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Author Topic: Insurance is important  (Read 2962 times)
Dailyscript
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May 31, 2024, 02:36:53 AM
 #321

I disagree, personal responsibility is way better than an insurance, especially when seeing it globally.
In high inflacionario countries the insurance money can't keep up with the Hospital's prices. Cash gets you operated, sometimes even crypto.
Eat healthy, move and keep your flexible in body and mind gets you a long way,
I think you also understand what insurance is because basically insurance cannot cover all hospital costs or other needs when an accident occurs on the road. So everyone still has to have money to take care of themselves as you have mentioned because what is covered by insurance is only a few percent and that certainly won't be enough for anyone to deal with the costs and accidents they face. And I actually have to agree with the option you mentioned, where we ourselves must be able to maintain a healthy diet and keep moving in order to gain body flexibility so that our bodies are not too stiff.
Depending on your level of insurance that is what determines the kind of treatment you will get if there is an accident. The rich people who have high insurance you cant compare there's to the average and then to the poor ones. And this because they are rich and that makes them open to get high paid insurance from any insurance company.

And what you should understand as well is that the reason for insurance is for difficult times. No one ever prays for something bad to happen to them. It just comes unexpectedly without permission. And when it happens that is when we need our insurance to work for us.

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May 31, 2024, 03:54:24 AM
 #322

I disagree, personal responsibility is way better than an insurance, especially when seeing it globally.
In high inflacionario countries the insurance money can't keep up with the Hospital's prices. Cash gets you operated, sometimes even crypto.
Eat healthy, move and keep your flexible in body and mind gets you a long way,
I think you also understand what insurance is because basically insurance cannot cover all hospital costs or other needs when an accident occurs on the road. So everyone still has to have money to take care of themselves as you have mentioned because what is covered by insurance is only a few percent and that certainly won't be enough for anyone to deal with the costs and accidents they face. And I actually have to agree with the option you mentioned, where we ourselves must be able to maintain a healthy diet and keep moving in order to gain body flexibility so that our bodies are not too stiff.
If we talk about insurance then every insurance in every country will definitely have its own policy. There are also those who provide full financing when we fall ill in hospital and there are also those who only pay part of the total costs required at the hospital. That's why when we want to register insurance for our lives, we have to pay close attention to what benefits we get so that in the future it doesn't cause conflict and doesn't make us regret it.

Of course insurance is very important to protect us from unexpected financial risks. Apart from providing health protection, insurance also provides protection services against accidents, property damage, or even loss of income, depending on the type of insurance we register.
As the wise saying goes, “It is better to pay a little now than to pay a lot later.” I agree with you that when choosing insurance you should pay close attention to the extent of the service. I have personal experience with the insurance company where I registered, at first I didn't pay attention to the entire insurance service, when I wanted to make a claim for medical expenses there were many irregularities and unsatisfactory services which triggered a conflict with the insurance company, I hope you all don't experience the same thing.

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May 31, 2024, 06:09:47 AM
 #323

If we talk about insurance then every insurance in every country will definitely have its own policy. There are also those who provide full financing when we fall ill in hospital and there are also those who only pay part of the total costs required at the hospital. That's why when we want to register insurance for our lives, we have to pay close attention to what benefits we get so that in the future it doesn't cause conflict and doesn't make us regret it.
Everything in the contract must be read carefully, not only the benefits that will be obtained but also things that can make us lose the benefits of the insurance, which sometimes is not something we examine and ask the insurance company because we only focus on the benefits.
Insurance looks important but it also has to be adjusted to our finances because there are fees that have to be paid regularly. If it turns out we fail at a certain time then we are the only party who will be harmed because we will lose the insurance, so don't just be tempted by the benefits but also consider our ability to continue pay fees otherwise we just lose money without ever receiving the benefits, that's why I don't really attach importance to insurance especially since my country already has health insurance for its citizens and I think that's enough, even though the service is not very satisfying, at least it is enough to cover us if we are sick to get free medicine and hospital services.

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May 31, 2024, 07:18:15 AM
 #324

If we talk about insurance then every insurance in every country will definitely have its own policy. There are also those who provide full financing when we fall ill in hospital and there are also those who only pay part of the total costs required at the hospital. That's why when we want to register insurance for our lives, we have to pay close attention to what benefits we get so that in the future it doesn't cause conflict and doesn't make us regret it.
Everything in the contract must be read carefully, not only the benefits that will be obtained but also things that can make us lose the benefits of the insurance, which sometimes is not something we examine and ask the insurance company because we only focus on the benefits.
Insurance looks important but it also has to be adjusted to our finances because there are fees that have to be paid regularly. If it turns out we fail at a certain time then we are the only party who will be harmed because we will lose the insurance, so don't just be tempted by the benefits but also consider our ability to continue pay fees otherwise we just lose money without ever receiving the benefits, that's why I don't really attach importance to insurance especially since my country already has health insurance for its citizens and I think that's enough, even though the service is not very satisfying, at least it is enough to cover us if we are sick to get free medicine and hospital services.
Yes, there are quite a lot of insurance companies that offer attractive programs and sometimes we forget to read the contents of the agreements listed. There are various types of insurance that may be chosen as life insurance and if we are able to choose the right company it will have a positive impact on both parties. Before determining that, financial planning is very important, sometimes desires are greater than income, making family finances unbalanced. Now health insurance in several countries is covered by the government and that is quite helpful even though sometimes the service received is still far from satisfactory.

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May 31, 2024, 07:25:14 AM
 #325

I think insurance is very important because we can never predict when we will fall ill or happen to something else that we don't want. With insurance, medical costs when we are sick can easeus.
It's true, friends, this insurance really supports us when our situation is not going well By collaborating with the insurance company, we will be a little calmer in facing situations that will occur in the future.

However, if your pocket money is tight, don't do this, because insurance is for us and those of you who already have a lot of money, but if not, don't take insurance because it will waste your money, it's better for you to save it for yourself little by little.

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June 04, 2024, 04:08:02 PM
 #326

For me personally, health insurance is very important because we don't know what conditions will be like in the future. Apart from that, health insurance also keeps our savings from leaking and ensures that all our dreams can come true.

Suppose we have been collecting education funds for our children for years, but halfway through we are forced to use them for medical expenses because there is no health insurance, as a result the child is forced to drop out of school. Therefore, with health insurance, your child's dream of going to school can still be guaranteed.
Currently we got many kinds of insurance in our life and spent much money recovery for paying all insurance kinds if follow all of them, I think many kinds of insurance has one most important in our life is healthy insurance for helping us get an accident and problem with our healthy.
I have priority with this kinds of insurance only and leaving other insurance because not really important and we spent much money every month for some thing not get benefit yet.
Medical cost have been most expensive right now and we are facing many new problem with our healthy, so take points only with healthy insurance is most important way than other kinds insurance because we can protect it like education insurance or property insurance.
Indeed, there is a lot of insurance that we can use if we have a lot of money. But if our money can only pay for one insurance then choosing health insurance is more important because among all insurances, health insurance must be our main priority. It could be said that everyone must have health insurance.

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June 04, 2024, 10:40:49 PM
 #327

Indeed, there is a lot of insurance that we can use if we have a lot of money. But if our money can only pay for one insurance then choosing health insurance is more important because among all insurances, health insurance must be our main priority. It could be said that everyone must have health insurance.
Health insurance is a protection and that's why we need to have it. But it's also understandable when others are telling that they cannot afford it and they don't think that they are going to die anytime. That's the mindset that they have and you have to look at their situation why they're telling that. While you, being able to understand what life is and how it's possible to happen things in that way and anything is of possibility with our lives even if we're not foreseeing should come in preparation through health insurance and the rest will depend on how you're going to protect it like your car and real estate.
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June 05, 2024, 02:50:36 AM
 #328

Having insurance might reduce one's concerns about the prospect of losing property or being injured in an accident. However, is it prudent to spend money on insurance when a claim may never be made? Is maintaining a spare tire in the car a waste of money, even if it is never used? The driver's sense of security may justify the cost of the extra tire. While financial compensation cannot replace certain losses, it can help to compensate for others. Individuals acquire a wide range of insurance products, including property, liability, health, disability, and life insurance.However, whether or not to have insurance is a personal decision.

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June 05, 2024, 03:40:32 AM
 #329

Having insurance might reduce one's concerns about the prospect of losing property or being injured in an accident. However, is it prudent to spend money on insurance when a claim may never be made? Is maintaining a spare tire in the car a waste of money, even if it is never used? The driver's sense of security may justify the cost of the extra tire. While financial compensation cannot replace certain losses, it can help to compensate for others. Individuals acquire a wide range of insurance products, including property, liability, health, disability, and life insurance.However, whether or not to have insurance is a personal decision.

Almost all my friends have insurance they advise me to get insurance but I never interested in getting insurance according to them. Insurance is a personal matter so I don't like getting insurance that's why I don't get insurance.  I think if I can use my money in some other way it will be good for me and father's family. But I don't know if my decision is right I will never take insurance I have already decided.

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June 05, 2024, 05:14:59 PM
 #330

Having insurance might reduce one's concerns about the prospect of losing property or being injured in an accident. However, is it prudent to spend money on insurance when a claim may never be made? Is maintaining a spare tire in the car a waste of money, even if it is never used? The driver's sense of security may justify the cost of the extra tire. While financial compensation cannot replace certain losses, it can help to compensate for others. Individuals acquire a wide range of insurance products, including property, liability, health, disability, and life insurance.However, whether or not to have insurance is a personal decision.
You ask a great insurance question. As the saying goes, "better to have it and not need it, than need it and not have it." Deeper than that. Insurance is about peace of mind, not just money. You wouldn't train for a fight without a mouthguard, even if you want to avoid a punch in the face, right? Same with life, guy. You must safeguard your assets, health, and family. Having a safety net in case something goes wrong. You may never use that spare tire, but knowing it's there gives you confidence to drive. The same with insurance. Investing in your peace of mind lets you focus on what matters most

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June 05, 2024, 08:22:49 PM
 #331

Having insurance might reduce one's concerns about the prospect of losing property or being injured in an accident. However, is it prudent to spend money on insurance when a claim may never be made? Is maintaining a spare tire in the car a waste of money, even if it is never used? The driver's sense of security may justify the cost of the extra tire. While financial compensation cannot replace certain losses, it can help to compensate for others. Individuals acquire a wide range of insurance products, including property, liability, health, disability, and life insurance.However, whether or not to have insurance is a personal decision.
In this expensive era, having insurance seems to be a necessity, even though having insurance is a personal decision. However, if you look at the example you gave, insurance is very important to anticipate undesirable things, especially health insurance. We know that treatment is very expensive nowadays, if you have insurance it will help.

Back to the beginning, insurance is everyone's choice and it really needs to be thought about and found out first, sometimes many people mistakenly think that insurance is an investment that will generate profits from each monthly premium payment. even though insurance is the same as using security services in the office, but if you want your office to be safe and peaceful then you can use security, of course by providing a salary, of course without expecting there will always be thieves, right? It's the same as the spare tire on a car.

The most important thing is that we must be careful and wise in choosing insurance. Make sure we get information transparently and thoroughly from the start so we don't make the wrong choice. Apart from that, we also need to assess whether the insurance company can be trusted or not.

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June 05, 2024, 08:31:57 PM
 #332

Having insurance might reduce one's concerns about the prospect of losing property or being injured in an accident. However, is it prudent to spend money on insurance when a claim may never be made? Is maintaining a spare tire in the car a waste of money, even if it is never used? The driver's sense of security may justify the cost of the extra tire. While financial compensation cannot replace certain losses, it can help to compensate for others. Individuals acquire a wide range of insurance products, including property, liability, health, disability, and life insurance.However, whether or not to have insurance is a personal decision.
In this expensive era, having insurance seems to be a necessity, even though having insurance is a personal decision. However, if you look at the example you gave, insurance is very important to anticipate undesirable things, especially health insurance. We know that treatment is very expensive nowadays, if you have insurance it will help.

Back to the beginning, insurance is everyone's choice and it really needs to be thought about and found out first, sometimes many people mistakenly think that insurance is an investment that will generate profits from each monthly premium payment. even though insurance is the same as using security services in the office, but if you want your office to be safe and peaceful then you can use security, of course by providing a salary, of course without expecting there will always be thieves, right? It's the same as the spare tire on a car.

The most important thing is that we must be careful and wise in choosing insurance. Make sure we get information transparently and thoroughly from the start so we don't make the wrong choice. Apart from that, we also need to assess whether the insurance company can be trusted or not.
People would really be only mindful or having those kind of considerations at the moment that they would be experiencing those hard situations into their lives, but on the moment that they arent facing any issues
then they wont really be minding about getting one. Yes, its expensive but this is something that could put you up yourself into security since we do know that there would really be no guarantees that there wont be any potential problem that might happen ahead. It is really just that people wont really be giving out importance because the thing that they do have in mind that it is really just that adding up the expenses without
even trying out to realize on how important it would be.

Specially if we do speak about health matters on which if this one hits you hard, no matter how much money you do have but illness or extreme acccidents would happen
then you would really be ending up on having that shortage of funds. This is where you would be having those realizations on how important it is on having an
insurance.

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June 06, 2024, 10:34:23 AM
 #333

Insurance is very important because it has provided so many benefit to so many individuals and business personels and reduced financial risks by protecting individuals from financial loses, providing a safety measures in illness and natural disasters for future events.
In as much as it has given peace of mind to individuals and business personels.insurance has rendered help and assistance in times of financial hardships to the well being of individuals.Its clearly crucial to have a second thought or view of what it's comprises towards finances.

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June 11, 2024, 10:55:52 AM
 #334

Indeed, there is a lot of insurance that we can use if we have a lot of money. But if our money can only pay for one insurance then choosing health insurance is more important because among all insurances, health insurance must be our main priority. It could be said that everyone must have health insurance.
Health insurance is a protection and that's why we need to have it. But it's also understandable when others are telling that they cannot afford it and they don't think that they are going to die anytime. That's the mindset that they have and you have to look at their situation why they're telling that. While you, being able to understand what life is and how it's possible to happen things in that way and anything is of possibility with our lives even if we're not foreseeing should come in preparation through health insurance and the rest will depend on how you're going to protect it like your car and real estate.
It cannot be denied that there are some people who are unable to pay insurance contributions because their financial condition does not allow it. But there should be a policy of a state leader so that all his people can get free health services, especially for the poor, so that it doesn't burden them when they are sick.

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June 11, 2024, 12:42:39 PM
 #335

It cannot be denied that there are some people who are unable to pay insurance contributions because their financial condition does not allow it. But there should be a policy of a state leader so that all his people can get free health services, especially for the poor, so that it doesn't burden them when they are sick.
It is difficult for certain countries to make such policies and I think everyone should be able to stand up and not expect anything from the state.
Health insurance is indeed quite an important thing in life and for those with low incomes of course paying health insurance contributions is a big burden that they cannot afford so I think it should be a reference for them to be able to work harder so they can get it. more money instead of hoping for the government.

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June 11, 2024, 04:36:54 PM
 #336

I want to have my own insurance (also for my family) but you see basic needs are more important for us to live our everyday life. I know it is important to have insurance especially if there are immediate emergency need to prioritize but it is not common for us in a third world country to have that privilege. Only with high salary or we can say atleast with a person who still not have his/her own family. In our country, this is not priorities nor have the campaign to teach this, so many of us are not aware about the importance of it in their future.

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June 11, 2024, 09:14:06 PM
 #337

It is difficult for certain countries to make such policies and I think everyone should be able to stand up and not expect anything from the state.
Health insurance is indeed quite an important thing in life and for those with low incomes of course paying health insurance contributions is a big burden that they cannot afford so I think it should be a reference for them to be able to work harder so they can get it. more money instead of hoping for the government.

A country that has low gross domestic products per capital income, how can they afford a proper health insurance. Such country find it difficult to have a good health facility and hospitals, how can such country have a stand health insurance system for the citizens and even if you manage to have the resource and money for proper health care, you have to flight down to other country to have a well healthy medical treatment.

In my country, health insurance are affordable as the private ones are doing well and what I do is that I don't wait until I fell sick before I go for system check up, I regularly go to hospital even when I'm fine as I have some friends I do pay visit during my off days, I do checkup for body system to see when if there is anything wrong with my system, it's better be early than been late with a sickness later that insurance might not be able to cover up.

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June 11, 2024, 09:46:10 PM
 #338

Indeed, there is a lot of insurance that we can use if we have a lot of money. But if our money can only pay for one insurance then choosing health insurance is more important because among all insurances, health insurance must be our main priority. It could be said that everyone must have health insurance.
Health insurance is a protection and that's why we need to have it. But it's also understandable when others are telling that they cannot afford it and they don't think that they are going to die anytime. That's the mindset that they have and you have to look at their situation why they're telling that. While you, being able to understand what life is and how it's possible to happen things in that way and anything is of possibility with our lives even if we're not foreseeing should come in preparation through health insurance and the rest will depend on how you're going to protect it like your car and real estate.
It cannot be denied that there are some people who are unable to pay insurance contributions because their financial condition does not allow it. But there should be a policy of a state leader so that all his people can get free health services, especially for the poor, so that it doesn't burden them when they are sick.
True, this is why we cant really be able to tell or make out those kind of conclusions that they are really just that being not considerate or someone who doesnt have plans. We do know that not all would really be on the same condition in terms of finances and not on the same situation when it comes on earning money or income which simply means that instead on paying up some insurance policies and even if they wanted to but
the expenses and other responsibilities are calling then you would really be putting it into the least consideration or choices which you would be ending up on backslashing and would be going into those which are more important. Yes, its sad but there's nothing we can do. We do know that insurances are really that great in terms of emergencies.

But as much as possible on which getting one should really be in consideration because not all the time we would be able to avoid accidents and health issues on which you would
really be able to appreciate on how these insurances work and benefit you out on times like these.

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June 11, 2024, 10:52:12 PM
 #339

I want to have my own insurance (also for my family) but you see basic needs are more important for us to live our everyday life. I know it is important to have insurance especially if there are immediate emergency need to prioritize but it is not common for us in a third world country to have that privilege. Only with high salary or we can say atleast with a person who still not have his/her own family. In our country, this is not priorities nor have the campaign to teach this, so many of us
 are not aware about the importance of it in their future.

Life insurance is part of what we should place priority on especially our health insurance. Just like they say 'health is wealth', if ones health status is good, their is still a much hope for such person to be rich. In most case, people don't do insurance out of poverty but out of ignorance and adequate knowledge about it's important. If people really know it's important, I believe they will put priority on it just like we do for other things.

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June 11, 2024, 11:39:16 PM
 #340

In most case, people don't do insurance out of poverty but out of ignorance and adequate knowledge about it's important. If people really know it's important, I believe they will put priority on it just like we do for other things.
They don’t think it’s important because they have no money to dedicate for that.

Insurance is expensive and a lot of families will rather spend money on food, education or other things. This is unfortunate but it’s the reality. A lot of people do not put importance in their health until the very last moment. This has been a problem in my country.









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