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Author Topic: How to stay poor!  (Read 1484 times)
GiftedMAN
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January 15, 2024, 02:41:59 PM
 #141

I think personality partly determines their behavior, lifestyle, thoughts, and mindset. I think [1] and [2] are people I often meet in real life, at work and in my family. I have a sister who is carefree and spends very freely even though she only has one job and does not have a large enough source of additional income to accumulate for the family. I'm the opposite, I'm not carefree, my spending is too wasteful but I also don't have any additional sources of income outside of my main job. So investing in bitcoin, cryptocurrency and this can give me an additional source of income. Hopefully it will create a large enough source of income in the future to escape the current difficulty, deadlock
One of the best way to stay poor just like op has pointed at is not to get a job doing, depending on gambling earning for everything that want. There are still people that are not ready to work most time it's not even their fault. Some persons want to work but they have not find a suitable job for themselves. We need to do everything possible for us to get something doing even though it's of a hard labour. That is the only way we can help ourselves to get something and earn so that we can always take care of our bills. Someone that does not have something doing might not have the funds to pay their bills.

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knowngunman
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January 15, 2024, 04:17:03 PM
 #142

3. Become an extremely cheerful giver/lender to friends and family. A wisdom quote I read somewhere said, "if you want to lose your friends and family lend them money".  Keeping doing this and you going to be successfully poor.

This sounds funny but it's a fact. Talking from experience, I won't advise anyone to lend someone money no matter how close relation you have with them unless you are not bothered becoming poor. You can be nice with people but don’t borrow them money. People look very responsible until you lend them money and you'll discover the evil hidden in them.

Do you think people naturally does all this to stay that poor?
No one will want to remain poor in their lives but the problems is most people fails to summon courage in everything they do because they all believed that everyone has a lifting days with a regular saying that says "God will make it one day", Tell me how God will make it when they fails to look for work and job that would produced to them, is it not same God that says " Show me they works of thy hands I will blessed you through thee". Yes, people who don't change their orientation would always remain poor in life provided they are feeding 3 square meal a day, they don't mind pushing harder or becoming Rich in their lives.

You started well but your ending part is another thing entirely. Does orientation or working hard makes someone rich? Just as you mentioned, some people are actually contented with just having the basic needs and they are not driven to achieve more and I don't see anything wrong in that as long as these needs are not lacking. Majority of us are motivated to become rich but forgetting that there is this thing called 'destiny' and not everyone is meant to be rich no matter how hard you push.

I don't like talking much about becoming rich since it's ordained. Although, working hard and smart can contribute but it's not a guarantee because there are some factors outside of your control that affect one's success. God did not promise to make everyone rich as long as you have work. He may bless you but not necessarily financially. 

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January 15, 2024, 04:49:16 PM
 #143

As long as humans still have lust, they will always want a better life with all the facilities they have. In his small heart, a poor person always wants a change in his life, but because luck is never on his side, he has to accept the reality of having to continue to be in poverty.
Basically, everyone's desire is to be better in all aspects of life, so it makes sense that in their hearts, poor people have the desire to become rich. However, this does not only depend on luck, because most poor people are hampered by the lack of financial capabilities to make themselves rich. So they have to work by relying on their own muscles before they rely more on their brains when they already have capital in the form of money in their lives.

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Poor and rich are decorations in life, rich people will always try to survive in their current status by trying to expand their sources of income. Meanwhile, poor people want to try to get out of the poverty line by doing something to increase their income. But in the nature of life, not everyone can enjoy wealth and not everyone remains in poverty.
This is the cycle of life that has been going on for a long time between rich people and poor people, so that both of them also meet each other in various jobs or in various other things that can be mutually beneficial. Because most rich people need some poor people to work as workers, even though some are for smart people because only a few smart people are willing to work for rich people if they are able to earn more money independently. Meanwhile, poor people who are not smart enough will always depend on jobs given by rich people who really want to continue to maintain their status in life.

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January 15, 2024, 05:35:04 PM
 #144

Having a poor mentality or mindset is another feature to staying poor.Having a poor mentality will stop you from achieving your full potentials or goals.it's holding from living a full filled and happy life.People with a poor mindset think poorly,act poorly,remain and live poor.
 People with poor mindset are immobile,lazy,and sticker in the mediocre shell.They don't want to do anything for themselves,they agonize 
Over setbacks other than finding a solution as they allow their poor mindset to control how they live their lives and what choices they make.
I believe that a person is not born with a poor or rich mindset, but it's the situations and the environment they live in that makes them have a certain mindset as they grow up, and I don't blame a child living his whole life in poverty for not having a rich mentality or mindset because the person hasn't seen the richness of life so far, he can't even dream big because his mindset is limited to food and shelter which is what he spends his whole life for.

It also depends on the opportunities one has in their life. A child born in a poor society and a poor family wouldn't have the same education or learning opportunities that a child from a rich background would have access to, and this has a very big hand in creating certain mindsets in people from the beginning.

Take a child born in a poor family, give him all the facilities that a rich child would have, give him the same education, and see if he has a poor mentality or not when he grows up. The point is that it's the system that is to be blamed for all this and not people not having rich mentalities because they are deprived of necessities of life, and you can't expect a hungry man to wish to have a car but he would wish to get some food first.

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January 15, 2024, 05:36:15 PM
 #145

It is interesting what OP said in this topic, yes OP gave something different, when other people share tips so as not to continue to be in poverty, OP actually shared tips to stay poor. Different from others, but it makes us think.
For some people they see, prohibitions are orders, and when they are ordered they are reluctant to do so. Perhaps this is a good approach that is different from others. Usually for some people this is exactly what works, yes offer them to stay poor, they will definitely reject it.
To avoid poverty, we must do everything we can, including the smallest things that may seem insignificant, but those small things usually have a big impact.
Op understands the current phenomenon, sometimes sentences that are prohibited are easier to remember than sentences that must be done, that's why OP created a title like that. I think this is cool, the OP's way of making us aware to be more disciplined and consistent. It's true that motivation without action is ultimately just a hallucination.

Actually, to get out of poverty, the most important way of thinking is that we have to improve it and don't make it spoiled for something, because when our mindset is problematic, then we become its slaves. So we have to get out of our comfort zone, and that's where our mindset/brain quickly develops which ultimately allows us to get out of poverty.
Yes you are right, something that is forbidden will be easily remembered, and that is proven by the many rules that are broken for example, not just in this context, but across the board. For people who take a glance and don't delve deeper into what the OP is saying, they might protest. But if it is explored further then there is a figurative meaning here so that we think more.
Sometimes it is the comfort zone that prevents us from getting out of the poverty zone, they become afraid and in the end have pessimistic thoughts, that's what we have to fix first. Because I also think that mindset is one of the important factors to avoid poverty.

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January 15, 2024, 05:49:32 PM
 #146

I think personality partly determines their behavior, lifestyle, thoughts, and mindset. I think [1] and [2] are people I often meet in real life, at work and in my family. I have a sister who is carefree and spends very freely even though she only has one job and does not have a large enough source of additional income to accumulate for the family. I'm the opposite, I'm not carefree, my spending is too wasteful but I also don't have any additional sources of income outside of my main job. So investing in bitcoin, cryptocurrency and this can give me an additional source of income. Hopefully it will create a large enough source of income in the future to escape the current difficulty, deadlock
its overall just the discipline and also how we are taught about managing the money, because sometime if we are taught to be consumptive it might hurt us financially, also there's something that need to be taken into account is some small buying spree when there's flashsale or such thing i've seen many that willing to take some loan and get in debt just for the sake of getting some stuff at cheap price while if not for the flash sale they'd definitely not gonna need it maybe forever but because of flashsale its truly make some people trying to get something that is actually unnecessary in their life.
living frugally and minimalism is actually something that contributes a lot toward our financial condition.

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January 15, 2024, 05:50:20 PM
 #147


3. Become an extremely cheerful giver/lender to friends and family. A wisdom quote I read somewhere said, "if you want to lose your friends and family lend them money".  Keeping doing this and you going to be successfully poor.


Problem here is with culture; in some family settings there are instances wherein the child of the family becomes a retirement plan. It is never wrong to help your parents but you should also mind your future. Some parents are quitting their job as early as their child graduated in College(often in my country), and that is where problem arise; the child becomes the main provider of the family which leaves him/her with nothing to save and to be used in order to generate another stream of income perhaps investment. What's ideal should be to allow the stand on its feet first; you cannot help other people if you cannot help yourself first. Well in many instances they are forced to do so but at least the family should still not 'upgrade' their expenses already just because the household is bow earning more than before. There should always be a 'margin' to anything which shows transition in order for adjustments to take place.

Unfortunately, with the list, not all people could place themselves in each number simply because we are all living under different circumstances. Perhaps you and your friend are both earning $20k per month and your family happened to have a sustainable life unlike on his end which is surviving. You managed to have investments because of your savings while he was somewhat forced by the circumstances to just work and have nothing left in him. Who's at fault in this situation then? Ofcourse many of us knows what to do in order to escape poverty however not everyone has the financial freedom to just do so.

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January 15, 2024, 07:11:01 PM
 #148

I think most of the things OP mentioned are known in society still people do them. Only knowing won't change one's life but he or she has to work with the knowledge he has. Having the right mindset is important as a person needs to be determined about something he wants to gain. It can be financial freedom or anything significant in his life. To be rich a person needs to think like the rich and develop on the same kind of mindset so that his ambition turns into reality.

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January 15, 2024, 08:16:46 PM
 #149

As a businessman or salary earners here are tips on how to stay poor in life. Grin

1. Spending your money on unnecessary items immediately the money arrives. Trying to prove a point to people by living a standard that is above your pay grade.


This way of living will cause anyone to become poor, but some people choose to live the lifestyle. It seems like many people were born with the attitude, Grin they always want to impress everyone around them. Always spending their money without thinking, knowing that it won't benefit them in any way. Instead, many are used to living a life filled with unnecessary spending. I keep on wondering how they will continue with this lifestyle if they stop earning, we can't be sure that we will keep making money forever, so we must learn to budget our spending. I believe this is the reason why some people are still poor in this life.

Quote

3. Become an extremely cheerful giver/lender to friends and family. A wisdom quote I read somewhere said, "if you want to lose your friends and family lend them money".  Keeping doing this and you going to be successfully poor.


It is quite easy to lend money to someone, but it will be very difficult for you to get it back. Many of us have done this before, which did not turn out well. But in real nobody will wish to become poor after being rich, if you try to be cheerful giver and put mouth to people's problem which is none of your business. However, there are others who live in such a way and still remain wealthy because they continue to work for their incomes.

R


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January 15, 2024, 08:59:45 PM
Last edit: January 16, 2024, 01:45:16 AM by carlfebz2
 #150

It is interesting what OP said in this topic, yes OP gave something different, when other people share tips so as not to continue to be in poverty, OP actually shared tips to stay poor. Different from others, but it makes us think.
For some people they see, prohibitions are orders, and when they are ordered they are reluctant to do so. Perhaps this is a good approach that is different from others. Usually for some people this is exactly what works, yes offer them to stay poor, they will definitely reject it.
To avoid poverty, we must do everything we can, including the smallest things that may seem insignificant, but those small things usually have a big impact.
Op understands the current phenomenon, sometimes sentences that are prohibited are easier to remember than sentences that must be done, that's why OP created a title like that. I think this is cool, the OP's way of making us aware to be more disciplined and consistent. It's true that motivation without action is ultimately just a hallucination.

Actually, to get out of poverty, the most important way of thinking is that we have to improve it and don't make it spoiled for something, because when our mindset is problematic, then we become its slaves. So we have to get out of our comfort zone, and that's where our mindset/brain quickly develops which ultimately allows us to get out of poverty.
Yes you are right, something that is forbidden will be easily remembered, and that is proven by the many rules that are broken for example, not just in this context, but across the board. For people who take a glance and don't delve deeper into what the OP is saying, they might protest. But if it is explored further then there is a figurative meaning here so that we think more.
Sometimes it is the comfort zone that prevents us from getting out of the poverty zone, they become afraid and in the end have pessimistic thoughts, that's what we have to fix first. Because I also think that mindset is one of the important factors to avoid poverty.
Most of things are just common sense, it is really just that people do neglect out even on the most basic principle of things and this is why they do missed out on doing on whats the right thing.
In regarding about on the points mentioned on how to make yourself poor then it is really that actually precise and there are indeed people who are really that doing such thing.

Most of the time when it comes to financial management then people do really fail on this one. Why? they are really that focusing on things which arent supposed to be
focused or put some importance. People would really be just focusing on things on which they do know that they could really be able to have without
even minding on what would happen in the future.
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January 15, 2024, 09:48:53 PM
 #151

I think personality partly determines their behavior, lifestyle, thoughts, and mindset. I think [1] and [2] are people I often meet in real life, at work and in my family. I have a sister who is carefree and spends very freely even though she only has one job and does not have a large enough source of additional income to accumulate for the family. I'm the opposite, I'm not carefree, my spending is too wasteful but I also don't have any additional sources of income outside of my main job. So investing in bitcoin, cryptocurrency and this can give me an additional source of income. Hopefully it will create a large enough source of income in the future to escape the current difficulty, deadlock
Personality arises from traits and attitudes that refer to the environment as well in my opinion so in this case apart from family factors environmental factors also greatly influence our attitudes and personality so in this case it is necessary that we can maintain the environment so that we stay on the right path.
If in the end we live in an environment that is not very good then we can also get carried away. I will use myself as an example in this case because I am someone who lives in a small village and there is not much to do because there is still a lack of access in terms of facilities and infrastructure so it can be said that it is still quite backward and life feels monotonous.

When I started to get out of my zone and get a job in a big city in my country my life improved drastically because when I was in the village sometimes it was very difficult to find one item or visit a place differently when in the city centre because it could be said that all kinds of needs existed which made me more fixated on getting what I wanted to have and it was supported by environmental factors where my previous friendships also did the same thing so in this case environmental factors also in my opinion play an important role in changing the personality we have.

R


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January 16, 2024, 05:31:04 AM
 #152

OP As you said, I don't think anyone would ever do this to be poor. People consider poverty as the curse of society. People now no one wants to be poor, everyone wants to live in high luxury. Now people try and do something different to earn extra money no matter what job or business they are doing. A wealthy man would never try to spend or squander his hard-earned money in a healthy mind. Because a person has to do a lot of effort and struggle to become rich. But significantly a person does not have to suffer to become poor. If a person tries to sit and eat without doing work, then he will surely become poor slowly.

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January 16, 2024, 06:18:02 AM
Merited by wmaurik (1)
 #153

1. Spending your money on unnecessary items immediately the money arrives. Trying to prove a point to people by living a standard that is above your pay grade.

This concerns lifestyle and most people will have more problems when they have this kind of view in living their daily lives, especially if the income they receive is not commensurate with their expenses.
In the end it doesn't solve the problem but adds to the burden of life which basically makes the financial system worse.

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2. Live on one source of income. Everyday of our life our responsibilities and challenges keeps piling up accumulating without consideration to our financial capability. The economy and cost of living continue getting worsen. So in order not to be able to beat this piling settle comfortably on a single source of income flow.
The more income we receive from various jobs, the greater the expenses we will spend. This is a formula for balance in dealing with financial problems.
If someone is not good at managing expenses and income then whatever amount of money we have will also run out, because living life today there are a number of goods that increase uncontrollably.

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4.Learn how not to mind your own business, making every events around you your concern even when it doesn't affect you. It's a nice way to make cool enemies. Etc.
I don't understand what you mean because actually building your own business is much better than working for someone else.
But keep in mind that building a business is not as easy as you imagine because there are many factors to consider.
If we don't have the skills to build a business, it will actually make the business not develop and in the end we will lose the capital when we start it.

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January 16, 2024, 10:10:22 AM
 #154

The best way to stay poor is to do nothing, do not be motivated by hard working people around you, wake up every morning and go back to bed.

Have strong believe in this common word from people, that goes as, vanity upon vanity, since everything is vanity don't bother have a dream or goals.

If you must dream, let if stay a dream, when you sleep, make sure you have dreams about you swimming in a pool of money with beautiful girls around you, enjoy that dream so much that you can't wait to sleep again and continue that journey in your sleep.

Create this mindset that those who have money in this world are all sinner, they must have done many bad things to acquire their wealth, there is no way to become rich without getting your hands dirty, and since you are a saint you should run after heavens paradise, so avoid getting your hands dirty, money is evil, don't work for it.

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January 16, 2024, 10:18:16 AM
 #155

Absolutely, it's clear that your statements are meant to be sarcastic and highlight behaviors that can contribute to financial struggles. Your points cleverly underline the importance of financial responsibility, diversification of income sources, and maintaining healthy personal boundaries. It's a humorous way to convey valuable lessons about financial management and personal well-being. If anyone wants to avoid financial stability, following these tongue-in-cheek tips would certainly be a good start!





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January 16, 2024, 01:01:19 PM
 #156

OP As you said, I don't think anyone would ever do this to be poor. People consider poverty as the curse of society. People now no one wants to be poor, everyone wants to live in high luxury. Now people try and do something different to earn extra money no matter what job or business they are doing. A wealthy man would never try to spend or squander his hard-earned money in a healthy mind. Because a person has to do a lot of effort and struggle to become rich. But significantly a person does not have to suffer to become poor. If a person tries to sit and eat without doing work, then he will surely become poor slowly.

I also think that no one wants to live in poverty, because as you said, poverty is a curse, so I don't think anyone wants to experience being cursed. Of course everyone wants a decent life like luxury and has everything covered including their basic needs, many of them are looking for work with the aim of achieving financial freedom, so in my opinion the large number of people who want to work means they don't want poverty in their lives.

I agree with you, if they just sit down to eat without any effort or work, then they are already going through the process of becoming poor, and OP's advice is very correct for people who want to get poor quickly, but the question is, is there anyone who wants to live poor? or remain in poverty?
I don't think there is, because if there are people who have thoughts like that, I think their reasoning is unhealthy, because I'm sure everyone wants wealth or financial freedom, because that is one of everyone's goals in life. except for those who are stuck in their comfort zone, without having a job but they still maintain that situation, because they feel comfortable so they don't think about other things to develop.

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January 16, 2024, 01:33:45 PM
 #157

2. Live on one source of income. Everyday of our life our responsibilities and challenges keeps piling up accumulating without consideration to our financial capability. The economy and cost of living continue getting worsen. So in order not to be able to beat this piling settle comfortably on a single source of income flow.


I can't recall what book I read that told about the reverse psychology on things like instead of saying "You should have multiple sources of income to meet your needs" to others there is no effect on it like it is just a normal word but if you say "You should live only with one source of income, which is earning pretty low" you have a survival instinct kick in that you shouldn't do it because you struggle and are scared of it. This is also my way of thinking now to prevent things or get motivated.
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January 16, 2024, 01:57:01 PM
 #158

Among all that you have mentioned, the one i slightly disagree with is becoming a cheerful giver, i mean don't they say givers never lack? You may not have noticed it but it is usually that way, when you give you get double in return, you should try it  Grin
If you really want to stay poor, be stagnant, don't aim for any goal. People are poor not because they give out but because they are too rigid and not open to change. You can can be a cheerful giver and still maintain a healthy financial status.

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January 16, 2024, 03:43:07 PM
 #159

Yes you are right, something that is forbidden will be easily remembered, and that is proven by the many rules that are broken for example, not just in this context, but across the board. For people who take a glance and don't delve deeper into what the OP is saying, they might protest. But if it is explored further then there is a figurative meaning here so that we think more.
Sometimes it is the comfort zone that prevents us from getting out of the poverty zone, they become afraid and in the end have pessimistic thoughts, that's what we have to fix first. Because I also think that mindset is one of the important factors to avoid poverty.

Most of the time when it comes to financial management then people do really fail on this one. Why? they are really that focusing on things which arent supposed to be
focused or put some importance. People would really be just focusing on things on which they do know that they could really be able to have without
even minding on what would happen in the future.
I personally always keep 3 things in mind in this case, which are primary, secondary and tertiary needs, I just make sure my primary needs are fulfilled and I don't think too much about the other 2 needs. Clothing, food and shelter are things that I have to fulfill and maybe investment is now one of them that I discipline in my life.
You are right that many people do things that are not really necessary and urgent, one of the causes is the environmental factors around them. sometimes they have prestige which in the end forces themselves to do something unnecessary and sooner or later it will hamper them in terms of finance.

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January 16, 2024, 05:02:22 PM
 #160

In times of economic crisis there is a need for the practice of deliberately going through the motions of adversity. Indulge yourself by buying unnecessary things after you get what is important to you. Which leads you to develop a lifestyle that exceeds your actual financial means. Limit yourself to one income, ignoring the growing challenges and responsibilities for money. Take utmost care when dealing with friends and relatives as relationships are damaged by transactions. Follow all these strategies. One can master the art of staying poor, maintaining a perpetual struggle against financial well-being.

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