girl math vs boy math

[Sanugarid]

so lets show you how people think about money
(example people are 20yo in 2020)

20yo female: "i want to have a $10k pair of high heels before im 24yo"
20yo male: "i want to have a $10k rolex before im 24yo"

20yo female: "i found a chinese knock-off heals for $2k, thats like 20% price, so i have $8k FREE money"
20yo male: "i invested $10k in crypto 2020"

21yo female: "i have $8k FREE i can get matching dress and purse and get my hair done and have a spa week(spends $5k) for FREE"
21yo male: "still hoarding crypto"

23yo female: "i have $3k FREE, oops shoes broke. oh inflation puts replacements at $3k, oh well still FREE"
23yo male: "still hoarding crypto"

24yo female: "i have $0k but i have my cheap out of fashion shoes and a smelly used dress i shouldnt wear again"
24yo male: "still hoarding crypto, i could buy 4 rolexes and still have money left"

The example you put is realistic.

That's how women really are, most of them spend their money on beauty products, luxury goods, fancy clothes, etc. And this is normal for women.
For men, most of them don't buy too much in terms of things, not too expensive for the body, a good watch and a simple outfit are okay.

[oktana]

Very true for majority of the cases but there are cases where the boy math is terrible and he’s thinking to spend his money wrongly (especially with women, have fun, go clubbing, etc). And there are cases when the girl is doing investment calculations too. But no doubt that guys likely think to invest more because there’s that mentality of the tag of men from society.

[Yogee]

This reminds me of the videos I've seen before.
- Interviewer: $100 or 1 bitcoin
- Young girls: $100

I haven't seen clips showing how boys/men responded but I'm pretty sure there are some who would choose the $100 as well. Maybe the ratio is 1 boy for every 10 girls hehe.

There are claims that most girls act and think that way because they do not have the natural inclination to provide for anyone other than themselves. Boys are usually shaped as the provider so there's the big difference in mindset.

[Mame89]

Very true for majority of the cases but there are cases where the boy math is terrible and he’s thinking to spend his money wrongly (especially with women, have fun, go clubbing, etc). And there are cases when the girl is doing investment calculations too. But no doubt that guys likely think to invest more because there’s that mentality of the tag of men from society.

Of course there are differences between female mathematics and male mathematics. Specifically in basic psychology, men take more risks, while women seek certainty (on average). If we can give an example, men and women definitely have different approaches to money.

A man when he had a problem almost went bankrupt. he will reduce expenses, he will create a budget and he will try to earn more. Meanwhile for women, they cannot live without money and it is very unlikely they will run out of money because for them money is everything. If a married man empties his bank account, then the woman will leave and will soon be divorced. So the conclusion is that men's mathematics is better than women's mathematics because men have a strong mentality in all things to earn money.

[franky1]

This reminds me of the videos I've seen before.
- Interviewer: $100 or 1 bitcoin
- Young girls: $100

I haven't seen clips showing how boys/men responded but I'm pretty sure there are some who would choose the $100 as well. Maybe the ratio is 1 boy for every 10 girls hehe.

There are claims that most girls act and think that way because they do not have the natural inclination to provide for anyone other than themselves. Boys are usually shaped as the provider so there's the big difference in mindset.

there is a philosophy that men know the future is not guaranteed so would work/invest for the future. where as some philosophies suggest women always see that future partners/opportunities will pop up. so do not fear taking what they can get in the moment

..
as for how modern social media cause changes in peoples economic philosophies.. i have seen a recent trend of people who think homeless are secretly ALL richguys doing RAK(random acts of kindness) skits/reels, so these people would put junk change(pennies) into a homeless guys tip-cup and then expect to be given $xxx back. and if not would just raid the homeless guys whole tip-cup, or argue that the homeless guy didnt perform like a dancing monkey to reward the person who only put a few pennies in

[oktana]

Very true for majority of the cases but there are cases where the boy math is terrible and he’s thinking to spend his money wrongly (especially with women, have fun, go clubbing, etc). And there are cases when the girl is doing investment calculations too. But no doubt that guys likely think to invest more because there’s that mentality of the tag of men from society.

Of course there are differences between female mathematics and male mathematics. Specifically in basic psychology, men take more risks, while women seek certainty (on average). If we can give an example, men and women definitely have different approaches to money.

A man when he had a problem almost went bankrupt. he will reduce expenses, he will create a budget and he will try to earn more. Meanwhile for women, they cannot live without money and it is very unlikely they will run out of money because for them money is everything. If a married man empties his bank account, then the woman will leave and will soon be divorced. So the conclusion is that men's mathematics is better than women's mathematics because men have a strong mentality in all things to earn money.

What I was trying to say is that it isn’t every female that thinks so, you will be impressed at how some of them think. And it’s the same thing I’ll tell you about what you say about one’s woman leaving them when they are broke. Again, it isn’t always the case I’ve seen families where the woman is playing a great role financially. So maybe we need to be more cautious when we talk on things like this because it makes the hardworking women feel bad and unappreciated. So instead of generalizing it, you can say that some women, or most women will leave.

[Lorence.xD]

This reminds me of the videos I've seen before.
- Interviewer: $100 or 1 bitcoin
- Young girls: $100

I haven't seen clips showing how boys/men responded but I'm pretty sure there are some who would choose the $100 as well. Maybe the ratio is 1 boy for every 10 girls hehe.

There are claims that most girls act and think that way because they do not have the natural inclination to provide for anyone other than themselves. Boys are usually shaped as the provider so there's the big difference in mindset.

I like how they argue by the knowledge they have, cause if the girl only knew about $100 for sure she would literally pick it, as the boy chooses Bitcoin cause he's either aware of Bitcoin's value or he's doing crypto. But it is still a win-win situation for the girl cause she knows that $100 is a huge amount, but if $100 is an option for a Bitcoin, isn't she would be curious why is it getting compared to $100? Like how her boyfriend keeps saying Bitcoin? By reading your reply I think I have answered my question, might not be true to all of girls or boys but I think we can observe those claims.

[lizarder]

The use of money for married women and men is of course very different based on their living needs and the needs of their own families, even though the goal is to make themselves and their families happy. However, this will look even more different for an unmarried woman and man who sets goals only for themselves because they don't have family needs that they need to think about. Apart from that, the way women and men care for their face and health is often not the same, so any differences are always born at first.

In essence married women will be much more able to control their finances because at this point they are no longer concerned with themselves but rather with how their family's needs can be met well even though their husband's income level is small. The needs of unmarried people are quite different from those of married people because they talk about responsibilities. But for those who are not married, money is definitely sought only for their own needs without sacrificing the needs of other people.

I see women who are much more wasteful before they get married and even though there are also women who are married they are still quite wasteful. There is a fairly basic difference in how someone who is married is much more able to control their money to meet the needs of living together with their family because maybe they were taught by circumstances to live more frugally..

[cryptoknightt]

It is not really a debate on how girls and boys think. But I get the idea. That's why financial knowledge should be included in school curriculum. People need to learn about money at a very young stage. People need to learn about investment and the benefits of saving money at early age.

And it is not just about millennials. Even people who are in their mind forties, they make the same kind of mistakes by purchasing expensive cars and what not. Education is the key here.

if everyone invests, I mean here where the money will flow?
because I think the person who sold at the beginning will give the money to those who are still holding back.
Or if everyone invests there will be no loss for each person because they don't sell?

[franky1]

It is not really a debate on how girls and boys think. But I get the idea. That's why financial knowledge should be included in school curriculum. People need to learn about money at a very young stage. People need to learn about investment and the benefits of saving money at early age.

And it is not just about millennials. Even people who are in their mind forties, they make the same kind of mistakes by purchasing expensive cars and what not. Education is the key here.

if everyone invests, I mean here where the money will flow?
because I think the person who sold at the beginning will give the money to those who are still holding back.
Or if everyone invests there will be no loss for each person because they don't sell?

they will sell. just at different times.
its like pensions (ill simplify it to just 2 demographs of 20yo buyers vs 67yo sellers)
those already invested who are over 20yo wont touch their funds until they are 67 but they eventually will
the people selling out at 67(+) are selling to new buyers at 20(+)

the next level of understanding is not everyone started at the same time.. their 20th birthday year is different to someone elses 20th birthday year
(each year there are new 20yo starting pensions)
the next level of understanding is not everyone ended at the same time.. their 67th retire age is different to someone elses 67th retire age
(each year there are old people claiming pensions)

next level of understanding
not everyone buys in full or sells out fully in 1 year
the 20-66 drip feed in deposits
the 67-100 drip feed out withdrawals

..
then. for simplification. we get into high school math of supply or demand
in pensions if there is a fertile population, more young than old. then the demand is higher then supply

..
now translate it to bitcoin
there will be buyers of different stages/times
there are already sellers in profit ready to sell at different times

even if when you are invested and holding X years. there are different investors ready to sell at different times
if there are more coins buy demands then coins on market. prices rise

[Juse14]

In general, a man has a higher level of courage when it comes to taking risks. And of course, when we start an investment, it won't always be profitable, because there is also something called a risk that could cause us to make a loss. But when it comes to making decisions, men tend to be more extreme and a little hasty in making decisions because they think practically and only judge what they will face. and perhaps this is what causes a man to be able to take a risk, even though the risk is quite high and this is also the pattern that makes the world of business, investment and gambling mostly filled by men.

while a woman's tendency to make decisions requires a lot of time, because they have to consider everything, including the consequences they will get. So maybe this is what causes women to be quite hesitant to take a risk, which makes them quite reluctant to enter the world of business or investment.

[m2017]

24yo male: "still hoarding crypto, i could buy 4 rolexes and still have money left"

24yo male: "Can buy 4 rolexes, but I'd rather continue to hold crypto and go through my life with a cheap watch for a couple of bucks, never spending crypto".

Crypto should not be an end in itself, but a means to achieve goals. The main thing is to stop in time.

There is no such thing as girlish or boyish math. There is just math. Among men there are also a lot of people who behave like 20yo female you described. The only difference is the junk they waste their money on.

[boty]

Of course there are differences between female mathematics and male mathematics. Specifically in basic psychology, men take more risks, while women seek certainty (on average). If we can give an example, men and women definitely have different approaches to money.

A man when he had a problem almost went bankrupt. he will reduce expenses, he will create a budget and he will try to earn more. Meanwhile for women, they cannot live without money and it is very unlikely they will run out of money because for them money is everything. If a married man empties his bank account, then the woman will leave and will soon be divorced. So the conclusion is that men's mathematics is better than women's mathematics because men have a strong mentality in all things to earn money.

Yes, it's true, most men will take bigger risks than women, especially in financial matters, so we can see that men use their money more for whatever they like and that is very different from women who still think about it. If they spend the money, they don't need the item.

If a man's business goes bankrupt, of course they will look for various ways to keep the business they have built so that it continues to run well, while women will give up if the business they are running cannot produce the profits they want. Men must of course have an income that can meet their wife's needs so that they don't leave her because most women will leave their husbands if they are unable to support their wives.

[redsun114]

In general, a man has a higher level of courage when it comes to taking risks. And of course, when we start an investment, it won't always be profitable, because there is also something called a risk that could cause us to make a loss. But when it comes to making decisions, men tend to be more extreme and a little hasty in making decisions because they think practically and only judge what they will face. and perhaps this is what causes a man to be able to take a risk, even though the risk is quite high and this is also the pattern that makes the world of business, investment and gambling mostly filled by men.

while a woman's tendency to make decisions requires a lot of time, because they have to consider everything, including the consequences they will get. So maybe this is what causes women to be quite hesitant to take a risk, which makes them quite reluctant to enter the world of business or investment.

While I agree with what you just said, I believe that women are generally not created for these things. They don't have the mindset to think about businesses, investments, finances, and all other stuff. I know that a lot of women do them, and they are pretty good at what they do, but that's a minor percentage of the women population of the globe and even they do it because they are compelled to do it. After all, they either don't have someone who can take care of them and their finances or they want to be independent.

Men are created for such things, their minds are built with the thoughts that they have to work, earn money, do business, and all other things because they know they are the ones who have to provide for their families and take care of them. Men are born with mindsets that are ready to take responsibility by the time they reach a certain age.

[franky1]

There is no such thing as girlish or boyish math. There is just math. Among men there are also a lot of people who behave like 20yo female you described. The only difference is the junk they waste their money on.

there are actually different economic philosophies. there is no single math that works for everyone
some economic philosophies are there to teach good methods.. some are social trends to jokingly give excuses for wasteful spending

they change over time

..
many people think the base financial math philosophy is the golden ratio of ~ (or 30:50:20)
where they say housing should not cost you more then 30% of your income. 50% for other bills/expenses 20% savings/investments

however this number does not work for everyone
those that are poor have a higher housing cost vs income than a rich person
those that are poor have a higher bills cost vs income than a rich person
those that are poor have less spare cash after housing/bills so cant invest as much
..
certain people want to do the 20% save/investing. some want to do the 20% excess luxury spending

some even gamble the 50%+20% bill money on slotmachines/scratchcards/races thinking they are investing in future bigger income from jackpots/wins

[cakravothy]

the calculation of men and women, especially married women, is clearly different. that's why the finance or accountant department in a company is filled with more women than men.
because the foresight and accuracy of a woman is more handa than a man, that's why HRD prefers women to fill posts in the finance department of their company.
If a married woman is more careful in managing finances so that her husband's income is enough to live well.

[topbitcoin]

According to my personal reasoning, both women and men in terms of good and intelligent financial management, all individuals have the potential to become good, intelligent and responsive money managers regarding their respective financial conditions. It's just that this matter depends on knowledge, understanding and ability in terms of financial literacy, spending policies and wise financial decisions. This ability is not directly related to gender differences, but rather to the individual's education and experience.

Likewise when talking about dealing with an investment or shares. Both women and men have the same capacity in terms of analyzing and managing an investment. In investment, success is more related to a deep understanding of financial markets, strategy and good risk management. It's just that winning cannot be denied, that when making a decision and taking a risk, women tend to need quite a long time to be able to make a decision, compared to men.

[franky1]

there is no absolute economic math that works for everyone..
each person develops their own for their own standards, reasons, situations, needs
some financially benefit them, some give them guilt free excuse to expense beyond their means

when girls create their own trend and share it. dont get mad if someone mentions "girl" when its a brand girls created for girls

the importance is not to then get triggered by "girl" being mentioned but realise its just another philosophy, invented, used and shared by the very demograph its branded as. but the point is about the economic philosophy not the brand name

[Queentoshi]

20yo female: "i found a chinese knock-off heals for $2k, thats like 20% price, so i have $8k FREE money"
20yo male: "i invested $10k in crypto 2020"

It is not a problem, but a thing of priorities, and some in my gender will consider investing more in looking good and nice than in investing in Cryptocurrency. There's a massive misinformation that cryptocurrency and things like that are usually for men and women should concern themselves with looking pretty so that they can attract these kinds of men into romantic relationship that may end in marriage. That is how some ladies think, I meet them always in the hair salon and listen to them when they talk for about priorities, only few ladies mention cryptocurrency, or any other kind of investments.

[Juse14]

Men are created for such things, their minds are built with the thoughts that they have to work, earn money, do business, and all other things because they know they are the ones who have to provide for their families and take care of them. Men are born with mindsets that are ready to take responsibility by the time they reach a certain age.

So do you just think and assume that a woman's nature is to care for children, wash dishes, wash clothes, cook, sweep and other housework?
Hey bro, a woman's nature is only to give birth and menstruate. Meanwhile, when it comes to housework and caring for children, it is a shared task. In terms of financial management, business investment and career, this is not directly related to gender differences, but rather through education, experience and good financial decisions. Likewise, in terms of investment, this is not related to gender differences, but is related to the individual's own understanding of financial markets, strategy and good risk management.

And regarding responsibility, I think everyone has their own responsibility, both towards themselves and their families.