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Author Topic: Insurance is important  (Read 2835 times)
Uhwuchukwu53
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May 20, 2024, 09:23:44 AM
 #301

Insurance is very important nowadays. It can play a more important role especially among less developed countries. But nowadays it is seen that due to some unscrupulous people most of the people have great disbelief in this matter. They think it will not bring them any results in future. It is especially prevalent in those who live away from cities. But I think if any insurance is managed by an honest and sincere person and if it benefits people in the future then everyone will start to trust again. So those who are in charge should keep an eye on these things.
Insurance has become a very popular topic nowadays. Because day by day entrepreneurs are increasing and everyone is getting insurance for the security of their business. Because natural calamities and storms cause a lot of damage to both business and life due to many incidents, everyone takes insurance to cover their losses. I also think it is better to have insurance.  Because it is a means of backing up a lot of useful losses in times of trouble

The importance of insurance can be underestimated but where the problem lies is many who are willing to ensure their business don't have the premium to maintain the monthly payment for insurance secondly if your dealing with insurance as mist of this company are not too sincere with their customers either the customer to them because during some incident or accessement of any occurrence, they find it difficult to pay after accessing some may not even access damages and so on .

At the other side most customer base on their insurance benefits desire to course some damages in order to benefit fast in the issue property  instead of protecting, this has course some unbalanced in the system but insurance is something one don't need to play with when your a good investor or entrepreneur.

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May 23, 2024, 01:26:49 PM
 #302

I think insurance is very important because we can never predict when we will fall ill or happen to something else that we don't want. With insurance, medical costs when we are sick can easeus.

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May 23, 2024, 04:08:32 PM
 #303

Insurance is very important nowadays. It can play a more important role especially among less developed countries. But nowadays it is seen that due to some unscrupulous people most of the people have great disbelief in this matter. They think it will not bring them any results in future. It is especially prevalent in those who live away from cities. But I think if any insurance is managed by an honest and sincere person and if it benefits people in the future then everyone will start to trust again. So those who are in charge should keep an eye on these things.
Insurance has become a very popular topic nowadays. Because day by day entrepreneurs are increasing and everyone is getting insurance for the security of their business. Because natural calamities and storms cause a lot of damage to both business and life due to many incidents, everyone takes insurance to cover their losses. I also think it is better to have insurance.  Because it is a means of backing up a lot of useful losses in times of trouble

The importance of insurance can be underestimated but where the problem lies is many who are willing to ensure their business don't have the premium to maintain the monthly payment for insurance secondly if your dealing with insurance as mist of this company are not too sincere with their customers either the customer to them because during some incident or accessement of any occurrence, they find it difficult to pay after accessing some may not even access damages and so on .

At the other side most customer base on their insurance benefits desire to course some damages in order to benefit fast in the issue property  instead of protecting, this has course some unbalanced in the system but insurance is something one don't need to play with when your a good investor or entrepreneur.
Your right here! Its certain that it is difficult to control humans and most of them do not care about the consequences of some actions before taking it. Insurance was meant to provide us with the things we lack at a certain period where we are not able to afford those things or take of the bills etc. But many people see it as a quick way to get help rom companies to do some things. They rather claim victim of some circumstances when it was all framed up by them just to get some quick money. And most of the times these money are used for something not worthy of. I have seen people that got some insurance because of their deceased brother. Everyone in the family was fighting each other because of the insurance was huge enough for them to share large amount of money.

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May 23, 2024, 04:28:47 PM
 #304

This is true that most of us who are in underdeveloped countries don't usually care about insurances but for me I insured my property as an average person from my motorcycle, our family's farmland, my fishing gears, personal insurance and anything else because super typhoon Odette that devastated my place taught us lessons on how important insurance is in times of disasters.



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May 23, 2024, 05:16:47 PM
 #305

This is true that most of us who are in underdeveloped countries don't usually care about insurances but for me I insured my property as an average person from my motorcycle, our family's farmland, my fishing gears, personal insurance and anything else because super typhoon Odette that devastated my place taught us lessons on how important insurance is in times of disasters.
Yes, I really support your steps to collaborate with insurance. In my opinion, insurance is very important in order to maintain a calmer future, especially when it comes to important things such as health and property. It cannot be denied that everyone has a different perspective, especially when it comes to finances. Sometimes people do not intend to join insurance because their source of income is small, but there are also some people who depend on government subsidies, for example for health costs. But regardless of any perspective, insurance is also a quite important part of life.

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May 23, 2024, 05:18:57 PM
 #306

Insurance is very important nowadays. It can play a more important role especially among less developed countries. But nowadays it is seen that due to some unscrupulous people most of the people have great disbelief in this matter. They think it will not bring them any results in future. It is especially prevalent in those who live away from cities. But I think if any insurance is managed by an honest and sincere person and if it benefits people in the future then everyone will start to trust again. So those who are in charge should keep an eye on these things.
Insurance has become a very popular topic nowadays. Because day by day entrepreneurs are increasing and everyone is getting insurance for the security of their business. Because natural calamities and storms cause a lot of damage to both business and life due to many incidents, everyone takes insurance to cover their losses. I also think it is better to have insurance.  Because it is a means of backing up a lot of useful losses in times of trouble

The importance of insurance can be underestimated but where the problem lies is many who are willing to ensure their business don't have the premium to maintain the monthly payment for insurance secondly if your dealing with insurance as mist of this company are not too sincere with their customers either the customer to them because during some incident or accessement of any occurrence, they find it difficult to pay after accessing some may not even access damages and so on .

At the other side most customer base on their insurance benefits desire to course some damages in order to benefit fast in the issue property  instead of protecting, this has course some unbalanced in the system but insurance is something one don't need to play with when your a good investor or entrepreneur.
Insurance should be this big. Unfortunately, that doesn't always happen. Insurance charges are like a huge burden while you try to launch your firm. It's hard, especially when you need that safety net most yet can't afford it. Insurance firms are next. Have you tried to claim? Imagine walking through a maze blindfolded. Lack of transparency promotes distrust because you never know if they'll help

Even worse, some game the system. They manipulate things to get paid early, which hurts everyone. Due to higher premiums, fewer people can afford insurance. Man, this cycle is broken. We must reassess everything. Maybe we need a transparent, controllable system. Imagine a fair, open tech platform for claims. That might restore industry balance and trust

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May 23, 2024, 11:50:25 PM
 #307

This is true that most of us who are in underdeveloped countries don't usually care about insurances but for me I insured my property as an average person from my motorcycle, our family's farmland, my fishing gears, personal insurance and anything else because super typhoon Odette that devastated my place taught us lessons on how important insurance is in times of disasters.
Basically insurance is mandatory, it's just that in underdeveloped countries there are still many who are not well educated about insurance, which makes people think it is not important, even if there is insurance, many people lie or make things difficult, making people reluctant to have insurance. In fact, the benefits of insurance are many, like another example of car insurance, if an accident occurs the police can ticket all vehicles that do not have insurance, especially if the car hits someone then the fine will be even bigger. Likewise for all property or business, we all must have insurance. So, if for example there is an accident or damage, it will definitely be covered by insurance.

Moreover, for health insurance, the entire population should have insurance (regular insurance). Living in this day and age, medical costs are very expensive, even minor illnesses are expensive, especially serious illnesses that require surgery, of course very expensive unless you are Warren Buffett, yes no-no, but I think even rich people have health insurance.

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May 23, 2024, 11:55:09 PM
 #308

This is true that most of us who are in underdeveloped countries don't usually care about insurances but for me I insured my property as an average person from my motorcycle, our family's farmland, my fishing gears, personal insurance and anything else because super typhoon Odette that devastated my place taught us lessons on how important insurance is in times of disasters.
You just gave me a reminder to insure my properties as well. It's true that most of us don't really care about insurances but as we get older, this is important for us to secure and insure everything that we own because we don't know what's waiting a head of us.

If you are capable of doing it with your material posessions, do it. And also don't forget you as a person, you need to get your insurance as well so that if something happens, your family won't have any trouble financially after the claims.

And that common problem in underdeveloped or developing countries is there and there is a need to educate most of the citizens about how insurance works.



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May 24, 2024, 06:01:53 AM
 #309

It depends on where you live, but yes, insurance is important because it is a protection against risk. If you live in a country where there is a lot of public aid and social coverage for certain things you won't need as much insurance, but at least for your car or your house it is advisable. If you have assets that are your source of income, it is also advisable, except if you have a very large patrimony in relation to those assets. In short, it is a whole world with a varied casuistry, but in general it is important.

Yes, you are very correct as it will protect us from a lot of harm because things are really happening that if we are careless, we will have to pay back what we lose and there are things that if we get now, we can't afford it to have it later in life, so we have to insure it very well, for it can benefit us in later life for us or our future generations and might help them not be poor in life.

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May 24, 2024, 11:27:08 AM
 #310

This is true that most of us who are in underdeveloped countries don't usually care about insurances but for me I insured my property as an average person from my motorcycle, our family's farmland, my fishing gears, personal insurance and anything else because super typhoon Odette that devastated my place taught us lessons on how important insurance is in times of disasters.
And what you experienced should also be an important lesson for other people who still underestimate insurance issues in their lives. Because everyone definitely doesn't know when a natural disaster might appear and when we will fall ill or have an accident, so everyone needs to prepare themselves to face something like that when it comes unexpectedly and insurance will make every heavy thing lighter. So insurance must be considered important by everyone, especially by people who have a lot of property like the ones you mentioned.

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May 24, 2024, 03:45:27 PM
 #311

~
This should be the case, paying insurance bills should not be at the expense of something and what is happening nowadays is mostly like that, all the people who choose insurance are those who have a lot of money.
However, this thinking should be changed, insurance is very important for the future against unexpected things, especially health insurance and education insurance, so we should now look for more money to be able to pay for insurance for a more secure future.
I can agree with you on that, insurance definitely is something that you should consider as someone that you know that you want to make sure that people that are depending on you will have the money to be well enough at being able to live even when you're gun, not to mention that hospitalization and burial is really expensive so having an insurance does help, although all of the stuff that you're saying is true, it's probably not a good deal for you to argue it against people that are really not in the position to be able to afford an insurance no matter what they do.



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May 25, 2024, 12:53:54 PM
 #312

Insurance is very important, especially health insurance, because the benefits we get are greater than the contributions we pay every month. Maybe we don't think it will be useful if we are still healthy, but it will be very useful when we are sick or need it, especially when we don't have savings. Therefore, it is very important for us to have insurance because we don't know what our condition will be like. At least insurance will help our financial condition when we are sick.
That's right, having health insurance is very important because no one can know that they will get sick and have to be treated. Of course this costs money and if we don't prepare it, of course it will be difficult to find medical costs. Having savings is also important, but if we don't can pay insurance contributions. I think it would be better for us to just have savings first because if we only have health insurance then we will have difficulty if we experience other emergency needs. So I think it would be better for us to have savings first before deciding to have insurance.
For me personally, health insurance is very important because we don't know what conditions will be like in the future. Apart from that, health insurance also keeps our savings from leaking and ensures that all our dreams can come true.

Suppose we have been collecting education funds for our children for years, but halfway through we are forced to use them for medical expenses because there is no health insurance, as a result the child is forced to drop out of school. Therefore, with health insurance, your child's dream of going to school can still be guaranteed.

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May 25, 2024, 01:29:52 PM
 #313

If you make money, get health insurance for you and your family, and insure your assets that are a source of income, businesses. Get a life insurance to secure your family's future.

I disagree, personal responsibility is way better than an insurance, especially when seeing it globally.
In high inflacionario countries the insurance money can't keep up with the Hospital's prices. Cash gets you operated, sometimes even crypto.
Eat healthy, move and keep your flexible in body and mind gets you a long way,


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May 25, 2024, 02:41:44 PM
 #314

I find many things like this to be fictitious transactions. There isn't much difference between an insurance company and a gambling site. They both bet on the future, and in both cases, their coffers win the most. Neither would be in this business if their coffers didn't win the most. As long as governments do not make them mandatory, I will not be 100% negative about them, but I will always try to calculate every problem from A to Z and take precautions. I think I can overcome some problems without them. Human history is older than them...

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May 25, 2024, 04:18:49 PM
 #315

For me personally, health insurance is very important because we don't know what conditions will be like in the future. Apart from that, health insurance also keeps our savings from leaking and ensures that all our dreams can come true.

Suppose we have been collecting education funds for our children for years, but halfway through we are forced to use them for medical expenses because there is no health insurance, as a result the child is forced to drop out of school. Therefore, with health insurance, your child's dream of going to school can still be guaranteed.
Currently we got many kinds of insurance in our life and spent much money recovery for paying all insurance kinds if follow all of them, I think many kinds of insurance has one most important in our life is healthy insurance for helping us get an accident and problem with our healthy.
I have priority with this kinds of insurance only and leaving other insurance because not really important and we spent much money every month for some thing not get benefit yet.
Medical cost have been most expensive right now and we are facing many new problem with our healthy, so take points only with healthy insurance is most important way than other kinds insurance because we can protect it like education insurance or property insurance.

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May 30, 2024, 05:02:02 PM
 #316

I disagree, personal responsibility is way better than an insurance, especially when seeing it globally.
In high inflacionario countries the insurance money can't keep up with the Hospital's prices. Cash gets you operated, sometimes even crypto.
Eat healthy, move and keep your flexible in body and mind gets you a long way,
I think you also understand what insurance is because basically insurance cannot cover all hospital costs or other needs when an accident occurs on the road. So everyone still has to have money to take care of themselves as you have mentioned because what is covered by insurance is only a few percent and that certainly won't be enough for anyone to deal with the costs and accidents they face. And I actually have to agree with the option you mentioned, where we ourselves must be able to maintain a healthy diet and keep moving in order to gain body flexibility so that our bodies are not too stiff.

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May 30, 2024, 09:01:34 PM
 #317

I disagree, personal responsibility is way better than an insurance, especially when seeing it globally.
In high inflacionario countries the insurance money can't keep up with the Hospital's prices. Cash gets you operated, sometimes even crypto.
Eat healthy, move and keep your flexible in body and mind gets you a long way,
I think you also understand what insurance is because basically insurance cannot cover all hospital costs or other needs when an accident occurs on the road. So everyone still has to have money to take care of themselves as you have mentioned because what is covered by insurance is only a few percent and that certainly won't be enough for anyone to deal with the costs and accidents they face. And I actually have to agree with the option you mentioned, where we ourselves must be able to maintain a healthy diet and keep moving in order to gain body flexibility so that our bodies are not too stiff.
There are a lot of insurances around but choosing the right insurance is our main task.  We need insurance because we may not always have the ability to deal with any problems we may face at any time and at that time insurance will support us very well.  Life insurance, health insurance, home insurance are among the many essential insurances.  So should stay with them



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May 30, 2024, 09:54:51 PM
 #318

I disagree, personal responsibility is way better than an insurance, especially when seeing it globally.
In high inflacionario countries the insurance money can't keep up with the Hospital's prices. Cash gets you operated, sometimes even crypto.
Eat healthy, move and keep your flexible in body and mind gets you a long way,
I think you also understand what insurance is because basically insurance cannot cover all hospital costs or other needs when an accident occurs on the road. So everyone still has to have money to take care of themselves as you have mentioned because what is covered by insurance is only a few percent and that certainly won't be enough for anyone to deal with the costs and accidents they face. And I actually have to agree with the option you mentioned, where we ourselves must be able to maintain a healthy diet and keep moving in order to gain body flexibility so that our bodies are not too stiff.
There are a lot of insurances around but choosing the right insurance is our main task.  We need insurance because we may not always have the ability to deal with any problems we may face at any time and at that time insurance will support us very well.  Life insurance, health insurance, home insurance are among the many essential insurances.  So should stay with them
There are insurances now which offers a versatile one or all in one i should say but of course it would really be that something more expensive in compared into those specific ones but i would rather getting these policies rather than on making that separate insurances on a specific area but well not all would really be able to afford this thing and this is why it do really end up for them on having no insurances even if they wanted to.
We cant really be able to blame someone on why they havent been able to get some insurances because not all would really be having that finances on doing so but for those people who hadnt been able to secure one despite of having money then they would really be able to realize things when they are on such tough situation on which this is really that a common thing.

You would really be able to make those regrets at the moment that you would be experiencing some financial problems specially if it would really be that in connected with health
on which this is something a condition that could make your finances to be drained in the sink which is really that too fast. This is where you would be realizing
on how good to have insurance.

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May 30, 2024, 11:57:42 PM
 #319

Indeed insurance is importance. One may not fully understand until they see the power of it. Your cars, houses, phones, and whatsoever. It’s best to insure them because you have no clue what could happen tomorrow. It can be expensive and you can prioritize and insure the most important ones. And it also depends on the country because in some countries, the cost can be meaningless for one to afford it.



 

 

 

 

 

 


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May 30, 2024, 11:58:34 PM
 #320

I disagree, personal responsibility is way better than an insurance, especially when seeing it globally.
In high inflacionario countries the insurance money can't keep up with the Hospital's prices. Cash gets you operated, sometimes even crypto.
Eat healthy, move and keep your flexible in body and mind gets you a long way,
I think you also understand what insurance is because basically insurance cannot cover all hospital costs or other needs when an accident occurs on the road. So everyone still has to have money to take care of themselves as you have mentioned because what is covered by insurance is only a few percent and that certainly won't be enough for anyone to deal with the costs and accidents they face. And I actually have to agree with the option you mentioned, where we ourselves must be able to maintain a healthy diet and keep moving in order to gain body flexibility so that our bodies are not too stiff.
If we talk about insurance then every insurance in every country will definitely have its own policy. There are also those who provide full financing when we fall ill in hospital and there are also those who only pay part of the total costs required at the hospital. That's why when we want to register insurance for our lives, we have to pay close attention to what benefits we get so that in the future it doesn't cause conflict and doesn't make us regret it.

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