Buy Buy Buy or Sell Sell Sell?

[SOKO-DEKE]

The ability to repay the loan is the main issue anyone should consider before investing borrowed funds in Bitcoin.

You are probably trying to make the ability to repay the loan the main issue. Having the ability to repay the loan does not make it a safe investment. Because you may feel at this moment that if you invest with a loan now, you will be able to repay the loan in the future, but you do not know what awaits you in the future. You should not forget that the loan installment is mandatory, on the other hand, the price of Bitcoin may not move according to a certain rule or according to your expectations. I am not saying that investing with a loan is bad in all cases. Rather, I want to say that Bitcoin will give us opportunities for many decades, so it is probably not a good idea to think that you have to invest with a loan now, without considering your financial situation.

As far as a person can repay a loan without relying on their Bitcoin investment to pay it back, I believe the Bitcoin investment is safe. What usually pressures someone to sell their Bitcoin at the wrong time is the need to repay the loan. However, if someone has other means of repaying the loan, they will not be disturbed by Bitcoin's price movements.For example, if I am expecting $1,000 over the next two months and I see Bitcoin's price drop to its current level, taking a loan to buy Bitcoin may not be a bad idea, as long as I have another way to repay the loan without relying on Bitcoin.The reason we are advised to avoid taking loans to buy Bitcoin is because of the repayment risk. Some people may not have any other means of repaying their loan and instead rely solely on Bitcoin, hoping its price will increase enough in the future to cover the debt. I also believe that is a very wrong approach because Bitcoin does not guarantee a profit.

[Jostern]

There are advantages with critical thinking, humbleness and willing to learn, and starting out as long as they have discretionary funds.  Of course, they might need to figure out how much to start with, yet most people should already have the skills to figure out balances, even though they may need to practice, start out slowly and then adapt their starting out level to their comfort level. 

Some folks have absolutely no experience in investing and/or money management, and other people already have some skills and experiences, so their own assessment of their skills and experiences should help them to figure out starting out size, and let's say that a newbie for sure knows that he has $100 per week that he can use to buy bitcoin, yet maybe based on his being new, he purposefully chooses to start out his investment level at $30 per week until he becomes more comfortable to potentially increase the amount to higher levels as his comfort becomes greater.

You’re absolutely correct, people who have the tendency of thinking, and being humble and willing to learn about things, have a high tendency and opportunity of starting in a good way, as long as they’ve an availability of a discretionary income for them to keep buying and accumulating bitcoin, however before getting started with investing in bitcoin you will have to figure out your discretionary income, and also figure out your expenses, how much that you will required for your expenses and how much that would be for leftovers to start buying and accumulating, and also to figure out either to be buying on a weekly or monthly basis.

Just like you have mentioned some folks doesn’t have that ability of critical thinking which would enable them to figure out their discretionary income, and also figure out their expenses, because they don’t have that humbleness and they’re not even willing to learn about things concerning buying and investing in bitcoin, probably because they lacks some skill and basic knowledge on how to go about bitcoin for a long terms purpose, just like you have also mentioned, they can have a $100 leftover after paying for all their expenses, but because they lacks that basic knowledge and skills to invest in bitcoin and probably because they’re scared to get started might decide to start with $50 from the $100 leftover, which is why I feel this situation is all about negligence and lack of awareness and trust in investing in bitcoin.

However for someone who have that zeal and passion to invest in bitcoin would always want to invest their money in bitcoin, which I think it’s not proper to invest all our discretionary income into bitcoin which might be a very awkward thing to do in a long term investment, invest as much as you can afford to loose which is why it’s also important to understand as a beginner that investing in bitcoin doesn’t have a guarantee, but appreciate long term investment with a touch of consistency.

[Futurexxx]

I don't know why you are saying that it is wrong for newbies to take a loan to invest in Bitcoin, despite having the means to pay it back. The reason I always say that newbies should avoid taking a loan to invest in Bitcoin is only when they do not have the means to repay it.

The main reason newbies are adviced not to start their Bitcoin investment with a borrowed money, even if they have other means of repaying it back is that they are mostly inexperience at that particular point in time, so if anything happens towards their initial plan of repaying back the loan, they would not know how to go about it, which may compel them to temper or sell off their Bitcoin investment prematurely, but if it's an experience investor that has been accumulating consistently through his discretionary income, decided to take a loan knowing fully well that he can pay back from another source, if something unexpected happens, he will always be calmer due to his level of experience, and he will know how to go about that situation strategically, unlike a newbie that knows little or nothing about taking such risk.

[Gallar]

As far as a person can repay a loan without relying on their Bitcoin investment to pay it back, I believe the Bitcoin investment is safe. What usually pressures someone to sell their Bitcoin at the wrong time is the need to repay the loan. However, if someone has other means of repaying the loan, they will not be disturbed by Bitcoin's price movements.For example, if I am expecting $1,000 over the next two months and I see Bitcoin's price drop to its current level, taking a loan to buy Bitcoin may not be a bad idea, as long as I have another way to repay the loan without relying on Bitcoin.The reason we are advised to avoid taking loans to buy Bitcoin is because of the repayment risk. Some people may not have any other means of repaying their loan and instead rely solely on Bitcoin, hoping its price will increase enough in the future to cover the debt. I also believe that is a very wrong approach because Bitcoin does not guarantee a profit.

I think people who take out loans to invest in Bitcoin are clearly incapable of thinking long-term. Essentially, they want to repay their debts with whatever they can, but that's clearly not a good idea. We always emphasize here that investing in Bitcoin requires discretionary funds. These are the most appropriate and reliable funds for investing in Bitcoin. Therefore, I believe investing in Bitcoin with a loan is clearly not a good idea. The borrowed funds are clearly very hot and must be repaid immediately.

Furthermore, the minimum holding period for investing in Bitcoin is clearly ten years. So, how do you think they can repay the money if they don't sell their Bitcoin? Logically,, it's clear that people who borrow money to invest in Bitcoin are not people with income. Perhaps they have high aspirations but lack the capital, which is why they decide to borrow. Therefore, friends here,, avoid borrowing money to invest in dibitocin. It's clearly dangerous.

[samadam007]

As far as a person can repay a loan without relying on their Bitcoin investment to pay it back, I believe the Bitcoin investment is safe. What usually pressures someone to sell their Bitcoin at the wrong time is the need to repay the loan. However, if someone has other means of repaying the loan, they will not be disturbed by Bitcoin's price movements.For example, if I am expecting $1,000 over the next two months and I see Bitcoin's price drop to its current level, taking a loan to buy Bitcoin may not be a bad idea, as long as I have another way to repay the loan without relying on Bitcoin.The reason we are advised to avoid taking loans to buy Bitcoin is because of the repayment risk. Some people may not have any other means of repaying their loan and instead rely solely on Bitcoin, hoping its price will increase enough in the future to cover the debt. I also believe that is a very wrong approach because Bitcoin does not guarantee a profit.

Claiming to know a way to solve the problem by stating that the loan will be repaid from somewhere else. You need to be real here cos that's not how risk works
If you payback the loan without selling ur BTC, does that make borrowing to buy a safe decision? or does it suddenly become less volatile because the loan was can be repaid from somewhere else?
You're looking at only one part of the risk while ignoring the rest. The risks still exist regardless of how the loan is repaid

[Merit.s]

After this, when the accumulation stage is completed, an investor can take profit from Bitcoin investment according to his financial condition.

You don't need to even rush into taking profit. When you have reached your over accumulation stage, you transit into the maintenance stage where you are just only holding and allow your portfolio to just be compounding in value.

After your maintenance stage and it's time to take little profit, you don't do it based on your financial condition so that,you don't sell too many bitcoin too soon so you don't end up a low coiner again because you feel that your mission have been accomplished. You are to use the sustainable withdrawal method that allows you to with little part from your bitcoin either using a particular time or using a particular price in order for your bitcoin investment to continue compounding without being affected by your little withdrawal.

[Showlove01]

As far as a person can repay a loan without relying on their Bitcoin investment to pay it back, I believe the Bitcoin investment is safe. What usually pressures someone to sell their Bitcoin at the wrong time is the need to repay the loan. However, if someone has other means of repaying the loan, they will not be disturbed by Bitcoin's price movements.For example, if I am expecting $1,000 over the next two months and I see Bitcoin's price drop to its current level, taking a loan to buy Bitcoin may not be a bad idea, as long as I have another way to repay the loan without relying on Bitcoin.The reason we are advised to avoid taking loans to buy Bitcoin is because of the repayment risk. Some people may not have any other means of repaying their loan and instead rely solely on Bitcoin, hoping its price will increase enough in the future to cover the debt. I also believe that is a very wrong approach because Bitcoin does not guarantee a profit.

Claiming to know a way to solve the problem by stating that the loan will be repaid from somewhere else. You need to be real here cos that's not how risk works
If you payback the loan without selling ur BTC, does that make borrowing to buy a safe decision? or does it suddenly become less volatile because the loan was can be repaid from somewhere else?
You're looking at only one part of the risk while ignoring the rest. The risks still exist regardless of how the loan is repaid

The most important thing is that  the loan is been repaid it doesn't really matter where it comes from because it would have been very bad I mean worst if someone sell at loss to repay back loan and sometimes when you sell at loss the money may not be complete to settle the person you borrowed from and in this case you will need to borrow again to pay complete that is why I said the most important thing is that someone is able to pay complete. People who doesn't have alternative means of repayment should not think of borrowing twice because sometimes it can be become a lifetime debt.

[Moreno233]

Furthermore, the minimum holding period for investing in Bitcoin is clearly ten years. So, how do you think they can repay the money if they don't sell their Bitcoin? Logically,, it's clear that people who borrow money to invest in Bitcoin are not people with income. Perhaps they have high aspirations but lack the capital, which is why they decide to borrow. Therefore, friends here,, avoid borrowing money to invest in dibitocin. It's clearly dangerous.

Ten years holding target for Bitcoin is good as that is enough time for Bitcoin to deliver good profits, and so far, Bitcoin have not failed to deliver within that window and I believe it will not fail anyone even those that start just today. Some of us have decided to hold for longer because there is no other investment asset that hold the type of potential in Bitcoin. I feel that an investor will do better if he sets his mind on holding for as long as he lives and never planning to run out of Bitcoin rather setting few years targets. Setting auch targets might make some people to sell of their Bitcoin and later regret such action as they will not be able to find a good business to invest the proceed and they will not feel comfortable reinventing in Bitcoin. To avoid such situation, it is always better to plan the selling in a way that the investor will not run out of Bitcoin.

[Halifat]

As far as a person can repay a loan without relying on their Bitcoin investment to pay it back, I believe the Bitcoin investment is safe. What usually pressures someone to sell their Bitcoin at the wrong time is the need to repay the loan. However, if someone has other means of repaying the loan, they will not be disturbed by Bitcoin's price movements.For example, if I am expecting $1,000 over the next two months and I see Bitcoin's price drop to its current level, taking a loan to buy Bitcoin may not be a bad idea, as long as I have another way to repay the loan without relying on Bitcoin.The reason we are advised to avoid taking loans to buy Bitcoin is because of the repayment risk. Some people may not have any other means of repaying their loan and instead rely solely on Bitcoin, hoping its price will increase enough in the future to cover the debt. I also believe that is a very wrong approach because Bitcoin does not guarantee a profit.

Claiming to know a way to solve the problem by stating that the loan will be repaid from somewhere else. You need to be real here cos that's not how risk works
If you payback the loan without selling ur BTC, does that make borrowing to buy a safe decision? or does it suddenly become less volatile because the loan was can be repaid from somewhere else?
You're looking at only one part of the risk while ignoring the rest. The risks still exist regardless of how the loan is repaid

I get your point correctly because paying back this loan is not an emergency, because it is something you knew, so I don't take this as risk because you know it is coming. What I understand with what you want to explain here is that sourcing money from another place to pay back the loan is very risky because we know that we have to build our investment alongside without emergency funds, and all this must be from our discretionary income.

By going through this process I don't consider you to be an investor but a trader because why borrowing money to buy Bitcoin, when we know that it is never too late and there is no any competition when it comes to bitcoin accumulation. For anyone to make a very long term Bitcoin investment, is that we have to make sure we have a better source with a very good strategy so that we can be able to realize more Bitcoin in our wallet.

Comfortability in Bitcoin investment actually give peace and allow you to invest for a very long term, i may be wrong but I don't back any idea of anyone to borrow money to invest in Bitcoin, because there are consequences, firstly the money you borrow must have to be repaid, which you won't find so easy to pay back.