Buy Buy Buy or Sell Sell Sell?

[Ricardo11]

Based on Bitcoin price analysis it's now clear that in future it will go more up from here. Their is nothing to worry if Bitcoin over 100k take a dip of 10k or even more. What's our concern should be that are we ready for 200k or 500k which Bitcoin will hit in few years. Our readiness for such high price is how much we have accumulated at lower prices. If we set our price target of 250k, then imagine how much profit you will get if you have bought Bitcoin bought at current price.

I think you are over exaggerating because no matter how volatile Bitcoin is, I don't believe it can dip to $10k again unless it has lost it potential and if Bitcoin should dip to that amount even the big whales and every other investor will began to fear, you personally will be moved so don't even think of such Dip because that's craze. There will be Dip yes because Bitcoin is dynamic in nature but regardless we should take our investment serious and make best out of this moment we are seeing using our discretionary and hope for the best in the future.

What I was trying to say in my earlier post is that as long as price of Bitcoin is over 100k then a decrease of 10,000$ wont be a big concern. Like few days back price of Bitcoin was 124k and now it's at 112k, this means price has gone by 12k. We must not be worried about such small decrease.

The other scenario is that if Bitcoin price goes down below 100k to 90k or 80 then we can say price has gone down significantly. In that situation it's best to take a break and hodl your Bitcoin. No need to panic because price of Bitcoin will eventually recover in the long run.  

In fact, those who are worried about this kind of volatility in the present time, and are creating a panic attitude, are definitely wrong, it is a natural fluctuation and this volatility will always come naturally.
There is nothing to worry about it, but instead of panicking about it, you should try to buy more.
Those who can maintain their mentality in such situations, and do not damage the holding in any way, are the ones who have the most chances of achieving future success.
It should be remembered that, price dumps are never permanent due to volatility., it will recover again and Bitcoin will go further.
Consider the situation of Bitcoin, think about its potential, different countries are now accepting Bitcoin, taking positive steps about bitcoin.
So all in all, the potential of Bitcoin is very great, so those who worry about short-term volatility will be deprived of this success.

[laspol65]

There is a good practice of trying to save/invest around 10% or perhaps even more for the future, yet there are so many folks who have fallen out of such a habit since for 15 years or more interest rates for savings accounts have continued to come down, and there have frequently been dynamics worse in some countries as compared with other countries in which currencies don't hold value so there are incentives to spend it - especially since there is no place to put it, especially if we are talking about only around 10% or so of the income..

Yes, when it comes to saving or investments is a good thing that we suppose practice about. Because it has helped many individuals become wealthy, and is not that they saving/investing all at once, they do so gradually with what they have in that particular time. That is why I am wondering about folks who have another source of income and are unable to use even 5% of what they make, which can multiply them to earn more than what they save/invest against future; and no conditions is permanent. No matter how much some people make per month or week, once their issues is more expanding, this money will not be enough to support them with their families. That is why it is good for us to engage in investing/saving, even a little percentage from our income is set aside for the future.

But that is why if we invest in Bitcoin according to the DCA method, we will definitely be financially prosperous in old age. Because Bitcoin is invested with the future in mind, because it is possible to get several times more benefits than banks. The higher the Bitcoin investment, the greater the risk of profit, which is why most people are currently expressing interest in Bitcoin investment. Because it plays the biggest role in being financially successful in the future.
Because every person wants to save their own money, it is most suitable to invest in Bitcoin, which is why we should consider it the best to think only about buying Bitcoin.

[Jostern]

There is a good practice of trying to save/invest around 10% or perhaps even more for the future, yet there are so many folks who have fallen out of such a habit since for 15 years or more interest rates for savings accounts have continued to come down, and there have frequently been dynamics worse in some countries as compared with other countries in which currencies don't hold value so there are incentives to spend it - especially since there is no place to put it, especially if we are talking about only around 10% or so of the income..

Yes, when it comes to saving or investments is a good thing that we suppose practice about. Because it has helped many individuals become wealthy, and is not that they saving/investing all at once, they do so gradually with what they have in that particular time. That is why I am wondering about folks who have another source of income and are unable to use even 5% of what they make, which can multiply them to earn more than what they save/invest against future; and no conditions is permanent. No matter how much some people make per month or week, once their issues is more expanding, this money will not be enough to support them with their families. That is why it is good for us to engage in investing/saving, even a little percentage from our income is set aside for the future.

But that is why if we invest in Bitcoin according to the DCA method, we will definitely be financially prosperous in old age. Because Bitcoin is invested with the future in mind, because it is possible to get several times more benefits than banks. The higher the Bitcoin investment, the greater the risk of profit, which is why most people are currently expressing interest in Bitcoin investment. Because it plays the biggest role in being financially successful in the future.
Because every person wants to save their own money, it is most suitable to invest in Bitcoin, which is why we should consider it the best to think only about buying Bitcoin.

I think we feel more comfortable investing through the DCA because that is more comfortable and  affordable because we might not have enough money to invest through lump sum and that doesn’t mean that other process of buying and investing in Bitcoin isn’t good, there are people who will definitely want to invest through lump sums and front load their bitcoin portfolio, because they have more amounts of discretionary income and there are also some folks who will want to  invest in Bitcoin through buying the dip when the opportunity is there and not actually waiting for the dip, there are people who could possibly save some money for the dip and that doesn’t stop them from buying and accumulating on weekly or monthly basis depending when they have a discretionary income.

Bitcoin is more wise invested with the focus of long term plans, and you should also know that at some point profit isn’t guaranteed that is why it’s advisable to always approach buying and holding for a long term purpose, if you ask me I would prefer buying and accumulating bitcoin instead of saving fiat which I think wouldn’t be a mindset of an investor, there is always risk in making investments, and Bitcoin investment isn’t free from risk that is why you should be consistent in buying and accumulating bitcoin and holding for a long term purpose. I’m really confused with your statement of the higher the Bitcoin investment, the greater the risk of profit, well I could tell you that you should accumulate as much Bitcoin as possible as you can accumulate to stand more chance of success of more profits in your portfolio.

[blackberrman]

There is a good practice of trying to save/invest around 10% or perhaps even more for the future, yet there are so many folks who have fallen out of such a habit since for 15 years or more interest rates for savings accounts have continued to come down, and there have frequently been dynamics worse in some countries as compared with other countries in which currencies don't hold value so there are incentives to spend it - especially since there is no place to put it, especially if we are talking about only around 10% or so of the income..

Yes, when it comes to saving or investments is a good thing that we suppose practice about. Because it has helped many individuals become wealthy, and is not that they saving/investing all at once, they do so gradually with what they have in that particular time. That is why I am wondering about folks who have another source of income and are unable to use even 5% of what they make, which can multiply them to earn more than what they save/invest against future; and no conditions is permanent. No matter how much some people make per month or week, once their issues is more expanding, this money will not be enough to support them with their families. That is why it is good for us to engage in investing/saving, even a little percentage from our income is set aside for the future.

But that is why if we invest in Bitcoin according to the DCA method, we will definitely be financially prosperous in old age. Because Bitcoin is invested with the future in mind, because it is possible to get several times more benefits than banks. The higher the Bitcoin investment, the greater the risk of profit, which is why most people are currently expressing interest in Bitcoin investment. Because it plays the biggest role in being financially successful in the future.
Because every person wants to save their own money, it is most suitable to invest in Bitcoin, which is why we should consider it the best to think only about buying Bitcoin.

I agree with you, the future of Bitcoin is bright, the supply of Bitcoin is limited and its demand has also increased relatively recently and will continue to increase in the future. If you use the DCA strategy for investing, you can invest consistently regardless of market fluctuations, on the other hand, if you are preparing for retirement, then your proper financial planning is very important, because Bitcoin will be able to increase in value more than we fear. New investors who are lagging behind in their investments should start from the present time, but in this case you should use the DCA strategy.

[yixichloro2xx]

Based on Bitcoin price analysis it's now clear that in future it will go more up from here. Their is nothing to worry if Bitcoin over 100k take a dip of 10k or even more. What's our concern should be that are we ready for 200k or 500k which Bitcoin will hit in few years. Our readiness for such high price is how much we have accumulated at lower prices. If we set our price target of 250k, then imagine how much profit you will get if you have bought Bitcoin bought at current price.

I think you are over exaggerating because no matter how volatile Bitcoin is, I don't believe it can dip to $10k again unless it has lost it potential and if Bitcoin should dip to that amount even the big whales and every other investor will began to fear, you personally will be moved so don't even think of such Dip because that's craze. There will be Dip yes because Bitcoin is dynamic in nature but regardless we should take our investment serious and make best out of this moment we are seeing using our discretionary and hope for the best in the future.

What I was trying to say in my earlier post is that as long as price of Bitcoin is over 100k then a decrease of 10,000$ wont be a big concern. Like few days back price of Bitcoin was 124k and now it's at 112k, this means price has gone by 12k. We must not be worried about such small decrease.

The other scenario is that if Bitcoin price goes down below 100k to 90k or 80 then we can say price has gone down significantly. In that situation it's best to take a break and hodl your Bitcoin. No need to panic because price of Bitcoin will eventually recover in the long run.  

In fact, those who are worried about this kind of volatility in the present time, and are creating a panic attitude, are definitely wrong, it is a natural fluctuation and this volatility will always come naturally.
There is nothing to worry about it, but instead of panicking about it, you should try to buy more.
Those who can maintain their mentality in such situations, and do not damage the holding in any way, are the ones who have the most chances of achieving future success.
It should be remembered that, price dumps are never permanent due to volatility., it will recover again and Bitcoin will go further.
Consider the situation of Bitcoin, think about its potential, different countries are now accepting Bitcoin, taking positive steps about bitcoin.
So all in all, the potential of Bitcoin is very great, so those who worry about short-term volatility will be deprived of this success.

Even if Bitcoin keeps dipping, it always bounces back eventually. Those who hold through it usually come out ahead. Adoption is growing, so short term swings don’t really matter.

[Grace333]

it is also better to choose DCA strategy, because if someone buys Bitcoin with a lump sum, then later if the price of Bitcoin decreases a little, he may regret it, so DCA strategy should be chosen to buy at an average price.

I think the idea of lump summing is basically dependent on the level of income of the individual or investor. And yes, If you have the income to lump sum I don’t think the idea is wrong to accumulate bitcoin and hodl. The DCA strategy is good, and so is lump sum. The idea is to buy and hodl for a long term goal and sometimes you feel like to buy in bulk and keep rather then buying little by little on weekly or monthly basis due to the fear that if the money gets to remain with you, you might use it for other things that are not really worth it so it’s better you use that money to lump sum and hold. Getting emotional about the market is most common among traders, weather they are DCAing or lump summing.

Even though an investor can invest a lot of money in Bitcoin, I would still patiently urge him to invest in the DCA method. I think it is better to invest in DCA cycles than in a one-time lump sum investment.

Yeah, I get where you are coming from. DCA is still the best, Even if someone has a lot of money ready, dropping it all at once can be risky because nobody knows if the price will dip the next day. Spreading it out into cycles makes it easier to manage and you would not feel that regret of, I should have waited.. or I  bought too high..

Another thing is that DCA teaches patience. Instead of trying to play smart and catch the exact bottom, you just keep stacking little by little, and over time it evens out. A whole buying could work if you are  lucky with timing, but most people don’t have that kind of luck, and when the market turns against them, emotions kick in and they panic. So with  DCA, you don’t stress too much about short moves, you just keep building and before long, you have gathered a strong position.

[SmartCharpa]

But that is why if we invest in Bitcoin according to the DCA method, we will definitely be financially prosperous in old age. Because Bitcoin is invested with the future in mind, because it is possible to get several times more benefits than banks. The higher the Bitcoin investment, the greater the risk of profit, which is why most people are currently expressing interest in Bitcoin investment. Because it plays the biggest role in being financially successful in the future.
Because every person wants to save their own money, it is most suitable to invest in Bitcoin, which is why we should consider it the best to think only about buying Bitcoin.

It’s not just a matter of everyone wanting to save their money, but those who understand Bitcoin prefer to invest it in a place where it can grow for the long term. People invest in Bitcoin because of its future benefits. If it were only about saving money, many would rather put it in their local bank. But with Bitcoin, you save in a way that can grow up to 10x compared to what you put in.

Of course, the DCA method gives you the chance to invest with less pressure. Instead of stressing over when to buy or trying to out smart the market, you will invest with any amount gradually, no matter what the price is. That allows you to stay focus on the long term profit. Even with small amounts, the plan of buying long term helps you build a strong holding. That’s why the DCA method is considered one of the best strategies, it gives you the confidence to keep investing gradually and consistently over the long term.

[ruykeri]

it is also better to choose DCA strategy, because if someone buys Bitcoin with a lump sum, then later if the price of Bitcoin decreases a little, he may regret it, so DCA strategy should be chosen to buy at an average price.

I think the idea of lump summing is basically dependent on the level of income of the individual or investor. And yes, If you have the income to lump sum I don’t think the idea is wrong to accumulate bitcoin and hodl. The DCA strategy is good, and so is lump sum. The idea is to buy and hodl for a long term goal and sometimes you feel like to buy in bulk and keep rather then buying little by little on weekly or monthly basis due to the fear that if the money gets to remain with you, you might use it for other things that are not really worth it so it’s better you use that money to lump sum and hold. Getting emotional about the market is most common among traders, weather they are DCAing or lump summing.

DCA is much better than lump sum. It can be seen that if someone invests a lot of money in Bitcoin at once, some problems can arise. First of all, the person who is investing a lot of money at once takes a long time to invest that money. Maybe many people do not have any other money saved apart from this money. Then if someone invests a lot of money in Bitcoin at once. After that, if he faces any major danger, such as a lot of money for his or her family's member treatment but he does not have it, then he will be forced to sell his Bitcoin holdings. The price of Bitcoin tends to rise and fall a lot. It can be seen that sometimes the price decreases or increases by more than 30% to 40% very quickly. As a result, the risk in lump sum investment is very high. So if the investment is not made at the right time, then a lot of losses may have to be faced. For example, at the end of 2021, the price of Bitcoin reached ATH around $66,000. Then in 2022 and 2023 , the price was around aprox $20,000 and in 2024 it become higher than the price in 2021. So if someone had invested a lot of money at the ATH price of 2021, he would have been facing a lot of losses for a long time. But at the same time, those who had been investing through DCA for a long time were able to buy a lot of Bitcoin at a low price when the price fell in 2022 and 2023. As a result, the profits of those who followed their DCA were relatively high. Another advantage of DCA method investing is that there is peace of mind. There is no mental instability when the price falls, they continue to hold Bitcoin regularly according to their convenience. Now, due to the increase in the popularity of Bitcoin, everyone, poor ,middle class and rich, is showing a lot of interest in Bitcoin. So the most advantageous way for everyone is to follow DCA and invest for a long time through discretionary income. If an emergency fund and a reserve fund can be formed side by side, then future financial problems can be solved. There is no point in taking additional risks, including creating mental instability by investing in lump sums.

[Miles2006]

it is also better to choose DCA strategy, because if someone buys Bitcoin with a lump sum, then later if the price of Bitcoin decreases a little, he may regret it, so DCA strategy should be chosen to buy at an average price.

I think the idea of lump summing is basically dependent on the level of income of the individual or investor. And yes, If you have the income to lump sum I don’t think the idea is wrong to accumulate bitcoin and hodl. The DCA strategy is good, and so is lump sum. The idea is to buy and hodl for a long term goal and sometimes you feel like to buy in bulk and keep rather then buying little by little on weekly or monthly basis due to the fear that if the money gets to remain with you, you might use it for other things that are not really worth it so it’s better you use that money to lump sum and hold. Getting emotional about the market is most common among traders, weather they are DCAing or lump summing.

Both strategy are all good not minding the most common used strategy, the idea of buying bitcoin generally depends entirely on our discretionary income. If an investor can do without a huge amount for a long period of time they’re good to go meaning they can decide to lump sum with the idea of a long term plan as mentioned not to panic whenever the market is unstable, the reason why dca is commonly use basically you can buy bitcoin bit by bit according to your discretionary fund and allows an investors to make plans before buying. I make use of the dca not because this strategy is so common and preferable by others instead as a monthly earner you don’t have an option rather you buy whenever the money is available although sometimes an investor might be expecting a huge amount of money then decides to buy using the lump sum that’s totally fine but, till then the dca can always keep your investment going till whenever also after buying using the lump sum you continue buying using dca, what’s more important is consistency.

[sotelorene]

There is a good practice of trying to save/invest around 10% or perhaps even more for the future, yet there are so many folks who have fallen out of such a habit since for 15 years or more interest rates for savings accounts have continued to come down, and there have frequently been dynamics worse in some countries as compared with other countries in which currencies don't hold value so there are incentives to spend it - especially since there is no place to put it, especially if we are talking about only around 10% or so of the income..

Yes, when it comes to saving or investments is a good thing that we suppose practice about. Because it has helped many individuals become wealthy, and is not that they saving/investing all at once, they do so gradually with what they have in that particular time. That is why I am wondering about folks who have another source of income and are unable to use even 5% of what they make, which can multiply them to earn more than what they save/invest against future; and no conditions is permanent. No matter how much some people make per month or week, once their issues is more expanding, this money will not be enough to support them with their families. That is why it is good for us to engage in investing/saving, even a little percentage from our income is set aside for the future.

But that is why if we invest in Bitcoin according to the DCA method, we will definitely be financially prosperous in old age. Because Bitcoin is invested with the future in mind, because it is possible to get several times more benefits than banks. The higher the Bitcoin investment, the greater the risk of profit, which is why most people are currently expressing interest in Bitcoin investment. Because it plays the biggest role in being financially successful in the future.
Because every person wants to save their own money, it is most suitable to invest in Bitcoin, which is why we should consider it the best to think only about buying Bitcoin.

Don't even try to compare or measure the profit an investor will get in Bitcoin investment for years to that of bank in same interval of time because they are incomparable because of the return Bitcoin investment will give if we actually hold for a long time and if there is anything to compare with Bitcoin somehow, then it should be real estate investment, I said somehow because Bitcoin investment will still be greater than. I don't even like saving money in the bank because of bank stress and the little charges they will be taking. The DCA is just a method, you will be the one that will make it work perfectly that is to say that you can't be successful in the future if you don't do it well.

[icebar]

There is a good practice of trying to save/invest around 10% or perhaps even more for the future, yet there are so many folks who have fallen out of such a habit since for 15 years or more interest rates for savings accounts have continued to come down, and there have frequently been dynamics worse in some countries as compared with other countries in which currencies don't hold value so there are incentives to spend it - especially since there is no place to put it, especially if we are talking about only around 10% or so of the income..

Yes, when it comes to saving or investments is a good thing that we suppose practice about. Because it has helped many individuals become wealthy, and is not that they saving/investing all at once, they do so gradually with what they have in that particular time. That is why I am wondering about folks who have another source of income and are unable to use even 5% of what they make, which can multiply them to earn more than what they save/invest against future; and no conditions is permanent. No matter how much some people make per month or week, once their issues is more expanding, this money will not be enough to support them with their families. That is why it is good for us to engage in investing/saving, even a little percentage from our income is set aside for the future.

But that is why if we invest in Bitcoin according to the DCA method, we will definitely be financially prosperous in old age. Because Bitcoin is invested with the future in mind, because it is possible to get several times more benefits than banks. The higher the Bitcoin investment, the greater the risk of profit, which is why most people are currently expressing interest in Bitcoin investment. Because it plays the biggest role in being financially successful in the future.
Because every person wants to save their own money, it is most suitable to invest in Bitcoin, which is why we should consider it the best to think only about buying Bitcoin.

Don't even try to compare or measure the profit an investor will get in Bitcoin investment for years to that of bank in same interval of time because they are incomparable because of the return Bitcoin investment will give if we actually hold for a long time and if there is anything to compare with Bitcoin somehow, then it should be real estate investment, I said somehow because Bitcoin investment will still be greater than. I don't even like saving money in the bank because of bank stress and the little charges they will be taking. The DCA is just a method, you will be the one that will make it work perfectly that is to say that you can't be successful in the future if you don't do it well.

There is a lot of difference between banks and Bitcoin. Generally, if we keep money in the bank, Bitcoin is able to provide several times more than the investment that the bank will make in 10 years.  Bitcoin does not guarantee a guaranteed profit. If we observe the price of Bitcoin and the return of keeping money in the bank in the last 10 years, then we can easily be aware of the rise of Bitcoin. Keeping money in the bank in the long term is a waste of value because the value of that money will be lost due to inflation. Bitcoin is a store of value where people find a platform like Bitcoin to protect their wealth. It is now considered a store of value. Just as holding Bitcoin in the long term will protect you from inflation, its value will also increase in the future as a permanent asset.

[Miramax12]

There is a good practice of trying to save/invest around 10% or perhaps even more for the future, yet there are so many folks who have fallen out of such a habit since for 15 years or more interest rates for savings accounts have continued to come down, and there have frequently been dynamics worse in some countries as compared with other countries in which currencies don't hold value so there are incentives to spend it - especially since there is no place to put it, especially if we are talking about only around 10% or so of the income..

Yes, when it comes to saving or investments is a good thing that we suppose practice about. Because it has helped many individuals become wealthy, and is not that they saving/investing all at once, they do so gradually with what they have in that particular time. That is why I am wondering about folks who have another source of income and are unable to use even 5% of what they make, which can multiply them to earn more than what they save/invest against future; and no conditions is permanent. No matter how much some people make per month or week, once their issues is more expanding, this money will not be enough to support them with their families. That is why it is good for us to engage in investing/saving, even a little percentage from our income is set aside for the future.

But that is why if we invest in Bitcoin according to the DCA method, we will definitely be financially prosperous in old age. Because Bitcoin is invested with the future in mind, because it is possible to get several times more benefits than banks. The higher the Bitcoin investment, the greater the risk of profit, which is why most people are currently expressing interest in Bitcoin investment. Because it plays the biggest role in being financially successful in the future.
Because every person wants to save their own money, it is most suitable to invest in Bitcoin, which is why we should consider it the best to think only about buying Bitcoin.

Absolutely i agree with you, Saving and investing little by little is really the key it's not about how much you start with, but the consistency over time that makes the difference. It’s seen how so many people overlook setting aside even a small portion of their income, especially when extra money comes in. Life can throw unexpected challenges at anyone, so having that financial cushion really helps ease the pressure. I think the mindset around money needs to shift from just earning to also growing and protecting it for the future.

[Proty]

it is also better to choose DCA strategy, because if someone buys Bitcoin with a lump sum, then later if the price of Bitcoin decreases a little, he may regret it, so DCA strategy should be chosen to buy at an average price.

I think the idea of lump summing is basically dependent on the level of income of the individual or investor. And yes, If you have the income to lump sum I don’t think the idea is wrong to accumulate bitcoin and hodl. The DCA strategy is good, and so is lump sum. The idea is to buy and hodl for a long term goal and sometimes you feel like to buy in bulk and keep rather then buying little by little on weekly or monthly basis due to the fear that if the money gets to remain with you, you might use it for other things that are not really worth it so it’s better you use that money to lump sum and hold. Getting emotional about the market is most common among traders, weather they are DCAing or lump summing.

Even though an investor can invest a lot of money in Bitcoin, I would still patiently urge him to invest in the DCA method. I think it is better to invest in DCA cycles than in a one-time lump sum investment.

Yeah, I get where you are coming from. DCA is still the best, Even if someone has a lot of money ready, dropping it all at once can be risky because nobody knows if the price will dip the next day. Spreading it out into cycles makes it easier to manage and you would not feel that regret of, I should have waited.. or I  bought too high..

Another thing is that DCA teaches patience. Instead of trying to play smart and catch the exact bottom, you just keep stacking little by little, and over time it evens out. A whole buying could work if you are  lucky with timing, but most people don’t have that kind of luck, and when the market turns against them, emotions kick in and they panic. So with  DCA, you don’t stress too much about short moves, you just keep building and before long, you have gathered a strong position.

DCA is really a good strategy as it really helps in reducing the stress of always wanting to time the market. DCA strategy is not just for people with low discretion, even people with large discretion can decide to enter the market with relatively low amount instead of putting all at a time. With DCA strategy the effect of volatility is being overcome since it regular buying and at different prices, meaning the impact of volatility won't be felt since we buying at different prices. Therefore it is not really a good idea to be timing the market instead we should focus on consistent buying in other to be able to build a good portfolio and hold for a long term.

[Shineup]

it is also better to choose DCA strategy, because if someone buys Bitcoin with a lump sum, then later if the price of Bitcoin decreases a little, he may regret it, so DCA strategy should be chosen to buy at an average price.

I think the idea of lump summing is basically dependent on the level of income of the individual or investor. And yes, If you have the income to lump sum I don’t think the idea is wrong to accumulate bitcoin and hodl. The DCA strategy is good, and so is lump sum. The idea is to buy and hodl for a long term goal and sometimes you feel like to buy in bulk and keep rather then buying little by little on weekly or monthly basis due to the fear that if the money gets to remain with you, you might use it for other things that are not really worth it so it’s better you use that money to lump sum and hold. Getting emotional about the market is most common among traders, weather they are DCAing or lump summing.

DCA is much better than lump sum. It can be seen that if someone invests a lot of money in Bitcoin at once, some problems can arise. First of all, the person who is investing a lot of money at once takes a long time to invest that money. Maybe many people do not have any other money saved apart from this money. Then if someone invests a lot of money in Bitcoin at once. After that, if he faces any major danger, such as a lot of money for his or her family's member treatment but he does not have it, then he will be forced to sell his Bitcoin holdings. The price of Bitcoin tends to rise and fall a lot. It can be seen that sometimes the price decreases or increases by more than 30% to 40% very quickly. As a result, the risk in lump sum investment is very high. So if the investment is not made at the right time, then a lot of losses may have to be faced. For example, at the end of 2021, the price of Bitcoin reached ATH around $66,000. Then in 2022 and 2023 , the price was around aprox $20,000 and in 2024 it become higher than the price in 2021. So if someone had invested a lot of money at the ATH price of 2021, he would have been facing a lot of losses for a long time. But at the same time, those who had been investing through DCA for a long time were able to buy a lot of Bitcoin at a low price when the price fell in 2022 and 2023. As a result, the profits of those who followed their DCA were relatively high. Another advantage of DCA method investing is that there is peace of mind. There is no mental instability when the price falls, they continue to hold Bitcoin regularly according to their convenience. Now, due to the increase in the popularity of Bitcoin, everyone, poor ,middle class and rich, is showing a lot of interest in Bitcoin. So the most advantageous way for everyone is to follow DCA and invest for a long time through discretionary income. If an emergency fund and a reserve fund can be formed side by side, then future financial problems can be solved. There is no point in taking additional risks, including creating mental instability by investing in lump sums.

While am trying to understand everything you are saying, I think there is a reason while discretionary income discussion is all over the place and if the true meaning is what we are all looking out for in Bitcoin investment then there is no additional risks or any mental instability by investing in Bitcoin through the Lump sum because both the lump sum money and the dca must come from a discretionary income. Having Bitcoin and increase size of your Bitcoin and to hold for long should be the must concern and not even the strategies, more than 90 percent population can not afford to buy Bitcoin in the lump sum way so the dca strategy is still important for the over population.

[Churchillvv]

Absolutely i agree with you, Saving and investing little by little is really the key it's not about how much you start with, but the consistency over time that makes the difference. It’s seen how so many people overlook setting aside even a small portion of their income, especially when extra money comes in. Life can throw unexpected challenges at anyone, so having that financial cushion really helps ease the pressure. I think the mindset around money needs to shift from just earning to also growing and protecting it for the future.

Perhaps there is more to investing than just saving, it’s very important to note that unforeseen circumstances can come at anytime of one’s life which is a major reason by Emergency funds is quite not really over stated nor exaggerated but repeatedly mentioned in our daily discourses in this thread as it’s the one of the pillars of investment which holds an individual to hold his or her assets without tempering them or having any need to sell a portion or all of his or her investments when the unforeseen situation arises.

Hence, while making an investment using DCA it’s always advised to have at least an emergency funds that is able to cover up for guys 4 to 6 months, hence with such an emergency funds it’s likely that one will be able to consistently stay in the course and perhaps achieve a longer term of investment which can be 2 to 3 cycles accumulating until one reaches the over accumulation stage which guys might want to stop accumulation.

[Mr Reporter]

There is a good practice of trying to save/invest around 10% or perhaps even more for the future, yet there are so many folks who have fallen out of such a habit since for 15 years or more interest rates for savings accounts have continued to come down, and there have frequently been dynamics worse in some countries as compared with other countries in which currencies don't hold value so there are incentives to spend it - especially since there is no place to put it, especially if we are talking about only around 10% or so of the income..

Yes, when it comes to saving or investments is a good thing that we suppose practice about. Because it has helped many individuals become wealthy, and is not that they saving/investing all at once, they do so gradually with what they have in that particular time. That is why I am wondering about folks who have another source of income and are unable to use even 5% of what they make, which can multiply them to earn more than what they save/invest against future; and no conditions is permanent. No matter how much some people make per month or week, once their issues is more expanding, this money will not be enough to support them with their families. That is why it is good for us to engage in investing/saving, even a little percentage from our income is set aside for the future.

But that is why if we invest in Bitcoin according to the DCA method, we will definitely be financially prosperous in old age. Because Bitcoin is invested with the future in mind, because it is possible to get several times more benefits than banks. The higher the Bitcoin investment, the greater the risk of profit, which is why most people are currently expressing interest in Bitcoin investment. Because it plays the biggest role in being financially successful in the future.
Because every person wants to save their own money, it is most suitable to invest in Bitcoin, which is why we should consider it the best to think only about buying Bitcoin.

I think in essential to approach Bitcoin investment with a clear understanding of the risk and potential benefits pulse diversification and through research can help mitigate risk, having to know that Bitcoin investment come with higher risks but also potentially higher rewards, which is attracting many people to this asset class. And addition the approach also included investing a fixed amount of money at regular intervals regardless of the market performance to reduce the impact of volatility.

[Derekfunds]

it is also better to choose DCA strategy, because if someone buys Bitcoin with a lump sum, then later if the price of Bitcoin decreases a little, he may regret it, so DCA strategy should be chosen to buy at an average price.

I think the idea of lump summing is basically dependent on the level of income of the individual or investor. And yes, If you have the income to lump sum I don’t think the idea is wrong to accumulate bitcoin and hodl. The DCA strategy is good, and so is lump sum. The idea is to buy and hodl for a long term goal and sometimes you feel like to buy in bulk and keep rather then buying little by little on weekly or monthly basis due to the fear that if the money gets to remain with you, you might use it for other things that are not really worth it so it’s better you use that money to lump sum and hold. Getting emotional about the market is most common among traders, weather they are DCAing or lump summing.

DCA is much better than lump sum. It can be seen that if someone invests a lot of money in Bitcoin at once, some problems can arise. First of all, the person who is investing a lot of money at once takes a long time to invest that money. Maybe many people do not have any other money saved apart from this money. Then if someone invests a lot of money in Bitcoin at once. After that, if he faces any major danger, such as a lot of money for his or her family's member treatment but he does not have it, then he will be forced to sell his Bitcoin holdings. The price of Bitcoin tends to rise and fall a lot. It can be seen that sometimes the price decreases or increases by more than 30% to 40% very quickly. As a result, the risk in lump sum investment is very high. So if the investment is not made at the right time, then a lot of losses may have to be faced. For example, at the end of 2021, the price of Bitcoin reached ATH around $66,000. Then in 2022 and 2023 , the price was around aprox $20,000 and in 2024 it become higher than the price in 2021. So if someone had invested a lot of money at the ATH price of 2021, he would have been facing a lot of losses for a long time. But at the same time, those who had been investing through DCA for a long time were able to buy a lot of Bitcoin at a low price when the price fell in 2022 and 2023. As a result, the profits of those who followed their DCA were relatively high. Another advantage of DCA method investing is that there is peace of mind. There is no mental instability when the price falls, they continue to hold Bitcoin regularly according to their convenience. Now, due to the increase in the popularity of Bitcoin, everyone, poor ,middle class and rich, is showing a lot of interest in Bitcoin. So the most advantageous way for everyone is to follow DCA and invest for a long time through discretionary income. If an emergency fund and a reserve fund can be formed side by side, then future financial problems can be solved. There is no point in taking additional risks, including creating mental instability by investing in lump sums.

While am trying to understand everything you are saying, I think there is a reason while discretionary income discussion is all over the place and if the true meaning is what we are all looking out for in Bitcoin investment then there is no additional risks or any mental instability by investing in Bitcoin through the Lump sum because both the lump sum money and the dca must come from a discretionary income. Having Bitcoin and increase size of your Bitcoin and to hold for long should be the must concern and not even the strategies, more than 90 percent population can not afford to buy Bitcoin in the lump sum way so the dca strategy is still important for the over population.

Well I doubt if there is anything like additional risk in Bitcoin investment but all I can say is that there is no investment that is risk free and the only time we can talk about additional risk is if we invest wrongly that is using what we can not afford to let go or using money outside our discretionary income to invest in Bitcoin. Off course lump sum money always comes from our discretionary but it is not used like that of DCA own, lump sum money are been saved up or accumulated for some period of time and whenever an investor feels okay to buy, then they initiate that immediately but i guess is mostly done during the Dip and it will be more convenient then.

[Tonimez]

Absolutely i agree with you, Saving and investing little by little is really the key it's not about how much you start with, but the consistency over time that makes the difference. It’s seen how so many people overlook setting aside even a small portion of their income, especially when extra money comes in. Life can throw unexpected challenges at anyone, so having that financial cushion really helps ease the pressure. I think the mindset around money needs to shift from just earning to also growing and protecting it for the future.

Perhaps there is more to investing than just saving, it’s very important to note that unforeseen circumstances can come at anytime of one’s life which is a major reason by Emergency funds is quite not really over stated nor exaggerated but repeatedly mentioned in our daily discourses in this thread as it’s the one of the pillars of investment which holds an individual to hold his or her assets without tempering them or having any need to sell a portion or all of his or her investments when the unforeseen situation arises.

Yeah sure. Any bitcoin investor who is a member of this forum and had the privilege of being in this thread and still finds it difficult to keep an emergency funds is either not taking the investment seriously or he is playing around and gambling bitcoin while claiming to be a bitcoin investor. The importance of emergency funds in keeping a successful bitcoin stash over a long period of time is worth it's emphasis. Being a bitcoin investor without providing for emergency funds is like building on a shaky ground, it can collapse anyday and you loose all your stash when life strikes. To have a successful bitcoin investment unto the long-term, two basic things are very important for the investors; Investing with only your discretionary income and Having an Emergency funds. Any one who's disciplined to follow this strictly, would have greater chances of holding his bitcoin stash for a very long period of time.

Hence, while making an investment using DCA it’s always advised to have at least an emergency funds that is able to cover up for guys 4 to 6 months, hence with such an emergency funds it’s likely that one will be able to consistently stay in the course and perhaps achieve a longer term of investment which can be 2 to 3 cycles accumulating until one reaches the over accumulation stage which guys might want to stop accumulation.

It is important that Beginners should also understand that this does not mean that you have to wait until you have gathered enough funds for your emergency funds that could cover up to 6 months before making their first investment into bitcoin. You can accumulate bitcoin and emergency funds simultaneously by sharing your discretionary income into these two important areas. If you are consistent with the exercise, a time would come when you have a large emergency funds and may then decide to slow the pace of increasing your Emergency funds and focus more on increasing your bitcoin stash.

Secondly, I don't think we can be able to determine the amount of money that would be enough for emergency purposes in 6 months since there's no margin to what can befall anyone. This is why we can't risk playing around bitcoin without putting effort too in making provision for emergency situations. Any amount of money you think could stay 6 months can be engulfed by a single emergency situation in less than 1 month and so also, same amount of emergency funds which you planned for 6 months can last 1 year without any emergency situation that may warrant using them up. We only try to play safe and prepare for the unknown, but guessing how long a given amount of emergency funds should last would be so risky and may put an investor in a very financial stress that may affect his bitcoin stash.

[Joeboy]

Based on Bitcoin price analysis it's now clear that in future it will go more up from here. Their is nothing to worry if Bitcoin over 100k take a dip of 10k or even more. What's our concern should be that are we ready for 200k or 500k which Bitcoin will hit in few years. Our readiness for such high price is how much we have accumulated at lower prices. If we set our price target of 250k, then imagine how much profit you will get if you have bought Bitcoin bought at current price.

I think you are over exaggerating because no matter how volatile Bitcoin is, I don't believe it can dip to $10k again unless it has lost it potential and if Bitcoin should dip to that amount even the big whales and every other investor will began to fear, you personally will be moved so don't even think of such Dip because that's craze. There will be Dip yes because Bitcoin is dynamic in nature but regardless we should take our investment serious and make best out of this moment we are seeing using our discretionary and hope for the best in the future.

What I was trying to say in my earlier post is that as long as price of Bitcoin is over 100k then a decrease of 10,000$ wont be a big concern. Like few days back price of Bitcoin was 124k and now it's at 112k, this means price has gone by 12k. We must not be worried about such small decrease.

The other scenario is that if Bitcoin price goes down below 100k to 90k or 80 then we can say price has gone down significantly. In that situation it's best to take a break and hodl your Bitcoin. No need to panic because price of Bitcoin will eventually recover in the long run.  

In fact, those who are worried about this kind of volatility in the present time, and are creating a panic attitude, are definitely wrong, it is a natural fluctuation and this volatility will always come naturally.
There is nothing to worry about it, but instead of panicking about it, you should try to buy more.
Those who can maintain their mentality in such situations, and do not damage the holding in any way, are the ones who have the most chances of achieving future success.
It should be remembered that, price dumps are never permanent due to volatility., it will recover again and Bitcoin will go further.
Consider the situation of Bitcoin, think about its potential, different countries are now accepting Bitcoin, taking positive steps about bitcoin.
So all in all, the potential of Bitcoin is very great, so those who worry about short-term volatility will be deprived of this success.

Even if Bitcoin keeps dipping, it always bounces back eventually. Those who hold through it usually come out ahead. Adoption is growing, so short term swings don’t really matter.

Indeed, the real strength of Bitcoin doesn't rest in the short term price  movement but rather in the very fact that it has always managed to recover and push up even higher after every dip. This cycle is what is bringing in new users, and a stronger adoption, which makes the network more valuable and bigger over time. That is why I wasn't even surprised when El Salvador adopted Bitcoin as legal tender.
The very mistake that many beginners make is panicking during dips instead of realizing it will later bounce up and even reach an ATH. As investors, if we zoom out and look at the bigger picture, it’s so obvious that holding Bitcoin with patience usually pays off much better than reacting to every price swing.

[IceLincoln]

The other scenario is that if Bitcoin price goes down below 100k to 90k or 80 then we can say price has gone down significantly. In that situation it's best to take a break and hodl your Bitcoin. No need to panic because price of Bitcoin will eventually recover in the long run.  

I don’t think you understand bitcoin investment and the market if you’ll advise or encourage newbie investors to pause their accumulation during dips. When the dip is actually a good opportunity to buy cheaper. That period of break you’re talking about would have been used to acquire more bitcoin.

it is also better to choose DCA strategy, because if someone buys Bitcoin with a lump sum, then later if the price of Bitcoin decreases a little, he may regret it, so DCA strategy should be chosen to buy at an average price.

I think the idea of lump summing is basically dependent on the level of income of the individual or investor. And yes, If you have the income to lump sum I don’t think the idea is wrong to accumulate bitcoin and hodl. The DCA strategy is good, and so is lump sum. The idea is to buy and hodl for a long term goal and sometimes you feel like to buy in bulk and keep rather then buying little by little on weekly or monthly basis due to the fear that if the money gets to remain with you, you might use it for other things that are not really worth it so it’s better you use that money to lump sum and hold. Getting emotional about the market is most common among traders, weather they are DCAing or lump summing.

I don't think that DCA method is better than lump sum, they are different strategies for accumulating Bitcoin. If you are on monthly or weekly salary then DCA method is best for you because your income is more or less fixed, you can conveniently remove allocation for buying Bitcoin from your discretionary funds. If you're a contractor who receives payment when a job is done, if you receives an inheritance or any large amount your best option is to buy Bitcoin in lump sum.

No need to share a huge amount that is received once into bits because it is not salary that you receives on specific dates or time. Whether it's DCA method of accumulation when you receive salary or buying in lump sum when huge amount drops on you what matters is the mindset of long term hodl. So the goal of the two accumulation strategies are the same, buy and hodl for the long term, don't sell prematurely on the short term.

When it comes to bitcoin investments the best method of investing is and will always be the DCA method, the lump sum method is also an efficient method but the DCA has a little edge over it in that it gives you opportunity of buying at different price intervals and better chance of buying cheaper and making more gains. They’re both good strategies that can be applied by the discretion of the investor, depending on the discretionary income. Assuming you have $2000 available as discretionary income and you decide to lump sum at a price of $112k and another investor with same amount decides to DCA $500 weekly at price of $112k, 110k, $109k, and $113k at the end of the month who do you think will have more bitcoin. The lump sum method is most efficient in times of dips.
Sometimes what you might call lump sum might be someone else’s weekly DCA, so buying strategies depends a lot on the financial capabilities of an investor.