Fiasem20
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June 07, 2024, 08:55:23 PM |
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First and foremost lending funds to gamble is actually an irresponsible gambling,so clearing a gambling debt it's possible in most countries while most countries it's impossible because lenders ought to clear their debt before their dismissal and not something that should be passed to the children as an inheritance but incase such happens the children will have no other option than to sell theirs dads' properties to clear the debt. Gamblers should learn to avoid mistakes like lending huge amount of funds to gamble with the expectation of winning, gambling it's a game no one can predict it's outcome so it should be done the right way by gambling with the funds you have.
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Egii Nna
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June 07, 2024, 09:10:26 PM |
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The high rate of gamblers who take loan for gambling purposes is quite alarming, and most of them are fathers to kids. Most of them don't end up taking care of their debt before passing. What happens to the funds, when the lender comes for his money? It's quite a tough one for a person who isn't a gambler to inherit a trouble from a gambling dad. ~
Why are you saying that? Like, if he, the heir, was a gambler it would be easier for him to inherit a debt? I think it depends on the country whether the heir should pay off the debt or not, but in my personal opinion if he inherited a lot of money and valuable property then he should pay all debts, gambling debts included. I always thought gambling addicts were a pain for their relatives during their life, but now I see it can continue after their death too. What a shame! Gambling is actually a shameful act, especially when you are already addicted to it, because even if you don’t have the money to gamble, someone will go and sell you valuable items and properties. If they finish and you have nothing to give, then you will definitely go and collect a loan to do that, and that is where the problem will start because when collecting a loan, you most Have an application letter, and in that application most of your information will be there, which includes the information of the next of kin. So definitely, if the person who collected the loan passes away, the next of kin will pay off everything, which is when you will inherit a painful loan. And that doesn’t affect only gambling addiction but anything that can be addictive because it can lead you to your early grave, because it deals with your mental health, and when it is critical, it can cause mental disorders, which can lead to death, madness, or even more complications.
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lienfaye
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June 07, 2024, 10:17:30 PM |
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Inheriting gambling could be possible depending on whats the agreement of the debtor and the ones who grant it, if there would really be some agreement and signed then if its stated then it would be responsible for them to pay up on what you have spent.
That's true. It would be wise to have a signed agreement with a collateral so just incase something unexpected happened, the lender can still get his money even after the death of the borrower. Because the debt can't be pass to the relatives unless the person has a properties left then that's where they'll get the money to be use to pay the loan. I'm not certain if this is the legal way but here this is what's happening. Especially if the lender can present an evidence that the person really have a loan from him before his passing.
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Onyeeze
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June 07, 2024, 10:35:37 PM |
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The high rate of gamblers who take loan for gambling purposes is quite alarming, and most of them are fathers to kids. Most of them don't end up taking care of their debt before passing. What happens to the funds, when the lender comes for his money? It's quite a tough one for a person who isn't a gambler to inherit a trouble from a gambling dad. Such things also increase the anger of the society on gamblers, because the addicts are, also, good at extending their problem gambling to other close relatives. Could it be talked through in the law court?
someone can inherit debts of gambling, when your friend is addicted gambler and ask you to accompany him to gambling center and your friend have no money to gamble and he gambles on credit, if time is due to repay the debt from the management of the gambling center, and they look for the person for two days without knowing the person way about, I believe that the friend if is available they will get him arrested, and he will pay the debts, we have different ways someone can inherite someone debts, which I know vividly from my own understanding and observation.
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danherbias07
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June 07, 2024, 11:57:50 PM |
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The high rate of gamblers who take loan for gambling purposes is quite alarming, and most of them are fathers to kids. Most of them don't end up taking care of their debt before passing. What happens to the funds, when the lender comes for his money? It's quite a tough one for a person who isn't a gambler to inherit a trouble from a gambling dad. Such things also increase the anger of the society on gamblers, because the addicts are, also, good at extending their problem gambling to other close relatives. Could it be talked through in the law court?
someone can inherit debts of gambling, when your friend is addicted gambler and ask you to accompany him to gambling center and your friend have no money to gamble and he gambles on credit, if time is due to repay the debt from the management of the gambling center, and they look for the person for two days without knowing the person way about, I believe that the friend if is available they will get him arrested, and he will pay the debts, we have different ways someone can inherite someone debts, which I know vividly from my own understanding and observation. That's not legal. First of all the friend is not the one who was registered for the loan, he may be there but they cannot just arrest him for that. Sure, they can question him about the whereabouts of his friend so that the authorities can track him but not force arrest him just because he became a friend with a problem gambler. So that's a no-go and the authorities will have a big problem if they do that. The borrower on the other hand will be in trouble for escaping the debt and all his friend can do is update the police when he suddenly comes out and seeks help. Inherited debt mostly came from mortgages and maybe credit card loans especially if the registered borrower also input his relative name in his application.
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hyudien
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June 08, 2024, 04:19:10 AM |
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with gamblers, in my opinion, they are no longer strange about borrowing money, of course they will have problems that will make them difficult in the future. if they have debt, of course they have to pay it off, but gamblers who are addicted to gambling will not be able to easily pay and pay off their debt if they don't have money or when they have money, they might even have the thought of going back to gambling first to double up. their money and hope to win, the aim of which is to cover all losses including the debts that surround them. and when someone who is addicted has debts they will not be able to easily pay and repay them and if they are unable to live they may end their life and these debts become the responsibility of the people closest to them. I agree with you, indeed if you don't have money then it's best not to gamble, let alone take actions that carry big risks such as borrowing money; I think they borrowed the money because they wanted to get a win that could help their financial problems. Apart from that, it is possible that the addict might run away and isolate themselves to avoid the debt that is chasing them, of course this is irresponsible, and as a result their family will be the one to help them.
This gambling thing? It's not only pushing a lever or rolling dice. That rabbit hole is dark and twisted. You hunt that first high, that win, but then it turns on you. You lose; you try to recover; you lose more; the next thing you know is debt drowning. It is similar to quicksand. You drop farther the more you fight. You start borrowing; probably from friends, relatives, then loan sharks. You are gambling your life, your relationships, your peace of mind, not only money now The truth is, though, addiction is not a character defect. It is a true goddamn sickness of the brain. These people are sick not weak. Their need is for assistance rather than criticism. What then is our next action? We reach out. We offer support, understanding, therapy, whatever it takes. We have to help them to realize they are not alone and break the stigma. Everyone is fighting their own war. Be gentle, patient, and maybe just maybe we might help them back off the brink It is true that many people say that the more we bet, the more money we lose and that's it. With those who chase victory, it can be said that they are digging a hole to bury themselves in, because by chasing victory, what will happen is that they will lose more. a lot of money and it will make them feel pressure if they keep losing money, every now and then they might be able to get a win but unfortunately the win they get won't be able to make them stop completely, because there are gamblers who can't wait when they get a win, they end up betting again. by increasing the number of bets which ultimately only results in the winnings that have been obtained being lost again and that is where their mentality can be affected which makes it possible for them to become stressed, especially if they are already in a lot of debt. Indeed, for those who become addicted, it is a brain disease, where they are so completely influenced by gambling that they don't think about anything else, they only think about gambling and what they want to do. and being able to recover from this addiction is certainly not easy, even with help from someone who is an expert such as psychology, it does not guarantee that someone who is addicted can recover completely and be clean despite their addiction.
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Julien_Olynpic
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June 08, 2024, 06:22:23 AM |
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If a person dies with debts, then it is logical that his debts can be paid with property belonging to him after his death. This means that his heirs, if they want to receive an inheritance, must pay the debts of the person whose property they inherit. On the other hand, a number of countries are beginning to adopt more progressive laws. I know that in Russia they have now passed a law according to which family members are not obliged to repay loans taken by other family members. For example, if the husband has a loan, then the wife should not repay it if something happens to the husband. And moreover, even if the husband takes out a loan, he must take the consent of his wife. This is logical, because most often they own common property.
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Uhwuchukwu53
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June 08, 2024, 07:08:09 AM |
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Inheriting gambling could be possible depending on whats the agreement of the debtor and the ones who grant it, if there would really be some agreement and signed then if its stated then it would be responsible for them to pay up on what you have spent.
That's true. It would be wise to have a signed agreement with a collateral so just incase something unexpected happened, the lender can still get his money even after the death of the borrower. Because the debt can't be pass to the relatives unless the person has a properties left then that's where they'll get the money to be use to pay the loan. I'm not certain if this is the legal way but here this is what's happening. Especially if the lender can present an evidence that the person really have a loan from him before his passing. Yes that may not actually be the legal way but seem to be, u duely concur that most people today has such treaty because even when you want to get your money back after the passing away of the person who lend the money it's very hard because you can't go to court without evidence beside it's not also correct if you take person to court has had nit even enter any contract with you remember there is a saying that Nemo quod non havet that is to say no body can give what he don't have it's what you have as evidence you will tender in court and court will now see it and asked the people to pay back since they are the man's children as they had benefits from the man directly or indirectly, but without evidence it won't work.
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klidex
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June 08, 2024, 07:09:22 AM |
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I also think the same. The only thing here is the method the person uses to borrow the money. If he or she can prove that the dead person actually borrowed money, then the children are going to pay back such debt, but if there is no way to prove it, then it might be impossible because someone can't just walk up to me and tell me that my dad owes him or her some money without proof, and I will just rush and pay it back.
If the father owes a debt to someone who is not a loan shark or bank, there is no proof whatsoever and the heir also needs to ask for proof so he can pay because other people could lie to get money from the heir. But if your father borrow from a bank or loan shark, there must be proof of the record the borrower and heirs are obliged to pay the debt if the borrower takes out a loan from them. If they are not paid, there is a high possibility that valuable assets could be confiscated. It is the family's responsibility if one of the family dies and leaves debts because as we live, no one knows when will die. Borrowing debt, whether for gambling or for other things, the bank or loan sharks don't want to know because for them the borrower borrows money with interest and those who lend the money also don't want to know who is paying. Either directly or their other family members at the bank or The loan shark will definitely find out about the borrower's family so that if anything happens the family will be the one to cover the debt even though they don't know what the debt is for even though they didn't use it.
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passwordnow
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June 08, 2024, 07:15:06 AM |
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If a person dies with debts, then it is logical that his debts can be paid with property belonging to him after his death. This means that his heirs, if they want to receive an inheritance, must pay the debts of the person whose property they inherit. On the other hand, a number of countries are beginning to adopt more progressive laws. I know that in Russia they have now passed a law according to which family members are not obliged to repay loans taken by other family members. For example, if the husband has a loan, then the wife should not repay it if something happens to the husband. And moreover, even if the husband takes out a loan, he must take the consent of his wife. This is logical, because most often they own common property.
It varies for this kind of laws but I find it more fair when the deceased gambler had some properties on his name and that can be used to pay the debt that he has left. It's fair for the lenders that have spent money on lending them and they need to take it back as well but in a form of other asset or collateral that they can pay for that. For the side of the family of the borrower, probably many of them aren't going to agree with that because they might find it a waste of money and inheritance but if we play fair and square, they just have to let go of it together with their old man. someone can inherit debts of gambling, when your friend is addicted gambler and ask you to accompany him to gambling center and your friend have no money to gamble and he gambles on credit, if time is due to repay the debt from the management of the gambling center, and they look for the person for two days without knowing the person way about, I believe that the friend if is available they will get him arrested, and he will pay the debts, we have different ways someone can inherite someone debts, which I know vividly from my own understanding and observation.
That is different case. A debt from a friend should be paid but it's different from inheriting a friend's debt to be taken care of yours. You have no obligation about that if he took that debt from other people. But then, if that friend of yours took the loan from you then you have to ask and collect the payment from him. An inheritance comes from someone who has passed away and with your example, it's certainly a different case but still a debt and gambling related situation.
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junder
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June 08, 2024, 07:43:20 AM |
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That's true. It would be wise to have a signed agreement with a collateral so just incase something unexpected happened, the lender can still get his money even after the death of the borrower. Because the debt can't be pass to the relatives unless the person has a properties left then that's where they'll get the money to be use to pay the loan. I'm not certain if this is the legal way but here this is what's happening. Especially if the lender can present an evidence that the person really have a loan from him before his passing.
Indeed, it would be better like that, and in my opinion it is only done by those who borrow from official parties such as banks, because if you borrow from a friend you might not do it either because you feel like you know each other or what is clear is that this is rarely done if you borrow from each other. friends, but even if you borrow from a friend, of course you have to pay it off, borrowing from your own friend doesn't mean you can ignore the loan you made, in fact, if you borrow from a friend and are not paid or repaid then what will happen is the destruction of your relationship with each other, it could be the friend who lent you the money. This will result in a loss of respect because there is no good responsibility in paying off the debt that has been incurred, and even if our friend borrows money and then he goes somewhere leaving his responsibility, the rest of the decision is up to the borrower, if the borrower wants the money back then he has to tell If one of their family members has debt and doesn't pay it, the news will disappear. If they write proof before making a loan, such as the person borrowing signing on the agreement paper, I think the borrower can show this to the family if one of their family members has a certain amount of debt that must be paid off. Even though the family doesn't know about this, I think the family must pay off and repay the debt.
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FanEagle
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June 08, 2024, 08:24:45 AM |
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In almost all the countries, no. Because in most countries, gambling isn't something you can do, gambling is illegal in most nations, and there are only few places that would let you get debt while gambling as well. So, unless we are talking about taking out a loan at a bank and then gambling with it, then you are not going to inherit gambling debt.
Most places that let you gamble and get a debt, like open a credit for you, are places that aren't all that legal, and in illegal sense if you inherit debt or not, depends on the bad people who run those illegal places, if they want to then they do, if they do not want to then they can't. I believe that "officially" the answer to this question is a no, but of course you have to live it to see it.
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teamsherry
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June 08, 2024, 08:36:10 AM |
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If you want to borrow money, there must be a collateral. If there is not collateral, there must be one or more guarantors. I do not think anyone can be a guarantor of a gambler. It is the father that have the debt and if he dies, his family will pay with the properties or works that the father left on earth. I do not think the son have any problem with his own property. That is why it is good to have your own property and be independent.
Well it's possible that the garantoors maybe trusted friends or even family member that had no idea that he wanted to use the money for gambling, its also possible that it wasn't his initial reason to borrow the money and maybe passing by a gambling shop he couldn't control himself or maybe just decided to fund his betting account and that's how he ruined it all.
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rahmad2nd
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June 08, 2024, 09:09:46 AM |
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The high rate of gamblers who take loan for gambling purposes is quite alarming, and most of them are fathers to kids. Most of them don't end up taking care of their debt before passing. What happens to the funds, when the lender comes for his money? It's quite a tough one for a person who isn't a gambler to inherit a trouble from a gambling dad. Such things also increase the anger of the society on gamblers, because the addicts are, also, good at extending their problem gambling to other close relatives. Could it be talked through in the law court?
It shouldn't be, because it is very likely that the loan agreement was carried out by both parties without involving the other party. for example, children, wife, who are part of the loan. In particular, the money borrowed in this discussion is for gambling. nothing is inherited, because if that happens it means someone else is involved. for example, when borrowing a child and maybe the wife participates or agrees or even signs. but in this context, I believe that is not the case. So, I'm not sure whether this will be strong enough to be brought to court. Likewise with the borrower, they do not have the right to require the child to pay his father's debt, especially for gambling loans. even if the borrower comes to collect their rights and money, if the person who borrowed it is gone as implied in this thread. which means, no one can be held responsible for his father's debts. except, the child and family are willing to resolve the problems that the father has created. In this context, perhaps moral obligations are taken into consideration by the family. Now we are at the point of addiction, the problem of addiction is actually almost the same as other addictions. It's just that, in this discussion we are talking about gambling addiction. In fact, the problem we face is not just a problem of gambling addiction, this is just part of other addictions that can ensnare someone into taking out lots of loans. After all, there is something much worse than gambling addiction, it's just that gambling has too much of a negative connotation in society. especially, those that are attached to a belief. The point of this thread is that if there is no express agreement, nothing can be brought to court.
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ultrloa
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June 08, 2024, 10:37:00 AM |
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The high rate of gamblers who take loan for gambling purposes is quite alarming, and most of them are fathers to kids. Most of them don't end up taking care of their debt before passing. What happens to the funds, when the lender comes for his money? It's quite a tough one for a person who isn't a gambler to inherit a trouble from a gambling dad. ~
Why are you saying that? Like, if he, the heir, was a gambler it would be easier for him to inherit a debt? I think it depends on the country whether the heir should pay off the debt or not, but in my personal opinion if he inherited a lot of money and valuable property then he should pay all debts, gambling debts included.
I always thought gambling addicts were a pain for their relatives during their life, but now I see it can continue after their death too. What a shame! I don't know if there's something rules related to that. But as far as I know that children's can't inherit the debt of their father. Maybe those people which have borrowed money from the deceased person will told that since they are desperate to get their money back. But the lender can't really push their children to pay what their father owe to other people. But you have a point that if they inherit a lot of wealth from their father and that loan amount is not big which can lead to run out of wealth then they could pay it just to clear up the name of their father. That's why its important to know our priorities so that we will not follow what those addicted father done to their child since it really bring huge shame to them if someone will come to them and ask to repay the debt of their father due to their gambling activities done when they are alive. There's no such rule that the debt can be inherited, it's only properly or belongings to the person that passed away. However, if there's a contract where a family member is a co-maker, then he'll assume the debt once the principal borrower died. However, in banking industry scenario, a co-maker is only liable if a borrower choose not to pay, because banks have minimize the risk by getting the loan insured so in case of debt, it's the insurance company that will settle the loan in favor of the lender. That's how i understand it, it's the standard, but I never know what the terms in the gambling scenario. Only those loan sharks will go after that since they wanna try to install fear from the family so that they can get something to them. But if the head of their family know that they can't go after with them then provably that they cannot do anything. But its different story if they agree to became a co-maker but for sure most likely this scenario doesn't happen since most of the gambler hide all their activities especially for gambling and their loan taken out from other people. So the lender cannot do anything in this case and can't sue their children to the loan gotten by the deceased person. But in banks I'm not sure about that but there is interesting article that we could read since we could learn something from this https://www.cnbc.com/select/what-happens-to-loan-debt-when-you-die/.
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Viscore
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June 08, 2024, 10:38:44 AM |
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If you want to borrow money, there must be a collateral. If there is not collateral, there must be one or more guarantors. I do not think anyone can be a guarantor of a gambler. It is the father that have the debt and if he dies, his family will pay with the properties or works that the father left on earth. I do not think the son have any problem with his own property. That is why it is good to have your own property and be independent.
Well it's possible that the garantoors maybe trusted friends or even family member that had no idea that he wanted to use the money for gambling, its also possible that it wasn't his initial reason to borrow the money and maybe passing by a gambling shop he couldn't control himself or maybe just decided to fund his betting account and that's how he ruined it all. It's possible, but if I were to be a guarantor for a borrower, I would make sure I know the purpose of the loan because I feel like I'm the second borrower. In the event the main borrower fails to pay, the lender will certainly come after me, which means trouble on my part. I think it's better if the borrower has something to use as collateral. That way, there's no burden on the lender to collect the money, as they can just sell the property or asset and liquidate it to settle the remaining loan balance.
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mirakal
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June 08, 2024, 12:22:39 PM |
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In almost all the countries, no. Because in most countries, gambling isn't something you can do, gambling is illegal in most nations, and there are only few places that would let you get debt while gambling as well. So, unless we are talking about taking out a loan at a bank and then gambling with it, then you are not going to inherit gambling debt.
Most places that let you gamble and get a debt, like open a credit for you, are places that aren't all that legal, and in illegal sense if you inherit debt or not, depends on the bad people who run those illegal places, if they want to then they do, if they do not want to then they can't. I believe that "officially" the answer to this question is a no, but of course you have to live it to see it.
Some casinos don't just focus on gambling, they also offer loans for addict gamblers to make more money. Even if it was illegal debt, these people would force the family member to pay the debt of their father/mother. They will take it the hard way, that is how this debt business runs in gambling. They let you borrow but you can never run from them because the consequences are too regretful if ever. Indeed, it is NO but no way they can disregard it because they will come into their house and get all their assets and valuable belongings. Banks will never approve loans if that is for gambling that is why some people make denials. For the sake of their addiction, they will do everything just to have some funds. This is how addiction ruins our lives, not just our personal lives but also the entire family.
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Dewi Aries
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June 08, 2024, 07:20:20 PM |
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Well it's possible that the garantoors maybe trusted friends or even family member that had no idea that he wanted to use the money for gambling, its also possible that it wasn't his initial reason to borrow the money and maybe passing by a gambling shop he couldn't control himself or maybe just decided to fund his betting account and that's how he ruined it all.
It's possible, but if I were to be a guarantor for a borrower, I would make sure I know the purpose of the loan because I feel like I'm the second borrower. In the event the main borrower fails to pay, the lender will certainly come after me, which means trouble on my part. I think it's better if the borrower has something to use as collateral. That way, there's no burden on the lender to collect the money, as they can just sell the property or asset and liquidate it to settle the remaining loan balance. I am sure that lenders will prefer to look for something that can be used as collateral such as valuables or assets owned by the borrower such as land or even a house if the loan service is engaged offline such as a local bank where the collateral can really be used as a second escape if the borrower cannot pay the debt, but so far I have seen that loan services that are engaged online through an application or website always experience problems where many of their customers do not pay their debts and run away. Usually when people borrow from online lenders, they will usually make someone else the second party responsible by only entering someone else's cellphone number, and I have experienced this incident where one of my friends borrowed from one of the applications and made my cellphone number the second party responsible which in the end of course the service always contacted me but the problem could be solved only by selling my cellphone because of course everyone will not want to take responsibility for something he did not do. This means that the incident you described will probably only happen when the loan scenario occurs individually such as to another person or one of their friends or it could also be online, because if the loan service operates offline such as a local bank then usually they will choose a valuable item owned by the borrower as collateral.
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stomachgrowls
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June 08, 2024, 07:47:23 PM |
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Inheriting gambling could be possible depending on whats the agreement of the debtor and the ones who grant it, if there would really be some agreement and signed then if its stated then it would be responsible for them to pay up on what you have spent.
That's true. It would be wise to have a signed agreement with a collateral so just incase something unexpected happened, the lender can still get his money even after the death of the borrower. Because the debt can't be pass to the relatives unless the person has a properties left then that's where they'll get the money to be use to pay the loan. I'm not certain if this is the legal way but here this is what's happening. Especially if the lender can present an evidence that the person really have a loan from him before his passing. Yes that may not actually be the legal way but seem to be, u duely concur that most people today has such treaty because even when you want to get your money back after the passing away of the person who lend the money it's very hard because you can't go to court without evidence beside it's not also correct if you take person to court has had nit even enter any contract with you remember there is a saying that Nemo quod non havet that is to say no body can give what he don't have it's what you have as evidence you will tender in court and court will now see it and asked the people to pay back since they are the man's children as they had benefits from the man directly or indirectly, but without evidence it won't work. For someone who do offers that kind of lending money to other people then you should really be always thinking up on advance specially or including for that borrower for them to possibly die on which it will really be causing up that total loss on the moment that you wouldnt really be getting any of those loan amount. We arent that being that too greedy but it is really just that right because its our money. We should really be wise on how to get at least and wont really be totally considered to be forfeited and this is why these kind of agreement could really be applied and if ever that there would be those arguments in between that lender and the borrower. If things turns out to be severe then lender would be having that something to be able to represent on which he/she could have a chance on getting those amounts back and those loved ones are the ones will be continuing the loan. Inheriting pending loans is something that give out that headache, were not really that lawyers or someone whose that good on legal aspects but if there would be those contracts or agreements that been signed or agree upon then it could really pushed through legal means.
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Sandra_hakeem
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June 08, 2024, 08:55:02 PM |
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The high rate of gamblers who take loan for gambling purposes is quite alarming, and most of them are fathers to kids. Most of them don't end up taking care of their debt before passing. What happens to the funds, when the lender comes for his money? It's quite a tough one for a person who isn't a gambler to inherit a trouble from a gambling dad. Such things also increase the anger of the society on gamblers, because the addicts are, also, good at extending their problem gambling to other close relatives. Could it be talked through in the law court?
It could definitely be settled in court, but the defendant needs to pay up the money. That statement depends on where the loan came from; if it were a bank loan, the already paid collateral will be used to clear the loan and, there's certainly no case for his children. If he got it from any other monetary institutions, it'll not just need a refund but they'll calculate penal interest, should he fail to make payment . What's the essence of putting people through some unnecessary stress of working to pay up a huge debt that you accumulated, all by yourself? What ideas are you passing on to your kids on good parenting?
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