Buy Buy Buy or Sell Sell Sell?

[Proty]

Purchasing the dip isn't always about switching to trading mentality, some long term investors still look dips as opportunity to improve their average entry not as short term mindset and on risk, higher risk doesn't automatically means Loss it usually means higher volatility and big outcomes The key is whether that risk is managed properly and aligned with anybody.DCA remove emotion from the process and work well for individuals who want steady exposure without trying to time market but lump sum investment when some persons has the capacity.

Investors taking advantage of falling prices by aggressively buying is not inherently wrong, especially if they have previously purchased Bitcoin regularly without being affected by price declines. Therefore, such an approach shouldn't be considered inappropriate, as long-term investors also want to capitalize on certain moments, such as price drops, to inject larger amounts of new capital to purchase more Bitcoin during the downturn. But in general, long-term investors will clearly never abandon the DCA strategy they've used in the past under certain circumstances because it allows them to slowly move forward when buying Bitcoin and remain long-term investors, holding and accumulating as much Bitcoin as they can.

The dip has always been a good buying time, some investor takes advantage of it and stack more Bitcoin. There is nothing wrong if an investor choose to be aggressively when accumulating Bitcoin as long as he isn't overly been over aggressive where it will have to affect his Bitcoin accumulation, there are investors who get carried away with the dip by been over aggressively using money they aren't supposed to use to accumulate Bitcoin we can consider this to be wrong.

It is not a bad idea to buy bitcoin during the dip but waiting for bitcoin to dip before buying is something that isn't great. Especially for a no coiner or low coiner , it won't be appropriate to be waiting for the dip as the good buying time as you have said before venturing or starting to invest in bitcoin, to me there is no time that isn't a good buying time as long as there is discretionionary funds available for that. If the dip is considered as the only good time to buy bitcoin many investors may end up being a no coiner or a low coiner while waiting for a good buying time to occur which is a dip as you have said.

[Soldroplet]

Anyone who is waiting or timing the market is doing it to their own detriment because the market always have a way of showing them that they were wrong for waiting and timing it.

Those that have the time waiting for the dip to come or timing the market price before they will buy are only a trader that is just after quick profits and forgetting the life time opportunity they would have secured. Furthermore the long-term investors don't have such time to waste, all  he does is to convert that same time into money by accumulating more of Bitcoin and hold till he hit up his investment target.

However, the long-term investors are always focused on the future ahead, they don't just chase what can only fix today perhaps they're more of aiming at the bigger picture that can last them till enternity. And also, waiting too long for the deep is more of losing real time opportunity that would have amount to something meaningful, therefore instead of sitting back waiting till how long, why not convert that same time you have been wasting over the years into money by investing on a long term plan, figured out a target of your choice either 5-10 years time and I will see how you would realize something tangible from it.

The most valuable aspect of your statement is that you give more importance to patience than profit.Long-term investment is not about price, but rather about moving forward with a clear future in mind.

Rather than investing the entire amount, invest in small amounts on a weekly or monthly basis using the DCA method., especially for those who want to invest in the long term. And I don't think of DCA as just an investment method, but rather it teaches patience, teaches you to control emotions, eliminates fear, and helps you keep an eye on the future.

Waiting 5 to 10 years means not only setting your goals, but also using time in your favor and creating the right focus. So that later there will be no difficulty in investing in the long term and patience and emotions will be controlled.

To me, this is the path to real achievement, where patience is more valuable than emotion, and consistency is more valuable than haste.

[Tetu100]

This is prime reason why why most of holders didn't see this as situation need to be panic, but rather an opportunity to accumulate more Bitcoins.

You are right , traders are more likely to panic and sell at lost when having slide dip than the longterm investor's. The real time investors which are the long term dudes always understand that the dip is not a problem at all, it is just an opportunity given to stack up more coin in their portfolio. Furthermore the long term investors have learn to understand how this things work and not to panic at any given opportunity regardless , and that the up and down of bitcoin today is just a normal thing that defined it true nature and identity, thus the future is great and it will be a doom for anyone to be left out when bitcoin start unfolding his true potentials.

[Odohu]

Anyone can buy during a dip if they have faith in Bitcoin and can handle market volatility. If an old investor does not have faith in Bitcoin and cannot handle market volatility, then it will not be a good decision for him to invest. The things we need to consider to be aggressive are whether we can trust Bitcoin and handle market volatility.

Inasmuch as I don't encourage buying the dip I don't think buying the dip has anything to do with mastering the volatility of Bitcoin, using such terms sound like what traders do which is monitoring the best time to enter to be able to sell high. Instead of using buy the dip, I prefer using the DCA method which gives me the opportunity to buy small quantity and regularly over many years.

Other methods of Bitcoin accumulation may be appealing to some people but I think if we focus on the DCA method, it will be a great decision because the DCA method is designed to make any category of investor succeed. It is tailored to ignore the market volatility as well as the anxiety that many people face when investing in Bitcoin.  

[MissNonFall9]

Those who sell when the price is low are traders and short time gamblers who believe they know the market and when it's not going as their plan they panic and sell in lost.

Buying bitcoin when the price is low is not a better move that's a wrong way of buying bitcoin, a new investor your focus shouldn't be on the dip but buying bitcoin steadily using the DCA strategy should be that better move because with this way you will regularly be buying bitcoin including when the price goes low, you can buy more during the dip since you will be buying at a low price and hodl for long but waiting for the price to low first is a wrong move because you don't even know when the price will go low and if you keep waiting to dip you can't stack up a good numbers of bitcoin.

I do not see anything wrong with buying when the price of Bitcoin is low, but I do not disagree with you that those who just wait for the price of Bitcoin to drop are doing the wrong thing. Those who follow DCA can invest more if they have the means that is, if their expected income is high, at that time. And those who only buy Bitcoin DIP will never have the right time to invest because it is difficult to determine when their expected DIP will come. So it is definitely good to do DCA regularly and if the price seems low, then an investor can invest more if he has a higher expected income.

[Rabata]

Purchasing the dip isn't always about switching to trading mentality, some long term investors still look dips as opportunity to improve their average entry not as short term mindset and on risk, higher risk doesn't automatically means Loss it usually means higher volatility and big outcomes The key is whether that risk is managed properly and aligned with anybody.DCA remove emotion from the process and work well for individuals who want steady exposure without trying to time market but lump sum investment when some persons has the capacity.

Investors taking advantage of falling prices by aggressively buying is not inherently wrong, especially if they have previously purchased Bitcoin regularly without being affected by price declines. Therefore, such an approach shouldn't be considered inappropriate, as long-term investors also want to capitalize on certain moments, such as price drops, to inject larger amounts of new capital to purchase more Bitcoin during the downturn. But in general, long-term investors will clearly never abandon the DCA strategy they've used in the past under certain circumstances because it allows them to slowly move forward when buying Bitcoin and remain long-term investors, holding and accumulating as much Bitcoin as they can.

The dip has always been a good buying time, some investor takes advantage of it and stack more Bitcoin. There is nothing wrong if an investor choose to be aggressively when accumulating Bitcoin as long as he isn't overly been over aggressive where it will have to affect his Bitcoin accumulation, there are investors who get carried away with the dip by been over aggressively using money they aren't supposed to use to accumulate Bitcoin we can consider this to be wrong.

It is not a bad idea to buy bitcoin during the dip but waiting for bitcoin to dip before buying is something that isn't great. Especially for a no coiner or low coiner , it won't be appropriate to be waiting for the dip as the good buying time as you have said before venturing or starting to invest in bitcoin, to me there is no time that isn't a good buying time as long as there is discretionionary funds available for that. If the dip is considered as the only good time to buy bitcoin many investors may end up being a no coiner or a low coiner while waiting for a good buying time to occur which is a dip as you have said.

Buying on the low price is an additional opportunity for investors. If the mentality of buying on the low price is seen as the main goal, it is risky. It is difficult to predict when the market will fall and rise in a volatile market. Due to which time may pass and not be started due to waiting. However, it is not entirely correct to buy at any time just because you have extra money. It can be risky to continue buying hastily without a plan. Regular investment should be considered as the main method. And if you face low price during regular investment, then you can buy from the extra money. If someone observes the market excessively during long-term investment and expects downturn, then a trading mentality may come. There is no need to worry or wait excessively about the downturn. While the downturn brings additional opportunities, it should not be seen as the only opportunity.

[Sulegzy39]

The dip has always been a favourable purchasing opportunity, and some investors take advantage of it by stacking additional Bitcoin. There is nothing wrong with an investor choosing to be aggressive when accumulating Bitcoin as long as he isn't overly aggressive to the point where it affects his Bitcoin accumulation. There are investors who get carried away with the dip by being overly aggressive and using money they aren't supposed to use to accumulate Bitcoin, which we consider to be wrong.

[Frankolala]

You are partially correct because someone who has gotten to overaccumulation stage doesn't necessarily need to wait for dip before accumulating because they will be using some of their investment to get other things that they consider necessary ( withdrawing some of their Bitcoin and selling to get something necessary) so due to this, they have to also be accumulating little by little with their discretionary income even though they will not be consistent as before because the dip may take long time to come.

An investor who have reached his over accumulation stage don't need to be consistent in buying bitcoin again only if he decides to increase his bitcoin size to a higher one.

However, if he doesn't have plans to increase his bitcoin size, he can only buy at the dip to cover up whatever, amount he has withdrawn. You should take not that you don't need to be tapping from your bitcoin investment often because you have reached your over accumulation stage but once in a while using the sustainable withdrawal method so that, you don't sell too many bitcoin too soon.

[Stable090]

It is not a bad idea to buy bitcoin during the dip but waiting for bitcoin to dip before buying is something that isn't great.

When there is dip in the market, that’s another opportunity to accumulate more bitcoin cheaply, so whenever the market is down, and we having some money which we not going to be using for that period of time, we can just use it to accumulate more bitcoin. Whenever there is dip in d market, we are not suppose to panic, we should see it as buying opportunity.

Anyone that’s waiting for bitcoin price to dump before they going to start accumulating bitcoin are not ready to invest in bitcoin, because the more bitcoin price keeps on dropping, those people are going to keep on waiting for more dip, until bitcoin price is going to bounce back, and they going to miss out. Waiting for dip before accumulating is a wrong idea.

[Bigjoe33]

The dip has always been a favourable purchasing opportunity, and some investors take advantage of it by stacking additional Bitcoin. There is nothing wrong with an investor choosing to be aggressive when accumulating Bitcoin as long as he isn't overly aggressive to the point where it affects his Bitcoin accumulation. There are investors who get carried away with the dip by being overly aggressive and using money they aren't supposed to use to accumulate Bitcoin, which we consider to be wrong.

Of course, tye Dip is great opportunity to buy more and increase your stack size, but it must be done carefully and well planned, buying with tye right money. Some investors make the mistake of buying the Dip with there emergency funds all in the name of taking advantage of the season, and putting there investment at risk. Some go as far as failing to properly or completely settle there basic needs, and buying tye Dip with such money. All these are wrong ways to buy from the DIP and can cause you problems I'm the nearest future. So, it is best and wise that we only buy from the DIP if we have some extra money left or money kept for such purpose, and we must be sure not to exceed our buys so we don't ruin our investment

[Just Say]

This is prime reason why why most of holders didn't see this as situation need to be panic, but rather an opportunity to accumulate more Bitcoins.

You are right , traders are more likely to panic and sell at lost when having slide dip than the longterm investor's.  Furthermore the long term investors have learn to understand how this things work and not to panic at any given opportunity regardless , and that the up and down of bitcoin today is just a normal thing that defined it true nature and identity, thus the future is great and it will be a doom for anyone to be left out when bitcoin start unfolding his true potentials.

The true potential of Bitcoin is unfolding, @Tetu100 you are right that the rise and fall of Bitcoin is a natural thing these days that defines its true nature and identity. First of all I think investing in Bitcoin requires some very basic discretionary income and then other things like patience, courage and long-term desire and finally, a big heart. In fact every investment will only make a profit, this does not seem to be a reliable criterion for investment because investing must involve both profit and loss.

The real time investors which are the long term dudes always understand that the dip is not a problem at all, it is just an opportunity given to stack up more coin in their portfolio.

Surely I would agree with you that this is what keeps the real Holders calm and terrifies the unscrupulous and impatient holders. Even the price drop does not create any problems for real investors, but you should remember one thing: based on the magnitude of this drop and through constant monitoring or analysis of the market and situation, many investors sometimes refrain from buying Bitcoin at an excessive rate despite making additional deposits but we believe among them, buying Bitcoin in a disciplined manner continues automatically.

[Ryu_Ar1]

You lots are saying the same thing. Purchasing dip will be making people to wait so that they will be timing the moment to buy isn't that how trader act. The key to solve that is for new investors to quit trying to time the point of entry and just be ongoingly buying with DCa. There is no how you want to sugarcoat it, the end result of new investors who wait for the dip is that they will not always be able to ongoing increase their stack size.

It is not like that because it all depends on the purpose of each because in fact for now even if we buy using DCA but when the price drops and we try to buy with money that we are ready to spend with the aim of increasing our accumulation for the long term it will still be an investor it's just that the buying scheme is different and we will get more results because we can apply DCA and buy again at Dip it is a combination not a mistake. As long as we have good cash flow and are ready to buy bitcoin, DCA and Buy dip can be done and it is not a wrong thing and cannot be used as a reference either if buy dip always leads to trading unless the person buys and sells back when the increase is only a few percent and does not make a long-term reference as an option then it can be considered trading.

Waiting too long to buy can make us lose our way and get left behind in purchases which can be regrettable in the end but that doesn't mean that when there is an opportunity to buy in the dip it is left unattended because it is a good opportunity for us to add to our portfolio as long as we have money to spend.

[Joy- maker]

Purchasing the dip is not what a beginner should focus on, if you're such investor that has been investing in Bitcoin for a long-term with the DCA method, you can decide to increase your buying ability during dips but you're not adviced to do something that can put your investment in danger, if you don't have the ability to buy more higher during the dip, i don't think there's any issue with that since you're still buying with the DCA method, as a bitcon investors, we must be cautious of what we do, I think there's nothing bad about buying the dip when you're and old investor that knows how to go about it using the DCA method  but not for a beginner.

You are very correct, for newbie investors that are just getting started with bitcoin your focus should be on the ongoing accumulation of bitcoin using the DCA method with your discretionary income, and not to focus on buying the dips.

And the reason why you should focus on the ongoing accumulation of bitcoin, and not on buying the dips as a newbie investor is because, waiting for a perfect dip to make a buy is going to delay your bitcoin investment journey. But if you start buying bitcoin regularly with your discretionary income through the DCA method you are likely to accumulate a decent amount of bitcoin to hold for long term.

Investors who should focus more on buying the dips, are those who are already holding a good amount of bitcoin in their custodial wallets, and not those who are just getting started with their bitcoin investment.

[Grace333]

It is not a bad idea to buy bitcoin during the dip but waiting for bitcoin to dip before buying is something that isn't great.

When there is dip in the market, that’s another opportunity to accumulate more bitcoin cheaply, so whenever the market is down, and we having some money which we not going to be using for that period of time, we can just use it to accumulate more bitcoin. Whenever there is dip in d market, we are not suppose to panic, we should see it as buying opportunity.

Anyone that’s waiting for bitcoin price to dump before they going to start accumulating bitcoin are not ready to invest in bitcoin, because the more bitcoin price keeps on dropping, those people are going to keep on waiting for more dip, until bitcoin price is going to bounce back, and they going to miss out. Waiting for dip before accumulating is a wrong idea.

A newbie is likely to get emotional and panic when they experience their first few dips as a long-term investor but one thing I like to do that keeps me going consistently in all i do, is thinking and making my decisions on paper. It's easier to compromise your decisions when you don't have a manuscript to fall back to, so the idea is writing on paper and having that paper pinned on your board so everyday you check you board you will get reminded of your long term goal and your daily, weekly or monthly accumulation task depending on your discretionary income. This has been working pretty well for me so I recommend it.  
The goal is to remain consistent in with your decision for the timeline and accumulation target you've previously set however price fluctuations happens to be the reason bitcoin has increased greatly in price and when anyone starts getting emotional they shouldn't forget how price got here.

[Tonimez]

It is not a bad idea to buy bitcoin during the dip but waiting for bitcoin to dip before buying is something that isn't great.

When there is dip in the market, that’s another opportunity to accumulate more bitcoin cheaply, so whenever the market is down, and we having some money which we not going to be using for that period of time, we can just use it to accumulate more bitcoin. Whenever there is dip in d market, we are not suppose to panic, we should see it as buying opportunity.

Anyone that’s waiting for bitcoin price to dump before they going to start accumulating bitcoin are not ready to invest in bitcoin, because the more bitcoin price keeps on dropping, those people are going to keep on waiting for more dip, until bitcoin price is going to bounce back, and they going to miss out. Waiting for dip before accumulating is a wrong idea.

A newbie is likely to get emotional and panic when they experience their first few dips as a long-term investor but one thing I like to do that keeps me going consistently in all i do, is thinking and making my decisions on paper. It's easier to compromise your decisions when you don't have a manuscript to fall back to, so the idea is writing on paper and having that paper pinned on your board so everyday you check you board you will get reminded of your long term goal and your daily, weekly or monthly accumulation task depending on your discretionary income. This has been working pretty well for me so I recommend it.  
The goal is to remain consistent in with your decision for the timeline and accumulation target you've previously set however price fluctuations happens to be the reason bitcoin has increased greatly in price and when anyone starts getting emotional they shouldn't forget how price got here.

Everyone has what works for them. This method you advocate for is not a bad approach but don't you think it would expose you to random leakage of information about where your real asset really is to visitors or even family members who you would not have ordinarily loved to know about your bitcoin stash? I also believe that constant reminder about your long term goal of holding your bitcoin can actually make you get emotional one day or get you tired of holding the bitcoin?

The ability of holding bitcoin is a thief the mind and it goes beyond just writing on surfaces. To be on the safe side, you have to consciously invest strictly with your Discretionary income. When you are not financially stressed, the rate at which you think of your bitcoin will drastically reduce because you don't really need the money at the moment. Some folks that also save fiats either as emergency funds or back up funds or even some (stupid) folks who save fiats with no interest in bitcoin can only successfully do it when you also have money to live on. So Investing with only your discretionary income can save you the stress of continuously exciting your mind that you own bitcoin.

I would prefer marking my DCA days on the calendar or on the wall in my closet in order not to miss my investment days instead of punishing oneself with the stress of fighting your self against your emotions.

[Bd officer]

Anyone that’s waiting for bitcoin price to dump before they going to start accumulating bitcoin are not ready to invest in bitcoin, because the more bitcoin price keeps on dropping, those people are going to keep on waiting for more dip, until bitcoin price is going to bounce back, and they going to miss out. Waiting for dip before accumulating is a wrong idea.

Those who wait to buy at a low price, will they find the right time or price? Bitcoin price is currently $77k from $126k, so is it not cheap? So those who wait to buy at a low price will not be able to invest and will regret it. Look at history, those who waited to buy at a low price have been deprived of investment and regretted it. Actually I don't know why people are wasting time and opportunity by waiting to buy at a low price. Instead of waiting, it is wise to continue investing using DCA strategy. If one continues to buy Bitcoin using DCA strategy, then he will be able to buy at the average price so there is no point in waiting for the price to drop.

[Crytohillss]

Anyone that’s waiting for bitcoin price to dump before they going to start accumulating bitcoin are not ready to invest in bitcoin, because the more bitcoin price keeps on dropping, those people are going to keep on waiting for more dip, until bitcoin price is going to bounce back, and they going to miss out. Waiting for dip before accumulating is a wrong idea.

DCA method makes some really sense for people who believe in Bitcoin long term and to reduce the stress of observation, but some investors prefer to wait for a clearer thread better confirmation or just manages their risk differently. At the end of the day it's less about waiting and purchasing now, and more about having a plan one can stick to. So many individuals regret waiting, others regret rushing in, the key factors is knowing why people are investing and being consistent. Observing the market is hard , no doubt but blindly purchasing when price fall can also backfire.

[Kelward]

Those who sell when the price is low are traders and short time gamblers who believe they know the market and when it's not going as their plan they panic and sell in lost.

Buying bitcoin when the price is low is not a better move that's a wrong way of buying bitcoin, a new investor your focus shouldn't be on the dip but buying bitcoin steadily using the DCA strategy should be that better move because with this way you will regularly be buying bitcoin including when the price goes low, you can buy more during the dip since you will be buying at a low price and hodl for long but waiting for the price to low first is a wrong move because you don't even know when the price will go low and if you keep waiting to dip you can't stack up a good numbers of bitcoin.

I do not see anything wrong with buying when the price of Bitcoin is low, but I do not disagree with you that those who just wait for the price of Bitcoin to drop are doing the wrong thing. Those who follow DCA can invest more if they have the means that is, if their expected income is high, at that time. And those who only buy Bitcoin DIP will never have the right time to invest because it is difficult to determine when their expected DIP will come. So it is definitely good to do DCA regularly and if the price seems low, then an investor can invest more if he has a higher expected income.

Buying dip is not a wrong strategy neither is buying in lump sum, why we emphasize on DCA strategy is that for most of us it is the best strategy which have proven to be so but that doesn't mean that other strategies will be discarded like trash. Also there is nothing stopping you from combining strategies if you have the capacity to do so, but it will make sense if DCA strategy is among your accumulation strategies.

What I can advice newbies is to let DCA strategy be their constant or regular strategy while buying dip and lump sum should be when the opportunity to buy presents itself and there is ready discretionary funds for it. If you're only focused on buying the dip as a long term investor it means that you're using the strategy of traders whereby you're always waiting for the perfect market price before buying. DCA strategy doesn't require monitoring the market before you buy that is why it is considered the best strategy, your aim is your long term accumulation goal.

[Silikiem]

Those who sell when the price is low are traders and short time gamblers who believe they know the market and when it's not going as their plan they panic and sell in lost.

Buying bitcoin when the price is low is not a better move that's a wrong way of buying bitcoin, a new investor your focus shouldn't be on the dip but buying bitcoin steadily using the DCA strategy should be that better move because with this way you will regularly be buying bitcoin including when the price goes low, you can buy more during the dip since you will be buying at a low price and hodl for long but waiting for the price to low first is a wrong move because you don't even know when the price will go low and if you keep waiting to dip you can't stack up a good numbers of bitcoin.

I do not see anything wrong with buying when the price of Bitcoin is low, but I do not disagree with you that those who just wait for the price of Bitcoin to drop are doing the wrong thing. Those who follow DCA can invest more if they have the means that is, if their expected income is high, at that time. And those who only buy Bitcoin DIP will never have the right time to invest because it is difficult to determine when their expected DIP will come. So it is definitely good to do DCA regularly and if the price seems low, then an investor can invest more if he has a higher expected income.

Buying dip is not a wrong strategy neither is buying in lump sum, why we emphasize on DCA strategy is that for most of us it is the best strategy which have proven to be so but that doesn't mean that other strategies will be discarded like trash. Also there is nothing stopping you from combining strategies if you have the capacity to do so, but it will make sense if DCA strategy is among your accumulation strategies.

What I can advice newbies is to let DCA strategy be their constant or regular strategy while buying dip and lump sum should be when the opportunity to buy presents itself and there is ready discretionary funds for it. If you're only focused on buying the dip as a long term investor it means that you're using the strategy of traders whereby you're always waiting for the perfect market price before buying. DCA strategy doesn't require monitoring the market before you buy that is why it is considered the best strategy, your aim is your long term accumulation goal.

It will be a very wrong strategy for newbies who are just getting started In bitcoin investment and have not accumulated decent amount of bitcoin to their portfolio to start their investment journey with the dip buying as their main strategy since it have the tendency of making them to wait until the price drops to their desired dip before they can buy bitcoin, and the question now is, what if the dip doesn’t drop to their desired price that means they will end up not buying bitcoin at all after waiting for too long. Truly everyone will be happy to buy bitcoin at a very cheap price but considering how volatile bitcoin is we don’t know when that dip will come so instead of waiting for a dip we are not sure weather it will happen or not it will be better we just focus our main buying strategy using the DCA method which will allow us to buy bitcoin at any market price with just a discretionary income available at our disposal either weekly or monthly basis. After all, even while we are ongoingly buying bitcoin with this strategy, it doesn’t still stop us from purchasing bitcoin in a lump sum when the need arises especially if an additional or extra money comes to our income either as a bonus from work, or we win a lottery or from wherever the additional money May comes from we can decide to lump sum with it even while still DCAing. And again if along the line also while DCAing and the dip presents itself we will still be able to take advantage of such dip and buy even more at such a reduced price especially if we have a reserve funds and even if we don’t have reserve funds we will still partake of it as we are ongoingly buying with the DCA using our available discretionary income. Newbies should be more focused on buying regularly with the DCA with just their discretionary income to gradually build their portfolio to a point where they are able to reach their accumulation target or perhaps over accumulation and hold for years, after which even they decide to slow down a bit with their accumulation and choose to be buying during dips it won’t be a problem for them at that time.

[IceLincoln]

[edited out]

Because without the thought of selling, people may likely not sell even if they’ve actually reached a state of overaccumulation, as they still keep on accumulating even if they’ve already passed the accumulation stage.

You may be correct.

There are some guys who are quite anxious to transition into selling their bitcoin.. and there are other guys who want to make sure that they have a sufficient level above overaccumulation so that they do not end up making any mistakes in regards to selling too much bitcoin too soon... or potentially to knock themselves outside of overaccumulation status.

So take the guy with a $30k per year income who might have had been accumulating bitcoin fairly aggressively for the past 10 years (since April of 2016) at $100 per week, and so over the past 10 years he invested right around $52k and he had accumulated right around 12 BTC.  He surely has enough to quit his job and to even support himself at right around $70k per year.... yet he is nervous about whether he has enough bitcoin to totally complete his job and he may or may not need to continue to accumulate bitcoin.. since even if he does not accumulate any more bitcoin, if he also does not withdraw from his stack, with the passage of time, his stack will continue to provide a higher and higher withdrawal rate possibilities and at some point he might be willing to get started to withdraw from his stash and that he may well not need to continue to stack more bitcoin.

If a similar income level guy had ONLY been stacking at $100 per week for slightly more than 6 years, and he had invested $33k, yet he had ONLY accumulated right around 1.2 BTC, then there is a BIG difference between the two guys with ONLY a 4 year difference in their stacking time.. so sometimes guys might have dilemmas, and other times, they might not have yet accumulated enough coins to really justify transitioning from accumulation into maintenance.. and maybe at some later point might start to feel able to start to withdraw from their bitcoin stash at a rate they consider to be reasonable and sustainable..

So it is difficult to know if a guy is continuing to stack because he does not know what else to do, or if he might be continuing to stack because his calculations are not establishing enough of a overaccumulation cushion to help him to feel sufficiently comfortable in changing his bitcoin accumulation practices.  In the end, I think that the stack size and some kind of a reasonable valuation should be able to help guys to figure out if they have accumulated enough bitcoin (or more than enough).

That’s quite another fair point and I agree that the shift from accumulation stage to the preservation/withdrawal stage is something that’s way more psychological than it is mathematical.

That first guy who has managed to  accumulated up to around 12 BTC is kinda already in a position where judging by the numbers alone, it’s more than okay for him to step down from accumulation, but we can’t say or assume that his hesitation doesn’t make sense or isn’t reasonable. When an investor has consistently spent years accumulating bitcoin, what this does to the investor is that his mind automatically becomes wired around scarcity and growth, and switching from that growth to spending from that accumulated stash would most likely start to make them feel as though they want to undue all that years of discipline, even when the math already says “sure, you’re good to go” they’ll still most likely wanna hesitate and would want to accumulate some more. So at this point, it’s no longer really about whether the investor can actually afford to stop accumulation (because he really can) but more about whether he actually trusts the future enough to take that step.

While the second guy in your hypothetical scenario doesn’t even have that dilemma yet, because at 1.2 BTC, the literally still in a phase where the most rational and realistic goal for him at that point is most likely to still continue staking up his sats. This is why the difference between the two investors isn’t just the time horizon but entirely the different stages of the accumulation journey. One is still trying to make up his mind whether it’s really time to start using the wealth he has spent years accumulating and possibly how to use it too while the other is basically still in the phase of accumulation where all he should be focusing on at that point is building his portfolio.

It can also get quite tricky when the investor begin to have that idea that simply waiting would make the decision a bit more easier, lol. But the reality about these two scenarios is that every market swing within that time affects their position differently.  if there’s a price surge, the position of the first guy would definitely grow even more stronger than it was. But another reality here is that the goalpost often moves with it. What may feel like Having enough at a particular point may potentially have quite the opposite feeling when the price is much higher, this is usually because, at that point there’s way more to lose. So time alone doesn’t actually resolve the hesitation, it does more than that, it can actually reinforce it.

I also think that sometimes, overaccumulation can actually turn around to become a kind of a mental trap for some investors. Inasmuch as it sounds like a solid benchmark, the truth is that it’s rarely fixed. People will always wanna keep redefining what safety really means while they should be more concerned about committing to a point where they actually begin to benefit from what they’ve built. Most of the time, the reason why some folk still feels like continuing to accumulate is no longer because they’re necessitated to do so anymore, but simply because they wanna be sure that their stack would more more than enough to deal with the discomfort of that transition.

One thing I’ve understood is when you practice something for a long time it becomes a habit and a disciplined investor will most likely find it difficult to stop buying even when he has reached over accumulation.
Then again another thing is over accumulation is relative, it all depends on the individual’s goal and financial performance. While the one with 12BTC might be struggling with his discipline to keep buying or not the other with 1.2BTC might be thinking he’s okay with his stack.
We can’t say for sure what level is over accumulation for people, they have to determine that for themselves.