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Author Topic: How to stay poor!  (Read 1484 times)
davis196
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January 17, 2024, 11:08:31 AM
 #161

The easiest way to stay poor is to never get a job and always rely financially on your parents.
Another way to stay poor is to borrow lots of money(on high interest rates) and spend them on gambling, alcohol and women. You will end up flat broke and probably in big trouble, but you will have the time of your life. Grin
Staying poor isn't something to be ashamed with. Jesus Christ told the people to sell all their possessions, give away everything to the poor and the widows and live their life in poverty(without material possessions). This is probably the only way to enter Heaven after you die.
Maybe being poor has it's advantages.

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January 18, 2024, 03:48:06 AM
 #162

The idea of poverty  transcends from generation to generation.No body wants to be poor but most persons end up being poor.
 
Having a poor mentality or mindset is another feature to staying poor.Having a poor mentality will stop you from achieving your full potentials or goals.it's holding from living a full filled and happy life.People with a poor mindset think poorly,act poorly,remain and live poor.
 People with poor mindset are immobile,lazy,and sticker in the mediocre shell.They don't want to do anything for themselves,they agonize 
Over setbacks other than finding a solution as they allow their poor mindset to control how they live their lives and what choices they make.


Another thing is that people are waiting for someone to save them from their stagnancy;in many occasion,people believe that having the right connection or knowing the right people in power can expose you to opportunities.In world we are now,no one needs to tell us how yo be successful.It is inaccurate and unsatisfied to depend or entrust yourself to someone with your life or entire wellbeing because no one can give me your worth The reality is that no one Is coming to shape your life or fix for you,its all up to you.
Your views i noticed illustrate that the importance of a positive mentality and a life full of independence in dealing with finances, a constructive mindset and taking responsibility for ones own life and even a family and maybe this will be the key to changing his fate towards a better direction and even getting extraordinary potential. But it all requires extra-strong efforts from him to achieve success in the future not just relying on the hopes of others and dependence on them.

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January 18, 2024, 11:20:22 AM
 #163

The easiest way to stay poor is to never get a job and always rely financially on your parents.
I think only the people who have rich parents probably do this. If you have poor parents, you won't rely on your parents forever. When you have been a an adult person, your parents will ask you to find out jobs. Even some parents let their sons to have a job since they are teenagers. Educated parents must be aware that their children must be independent people by having jobs.

Another way to stay poor is to borrow lots of money(on high interest rates) and spend them on gambling, alcohol and women. You will end up flat broke and probably in big trouble, but you will have the time of your life. Grin
Smart people won't think to have loan money with huge amounts. So, only careless people will do this. No doubt the people will stay poor if they easily borrow money from others. Moreover, if they drink alcohol and have a lot of women. This makes more complicated problem. If we have this bad lifestyle, we will have no future.

Staying poor isn't something to be ashamed with. Jesus Christ told the people to sell all their possessions, give away everything to the poor and the widows and live their life in poverty(without material possessions). This is probably the only way to enter Heaven after you die.
Maybe being poor has it's advantages.
If you can't be rich, it won't be a problem. But if you have no efforts and you are proud to be poor people, it is not a wise decision in life. We have 2 options in this life, making efforts to be better or stay with our poor life. God appreciates our efforts, he will give the way to change our life if we make efforts. But if we make no efforts, God will let us to stay poor.

Having poor life isn't something embarrassing. But doing no effort is surely something embarrassing!!


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January 18, 2024, 12:41:21 PM
 #164

The easiest way to stay poor is to never get a job and always rely financially on your parents.
Another way to stay poor is to borrow lots of money(on high interest rates) and spend them on gambling, alcohol and women. You will end up flat broke and probably in big trouble, but you will have the time of your life. Grin
Staying poor isn't something to be ashamed with. Jesus Christ told the people to sell all their possessions, give away everything to the poor and the widows and live their life in poverty(without material possessions). This is probably the only way to enter Heaven after you die.
Maybe being poor has it's advantages.
Other strategies to be impoverished are more subtle and ignored. Missing out on education or training. Trust me - its a hidden poverty trap. Not investing in yourself is like not planting seeds in a fertile field - growth is untapped.

The spiritual richness of poverty is a significant concept. Its important to distinguish between intentional simplicity and forced poverty. The former can lead to spiritual and personal enlightenment. But the latter? Missed opportunities and unrealized potential are common. Never romanticize poverty or regard it as a ticket to heaven. Balance—meeting financial necessities without drowning in spiritual debt - is key.

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January 18, 2024, 01:16:34 PM
 #165

Another way to stay poor is to borrow lots of money(on high interest rates) and spend them on gambling, alcohol and women. You will end up flat broke and probably in big trouble, but you will have the time of your life. Grin
Smart people won't think to have loan money with huge amounts. So, only careless people will do this. No doubt the people will stay poor if they easily borrow money from others. Moreover, if they drink alcohol and have a lot of women. This makes more complicated problem. If we have this bad lifestyle, we will have no future.

Of course, those who have a good mindset will not take out a loan if it is not really necessary. Many people take out loans to force this style which is wrong, because with this they will be in debt with interest getting bigger as time goes by, however, this does not apply to those who have a good mindset. This happens to those who have poor thinking, thinking about wanting to be stylish but not looking at their own financial situation.

This can indeed put someone in poverty, possibly in the long term, because if they cannot pay off their debts, they will experience bad things, such as being chased by loan sharks who collect their debts. You are right, if they have a bad lifestyle then chances are their future will not be good.  because in my opinion, people who only think about their lifestyle tend not to care about their future because they only think about their own style

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January 19, 2024, 05:51:51 PM
Merited by Davian144 (1)
 #166

Your views i noticed illustrate that the importance of a positive mentality and a life full of independence in dealing with finances, a constructive mindset and taking responsibility for ones own life and even a family and maybe this will be the key to changing his fate towards a better direction and even getting extraordinary potential. But it all requires extra-strong efforts from him to achieve success in the future not just relying on the hopes of others and dependence on them.

The point is you have to know how to better manage stress due to work or any investment. If trading is probably the main thing and you have to be tough in facing pressure if you see investment dropping drastically like today.

Of course, those who have a good mindset will not take out a loan if it is not really necessary. Many people take out loans to force this style which is wrong, because with this they will be in debt with interest getting bigger as time goes by, however, this does not apply to those who have a good mindset. This happens to those who have poor thinking, thinking about wanting to be stylish but not looking at their own financial situation.

This can indeed put someone in poverty, possibly in the long term, because if they cannot pay off their debts, they will experience bad things, such as being chased by loan sharks who collect their debts. You are right, if they have a bad lifestyle then chances are their future will not be good.  because in my opinion, people who only think about their lifestyle tend not to care about their future because they only think about their own style

If we don't have dependents, I think you can still do it, but if we already have responsibilities, for example you already have a family, the problem of meeting basic needs comes first and for a life-style family you have to reduce it little by little. The important thing is not to do things that don't add to the burden, for example as you said above, take a loan if it's not really necessary. yes. Just adjust it to be more precise in my opinion and just enjoy it while continuing to try as hard as possible.

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January 19, 2024, 07:57:09 PM
 #167


If we don't have dependents, I think you can still do it, but if we already have responsibilities, for example you already have a family, the problem of meeting basic needs comes first and for a life-style family you have to reduce it little by little. The important thing is not to do things that don't add to the burden, for example as you said above, take a loan if it's not really necessary. yes. Just adjust it to be more precise in my opinion and just enjoy it while continuing to try as hard as possible.
What you say is true and to be honest, I also feel what you say in my life, single life and family life have a striking difference like the earth and the sky, when single, we only need to think about ourselves and even 100$ can meet our needs for as long as a week without needing to save, but now that we have a family, 100$ is only enough for a few days and we are forced to save to guard against sudden expenses, even instinctively we no longer care about ourselves but the needs of the family are the main focus for us as heads family, I think maybe all of us here have had the desire to buy something expensive but instead canceled it because it would be better to save the money and use it for our wife or children.

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January 19, 2024, 08:57:49 PM
 #168

As a businessman or salary earners here are tips on how to stay poor in life. Grin

1. Spending your money on unnecessary items immediately the money arrives. Trying to prove a point to people by living a standard that is above your pay grade.

2. Live on one source of income. Everyday of our life our responsibilities and challenges keeps piling up accumulating without consideration to our financial capability. The economy and cost of living continue getting worsen. So in order not to be able to beat this piling settle comfortably on a single source of income flow.

3. Become an extremely cheerful giver/lender to friends and family. A wisdom quote I read somewhere said, "if you want to lose your friends and family lend them money".  Keeping doing this and you going to be successfully poor.

4.Learn how not to mind your own business, making every events around you your concern even when it doesn't affect you. It's a nice way to make cool enemies. Etc.


I trust you all get the sarcasm as conveyed.
No one wants to be poor in life, everyone wants to do something good to change their life and become rich. God may make you poor but your efforts can make you very rich. A man can never do anything good if there is no effort in himself. All the points you mentioned here are definitely correct. Going from rich to poor is due to people's laziness, unaccountable movement and spending unaccounted money, and going from poor to rich is also done through human efforts. So whatever you do in life, you must lead life in a way that helps you to do something in life. Life should not be conducted in such a way that darkness descends on my life.

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January 19, 2024, 09:22:04 PM
 #169

As a businessman or salary earners here are tips on how to stay poor in life. Grin

1. Spending your money on unnecessary items immediately the money arrives. Trying to prove a point to people by living a standard that is above your pay grade.

2. Live on one source of income. Everyday of our life our responsibilities and challenges keeps piling up accumulating without consideration to our financial capability. The economy and cost of living continue getting worsen. So in order not to be able to beat this piling settle comfortably on a single source of income flow.

3. Become an extremely cheerful giver/lender to friends and family. A wisdom quote I read somewhere said, "if you want to lose your friends and family lend them money".  Keeping doing this and you going to be successfully poor.

4.Learn how not to mind your own business, making every events around you your concern even when it doesn't affect you. It's a nice way to make cool enemies. Etc.


I trust you all get the sarcasm as conveyed.
No one wants to be poor in life, everyone wants to do something good to change their life and become rich. God may make you poor but your efforts can make you very rich. A man can never do anything good if there is no effort in himself. All the points you mentioned here are definitely correct. Going from rich to poor is due to people's laziness, unaccountable movement and spending unaccounted money, and going from poor to rich is also done through human efforts. So whatever you do in life, you must lead life in a way that helps you to do something in life. Life should not be conducted in such a way that darkness descends on my life.
Depends on the effort that you are making on which it would really be just that depending on the things that you are doing because success doesnt really come without hardwork on which it would really be just that normal that you would really be needing to do adjust accordingly because you cant really be able to make yourself that successful if  you wont really be making any actions on which we do know that it would really be that a huge problem if we do able to make ourselves seen on that failure state just because we arent really doing something for us to succeed or would really be having that kind of actions
basing up on the goals and wishes that we do have in life. Savings and proper spending should really be the key and  this is why its would really be that important that you should really know
on what are the sensible things that you must do.

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January 19, 2024, 11:34:05 PM
 #170

As a businessman or salary earners here are tips on how to stay poor in life. Grin

1. Spending your money on unnecessary items immediately the money arrives. Trying to prove a point to people by living a standard that is above your pay grade.

2. Live on one source of income. Everyday of our life our responsibilities and challenges keeps piling up accumulating without consideration to our financial capability. The economy and cost of living continue getting worsen. So in order not to be able to beat this piling settle comfortably on a single source of income flow.

3. Become an extremely cheerful giver/lender to friends and family. A wisdom quote I read somewhere said, "if you want to lose your friends and family lend them money".  Keeping doing this and you going to be successfully poor.

4.Learn how not to mind your own business, making every events around you your concern even when it doesn't affect you. It's a nice way to make cool enemies. Etc.


I trust you all get the sarcasm as conveyed.
No one wants to be poor in life, everyone wants to do something good to change their life and become rich. God may make you poor but your efforts can make you very rich. A man can never do anything good if there is no effort in himself. All the points you mentioned here are definitely correct. Going from rich to poor is due to people's laziness, unaccountable movement and spending unaccounted money, and going from poor to rich is also done through human efforts. So whatever you do in life, you must lead life in a way that helps you to do something in life. Life should not be conducted in such a way that darkness descends on my life.

I agree, that someone might say they would like to be poor just to be happy for example, living with someone you like similar to the movies is living in a world of fantasies. I mean there's no judgment about that, it's just that the first thing that comes to my mind when someone wants to be poor. Finance is a must-cause that would help you to sustain all of your needs, that's why everyone is making an effort to escape being poor that every day feels like survival rather than living. Rich to poor would be possible from their laziness cause they are used to a lifestyle where money is always there to provide everything they need, so they lack the effort. Both have processed, it would really differ on how they handle life with their hard work and efforts.

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January 20, 2024, 02:21:09 AM
 #171

As a businessman or salary earners here are tips on how to stay poor in life. Grin

3. Become an extremely cheerful giver/lender to friends and family. A wisdom quote I read somewhere said, "if you want to lose your friends and family lend them money".  Keeping doing this and you going to be successfully poor.


Being poor is not absolute because it is a definite process, but I like what you wrote in point no. 3 and there is one interesting thing here in terms of the repayment commitment if it is not on time, causing financial tension for the lender, even though there has been a mutual agreement, but often the conditions say otherwise.

And in my opinion, if you want to help someone, help them without endangering our own financial stability, especially if we have a family. Just like we invest in crypto and trade, at least the initial requirement is to use cold money.

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January 20, 2024, 02:42:50 AM
 #172

Yes, I understand what you mean, the point is, don't do what you posted if want to be rich, but if want to be poor, have to obey what you say. Grin

Yes, sometimes we always carry out habits that make us fall into poverty and indeed habits like the ones you mentioned are always carried out by many people, including myself, who have done this and as a result it will be difficult to become rich.

We all definitely want to be rich or want to become richer but sometimes there are times when luck doesn't come our way and it's certainly not our desire to be poor. but the best thing is to keep trying and work according to your abilities and learn from failure to achieve success.

Yes, I hope that by making this topic we will realize that we should not do things that make us poor.

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January 20, 2024, 02:47:18 AM
 #173

As a businessman or salary earners here are tips on how to stay poor in life. Grin

3. Become an extremely cheerful giver/lender to friends and family. A wisdom quote I read somewhere said, "if you want to lose your friends and family lend them money".  Keeping doing this and you going to be successfully poor.


Being poor is not absolute because it is a definite process, but I like what you wrote in point no. 3 and there is one interesting thing here in terms of the repayment commitment if it is not on time, causing financial tension for the lender, even though there has been a mutual agreement, but often the conditions say otherwise.

And in my opinion, if you want to help someone, help them without endangering our own financial stability, especially if we have a family. Just like we invest in crypto and trade, at least the initial requirement is to use cold money.
Borrowing money is indeed a very powerful tool for breaking family ties. where there are many incidents of people feeling sorry when borrowing and not being responsible when returning it, so what happens is that people who lend money become beggars asking for their own money, and in the end if it is not paid it will become a problem, sometimes good intentions to help do not always have good results.

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January 20, 2024, 02:56:45 AM
 #174

Yes, I understand what you mean, the point is, don't do what you posted if want to be rich, but if want to be poor, have to obey what you say. Grin

Yes, sometimes we always carry out habits that make us fall into poverty and indeed habits like the ones you mentioned are always carried out by many people, including myself, who have done this and as a result it will be difficult to become rich.

The OP's ironic advice is correct and we should stay away from them if we don't want to be poor. But even if we fully implemented the OP's advice, it wouldn't make us rich. To me, these are just things we should stay away from if we don't want our lives to become more complicated and deadlocked. In terms of getting rich, this doesn't make any sense.

We all definitely want to be rich or want to become richer but sometimes there are times when luck doesn't come our way and it's certainly not our desire to be poor. but the best thing is to keep trying and work according to your abilities and learn from failure to achieve success.

Yes, I hope that by making this topic we will realize that we should not do things that make us poor.

This is the formula that helps us become rich. Besides working hard and constantly trying, I don't see any second formula to help us become rich and prosperous.

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January 20, 2024, 03:39:49 AM
 #175

In times of economic crisis there is a need for the practice of deliberately going through the motions of adversity. Indulge yourself by buying unnecessary things after you get what is important to you. Which leads you to develop a lifestyle that exceeds your actual financial means. Limit yourself to one income, ignoring the growing challenges and responsibilities for money. Take utmost care when dealing with friends and relatives as relationships are damaged by transactions. Follow all these strategies. One can master the art of staying poor, maintaining a perpetual struggle against financial well-being.
Everyone in the world is feeling the heat now, the inflation of the last 2 years was so severe to the point that it might take some countries several decades to recover, while some will never recover at all. However, in this current dispensation, everyone should be smart, no one should complain, and we should take responsibility and become finanilally free. No more procrastination, no more staying in a fixed spot, and if it is your environment causing issues for you, change it, after all, it is not by force you are at a place.

Say no to a single job/work, there must be multiple of them, we all need more than one source of income and we must take responsibility when we still have the strength to do it at our age. The financial flow must be nice and encouraging without any discouragement, and if you are still the type that is having a savings problem, well, that means you still have an income problem, then you should not stop there but continue to look for the available means to make more money. If you cannot save weekly or monthly uninterruptedly after paying all your bills, then you should still not be comfortable at the level you are. Or else, you might die struggling for the rest of your life or remain ever poor, which is pathetic.

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January 20, 2024, 08:21:32 AM
 #176

Of course, those who have a good mindset will not take out a loan if it is not really necessary. Many people take out loans to force this style which is wrong, because with this they will be in debt with interest getting bigger as time goes by, however, this does not apply to those who have a good mindset. This happens to those who have poor thinking, thinking about wanting to be stylish but not looking at their own financial situation.

This can indeed put someone in poverty, possibly in the long term, because if they cannot pay off their debts, they will experience bad things, such as being chased by loan sharks who collect their debts. You are right, if they have a bad lifestyle then chances are their future will not be good.  because in my opinion, people who only think about their lifestyle tend not to care about their future because they only think about their own style

If we don't have dependents, I think you can still do it, but if we already have responsibilities, for example you already have a family, the problem of meeting basic needs comes first and for a life-style family you have to reduce it little by little. The important thing is not to do things that don't add to the burden, for example as you said above, take a loan if it's not really necessary. yes. Just adjust it to be more precise in my opinion and just enjoy it while continuing to try as hard as possible.

Yes, that's true, your needs when you are single and married will be different. When you're single, only a few young people think about the future, because in my opinion,  if you're single, there's no harm in thinking about style too, but if you overdo it, it's just not good like many young people in my environment, they compete to be stylish. have luxury goods such as the latest vehicles and cellphones, they insist on having these luxury goods,  even though they haven't worked so they don't have their own income by the way they demand that their parents buy them and there are also those who take out loans to force them to be stylish  and In my opinion, this makes them. poor because they force themselves to be stylish even though they haven't worked at all.

and if you are married and have problems with finances, maybe you will take out a loan to help with the economy and family needs, because the current topic is how to survive and stay poor So I think that them taking out loans in large amounts is right and that can make them stay poor and even get into trouble. because they haven't worked but have large debts. that's a pretty good way.

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January 20, 2024, 08:59:22 AM
 #177

All the people in the world want to be rich and no one wants to be poor. There are many people who are always ready to do whatever it takes to become rich. I think those who are lazy and afraid to work are poor. Moreover there are various other reasons due to which they remain poor such as improper use of money.

All those who want to become rich should follow few rules. The first is to educate oneself through self-education then set financial goals, Act according to how your income will increase and even keeping expenses under control. Those who cannot do these properly will surely remain poor.

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January 20, 2024, 09:45:07 AM
 #178

3. Become an extremely cheerful giver/lender to friends and family. A wisdom quote I read somewhere said, "if you want to lose your friends and family lend them money".  Keeping doing this and you going to be successfully poor.

I am very interested with this point because have much experienced with this case, if want loss your relationship with family, friend or partner working be lender or borrowing your money for them. I think many people or lander have good patience and want loss their opportunity by borrowing money for their friend or family but in other side he really need money.
I think is one problem why many people still on poor position when borrowing their money can't get dedication to get back their borrowing due reason from borrower until respect with borrower when asking their money.
need to change with this type if want not stay in poor position, better if have difficult with financial never to give borrowing to every one need your money but they don't get guarantee to pay back your borrowing.

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Altryist
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January 20, 2024, 01:24:52 PM
 #179

Say no to a single job/work, there must be multiple of them, we all need more than one source of income and we must take responsibility when we still have the strength to do it at our age. The financial flow must be nice and encouraging without any discouragement, and if you are still the type that is having a savings problem, well, that means you still have an income problem, then you should not stop there but continue to look for the available means to make more money. If you cannot save weekly or monthly uninterruptedly after paying all your bills, then you should still not be comfortable at the level you are. Or else, you might die struggling for the rest of your life or remain ever poor, which is pathetic.
What you need to strive for is not to have several jobs, but to ensure that you have several sources of income, if you want several businesses that someone will manage, and you will only control all processes. If you focus on having several jobs, then you will very quickly get tired of this regime, you will be very busy, but will your income match this, will you be able to devote enough time to your family? These are all very important questions that should not be missed.

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January 20, 2024, 04:26:41 PM
 #180

It is very easy to stay poor  Cheesy I would say if you want to stay poor do not start any business, do not invest in any good asset, Do not work on your good ideas, do not make good strategies, do not take the advice of Good people, do not work on your own dreams just keep thinking I will do it tomorrow and that tomorrow will never come for you.

If you really want to achieve any goal, make good strategies and implement them on your ideas,s and be your own boss.  Smiley

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