Why is it difficult for people to get capital easily?

[libert19]

I see you are wearing signature, capitalize on it. Accumulate your signature earnings separately, do not spend it anywhere until it has become good amount enough to be your capital. You could try to rank up in the meanwhile to get better pay rate.

Yes, I joined signature campaign few weeks ago, but I don't think I can get capital from that signature campaign will reach me to start a good business because, the amount of money they are paying in that signature campaign is too small compare the type of business I have in mind

Every bit counts, also when BTC rises, which it's expected to, your earnings will increase. Meanwhile, you can try to rank up to get better pay rate, as I said prior.

... and whenever am expecting capital too start a business is then my siblings will be calling for help and, I don't have that mind that will make me not to respond to them because I don't want them to look for help in a wrong way.

I could be misjudging your circumstances but you gotta look after yourself first before others, once yourself are sorted others can be helped better.

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[MFahad]

It should be the rule of life that don't hope good from others so you will not be disappointed any more. I am a responsible person of my family and I don't depend on others for capital. Little or more but I use my own capital because there is no stress on me to return money to others and also no one will blame me either I loss or win.

At start no one is able to do so but with the passage of time life teach you each and everything in a better way. If someone save some amount from early age then their is a possibility that he will not get capital from others but will use his own capital and also will be profitable one day. No one can settle a huge business without the help of relatives but it is not necessary to settle a large business but at least set a small business that can give you money for your daily expenses as well as for save some amount so in this way your small business will turn into larger one but it should be remember that do your best but not depends on other for capital.

[vanesha]

I realize it is difficult but ask yourself again. This is not a very difficult thing in terms of earning but how do we collect it little by little from our work salary that we set aside. If we want to get large capital quickly of course it will be difficult. learn to start frugality and save for the future.

[kojektea]

not all of them are like that. If you want and dare to take risks, try sending a proposal to a capital company that might help your business. they will be interested if it is interesting to them from the concept and profit. don't rush into despair. We have many ways to get there, but sometimes we feel it's impossible. but what if we try it first? Wouldn't this be good, even if it fails, at least we have tried.

[DabsPoorVersion]

I see you are wearing signature, capitalize on it. Accumulate your signature earnings separately, do not spend it anywhere until it has become good amount enough to be your capital. You could try to rank up in the meanwhile to get better pay rate.

Yes, I joined signature campaign few weeks ago, but I don't think I can get capital from that signature campaign will reach me to start a good business because, the amount of money they are paying in that signature campaign is too small compare the type of business I have in mind

Every bit counts, also when BTC rises, which it's expected to, your earnings will increase. Meanwhile, you can try to rank up to get better pay rate, as I said prior.

... and whenever am expecting capital too start a business is then my siblings will be calling for help and, I don't have that mind that will make me not to respond to them because I don't want them to look for help in a wrong way.

I could be misjudging your circumstances but you gotta look after yourself first before others, once yourself are sorted others can be helped better.

Helping yourself or prioritizing yourself first is a hard choice, it also depends on the situation if an individual will be able to stand alone. Here's why.
Getting yourself into the state where you help yourself first before helping others requires setting up a boundary with the other people in your life, having to understand yourself, being able to take care of your own needs, acceptance, self-validation, believing in yourself, and most importantly, prioritizing yourself.
These conditions make it hard for most individuals just like OP who is family-oriented, he also experienced the same situation in the past before he graduated. Having the same experience makes it hard to see your sibling face any difficulty alone if you know to yourself that you have the capability to help them.  

[cryptoknightt]

because expenses continue to increase every year, while salaries tend to be stable and do not increase, that is why it is very difficult for some people to get out of there, for example in 2023 the consumption costs for one family will be 10,000$ a year, the next year with the same needs they will have to spend maybe 11-12k$.
because prices continue to rise due to inflation.
and of course there will be more and more opportunities because the world continues to develop, I think people who were alive in 2000 and already working, would never have thought that money could be created via the internet like it is today.
So doing other things from your usual work routine also needs to be done.

[Blitzboy]

The first step is thinking of a business opportunity in your immediate community. The next part which is a bit tricky is getting the required capital to kick start your business. An initial capital is not a small amount and a lot of people, not having such sums themselves, turn to other sources for a loan.

The bank, which could be said to be the source most people turn to when looking for a business loan would have to be convinced about the viability of the startup. They, not being so hopelessly optimistic about the prospects of your business being a success would scrutinize your proposal carefully so as not to have a bad debt later on.
You’ve convinced yourself on how successful the business is going to be. Irrespective of the source for the loan, you’ve got to convince the other party as well. No one or financial institution is eager to fund just any project and likely lose money later.

If it were only that easy to first comfortably have some huge amount of money just sitting around in your account and then use that money and invest in some business and start making profits.

Launching a company? Tough, right? Especially the money part. It takes more than just having a brilliant idea to get people to actually buy into it. Banks are risk-averse, therefore they're not your allies in this situation. They see your dream, your passion, but they're looking for cold, hard facts. How does it plan? How are you going to get money? How will you recover if things don't work out?

I have an idea: why not search outside of conventional banks? Perhaps an alliance, angel investors, or even crowdsourcing? While each has advantages and disadvantages, they might be more inclined to wager on your idea than a bank. And why not bootstrap while we're at it? Begin small and expand naturally. Reduced debt means less strain. Its about making the most of what you already have rather than wishing for what you cannot.

[Xampeuu]

because expenses continue to increase every year, while salaries tend to be stable and do not increase, that is why it is very difficult for some people to get out of there, for example in 2023 the consumption costs for one family will be 10,000$ a year, the next year with the same needs they will have to spend maybe 11-12k$.
because prices continue to rise due to inflation.
and of course there will be more and more opportunities because the world continues to develop, I think people who were alive in 2000 and already working, would never have thought that money could be created via the internet like it is today.
So doing other things from your usual work routine also needs to be done.

The most important thing is that we must be able to keep up with the times and take advantage of new opportunities that can be done. If you look at the year 2000, maybe the internet was still rare at that time, it couldn't be reached by everyone, this is different from the current era, so with the internet we can easily spread the products we sell and of course make sales easier, even though we are only from home, we don't need to sell around, that's where we have to be able to adapt to existing developments

[Velemir Sava]

I realize it is difficult but ask yourself again. This is not a very difficult thing in terms of earning but how do we collect it little by little from our work salary that we set aside. If we want to get large capital quickly of course it will be difficult. learn to start frugality and save for the future.

What is clear is that there are many regulations that hinder it and why there are some people who are less able to get assistance from the government or financial institutions.

For example, at a bank there is a request for a prerequisite that must be met to borrow a certain amount of funds from them, then what is requested is something that the person requesting the loan cannot afford, for example, they are asked for collateral, namely a land certificate or something else, meaning that if they want to take more funds from the bank, this is as collateral. if you later fail to pay.

[inthelongrun]

...
However, if we look broadly, everyone can get capital and the state makes this easy through state-owned banks, but again everything must have guarantees because no one can be trusted unless there is a business that is already running and has made a profit.

Yeah, I guess the majority of governments around the world are capable of offering even small loans to poor people to start their own businesses. And yes, the problem however is the guarantees and the trust. The majority of these poor do not own much assets as loan collaterals. And the majority of these poor people have no degrees and even lower levels of education so it is harder to trust them when it comes to starting their own businesses.

Here in my country, our government has many programs for the poor. Like training them or lecturing them on the dos and don'ts from specialized skills to farming. And then later, they will be granted loans without collaterals. What I noticed however is that they mostly fail. Both government workers are just doing it for compliance so there's no proper monitoring later on and most of the poor are just interested at the start because of the loan grants but later on, they get lazy and lose interest. In the end, the government is just spending billions of dollars to waste.

[blockman]

I realize it is difficult but ask yourself again. This is not a very difficult thing in terms of earning but how do we collect it little by little from our work salary that we set aside.

In that perspective, it's actually easy to get capital from our salaries, paychecks and works. But someone who is struggling and have some obligation can do that. But going to the point that you're able to collect and save capital for your potential business, maintaining and using it properly is going to take time and the success of it will vary on how good or bad you are.

If we want to get large capital quickly of course it will be difficult. learn to start frugality and save for the future.

Or might just go with crowdfunding if your business and idea is something that people can see with its true potential. Have it on a pitch to the people that are into angel investing.

[AicecreaME]

I've got toxic relatives as well but I don't mind them, I don't care about their opinion, etc.

OP, for you to get your capital easily, don't mind other's people opinion about what you should do instead with your salary. You don't have any responsibility to give money or support your siblings if your parents are still alive and capable of working, you can't be their retirement fund, and don't allow yourself to be one, because it's just gonna drain you.

Start saving for yourself only, help them if you really want if you have plenty of money because you got the capital you need to generate money.

[Inwestour]

The most important thing is that we must be able to keep up with the times and take advantage of new opportunities that can be done. If you look at the year 2000, maybe the internet was still rare at that time, it couldn't be reached by everyone, this is different from the current era, so with the internet we can easily spread the products we sell and of course make sales easier, even though we are only from home, we don't need to sell around, that's where we have to be able to adapt to existing developments

The Internet today has become an additional opportunity for every seller to get closer to the consumer. Previously, there were no such opportunities and everything was much more local, now you can sell your goods all over the world, everything is changing and those who adapted well to this were able to benefit from it.

But creating some kind of business does not mean creating a capital, since the ability to manage finances will be the determining factor in this. You can earn good money, but spend everything without saving anything, thus creating capital will be impossible. But this applies to those who can engage in entrepreneurial activities, but for ordinary people it is difficult to create capital, because it will take a whole life to create something significant from a salary.

[angrybirdy]

I've got toxic relatives as well but I don't mind them, I don't care about their opinion, etc.

OP, for you to get your capital easily, don't mind other's people opinion about what you should do instead with your salary. You don't have any responsibility to give money or support your siblings if your parents are still alive and capable of working, you can't be their retirement fund, and don't allow yourself to be one, because it's just gonna drain you.

Start saving for yourself only, help them if you really want if you have plenty of money because you got the capital you need to generate money.

100% do not seek any validations from other people regarding on your plans or other agenda because sometimes they aren't agree or happy on what you're planning to do. Some country, it's a traditional way for a breadwinners to support their families even if the parents are still alive, This is a way to show gratitude to their parents who raised them but you're right, it's not a child's responsibility because if you'll continue to do that, for sure you can't save for yourself and your life plans.

[Dimitri94]

I came to discovered that, there are many opportunities all over the world for people to embrace by investing some huge amount of money on a particular business and start living a big man life in the country. I have been working hard to get capital to start my own business, so that I will have financial freedom to invest in BTC and any kind of business that will make me not to reduce to zero level in the country but I have worked with many companies but to save the money is the issue because of the disturb of my siblings which I love so much. I was in their shoes before when I was in school some years ago before I became a graduate, and anytime I made demand of anything from my elder brother and sister they must respond to me well by sending the money and food stuff when I was in school, and the day they refuse to respond to me, I will be seriously angry with them not to pick their calls or reply their chat at the moment until they look for way to solve my problem.

If you are a member of a big family then surely some hostile environment can be created in your case. Especially if you have  siblings who is responsible for maintain your household. Managing money for business from them is a difficult task.
Normally in business, the first step is raising capital but raising this capital is certainly not an easy task. When you were a student of school or college level, if you asked someone for money, they would be willing to pay a small amount, but not everyone would agree to pay as captial for business. However, raising capital is not difficult for everyone.

But if you have conscious siblings or relatives they will arrange capital for you. If not, you must collect the capital at your own risk. If everywhere refuses to pay you have to collect the money through work.

[nara1892]

not all of them are like that. If you want and dare to take risks, try sending a proposal to a capital company that might help your business. they will be interested if it is interesting to them from the concept and profit. don't rush into despair. We have many ways to get there, but sometimes we feel it's impossible. but what if we try it first? Wouldn't this be good, even if it fails, at least we have tried.

True, basically difficulties are actually only for those people who don't want to do anything but have very high dreams, how can you possibly achieve all your dreams if you are basically just silent without any action. If you really want to have a business or build a business but you are having problems in terms of capital, I don't think it can be used as a complete excuse for you not to do anything, because obviously as you said that now everything is quite easy, you can submit a proposal to several service companies that will be able to provide you with a loan in a certain amount.

With that the problem is solved and you can build your business, as long as you have prepared a lot of preparation regarding some basic things that are needed to manage your business properly. Sometimes it's like what I said above, someone has high dreams but they don't do anything and don't want to take risks, basically if you want to experience progress in your life then you have to take risks, everything that goes on in life will have its own risks, and why there are people who can succeed it's because they dare to take risks who never give up in fighting to achieve their dreams so that they will get something worth the process they have gone through. Failure is not an excuse, because it is a natural part of everyone's journey, because only by failing will you know what you should do next for something better.

[Raceonsucced]

There are several reasons why people find it difficult to get business capital easily.
What often happens is because of the capital provider's lack of trust in the borrower, sometimes there is a lack of collateral and a sense of security for the capital provider.
Apart from that, limited access to information and a lack of skills in preparing business proposals make it less attractive to investors.
So if you want to get business capital easily, one thing that can be used as a reference is to increase your trust in business capital providers.

[NewRanger]

There are several reasons why people find it difficult to get business capital easily.
What often happens is because of the capital provider's lack of trust in the borrower, sometimes there is a lack of collateral and a sense of security for the capital provider.
Apart from that, limited access to information and a lack of skills in preparing business proposals make it less attractive to investors.
So if you want to get business capital easily, one thing that can be used as a reference is to increase your trust in business capital providers.

What you said is also correct, not wrong. But, sometimes there are also institutions, whether government or charitable, that also look for recipients from economically weaker sections of society but are deemed effective if they are given financial subsidies for their business activities.

In my country there is a People's Business Credit Program (KUR) where the loan size is adjusted to the cost structure set by the Ministry of Manpower. So,  If there are people and who are interested, just contact the designated bank and complete the specified terms and conditions.

[Iroh]

There are several reasons why people find it difficult to get business capital easily.
What often happens is because of the capital provider's lack of trust in the borrower, sometimes there is a lack of collateral and a sense of security for the capital provider.
Apart from that, limited access to information and a lack of skills in preparing business proposals make it less attractive to investors.
So if you want to get business capital easily, one thing that can be used as a reference is to increase your trust in business capital providers.

Trust has little to do with taking loans from a bank. It’s more like the lack of financial credibility from the loan applicant as the bank wouldn’t believe the applicant could pay back the loan at the stipulated time.
Applying for a loan for a business is serious business as no one would be willing to invest in a pipe dream.

I agree with you on the need for information and need to make proper research in preparing a business proposal. A good number of applicants don’t take their proposals and presentations on their ideas seriously and the lender would end up not being interested irrespective of how viable the business may seem.

[carlfebz2]

I see you are wearing signature, capitalize on it. Accumulate your signature earnings separately, do not spend it anywhere until it has become good amount enough to be your capital. You could try to rank up in the meanwhile to get better pay rate.

Yes, I joined signature campaign few weeks ago, but I don't think I can get capital from that signature campaign will reach me to start a good business because, the amount of money they are paying in that signature campaign is too small compare the type of business I have in mind

Every bit counts, also when BTC rises, which it's expected to, your earnings will increase. Meanwhile, you can try to rank up to get better pay rate, as I said prior.

... and whenever am expecting capital too start a business is then my siblings will be calling for help and, I don't have that mind that will make me not to respond to them because I don't want them to look for help in a wrong way.

I could be misjudging your circumstances but you gotta look after yourself first before others, once yourself are sorted others can be helped better.

Helping yourself or prioritizing yourself first is a hard choice, it also depends on the situation if an individual will be able to stand alone. Here's why.
Getting yourself into the state where you help yourself first before helping others requires setting up a boundary with the other people in your life, having to understand yourself, being able to take care of your own needs, acceptance, self-validation, believing in yourself, and most importantly, prioritizing yourself.
These conditions make it hard for most individuals just like OP who is family-oriented, he also experienced the same situation in the past before he graduated. Having the same experience makes it hard to see your sibling face any difficulty alone if you know to yourself that you have the capability to help them.  

Very situational because not each person would really be at the same type if we do speak about conditions whether they are really that dependend or simply independent and as said that there people who are really  that family oriented on which means that they would really be giving out importance or priorities on whats really that needed and this is why accumulating or saving up for the sake of having some business or investment would really be that on least priorities on which this is why they would really be that missing out those kind of opportunity and this is really indeed a sad part.

Even on the situation that you do have the capital, then it wont really be that giving out that assurance that you would really be succeeding on any business or venture that you are dealing into.
We do know that its something that cant really be that to  have that assurance about success but somewhat having that kind of dealing could give out those chance to make money if it turns
out to be that successful. We wont really be able to know if its effective or working unless we do try and this is indeed fact the reality.

Good for those who do have that capital to start up and sadly for those who havent even if they wanted into because of some real life circumstances.
Its matter of on how you would really be finding ways and methods.