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Author Topic: Our decision making is responsible for the outcomes in our ways  (Read 1239 times)
Adreman23
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March 09, 2024, 12:21:44 AM
 #61

I believe it's acceptable to live lavishly if you're certain you won't deplete your finances in your lifetime. By this, I mean having numerous successful businesses that provide substantial income. However, there's a contradiction if, despite your prosperity, you remain excessively thrifty. Regarding your friend, it's possible he became complacent, assuming his wealth would never diminish, leading to his continuous reckless spending. Nonetheless, I think even if he were more frugal, his finances would still dwindle because he hasn't invested in business or other ventures.

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March 09, 2024, 03:37:20 AM
 #62

I hope the family background of an individual constitutes the immediate environment upon which any of the members could make success in life. However, in a low income household, a member needs to deploy an escape mechanisms that had provided success for others.
Such an individual has to rely on a well researched work and reliability of the frame as prepared by a Researcher. Otherwise, any attempt or group of attempts for an individual of such a low income household to rely on his/ her decision to make success in life would be an exercise in futility.
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March 09, 2024, 06:05:57 AM
 #63

There are people that don't want to get noticed with how reckless they are with their spending habits. Instead of giving thanks to you for reminding them to be wiser with how they spend money, they're going to tell you to stop doing that and mind your own business. Well, the concern is there and if you're a true friend, you'd definitely be happy that someone is looking after you. Because if not, no one's gonna be there to correct you out with these mistakes that you do. Other than that, you know that all actions that we do have an equal reaction to our lives. So, if you do good then you know that something good is going to comeback to you.
Not everyone can accept advice, even if it is someone close to them, but if that person cannot accept advice then it will make him upset. especially in financial matters, they will definitely think that they are using their own money without harming anyone when they shop excessively. That's what makes them not accept any advice from other people.
Yes, actually there is nothing wrong with that, because it also doesn't harm us. However, this is a form of our concern for them so we want to remind them to be more regular in spending money. We can remove things that shouldn't be too important from the shopping list.

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March 09, 2024, 07:40:11 AM
 #64

You see people deeply in love and man that earn money on his own it’s really hard to advice them when they’re going wrong because they won’t take it if they don’t want to ,except they have realised their mistakes on their own then they’ll come back to you and be like “I should have listened to you earlier”.
So the thing is since he’s your friend I would say you shouldn’t disassociate yourself from him because even now there are things you’ve also learnt from his own mistakes stay with him and keep giving out the best of advice you can he’ll surely realise himself and stand back with your advices and then you’ll be proud to see him up again with your words.
Then he’ll never forget you or the advices you’ve given him.

About the holidays for me it’s not wrong at Least once in a while one needs to pamper his/herself for the stress of making money and a little enjoyment will just be fine. But being unreasonable about it is what I tag to be wrong
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March 09, 2024, 07:59:27 AM
 #65

A friend of mine goes wild at me whenever I talk to him about his reckless spendings, he ask me what would be  accounted of his money if not enjoyments?
This is a kind of guy that feels relaxed when he has an attractive amount of money in his bank account and then feels he is only supposed to go after making more money only when he is running out from the one already accumulated and spent.

This is a very wrong narrative that life is all about enjoyments. For sure as we make money we also need to have some fun and enjoy ourselves but it doesn't need to be on a regular basis or spending money extravagantly on frivolous things all in the name of enjoyment, we live for the future as even if we won't be there tomorrow but we have offspring and loved ones who will benefit from the things we prepared for them today in the future

It is also a bad habit to spend all the money you've got with you before going to look for another, a lot of people after making some money would stop working just to enjoy themselves till they've exhausted the earned afterwhich they start looking for ways to make another money again, it's only a fool that would wait till all the money he has in his possession is gone before going to look for another.

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March 09, 2024, 10:24:24 AM
 #66

I think there are people like this who will always squandered all that they have before looking for ways to earn more money.
People like this don't understand the term 'save for a rainy day' because to them their enjoyment comes first.
The problem is there is no convincing such people, only life can teach them a lesson that's if they will ever learn.
You can only keep advising him as a friend but the rest is up to him to figure out.

They can only learn by getting experience in their life and a lesson given by a life is more understandable than a lesson given by a teacher. Enjoyment is also good to sustain a good life but sacrificing certain things for making both present and future better is important.

If we are giving any advise to others then they will just hear it but will do what they wants and will follow only their own rules. Think about your source of income and then manage all important functions according to earned money.



 

 

 

 

 

 


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March 09, 2024, 10:55:48 AM
 #67

I hope the family background of an individual constitutes the immediate environment upon which any of the members could make success in life. However, in a low income household, a member needs to deploy an escape mechanisms that had provided success for others.
Such an individual has to rely on a well researched work and reliability of the frame as prepared by a Researcher. Otherwise, any attempt or group of attempts for an individual of such a low income household to rely on his/ her decision to make success in life would be an exercise in futility.
Those who still have a low income and already have a family that must be looked after and maintained well, of course they must have additional income to achieve success in their lives. Because the final decision is that there must be additional income without having to compromise on other things because without additional income it will also be difficult for family members to make the wisest decisions possible. So if there are still people with low incomes and want to be successful like most other people, of course what they have to think about is efforts to increase their income, not anything else.

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March 09, 2024, 02:06:06 PM
 #68

There are people that don't want to get noticed with how reckless they are with their spending habits. Instead of giving thanks to you for reminding them to be wiser with how they spend money, they're going to tell you to stop doing that and mind your own business. Well, the concern is there and if you're a true friend, you'd definitely be happy that someone is looking after you. Because if not, no one's gonna be there to correct you out with these mistakes that you do. Other than that, you know that all actions that we do have an equal reaction to our lives. So, if you do good then you know that something good is going to comeback to you.
Not everyone can accept advice, even if it is someone close to them, but if that person cannot accept advice then it will make him upset. especially in financial matters, they will definitely think that they are using their own money without harming anyone when they shop excessively. That's what makes them not accept any advice from other people.
Yes, actually there is nothing wrong with that, because it also doesn't harm us. However, this is a form of our concern for them so we want to remind them to be more regular in spending money. We can remove things that shouldn't be too important from the shopping list.
Experience in life will humble them. Those that are giving advise, good advises on how they should be wiser with their habits financially have been through tough times. It's actually a good thing that they're sharing their knowledge and life experiences so that whoever is listening to them will be able to skip that trouble. But even if you're showing them your are concerned about them and they don't appreciate it, once is enough of telling them how reckless they are with their money. If they don't listen, that's enough and you don't give any life advises anymore whether it's related to financial matters or with their life decisions. Not at all times we're too generous to give advises to the ungrateful people that don't even lend their ear to listen.

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March 09, 2024, 04:40:10 PM
 #69

Those who still have a low income and already have a family that must be looked after and maintained well, of course they must have additional income to achieve success in their lives. Because the final decision is that there must be additional income without having to compromise on other things because without additional income it will also be difficult for family members to make the wisest decisions possible. So if there are still people with low incomes and want to be successful like most other people, of course what they have to think about is efforts to increase their income, not anything else.

I agree with you, basically everyone wants more than enough income, because that's what will make them happy. with limited income maybe they can't buy carelessly, they need to consider everything carefully. but we should be able to consider everything carefully, because there are people who have large incomes but that income runs out quickly, in my opinion it's because they carelessly spend and don't record their expenses, so when they feel they have money then they can buy what they want without thinking, and of course that's not right.

Looking for additional income is a must if we have limited income, but not everyone can do it. To be able to produce additional work, I think we have to be able to manage our time and abilities, if you feel you can still do more work then there's no harm in doing it. but if you force it, I don't think so, because it will probably only torture yourself, therefore we have to be able to make good decisions by considering it well too.

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March 09, 2024, 06:02:35 PM
 #70

Some people don't make hay while the sun shines. They live for the present and they're unperturbed by their lavish lifestyle because they feel they've a steady flow of income. They fail to realize that nothing last forever or there's going to be some challenging moments in the future and it's that wise decision to save or set something up that they can fall back on when that difficult moment comes. I've seen this happened and sometimes these persons don't survive the fall, they develop health conditions like stroke or heart attack that may lead to their demise.
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March 09, 2024, 07:07:41 PM
 #71

Not everyone can accept advice, even if it is someone close to them, but if that person cannot accept advice then it will make him upset. especially in financial matters, they will definitely think that they are using their own money without harming anyone when they shop excessively. That's what makes them not accept any advice from other people.
Yes, actually there is nothing wrong with that, because it also doesn't harm us. However, this is a form of our concern for them so we want to remind them to be more regular in spending money. We can remove things that shouldn't be too important from the shopping list.
Experience in life will humble them. Those that are giving advise, good advises on how they should be wiser with their habits financially have been through tough times. It's actually a good thing that they're sharing their knowledge and life experiences so that whoever is listening to them will be able to skip that trouble. But even if you're showing them your are concerned about them and they don't appreciate it, once is enough of telling them how reckless they are with their money. If they don't listen, that's enough and you don't give any life advises anymore whether it's related to financial matters or with their life decisions. Not at all times we're too generous to give advises to the ungrateful people that don't even lend their ear to listen.
It's true, the people who can then give advice are usually people who have experienced mistakes from bad habits in managing finances, from there they already realize that it is something wrong, then we will share experiences with the aim of preventing them from doing it. the same mistakes we made in the past, even though that person was no one or just a friend.
When we have given advice and they don't want to listen, we have actually done what we should do, and if we prefer to remain silent when we have given them advice then that is not wrong. It depends on us, whether we will continue (giving advice) even though we get a bad response or whether we will stop because we feel we have enough to remind them.

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March 09, 2024, 07:42:33 PM
 #72

I believe it's acceptable to live lavishly if you're certain you won't deplete your finances in your lifetime. By this, I mean having numerous successful businesses that provide substantial income. However, there's a contradiction if, despite your prosperity, you remain excessively thrifty. Regarding your friend, it's possible he became complacent, assuming his wealth would never diminish, leading to his continuous reckless spending. Nonetheless, I think even if he were more frugal, his finances would still dwindle because he hasn't invested in business or other ventures.

We are the first to know ourselves; we know if we are responsible people, and if you trust and believe in yourself, then it is certain that every decision we make will always help us and our loved ones in life too, of course.

But even so, not every time we do what we do is right, and if we do, we learn from our mistakes, and for sure we will grow in the end. So what others often do is go into businesses, turn around the small capital, and grow it with proper management as well. So the success of each of us really depends on our hands and decisions.



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March 09, 2024, 09:33:18 PM
 #73

Decision making is everything in life. The decision people make can make one to be rich or poor. Thst is why when making decisions we need to be careful with the decision we make that we not affect us.  Many have failed financial because of the wrong decision they make . Every thing we have in life is a result of decision both the good things and the bad things in life.
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March 09, 2024, 10:10:28 PM
 #74

I believe it's acceptable to live lavishly if you're certain you won't deplete your finances in your lifetime. By this, I mean having numerous successful businesses that provide substantial income. However, there's a contradiction if, despite your prosperity, you remain excessively thrifty. Regarding your friend, it's possible he became complacent, assuming his wealth would never diminish, leading to his continuous reckless spending. Nonetheless, I think even if he were more frugal, his finances would still dwindle because he hasn't invested in business or other ventures.

We are the first to know ourselves; we know if we are responsible people, and if you trust and believe in yourself, then it is certain that every decision we make will always help us and our loved ones in life too, of course.

But even so, not every time we do what we do is right, and if we do, we learn from our mistakes, and for sure we will grow in the end. So what others often do is go into businesses, turn around the small capital, and grow it with proper management as well. So the success of each of us really depends on our hands and decisions.
Every decisions in life would really be having that corresponding results or outcomes on which it would really be something that will determine whether you have done the right right or not.
It is really just that results will really be determined out on how you have done something whether it was a good decision or not. We do have our own common sense and will which one is wrong and right.
But of course in every decisions there would really be corresponding factors that could affect out overall outcome on which it would really be something that needs to be watch for.

We are indeed the ones who would really be that responsible for the outcome basing up on the decisions that we do make it into our lives. There are really just that
there are people who cant be able to think up well on the things that they are currently dealing and there are ones who cant be able to balance
in between those things which needs for them to mind on.

R


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March 09, 2024, 11:26:59 PM
 #75

Decision making is everything in life. The decision people make can make one to be rich or poor. Thst is why when making decisions we need to be careful with the decision we make that we not affect us.  Many have failed financial because of the wrong decision they make . Every thing we have in life is a result of decision both the good things and the bad things in life.
luck contributes though because we know that sometime some people could be so unlucky that every attempt of growing wealth get cancelled out like with sudden illness that causes huge medical bill to be paid out,
and so on.

but overall if you are lucky enough to be given chance to accumulate that wealth, do take advantage of that fully, maybe by investing it further so that you can multiply it faster.
there's no telling what gonna be happening in the future but one thing that we can do to take care of ourselves just in case is by simply keep on investing, creating more wealth, accumulating and reinvesting all the money.
thats the only way to go after all this world is full of uncertainty.
at the very least if we can do that we can be assured that at least we are secured enough in term of money so that we can afford whatever comes to our faces in the future.

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March 10, 2024, 07:41:36 PM
 #76

While others have learnt their lessions of not utilizing their incomes when they had a stable source for their income flows, some others are paying adamants and ignorant to learn from what has happened to others because they feels they are not of the same calling to be affected with what happened to others.

In life some persons just do what pleases them and doesn't tolerate with any piece of advice from anyone at the times they feels to had acquired the heavens on earth. And yet they are not Concious that as the more they grows their incomes for multiplications is also how it could depreciate to a zero value if not utilize productively for continues growth.

A friend of mine goes wild at me whenever I talk to him about his reckless spendings, he ask me what would be  accounted of his money if not enjoyments?
This is a kind of guy that feels relaxed when he has an attractive amount of money in his bank account and then feels he is only supposed to go after making more money only when he is running out from the one already accumulated and spent.

How on earth would someone give chasing after income holidays even when you do not have more than enough and not up to the age of retirement yet?

And after squandering all that he has saved he goes about requesting to borrow money.
I have talked to this guy on several occasions but he feels I am a pest disturbing his dear life.
As at this moment, the country is encountering very high rate of inflation which stuffs doesn't go fair as before  leading him sold his car and being struggling to pay his bills while living in the city and at now, he does not have a place of residence of his own so he jumps from one place to the other passing his night's.

He is now the pest perching on any available places conditionally while inconveniencing others.
He now lives a low key with the best he can afford.
"Had I know" is now a national anthem to him.
I don't find his ignorance to be an excuse and I am thinking of disassociating from him before he gets me  affected with his negative possesed energies.
Well, at least he got to enjoy his money. That was his goal to why he was grinding based on your story and there's nothing wrong with it. However, anything which is too much won't do you any good. He should have balanced his way of living. There's nothing wrong with finding joy from the things you spend your money with but given that our life continues as we grow older, it should be a mandatory to think of our future. Regrets do always come last, as many people believes. If this story is intended to be a lession, then for sure there's something in it, new ones could relate and make us of, and that is not to not enjoy things alone but rather be more responsible of your future if you have hopes for it.

Many people are not doing it right; some are just working and saving them end up dying early. Balance with things, is the best to do with life. You can always build a better future even if you are enjoying at the present. Things won't be fine as well if you are just working continuously. Thay's not what living truly is; enjoy and save or engage with investments at the same time. If there's a will then there should always be a way.

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March 10, 2024, 08:03:42 PM
 #77

Experience in life will humble them. Those that are giving advise, good advises on how they should be wiser with their habits financially have been through tough times. It's actually a good thing that they're sharing their knowledge and life experiences so that whoever is listening to them will be able to skip that trouble. But even if you're showing them your are concerned about them and they don't appreciate it, once is enough of telling them how reckless they are with their money. If they don't listen, that's enough and you don't give any life advises anymore whether it's related to financial matters or with their life decisions. Not at all times we're too generous to give advises to the ungrateful people that don't even lend their ear to listen.
It's true, the people who can then give advice are usually people who have experienced mistakes from bad habits in managing finances, from there they already realize that it is something wrong, then we will share experiences with the aim of preventing them from doing it. the same mistakes we made in the past, even though that person was no one or just a friend.
When we have given advice and they don't want to listen, we have actually done what we should do, and if we prefer to remain silent when we have given them advice then that is not wrong. It depends on us, whether we will continue (giving advice) even though we get a bad response or whether we will stop because we feel we have enough to remind them.
As long as the tip and advises have been dropped already, it is for the listener to think if they will obey it or not. But those people that are full of life experiences and had a lot of debts and financing troubles that are able to overcome it, honestly they are the ones that are best tip advisers. And they are not going to repeat what they've said because they're also done with people that don't want to listen and yet they keep on talking about such advises. But when they see someone who's too eager to learn and are experiencing the same problems, they're for sure going to be there to help not with finances but with life advises on how to overcome those problems that they're dealing with. It's hard to find such people nowadays especially when everyone just think of how to overcome the toughness of survival.

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March 10, 2024, 11:26:22 PM
 #78

~

We are the first to know ourselves; we know if we are responsible people, and if you trust and believe in yourself, then it is certain that every decision we make will always help us and our loved ones in life too, of course.

But even so, not every time we do what we do is right, and if we do, we learn from our mistakes, and for sure we will grow in the end. So what others often do is go into businesses, turn around the small capital, and grow it with proper management as well. So the success of each of us really depends on our hands and decisions.
As human who seek to stability, peace and happiness, we need to have self-awareness, personal responsibility, and learning from mistakes in achieving success and growth. Those imply the transformative power of personal responsibility and proactive decision-making in shaping our destinies. Understanding ourselves and having confidence in our abilities are fundamental to making decisions that benefit both ourselves and our loved ones. This is self-awareness and taking responsibility for our actions and choices.

People dont make right decision all the time, therefore there would be the need the value of learning from mistakes. This growth mindset allows us to glean lessons from setbacks and use them to improve and progress in life. Starting small in business, then gradually growing capital through proper management, is a prudent decision-making, sound financial management, and strategic planning in achieving success in entrepreneurial ventures. Determining success by own hands and decisions is the empowerment that comes from taking ownership of own actions and the potential for personal growth and achievement through wise decision-making.

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March 10, 2024, 11:58:35 PM
 #79

There are people that don't want to get noticed with how reckless they are with their spending habits. Instead of giving thanks to you for reminding them to be wiser with how they spend money, they're going to tell you to stop doing that and mind your own business. Well, the concern is there and if you're a true friend, you'd definitely be happy that someone is looking after you. Because if not, no one's gonna be there to correct you out with these mistakes that you do. Other than that, you know that all actions that we do have an equal reaction to our lives. So, if you do good then you know that something good is going to comeback to you.
Not everyone can accept advice, even if it is someone close to them, but if that person cannot accept advice then it will make him upset. especially in financial matters, they will definitely think that they are using their own money without harming anyone when they shop excessively. That's what makes them not accept any advice from other people.
Yes, actually there is nothing wrong with that, because it also doesn't harm us. However, this is a form of our concern for them so we want to remind them to be more regular in spending money. We can remove things that shouldn't be too important from the shopping list.
They say their money, their rules. But once they ran out of money, I’m sure they’ll suddenly need friends to rely on. This is the problem with some people that are only focused on their present without giving much attention to how their future will look. And once you come to advise them, it looks like you are the villain of their own happiness. So I think the best thing we can do is to leave these people on their own. They will finally learn from their hard lesson once things have been doing bad already and there’s no one that can help them. That’s the time they will realize that advices are not bad at all, it only becomes bad because they tend to perceive it the wrong way.

R


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March 11, 2024, 04:40:36 AM
 #80

Decision making is everything in life. The decision people make can make one to be rich or poor. Thst is why when making decisions we need to be careful with the decision we make that we not affect us.  Many have failed financial because of the wrong decision they make . Every thing we have in life is a result of decision both the good things and the bad things in life.
The most important thing in making a decision is that we really have to do it in a condition that is not in a hurry so that we can make a good and correct decision, because if we decide something is not in a good situation, of course it will be very difficult to make a decision that is profitable for us. We and we also have to think about the positive and negative impacts of the decisions we make.

I think those who experience failure in financial terms of course they cannot manage their expenses well so they continue to use their income on things that are not needed of course this is very bad if we cannot make decisions to use the income we have.

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