Insurance is important

[uswa56]

Life insurance is part of what we should place priority on especially our health insurance. Just like they say 'health is wealth', if ones health status is good, their is still a much hope for such person to be rich. In most case, people don't do insurance out of poverty but out of ignorance and adequate knowledge about it's important. If people really know it's important, I believe they will put priority on it just like we do for other things.

This is really needed for those who already have enough money to be able to pay for insurance for themselves, but for some people who have just enough funds for their needs, of course it is very unlikely that they will think about insurance and of course what is important to them Just having their daily needs met is very pleasant for them and I don't think all poor people don't know the importance of being able to look after their health and having health insurance will make it easier for them to treat it when they are sick, but it is difficult to meet their needs. Of course, this will enable them to be able to take care of themselves so that they don't get sick easily and must be able to take care of their own health because if they are sick they have to find a way to recover in a way that suits their abilities.

[coinerer]

I want to have my own insurance (also for my family) but you see basic needs are more important for us to live our everyday life. I know it is important to have insurance especially if there are immediate emergency need to prioritize but it is not common for us in a third world country to have that privilege. Only with high salary or we can say atleast with a person who still not have his/her own family. In our country, this is not priorities nor have the campaign to teach this, so many of us
 are not aware about the importance of it in their future.

Life insurance is part of what we should place priority on especially our health insurance. Just like they say 'health is wealth', if ones health status is good, their is still a much hope for such person to be rich. In most case, people don't do insurance out of poverty but out of ignorance and adequate knowledge about it's important. If people really know it's important, I believe they will put priority on it just like we do for other things.

Insurance companies have expanded a lot now almost everyone is getting insurance especially health insurance and long term schemes.  Because insurance companies return money at a higher rate than banks.  Apart from this, there are many profitable insurances.  It can be seen again that fraudsters are deceiving many insurance companies by seeing people's interest in insurance, so you have to be careful about these things.  And you should have contract with the most popular insurance company in the country.

[milewilda]

I want to have my own insurance (also for my family) but you see basic needs are more important for us to live our everyday life. I know it is important to have insurance especially if there are immediate emergency need to prioritize but it is not common for us in a third world country to have that privilege. Only with high salary or we can say atleast with a person who still not have his/her own family. In our country, this is not priorities nor have the campaign to teach this, so many of us
 are not aware about the importance of it in their future.

Life insurance is part of what we should place priority on especially our health insurance. Just like they say 'health is wealth', if ones health status is good, their is still a much hope for such person to be rich. In most case, people don't do insurance out of poverty but out of ignorance and adequate knowledge about it's important. If people really know it's important, I believe they will put priority on it just like we do for other things.

Insurance companies have expanded a lot now almost everyone is getting insurance especially health insurance and long term schemes.  Because insurance companies return money at a higher rate than banks.  Apart from this, there are many profitable insurances.  It can be seen again that fraudsters are deceiving many insurance companies by seeing people's interest in insurance, so you have to be careful about these things.  And you should have contract with the most popular insurance company in the country.

Thats if you do stick with those long time running insurances on which you do know that it could be able to sustain but still there would really be no assurance that they would really be lasting until the very end of time or on the moment that you would really be needing it. Here in our country on which there are instances that known insurances that closed up their doors or did go bankrupt on which it causes for it to have those refunds
which it did take up for years specially into its clients. Well, there would really be no guarantees in life but basing up on the amount that you would really be paying up with thise insurances then it could really give out that kind of peace of mind specially into certain conditions on which we know that theres no assurance that there would be no incidents or condtiions that you could be able to encounter.

I do understand on why there would be those individuals who would really be that skeptical on getting one due to expensive price and there are still other priorities which needs to be done first
before getting insurances and there are ones who do mind that its really just that a waste of money on which its their choice to make on.

[slapper]

~snip~

Thats if you do stick with those long time running insurances on which you do know that it could be able to sustain but still there would really be no assurance that they would really be lasting until the very end of time or on the moment that you would really be needing it. Here in our country on which there are instances that known insurances that closed up their doors or did go bankrupt on which it causes for it to have those refunds
which it did take up for years specially into its clients. Well, there would really be no guarantees in life but basing up on the amount that you would really be paying up with thise insurances then it could really give out that kind of peace of mind specially into certain conditions on which we know that theres no assurance that there would be no incidents or condtiions that you could be able to encounter.

I do understand on why there would be those individuals who would really be that skeptical on getting one due to expensive price and there are still other priorities which needs to be done first
before getting insurances and there are ones who do mind that its really just that a waste of money on which its their choice to make on.

Insurance ain't some feel-good scam, it's a raw deal we make with the universe. Life's a bitch, unpredictable as hell, and insurance is our way of saying, "Fuck you, I'm prepared." Our vulnerabilities must be faced. We all die, stuff occurs, and insurance protects us and our families. It's about peace of mind, not money. That confidence that life won't beat you. Does it waste money? Depends on priorities. Can you sleep knowing your family is vulnerable? Can you start over after a disaster? Insurance protects against the unknown. You must determine if peace of mind is worth admission

[wmaurik]

Life insurance is part of what we should place priority on especially our health insurance. Just like they say 'health is wealth', if ones health status is good, their is still a much hope for such person to be rich. In most case, people don't do insurance out of poverty but out of ignorance and adequate knowledge about it's important. If people really know it's important, I believe they will put priority on it just like we do for other things.

I think what you say is true because I also see and refer to what many people around me have done, where many people have started to consider health insurance for themselves. And this may be because their knowledge of insurance has started to improve so they have started to think that personal health insurance is a very important thing for everyone to have regardless of whether the person is rich or poor. Because accidents and sudden illnesses can happen to anyone regardless of the person's background status.

[cozytrade]

Life insurance is part of what we should place priority on especially our health insurance. Just like they say 'health is wealth', if ones health status is good, their is still a much hope for such person to be rich. In most case, people don't do insurance out of poverty but out of ignorance and adequate knowledge about it's important. If people really know it's important, I believe they will put priority on it just like we do for other things.

I always try to stay away from life insurance.  Because if I can invest this money in real estate or bitcoins without wasting money behind life insurance, it can bring me many times profit after few years. Life insurance is not like for me that's why I am not much interested in life insurance.  .

[asrinur]

Having insurance might reduce one's concerns about the prospect of losing property or being injured in an accident. However, is it prudent to spend money on insurance when a claim may never be made? Is maintaining a spare tire in the car a waste of money, even if it is never used? The driver's sense of security may justify the cost of the extra tire. While financial compensation cannot replace certain losses, it can help to compensate for others. Individuals acquire a wide range of insurance products, including property, liability, health, disability, and life insurance.However, whether or not to have insurance is a personal decision.

Almost all my friends have insurance they advise me to get insurance but I never interested in getting insurance according to them. Insurance is a personal matter so I don't like getting insurance that's why I don't get insurance.  I think if I can use my money in some other way it will be good for me and father's family. But I don't know if my decision is right I will never take insurance I have already decided.

Maybe it's because you have so much money that you don't need any insurance. but for some people who are thinking about the future, they will definitely take care of insurance, especially health insurance. Because we don't know what will happen in retirement if we suddenly get sick, whether we have enough money for treatment if we don't have health insurance. So, if you are sure that when you retire, you suddenly become seriously ill and have enough money for treatment, then maybe you are not taking the wrong step in not taking out insurance.

[moneystery]

I think what you say is true because I also see and refer to what many people around me have done, where many people have started to consider health insurance for themselves. And this may be because their knowledge of insurance has started to improve so they have started to think that personal health insurance is a very important thing for everyone to have regardless of whether the person is rich or poor. Because accidents and sudden illnesses can happen to anyone regardless of the person's background status.

insurance that is very worthy to have is health insurance. when you have health insurance, then you can be calmer that when something happens to you, then you have insurance that you can use to pay for your medical expenses. because in this day and age hospital costs are very expensive and i do not recommend that you pay for it with your own money, unless you are rich maybe that is not a big problem, but now the average rich person already has health insurance. so having health insurance is the most basic thing that every individual needs to have.

[asrinur]

Insurance is very important for us and our family. Life is full of uncertainty, risks are everywhere. For example, regarding health. Yes, we have to take care of our health, but we also need to prepare additional protection, in the form of health insurance. Therefore, having insurance is not only to protect our interests but also to protect the family we love.

Yes, insurance is very important for us and our family. Especially we should all insure for the future. Generally by insurance we mean contract. Legally the contract between two parties is called insurance. There are different types of insurance such as;

1. Life insurance
2. Home insurance
3. Vehicle insurance
4. Life Insurance
5. Fire Insurance
6. Travel insurance
7. Health insurance

Life insurance provides financial security.

Moreover, for underprivileged families, they really need insurance so that if something happens to them, it can be handled well, especially health insurance which can help poor families when they seek treatment.

I agree with your but how come they can have an insurance if they dont have even a little savings on their own? as much as they want, they couldn't because their income is only enought for their daily expenses, having an insurance is only eligible for those who afford to pay the monthly fee but for some people, it's a big struggle for them. let's be real here, insurance should included in our monthly expenses or basic necessity but we can't add it up because some of us considered it as a burden expenses.

If there is a will there is definitely a solution. Even though some people's income is only enough for their daily needs, if they can set aside a small amount of their income to save then they will definitely be able to pay the monthly fees. It all depends on the level of desire of each of us and how we look at the future.

[boyptc]

insurance that is very worthy to have is health insurance. when you have health insurance, then you can be calmer that when something happens to you, then you have insurance that you can use to pay for your medical expenses. because in this day and age hospital costs are very expensive and i do not recommend that you pay for it with your own money, unless you are rich maybe that is not a big problem, but now the average rich person already has health insurance. so having health insurance is the most basic thing that every individual needs to have.

The rich still purchase their own health and life insurances. THat's how wise they are with money. And you know what they describe insurances?

It's their wealth's protection and so it won't be dropping like a destroyed faucet that will take their forever savings.

Don't forget that it's not just about health insurances but as mentioned, there are too many of them and all of it is what we need but if you can't, choose to prioritize first.

[bots1]

I think insurance is very important because we can never predict when we will fall ill or happen to something else that we don't want. With insurance, medical costs when we are sick can easeus.

It's true, friends, this insurance really supports us when our situation is not going well By collaborating with the insurance company, we will be a little calmer in facing situations that will occur in the future.

However, if your pocket money is tight, don't do this, because insurance is for us and those of you who already have a lot of money, but if not, don't take insurance because it will waste your money, it's better for you to save it for yourself little by little.

Of course, while we still have a lot of money, we should have insurance to prepare for old age. However, if our finances are only enough for our daily needs, it is better to save ourselves little by little for future needs. This is indeed a good concept, but the reality is that many lower middle class people are not aware of saving to prepare for their old age.

[Iranus]

Life insurance is part of what we should place priority on especially our health insurance. Just like they say 'health is wealth', if ones health status is good, their is still a much hope for such person to be rich. In most case, people don't do insurance out of poverty but out of ignorance and adequate knowledge about it's important. If people really know it's important, I believe they will put priority on it just like we do for other things.

I think what you say is true because I also see and refer to what many people around me have done, where many people have started to consider health insurance for themselves. And this may be because their knowledge of insurance has started to improve so they have started to think that personal health insurance is a very important thing for everyone to have regardless of whether the person is rich or poor. Because accidents and sudden illnesses can happen to anyone regardless of the person's background status.

Not only health insurance, but life insurance or other types of insurance are also really important, but lack of understanding and economic conditions are barriers that make many people misunderstand them as useless, even some people calling life insurance a scam. But I think no matter how difficult the economy is, we should equip ourselves with health insurance because it is extremely important and will bring great benefits if we have an unexpected accident.

Personally, I have had health insurance for many years and have never had to use it but I have witnessed the huge benefits of purchasing it. 5 years ago, my father had kidney stones and had to have surgery, the cost of an operation is up to $3k and that was a huge amount of money many years ago in a poor country. But fortunately, my family only had to pay more than $1k and the rest was covered by insurance. Since then, our entire family has purchased health insurance every year because we see its importance.

[CK485]

Not only health insurance, but life insurance or other types of insurance are also really important, but lack of understanding and economic conditions are barriers that make many people misunderstand them as useless, even some people calling life insurance a scam. But I think no matter how difficult the economy is, we should equip ourselves with health insurance because it is extremely important and will bring great benefits if we have an unexpected accident.

Personally, I have had health insurance for many years and have never had to use it but I have witnessed the huge benefits of purchasing it. 5 years ago, my father had kidney stones and had to have surgery, the cost of an operation is up to $3k and that was a huge amount of money many years ago in a poor country. But fortunately, my family only had to pay more than $1k and the rest was covered by insurance. Since then, our entire family has purchased health insurance every year because we see its importance.

Of course insurance is very important when we experience unwanted difficulties, so it can protect income from sudden risks,by protecting saved finances  by protecting the family's future, and we can choose insurance that we think is necessary for now but not all People understand all of this and need an explanation that can enter their minds, such as health insurance which is considered very important as the main foundation for healthy finances for us to have.

[knowngunman]

I always try to stay away from life insurance.  Because if I can invest this money in real estate or bitcoins without wasting money behind life insurance, it can bring me many times profit after few years. Life insurance is not like for me that's why I am not much interested in life insurance.  .

In as much as I know the importance of insurance in general, and health insurance particularly, I don't think it's more beneficial to everyone. It's only favorable to people who suffer from terminal illness and not people who hardly fall sick. It doesn't matter whether one is rich or poor, it's about one's health conditions that determine if they need health insurance or not. For people like me with my current health conditions, I will channel that money to other aspects of insurance and not health definitely. I'm aware of emergency cases such as accident but I consider it a minor issue that one can handle on their own without involving insurance company, moreover, some of these emergency cases can be prevented by taking some measures.

Not saying that health insurance has less relevant thou, health condition determines it priority.

[lepbagong]

Not only health insurance, but life insurance or other types of insurance are also really important, but lack of understanding and economic conditions are barriers that make many people misunderstand them as useless, even some people calling life insurance a scam. But I think no matter how difficult the economy is, we should equip ourselves with health insurance because it is extremely important and will bring great benefits if we have an unexpected accident.

Personally, I have had health insurance for many years and have never had to use it but I have witnessed the huge benefits of purchasing it. 5 years ago, my father had kidney stones and had to have surgery, the cost of an operation is up to $3k and that was a huge amount of money many years ago in a poor country. But fortunately, my family only had to pay more than $1k and the rest was covered by insurance. Since then, our entire family has purchased health insurance every year because we see its importance.

Of course insurance is very important when we experience unwanted difficulties, so it can protect income from sudden risks,by protecting saved finances  by protecting the family's future, and we can choose insurance that we think is necessary for now but not all People understand all of this and need an explanation that can enter their minds, such as health insurance which is considered very important as the main foundation for healthy finances for us to have.

We usually find it difficult to be sure what the future will be like for us, so I agree that insurance is very much needed when we can pay for the policy for a certain period of time so that we can protect what we will need. Insurance that can really protect ourselves is health insurance, because at all times, the need for health costs always increases and various diseases with quite expensive costs in treatment.
But now there are indeed many who understand the importance of insurance for the future, although not a few who also cannot do it because the existing policy is quite expensive and not easy to achieve.

[mahzan77]

I don't know who needs to hear this but you need to get insurance if you have assets that are your source of income and it can be insurable. This may not mean much to a lot of folks in developed countries because they're familiar with it, but a lot (and I mean a lot) of people in underdeveloped countries don't care about insurance.

I've read stories of people who were okay financially going broke because they have spent all they had to treat an illness for themselves, their children, or loved ones. I'm not saying insurance is our personal lord and savior, but it can help you in tight situations.

Around November last year, I volunteered to join a local and small NGO that was taking food, drugs, and other supplies to flood victims.
For context of how big the flood was, we used speedboats on roads and it was as though we were on a high sea.
Experts gave lectures on how to prepare for a flood and not wait for it to be too late. Some of the people we met told their stories.

We met one woman whose case I found very interesting.
She had a farm; a fishery and a poultry farm. The poultry was much bigger than the fishery. The farm was so big and established it made her thousands of dollars monthly in gross income. The flood took her by surprise, she was able to rescue some feeds and animals, but she lost so much of it.
Now let's ignore the fact that she was careless for not believing the warnings that a very big flood was coming because, in her words "In my 56 years of being alive and my 17+ years of doing this business, I've never experienced the tiniest bit of flood"
Let's focus on the fact that neither her farm nor a single thing on the farm was insured despite generating that kind of income.

Because of the damage we saw, the NGO started a campaign for the government to help these farmers with grants and loans so they can get back on their feet (but y'all know how politics gets). This allowed us to visit this woman at her farm. She's back on her feet, but it could take years to get back to what she was before the flood.
If her farm was insured, it most likely wouldn't have taken her that long.

There are many more people like this. A cab driver loses his care and he's back to square one because that's his source of income. Others get an illness that is expensive to treat and they go broke trying to pay for the treatment.
A husband and father die unexpectedly and leave nothing behind, leaving the wife to struggle alone to take care of the children. This takes a family that was comfortably a middle-class family to a lower-class family.

If you make money, get health insurance for you and your family, and insure your assets that are a source of income, businesses. Get a life insurance to secure your family's future.
There's a saying " hope for the best and plan for the worst".

In my opinion, health insurance and other things are very good, especially for our families, especially us, because they can cover our lives in the future.

That's why insurance is very important for everyone, we must have this insurance.

[wmaurik]

insurance that is very worthy to have is health insurance. when you have health insurance, then you can be calmer that when something happens to you, then you have insurance that you can use to pay for your medical expenses. because in this day and age hospital costs are very expensive and i do not recommend that you pay for it with your own money, unless you are rich maybe that is not a big problem, but now the average rich person already has health insurance. so having health insurance is the most basic thing that every individual needs to have.

Because even rich people already have health insurance for themselves, of course poor people also cannot remain silent about things like that. Because basically those who are still poor also really need things like that for themselves, especially if everyone knows about the high costs that have to be paid at a hospital because things related to health are not cheap. That is why no one will consider the importance of health insurance for themselves and their own family.

[Hanadawa]

Insurance ain't some feel-good scam, it's a raw deal we make with the universe. Life's a bitch, unpredictable as hell, and insurance is our way of saying, "Fuck you, I'm prepared." Our vulnerabilities must be faced. We all die, stuff occurs, and insurance protects us and our families. It's about peace of mind, not money. That confidence that life won't beat you. Does it waste money? Depends on priorities. Can you sleep knowing your family is vulnerable? Can you start over after a disaster? Insurance protects against the unknown. You must determine if peace of mind is worth admission

Insurance is one form of protection in this unpredictable life. There are many unpleasant incidents that can happen at any time. And insurance gives you hope to start over or makes you feel calm when you suddenly get sick. But the problem is that in my country people find it very difficult to earn money and cheap health insurance alone will take up about 10-20% of their income. Unfortunately most people's salaries are only enough for daily needs and this makes it difficult for someone to save and invest so how can they possibly use 10% for insurance? And there are several types of insurance that I think are needed, such as education insurance, business protection and life insurance. I believe if someone only needed to spend 10% of their money after meeting daily and secondary needs, I believe 90% of people would also choose insurance.