MarjorieZimmermanGinger
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February 13, 2024, 01:23:43 AM |
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And the strong reason I stopped smoking was because my wife likes to nag me if I smoke at home because I have small children, and over time I decided to stop smoking. And previously I tried it several times but failed, and now I haven't smoked for more than 3 months and I hope I can do it forever because it has two extraordinary benefits. Health and can increase my investment.
Almost everyone wants to stop smoking but it is very difficult for them to make it happen. Quitting smoking is a good choice because we can maintain better body health. If the benefits of quitting smoking can increase the amount of investment you make, the better because you will get more benefits. There are many people who don't smoke and don't necessarily increase their investment because they talk about the large expenses required every day. Increasing income can help anyone in investing and sometimes it is not just the issue of smoking that needs to be thought about, but rather how daily life goes, the amount of income and expenses must be maximized, so that finances can be much more stable and there are no problems.
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Porfirii
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February 13, 2024, 05:51:06 AM |
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-snip- And the strong reason I stopped smoking was because my wife likes to nag me if I smoke at home because I have small children, and over time I decided to stop smoking. And previously I tried it several times but failed, and now I haven't smoked for more than 3 months and I hope I can do it forever because it has two extraordinary benefits. Health and can increase my investment.
Apart from the obvious economic and health benefits everybody is talking about, the fact that your wife can see it as something good too has also a great value. Many bitcoiners have problems at home because their relatives think that it is a scam and they are wasting their money, but in the case of the OP's wife, she can't complaint because it is obvious that his husband's decision is good compared to slowly killing himself. Congratulations, btw. Keep up! be strong and don't give up. Your family will thank you in the future.
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junder
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February 13, 2024, 11:01:01 AM |
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I don't know why addicts don't care about things like that, it's very good to start reducing now but it's very hard to do this. When you start smoking, inspiration for ideas will come out on their own, making cigarette addicts comfortable every day. it is indeed a bad thing for health, maybe time will tell when I will stop
That's right, I myself am an active smoker even 99% can be said that all men in my neighborhood smoke. I think the two big benefits of quitting smoking are money and health. *MONEY. an active smoker or cigarette addict tends not to look at the price of the preferred cigarette, based on everyone thoughts and tastes are different so everyone must have their own taste in cigarettes some may like high priced cigarettes and vice versa there are those who like low priced cigarettes the thing that must be considered is finance if we really like high priced cigarettes in the sense of having a taste for cigarettes that seem expensive then it will certainly drain finances, and if we do not have a stable income maybe this will torture yourself the same thing with a low taste in cigarettes, maybe this is still tolerable, because I myself have a low taste in cigarettes. with enough income for me, I still stick with low-priced cigarettes because I really like them but what's annoying is that there are people who are used to smoking at high prices, when they run out of cigarettes and we as friends of course offer, but the rejection that is done sometimes makes me annoyed. therefore adjust the income generated with style so as not to die in style. *HEALTH Smoking is certainly not good for your health, but I'm sure there will be someone in every family who is a cigarette addict. because in my opinion cigarettes have their own benefits. I have read that the benefits of cigarettes are reducing the risk of Parkinson's disease, recovering quickly from heart disease, preventing asthma and allergies, nicotine killing germs that cause TB, and reducing the risk of obesity. Also in my opinion smoking can relax the mind, as you said ideas and inspiration will appear by itself, I feel this when I work, that's why I always work while smoking and a glass of coffee because coffee also has a healthy side, however even though so many people have a negative view of smoking. It's clear that smoking is not good for your health, your lungs can become dirty and so on. However, stopping smoking can make the lungs clear and the respiratory tract also improve, shortness of breath and coughing are reduced. The risk of coronary heart disease is reduced by half compared to people who continue to smoke. The risk of stroke decreases to the same level as if someone had never smoked. However, the fact that many people smoke cannot be hidden, even though there is a smoking cessation service on the cigarette packs, I think there are still many people who ignore it, because they are already comfortable smoking. I think there are two big benefits from quitting smoking, money and health.
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irsykes
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February 13, 2024, 01:52:40 PM |
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I don't know why addicts don't care about things like that, it's very good to start reducing now but it's very hard to do this. When you start smoking, inspiration for ideas will come out on their own, making cigarette addicts comfortable every day. it is indeed a bad thing for health, maybe time will tell when I will stop
That's right, I myself am an active smoker even 99% can be said that all men in my neighborhood smoke. I think the two big benefits of quitting smoking are money and health. *MONEY. an active smoker or cigarette addict tends not to look at the price of the preferred cigarette, based on everyone thoughts and tastes are different so everyone must have their own taste in cigarettes some may like high priced cigarettes and vice versa there are those who like low priced cigarettes the thing that must be considered is finance if we really like high priced cigarettes in the sense of having a taste for cigarettes that seem expensive then it will certainly drain finances, and if we do not have a stable income maybe this will torture yourself the same thing with a low taste in cigarettes, maybe this is still tolerable, because I myself have a low taste in cigarettes. with enough income for me, I still stick with low-priced cigarettes because I really like them but what's annoying is that there are people who are used to smoking at high prices, when they run out of cigarettes and we as friends of course offer, but the rejection that is done sometimes makes me annoyed. therefore adjust the income generated with style so as not to die in style. *HEALTH Smoking is certainly not good for your health, but I'm sure there will be someone in every family who is a cigarette addict. because in my opinion cigarettes have their own benefits. I have read that the benefits of cigarettes are reducing the risk of Parkinson's disease, recovering quickly from heart disease, preventing asthma and allergies, nicotine killing germs that cause TB, and reducing the risk of obesity. Also in my opinion smoking can relax the mind, as you said ideas and inspiration will appear by itself, I feel this when I work, that's why I always work while smoking and a glass of coffee because coffee also has a healthy side, however even though so many people have a negative view of smoking. It's clear that smoking is not good for your health, your lungs can become dirty and so on. However, stopping smoking can make the lungs clear and the respiratory tract also improve, shortness of breath and coughing are reduced. The risk of coronary heart disease is reduced by half compared to people who continue to smoke. The risk of stroke decreases to the same level as if someone had never smoked. However, the fact that many people smoke cannot be hidden, even though there is a smoking cessation service on the cigarette packs, I think there are still many people who ignore it, because they are already comfortable smoking. I think there are two big benefits from quitting smoking, money and health. any advice for cigarette addicts is very difficult to recover from. Cigarettes are a good part of life for addicts, not for non-smokers. physical damage, financial damage is not a problem. Even in difficult situations, cigarettes are a staple in everyday life. whatever the risk, be ready to accept the risk
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AicecreaME
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February 13, 2024, 02:10:21 PM |
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Well, I'm going to say that quitting smoking could really help you to save your money while also having a good health, killing two birds in one stone.
But it is not true to everybody. Some people who give advice to quit smoking so you could save up to buy a car, a house, or something else, then you'll ask them if they smoke, they'll answer "No", and then you'll ask them "do you have a car now since you don't smoke?" Most of them will answer "No, I don't have any" which helps you realized that whether a certain person smoke or not, if he doesn't know how to handle money, he can't buy anything because he can't save any amount.
In short, you can have any vices and still save at the same time, buying anything you want, investing in anything you want. It's all about how you handle your finances, and of course don't just rely on just one source of income.
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Dzwaafu11
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February 13, 2024, 05:23:44 PM |
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Quitting smoking has two big benefits, and I've been doing it for over 3 months. And both can be said to be long-term investments, apart from long-term health, the money used to buy cigarettes can also be used to invest and I invested in Bitcoin. In one month I can spend approximately $90 to buy cigarettes, and the price of the cigarettes I buy is around $2/pack for one pack a day and sometimes more than one pack. And by quitting smoking, I was able to increase my regular monthly Bitcoin purchases from a portion of my monthly salary as well as $90 per month in cigarette money.
Some spend a lot of money on the cigarettes and alcohol they consume every day, sometimes even in a week, month, or year. They will gain from it in one way or another if the money is calculated. These individuals have struggled to break these deeply damaging habits, so if any of them have the chance, they should use the money for something tangible, such as a bitcoin investment or anything else that will benefit them in the long run. The reason I say anything other than a bitcoin investment is that some of them may not even be aware of bitcoin, but they may use the money for other purposes, such as physical investments, which will enable them to have a bright future. But first, I must congratulate you on being able to give up smoking and use the money you saved to invest in bitcoin. It is not an easy habit to break, especially if you have been smoking for a long time, and 90 dollars is not a small amount of money given the state of the world economy right now. If you can use this money to invest each month, as you mentioned, you should be able to accumulate a sizeable amount of bitcoin that, if you hold onto for a long time, will positively impact your financial situation. But it is not true to everybody. Some people who give advice to quit smoking so you could save up to buy a car, a house, or something else, then you'll ask them if they smoke, they'll answer "No", and then you'll ask them "do you have a car now since you don't smoke?" Most of them will answer "No, I don't have any" which helps you realized that whether a certain person smoke or not, if he doesn't know how to handle money, he can't buy anything because he can't save any amount.
They believe that the advisor lacks experience and expertise. They are the ones who have experienced the effects of smoking. This has been happening in my presence, and they have responded to the person giving them advice with the exact response you just gave, but it is untrue. The advisor may not even have the same amount of money that they did when they used to smoke every day. If so, would he have been able to save the money he is advising them to save after giving up smoking? Though it really depends, some people spend a great deal of money on things like smoking and other things that negatively impact their lives rather than improving them.
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Hamphser
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February 13, 2024, 07:51:55 PM |
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Well, I'm going to say that quitting smoking could really help you to save your money while also having a good health, killing two birds in one stone.
But it is not true to everybody. Some people who give advice to quit smoking so you could save up to buy a car, a house, or something else, then you'll ask them if they smoke, they'll answer "No", and then you'll ask them "do you have a car now since you don't smoke?" Most of them will answer "No, I don't have any" which helps you realized that whether a certain person smoke or not, if he doesn't know how to handle money, he can't buy anything because he can't save any amount.
In short, you can have any vices and still save at the same time, buying anything you want, investing in anything you want. It's all about how you handle your finances, and of course don't just rely on just one source of income.
Killing two birds in one stone indeed on which it isnt really just that making you healthy but also you do able to save up money on the same time with those vices on which it isnt really just that limited on smoking alone but also in other things as well. If you do saw that it is already that affecting you physically then it would really be that best that you should be stopping it for good. Dont wait up for things to be that in worst condition specially with your body before you would really be quitting smoking. Dont wait up for things to be messy before you would really be making out such act. Its always important that you should really know on what you are doing so that you wont really be ending up on having those huge regrets when things becomes that messy because on the things that you've been long time doing. There's no such thing about having no effects specially on smoking.
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romero121
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February 13, 2024, 11:14:12 PM |
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any advice for cigarette addicts is very difficult to recover from. Cigarettes are a good part of life for addicts, not for non-smokers. physical damage, financial damage is not a problem. Even in difficult situations, cigarettes are a staple in everyday life. whatever the risk, be ready to accept the risk
For cigarette addicts, they no longer see the risks and warnings on cigarette packs because they consider smoking as something they must always fulfill in life. So cigarette addicts will always use money for cigarettes even though they also consider other things as daily necessities that must be provided for themselves. Apart from that, some cigarette addicts also work diligently to be able to buy cigarettes every day so that they no longer think about the physical damage and financial damage that can happen to themselves. Particularly, they never think about the harm they are doing to society. Because when a person smokes, he isn't the only one affected; the surroundings do breathe the smoke left by them, making the surrounding people passive smokers. Smoking addicts don't have any reason, but for everything they smoke, Particularly when they're under stress, after food, and so on. Thinking about the family and kids, many people in my surroundings have left the smoking habit after looking at people getting cardiac problems due to smoking.
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mich
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February 14, 2024, 09:28:52 AM |
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Well I think smoking is a very bad addiction for a person to have. I feel bad for a person when I see him smoking because we know how he is choosing to harm his own body. To be killing his body just because he has an nicotine addiction.
But that is the addiction and he can not stop his cravings to smoke. It is bad habit and is expensive to be a addicted smoker. And smoking around children is not a good thing to do at all.
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bakasabo
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February 14, 2024, 10:14:05 AM |
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Well, I'm going to say that quitting smoking could really help you to save your money
You know, I dont think that quitting smoking is going to change former smoker financial condition dramatically. People focus only on the total amount saved during a long period, while pay little attention on expenses. For example OP said that he spends $90 monthly, which is $1080 per year. I am 1000% sure, that if he quit, he wont find extra $1000 in his pocket by the end of the year. He wont put those $90 by the end of the month in a piggy bank. That $2/pack he has mentioned, he would spend on something else. Cut of coffee daily. Buy more gas at gas station. Extra bottle of beer next time he does shopping. Anything. Easy to say that if he quit he would be $1k richer by the end of the year. Hard to resist spending money and saving them purposely during that year. I have done something of such savings. I have switched my TV/Internet subscription monthly from super fast to fast. That would save me around 15 EUR per month. And guess what, after I year of such savings, I did not feel any major difference. Like I spent money and run out of them by the end of the month, and it continued to be like this.
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junder
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February 14, 2024, 11:20:07 AM |
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I don't know why addicts don't care about things like that, it's very good to start reducing now but it's very hard to do this. When you start smoking, inspiration for ideas will come out on their own, making cigarette addicts comfortable every day. it is indeed a bad thing for health, maybe time will tell when I will stop
That's right, I myself am an active smoker even 99% can be said that all men in my neighborhood smoke. I think the two big benefits of quitting smoking are money and health. *MONEY. an active smoker or cigarette addict tends not to look at the price of the preferred cigarette, based on everyone thoughts and tastes are different so everyone must have their own taste in cigarettes some may like high priced cigarettes and vice versa there are those who like low priced cigarettes the thing that must be considered is finance if we really like high priced cigarettes in the sense of having a taste for cigarettes that seem expensive then it will certainly drain finances, and if we do not have a stable income maybe this will torture yourself the same thing with a low taste in cigarettes, maybe this is still tolerable, because I myself have a low taste in cigarettes. with enough income for me, I still stick with low-priced cigarettes because I really like them but what's annoying is that there are people who are used to smoking at high prices, when they run out of cigarettes and we as friends of course offer, but the rejection that is done sometimes makes me annoyed. therefore adjust the income generated with style so as not to die in style. *HEALTH Smoking is certainly not good for your health, but I'm sure there will be someone in every family who is a cigarette addict. because in my opinion cigarettes have their own benefits. I have read that the benefits of cigarettes are reducing the risk of Parkinson's disease, recovering quickly from heart disease, preventing asthma and allergies, nicotine killing germs that cause TB, and reducing the risk of obesity. Also in my opinion smoking can relax the mind, as you said ideas and inspiration will appear by itself, I feel this when I work, that's why I always work while smoking and a glass of coffee because coffee also has a healthy side, however even though so many people have a negative view of smoking. It's clear that smoking is not good for your health, your lungs can become dirty and so on. However, stopping smoking can make the lungs clear and the respiratory tract also improve, shortness of breath and coughing are reduced. The risk of coronary heart disease is reduced by half compared to people who continue to smoke. The risk of stroke decreases to the same level as if someone had never smoked. However, the fact that many people smoke cannot be hidden, even though there is a smoking cessation service on the cigarette packs, I think there are still many people who ignore it, because they are already comfortable smoking. I think there are two big benefits from quitting smoking, money and health. any advice for cigarette addicts is very difficult to recover from. Cigarettes are a good part of life for addicts, not for non-smokers. physical damage, financial damage is not a problem. Even in difficult situations, cigarettes are a staple in everyday life. whatever the risk, be ready to accept the risk For people who are addicted to smoking, cigarettes have become one of their basic needs, even though there are risks such as damage to their health, they will most likely not care about it, because they are already used to smoking, even though there are warnings in every advertisement or on the cigarette pack itself. they won't pay attention to it, although occasionally they will definitely pay attention but I'm sure it won't influence them to continue smoking. because in my opinion cigarettes also have a positive side. Sometimes smoking can give rise to ideas or inspiration when we need a perception, and I'm sure many people agree that smoking can give rise to ideas and can also make you relax, especially when working if the work you do allows us to work while smoking. Apart from that, for an active smoker or someone who is addicted to smoking, they will not pay attention to the price of the cigarette, as long as they want to smoke, they will buy it. as you said, even in difficult situations they will definitely insist on buying cigarettes, because it has become their own need.
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slapper
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February 14, 2024, 12:25:35 PM |
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Well, I'm going to say that quitting smoking could really help you to save your money
You know, I dont think that quitting smoking is going to change former smoker financial condition dramatically. People focus only on the total amount saved during a long period, while pay little attention on expenses. For example OP said that he spends $90 monthly, which is $1080 per year. I am 1000% sure, that if he quit, he wont find extra $1000 in his pocket by the end of the year. He wont put those $90 by the end of the month in a piggy bank. That $2/pack he has mentioned, he would spend on something else. Cut of coffee daily. Buy more gas at gas station. Extra bottle of beer next time he does shopping. Anything. Easy to say that if he quit he would be $1k richer by the end of the year. Hard to resist spending money and saving them purposely during that year. I have done something of such savings. I have switched my TV/Internet subscription monthly from super fast to fast. That would save me around 15 EUR per month. And guess what, after I year of such savings, I did not feel any major difference. Like I spent money and run out of them by the end of the month, and it continued to be like this. First off, you're right, not every quitter magically finds a grand in their pocket at year's end. But, it's not just about the cash saved from not buying packs. It's about the cumulative effect on one's financial health. Think about it – health costs down the line, increased insurance premiums, even the cost of extra cleaning to rid clothes and homes of the smell. The real savings? They're in the avoided costs, the unseen expenses that don't hit you all at once but bleed you dry over time And about your TV/Internet switch sure, 15 EUR a month sounds like chump change. But imagine, just imagine, if instead of letting it evaporate, you had directed it into an interest-bearing account or a low-cost index fund. Small streams make big rivers. It's not about feeling richer; it's about being smarter with the resources you have
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reagansimms
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February 14, 2024, 01:36:42 PM |
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~~~
For cigarette addicts, they no longer see the risks and warnings on cigarette packs because they consider smoking as something they must always fulfill in life. So cigarette addicts will always use money for cigarettes even though they also consider other things as daily necessities that must be provided for themselves. Apart from that, some cigarette addicts also work diligently to be able to buy cigarettes every day so that they no longer think about the physical damage and financial damage that can happen to themselves. For cigarette addicts who have a regular or accumulated income that is greater than their expenses, they may not really mind how much money they spend just to buy cigarettes. On the other hand, people whose income is inconsistent must consider all the aspects needed in their lives as responsibilities that must be prioritized. Working hard to buy cigarettes is not the solution. When you are unable to work due to illness, unfavorable natural conditions and the worst possibility of losing your job for various reasons will make it difficult for you to manage your finances between buying cigarettes which are increasingly expensive and prioritizing your responsibilities as head of the family. Whatever the reason, it is better to stop smoking, if you are a cigarette addict, you can set the duration of smoking cigarettes at a certain time. Reducing the desire to smoke can help you stop smoking slowly.
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Urfijaved
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February 14, 2024, 01:50:56 PM |
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There are many important aspects of quitting smoking for people like me who live in a middle class family. First of all I want to say that children of middle class families have to go through many constraints i.e. if two things need to co-exist then they have to choose one of the needs.
For example a few years ago I asked my father to bring medicine for my mother and some food for my younger brother. But when my father came home I saw that my father had brought medicine only for my mother. I realized that day, my father ran out of money to bring medicine, so he couldn't bring my brother's food. That means he didn't stop smoking that day, he just smoked. Needless to say, Dad used to spend a lot of money on smoking. If he hadn't smoked that day, he might have brought food home. Number 2 may be free from health risks and have a good family background. It is noted that my father died of lung cancer.
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Claudksg
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February 14, 2024, 06:15:22 PM |
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Smoking is really not good for the health,and spending money on it regularly is not still good.like a popular saying too much of everything kills.i was once a smoker and it became an habit to me,but good health is the greatest gift we have,so when I think of my health that's was how gradually I quitted totally.
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GigaBit
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February 14, 2024, 06:44:43 PM |
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Although smoking is harmful to health, we do it despite knowing it, which must be abandoned. Smoking is not only harmful to health but also economically cripples a smoker. Another thing is that because of a smoker, the people around him are also affected. Quitting smoking is certainly a good decision but there is very little certainty until it is implemented. I have seen many people who tried and after a few days they started smoking again. Although we don't discuss this habit much here, we know it. However, if you can take such a decision with conviction, it will benefit you personally as well as financially and humanly.
When a smoker takes a break from smoking, he can avoid wasting money and reduce his health risks. But when one considers the investment that would have been spent on smoking, it must be a profitable venture. If he can do this, especially if he invests in Bitcoin, I think he can recover the cost of smoking at some point in his life. Which can be taken as a significant step.
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Fiasem20
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February 14, 2024, 07:21:40 PM |
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Smoking is dangerous to the health as it has some health challenges like cancer,heart failure,lung diseases etc.It would be dangerous if smoking becomes an addiction,and may be difficult to let go.Aside the related health challenges, spending all your money on smokes isn't that relevant because if the money a person spend on buying cigarettes is converted to invest in Bitcoin it will be of great gain. Quitting smoking will help you utilize your money on relevant things.You've made a right decision in terms of investment by purchasing the best asset(Bitcoin).
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bakasabo
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February 15, 2024, 10:59:01 AM |
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Well, I'm going to say that quitting smoking could really help you to save your money
You know, I dont think that quitting smoking is going to change former smoker financial condition dramatically. People focus only on the total amount saved during a long period, while pay little attention on expenses. For example OP said that he spends $90 monthly, which is $1080 per year. I am 1000% sure, that if he quit, he wont find extra $1000 in his pocket by the end of the year. He wont put those $90 by the end of the month in a piggy bank. That $2/pack he has mentioned, he would spend on something else. Cut of coffee daily. Buy more gas at gas station. Extra bottle of beer next time he does shopping. Anything. Easy to say that if he quit he would be $1k richer by the end of the year. Hard to resist spending money and saving them purposely during that year. I have done something of such savings. I have switched my TV/Internet subscription monthly from super fast to fast. That would save me around 15 EUR per month. And guess what, after I year of such savings, I did not feel any major difference. Like I spent money and run out of them by the end of the month, and it continued to be like this. First off, you're right, not every quitter magically finds a grand in their pocket at year's end. But, it's not just about the cash saved from not buying packs. It's about the cumulative effect on one's financial health. Think about it – health costs down the line, increased insurance premiums, even the cost of extra cleaning to rid clothes and homes of the smell. The real savings? They're in the avoided costs, the unseen expenses that don't hit you all at once but bleed you dry over time And about your TV/Internet switch sure, 15 EUR a month sounds like chump change. But imagine, just imagine, if instead of letting it evaporate, you had directed it into an interest-bearing account or a low-cost index fund. Small streams make big rivers. It's not about feeling richer; it's about being smarter with the resources you have My comment was addressed into a bit different direction. Think about this. People write here that after he quits, he will save money, but like we figured out, he wont find that thousand in his pocket by the end of the year. Those $2 a day will slid away like nothing. If smoking isnt killing you for 100%, and OP did not complain about health, then for obtaining those $2 a day, he has lost a few minutes of joy or happiness. It is wrong to make such comparison, but still. Those few minute with yourself and your thoughts, that little pause from other activity, that little moment of happiness (if he wasnt happy, he would not have even started smoking, right?) cost only $2 a day.
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3kpk3
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
February 15, 2024, 11:53:01 AM |
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I truly despise smoking, drugs, alcohol etc, but it's easy to see why so many people around the world are addicted to them. They truly do help steer you away from the day to day stress of this crazy competitive world.
Everyone are aware of the perks of quitting smoking, but only some have the willpower to actually go through with it.
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Lanatsa
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February 15, 2024, 11:55:06 AM |
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Well, I'm going to say that quitting smoking could really help you to save your money
You know, I dont think that quitting smoking is going to change former smoker financial condition dramatically. People focus only on the total amount saved during a long period, while pay little attention on expenses. For example OP said that he spends $90 monthly, which is $1080 per year. I am 1000% sure, that if he quit, he wont find extra $1000 in his pocket by the end of the year. He wont put those $90 by the end of the month in a piggy bank. That $2/pack he has mentioned, he would spend on something else. Cut of coffee daily. Buy more gas at gas station. Extra bottle of beer next time he does shopping. Anything. Easy to say that if he quit he would be $1k richer by the end of the year. Hard to resist spending money and saving them purposely during that year. I have done something of such savings. I have switched my TV/Internet subscription monthly from super fast to fast. That would save me around 15 EUR per month. And guess what, after I year of such savings, I did not feel any major difference. Like I spent money and run out of them by the end of the month, and it continued to be like this. First off, you're right, not every quitter magically finds a grand in their pocket at year's end. But, it's not just about the cash saved from not buying packs. It's about the cumulative effect on one's financial health. Think about it – health costs down the line, increased insurance premiums, even the cost of extra cleaning to rid clothes and homes of the smell. The real savings? They're in the avoided costs, the unseen expenses that don't hit you all at once but bleed you dry over time And about your TV/Internet switch sure, 15 EUR a month sounds like chump change. But imagine, just imagine, if instead of letting it evaporate, you had directed it into an interest-bearing account or a low-cost index fund. Small streams make big rivers. It's not about feeling richer; it's about being smarter with the resources you have My comment was addressed into a bit different direction. Think about this. People write here that after he quits, he will save money, but like we figured out, he wont find that thousand in his pocket by the end of the year. Those $2 a day will slid away like nothing. If smoking isnt killing you for 100%, and OP did not complain about health, then for obtaining those $2 a day, he has lost a few minutes of joy or happiness. It is wrong to make such comparison, but still. Those few minute with yourself and your thoughts, that little pause from other activity, that little moment of happiness (if he wasnt happy, he would not have even started smoking, right?) cost only $2 a day. The amount wont really be that significant on what most people been saying about saving up the money in regarding with those vices on which having $2 a day then it wont really be giving those indeed thousands in the end of the month. Somewhat i dont really agree into the idea on having some smoke on easing out yourself on frustration or having simply that happiness. When it comes to addiction then there would really be no exemption to this and when it comes to expenses then we do know that there would really be allocation with that and this is something that wont really be avoided specially if the addiction is really severe. When it comes to benefits then health woudl really be something that would really matter rather than on with that money. Health is wealth and it is really just that right that you should really be putting up focus into that if you do really want on having that kind of non problem when it comes to health.
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