Buy Buy Buy or Sell Sell Sell?

[laspol65]

DCA is a way in which we purchase whatever the price is. If you use DCA to make regular purchases within your budget, you can adjust the amount of aggression accordingly. However, unless you save money, you cannot be certain that you will have enough money to buy when the price reduces. Whether or not to save money, and how much to save, can be a good or terrible option depending on where the individual is in their Bitcoin accumulation path.

When an individual obtains an unexpected quantity of money during or as a result of a price decline, they begin to consider ways to raise further funds or reallocate some of the money they had set aside for another sector into Bitcoin.

You seem confused… DCA is about buying consistently with money you can comfortably afford, not about waiting for the price to go down or the need to find extra money whenever the market drops. If investors have extra available funds, then it's their personal decision on how to use them. But no one should feel that a price decline means they have to move money from other priorities just to buy more BTC.

Long term approach is far more sustainable when it fits your budget and can be maintained through both market fluctuations

Some people still don't understand what DCA strategy of Bitcoin accumulation means they sometimes contradict themselves, and this is one of the reasons why some bitcoin investors are still not on the right track because they don't understand the various strategies and what it means and how to use them.
Whenever there is a dip in Bitcoin you can actually decide to use money you have no use for to accumulate aggressively, however what I don't support is using money meant for another project or another investment to accumulate aggressively when there is a dip in Bitcoin.

Investing in Bitcoin with borrowed money is quite useful, because the money you invest in Bitcoin is the money you will keep in the future. So if you buy Bitcoin with printed money and you have to repay that loan and you do not have the money, you will be forced to leave the Bitcoin investment at a loss. That is why I say that you deposit Bitcoin even if it is a small amount with your discretionary income, if you deposit Bitcoin through the DCA method, you will deposit enough Bitcoin and you will save more on your expenses during the dumping season.
The DCA method tries to give the investor a good gift from any side, so if you want to invest in Bitcoin, you must invest with discretionary income, then it will be possible to get a good reward.

[Jody.Drummer]

DCA is a way in which we purchase whatever the price is. If you use DCA to make regular purchases within your budget, you can adjust the amount of aggression accordingly. However, unless you save money, you cannot be certain that you will have enough money to buy when the price reduces. Whether or not to save money, and how much to save, can be a good or terrible option depending on where the individual is in their Bitcoin accumulation path.

When an individual obtains an unexpected quantity of money during or as a result of a price decline, they begin to consider ways to raise further funds or reallocate some of the money they had set aside for another sector into Bitcoin.

You seem confused… DCA is about buying consistently with money you can comfortably afford, not about waiting for the price to go down or the need to find extra money whenever the market drops. If investors have extra available funds, then it's their personal decision on how to use them. But no one should feel that a price decline means they have to move money from other priorities just to buy more BTC.

Long term approach is far more sustainable when it fits your budget and can be maintained through both market fluctuations

Some people still don't understand what DCA strategy of Bitcoin accumulation means they sometimes contradict themselves, and this is one of the reasons why some bitcoin investors are still not on the right track because they don't understand the various strategies and what it means and how to use them.
Whenever there is a dip in Bitcoin you can actually decide to use money you have no use for to accumulate aggressively, however what I don't support is using money meant for another project or another investment to accumulate aggressively when there is a dip in Bitcoin.

Investing in Bitcoin with borrowed money is quite useful, because the money you invest in Bitcoin is the money you will keep in the future. So if you buy Bitcoin with printed money and you have to repay that loan and you do not have the money, you will be forced to leave the Bitcoin investment at a loss. That is why I say that you deposit Bitcoin even if it is a small amount with your discretionary income, if you deposit Bitcoin through the DCA method, you will deposit enough Bitcoin and you will save more on your expenses during the dumping season.
The DCA method tries to give the investor a good gift from any side, so if you want to invest in Bitcoin, you must invest with discretionary income, then it will be possible to get a good reward.

Personally, I don’t think investing with borrowed money is a recommended approach, because essentially  this type of investment is made using our own discretionary funds. While it does make sense to use borrowed money for investing, we must be aware that this carries risks, and if something unexpected happens, we’ll suffer a double loss. However, if you have a steady income that’s substantial enough to cover the payments by the due date, it might not be a problem. What you shouldn’t do is borrow money to  invest when you don’t have a source of income to repay it and are simply relying on the investment itself to cover the loan that’s the wrong way of thinking, because this type of investment is better suited for the long term, not the short term.

[laijsica]

DCA is a way in which we purchase whatever the price is. If you use DCA to make regular purchases within your budget, you can adjust the amount of aggression accordingly. However, unless you save money, you cannot be certain that you will have enough money to buy when the price reduces. Whether or not to save money, and how much to save, can be a good or terrible option depending on where the individual is in their Bitcoin accumulation path.

When an individual obtains an unexpected quantity of money during or as a result of a price decline, they begin to consider ways to raise further funds or reallocate some of the money they had set aside for another sector into Bitcoin.

You seem confused… DCA is about buying consistently with money you can comfortably afford, not about waiting for the price to go down or the need to find extra money whenever the market drops. If investors have extra available funds, then it's their personal decision on how to use them. But no one should feel that a price decline means they have to move money from other priorities just to buy more BTC.

Long term approach is far more sustainable when it fits your budget and can be maintained through both market fluctuations

Some people still don't understand what DCA strategy of Bitcoin accumulation means they sometimes contradict themselves, and this is one of the reasons why some bitcoin investors are still not on the right track because they don't understand the various strategies and what it means and how to use them.
Whenever there is a dip in Bitcoin you can actually decide to use money you have no use for to accumulate aggressively, however what I don't support is using money meant for another project or another investment to accumulate aggressively when there is a dip in Bitcoin.

Investing in Bitcoin with borrowed money is quite useful, because the money you invest in Bitcoin is the money you will keep in the future. So if you buy Bitcoin with printed money and you have to repay that loan and you do not have the money, you will be forced to leave the Bitcoin investment at a loss. That is why I say that you deposit Bitcoin even if it is a small amount with your discretionary income, if you deposit Bitcoin through the DCA method, you will deposit enough Bitcoin and you will save more on your expenses during the dumping season.
The DCA method tries to give the investor a good gift from any side, so if you want to invest in Bitcoin, you must invest with discretionary income, then it will be possible to get a good reward.

Personally, I don’t think investing with borrowed money is a recommended approach, because essentially  this type of investment is made using our own discretionary funds. While it does make sense to use borrowed money for investing, we must be aware that this carries risks, and if something unexpected happens, we’ll suffer a double loss. However, if you have a steady income that’s substantial enough to cover the payments by the due date, it might not be a problem. What you shouldn’t do is borrow money to  invest when you don’t have a source of income to repay it and are simply relying on the investment itself to cover the loan that’s the wrong way of thinking, because this type of investment is better suited for the long term, not the short term.

Investing with borrowed money is not a recommended approach but it is good to plan if you have a backup plan to repay that money. There should be some context for borrowing, for example, if you are regularly DCA Bitcoin and the price drops at that stage, there should be no problem in borrowing and buying Bitcoin at that time. Buying Bitcoin by borrowing is not the right decision in the initial stage of investment. I have sometimes borrowed and bought Bitcoin during the dip period while Bitcoin accumulation continued and later paid it off from my source of income.

I sometimes show the argument to new investors and apply it myself. That is to be successful you have to take risks. The amount of that risk depends on your income and financial capacity. In any investment, you should adopt a risk-tolerant strategy. Do not invest with the entire amount of funds you have.

[JayJuanGee]

There are lot of guys who don't start to think seriously about investing until they are older.. so there is that angle too..,. and there are other guys who might have had a lot of failures in their earlier investments and so in some sense, they might be in their later years of life and still seeming to be more in a beginner stage rather than a more advanced stage.

I personally believe that it is better to have a 4-10 year or more expected investment timeline, so it may well become more and more difficult for some of the older investors to have confidence that their investment timeline is greater than 4 years and even more difficult to commit to even longer investment timelines.

The age specific tendency to invest in Bitcoin stems from a lack of knowledge. Sometimes, those in their 50s were previously unaware of Bitcoin, So they only learned about it when it soared or reached an all time high of $126,000 because local media outlets were reporting on it.

So, they opening up their Bitcoin investment horizon. Even though They already 50, if their goal is to invest in Bitcoin for 10 years, I think that's quite reasonable, As they can enjoy it when they reach 60.

However, if they been familiar with Bitcoin for a long time, It's possible they failed in previous investments due to selling too quickly.

But I think If they were aware of Investing in Bitcoin, they would have grown weary of other assets, as they haven't been able to return as satisfactory returns as Bitcoin, Even though Bitcoin doesn't promise riches.

Not everyone who learns about bitcoin becomes bullish about bitcoin, so there are likely all kinds of people who knew about bitcoin earlier in their lives, yet they still have not taken any action.  We cannot presume to know why some guys have not taken action to buy bitcoin, and the 99% of the world population that has little to no bitcoin, they are not all ignorant about bitcoin - even though they have little to no bitcoin.

[edited out]

Everyone has a different approach to investing in BTC, including buying BTC. Some people like to buy BTC when the price is down, while others like to buy BTC regardless of whether the price is rising or not. However, with Direct Asset Management (DCA), the focus is on accumulating BTC.

DCA is dollar cost averaging  and not direct asset management.   You look retarded when you don't know what is DCA.

[Stive009]

It’s easy to talk about DCA when the market is stable or up, but when there’s a big drop—like the $80,000 event—fear sets in. The “silent holding” phase you mentioned is basically a survival strategy. People stop buying because they’re afraid of a drop, so they hold onto their remaining savings to avoid panicking. From an emotion control perspective, just standing still and not selling is a huge success.

DCA is designed for both good and bad times. The real magic of this strategy is to accumulate more sats when prices are down, which lowers your average cost. If someone stops buying during a drop and only starts buying when things feel “safe” again, they’re not following the DCA strategy—they’re just trying to read the market emotionally.

Riding out a downturn without selling is great for protection, but having the courage to keep buying when everyone else is silent is where real, life-changing success lies..

In fact, how much do you think the increase or decrease in the price of Bitcoin affects the investment of those who are investing in Bitcoin using the DCA method?
I think if the mentality is right, then investors in the DCA method do not care much about this change in price.
When a person operates DCA in the long term, he should be familiar with the different prices of Bitcoin, that is, when the price is at its lowest level, he will operate DCA, when the price is at its middle level, he will operate DCA, and when it is at its highest level, he will operate DCA. Basically, this is called the DCA investment process where through the price adjustment event, we see an average price of Bitcoin which is much lower than the price of Bitcoin in the Bitcoin bull market.
So in my opinion, I do not think that those who are used to investing in the DCA method should worry too much about this change in the price of Bitcoin.

I think those who are used to investing using the DCA method should not worry too much about this change in the price of Bitcoin. The beauty of this strategy is that it takes the guesswork out of the market. The key to ultimate success here is consistency.

In fact, mathematically speaking, this sharp rise and fall in the price of Bitcoin does not have any negative impact on the long-term portfolio of DCA investors, in fact, this is the biggest strength of this strategy. Because, when the price is at its peak, you are buying fewer sats, and when the price is at its lowest, you are accumulating many more sats for the same money. At the end of the day, this volatility or fluctuation brings your average cost of purchase (Average Cost) down a lot.

[Crytohillss]

There are lot of guys who don't start to think seriously about investing until they are older.. so there is that angle too..,. and there are other guys who might have had a lot of failures in their earlier investments and so in some sense, they might be in their later years of life and still seeming to be more in a beginner stage rather than a more advanced stage.

I personally believe that it is better to have a 4-10 year or more expected investment timeline, so it may well become more and more difficult for some of the older investors to have confidence that their investment timeline is greater than 4 years and even more difficult to commit to even longer investment timelines.

The age specific tendency to invest in Bitcoin stems from a lack of knowledge. Sometimes, those in their 50s were previously unaware of Bitcoin, So they only learned about it when it soared or reached an all time high of $126,000 because local media outlets were reporting on it.

So, they opening up their Bitcoin investment horizon. Even though They already 50, if their goal is to invest in Bitcoin for 10 years, I think that's quite reasonable, As they can enjoy it when they reach 60.

However, if they been familiar with Bitcoin for a long time, It's possible they failed in previous investments due to selling too quickly.

But I think If they were aware of Investing in Bitcoin, they would have grown weary of other assets, as they haven't been able to return as satisfactory returns as Bitcoin, Even though Bitcoin doesn't promise riches.

Not everyone who learns about bitcoin becomes bullish about bitcoin, so there are likely all kinds of people who knew about bitcoin earlier in their lives, yet they still have not taken any action.  We cannot presume to know why some guys have not taken action to buy bitcoin, and the 99% of the world population that has little to no bitcoin, they are not all ignorant about bitcoin - even though they have little to no bitcoin.

[edited out]

Everyone has a different approach to investing in BTC, including buying BTC. Some people like to buy BTC when the price is down, while others like to buy BTC regardless of whether the price is rising or not. However, with Direct Asset Management (DCA), the focus is on accumulating BTC.

DCA is dollar cost averaging  and not direct asset management.   You look retarded when you don't know what is DCA.

Knowing about Bitcoin and believing it's worth investing in are two different things individuals financial situation , risk tolerance and priorities all influence whether decided to buy. Awareness doesn't automatically lead to convinction, everybody is comfortable taking the same level it is easy to assume that people just don't understand Bitcoin, but many do and simply arrive at different conclusions sometimes the biggest barrier isn't knowledge it's uncertainty . Even some people who understands Bitcoin may choose to wait or invest elsewhere and that's a personal decision.

[BluebloodCXVI]

There are lot of guys who don't start to think seriously about investing until they are older.. so there is that angle too..,. and there are other guys who might have had a lot of failures in their earlier investments and so in some sense, they might be in their later years of life and still seeming to be more in a beginner stage rather than a more advanced stage.

I personally believe that it is better to have a 4-10 year or more expected investment timeline, so it may well become more and more difficult for some of the older investors to have confidence that their investment timeline is greater than 4 years and even more difficult to commit to even longer investment timelines.

The age specific tendency to invest in Bitcoin stems from a lack of knowledge. Sometimes, those in their 50s were previously unaware of Bitcoin, So they only learned about it when it soared or reached an all time high of $126,000 because local media outlets were reporting on it.

So, they opening up their Bitcoin investment horizon. Even though They already 50, if their goal is to invest in Bitcoin for 10 years, I think that's quite reasonable, As they can enjoy it when they reach 60.

However, if they been familiar with Bitcoin for a long time, It's possible they failed in previous investments due to selling too quickly.

But I think If they were aware of Investing in Bitcoin, they would have grown weary of other assets, as they haven't been able to return as satisfactory returns as Bitcoin, Even though Bitcoin doesn't promise riches.

Just because someone heard about bitcoin earlier doesn’t mean that they would have done better at it. There were a lot of people that bought bitcoin years ago but are nowhere to be found now because they probably got nervous when the prices of bitcoin moved around all those times and they ended up selling their bitcoin far too soon before it got to where it is today. So it’s not just about hearing about bitcoin early, it is more about having an understanding of it well enough to be able to stick with it even through the ups and downs. Don’t get me wrong, i’m not saying that bitcoin guarantees to make a person rich, but those who have held it for long over the years have generally been rewarded by it one way or the other.

[Hewlet]

There are lot of guys who don't start to think seriously about investing until they are older.. so there is that angle too..,. and there are other guys who might have had a lot of failures in their earlier investments and so in some sense, they might be in their later years of life and still seeming to be more in a beginner stage rather than a more advanced stage.

I personally believe that it is better to have a 4-10 year or more expected investment timeline, so it may well become more and more difficult for some of the older investors to have confidence that their investment timeline is greater than 4 years and even more difficult to commit to even longer investment timelines.

The age specific tendency to invest in Bitcoin stems from a lack of knowledge. Sometimes, those in their 50s were previously unaware of Bitcoin, So they only learned about it when it soared or reached an all time high of $126,000 because local media outlets were reporting on it.

So, they opening up their Bitcoin investment horizon. Even though They already 50, if their goal is to invest in Bitcoin for 10 years, I think that's quite reasonable, As they can enjoy it when they reach 60.

However, if they been familiar with Bitcoin for a long time, It's possible they failed in previous investments due to selling too quickly.

But I think If they were aware of Investing in Bitcoin, they would have grown weary of other assets, as they haven't been able to return as satisfactory returns as Bitcoin, Even though Bitcoin doesn't promise riches.

Just because someone heard about bitcoin earlier doesn’t mean that they would have done better at it. There were a lot of people that bought bitcoin years ago but are nowhere to be found now because they probably got nervous when the prices of bitcoin moved around all those times and they ended up selling their bitcoin far too soon before it got to where it is today.

Truth is that whatever difficulty that current investors are experiencing in the form of fear of buying at certain price or having to wait through a DIP that seams to be going on for a long time are similar situation that past investors have faced and for some of them, they have never seen bitcoin recovering the way we have seen it do and so, it is even better to assume that we are in a better time to stay invested in bitcoin than earlier bitcoin investors and that is why it is not right to always think that anyone that comes into bitcoin earlier than you had one advantage that you do not have.

At every time you get involved in bitcoin, there are challenges that are peculiar with that time. it is up to you to sell at loss because of your lack pf discipline and because of your fear or that you will use the DIP as an opportunity to stack more bitcoin and become better prepared for days of harvest when you must have reached your investment goal.

[Tmoonz]

There are lot of guys who don't start to think seriously about investing until they are older.. so there is that angle too..,. and there are other guys who might have had a lot of failures in their earlier investments and so in some sense, they might be in their later years of life and still seeming to be more in a beginner stage rather than a more advanced stage.

I personally believe that it is better to have a 4-10 year or more expected investment timeline, so it may well become more and more difficult for some of the older investors to have confidence that their investment timeline is greater than 4 years and even more difficult to commit to even longer investment timelines.

The age specific tendency to invest in Bitcoin stems from a lack of knowledge. Sometimes, those in their 50s were previously unaware of Bitcoin, So they only learned about it when it soared or reached an all time high of $126,000 because local media outlets were reporting on it.

So, they opening up their Bitcoin investment horizon. Even though They already 50, if their goal is to invest in Bitcoin for 10 years, I think that's quite reasonable, As they can enjoy it when they reach 60.

However, if they been familiar with Bitcoin for a long time, It's possible they failed in previous investments due to selling too quickly.

But I think If they were aware of Investing in Bitcoin, they would have grown weary of other assets, as they haven't been able to return as satisfactory returns as Bitcoin, Even though Bitcoin doesn't promise riches.

Just because someone heard about bitcoin earlier doesn’t mean that they would have done better at it. There were a lot of people that bought bitcoin years ago but are nowhere to be found now because they probably got nervous when the prices of bitcoin moved around all those times and they ended up selling their bitcoin far too soon before it got to where it is today.

Truth is that whatever difficulty that current investors are experiencing in the form of fear of buying at certain price or having to wait through a DIP that seams to be going on for a long time are similar situation that past investors have faced and for some of them, they have never seen bitcoin recovering the way we have seen it do and so, it is even better to assume that we are in a better time to stay invested in bitcoin than earlier bitcoin investors and that is why it is not right to always think that anyone that comes into bitcoin earlier than you had one advantage that you do not have.

At every time you get involved in bitcoin, there are challenges that are peculiar with that time. it is up to you to sell at loss because of your lack pf discipline and because of your fear or that you will use the DIP as an opportunity to stack more bitcoin and become better prepared for days of harvest when you must have reached your investment goal.

Your points are reasonable and surely we have gone pass the time to be scared about the Bitcoin market, the early adopters has the paid the price of this fear most people are entertaining today because they have been through the thin and thick of the market while others where watching and today non who has held carefully will regret their action, I can say that in Bitcoin most of the challenges are not only peculiar with that time rather most of the challenges are reoccurring over times and in this we can talk the dip, the bear and the bull market, reassuring your stand on Bitcoin towards your goals and objectives is a good foundation that will enable anyone to overcome challenges, new adopters can look at the early adopters and know that others has already worked on that part and there is a high possibility of safe landing.

[JayJuanGee]

[edited out]

Knowing about Bitcoin and believing it's worth investing in are two different things individuals financial situation , risk tolerance and priorities all influence whether decided to buy. Awareness doesn't automatically lead to convinction, everybody is comfortable taking the same level it is easy to assume that people just don't understand Bitcoin, but many do and simply arrive at different conclusions sometimes the biggest barrier isn't knowledge it's uncertainty . Even some people who understands Bitcoin may choose to wait or invest elsewhere and that's a personal decision.

It is hard to blame people for their lack of effort to try to learn about bitcoin, since everyone has a choice whether to "look into bitcoin" further or to just accept their first impressions of bitcoin, and so in that regard, there are a lot of people who presume that they know more about bitcoin than they actually do, and so based on their ignorance and their incorrect knowledge they fail/refuse to take any actions to at least get started buying bitcoin, even when they may well have plenty of discretionary funds that would qualify them to both getting started and looking into it further.

[ZeroVinsonN]

[edited out]

Knowing about Bitcoin and believing it's worth investing in are two different things individuals financial situation , risk tolerance and priorities all influence whether decided to buy. Awareness doesn't automatically lead to convinction, everybody is comfortable taking the same level it is easy to assume that people just don't understand Bitcoin, but many do and simply arrive at different conclusions sometimes the biggest barrier isn't knowledge it's uncertainty . Even some people who understands Bitcoin may choose to wait or invest elsewhere and that's a personal decision.

It is hard to blame people for their lack of effort to try to learn about bitcoin, since everyone has a choice whether to "look into bitcoin" further or to just accept their first impressions of bitcoin, and so in that regard, there are a lot of people who presume that they know more about bitcoin than they actually do, and so based on their ignorance and their incorrect knowledge they fail/refuse to take any actions to at least get started buying bitcoin, even when they may well have plenty of discretionary funds that would qualify them to both getting started and looking into it further.

This s why a person's first information about bitcoin shouldn't come from the wrong source, most of the people who believe that bitcoin is a scam even till today only believe this because someone gave them wrong information about bitcoin, like maybe telling tham that they would get rich quick from bitcoin, the disappointment that came with them realising that this was wrong led to them concluding that bitcoin was a scam and them also passing this false perception around has also made people who probably had the discretionary income to buy with be reluctant in buying snd holding bitcoin.

[HajiBagi]

There are lot of guys who don't start to think seriously about investing until they are older.. so there is that angle too..,. and there are other guys who might have had a lot of failures in their earlier investments and so in some sense, they might be in their later years of life and still seeming to be more in a beginner stage rather than a more advanced stage.

I personally believe that it is better to have a 4-10 year or more expected investment timeline, so it may well become more and more difficult for some of the older investors to have confidence that their investment timeline is greater than 4 years and even more difficult to commit to even longer investment timelines.

The age specific tendency to invest in Bitcoin stems from a lack of knowledge. Sometimes, those in their 50s were previously unaware of Bitcoin, So they only learned about it when it soared or reached an all time high of $126,000 because local media outlets were reporting on it.

So, they opening up their Bitcoin investment horizon. Even though They already 50, if their goal is to invest in Bitcoin for 10 years, I think that's quite reasonable, As they can enjoy it when they reach 60.

However, if they been familiar with Bitcoin for a long time, It's possible they failed in previous investments due to selling too quickly.

But I think If they were aware of Investing in Bitcoin, they would have grown weary of other assets, as they haven't been able to return as satisfactory returns as Bitcoin, Even though Bitcoin doesn't promise riches.

Just because someone heard about bitcoin earlier doesn’t mean that they would have done better at it. There were a lot of people that bought bitcoin years ago but are nowhere to be found now because they probably got nervous when the prices of bitcoin moved around all those times and they ended up selling their bitcoin far too soon before it got to where it is today. So it’s not just about hearing about bitcoin early, it is more about having an understanding of it well enough to be able to stick with it even through the ups and downs. Don’t get me wrong, i’m not saying that bitcoin guarantees to make a person rich, but those who have held it for long over the years have generally been rewarded by it one way or the other.

Not everyone that have that mind of holding bitcoin for over a years and i keep wonder why those people buy bitcoin from the first place, i am not saying it is not a bad idea to buy bitcoin but for a person to buy bitcoin the person should understand what he is trying to do and understand bitcoin before he buy it, with the way bitcoin price is falling many people are panicking about the price and price falling instead of rising because some of them bought their bitcoin when the price is high, as we are speaking i have a person who sell some of his bitcoin and lied that he sold because he needed the money for another thing but i know it is because of the price he sell some of his coins, understand bitcoin is very important and we should never think of getting rich when we are buying bitcoin because that mentality always brings panic when the price is going down.

[Ryu_Ar1]

Investing in Bitcoin with borrowed money is quite useful, because the money you invest in Bitcoin is the money you will keep in the future.

I have no problem with trying to be aggressive but this way for me is too aggressive to do. You only see the positive side but not the worst that could happen.

Maybe by borrowing directly we will have money to spend on bitcoin but there is no guarantee that we are prepared for the worst possibility that we will not be able to pay the collateral we have afterwards. In addition we also underestimate the problem of time here as if good things will continue to exist even though the future is still difficult we know what is happening even though we always feel confident that bitcoin will increase over time but we also cannot consider this as easy and in accordance with the plan we want because the fact may be much more complicated.

I prefer to buy with what I earn even though the nominal is less than borrowing directly and we are confused about how to pay off the loan afterwards.

[Taskford]

There are lot of guys who don't start to think seriously about investing until they are older.. so there is that angle too..,. and there are other guys who might have had a lot of failures in their earlier investments and so in some sense, they might be in their later years of life and still seeming to be more in a beginner stage rather than a more advanced stage.

I personally believe that it is better to have a 4-10 year or more expected investment timeline, so it may well become more and more difficult for some of the older investors to have confidence that their investment timeline is greater than 4 years and even more difficult to commit to even longer investment timelines.

The age specific tendency to invest in Bitcoin stems from a lack of knowledge. Sometimes, those in their 50s were previously unaware of Bitcoin, So they only learned about it when it soared or reached an all time high of $126,000 because local media outlets were reporting on it.

So, they opening up their Bitcoin investment horizon. Even though They already 50, if their goal is to invest in Bitcoin for 10 years, I think that's quite reasonable, As they can enjoy it when they reach 60.

However, if they been familiar with Bitcoin for a long time, It's possible they failed in previous investments due to selling too quickly.

But I think If they were aware of Investing in Bitcoin, they would have grown weary of other assets, as they haven't been able to return as satisfactory returns as Bitcoin, Even though Bitcoin doesn't promise riches.

Not everyone who learns about bitcoin becomes bullish about bitcoin, so there are likely all kinds of people who knew about bitcoin earlier in their lives, yet they still have not taken any action.  We cannot presume to know why some guys have not taken action to buy bitcoin, and the 99% of the world population that has little to no bitcoin, they are not all ignorant about bitcoin - even though they have little to no bitcoin.

Its really true that not everyone knows or learn Bitcoin will immediately became bullish. Each people have different financial  situations, priorities in life and also risk tolerances.

To know about Bitcoin alone will not convert into immediate action, because there are newbies don't sure about other best thing to do with their acquired Bitcoins.

What's important for now is they know the long term value of Bitcoin, then learn to invest beyond on their means, that's why invest only with their discretionary funds is been recommended action to do here. Its common for people to have information about Bitcoin now. But conviction like having good desired to invest and they have discipline is so rare for people that's why we can see for now that not everyone is investing on Bitcoin at the moment.

[G_Besar]

This s why a person's first information about bitcoin shouldn't come from the wrong source, most of the people who believe that bitcoin is a scam even till today only believe this because someone gave them wrong information about bitcoin, like maybe telling tham that they would get rich quick from bitcoin, the disappointment that came with them realising that this was wrong led to them concluding that bitcoin was a scam and them also passing this false perception around has also made people who probably had the discretionary income to buy with be reluctant in buying snd holding bitcoin.

Such things can indeed influence the thinking and initial knowledge of those who are new to Bitcoin. However, for some people who prefer to seek knowledge on their own, they will certainly not be easily influenced by the words of others because such people are usually more curious about what others say. Therefore, they always prefer to find out for themselves before believing what others say. So, it also depends on the individual's personality and thinking, because not everyone has the same way of thinking about what they hear from others.

[Gallar]

Investing in Bitcoin with borrowed money is quite useful, because the money you invest in Bitcoin is the money you will keep in the future. So if you buy Bitcoin with printed money and you have to repay that loan and you do not have the money, you will be forced to leave the Bitcoin investment at a loss. That is why I say that you deposit Bitcoin even if it is a small amount with your discretionary income, if you deposit Bitcoin through the DCA method, you will deposit enough Bitcoin and you will save more on your expenses during the dumping season.
The DCA method tries to give the investor a good gift from any side, so if you want to invest in Bitcoin, you must invest with discretionary income, then it will be possible to get a good reward.

I believe investing in Bitcoin with borrowed funds is absolutely a bad idea. Investing in Bitcoin is inherently long-term, while debt must be repaid immediately. Therefore, we already know that borrowed money is not suitable for investing in Bitcoin. Debt, whether from a bank or elsewhere, must be repaid in monthly installments. It's a good thing if our income is steady and consistent, but what if our income isn't good, Bitcoin will undoubtedly be sacrificed instead.

Therefore, when investing in Bitcoin, we must use our common sense and avoid acting on impulse and turning our Bitcoin investment into a disaster. Basically, if we have a monthly income, why bother borrowing money? Using existing discretionary funds is clearly more sensible and safer. So don't make a mistake in this, as the consequences can be fatal.

[samadam007]

Truth is that whatever difficulty that current investors are experiencing in the form of fear of buying at certain price or having to wait through a DIP that seams to be going on for a long time are similar situation that past investors have faced and for some of them, they have never seen bitcoin recovering the way we have seen it do and so, it is even better to assume that we are in a better time to stay invested in bitcoin than earlier bitcoin investors and that is why it is not right to always think that anyone that comes into bitcoin earlier than you had one advantage that you do not have.

At every time you get involved in bitcoin, there are challenges that are peculiar with that time. it is up to you to sell at loss because of your lack pf discipline and because of your fear or that you will use the DIP as an opportunity to stack more bitcoin and become better prepared for days of harvest when you must have reached your investment goal.

You're confidently presenting your personal opinion as if they're facts. How can you say today's investors are in better position than earlier investors when none of us can predict Bitcoin future? If buying every dip is the solution, what should investors do when they don't have extra cash or dealing with financial obligations?

Every market cycle has is own challenges, but that doesn't mean we should make assumptions about future outcomes. A better approach is to stay financially prepared, invest only what you can afford to leave untouched for the long term, and remain consistent instead of relying on dips or expecting "days of harvest" to come as you want

[reagansimms]

Investing in Bitcoin with borrowed money is quite useful, because the money you invest in Bitcoin is the money you will keep in the future. So if you buy Bitcoin with printed money and you have to repay that loan and you do not have the money, you will be forced to leave the Bitcoin investment at a loss. That is why I say that you deposit Bitcoin even if it is a small amount with your discretionary income, if you deposit Bitcoin through the DCA method, you will deposit enough Bitcoin and you will save more on your expenses during the dumping season.
The DCA method tries to give the investor a good gift from any side, so if you want to invest in Bitcoin, you must invest with discretionary income, then it will be possible to get a good reward.

I believe investing in Bitcoin with borrowed funds is absolutely a bad idea. Investing in Bitcoin is inherently long-term, while debt must be repaid immediately. Therefore, we already know that borrowed money is not suitable for investing in Bitcoin. Debt, whether from a bank or elsewhere, must be repaid in monthly installments. It's a good thing if our income is steady and consistent, but what if our income isn't good, Bitcoin will undoubtedly be sacrificed instead.

Therefore, when investing in Bitcoin, we must use our common sense and avoid acting on impulse and turning our Bitcoin investment into a disaster. Basically, if we have a monthly income, why bother borrowing money? Using existing discretionary funds is clearly more sensible and safer. So don't make a mistake in this, as the consequences can be fatal.

Investing in Bitcoin using borrowed funds (debt) brings risks and cash flow mismatches, debt requires certain and regular monthly installment payments, while Bitcoin does not generate regular cash flows to cover these obligations. Additionally, Bitcoin prices can drop by 30% or more in a short period of time, making the asset worth far less than the debt owed. Managing a highly volatile asset like Bitcoin with borrowed money creates high emotional stress, often leading to poor investment decisions.

Investing in Bitcoin using borrowed money is like playing with fire and can be dangerous. If you have to borrow money to buy Bitcoin, it means you are not yet able to invest. The Bitcoin market isn't going away, and its value isn't discounted just for today. It's better to be late than to enter with hot money and then be forced to sell at a low price.

[ruykeri]

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There is no point in always monitoring the price of bitcoin if we use a strategy, I agree with you by using this strategy then what should be focused on is regular purchases because basically this strategy is done with regular purchases. And with reserve funds as well as emergency funds, of course, emergency funds are more important because this is the goal of being prepared for urgent circumstances if with cadanagan funds it seems that it is more like savings, whether stored alone or in a bank.This strategy is suitable for anyone, especially beginners who want to start investing.

DCA is the best strategy to minimize volatility risk, especially for beginners, by focusing on routines instead of daily price movements, they will avoid stress and emotional decisions. Automatic routine purchases can form an investment habit without the need to constantly monitor daily price charts and help smooth out the average purchase price over the long term. Putting emergency funds above all else is a very healthy financial foundation as an early preparation for unexpected events, this is the reason why it is necessary to be firm in yourself to be able to separate emergency funds and reserve/investment funds, the goal is to maintain financial stability in all conditions. I think this strategy is very suitable for beginners because it makes their investments more planned, disciplined and does not disrupt daily financial stability.

The two things you mentioned about investing by following the DCA method and giving importance to creating a back up fund are really important for a new and experienced investor. Because if you want to invest in Bitcoin for a long time, it is mandatory to take the right plan and the right steps to hold strongly in the future. And this is possible only by investing in the DCA method from discretionary income. And it is very important to keep a back up fund to protect yourself from any unwanted events in the future. It protects Bitcoin holding from long-term force selling. Ultimately, the investor has to make all the decisions. The investor understands that when the price decreases, it creates mental instability, but if you invest in Bitcoin according to the right plan, it is possible to reduce the risk and mental instability.

[Gragebox]

The two things you mentioned about investing by following the DCA method and giving importance to creating a back up fund are really important for a new and experienced investor. Because if you want to invest in Bitcoin for a long time, it is mandatory to take the right plan and the right steps to hold strongly in the future. And this is possible only by investing in the DCA method from discretionary income. And it is very important to keep a back up fund to protect yourself from any unwanted events in the future. It protects Bitcoin holding from long-term force selling. Ultimately, the investor has to make all the decisions. The investor understands that when the price decreases, it creates mental instability, but if you invest in Bitcoin according to the right plan, it is possible to reduce the risk and mental instability.

Creating a Bitcoin position not only involves acquiring the asset but also creating an investment plan which enables you to hold onto your position despite all kinds of market conditions. DCA approach is perhaps the easiest way since there is no need to guess the best moment for entering the market. Moreover, by investing exclusively from discretionary funds, you ensure that you do not endanger your financial well-being in case something unpredictable happens to your finances.

Meanwhile, preparing an emergency fund is as essential. Emergencies can come to everyone and being unable to pay off unexpected expenses may force investors to liquidate their positions at unfavorable market conditions. Thus, financial preparations should go together with Bitcoin accumulation process.

The volatility of the market will always generate some emotional strain, especially in case of drastic price falls. But with the help of the carefully designed strategy and reasonable expectations, investors will find managing risks much easier.