How to stay poor!

[Lida93]

As a businessman or salary earners here are tips on how to stay poor in life.

1. Spending your money on unnecessary items immediately the money arrives. Trying to prove a point to people by living a standard that is above your pay grade.

2. Live on one source of income. Everyday of our life our responsibilities and challenges keeps piling up accumulating without consideration to our financial capability. The economy and cost of living continue getting worsen. So in order not to be able to beat this piling settle comfortably on a single source of income flow.

3. Become an extremely cheerful giver/lender to friends and family. A wisdom quote I read somewhere said, "if you want to lose your friends and family lend them money".  Keeping doing this and you going to be successfully poor.

4.Learn how not to mind your own business, making every events around you your concern even when it doesn't affect you. It's a nice way to make cool enemies. Etc.


I trust you all get the sarcasm as conveyed.

[Adbitco]

Do you think people naturally does all this to stay that poor?
No one will want to remain poor in their lives but the problems is most people fails to summon courage in everything they do because they all believed that everyone has a lifting days with a regular saying that says "God will make it one day", Tell me how God will make it when they fails to look for work and job that would produced to them, is it not same God that says " Show me they works of thy hands I will blessed you through thee". Yes, people who don't change their orientation would always remain poor in life provided they are feeding 3 square meal a day, they don't mind pushing harder or becoming Rich in their lives.

[Apocollapse]

Say that to women to get a better replies.

They will says:
1. Well, that's my life why you need to judge me, mind your own business.
2. Men always like pretty girl, I want to become a pretty girl, that's why my maintenance costs e.g. skincare, nice outfit, nice car are high.
3. You only live once, no one know how long you will life, just enjoy your life.
etc.

[EarnOnVictor]

Nice one! We have been hearing and reading about the positive, it's now we read about the negative also, and it is all about how wise you use it in the reverse.

Bad habits have to be cautioned, controlled and corrected, they could be so devastating when it comes to finances, and if not changed for too long, it might still be patchable when the person is still in gainful employment, but when the inflow stops, especially during the retirement times, it could be so devastating. Many factors and examples are to be considered even far more than what you iterated above. I believe that people should be able to know what is positive in their lives and what is negative so that they can embrace the positive and shun the negative. Among all you iterated as well, having one income source is a very bad idea, I detest it so much and I advise people to avoid it except the person has a well-paying job that is enough to overlook all that.

Buy a well-paying job, I mean those who are earning $150,000 and above yearly. If not, you need to work and use your brain correctly no matter what. That alone can even cover for the rest faults since enough money is being made yearly. However, a good financial freedom plan and retirement savings are good. It is also good to have investment even if you will not work another job or have a side hustle.

[slapper]

I've seen how instant gratification can perpetuate poverty. I've learnt that spending without planning or a budget is always equal dumb. Lost direction is inevitable. Social pressure to 'keep up with the Joneses' makes this worse, providing a veneer of prosperity as finances collapse. Your concern about single-income dependency is well taken. I've found that diversifying revenue streams is sensible and vital for financial stability.

Money lending can lead to over-generosity. I've sadly learned that assisting others and protecting one's financial future are difficult balances. I struggle to say no when necessary. Naturally, I agree about meddling in everything. Focusing on what matters to me personally and professionally has been vital for me. Focus is essential to financial success and psychological peace, but it's easy to get distracted

[Doell]

To continue being poor, keep doing what OP has said above. Actually, what OP said, should be a motivation for smart people. And if you want to improve your economy in your life, it's better to start by controlling yourself, managing your finances to be a better. Because no one wants to stay poor right? everyone wants a more comfortable life in old age.

[Wiwo]

The topic of poverty trasend beyond what ops have mentioned in this topic,  although ops did a good job mentioning all the physical and practical characters that could make one poor and remaining poor forever,  and much more also ops touched every aspect with clear explanation to them,  so I give that to him again.

But then also I would also like to mention the intellectual l or philosophical attribute,  mindset, which is the poverty mentality of some people,  that have drained their ability to make productive use of the time and energy due to the mental state of mind.

[Zanab247]

To add to it, continue embracing fear in that your comfort zone, which are some of the easiest way to stay poor in the society but nobody want to remain poor but there are many people who are poor and some are still coming to be poor, if they don't eliminate fear from their comfort zone. Secondly, continue drinking and cluding in this new year which are another way people stay poor in the society because the money they spend on girls and drinks yearly can reach someone to start small scale business and become a millionaire in the future.

Thirdly, to stay poor, don't take any advice from people that know more than you which are another way people stay poor in the society because no matter the advice you give to them to eliminate poverty from their life they will see the advice as wast of time.

[Husires]

Failure does not require learning, only success does. You cannot teach a person how to fail because simply if he does not do something, he will be poor, and because the person realizes how bad his financial situation is compared to realizing that he is rich. Therefore, the steps to failure are easy and multiple, and the steps to success are boring and slow, but they earn you happiness.

[Barikui1]

Most of the point you listed here are less effective in staying poor than when you spend more than what you earn, see my brother no body plan to be poor, but the indecision and procrastinating of vital things that can change your financial state or influence your financial state  is mostly the cause.
Most poor people today have the habit of spending more than they earn, which I think is the key of them staying poor.

[Fiatless]

2. Live on one source of income. Everyday of our life our responsibilities and challenges keeps piling up accumulating without consideration to our financial capability. The economy and cost of living continue getting worsen. So in order not to be able to beat this piling settle comfortably on a single source of income flow.

The present economic condition of many countries has shown that living on one source of income can be disastrous. The government of my country has not improved the minimum wage of workers even when we are experiencing high inflation. It is now common to see workers abandoning their tasks because they need other sources of income to make ends meet. I encourage most people in my area to at least develop skills highly demanded jog area that will increase the chances of getting an online job that can give them another source of income.   

3. Become an extremely cheerful giver/lender to friends and family. A wisdom quote I read somewhere said, "if you want to lose your friends and family lend them money".  Keeping doing this and you going to be successfully poor.

We will not stop helping those in need around us but we should do it within our budget. We can have a budget of what we intend to give out to those in need and stop giving when we get to our limit. We shouldn't go to the extent of taking loans or credit because we want to satisfy or help people in need. We shouldn't strain ourselves because we want to help others. After all, they can look for other ways of sorting themselves out.   

4.Learn how not to mind your own business, making every events around you your concern even when it doesn't affect you. It's a nice way to make cool enemies. Etc.

Extroverts will always like to be around friends and enjoy their company. But you can be around friends at events without being wasteful. But like OP said, we should limit our outdoor activities especially if we sense that we might spend unnecessarily or have some disagreements that might lead to making more enemies than friends. But for introverts like us, staying in our house alone is enough for us to enjoy ourselves.   

[gunhell16]

As a businessman or salary earners here are tips on how to stay poor in life.

1. Spending your money on unnecessary items immediately the money arrives. Trying to prove a point to people by living a standard that is above your pay grade.

2. Live on one source of income. Everyday of our life our responsibilities and challenges keeps piling up accumulating without consideration to our financial capability. The economy and cost of living continue getting worsen. So in order not to be able to beat this piling settle comfortably on a single source of income flow.

3. Become an extremely cheerful giver/lender to friends and family. A wisdom quote I read somewhere said, "if you want to lose your friends and family lend them money".  Keeping doing this and you going to be successfully poor.

4.Learn how not to mind your own business, making every events around you your concern even when it doesn't affect you. It's a nice way to make cool enemies. Etc.


I trust you all get the sarcasm as conveyed.

I don't know what your purpose is, and you created this topic. I don't get the sense of the discussion you created, dude. Do you think that some of the communities here want to remain poor in their situation in their lives?

Are you the OP wanting to be tied down by being poor? because if you say yes, why don't you do all the things you said here? I can't even tell if what you're saying is a tip, because it seems to me that you're just teasing the other communities here who are still struggling in their lives. Is that your only purpose for doing this?

[Latviand]

I trust you all get the sarcasm as conveyed.

Nice touch at the end so people that have a hard time with sarcasm get it anyway   .

I like to add another one too and that's being too shy when it comes to asking for a payraise or asking for a loan for your business, being shy or shameful when there's no reason to be like that is a big bane that someone will cause them to not progress in life, being shy is the worse because you're already overthinking stuff when it's unlikely that it's going to happen until you try it. Being shy and too close to yourself is going to make someone poor. Sometimes there's doors of opportunities that are closed and all it takes for them to open is to just knock.

[0t3p0t]

As a businessman or salary earners here are tips on how to stay poor in life.

1. Spending your money on unnecessary items immediately the money arrives. Trying to prove a point to people by living a standard that is above your pay grade.

2. Live on one source of income. Everyday of our life our responsibilities and challenges keeps piling up accumulating without consideration to our financial capability. The economy and cost of living continue getting worsen. So in order not to be able to beat this piling settle comfortably on a single source of income flow.

3. Become an extremely cheerful giver/lender to friends and family. A wisdom quote I read somewhere said, "if you want to lose your friends and family lend them money".  Keeping doing this and you going to be successfully poor.

4.Learn how not to mind your own business, making every events around you your concern even when it doesn't affect you. It's a nice way to make cool enemies. Etc.


I trust you all get the sarcasm as conveyed.

Mindset should be tuned into something that will help us achieve financial freedom or atleast rise from poverty. Focusing to our goal will also give us the higher chance of success. All those list you have above OP does makes sense and should be taken into account by people who still has poor mindset.

[bayu7adi]

The sarcasm is quite good, but I read some points as a reflection of a high level of selfishness.

To become poor, it turns out, is more dominant because someone makes others happy. So, is being selfish and not wanting to help others the best path to success? Doesn't everyone realize that no one can live alone?

Lending money to family won't make you poor if you're wise. Family is where we belong, so don't overthink about money when it comes to sharing. Remember, you surely know the limits of sharing within the family. Yeahh.. there are family members who aren't wise in spending money. You can skip to help him.. very risky choice.

[Motu_verse]

The biggest stupidity is doing the same thing every day and expecting a different result.
Poor people follow this rule and prosper in their poverty. It would seem that it’s enough to just change your usual life schedule a little and several options for how everything will develop next will appear. But the poor don't do that. The poor remain in their familiar world
So if you want to stay poor, just keep doing what you've always done. And you will succeed in this 

[Mahanton]

As a businessman or salary earners here are tips on how to stay poor in life.

1. Spending your money on unnecessary items immediately the money arrives. Trying to prove a point to people by living a standard that is above your pay grade.

2. Live on one source of income. Everyday of our life our responsibilities and challenges keeps piling up accumulating without consideration to our financial capability. The economy and cost of living continue getting worsen. So in order not to be able to beat this piling settle comfortably on a single source of income flow.

3. Become an extremely cheerful giver/lender to friends and family. A wisdom quote I read somewhere said, "if you want to lose your friends and family lend them money".  Keeping doing this and you going to be successfully poor.

4.Learn how not to mind your own business, making every events around you your concern even when it doesn't affect you. It's a nice way to make cool enemies. Etc.


I trust you all get the sarcasm as conveyed.

1. Ive done this, and i can assure you that getting out of this problem is really that pain in the ass. Once you do commit out on having those loans then getting out would be hard.

2. Live by your means that dont go beyond on your income because it would really be that a huge disaster if you do really find yourself spending more than on what you do earn.
You would really be just literally putting up yourself on such big trouble.

3.Its not bad to give but everything should really be that in moderation on which we do know that everythings too much would really be that
always bad even if we do say that we are really that giving into our loved ones, theres should always a limit.

4..Its not bad to socialize but if you are really that trying to engage each one of them then this is where problem do really starts.
So better avoid while its still early.

[iBaba]

As a businessman or salary earners here are tips on how to stay poor in life.

1. Spending your money on unnecessary items immediately the money arrives. Trying to prove a point to people by living a standard that is above your pay grade.

This is very true as I can personally attest to the bad side of spending your finances on unnecessary items that will not add to your financial assets. Or benefit you in the near and future. I have been a victim of trying to impress my peers and family members by always budgeting and spending money on things that do not impact me but rather ends up exceeding my pay grade. This is me always waiting to recieve my salary and spend it on family and friends problems. Always promising to solve people's problems leaving my own issues underlying. My advise to every young person out there is for them learn how to priorize their expenses and spend only on important things.

2. Live on one source of income. Everyday of our life our responsibilities and challenges keeps piling up accumulating without consideration to our financial capability. The economy and cost of living continue getting worsen. So in order not to be able to beat this piling settle comfortably on a single source of income flow.

On this aspect, I'm not doing so badly, my rule in life is for everyone out there to have at least 4 different streams of income. And 4 is the least for my standard. Like the Four Rivers of Paradise described in the Book of Genesis, where an unnamed stream flowing out of the Garden of Eden splits into Four different branches, so shall the blessings and riches of man come from different branches and for me the minimum will be four.

Therefore, I am a writer and content developer who works on profiling of celebrities and write blog articles talking about society, politics and business as my areas of focus. I am into graphics designer and a printer at the same working for private companies around my country. I am also a proud member of this forum and always try to contribute by sharing my opinions and perspectives to issues within my purview. Lastly, I own a PR company which is focused on image making and proper communication of brand missions and projects to the bigger and wider audiences.

3. Become an extremely cheerful giver/lender to friends and family. A wisdom quote I read somewhere said, "if you want to lose your friends and family lend them money".  Keeping doing this and you going to be successfully poor.

This i think is synonymous to the first statement especially as it concerns me. For others, it will be more of spendingon dresses, at clubs and other fashion or technological assessories, but for me it was more of spending on others or at most taking different girls out on dates. Thereby finishing up my finances on such events.

4.Learn how not to mind your own business, making every events around you your concern even when it doesn't affect you. It's a nice way to make cool enemies. Etc.

I trust you all get the sarcasm as conveyed.

Well, I would not also say that I'm the event type as I don't really like going to birthdays, anniversaries parties or whatnot, so making cool enemies is not really my thing but I see how people gradually make enemies on events that will absolutely be avoidable.

In a nutshell. Let's try and avoid unnecessary liabilities and expenses instead go into savings however little and get used to investing our money for the period of need.

[electronicash]

nice. this should be what is sent to those big names on Wall Street guys. they have a lot to learn in becoming poor. if they are just doing their best to become poor, they wouldn't have to struggle to spend their money. they are so incompetent in doing it. i would be glad to really help them for free by following OP's tips. i would suggest being the first to get a loan from anyone who wants to be poor and later sign an agreement to void the loan.

[Obim34]

nice. this should be what is sent to those big names on Wall Street guys. they have a lot to learn in becoming poor. if they are just doing their best to become poor, they wouldn't have to struggle to spend their money. they are so incompetent in doing it. i would be glad to really help them for free by following OP's tips. i would suggest being the first to get a loan from anyone who wants to be poor and later sign an agreement to void the loan.

Yoh... Honestly I'm being really cracked up right now, who in the world will want to get poor. For real most people won't say it out but their actions says more of what they choose to become.

I don't know if being poor comes with specific benefits, then if not why do people keep living the lifestyle at which OP mentioned, could it be they are tied to limited knowledge.