Buy Buy Buy or Sell Sell Sell?

[Charcol]

Investment should be done from everyone's discretionary income. Those who are poor have less discretionary income and those who are rich have more discretionary income. Discretionary income is a product of the amount of money left over after we have paid our basic expenses. So the higher the discretionary income, the more options there are. And each investor chooses a percentage of money from his discretionary income for investments, savings and discretionary expenses. Since a person has choices about how to use their discretionary funds, there is no formula for what will happen. People with less discretionary funds can use their discretionary funds much better than people with more discretionary funds, and there are cases where poor people become richer or even rich people become poorer based on their choices regarding the use (or management) of their discretionary funds.

Yes, investing in Bitcoin is risky, at least without discretionary income. It is very important to calculate everything related to the investment before every investment. Therefore one must set a (long-term) mindset for investing in Bitcoin and create some funds so that one does not have to break Bitcoin in case of emergency and when the price of Bitcoin comes down, one can buy more.

Those who invest in Bitcoin must invest Bitcoin weekly, which is the most suitable, as they have more time to buy.

Investing on a weekly basis is undoubtedly an effective strategy, especially for those who earn a regular income and do not want to be too concerned about market fluctuations. Investing gradually in this way makes it possible to balance the risk to some extent.

However, the reality is that weekly investing is not equally suitable for everyone. The investment strategy depends entirely on an individual's financial situation, income type, and risk-taking mindset.As many people earn on a monthly basis, investing monthly is more comfortable and realistic for them.

Therefore, it can be said that while weekly investing is a good strategy,it is wiser to continue investing regularly and consistently, considering our own financial situation,goals and capabilities. It is not that it would not be appropriate if it were on a monthly basis rather than weekly.

[Showlove01]

Investment should be done from everyone's discretionary income. Those who are poor have less discretionary income and those who are rich have more discretionary income. Discretionary income is a product of the amount of money left over after we have paid our basic expenses. So the higher the discretionary income, the more options there are. And each investor chooses a percentage of money from his discretionary income for investments, savings and discretionary expenses. Since a person has choices about how to use their discretionary funds, there is no formula for what will happen. People with less discretionary funds can use their discretionary funds much better than people with more discretionary funds, and there are cases where poor people become richer or even rich people become poorer based on their choices regarding the use (or management) of their discretionary funds.

Yes, investing in Bitcoin is risky, at least without discretionary income. It is very important to calculate everything related to the investment before every investment. Therefore one must set a (long-term) mindset for investing in Bitcoin and create some funds so that one does not have to break Bitcoin in case of emergency and when the price of Bitcoin comes down, one can buy more.

Bitcoin investment will be risky because there is risk in any activity, allocate money for Bitcoin investment or you can spend some of your income on your family and invest the rest without wasting money. Those who invest in Bitcoin must invest Bitcoin weekly, which is the most suitable, as they have more time to buy.
However, investing in Bitcoin requires its own risk and patience, in this case, if you can invest in Bitcoin using the right time DCA method, then it becomes very easy to achieve success.

You are getting the whole idea wrong the DCA method doesn't mean someone or an investor must invest weekly no, that is not how it works. The idea is that, if you are earning monthly or weekly you will now decipher when we be convenient for you to be purchasing your Bitcoin either monthly or weekly depending how convenient it will be for you so it is not a must to invest weekly, the fact that someone is earning weekly doesn't mean they will purchase weekly and the fact that someone is earning monthly doesn't mean they will purchase monthly, everything is planning and follow with wisdom.

[NewRevelation]

You are getting the whole idea wrong the DCA method doesn't mean someone or an investor must invest weekly no, that is not how it works. The idea is that, if you are earning monthly or weekly you will now decipher when we be convenient for you to be purchasing your Bitcoin either monthly or weekly depending how convenient it will be for you so it is not a must to invest weekly, the fact that someone is earning weekly doesn't mean they will purchase weekly and the fact that someone is earning monthly doesn't mean they will purchase monthly, everything is planning and follow with wisdom.

The only thing that should stop you from buying Bitcoin when your income or salary comes is the unavailability of discretionary income, that is, maybe you had higher expenses(either restocking some family demands or increased family size as a result and f visiting or any other reason and it increased your expenses above your normal weekly or monthly budget.

On this regard, the investor might skip investment for that week or month as the case maybe. But it shouldn't be a habit if his investment is his priorities. Making your investment a priority enables you to something try to cut down expenses related to some personal lifestyle that may not really be all time profiting( either clubbing, constant drinking, unnecessary purchase of wears, etc) just to ensure that he can remain consistent in his Bitcoin accumulation process. Even though such life is needed once in while,  an investor with his priority placed on his investment should some always find a way to balance his personal lifestyle and his investment so that everything can flow well and investment ongoing and consistent

[ruykeri]

Yes, investing in Bitcoin is risky, at least without discretionary income. It is very important to calculate everything related to the investment before every investment. Therefore one must set a (long-term) mindset for investing in Bitcoin and create some funds so that one does not have to break Bitcoin in case of emergency and when the price of Bitcoin comes down, one can buy more.

Risk is a part of life so I think it's natural for risk to surround everyone as every investment carries a certain burden that poses a risk to each individual.
Of course when investing one must have a budget and calculating these expenses must be maximized to ensure the smooth running of long-term investments. Therefore an ideal mindset should always be a learning model for those investing with the goal of avoiding damage to Bitcoin accumulation whether the price rises or falls in the Bitcoin market.

there is always risk associated with financial travels/activities, particularly with regards to something as volatile as a digital currency such as Bitcoin. However, it is really critical that investors learn to manage these risks through disciplined/budgeting and planning. Effectively structured processes of investing along with continuing educational opportunities can ultimately reduce the number of emotional selections made when investing while aiding in the continuing growth of the market over time. By using an investment philosophy that allows them to have balance when investing, investors will remain stead-fast as the volatility of the marketplace fluctuates thereby increasing the ability to accomplish their overall investment objectives.

Bitcoin investing always involves risk. But the main defense is not optimism. It is proper dca amount as per ability . Giving  priority or  strong budgeting using discretionary income also  maintaining back up funds and building a system that can continue through volatility. Education helps its true . But it help  only when it leads to better cashflow management and better long term mindset . If those things are in good position then the investor is less likely to make panic decisions. And if those things are not in place well then even a well worded philosophy will not save him when the market turns against him.

[Merit.s]

You are getting the whole idea wrong the DCA method doesn't mean someone or an investor must invest weekly no, that is not how it works. The idea is that, if you are earning monthly or weekly you will now decipher when we be convenient for you to be purchasing your Bitcoin either monthly or weekly depending how convenient it will be for you so it is not a must to invest weekly, the fact that someone is earning weekly doesn't mean they will purchase weekly and the fact that someone is earning monthly doesn't mean they will purchase monthly, everything is planning and follow with wisdom.

It's better that if you're earning weekly, you DCA weekly and if you're earning monthly, you DCA monthly so that you don't use the money for your DCA for something else. I feel better that way because I will become free after buying bitcoin whenever, my discretionary income is available and know that I have invested for that week.

Those who invest in Bitcoin must invest Bitcoin weekly, which is the most suitable, as they have more time to buy.

It's not a most that all long-term bitcoin investors must invest weekly because it's not everyone that gets paid weekly. Some people are paid monthly so they will definitely DCA monthly. Bitcoin investment isn't a do or die thing that you must inconvenience yourself for if not, you will invest in the wrong way which will definitely affect the growth of your bitcoin investment.

You don't need to put yourself under unnecessary pressure because you are investing. There are some weeks/months that you won't have discretionary income, you skip that week and invest when next you have discretionary income

[Bright0515]

Yes, investing in Bitcoin is risky, at least without discretionary income. It is very important to calculate everything related to the investment before every investment.

There's a risk whether or no leftover money which is known as discretionary income, but that doesn't mean Bitcoin is like or the same as some random short term investment or businesses that are so unstable. For the fact that Bitcoin has a limited supply which we already know is transparent and also unpredictable proves that it's not as risky as you think. Other businesses and investments are always affected by inflation but Bitcoin isn't because it's not controlled by anyone.
Even for the fact that profit isn't certain (for short term), that does not mean Bitcoin will not be valuable or will not performed well in the future besides you must have read how much it was worth when it was invented and how much it is worth right now.

As a matter of fact, you still need to understand that investing with your discretionary income doesn't make it risk free, when it does is improve how you make decisions interns of investment, so one of the benefits of investing with your discretionary income is that it helps to reduce financial pressures which might make you so emotional to the point that you have to sell of the little Bitcoin that you have starched on your Bitcoin portfolio, and lastly it also helps your accumulation process lot more easier.

You are getting the whole idea wrong the DCA method doesn't mean someone or an investor must invest weekly no, that is not how it works. The idea is that, if you are earning monthly or weekly you will now decipher when we be convenient for you to be purchasing your Bitcoin either monthly or weekly depending how convenient it will be for you so it is not a must to invest weekly, the fact that someone is earning weekly doesn't mean they will purchase weekly and the fact that someone is earning monthly doesn't mean they will purchase monthly, everything is planning and follow with wisdom.

What's important is how much you can DCA into Bitcoin, it doesn't matter if you are doing it daily, weekly or monthly. The most important thing about DCA is that you are buying consistently based on how you earn money. For the fact that money doesn't just come out from nowhere, shows that you are supposed to invest anytime you have spare money, but you need to do it consistently with your leftover money which is also known as your discretionary income.

[DubemIfedigbo001]

You are getting the whole idea wrong the DCA method doesn't mean someone or an investor must invest weekly no, that is not how it works. The idea is that, if you are earning monthly or weekly you will now decipher when we be convenient for you to be purchasing your Bitcoin either monthly or weekly depending how convenient it will be for you so it is not a must to invest weekly, the fact that someone is earning weekly doesn't mean they will purchase weekly and the fact that someone is earning monthly doesn't mean they will purchase monthly, everything is planning and follow with wisdom.

It's better that if you're earning weekly, you DCA weekly and if you're earning monthly, you DCA monthly so that you don't use the money for your DCA for something else. I feel better that way because I will become free after buying bitcoin whenever, my discretionary income is available and know that I have invested for that week.

An investor earning monthly who wants to buy weekly can still go ahead and spread his buying amount across weeks and buy weekly, it all depends on how the investor wished to follow up and his own design of consistency. That's why Bitcoin is said to be a personal journey, so investors are at liberty to define their own patterns and stick to it.

Those who invest in Bitcoin must invest Bitcoin weekly, which is the most suitable, as they have more time to buy.

There is no such rule, there are situations the income arrives monthly and the investor wishes to go monthly which is fine, and another scenario when income comes on a variable note, more like those that has unsteady income, people can always invest ASAP discretionary income from their cashflow is available.

[MusaPk]

It's not a most that all long-term bitcoin investors must invest weekly because it's not everyone that gets paid weekly. Some people are paid monthly so they will definitely DCA monthly. Bitcoin investment isn't a do or die thing that you must inconvenience yourself for if not, you will invest in the wrong way which will definitely affect the growth of your bitcoin investment.

You don't need to put yourself under unnecessary pressure because you are investing. There are some weeks/months that you won't have discretionary income, you skip that week and invest when next you have discretionary income

We must not put our self under pressure while we are investing in Bitcoin but on the same line we must also sacrifice our spending on luxury items like buying expensive phones, wrist watches etc. All such luxury expenses are of no use because all such items lose there value over period of time. This is not a good approach to halt Bitcoin investment because you are saving money to buy latest model of smartphone. If you don't have money to invest in Bitcoin then its fine but make sure you are managing your funds wisely i.e. you are breaking your available funds into three parts, daily use, savings and emergency funds.

[NewRevelation]

Those who invest in Bitcoin must invest Bitcoin weekly, which is the most suitable, as they have more time to buy.

It's not a most that all long-term bitcoin investors must invest weekly because it's not everyone that gets paid weekly. Some people are paid monthly so they will definitely DCA monthly. Bitcoin investment isn't a do or die thing that you must inconvenience yourself for if not, you will invest in the wrong way which will definitely affect the growth of your bitcoin investment.

You don't need to put yourself under unnecessary pressure because you are investing. There are some weeks/months that you won't have discretionary income, you skip that week and invest when next you have discretionary income

Sure, we don't have to put pressure on ourselves as that may make us invest wrongly or have access panic that is not needed. This in turn makes you not to HODL your coins and carry out your initial long term investment plan. Investing within our means using the DCA does the magic, perfectly investing from your discretionary and allocating rightly.

About investing weekly or monthly, I think it's matter of choice, provided you have a well mapped out plan of investing using your discretionary. Someone who earns monthly can still decide to invest weekly, yea, that is if he decides to share his allocated amount of investment monthly within the 4 weeks in the month or so.
If for example he has mapped out $100 monthly for his investment. It now depends on his choice either to invest all at once monthly which is okay, or also decide to share it into 4 equal parts within the 4 weeks($25 per week). So, anyhow, so long as there is a mapped out plan or there is a known amount of discretionary for investment, the investor can decide which way to invest, and his investment keeps growing gradually. The major thing is that there is an ongoing accumulation.

Lastly, sometimes too, when there is lack of discretionary or insufficient amount to invest, maybe due to high expenses or demand, the investor does not need to kill himself or add extra pressure on himself. Investments should be made from discretionary income, and if it's not available, you invest next time when it's made available. We can only work out modernities of increasing our source of income/amount, so that we can't keep up with our investment regularly

[Sticky Bomb]

At times we should also know that, not all diversification that  guarantee success. For me I will say Newbies or low income earners who are starting their investments should focus on one particular asset first like Bitcoin.  So the little money you are putting into Bitcoin alone gives you higher chances of growth than spreading it too thin on different assets.  So after reaching a comfortable accumulation stage maybe 4-5 years of consistent accumulation, that is where you can stretch your investments funds into other assets like Gold, silver etc. Jumping into different assets at an early stage slows progress. Building a base in one strong asset first matters before spreading too wide.

As a beginner, 4 to 5 years is not enough to start diversifying into other areas especially is you are also a low income earner because despite the fact that everyone has different goals, in five years time of DCA, not many low income earners would have accumulated something huge. I think that as a beginner, you should have an initial accumulation goal of at least 10 years especially when you're a low income earner. Having a good beginning will determine how successful a person will be in his own bitcoin accumulation. After this time, if you have been consistent enough to have reached your over accumulation stage, then you can diversify into other good areas like real estate, Gold or something better but never a shit coin.

There is no guarantee that a low income earner has accumulated something huge in bitcoin in 4-5 years, and your definition of a low income earner may still be subjective, neither is there any guarantee that by that time, he has reached his accumulation target unless his target is very low as well. A low income earner might as well need more time to accumulate in order to stack up a meaningful portfolio for themselves. A low income earner may as well have very low discretionary income and it might require an investment of more than 10 years for him to have something tangible invested into bitcoin.

If you intend diversifying, maybe for asset security, then you should wait until you're at least half way through your accumulation journey with respect to your accumulation target and hopefully by then you would've had your backup funds properly built, then you can divert 80% of your buy amounts into the next channel while you keep the 20% to be invested still into bitcoin for consistency sake.

[Ashawowo(OS)]

We can only work out modernities of increasing our source of income/amount, so that we can't keep up with our investment regularly

We can also work out modalities of cutting down our expenses as well to make more discretionary income available with which we can invest into bitcoin and build out backup funds as well. As investors continue getting better in their cash-flow management practices, we can checkmate the prioritization we give to some wants and may decide to to cut down on it and resort to prioritizing only our needs which can in turn lower our expenses budget and increase our available discretionary income to follow up our investment schedule.

[Tinubu]

We can only work out modernities of increasing our source of income/amount, so that we can't keep up with our investment regularly

We can also work out modalities of cutting down our expenses as well to make more discretionary income available with which we can invest into bitcoin and build out backup funds as well. As investors continue getting better in their cash-flow management practices, we can checkmate the prioritization we give to some wants and may decide to to cut down on it and resort to prioritizing only our needs which can in turn lower our expenses budget and increase our available discretionary income to follow up our investment schedule.

We can also make it balanced. In the sense that we can work towards increasing our source of income/amount and also work in cutting down our expenses. We dont necessary need to cut down our expense for discretionary income to be available. Any condition that make us to reduce our expenses like food expenses, shelter, or any that affect our personal well being is not worth it. This means our source of income is not enough to cover both the expenses and discretionary income. Logically, it is our source of income we need to work on, but before then we can as well reduce unnecessary expenses if we want to.

[alankasman]

There is no guarantee that a low income earner has accumulated something huge in bitcoin in 4-5 years, and your definition of a low income earner may still be subjective, neither is there any guarantee that by that time, he has reached his accumulation target unless his target is very low as well. A low income earner might as well need more time to accumulate in order to stack up a meaningful portfolio for themselves. A low income earner may as well have very low discretionary income and it might require an investment of more than 10 years for him to have something tangible invested into bitcoin.

I think it's difficult to accumulate Bitcoin with a low income because fundamentally every investment requires a stable income. This aims to facilitate someone's efforts to accumulate a large amount of Bitcoin. This is what sometimes makes it difficult for someone to reach their Bitcoin investment target within the next 5-10 years.

Consequently it is clear that there is no guarantee of investing but this is only for those who think about it and is different from the thoughts of someone who basically invests as something they must do because the person's belief in investing is greater in the opportunity to achieve what is targeted in investing in Bitcoin especially since the time they determine is not short-term but long-term which they choose for investment so that their goal in choosing that time will reach the point they want and in the end the collection of the amount of Bitcoin they do will become a reality by getting the big profits they get in the future when the time they want arrives.

[Jamestown70]

We can only work out modernities of increasing our source of income/amount, so that we can't keep up with our investment regularly

We can also work out modalities of cutting down our expenses as well to make more discretionary income available with which we can invest into bitcoin and build out backup funds as well. As investors continue getting better in their cash-flow management practices, we can checkmate the prioritization we give to some wants and may decide to to cut down on it and resort to prioritizing only our needs which can in turn lower our expenses budget and increase our available discretionary income to follow up our investment schedule.

We can also make it balanced. In the sense that we can work towards increasing our source of income/amount and also work in cutting down our expenses. We dont necessary need to cut down our expense for discretionary income to be available. Any condition that make us to reduce our expenses like food expenses, shelter, or any that affect our personal well being is not worth it. This means our source of income is not enough to cover both the expenses and discretionary income. Logically, it is our source of income we need to work on, but before then we can as well reduce unnecessary expenses if we want to.

You guys perspective are both valid to some extent, but cutting down one’s expenses would have to do with strictly what you won’t be needing for your daily livelyhood, cause if it should go beyond your daily need, it might be a threat to your portfolio. About diversifying your source of income, that seems like a nice approach if folk have the means to diversify.

And also folk have to understand that we invest only with our discretionary funds, anything that pressure you to make irrational decisions thereby using more than your discretionary funds, due to pressure of trying to  accumulate more, or fear of missing out on any buying opportunity, it my lead to a future disaster. From my opinion, I’ll advise folk invest only with their discretionary funds, and if they wish to go aggressive, it should still be within the capacity of their discretionary funds.

[Bushdark]

We can only work out modernities of increasing our source of income/amount, so that we can't keep up with our investment regularly

We can also work out modalities of cutting down our expenses as well to make more discretionary income available with which we can invest into bitcoin and build out backup funds as well. As investors continue getting better in their cash-flow management practices, we can checkmate the prioritization we give to some wants and may decide to to cut down on it and resort to prioritizing only our needs which can in turn lower our expenses budget and increase our available discretionary income to follow up our investment schedule.

We can also make it balanced. In the sense that we can work towards increasing our source of income/amount and also work in cutting down our expenses. We dont necessary need to cut down our expense for discretionary income to be available. Any condition that make us to reduce our expenses like food expenses, shelter, or any that affect our personal well being is not worth it. This means our source of income is not enough to cover both the expenses and discretionary income. Logically, it is our source of income we need to work on, but before then we can as well reduce unnecessary expenses if we want to.

I think the discretionary income is what is left after you have paid for your tax bill, electricity bill, water bill, gas and subscription bill. This is understandable as well when your income  increases and I think their is need to have an emergency fund available for you rather than trying to increase your investments fund. Correct me if I am wrong because your emergency fund is what is going to save you when you gat no where to run to looking for fund to settle some important bills.

I know everyone of us can be in a condition when you have enough money to increase your investment portfolio to buy more Bitcoin in a weekly or monthly basis but you also need to upgrade your emergency fund to safeguard your investment so you don't touch it because you don't have enough money.

[Tonimez]

We can only work out modernities of increasing our source of income/amount, so that we can't keep up with our investment regularly

We can also work out modalities of cutting down our expenses as well to make more discretionary income available with which we can invest into bitcoin and build out backup funds as well. As investors continue getting better in their cash-flow management practices, we can checkmate the prioritization we give to some wants and may decide to to cut down on it and resort to prioritizing only our needs which can in turn lower our expenses budget and increase our available discretionary income to follow up our investment schedule.

Cutting down your daily expenses to be able to increase your Discretionary income is good as long as you will not be exposing your life to unnecessary hardship that could affect your health in the future because when this happens, you are exposed to selling off your bitcoin stash in order to save your life. This defeats the aim of going into bitcoin investment. So it will be good to be intentional about living a good life and not stressing out oneself to be able to increase your Discretionary income.

The best option for increasing your discretionary income is by getting an additional source of income. This is safer because you have more income which you could use to sort out your other problems, leaving more funds for you to use and invest in bitcoin and also build your emergency funds. Your responsibilities will always be on the rise, so the best we can do is to be proactive in getting other sources of income instead of stretching oneself and exposing your health to compromise.

[Barikui1]

I think it's difficult to accumulate Bitcoin with a low income because fundamentally every investment requires a stable income.

Investing in Bitcoin as a low income earner is very much possible, as long as you can figure out your discretionary income from it, because since we are only investing in Bitcoin from our discretionary income, figuring it out from our net income should be our only concern, while working on ways to improve our source of discretionary income, because if our discretionary income is bigger, it would be a lot more easier to get to your over accumulation status faster.

Additionally, having a stable income doesn't guarantees that you can invest in Bitcoin and be successful at it because their are some folks that have a stable income but are unable to figure out their discretionary discretionary income to invest with, because the stable income might be too small to take proper care of their basic needs, so what a Bitcoin investor needs in other to invest consistently is a discretionary income, not basically a stable income, even though it is important.

[cyberninja2]

Investing in Bitcoin as a low income earner is very much possible, as long as you can figure out your discretionary income from it, because since we are only investing in Bitcoin from our discretionary income, figuring it out from our net income should be our only concern, while working on ways to improve our source of discretionary income, because if our discretionary income is bigger, it would be a lot more easier to get to your over accumulation status faster.

This seems to only apply to someone who can manage their cash flow so there are no crossroads in deciding how to start investing with a low income.

I think what you said will certainly not cause a dispute for those who have low income because you do not sentence in one direction and also for those who have low income will think several times before starting to invest further unless there is an addition from the job side that makes income more sufficient for investing and this allows for the person to separate the main income with alternative income so that both things will be more focused in doing it whether it is for investment or other things that can bring benefits to each of us personally by having income from two places will certainly speed up the person in buying Bitcoin to become a profit in the future by saving the amount that has been collected by people who basically find it difficult to invest because of the limited income that the person has.

[Itz-prisigold]

I think it's difficult to accumulate Bitcoin with a low income because fundamentally every investment requires a stable income. This aims to facilitate someone's efforts to accumulate a large amount of Bitcoin. This is what sometimes makes it difficult for someone to reach their Bitcoin investment target within the next 5-10 years.

I believe that placing too much importance on someone's income level can actually cause delays,  because it just sound like people have to wait until everything is prefect before they can start investing in Bitcoin. See even someone that has a stable income can still struggle to accumulate if they actually don't manage their spending properly. If a person with a high income is not smart with their spending,  then it will be hard for them to save money.

It's very common in life that when people's incomes increases, their expenses or how they spend increase too. So if a person does not have clear boundaries,  he or she can still end up with little or no discretionary income despite the fact that the person is earning more.  So when a person put he's or her focus on having a stable income it actually misses the bigger picture.

How someone manages their income is the key. Once all your necessary expenses are taken care of,  whatever you have left with you, be it big or small can still be used to accumulate Bitcoin consistently through a flexible DCA approach.

So you should understand this, accumulating Bitcoin is not really about how much a person is earning,  but more about how or whether the person can actually create and protect their discretionary income.

[Kelward]

I think it's difficult to accumulate Bitcoin with a low income because fundamentally every investment requires a stable income.

Investing in Bitcoin as a low income earner is very much possible, as long as you can figure out your discretionary income from it, because since we are only investing in Bitcoin from our discretionary income, figuring it out from our net income should be our only concern, while working on ways to improve our source of discretionary income, because if our discretionary income is bigger, it would be a lot more easier to get to your over accumulation status faster.

Additionally, having a stable income doesn't guarantees that you can invest in Bitcoin and be successful at it because their are some folks that have a stable income but are unable to figure out their discretionary discretionary income to invest with, because the stable income might be too small to take proper care of their basic needs, so what a Bitcoin investor needs in other to invest consistently is a discretionary income, not basically a stable income, even though it is important.

I have seen a couple of individuals who wants to start Bitcoin investment but are discouraged due to their low income, they want to first increase their incomes before starting. This is a wrong mindset, low income doesn't mean that you cannot invest in Bitcoin, what matters is your expenses, if the low income is able to take care of your basic needs and have a little reserve to fund your discretionary funds then you can start small. You can buy with small amounts that you can afford to loose and as your income increases you can increase your DCA allocation from the discretionary funds.

How big or small your basic needs are will depend on whether you will have a discretionary fund or not. You can be earning big income but if you are living an ostentatious lifestyle where you don't have a discretionary fund then you cannot do DCA strategy of accumulation.