majority of us are in this stage too and it's the most difficult stage. But you must take the step, you don't need to wait to a larger amount before you start something. Start at your own level and at times goes on, you will be able to expand your business. I can see that you are in a signature campaign and you can use part of it to start a small scale businesses like selling of recharge card, data subscription and cable subscription. These businesses don't require much capital to start and you don't need much tools other than your phone.

If you can dedicate a little time from your schedule to learn a skill like barbing and shoe making, it'll also go a long way to help get some little money to start saving for a bigger business. Acquiring capital to start a business is actually not easy but you don't have to use that as an excuse and sit down watching. I would have said taking a loan but banks and other lenders are often reluctant to lend money to new businesses since they're considered a higher risk and by the way, you don't even have the personal savings or assets to put up as collateral for a loan. So it can never be an option here.

I was in their shoes before when I was in school some years ago before I became a graduate, and anytime I made demand of anything from my elder brother and sister they must respond to me well by sending the money and food stuff when I was in school, and the day they refuse to respond to me, I will be seriously angry with them not to pick their calls or reply their chat at the moment until they look for way to solve my problem.

But is this not entitlement mentality? They are your siblings but feeling entitled to their resources is absolutely wrong. If it is easy to get money, I believe you would also have yours. If you try this with someone, you'll end up begging and never repeat such.

[Zaguru12]

It is not so easy to get capital to start up a business if it is then almost everyone would have been a business owner today. This is the part of this life, many people especially from middle class countries feed from hand and to mouth and this has stopped them from owning their businesses, you can’t be focused on building a business and neglecting your duties.  

One of the easiest but most the riskier ways of getting capital to start up a business is to seek for loan either from bank or individuals who believe in your idea and would like to invest in you. It is risky because once your business runs into problem you still have to pay back the loan. The safest option would be to a save up and invest but most at times you can’t afford to save as a middle class person due to responsibilities which I feel is paramount than actually growing a business that those responsibilities could actually come to crumble if not taken care of first.

Other options are government grants which are rare in middle income countries

[GeorgeJohn]

Op it's depends on the environment you find yourself and also lack of empowerment and employment opportunities will determine concerning raising of capital to establish a business, the essence of we to go to school is for we to have the knowledge the wisdom to stand on our own without anyone concerned, according to business book I read, the book says that we have four categories of things alphabetical,

E=S=B=I, each of this alphabet stand for something else, in business either you think big and start small, you can not wait to accumulate all the capital before you establish a business....basically from the book I read E stands for employees,  so sometimes people don't think of establishing business but they only depends on investment, S stands for self employed or business, at least use the little of what you as capital to start up your business first,  B stands for large business, its when your small scale business is yielding more money or you have enough capital its when you can establish a larger business, I stands for investment, so all is investment but it depends on you and your investment, so capital is the beginning of investment.

[Ben Barubal]

I came to discovered that, there are many opportunities all over the world for people to embrace by investing some huge amount of money on a particular business and start living a big man life in the country. I have been working hard to get capital to start my own business, so that I will have financial freedom to invest in BTC and any kind of business that will make me not to reduce to zero level in the country but I have worked with many companies but to save the money is the issue because of the disturb of my siblings which I love so much. I was in their shoes before when I was in school some years ago before I became a graduate, and anytime I made demand of anything from my elder brother and sister they must respond to me well by sending the money and food stuff when I was in school, and the day they refuse to respond to me, I will be seriously angry with them not to pick their calls or reply their chat at the moment until they look for way to solve my problem.
How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

  If your intention or desire is to have or save Bitcoin, you can do it even if you are not a rich person in reality. This is one of the beauties of Bitcoin: the fact that no matter how much money you have, you can buy it. Even if it is only worth 10 dollars in other top cryptocurrencies, you can do it too.

  If you are based on a traditional business, you will really need an amount for the business you will enter; that depends on the category you choose, of course. Because even though I don't have any capital, I have been able to make a profit here in Bitcoin or cryptocurrency, as long as you just search and research, and for sure you will find it too.

[Plaguedeath]

Capital aka money is a valuable thing, if you or anyone else can make money easily, it's not valuable anymore. What's the point of earning a lot money if the purchasing power is drastically down?

Imagine you make $500 monthly, a slice of pizza is only worth $1. But when you can make money easily, let's say $50,000 a month, if the same pizza now worth $200, it's better to make $500 than $50,000.

[pooya87]

I came to discovered that, there are many opportunities all over the world for people to embrace by investing some huge amount of money on a particular business and start living a big man life in the country.

Having a lot of money, investing in or starting a big business does not mean that business is going to be successful and the investor is going to start living comfortably. A lot is needed to make the business successful. For starters a lot of experience and effort is needed.

How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

You can and should start small. It can be a start business with small capital, even with borrowing money or a bank loan. That way you aren't taking a massive risk while you still gain experience and build yourself for future bigger endeavors.

[pinggoki]

Depends on where you come from because in my country, it's easy to find a service so you can get a loan for your business idea but the problem on that one is it's stacked with tons of paperwork so it's not worth for many people to try it when they could just do a normal work. Maybe because those loan services are working on the same hour as the working common man is a proof that it's difficult to get a loan and most of these loan services have the same days that they're closed when most people also have a day off and another reason is probably because most people don't have the time anyway.

[Vishnu.Reang]

If there are several responsibilities then it's very hard to collect capital by earning by yourself after fulfilling your responsibilities towards your families and get capital by your savings. Yes it is not so easy to get capital to start your own business but somehow you manage to get it from your close friends, and families then may capital helps to generate more revenue and individuals can uplift your  business on that level where they want. But if capital is not from your own savings then you must have to focus on your responsibilities with full focus to build your business successfully.

[Subbir]

This is nothing new today, it has been around for ages, money has always been a difficult thing for people, even if a person wants to, more fathers cannot earn more. There are some people who find work properly and it a little easier to make the money than others. They may have grown up in that type of environment since childhood or have always received the right advice.

[libert19]

I see you are wearing signature, capitalize on it. Accumulate your signature earnings separately, do not spend it anywhere until it has become good amount enough to be your capital. You could try to rank up in the meanwhile to get better pay rate.

[Mpamaegbu]

I came to discovered that, there are many opportunities all over the world for people to embrace by investing some huge amount of money on a particular business and start living a big man life in the country.

Those who've this (terrible) mindset before starting up a business hardly succeed. The reason bring that they will start living that lavish lifestyle from the proceeds of their business without compounding it to nurture their business. Develop a passion for the business you want to run and not aim at living large on it.

I was in their shoes before when I was in school some years ago before I became a graduate, and anytime I made demand of anything from my elder brother and sister they must respond to me well by sending the money and food stuff when I was in school, and the day they refuse to respond to me, I will be seriously angry with them not to pick their calls or reply their chat at the moment until they look for way to solve my problem.

Family is good but you also have to realize that you should be able to grow your business above bankruptcy by ploying your profit into your business too. Otherwise, both your family and the business you intend to set up will suffer or you won't be able to raise enough cash to set it up. Be calculative and not emotional in business decisions.

[hugeblack]

Some businesses do not require capital. If you are one of the well-known people in the market and have dealings with many people, some will lend you money and you will pay the money later. This is a scenario used by many small and medium businesses and even activities that require huge capital such as real estate. You do not need a lot of money if you know what you are doing. .
Therefore, my advice to you is to start experimenting and learning about the financial market and divide your generated capital into two parts, one for learning and the other for risk.

[Churchillvv]

Getting capital is so hard, me too I use to tell myself at times that why do I get business ideas when I don't have Capital. I question my superbeing (God) that if he can't give me capital then he should give me ideas but realized I was very wrong. Discipline is the key, if you discipline yourself to save up for a business there is nothing that can stop you even your family responsibility can't stop you. I discovered that I have to build myself first before building a business. If you're build up for business then your business is built already.
Someone told me that I am the cause to everything I face, and yeah she was correct. We take responsibility when we are not supposed to take it yet. If you are not your parents why try to act like them. You play a role of a father when your supposed to be a child that's where you begin to get it all wrong because your savings will end up being spent and guess what? the same people you spent on with that money will still question you that what did you do with your money, when you fail. So don't responsibility for your siblings when you're not there parents.
I read a book titled" that which you are afraid of is where your success is" if you understand this title only I guess you will start being successful immediately. Just like you have business idea that you're afraid that it will fail or what will people say, that's what this book talks about just don't think of it just do it and you will find out that you're hitting what you want. For me my biggest fear is how to make post to rank up but after reading this book I just make post I do think of anything else.

To your question " why is it difficult for people to get capital easily? Just know that good things don't come easily if not everyone would have been rich.

[lovesmayfamilis]

People who have enough money almost always have their own business. They may not have the experience to make a business thrive on a regular basis, but the point is that money that is free, that is, not currently in need of spending, should always work.
But you OP, in all likelihood, have a slightly different view on understanding the word “capital”, since you are strongly attached to your family, and the family always requires money, there can never be much of it. To live independently and build your capital, you need to divide (if possible) funds for your family and for investing or starting a business. The second one requires good amounts to be able to pay all the expenses associated with the business.

[Lida93]

I came to discovered that, there are many opportunities all over the world for people to embrace by investing some huge amount of money on a particular business and start living a big man life in the country. I have been working hard to get capital to start my own business, so that I will have financial freedom to invest in BTC and any kind of business that will make me not to reduce to zero level in the country but I have worked with many companies but to save the money is the issue because of the disturb of my siblings which I love so much. I was in their shoes before when I was in school some years ago before I became a graduate, and anytime I made demand of anything from my elder brother and sister they must respond to me well by sending the money and food stuff when I was in school, and the day they refuse to respond to me, I will be seriously angry with them not to pick their calls or reply their chat at the moment until they look for way to solve my problem.

Human life is in stages you have to move from becoming a dependant to a stage where others now depend on you and this stage is referred to as the responsibility stage, a stage where money doesn't stand still in your hands as responsibilities both from family and personal needs are in constant demand for the money.

Being a student I never had understood well the weight of responsibility's my parents borne until it got to my circle after university got a job and reality was dawn on me.

How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

Getting a capital is not that rosy you have to be convincing enough with your business plan how successful it potent to be on a scale of 1-100 before anyone can hand over huge sum of money to you as capital for your business. Same requirements if you go to any financial institution and you also have to use a collateral.

For people that are from a family with rich people, he can meet them to raise capital for his business that's if they are willing to support the ambition.

[tabas]

First, people tend to think that business is the one for them that will lift them out of poverty or the hard situation of their lives now. I'd like to say that there are people that can do business and start from nothing. These people are for the business and there are people that finds a way to complain but they also want to start a business but they're voicing out the hardship they deal with. I'm not discouraging everyone but it's always the different situations that we're dealing with for starting and raising a capital. Some can easily raise it because they have no obligation for their families but some does it as well even if they're sustaining their families need. Now, looking at the brighter side for every situation that one aspiring businessman is dealing with. Look at these hardships as a challenge that you have to overcome. Not every journey that you plan will go according to what you've planned for.

[Adbitco]

Life is not always the you expected it to be, for me during my school days I was thinking after my university will get automatic chance in a company that is situated in our farmland which everyone wishes to work with. But I came to realized that life isn't the way we looked over it because what you planned isn't what God plans for you for it is another different version of stories. About your siblings calling you regularly for their school needs Yes it's alway good to attends to them, but if I may get you correctly it seems you people are above 5 in the family and secondly you aren't the first child (first born of your parent) right? Good!

What you would do is that if you must saved money for business look for a way to join to monthly contribution group where if you receive salaries you send part of your salaries over there or possibly create a bank account you have no access whereby immediately you receive salary the bank will automatically deducts a specific amount from your main balance to your non reachable account then the little balance can be reserved for your expenses and charity to anyone who asked you.

What I noticed most at times is that we don't always plan well with our salaries or weekly/monthly income and immediately we received it we start distribution without at least removing savings from the income, and whatever that makes you start altering that money you ended up not having any single savings so, if you followed this methods you will end up having savings. Lemme give you one parable from Africa " Persin wey dem carry for back no dey carry anoda persin for back". Meaning; you that is trying to stand won't put all your siblings load on your head, there are some that are mostly needed maybe the urgents ones you can see to it but when every little problem you send money to them take or leave it you can't make any savings by doing this.

That is the only way you can be able to save for your business or whatever you want to investment on, like me not every request my family  need I easily release money to, why because there are alternatives and we can actually managed what we have. Have this at back of your mind that family requests doesn't always end so the more you keep settling the family problems the more they keeps arising causing you not to have any savings for your life. And the most painful thing is that same family would still come abuse you that when you were making money what have you been able to established with your money, bro it's very painful to have this at your later ends so it's better you plan to have saving than overseeing every little problems of your family.

[franky1]

too many people see these shows like sharktank/dragons den. and see business conventions doing "seed investment rounds" where people are handed huge sums to fund their business idea's

too many people think they need huge sums to start a business because of it.

however you do not. there are ways to start a business cheaply.. the disadvantage is more work effort from the start to spin that business up repeatedly to grow to a scale you want, rather than instant scaling from the start via outside investment

you do not need to build a factory and fund hundreds of employees to train them to operate machines and then produce mass products to then distribute to businesses.. in the hopes it later makes sales to then give you returns

you can use existing services that offer bespoke production facilitation where you can just buy a small amount of product at a cost. and then sell direct from your own website or a fulfilment service like shopify/amazon and then re-order and grow the order amount as you make sales

for advertising, you dont need to beg an investor for a large sum to pay advertising costs in the hope it generates sales later.
instead you can give influencers(modern salesmen) x% of each each sale they produce. funding them after the sell

[hyudien]

How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

The budget you have will definitely clash between your needs and business capital. This often happens when the income is less than ideal to support our own needs, provide a certain amount of funds for the sake of our loved ones, but on the other hand we also need guarantees, whether it's health or retirement funds in the future, namely by investing, doing business, etc. This article will involve the context of financial management aspects. If your income is stable then this is not a problem because it has a main basis. On the other hand, if you feel that your income is not yet completely stable and that sometimes your own needs conflict with the needs of your loved ones, then accumulating capital to achieve your goals will definitely take longer.

The question is, is what you have produced so far managed well?

Meanwhile, what I do now is keep setting aside 10-20% for long-term needs (business capital, investment, etc.). That's all I can do because it is adjusted to what is produced. Furthermore, gifts to loved ones, especially parents, are arranged every 1 month or 2 months depending on the schedule that I have prepared from the start, and even then after basic personal needs have been met.