Why is it difficult for people to get capital easily?

[Vaculin]

 While majority of us have been thriving to come up with a good capital, some may have gotten it too easy but the reality is they find it hard to risk their hard-earned money. They have all the capital but since they are still uncertain about the investment future and still have no clear goals, then they will really become more hesitant to invest their money. Having no clear education on their investment is another issue.

Sometimes, its not all about the capital but the capability of an investor or a business owner is the issue. It's really useless to invest your hard-earned money if you are not even sure yet how to manage and grow your investment and your investment capital.

[coupable]

Regardless of the ideas expressed in this topic, I know that in many countries one can easily obtain investment capital simply by applying to an investment bank accompanied by a convincing project study. This capital is in the form of an investment loan that covers the cost of the project. In other cases, the bank is a partner in investing in the capital in exchange for the project owner being a partner in effort and moral responsibility. Almost all successful startup projects are financed by banks or venture investors.
On the other hand, there are other countries that do not give this opportunity to entrepreneurs unless they have the possibility of providing more guarantees such as a mortgage. Of course, this increases the dominance of monopolists and hinders the recovery of the economy as a whole.

[Juse14]

For lower-middle class people, being able to have a business and start investing is something that is quite difficult for them to do. Because they are often faced with a need and insufficient capital. And what's more, they also don't have proper collateral that can be submitted to a particular bank, so that they can get a loan from the bank to use as business capital.

However, if we only struggle with capital issues, then we will never be able to move forward with how to have a business and invest. And the solution is, if you have a business idea but are hampered by cost issues, then discuss this with other people or those closest to you, and build a commitment and cooperation with them to build the business that you had previously planned.
Meanwhile, to be able to start investing, I suggest starting your investment from the smallest amount first, according to your abilities, because currently with advances in existing technology and also digitalization, this has a positive impact where currently there are many platforms that provide services for buying and selling shares in the smallest to largest quantities, such as Crypto, BTC and so on. So that everyone can start investing from the amount they can afford.

[gunhell16]

In this day and age, it is really not easy to get money if we don't find a way to get it for real. Especially if you don't expect anyone else to help you. So the others, even if it's a small amount, save little by little just so they can start the business they want to survive the life they are facing.

Saving is also because no one chooses who. As long as you have a reliable source of income, you can actually save money for the capital you want to save; that amount is that simple to understand and do.

[komisariatku]

~snip~ Can you share your experience on how you get your capital.

Everyone has problems in the family and families always have ways to help each other. Helping each other is a normal thing in a family, like when we were at school our family paid for it and when we were working we also had to help our younger siblings or parents, I don't think it's a burden and I'm happy if I can help the family financially

I come from an ordinary family that doesn't have much money so I have to struggle and can't rely on inheritance or my parents' help. The way I look for capital to start a business is by saving little by little from my monthly salary. We have to live simply so we can set aside more money for savings. If I can create a stable business, maybe my next step is to look for investors to develop the business so that it can get bigger.

[mirakal]

 It would be hard and difficult for those low income earners since saving for investment is not only their concern, but as well as providing their basic needs if not for themselves but for their family as well. So you see the expenses on the family is even bigger that its rare to save for your own future plan or investment plan. However, if you are a high average earner, expect that you can easily achieve your target on your investment capital, as long as you don't have unnecessary expenses for yourself or for your family.

However, the real challenge in your investment is not actually the amount of capital but the amount of knowledge and skills you put into your investment. The success rate depends on how you manage your investment, and how you deal with its high risk especially if you are dealing with bitcoin investment.

[Cryptomultiplier]

The thing o be focused on these days is to build a good credit score from ones banking service and to use good trading pair to save up cash rather than trade it away or give in to expenses and bills soon to arise, and in dollar.
Using a good insurance and investment brokers will also help give one a sense of direction in investment and raising of reasonable capital for business.

Another good way I know is to collect credit from creditors app or services willing to offer so little cash for huge interest rates.

[dothebeats]

And this is where 'credit score' comes into play.

When you don't have the funds to start a business or buy something out of your own pocket, you will use credit in order to get that immediately. Basically, you are using your name's good standing to get what you need because you have proven that your word is good for it due to the credit score you have amassed over time. This is something that not a lot of people realize, and the reason why they cannot start a business with a huge capital. It's important to fix your credit score in order to get funds from banks and start working your dream business. I never realized its importance until I was the one asking for banks to give me a loan and they cannot provide shit because they don't know me, simply because I haven't used their credit services and repaid it once.

Not all credit is bad. You have to make money work for you in order for it to be 'good', especially when it is something that you borrowed from some other entity.

[serjent05]

How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

To a person who starts with zero funds, it is really not easy to accumulate funds and make it capital unless you loan it.  I work hard and save an amount of money for a long time to have a capital for my business but sadly business is not like getting capital and establishing it.  To make the story short,  I let other people manage my business by partnering with them, me providing the funds, while they provide the service of management.  It's an epic fail, so I am back to working hard again, getting multiple extra sidelines.

The only way to get capital to use in the business is through hard work if you do not want to have debt in establishing your business.

[AmoreJaz]

How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

To a person who starts with zero funds, it is really not easy to accumulate funds and make it capital unless you loan it.  I work hard and save an amount of money for a long time to have a capital for my business but sadly business is not like getting capital and establishing it.  To make the story short,  I let other people manage my business by partnering with them, me providing the funds, while they provide the service of management.  It's an epic fail, so I am back to working hard again, getting multiple extra sidelines.

The only way to get capital to use in the business is through hard work if you do not want to have debt in establishing your business.

or you can start small, whatever you have if you don't want to take a loan. there are so many small business ideas that you can start with. much better if you start small so it won't be so hard if there will be epic fails. you can just expand the business once it is growing.

[Oasisman]

How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

To a person who starts with zero funds, it is really not easy to accumulate funds and make it capital unless you loan it.  I work hard and save an amount of money for a long time to have a capital for my business but sadly business is not like getting capital and establishing it.  To make the story short,  I let other people manage my business by partnering with them, me providing the funds, while they provide the service of management.  It's an epic fail, so I am back to working hard again, getting multiple extra sidelines.

The only way to get capital to use in the business is through hard work if you do not want to have debt in establishing your business.

I don't suggest going for a full loan when you're planning to start a business from scratch, because it will have a double negative effect ones it fails. I'd always suggest for a loan for a partial portion to start your business outside from your personal savings. That way, you won't get to have a long term credit payment with huge interests.
Also, It's not a good idea if you let others run your business, it's either you'll fail your business or let your partner become successful first before you, because he knows your business model more than you do.
Starting business from scratch is a lot harder than saving for a capital, since business demands more of your time than working for the other company.

[martinex]

I don't suggest going for a full loan when you're planning to start a business from scratch, because it will have a double negative effect ones it fails. I'd always suggest for a loan for a partial portion to start your business outside from your personal savings. That way, you won't get to have a long term credit payment with huge interests.
Also, It's not a good idea if you let others run your business, it's either you'll fail your business or let your partner become successful first before you, because he knows your business model more than you do.
Starting business from scratch is a lot harder than saving for a capital, since business demands more of your time than working for the other company.

For capital, in terms of borrowing, if there are no other opportunities, I think just do it, but with the caveat that we have reviewed the potential level of return and progress after the business is started. Indeed, nowadays it is difficult to find people who can be trusted, especially in managing an honest business.

The initial control for the first year must be carried out by us as the owner and if everything is established then we can make the transition when we have found a candidate.

[traderethereum]

How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

To a person who starts with zero funds, it is really not easy to accumulate funds and make it capital unless you loan it.  I work hard and save an amount of money for a long time to have a capital for my business but sadly business is not like getting capital and establishing it.  To make the story short,  I let other people manage my business by partnering with them, me providing the funds, while they provide the service of management.  It's an epic fail, so I am back to working hard again, getting multiple extra sidelines.

The only way to get capital to use in the business is through hard work if you do not want to have debt in establishing your business.

or you can start small, whatever you have if you don't want to take a loan. there are so many small business ideas that you can start with. much better if you start small so it won't be so hard if there will be epic fails. you can just expand the business once it is growing.

I prefer to start small without borrowing money. It won't be a burden on me because I'm working with my own money and don't have to pay the money back later.
The problem is finding a business idea that suits the capital I have because there needs to be adjustments between everything so that it can run well.
And if everything is right, I need to work hard and smart so I can grow my business even bigger.
It may take time and that's what we have to do when running a business. No business can become big and strong overnight and we have to realize that.
By starting a business, we can see the potential of the business and what we need to improve so that it can develop even better.

[JunaidAzizi]

Earning capital and starting a big business that never comes to an end is a difficult task and at this stage I think impossible. People always thinking of starting a huge business but they have no capital for it and they start struggling, but they don't realize that their life is gone during the struggle. They do hard work but if there are smart work then why they don't use their mind?

The best solution to your question is that stop making hard work for capital to start a huge business instead of investing the capital that you already have in different sections like bitcoin, in partnership and other things. After 2 or 3 years you will collect a handsome amount and then start a small-scale business which does require small capital and is more generative. With time, your business will grow and also your revenue and you will take benefits from time to time. I think this is the best way and if you realize that the business you started is not good or you don't like it then sell your whole business and then you will be in a position to start a huge business.

[Dr.Osh]

Yes, I think everyone's story of collecting capital to start a business is not the same, and has a hard struggle, except for those who were born into rich families. Personally, I myself also collected capital with great difficulty. In fact, I have to raise capital at the same time as meeting my family's living needs, because my family has several debts and I have to pay them. However, I started all of that on the internet, especially crypto. This helped me collect capital little by little to build the businesses that I am thinking about and running now. However, it still continues today. raising capital is not an easy thing.

[Faisal2202]

Having a lot of money, investing in or starting a big business does not mean that business is going to be successful and the investor is going to start living comfortably. A lot is needed to make the business successful. For starters a lot of experience and effort is needed.

You are 100% right, OP thinks if he/she will start a business she can become financially independent, maybe she have some unique business in her mind like she mentioned to invest some money in the business first then she will invest in BTC from the profit made from the business. And after investing in BTC she will become financially independent. To me plan is good because as she said she is already working in different platform (I don't know what that means because that's too difficult for one to work at different platform all at once, even that's online or on day or night shift) anyway, coming back to the investment plan, she is doing great as after starting his own business she will become independent of boss and can plan his schedule according to her needs.

And once she starts to make a profit out of that business, she can invest in BTC and become more independent financially as she is not saving her funds in banks or any other insurance base centralized platform instead she knows the potential of BTC and know that she can make more in BTC. We all have given the same advice to those who wish to invest without having a job or business which was to get a job or a business first then invest in BTC. Life becomes more easier.

You can and should start small. It can be a start business with small capital, even with borrowing money or a bank loan. That way you aren't taking a massive risk while you still gain experience and build yourself for future bigger endeavors.

You are right, but in my opinion, starting a business by borrowing money becomes more difficult and risky because the money is not ours as banks don't give collateral free loan or they do for businesses. As I am not aware of the loan thing that's why I asked or mentioned that taking loan is way more risker than starting business with self money.

[angrybirdy]

It would be hard and difficult for those low income earners since saving for investment is not only their concern, but as well as providing their basic needs if not for themselves but for their family as well. So you see the expenses on the family is even bigger that its rare to save for your own future plan or investment plan. However, if you are a high average earner, expect that you can easily achieve your target on your investment capital, as long as you don't have unnecessary expenses for yourself or for your family.

However, the real challenge in your investment is not actually the amount of capital but the amount of knowledge and skills you put into your investment. The success rate depends on how you manage your investment, and how you deal with its high risk especially if you are dealing with bitcoin investment.

Honestly this is true, It's hard to save money especially if you're in a low income earners because you have to budget it carefully for all essentials and necessities in daily life that's why Even if we really want to start a business or save for a capital, we can't. In this time, you really need to have a high income so that you will have extra money for savings, investments and other things because if not, you'll stuck in being survival mode in life, living pay check to pay check.

[bayu7adi]

In this day and age, it is really not easy to get money if we don't find a way to get it for real. Especially if you don't expect anyone else to help you. So the others, even if it's a small amount, save little by little just so they can start the business they want to survive the life they are facing.

Saving is also because no one chooses who. As long as you have a reliable source of income, you can actually save money for the capital you want to save; that amount is that simple to understand and do.

Absolutely true.... we should be willing to start with a small salary, as long as our minds keep growing while working. never limit yourself to one field if there's no opportunity for growth. IMO, it's better to focus on your goals in that job.

When you're trying to save up some initial capital, be frugal and keep looking for high-paying job opportunities. If you can't find one, make sure to look for side jobs. Go for any side hustle that brings in money... even if it leaves you tired every day, it's the trigger to get the capital you want.

I have a main job that serves as my primary income. I always divide it into several parts until I find the right portion to allocate as investment capital, while my side job is used for investments.

My capital isn't substantial right now because I'm still building from the ground up and don't have a lot of money to brag about. I'm enjoying the process, though.

[Zanab247]

I see you are wearing signature, capitalize on it. Accumulate your signature earnings separately, do not spend it anywhere until it has become good amount enough to be your capital. You could try to rank up in the meanwhile to get better pay rate.

Yes, I joined signature campaign few weeks ago, but I don't think I can get capital from that signature campaign will reach me to start a good business because, the amount of money they are paying in that signature campaign is too small compare the type of business I have in mind, and whenever am expecting capital too start a business is then my siblings will be calling for help and, I don't have that mind that will make me not to respond to them because I don't want them to look for help in a wrong way.

 I have started reading legendary post and other books that related to Bitcoin, I have that confident that some day I will get there to become a legendary to over come this problem that is affecting me not to get a good capital.

[Lorence.xD]

How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

To a person who starts with zero funds, it is really not easy to accumulate funds and make it capital unless you loan it.  I work hard and save an amount of money for a long time to have a capital for my business but sadly business is not like getting capital and establishing it.  To make the story short,  I let other people manage my business by partnering with them, me providing the funds, while they provide the service of management.  It's an epic fail, so I am back to working hard again, getting multiple extra sidelines.

The only way to get capital to use in the business is through hard work if you do not want to have debt in establishing your business.

I don't suggest going for a full loan when you're planning to start a business from scratch, because it will have a double negative effect ones it fails. I'd always suggest for a loan for a partial portion to start your business outside from your personal savings. That way, you won't get to have a long term credit payment with huge interests.
Also, It's not a good idea if you let others run your business, it's either you'll fail your business or let your partner become successful first before you, because he knows your business model more than you do.
Starting business from scratch is a lot harder than saving for a capital, since business demands more of your time than working for the other company.

It is not really recommended to take a loan especially if you can't afford to pay up for the loans in case the business does not work. Due to reason as you said, that it would just worsen your situation if your plan doesn't work. I actually agree that it would be better to borrow a money for partial portion that way it wouldn't hurt to pay up for years with high interest included.

It is really better to run your own business cause it would be a problem to run a business with someone, especially if they don't see success without you. That's why it would literally take time to build a business from the start, you can gather knowledge and information by simply attending seminars, online, or even from the book. You might have the capital to start but the knowledge is not enough, even if you hire someone who's knowledgeable in the end they would take the credit for your business.