Do not gamble with Loan Money~otherwise you will be in danger like me

[JoyMarsha]

Even as serious as this seems, it's still very funny to me to be honest, and if I could meet the op face to face, some of the questions I possibly would have asked is, isn't he an active poster on this forum and in this gambling board, there are several threads that discussed of the dangers of gambling with borrowed funds, as doing this have never ended well for the most of those who ever did.

When being greedy and the reason to make more money or recover all gambling losses enters into the gambler's mind, there's a possibility that the gambler will use loan money to gamble that day if he doesn't control his urge to bet to recover losses.

That's what I think was the situation of OP at that time he was on bets. I think he might be thinking that he can get all his losses from gambling since he has spent the money he already had on gambling, using borrowed might bring luck to him to recover his losses and be at profits.

I have seen this happening to people all because they try hard not to go home empty-handed from a betting shop when they have bet more than they can afford to lose. When such a mentality comes to mind of a gambler, he will think of using borrowed money as an alternative, for him to gamble more to win. Maybe luck would shine on him to win and balance his losses, without remembering that it is too bad to gamble with loan money in the first place.

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[goaldigger]

Aside from the principal money, you’ll also pay a big interest to the bank.
This is costly way to learn a lesson and you can’t do anything about it anymore aside from accepting it and doing your best not to do the same mistake again. It’s good that you still see the positive side of this one and be more optimistic in recovering, this is not a new scenario in gambling and I’m sure many are also suffering because of same reason. If you are irresponsible then you will ended up like this, a lesson that you will cary forever and I’d hope that you will not do the same mistake again OP.

[Mahanton]

I feel sorry for your story. Ordinary taking loans, which we don't intend to do anything meaningful with, is not advisable, especially for it to be used for smoking, using loans to pay back loans, or even to be used for gambling. It's highly irresponsible for someone to do that, but as you already have realized yourselves that you are getting addicted to gambling, I think that is a good sign that you can get your self out of it. 
 
What you just need to do now is to make sure you don't break your decision of not spending much or even taking any more loan in other to gamble again as a result of looking for fast means to repay the loan. It's just a matter of time and dedication: You will be able to repay back all those loans. Your financial status might change over time and you can start earning higher than you are now, which will create a great chance for you to repay back in time earlier than you estimate.

Absolutely correct, many people just put them selfs into danger by collecting a loan that they don't want to make use of.
However, the aspect of taking a loan is not to gamble, you can collect a loan to settle urgent bills and other things that are important but I don't think that it is a good idea to collect a loan just to gamble, if a gambler sees betting as fun then such gambler isn't supposed to collect loan just for the sake of gamble and catch fun.
I think the Op should just learn how to control his gamble habits and focus on how to pay back the loan but he should not put in mind that he will win to pay back the loan because that's what caused him to borrow the money at first, when he was trying so hard to recover his loses.

When someone is taking a loan to gamble, what does it mean? It only shows that he does not have the money to gamble himself and he is borrowing the money. This also means that the gambler gambling with the loan money in 100% sure that he will win in gambling because if he loses, then how he will pay back the loan (when he has nothing with him) ?

The only way for the gambler is to look for both sides of the picture and focus more on the dark side. He should ask himself how will he return the loan if he loses in gambling. Once the person honestly thinks about this, he will refrain from taking this undue risk that can ruin his life.

Basically and it is something that means that there's no money left into their pocket or into their banks on which they have decided on making out some options that they would be taking up some loan
for them to play even further on which we know that this is something which it isnt really recommended. Also, no one would really be easily granting you some loan if ever you dont have the capability
on repaying on time. If we do speak about into those lendors like those people around then it would be just that normal that they do have those qualifications. How much more into those
banks which would really be asking out those relevant requirements.So it might really that sound that it is really that easy to take up some loan but its actually not.

If ever someone is really that able to get those loans then spending it on gambling will really be just suicide.There's no way that you could really be able to make those loans
to be repaid back on due time because you would really be needing to cope up on what you had lost and since these loans have interest then it would really be a burden.
If you dont like on suffering when it comes to financial then it would be always best and better that you should really be that avoiding it on the first place.
Gambling is for fun and getting loan and play with it is really just suicide.

[temple]

Aside from the principal money, you’ll also pay a big interest to the bank.
This is costly way to learn a lesson and you can’t do anything about it anymore aside from accepting it and doing your best not to do the same mistake again. It’s good that you still see the positive side of this one and be more optimistic in recovering, this is not a new scenario in gambling and I’m sure many are also suffering because of same reason. If you are irresponsible then you will ended up like this, a lesson that you will cary forever and I’d hope that you will not do the same mistake again OP.

I would go one step further and say that savings should also not be touched if they are meant to serve for other purposes. Loan money is probably the worst someone can use to gamble, but the most important recommendation is most likely that people should use a budget that does very minimal harm to any other important budget. OP posted about issues with serving the family, that is really tough. That decision should be made before the money is lost. Do I want the vacation with the kids? Or do I try to double the money and have two vacations? The negative effect of having none outweighs the positive effect of having two by far. Good intentions don't negate negative consequences.

[Juse14]

If your economy is experiencing difficulties, then going to the casino is not the best way to be able to restore your economy. and if you are a gambler, and in fact you are experiencing economic problems because your finances are unstable, then it is a sign that you should immediately leave the gambling table and stop the activity. And if you choose to continue the activity by taking a loan in order to continue the activity, then it is a foolishness that is in you.

Because if you want to succeed economically and financially, then the first thing you have to do is to improve your mindset. Because what you do depends on what you think. If you think that gambling can provide huge profits and can change your financial condition instantly, then the thing you will do is find money at all costs including by going into debt, then stupidly after you get the money, you try to multiply it in a gamble. which is something that is impossible for us to get (big profits in gambling).

[boyptc]

Stories like this will always give a reminder to the people that are thinking of doing the same. Sorry for you OP but I admire that you're strong to share this.

Because with usual stories that we hear is that we don't want other people to hear what we've been struggling and mostly, that we're gamblers because there's always the bad belief about us gamblers from people that don't gamble.

This is my biggest reason why I don’t borrow just to gamble because a lot can happen and the negative side of it are more prone to happen than to actually see you winning. This is not the first story about borrowing money just to gamble and I do hope that we already learn from the experience of others and we should take this seriously and think again if you are still planning to borrow. Gambling is very risky, always remind yourself to be more responsible.

Yeah, so do I.

I don't borrow money to gamble because you have to think your feeling and the borrowers feeling as well. I am sure that despite there are people that are fine to lend and when they're done giving that to you.

They'll be dismay if you ever tell them that the actual reason for borrowing is that you're going to use it for gambling even if there's an interest rate that you're obliged to pay.

[rahmad2nd]

~~

I have always advised people not to take gambling seriously but I myself became heavily addicted to live blackjack from stake.com and kept winning and losing. In this case I will not blame the gambling site because they give live cards. I started the game with just $20 but gradually I got addicted to it and wanted to gamble and win bigger amounts by depositing bigger amounts. I lost $1700 playing this way then I decided to play with a much bigger amount and recover all the losses then quit gambling for this I borrowed 270000 BDT ($2180) from the bank and deposited there. But unfortunately I lost them. Now I am financially so weak that it has become very difficult to meet my family expenses and I owe the bank $2180 which will take me a long time to pay off. Now it will take about 2 years for my financial situation to be normal again. Gambling addiction set back my normal life by 2 years. I am a victim of real experience and I am sharing my real experience with you.  Don't make the same mistake I did.  And never decide to gamble with a loan. If you do, your situation may be similar to mine. so beware of gambling

Before I comment on your thread, I check first whether I have commented before. because, we have discussed threads like the theme of this title before. but apparently, I have never made a post in this thread. first of all, I'm sorry about what happened to you from the gambling you did. In this context, I wouldn't say you are an addict or something. Actually, I don't have the right to do that. however, let's talk from the side of the title of this thread.

as you said, what you experienced could happen to other gamblers, it doesn't even rule out the possibility of myself if I lost my way.  fortunately at this time, I am no longer in your phase. more precisely, in the past.  and hopefully what you say will be a reflection for our members in the community, both old and new members. The point is, I don't want to judge what you have done. However, I appreciate your courage in telling us that this is the impact if we don't have good self-control and involve borrowed money as our medium for gambling. Also, you are wise enough not to blame the casino, whatever the casino. because the point is, you yourself are the real perpetrator.

However, in fact there is a better vocabulary than calling yourself a victim. Let's just say, this is a very valuable lesson. Remember, try as hard as you can without repeating what happened to you. Plus, there's no need to wait two years for your finances to return to normal. I just want to say, you can do something else, which can help speed up or ease the return to the bank. In what way, you can do creative things to get income from other aspects. The point is, don't focus on what you have done.  but, what can change. and finally, thank you for sharing your experience with us. Hopefully, you can find a solution to speed up, ease what you have to complete.

[Hispo]

Aside from the principal money, you’ll also pay a big interest to the bank.
This is costly way to learn a lesson and you can’t do anything about it anymore aside from accepting it and doing your best not to do the same mistake again. It’s good that you still see the positive side of this one and be more optimistic in recovering, this is not a new scenario in gambling and I’m sure many are also suffering because of same reason. If you are irresponsible then you will ended up like this, a lesson that you will cary forever and I’d hope that you will not do the same mistake again OP.

I believe interests mostly depend on the currency and the specific bank OP chose to use in order to ask for money to gamble. I don't know the degree of interest or inflation OP's currency has, so I am not sure how crippling this loan will be for his economical well being.
He talks about 2 years of work to fully recover his stability, makes me wonder whether he is also counting on the interest or not...
Anyways, hopefully his bank does not charge many interests and in case of default (which is always a posibility) they won't go after OP and his material assets, it would be devastating (even more) to him and his family.

It would have been better for him to sell something to continue to gambling instead of taking a loan, debit is better than credit, as always is.

[Eureka_07]

<snip>
 Now I am financially so weak that it has become very difficult to meet my family expenses and I owe the bank $2180 which will take me a long time to pay off. Now it will take about 2 years for my financial situation to be normal again. Gambling addiction set back my normal life by 2 years. I am a victim of real experience and I am sharing my real experience with you.  Don't make the same mistake I did.  And never decide to gamble with a loan. If you do, your situation may be similar to mine. so beware of gambling

It's a sad story. I hope that you learn from heavily from this experience. Try to get more jobs if you can still handle your time so that you could recover quicker, but don't forget about your health.

Around 2 years ago, I had the same plans just like what you did. Good thing, I reconsidered my options and decided not to borrow  any money to fund my gambling habit. Instead, I waited for the payment that I will receive then played again, this way I won't be needing to worry of paying stressful debts.

[erep]

I would go one step further and say that savings should also not be touched if they are meant to serve for other purposes. Loan money is probably the worst someone can use to gamble, but the most important recommendation is most likely that people should use a budget that does very minimal harm to any other important budget. OP posted about issues with serving the family, that is really tough. That decision should be made before the money is lost. Do I want the vacation with the kids? Or do I try to double the money and have two vacations? The negative effect of having none outweighs the positive effect of having two by far. Good intentions don't negate negative consequences.

The allocation of funds for gambling must be funds that are not tied to any needs, never cut savings and important family needs just to gamble and you will regret it if you damage your financial management just to become addicted to gambling. The decision to borrow money from the bank is very inappropriate for gambling and after he loses everything he has to bear the high interest that must be paid to the bank, maybe he is experiencing a financial crisis at this time for his family's needs and he is better off leaving gambling temporarily to look for income opportunities from other jobs. OP should learn from this case and never repeat the same thing in the future.

[lionheart78]

Don't make the same mistake I did.  And never decide to gamble with a loan. If you do, your situation may be similar to mine. so beware of gambling

It is really a bad move when you decide to borrow money to recover your losses.  This kind of experience does not only happen to you.  Many gamblers are driven to debt by their uncontrolled urge to gamble or by their wants to recover losses.  You are lucky you understand your situation and found out your mistake in the early phase of financial ruins and with that you are able to stop in time before all things went out of control.

This story will serve as a lesson for us readers that it is not wise to borrow money just to continue gambling or recover losses. This will also serve as an example of how bad it will be if a person keeps on chasing losses.

Gambling is a good source of entertainment, it will only become a burden if one gets hooked on winnings.  It will lead us to chase wins that will make us careless in our bankroll management and eventually lead to chasing losses which can deal more devastating blows to our bankroll and often than not, trigger us to lose our control which can result in devastating losses.

[temple]

I would go one step further and say that savings should also not be touched if they are meant to serve for other purposes. Loan money is probably the worst someone can use to gamble, but the most important recommendation is most likely that people should use a budget that does very minimal harm to any other important budget. OP posted about issues with serving the family, that is really tough. That decision should be made before the money is lost. Do I want the vacation with the kids? Or do I try to double the money and have two vacations? The negative effect of having none outweighs the positive effect of having two by far. Good intentions don't negate negative consequences.

The allocation of funds for gambling must be funds that are not tied to any needs, never cut savings and important family needs just to gamble and you will regret it if you damage your financial management just to become addicted to gambling. The decision to borrow money from the bank is very inappropriate for gambling and after he loses everything he has to bear the high interest that must be paid to the bank, maybe he is experiencing a financial crisis at this time for his family's needs and he is better off leaving gambling temporarily to look for income opportunities from other jobs. OP should learn from this case and never repeat the same thing in the future.

that's why if you nail it down to the absolute most important points, gambling is a thing for the rich because they can afford to lose money without destroying any of their needs or desires (unless they go crazy and gamble fortunes).

But the average guy would usually have almost always something that could be deemed more important than the temporary pleasure gained from gambling. I am still not against it, but it is the same with a drug that someone uses. Lots of things speak against doing it, but sometimes it is what somebody feels like doing the most in a specific moment.

[angrybirdy]

I would go one step further and say that savings should also not be touched if they are meant to serve for other purposes. Loan money is probably the worst someone can use to gamble, but the most important recommendation is most likely that people should use a budget that does very minimal harm to any other important budget. OP posted about issues with serving the family, that is really tough. That decision should be made before the money is lost. Do I want the vacation with the kids? Or do I try to double the money and have two vacations? The negative effect of having none outweighs the positive effect of having two by far. Good intentions don't negate negative consequences.

The allocation of funds for gambling must be funds that are not tied to any needs, never cut savings and important family needs just to gamble and you will regret it if you damage your financial management just to become addicted to gambling. The decision to borrow money from the bank is very inappropriate for gambling and after he loses everything he has to bear the high interest that must be paid to the bank, maybe he is experiencing a financial crisis at this time for his family's needs and he is better off leaving gambling temporarily to look for income opportunities from other jobs. OP should learn from this case and never repeat the same thing in the future.

that's why if you nail it down to the absolute most important points, gambling is a thing for the rich because they can afford to lose money without destroying any of their needs or desires (unless they go crazy and gamble fortunes).

But the average guy would usually have almost always something that could be deemed more important than the temporary pleasure gained from gambling. I am still not against it, but it is the same with a drug that someone uses. Lots of things speak against doing it, but sometimes it is what somebody feels like doing the most in a specific moment.

Gambling is for everyone but when it comes to affordability, it is appropriate for rich people because they can afford to place larger bets without hesitations and without thinking the amount of the possibilities of losing the money that they placed. But if you're coming from a common level of a person and you really want to gamble, always think the possibilities that will affect your life, and always set a reminder to yourself that you dont need to loan a money just for gambling, Be a practical thinker.

[FinePoine0]

I have always advised people not to take gambling seriously but I myself became heavily addicted to live blackjack from stake.com and kept winning and losing. In this case I will not blame the gambling site because they give live cards. I started the game with just $20 but gradually I got addicted to it and wanted to gamble and win bigger amounts by depositing bigger amounts. I lost $1700 playing this way then I decided to play with a much bigger amount and recover all the losses then quit gambling for this I borrowed 270000 BDT ($2180) from the bank and deposited there. But unfortunately I lost them. Now I am financially so weak that it has become very difficult to meet my family expenses and I owe the bank $2180 which will take me a long time to pay off. Now it will take about 2 years for my financial situation to be normal again. Gambling addiction set back my normal life by 2 years. I am a victim of real experience and I am sharing my real experience with you.  Don't make the same mistake I did.  And never decide to gamble with a loan. If you do, your situation may be similar to mine. so beware of gambling

It's been a few months since I participated in gambling. My wealth has dwindled much more than the amount I gambled with and I have faced losses many times. And have profited many times but I am far short of my net worth due to not being able to profit enough. So as per your advice I want to come back with the wealth I have, people face losses when they are more addicted to gambling which I myself am a proof of because I am also addicted to gambling a lot.

[2Pizza410000BTC]

I have always advised people not to take gambling seriously but I myself became heavily addicted to live blackjack from stake.com and kept winning and losing. In this case I will not blame the gambling site because they give live cards. I started the game with just $20 but gradually I got addicted to it and wanted to gamble and win bigger amounts by depositing bigger amounts. I lost $1700 playing this way then I decided to play with a much bigger amount and recover all the losses then quit gambling for this I borrowed 270000 BDT ($2180) from the bank and deposited there. But unfortunately I lost them. Now I am financially so weak that it has become very difficult to meet my family expenses and I owe the bank $2180 which will take me a long time to pay off. Now it will take about 2 years for my financial situation to be normal again. Gambling addiction set back my normal life by 2 years. I am a victim of real experience and I am sharing my real experience with you.  Don't make the same mistake I did.  And never decide to gamble with a loan. If you do, your situation may be similar to mine. so beware of gambling

Gambling should always be taken as entertainment and gambling should never become an addiction. Here you have turned gambling into an addiction and participated in gambling by taking loan from the bank which is the biggest mistake to ruin your life. I want to tell you why you knowingly went to borrow from the bank? Now you have to pay back a lot of money with interest to repay your bank. Anyway, there is no forgiveness for the mistake you have made. But the best thing you can do here is quit gambling. If you hadn't quit gambling, you would have been in more debt by now. After that if you participate in gambling, be sure to use small amounts of funds just for entertainment. If you never contact to recover your lost money then you will become more addicted to gambling.

[wxa7115]

I have always advised people not to take gambling seriously but I myself became heavily addicted to live blackjack from stake.com and kept winning and losing. In this case I will not blame the gambling site because they give live cards. I started the game with just $20 but gradually I got addicted to it and wanted to gamble and win bigger amounts by depositing bigger amounts. I lost $1700 playing this way then I decided to play with a much bigger amount and recover all the losses then quit gambling for this I borrowed 270000 BDT ($2180) from the bank and deposited there. But unfortunately I lost them. Now I am financially so weak that it has become very difficult to meet my family expenses and I owe the bank $2180 which will take me a long time to pay off. Now it will take about 2 years for my financial situation to be normal again. Gambling addiction set back my normal life by 2 years. I am a victim of real experience and I am sharing my real experience with you.  Don't make the same mistake I did.  And never decide to gamble with a loan. If you do, your situation may be similar to mine. so beware of gambling

It is discouraging to read stories like this happening over and over again, especially since many members of the forum believe in gambling with moderation, if people just took the time to listen and actually used the advice being given here they will save themselves a whole lot of trouble.

And even if the financial situation you are facing is not good, being able to pay your debt in two years is not as bad, as we have seen cases way worse than yours, however if you can find another job or a way to increase your income that would be ideal, since you need to pay that debt as soon as possible, not only to pay as little interests as possible, but also because you do not know what the future holds, as if you experiment another setback, it could become impossible for you to pay that debt.

[junder]

I would go one step further and say that savings should also not be touched if they are meant to serve for other purposes. Loan money is probably the worst someone can use to gamble, but the most important recommendation is most likely that people should use a budget that does very minimal harm to any other important budget. OP posted about issues with serving the family, that is really tough. That decision should be made before the money is lost. Do I want the vacation with the kids? Or do I try to double the money and have two vacations? The negative effect of having none outweighs the positive effect of having two by far. Good intentions don't negate negative consequences.

The allocation of funds for gambling must be funds that are not tied to any needs, never cut savings and important family needs just to gamble and you will regret it if you damage your financial management just to become addicted to gambling. The decision to borrow money from the bank is very inappropriate for gambling and after he loses everything he has to bear the high interest that must be paid to the bank, maybe he is experiencing a financial crisis at this time for his family's needs and he is better off leaving gambling temporarily to look for income opportunities from other jobs. OP should learn from this case and never repeat the same thing in the future.

that's why if you nail it down to the absolute most important points, gambling is a thing for the rich because they can afford to lose money without destroying any of their needs or desires (unless they go crazy and gamble fortunes).

But the average guy would usually have almost always something that could be deemed more important than the temporary pleasure gained from gambling. I am still not against it, but it is the same with a drug that someone uses. Lots of things speak against doing it, but sometimes it is what somebody feels like doing the most in a specific moment.

Gambling is for everyone but when it comes to affordability, it is appropriate for rich people because they can afford to place larger bets without hesitations and without thinking the amount of the possibilities of losing the money that they placed. But if you're coming from a common level of a person and you really want to gamble, always think the possibilities that will affect your life, and always set a reminder to yourself that you dont need to loan a money just for gambling, Be a practical thinker.

Yes you are right, rich people who have a lot of money they gamble by placing bets without hesitation boldly and confidently they place bets without thinking about the risk of losing their money.  Unlike people who have limited money, they gamble to pursue victory or multiply their money. So people who have limited money they must always think about the decisions they will make because they tend to be afraid of the loss of their money, if they gamble they should be ready for the risks that will occur, one of which is the loss of their money because it is used to bet.

But what I know is that the facts are reversed, some people who have limited money they gamble without thinking about the risks that will come, where when they lose they cannot accept the reality. And this is what makes them take the decision to borrow money because they want to gamble again in the hope of returning their lost money.

[fullhdpixel]

I had a friend who did that and had the same fate as yours he advanced his two months' salary as a loan and lost everything in e-sabong a very popular online cockfighting that used to be so popular here in our country and he had no option but to sell his laptop and other appliances that he can sell because his two months salary is already for paying the loans.
His wife almost left him because they could not pay the bills and the house rent, he suffers too much because of the loan he uses for gambling, so if you think of getting a loan to gamble, don't or never do it or your life will be miserable.

It's one of the worst things a gambler can do. There have been a lot of incidents regarding this issue, one was discussed here in the forum as well where a young student committed suicide because he lost his and his roommate's money in gambling, the money was supposed to go to school or college as their academic fees, and since he was nervous, probably, and couldn't face anyone after what has happened, he took his life by taking pills, I believe.

A relative of ours took multiple loans and gambled them away, he wasn't doing any job or taking care of his family, and when he took loans and lost the money in gambling, his sister had to repay the loans to save them from facing any troubles because of the lenders as the guy wasn't able to repay a penny.

[DabsPoorVersion]

As I have stated many times before in similar contents, it is very important for a person to be able to control his/her own emotions while gambling and not to gamble with borrowed money. I hope you can pay off this debt without serious financial damage. This situation you went through was actually a very expensive experience for you. You probably won't make the same mistake again and gamble with borrowed money later in your life. It is always necessary to remember that gambling is a risky and expensive hobby and is never a guaranteed method of earning. For this reason, the most important factor to consider when gambling is that a person learns and knows how to control his/her own emotions. In particular, one should not gamble greedily, succumbing to the desire to make money.

That's what's worrying me about it; you gamble away the debt that quickly disappears when you get unlucky with gambling. Then, when you lose, you will pay it for a long time and with high interest.

It's like what used to happen to me: you stab yourself or you hurt yourself. It's okay to gamble, but don't gamble with debt; it's not normal human behavior, to be honest. I really hope there will be no problem when the payment period comes.

There are many different reasons why a person gambles with loan money, but the most common reason is they look for easy money they can use for their needs. But as you have said, it will feel like you stab yourself if you happen to do this. That's true, the money quickly disappear in gambling but your loan will last for two years. Aside from paying your loan money, it comes with an interest that is sometimes high which makes it hard to pay.

It is a very common scenario that you can see in gambling, there's nothing wrong with it. However, due to our emotions, we often forget to stop and control ourselves when it comes to gambling. As long as we know that we still have money, we will use it until we get our desired winning in gambling.

[Miles2006]

Aside from paying your loan money, it comes with an interest that is sometimes high which makes it hard to pay.

I read what the op said and this was the first thing that pops up in my mind, I don't know for others but in my area taking loans comes with a big risk, like if you cannot meet up the date when you're expected to pay the lender, the lender will increase the money, so living in this kind of area you cannot just wake up one morning and decide to take loan, you must first consider the terms before taking a loan, right now the op is in a big problem with that kind of amount, I hope he will be able to settle the loan.

The op did the right thing by bring this topic although most people will criticize him but it's a lesson for those who wants to take a loan to bet thinking they will make profit, firstly don't take what's not yours to bet it sounds risky. But most people with that mindset will not listen and learn from the op mistake rather they will go ahead to take loan to gamble.