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Author Topic: Imaginary Future  (Read 858 times)
JeffBrad12
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November 19, 2023, 11:33:20 PM
 #81

Do you ever feel like that being after saving or investing for future you forget to live in the present? You don't buy the things you want to or don't go after experiences you want because you'd rather save/invest for future instead.

Absolutely. Future is uncertain, so it is better to start saving as soon as possible, just in case. I see how friends of mine spend all the money they earn every month because they "don't work all day to want something and not buy it", but I'm happy valuing immaterial things, and trying to achieve financial freedom someday.

In the end you end up liking the stoic taste taken in the act of holding back yourself and saving or investing instead of spending. Dreaming with future promises is something very pleasurable too.
I think saving should also with calculation, if the saving is sufficient for reaching financial freedom in the future then it will be worth saving, at least if it can help us reaching financial freedom around the age of 35-40 that already awesome enough but however if the income so low we are saving a dime, then i guess we should be concerned in increasing income, i have seen many that saving money despite just saving a dime, doesn't really work well, instead they forgot to spend those money for the betterment for themselves right now so that they could be getting massive increase in income but instead already thinking about their supposedly imaginary future where they gonna buy some stuff that they want but went broke after that.
I think therefore saving should also be calculated, whether it will help betterment of financial circumstance or instead would be just a waste of time and opportunity.

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November 20, 2023, 01:54:24 AM
 #82

Absolutely. Future is uncertain, so it is better to start saving as soon as possible, just in case. I see how friends of mine spend all the money they earn every month because they "don't work all day to want something and not buy it", but I'm happy valuing immaterial things, and trying to achieve financial freedom someday.

In the end you end up liking the stoic taste taken in the act of holding back yourself and saving or investing instead of spending. Dreaming with future promises is something very pleasurable too.

It's true Future is uncertain. Saving and investing provide a solid foundation to face future challenges and the arguments you convey are quite wise, which requires the key to sound financial management to support long-term financial goals and the fact is that most of us, when we have a little excess fortune, always forget ourselves. as if this is no longer needed even though life still has a long journey

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November 20, 2023, 03:15:09 AM
 #83

Absolutely. Future is uncertain, so it is better to start saving as soon as possible, just in case. I see how friends of mine spend all the money they earn every month because they "don't work all day to want something and not buy it", but I'm happy valuing immaterial things, and trying to achieve financial freedom someday.

In the end you end up liking the stoic taste taken in the act of holding back yourself and saving or investing instead of spending. Dreaming with future promises is something very pleasurable too.

It's true Future is uncertain. Saving and investing provide a solid foundation to face future challenges and the arguments you convey are quite wise, which requires the key to sound financial management to support long-term financial goals and the fact is that most of us, when we have a little excess fortune, always forget ourselves. as if this is no longer needed even though life still has a long journey
But is it good to be too frugal, only thinking about the future and forgetting about the present? What is the future, is it tomorrow? And if we only think about tomorrow, does that mean we will always worry about it until we die? What is financial freedom? Because human greed has no bottom, once we have it, we want bigger things and if we keep doing that, when will we stop to enjoy life? To me, the future is something that needs to be carefully prepared, but don't neglect the present, we need to balance our lives instead of just thinking one way.

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November 20, 2023, 03:36:18 AM
 #84

Absolutely. Future is uncertain, so it is better to start saving as soon as possible, just in case. I see how friends of mine spend all the money they earn every month because they "don't work all day to want something and not buy it", but I'm happy valuing immaterial things, and trying to achieve financial freedom someday.

In the end you end up liking the stoic taste taken in the act of holding back yourself and saving or investing instead of spending. Dreaming with future promises is something very pleasurable too.

It's true Future is uncertain. Saving and investing provide a solid foundation to face future challenges and the arguments you convey are quite wise, which requires the key to sound financial management to support long-term financial goals and the fact is that most of us, when we have a little excess fortune, always forget ourselves. as if this is no longer needed even though life still has a long journey
But is it good to be too frugal, only thinking about the future and forgetting about the present? What is the future, is it tomorrow? And if we only think about tomorrow, does that mean we will always worry about it until we die? What is financial freedom? Because human greed has no bottom, once we have it, we want bigger things and if we keep doing that, when will we stop to enjoy life? To me, the future is something that needs to be carefully prepared, but don't neglect the present, we need to balance our lives instead of just thinking one way.

you woudln't die of being a frugal and you get to save something for whatever you wanna buy in the future.  imdon't see being frugal can be considered greed either. a person who kept his wealth on his own can give it to his kin soon once he die.

all his stuff are up for grabs by the relatives he left. it wouldn't be a waste still. but he could have enjoyed more if he make use of his money when hes younger. traveling to places isn't spoiling too much to treat yourself.










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November 20, 2023, 03:57:03 AM
 #85

Do you ever feel like that being after saving or investing for future you forget to live in the present? You don't buy the things you want to or don't go after experiences you want because you'd rather save/invest for future instead.
This seems to be what is happening to me. Even now I consider saving and Investing as a pleasure. There is always a feeling of satisfaction when I put my money into the investment I am entering. One of them is Bitcoin. Especially after Bitcoin is now experiencing an increase. I am increasingly enthusiastic about investing more in other things too.

And sometimes it makes me forget some of the fun I usually do. Even though I am still active in betting. But I haven't done other activities like going on holiday somewhere and so on for a very long time. Because currently I am more focused on my investments and savings. This is the point where I feel that preparing for the future becomes much more important in my life.

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November 20, 2023, 09:30:34 AM
 #86

As imagined as we all want our futures to be, the reality is that our future is often a creation of our own hands.
I learnt of one indian farmer that planted rice on his head and somehow, it grew to the point that he often harvest it and replant another.  What am trying to iterate is that, the right way to have the imagined future is to DYOR. learn and refine and in no time the kind of future we want will just happen, then people will start calling it luck.
This is what others didn't realized. They act like that one lazy person in a fictional story, who only lies down under a tree, waiting for a fruit to fall on his mouth. There are still some who realized it and started acting but it's just that there is still something that is missing on them on why they keep failing.

I guess that will be luck. I know all has it, but we may not possibly have it in each of the field that we are going to venture and then it wasn't also consistent so we shouldn't fully depend on it but we must also learn to work hard on our own to sustain what we already built. It's amazing on how we share the same example. That is about a story, but on your example, that farmer is the opposite of the character I'm talkin about Smiley.

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November 20, 2023, 01:09:25 PM
 #87

Do you ever feel like that being after saving or investing for future you forget to live in the present? You don't buy the things you want to or don't go after experiences you want because you'd rather save/invest for future instead.
This seems to be what is happening to me. Even now I consider saving and Investing as a pleasure. There is always a feeling of satisfaction when I put my money into the investment I am entering. One of them is Bitcoin. Especially after Bitcoin is now experiencing an increase. I am increasingly enthusiastic about investing more in other things too.

And sometimes it makes me forget some of the fun I usually do. Even though I am still active in betting. But I haven't done other activities like going on holiday somewhere and so on for a very long time. Because currently I am more focused on my investments and savings. This is the point where I feel that preparing for the future becomes much more important in my life.

when you put some money into investments, definitely, there will be sacrifices that you need to make. unless, you  still have your riches even if you already invest into those assets. it is your prerogative when it comes to this kind of decision. because sooner or later, you will be the one who will reap the rewards of your patience.
it may be imaginary for now, but as soon as you are seeing the fruits of your investments, you will thank yourself that you traverse this path.

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November 20, 2023, 02:28:43 PM
 #88

It's really a practice of imaginary future investment with the future in mind be it in shares or any other long term savings scheme. If you want to buy your house or property in future without any loan then this investment will become your best friend. These long term investments will protect you even in old age everyone needs a bit of education on various financial topics starting from income tax. The sooner you learn about these investment vehicles the better. Investing in bitcoin is good for securing your future and helping you build wealth basically the more money you have the more ways you can use it.

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Fuso.hp
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November 20, 2023, 02:38:51 PM
 #89

It is foolish to think of our bright future by darkening the present. Those who think of excessive savings can never enjoy any comfort in life. He saved money in the past thinking for the future and from the past he came to the present and he will not enjoy his money even now but in the present he is working hard to save money for the future here my question is when will he enjoy his money. Whenever the present comes in front of him, he will think about his future in the present, while thinking about the future, one day he will die and when he dies, then what is the real value of his hard work to save money. We should think about what will happen in life and what the future might be, but that does not make the present dark. We have to live well in the present as well as plan for the future so that people's lives are worthwhile even if people earn less.

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Sanugarid
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November 20, 2023, 03:13:03 PM
 #90

Do you ever feel like that being after saving or investing for future you forget to live in the present? You don't buy the things you want to or don't go after experiences you want because you'd rather save/invest for future instead.

I'm actually like this, I regret buying things for myself, I think it's a waste of money, it's better to just save it or buy it for my family. It feels good to be helping your parents and saving for your future.
I think it's inevitable for others to think like this, to just save the money instead of spending it.
Most of us actually work for a better future.

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November 20, 2023, 05:26:39 PM
 #91

Actually it gives people motivation to think about what they will do if they get something in the future. If i am not mistaken a survey says most people have this tendency to imagine a scenario that doesn't happen in their life or has a very small chance of happening. This sort of imaginary thinking makes us visionary and motivates us to make strategies to achieve that goal in our lives. Success or failure is a different part but imagine something and take action to get it that makes a human productive in their life. It gives us purpose in our life to live on which we follow the rest of our lives.

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November 20, 2023, 05:47:38 PM
 #92

Do you ever feel like that being after saving or investing for future you forget to live in the present? You don't buy the things you want to or don't go after experiences you want because you'd rather save/invest for future instead.

There is a huge difference between spending wisely to save money and live a normal life, and "saving on everything" for the sake of saving. And in terms of results as well Smiley

Reasonable spending allows you to reduce costs and form additional funds for life. Both for living "here and now" and for investments, for forming a financial cushion.
Manic postponement is not the best way to financial happiness, especially since this happiness will either come very late or will not come at all Smiley

And there are a lot of reasons - for a long time when you work to save and accumulate, anything can happen - inflation, global cataclysm, disease..... In the best case the savings will go to heirs, in the worst case - to no one, and at the same time the part of life spent on "saving" will not leave any positive memories. For example, in the USSR, many people believed in a "bright communist future" and accumulated their small incomes in a savings account. In the hope of a beautiful and interesting life in retirement ... Everything ended in hyperinflation, and their thousands of rubles turned into the cost of a pack of butter....

Therefore, everything should be balanced - both spending and saving, and providing for the current life. But savings should be diversified - from stable currencies, to crypto, gold, real estate, and other assets.

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November 21, 2023, 01:38:19 PM
 #93

Do you ever feel like that being after saving or investing for future you forget to live in the present? You don't buy the things you want to or don't go after experiences you want because you'd rather save/invest for future instead.
Yes, I do, and I don't feel bad about that because I take care of all my needs and I know that my wants will be fulfilled some day if I manage to make a better future for myself and people around me, but that doesn't mean that my life is completely boring or tasteless. We, as a family, do things that we like every time we can spare some money and time for that, we go out, we eat out sometimes, we buy things that we like once a month or so, and we enjoy our lives.

However, we don't spend everything we earn on these things because we know the importance of money and how much important it is to have a secure future. So, investments and savings can make you have a much better life after your retirement and when it's time for you to literally rest for the rest of your life.

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November 21, 2023, 01:41:26 PM
 #94

Do you ever feel like that being after saving or investing for future you forget to live in the present? You don't buy the things you want to or don't go after experiences you want because you'd rather save/invest for future instead.

Absolutely feel that sometimes! Balancing saving for the future and enjoying the present can be a real challenge. It's like finding that sweet spot between financial responsibility and treating yourself to the things and experiences you love. How do you strike that balance in your life?
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November 22, 2023, 03:34:00 AM
Merited by Vinaa77 (1)
 #95

It's true Future is uncertain. Saving and investing provide a solid foundation to face future challenges and the arguments you convey are quite wise, which requires the key to sound financial management to support long-term financial goals and the fact is that most of us, when we have a little excess fortune, always forget ourselves. as if this is no longer needed even though life still has a long journey
People who often forget themselves when they have more fortune are people who don't want to plan their future from now on so that people like that will always have easier difficulties in their lives. Things like that cannot be taken as a good example for life, because investing and saving have become important for everyone who wants to make the foundation of their own life stronger. The key to managing finances better is now easier to find through several aspects and also through people who have implemented it first, so there is no need to be lazy about this as long as we still really want to live happily in the future.

But is it good to be too frugal, only thinking about the future and forgetting about the present? What is the future, is it tomorrow? And if we only think about tomorrow, does that mean we will always worry about it until we die? What is financial freedom? Because human greed has no bottom, once we have it, we want bigger things and if we keep doing that, when will we stop to enjoy life? To me, the future is something that needs to be carefully prepared, but don't neglect the present, we need to balance our lives instead of just thinking one way.
Being too frugal also won't be very good for our own lives, because it would be very silly if we endured hunger just to save excessively. In fact, the essence of earning income is to enjoy life and we deliberately leave a few cents for savings because that is part of the balance that we have to create for ourselves in life. I also agree that we need to think about the present so that our thoughts are not focused in one direction, namely the future, so that the balance between enjoying life through needs and saving for the future must exist and be separated from now.

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November 22, 2023, 03:48:55 AM
 #96

Actually it gives people motivation to think about what they will do if they get something in the future. If i am not mistaken a survey says most people have this tendency to imagine a scenario that doesn't happen in their life or has a very small chance of happening. This sort of imaginary thinking makes us visionary and motivates us to make strategies to achieve that goal in our lives. Success or failure is a different part but imagine something and take action to get it that makes a human productive in their life. It gives us purpose in our life to live on which we follow the rest of our lives.
Conscious people usually think about the future and by thinking about the future they make various plans for the future. There is a lot of difference between an ordinary person and a conscious person, an ordinary person does not feel the need to think so much about what his future will be like or whether any bad situation may come his way in the future. A common man does not think this but a conscious man thinks that he may be doing well now but in the future he may have bad times so if he does not save or invest now then he may be in danger in the future. Thinking about this, conscious people save money for the future and some people invest money along with saving money. Those who earn relatively more money get more opportunities to invest money, but those who have limited income may save some money in addition to managing the family, which results in them not having the opportunity to invest. However, those who think differently give more importance to investment rather than saving because savings will keep money unchanged but investment will have a lot of potential to increase money.

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Freddie Boyer
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November 22, 2023, 04:13:08 AM
 #97

It's really a practice of imaginary future investment with the future in mind be it in shares or any other long term savings scheme. If you want to buy your house or property in future without any loan then this investment will become your best friend. These long term investments will protect you even in old age everyone needs a bit of education on various financial topics starting from income tax. The sooner you learn about these investment vehicles the better. Investing in bitcoin is good for securing your future and helping you build wealth basically the more money you have the more ways you can use it.

Regarding discussions about future investment, there are definitely different responses. Btw, in this case, as you said above, it is true, besides that progress also goes backwards and often becomes a stepping stone when investing as a review. But in my opinion it exists and cannot be avoided because many players are not optimal, but indirectly we will be trained and not be whiny anymore. it's all out of habit. If you are not used to it, there is potential for ups and downs.
     

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barisbilgili
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November 22, 2023, 04:37:08 AM
 #98

you woudln't die of being a frugal and you get to save something for whatever you wanna buy in the future.  imdon't see being frugal can be considered greed either. a person who kept his wealth on his own can give it to his kin soon once he die.

all his stuff are up for grabs by the relatives he left. it wouldn't be a waste still. but he could have enjoyed more if he make use of his money when hes younger. traveling to places isn't spoiling too much to treat yourself.
Someone who uses their wealth well, of course they are very calculating in spending the money they have and don't use the money they have for things that don't need to be spent, but in my opinion, if you really have enough wealth, there's no harm in using it for the enjoyment of yourself and your family, but it is still a normal thing to do because if we don't enjoy the income we have earned then we are only doing work for our family.

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November 22, 2023, 09:27:46 AM
 #99

Actually it gives people motivation to think about what they will do if they get something in the future. If i am not mistaken a survey says most people have this tendency to imagine a scenario that doesn't happen in their life or has a very small chance of happening. This sort of imaginary thinking makes us visionary and motivates us to make strategies to achieve that goal in our lives. Success or failure is a different part but imagine something and take action to get it that makes a human productive in their life. It gives us purpose in our life to live on which we follow the rest of our lives.
Conscious people usually think about the future and by thinking about the future they make various plans for the future. There is a lot of difference between an ordinary person and a conscious person, an ordinary person does not feel the need to think so much about what his future will be like or whether any bad situation may come his way in the future. A common man does not think this but a conscious man thinks that he may be doing well now but in the future he may have bad times so if he does not save or invest now then he may be in danger in the future. Thinking about this, conscious people save money for the future and some people invest money along with saving money. Those who earn relatively more money get more opportunities to invest money, but those who have limited income may save some money in addition to managing the family, which results in them not having the opportunity to invest. However, those who think differently give more importance to investment rather than saving because savings will keep money unchanged but investment will have a lot of potential to increase money.
People who are aware don't just live in the present; they also plan for the future. This kind of thinking about the future is very important for planning your finances. Realizing that life is unpredictable and getting ready for that is what it's all about. Putting money away is a safety measure, but investing? That's being on attack. Not just keeping your wealth safe, but also making it bigger. The problems people with little money face should be recognized, though. Investment takes more than just money. You need to know what you're doing and be willing to take risks. Having the tools isn't enough; you also need to know how to use them well. Switching from saving to buying is a big step for many people. Financial education is very important in this situation; knowing about the different ways to spend can change how you handle your money. You can make your money work for you, not just make more of it

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November 22, 2023, 11:47:13 AM
 #100

Do you ever feel like that being after saving or investing for the future you forget to live in the present? You don't buy the things you want to or don't go after experiences you want because you'd rather save/invest for the future instead.
The sacrifices we make for our future cannot be written down within a few moments and it's something we don't even want to recount. I guess the reason why some aged people who have lived a lot of their lives don't easily get moved by things has a lot to do with the sacrifices they made for their future and later finding out that at the end of the day, there is nothing to show for. Everyone makes investments in themselves and into stuff with the hope that in the years to come, it will materialize and yield an increase so they might stay hungry or deprive themselves of basic needs just to see that they make proper investments that will yield great returns in the future. But as a wise person, while you make your investment it is necessary you invest into the right things so you don't inconvenience yourself during the waiting period, and at the end of the day, you still have nothing to rejoice for.

So many persons who are investing in Bitcoin now are doing so just to ensure that their future is secured and no matter the sacrifices they take just to make this investment, I know it is a reasonable and informed decision that they've made.

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