Why is it difficult for people to get capital easily?

[fullhdpixel]

I realize it is difficult but ask yourself again. This is not a very difficult thing in terms of earning but how do we collect it little by little from our work salary that we set aside. If we want to get large capital quickly of course it will be difficult. learn to start frugality and save for the future.

Saving and arranging capital isn't a problem for people who earn well, have their businesses, and aren't employed and earn a minimum wage which is barely enough for them to complete the monthly expenses of their household. Such people sometimes have to borrow money to complete the expenses for the whole month and then worry about repaying that debt with whatever they earn or maybe get some bonus once or twice a year or something.

So, for someone to be able to get capital, they must either have a high-paying job, a personal business that earns good revenue, or more than one income sources so that they can spend money on their personal expenditures and still have money left behind that they can save for their capital.

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[Youngkhngdiddy]

Trust has little to do with taking loans from a bank. It’s more like the lack of financial credibility from the loan applicant as the bank wouldn’t believe the applicant could pay back the loan at the stipulated time.
Applying for a loan for a business is serious business as no one would be willing to invest in a pipe dream.

I agree with you on the need for information and need to make proper research in preparing a business proposal. A good number of applicants don’t take their proposals and presentations on their ideas seriously and the lender would end up not being interested irrespective of how viable the business may seem.

     Capital generation is one difficult task because no one knows the perfect source to get it from. There are variety of options to pick but which is best to opt for. The first is savings. When you think about saving to raise capital, questions will arise like, how long do I have to save before being able to raise this capital, how much extra effort would you need to put to your current work, how much are you even earning, how much are the expenses you make and how much would you be able to sacrifice? Saving is challenging because expenses at the moment increases and can be very unexpected.
     The next is taking a loan, for me, this is a bad idea, ask the "what if" questions. What if the business doesn't boom, what if ya not able to meet the deadline given? Then another option is solicit for funds, who will you solicit from without the person in the long run mocking you for it and asking for a huge payback? Capital generation is basically difficult but if all three options the best and most safest is the first. Save, generate multiple income sources, add extra efforts, set financial goals, pray too and things would work according to plan.

[Renampun]

I realize it is difficult but ask yourself again. This is not a very difficult thing in terms of earning but how do we collect it little by little from our work salary that we set aside. If we want to get large capital quickly of course it will be difficult. learn to start frugality and save for the future.

Saving and arranging capital isn't a problem for people who earn well, have their businesses, and aren't employed and earn a minimum wage which is barely enough for them to complete the monthly expenses of their household. Such people sometimes have to borrow money to complete the expenses for the whole month and then worry about repaying that debt with whatever they earn or maybe get some bonus once or twice a year or something.

So, for someone to be able to get capital, they must either have a high-paying job, a personal business that earns good revenue, or more than one income sources so that they can spend money on their personal expenditures and still have money left behind that they can save for their capital.

That's right, I once tried to borrow money from the bank and they advised me to have a business first so that the capital could be easily spent. I'm sure that in all countries, bank rules are the same, the borrower must have a visible physical business, if it's only online then it's doubtful you'll get business loan capital. However, there are also several cases where the borrower gets collateral from someone who has a little capital in the bank. I know this because there is a friend of mine who got capital from the bank with a guarantee from his uncle who has a large deposit in the bank.

[bestcoins1]

There are several reasons why people find it difficult to get business capital easily.
What often happens is because of the capital provider's lack of trust in the borrower, sometimes there is a lack of collateral and a sense of security for the capital provider.
Apart from that, limited access to information and a lack of skills in preparing business proposals make it less attractive to investors.
So if you want to get business capital easily, one thing that can be used as a reference is to increase your trust in business capital providers.

This is indeed quite basic for everyone who needs business capital, because it is very natural for capital providers to be afraid of people who need business capital if that person does not have any clarity in their life or a good reputation in their life. Meanwhile, for proposals whose aim is to request capital through investors or the government, by submitting the matter to the agency, it also needs to be prepared in a reasonable manner so that it can be trusted by the provider of capital. Because everything related to money must be truly complete and reliable.

What you said is also correct, not wrong. But, sometimes there are also institutions, whether government or charitable, that also look for recipients from economically weaker sections of society but are deemed effective if they are given financial subsidies for their business activities.

People who form certain groups to obtain business capital through certain institutions and the government are usually groups who are able to pay their installments in stages or according to applicable regulations, so this looks more different from people who need capital independently for themselves. Although the designation may go in the same direction.

In my country there is a People's Business Credit Program (KUR) where the loan size is adjusted to the cost structure set by the Ministry of Manpower. So,  If there are people and who are interested, just contact the designated bank and complete the specified terms and conditions.

People's Business Credit has been a solution for most middle and lower class people for a long time now, but it may not exist in other countries so this solution will not be so complete if you suggest it here. Because basically every businessman who is in need of capital must try their best through anything as long as it is good enough for them.

[stomachgrowls]

I realize it is difficult but ask yourself again. This is not a very difficult thing in terms of earning but how do we collect it little by little from our work salary that we set aside. If we want to get large capital quickly of course it will be difficult. learn to start frugality and save for the future.

Saving and arranging capital isn't a problem for people who earn well, have their businesses, and aren't employed and earn a minimum wage which is barely enough for them to complete the monthly expenses of their household. Such people sometimes have to borrow money to complete the expenses for the whole month and then worry about repaying that debt with whatever they earn or maybe get some bonus once or twice a year or something.

So, for someone to be able to get capital, they must either have a high-paying job, a personal business that earns good revenue, or more than one income sources so that they can spend money on their personal expenditures and still have money left behind that they can save for their capital.

That's right, I once tried to borrow money from the bank and they advised me to have a business first so that the capital could be easily spent. I'm sure that in all countries, bank rules are the same, the borrower must have a visible physical business, if it's only online then it's doubtful you'll get business loan capital. However, there are also several cases where the borrower gets collateral from someone who has a little capital in the bank. I know this because there is a friend of mine who got capital from the bank with a guarantee from his uncle who has a large deposit in the bank.

I havent experienced on this one after all the loans that i have done in banks on which they would really be only asking for some checkmarks on where those money be spent but not literally they would be asking you
personally or in words on which we know that it is really that something personal but we do know that there several types of loans on which we could be able to avail on bank loans, whether it would be personal,business,housing loan, car loan or whatsoever they are really offering. The thing on here is that you should really that make yourself that be eligible for you to get one and knowing
that bank requirements and prequisites is never been that low or something that having a high standard on which majority of us who would tend to take up some loan will surely be rejected.

Capital is all we need because we've been thinking into those business which we do see that it could make our lives changed in terms of finances.
It wont really be easy unless if you do have all of those requirements then getting one wont really be an issue but since not all people are really that having those documents
or whatever requirements they do ask then this is why we dont have no choice but to take up some loans into those financing companies or even into those lendors which
interest rates are really that too high.

[erep]

Trust has little to do with taking loans from a bank. It’s more like the lack of financial credibility from the loan applicant as the bank wouldn’t believe the applicant could pay back the loan at the stipulated time.
Applying for a loan for a business is serious business as no one would be willing to invest in a pipe dream.

You are right, my friend recently applied for a loan to build a new business but the bank will review your work history and your monthly income, if financial credibility does not support the amount of loan that has been proposed then the bank will not approve his proposal and other solutions they have to make a loan application lower according to the predetermined payment time.

I agree with you on the need for information and need to make proper research in preparing a business proposal. A good number of applicants don’t take their proposals and presentations on their ideas seriously and the lender would end up not being interested irrespective of how viable the business may seem.

We must have business management skills and have the ability to develop entrepreneurship, however you have planned a strategy in a business proposal, it will be meaningless if you do not have the skills to develop your business, lenders will review your proposal and they will ask critical questions about your proposal. . They are very careful in selecting business proposals that are suitable for providing loan capital for long-term business periods.

[Fatunad]

Trust has little to do with taking loans from a bank. It’s more like the lack of financial credibility from the loan applicant as the bank wouldn’t believe the applicant could pay back the loan at the stipulated time.
Applying for a loan for a business is serious business as no one would be willing to invest in a pipe dream.

You are right, my friend recently applied for a loan to build a new business but the bank will review your work history and your monthly income, if financial credibility does not support the amount of loan that has been proposed then the bank will not approve his proposal and other solutions they have to make a loan application lower according to the predetermined payment time.

I agree with you on the need for information and need to make proper research in preparing a business proposal. A good number of applicants don’t take their proposals and presentations on their ideas seriously and the lender would end up not being interested irrespective of how viable the business may seem.

We must have business management skills and have the ability to develop entrepreneurship, however you have planned a strategy in a business proposal, it will be meaningless if you do not have the skills to develop your business, lenders will review your proposal and they will ask critical questions about your proposal. . They are very careful in selecting business proposals that are suitable for providing loan capital for long-term business periods.

Banks wont really be that dumb on giving or granting some loans on whatever a certain individual would really be requesting on which means that they would really be adjusting basing up
with your financial capacity which would really be checked into your bank accounts history from those income and outgoing transactions whether it would fit out into the amount requested for loan or not,
if they wont really be that get convinced then they would really be asking further more possible things that you can add up like those business and other source of income you do have
or having those properties or possessions on which it would really be acting out as a collateral for the said possible loan that you are requesting. If ever you cant really be able to present one of those then you are most likely be rejected or would fail on getting approved.

I agree with you on the need for information and need to make proper research in preparing a business proposal. A good number of applicants don’t take their proposals and presentations on their ideas seriously and the lender would end up not being interested irrespective of how viable the business may seem.

You would really be taking up such huge risks on trying out to take a loan but doesnt have the idea on how to run a business yet if ever you do get a loan or being approved but doesnt have
the idea on what you should gonna do then you are really that putting those amounts into danger of losing or spending it all on something which it isnt worth.
Tons of people who do have some brilliant ideas in mind on how and which business they are really that planning to start with, capital is really just that the main issue or problem.

[Captain Corporate]

Honestly? Not really fixed it, what you need to realize is that not everyone in the world can find capital, that's just something you have to accept from the get go. Now after realizing that not everyone in the world gets to do that, and even almost all of the people do not get to do that, and the best you can ever hope for is having a house and a car when you die to show off and nothing more that's it, then you will start to realize only a minority amount of people have that kind of capital. That is the first step, second step is to figure out how you could get there, and I know that we do not have a recipe to get there, but you could definitely work hard to find the way, I do not have an answer for you, but I have the emotional support to tell you that if you fail and do not have capital ever, that's fine, that's most of the world.

[CryptopreneurBrainboss]

How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

Starting a business isn't meant for everyone and raising capital as well isn't a skill everyone can possessed although it can be learnt. Those who have mastered the skills of raising capital are among some of the richest people because it's a skill less than the 1% of the world has. Raising capital can be done in various ways but most importantly, you have to be seen as someone people can trust before you'll find it easier to raise capital. Make yourself trustworthy first and raising capital won't be an issue.

It doesn't matter where you want the capital to come from whether from your relatives or people you don't know, just build a reputation of been trustworthy and successful first then people will be willing to Invest in your ideas. People are using crowdfunding to raise millions for their projects in this industry and that's something you can do as well when you have a reputation attached to your name because people aren't investing irresponsibly as before in project or people they don't know anything about.

I believe you aren't taking about raising capital via the cryptocurency industry but through traditional means so I'll advice you start with the least you have and build and make a business successful first. Sell some liability or assets if you don't have any liability and start something small (then become successful at it) and you can use that reputation to get the capital you need to expand or go into any business of your choice. Your friends and family members will be willing to lend you some money or invest into you business or even your local bank when you have a good track record.

[Strongkored]

Can you share your experience on how you get your capital.

Getting capital to start a business is not easy, especially if we are born from a family with an average economy that does not have assets that can be used as collateral in a bank so that we can get a loan and use it as business capital, but that should not be an obstacle because we have to be creative when If one step is closed then the other steps should be able to be taken.
I got capital from the increase in Bitcoin prices several years ago but unfortunately, the pandemic forced the business to close, currently, I am collecting capital to start a new business by setting aside money from my salary, of course, I won't be able to start the new business quickly because the capital will take quite a long time to be able to collect but I will still choose that rather than borrowing from a bank with these uncertain world economic conditions.

[Hewlet]

It is not always an easy thing to get capital because while you are still making your savings, you still need to feed yourself, pay your rent, and sometimes assist some relative who might be in serious need at the moment. Getting a capital for your business involves you being very intentional about it, it demands discipline and a whole lot of commitment if not, it will become very difficult before you will be able to raise something reasonable.

You have to also know that meeting the needs of your relative isn't your primary responsibility most especially at the point when you've not become financially stable. You need to at certain time speak to then and let them know that this is not the best time to expect anything from you. You so need to decide on the amount you will be saving every month and then you put in the required work to getting the funds, it might not be all that eady but with patient and determination, you will certainly get your desired capital.

[Rabata]

Just as everyone in the world cannot raise capital to run their business, neither can they become rich. To be rich you need capital. As for those who are unable to raise funds, I would say they must have fault. Because all those who are in the line of riches in the world today had no ability to acquire capital through inheritance but they have become established businessmen today. So I would say that building capital is not possible for everyone. An entrepreneur has to make maximum efforts to make it. When you have complete confidence in yourself and people trust you, acquiring capital becomes a very easy task.

Generally family provides maximum support for initial capital. But the one who will be given that support i.e. the entrepreneur if he can earn the trust of all the family then he can collect his money very easily. And to gain this confidence he has to do something even on a small scale at which level an entrepreneur can succeed.

So I would say that if you want to be an entrepreneur, the first step is to build confidence in yourself. If you succeeds here, will also succeed at all levels as an entrepreneur.

[Adams0001]

How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

Raising capital is simple if you have something to do, such as handwork skills, because you can get money from there. Because bitcoin is volatile you can lose the money you borrow from a bank and you can't return it because you don't have anything to do. I believe you can get even small capital from your family to start a small business that you know will bring you income, so that you can use the profit to invest in bitcoin because individuals only invest what they can afford to lose, and so that you can acquire confidence in what you are doing Many people obtain their capital from relatives and become wealthy, so I am confident you can find someone in your family who will offer you funds, even if it is small to start a business and create your on capital.

[Yamifoud]

It is not always an easy thing to get capital because while you are still making your savings, you still need to feed yourself, pay your rent, and sometimes assist some relative who might be in serious need at the moment. Getting a capital for your business involves you being very intentional about it, it demands discipline and a whole lot of commitment if not, it will become very difficult before you will be able to raise something reasonable.

We're not all coming from rich families that even without working hard, we can still start a business borrowed from the banks and that is because of the family background. But like us who are only reliant on current job earnings, that is pretty hard to make savings for capital especially if we are only earning the minimum salary. That is why running our own business is less priority than our needs and daily expenses. In fact, many people have been working for many years but still no savings have been made.

[Fivestar4everMVP]

It is commonly said that a man can not serve two masters at a time, for one to have a chance of succeeding in this life, he or she should do things by priority, that is, you do things according to how they are important to you.

For example, if raising the capital to start a business is the most important thing for you right now, then, you have to give all your attention to that and do not allow side and family expenses stop you from achieving this, afterall, when you finally start the business, they will surely enjoy more since you will be making more money.

And if taking care of your family is the most important thing for you, then there is no need complaining about not being able to save up money to start a business.

There is this adage in my place that, a person can not chase and catch two rats at the same time, you either pursue one or you end up losing the two.

For some one who doesnt have alot of money, you do things one after the other, leave your siblings to cater for themselves for now, while you focus on raising capital to start your business, it might be painful to them, but make them understand that it's a sacrifice they will have to make for a better tomorrow for you and for them as well.

[Bloodseekers]

Raising capital is simple if you have something to do, such as handwork skills, because you can get money from there. Because bitcoin is volatile you can lose the money you borrow from a bank and you can't return it because you don't have anything to do. I believe you can get even small capital from your family to start a small business that you know will bring you income, so that you can use the profit to invest in bitcoin because individuals only invest what they can afford to lose, and so that you can acquire confidence in what you are doing Many people obtain their capital from relatives and become wealthy, so I am confident you can find someone in your family who will offer you funds, even if it is small to start a business and create your on capital.

If we have a skill that we can work on, of course we will be able to get wages from what we have done and this doesn't require a lot of capital. We only spend capital to buy work equipment and it can last a long time according to how we care for the item, if we If we can look after it well, of course we will be able to use it longer and make a lot of profit from the work we do.

I agree with you, everyone can only invest what they can afford to lose and also they must be able to do well if they do not want to lose the money they have in the investments they make.

[flyingcarpet]

I came to discovered that, there are many opportunities all over the world for people to embrace by investing some huge amount of money on a particular business and start living a big man life in the country. I have been working hard to get capital to start my own business, so that I will have financial freedom to invest in BTC and any kind of business that will make me not to reduce to zero level in the country but I have worked with many companies but to save the money is the issue because of the disturb of my siblings which I love so much. I was in their shoes before when I was in school some years ago before I became a graduate, and anytime I made demand of anything from my elder brother and sister they must respond to me well by sending the money and food stuff when I was in school, and the day they refuse to respond to me, I will be seriously angry with them not to pick their calls or reply their chat at the moment until they look for way to solve my problem.
How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

In fact, the situation you are experiencing now is the most difficult part for anyone who wants to start a business. Some of them have been investing for years and when their investments become valuable, they turn their investments into cash and start a business. Some apply for a loan and find their capital by agreeing to pay for many years. If you think that your work will bring you income, a loan may be an option, but in the country I live in, banks have not been giving loans lately. They even impose all kinds of conditions not to give loans.

The most important thing needed to start a business is capital. The other most important thing we should pay attention to when starting a business is that the business in which you will invest your capital must be a business that will definitely generate income for you. Otherwise, your capital will slip from our hands.

[Fortify]

I came to discovered that, there are many opportunities all over the world for people to embrace by investing some huge amount of money on a particular business and start living a big man life in the country. I have been working hard to get capital to start my own business, so that I will have financial freedom to invest in BTC and any kind of business that will make me not to reduce to zero level in the country but I have worked with many companies but to save the money is the issue because of the disturb of my siblings which I love so much. I was in their shoes before when I was in school some years ago before I became a graduate, and anytime I made demand of anything from my elder brother and sister they must respond to me well by sending the money and food stuff when I was in school, and the day they refuse to respond to me, I will be seriously angry with them not to pick their calls or reply their chat at the moment until they look for way to solve my problem.
How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

Money is easy to spend but hard to come by, that is obvious to anyone who has been walking this planet for a few years. It's hard to accumulate money with so many expenses in life, people pay large chunks of their salary on renting or mortgages, along with all sorts of extra services and utilities, many will be funding a car too, which makes it hard to accumulate much extra on the side. Banks will lend money to many people every year, but they want to see a solid business plan with a proven track record, if you want to launch something new then you should see if a prototype works first, otherwise you could be wasting a lot of money and will never see much profit out of it - banks want paying bank with interest on top.

[Zanab247]

Honestly? Not really fixed it, what you need to realize is that not everyone in the world can find capital, that's just something you have to accept from the get go. Now after realizing that not everyone in the world gets to do that, and even almost all of the people do not get to do that, and the best you can ever hope for is having a house and a car when you die to show off and nothing more that's it, then you will start to realize only a minority amount of people have that kind of capital. That is the first step, second step is to figure out how you could get there, and I know that we do not have a recipe to get there, but you could definitely work hard to find the way, I do not have an answer for you, but I have the emotional support to tell you that if you fail and do not have capital ever, that's fine, that's most of the world.

With the ideas I have received from different people in this trend show that this is a normal thing that will not last forever, and I believe some day I will be in my own house,cars Business that will be giving me money to invest in BTC and other cryptocurrencies. My issues is my siblings because, the year I will advice myself to save some money that will give me capital, it will be the year something important that need urgent money for my siblings to solve will come up and, all eyes will be on me, and there is no way I will not release that money for them to be at peace. I think, not everybody is created to be a business owner because I have see many people around my environment living a good life but they don't have business.

I don't lack money , but to gather the money to start a business is a tough thing for me, maybe am not destiny to own a business, but I will continue trying with the strategy some people gave here to see what next year will look like.

[Bananington]

Honestly? Not really fixed it, what you need to realize is that not everyone in the world can find capital, that's just something you have to accept from the get go. Now after realizing that not everyone in the world gets to do that, and even almost all of the people do not get to do that, and the best you can ever hope for is having a house and a car when you die to show off and nothing more that's it, then you will start to realize only a minority amount of people have that kind of capital. That is the first step, second step is to figure out how you could get there, and I know that we do not have a recipe to get there, but you could definitely work hard to find the way, I do not have an answer for you, but I have the emotional support to tell you that if you fail and do not have capital ever, that's fine, that's most of the world.

With the ideas I have received from different people in this trend show that this is a normal thing that will not last forever, and I believe some day I will be in my own house,cars Business that will be giving me money to invest in BTC and other cryptocurrencies. My issues is my siblings because, the year I will advice myself to save some money that will give me capital, it will be the year something important that need urgent money for my siblings to solve will come up and, all eyes will be on me, and there is no way I will not release that money for them to be at peace. I think, not everybody is created to be a business owner because I have see many people around my environment living a good life but they don't have business.

I don't lack money , but to gather the money to start a business is a tough thing for me, maybe am not destiny to own a business, but I will continue trying with the strategy some people gave here to see what next year will look like.

You are right in saying not everyone is destined to own a business. It has always been so and to think of it, if everyone owns a business, who will be the workforce?
The best approach to act realistically about establishing a business is to first map out a good plan. Divide the goals into small tasks to attain before the plan can work. If there is a good plan written, it can be shown to people of friends who might be interested in sponsoring the business idea to fruition.
It doesn't always have to be monies from your pocket in full or a larger chunk as imagined.

Hit: at least, 10% of your earnings is yours to keep.