Do you believe in savings or investment

[BD Technical]

Investments is better option only if it can outperform inflation significantly. Without crypto i would rather spend everything asap

I agree with your words, those who come to the platform, those who invest, must understand these things.  Not everyone can invest, many people don't have money, but many people don't have the courage, in that case, you have to invest, but if you do, you will never succeed.  But if you keep the investment, the keep is a little more and your time to lose money is more, but the chances of profit are the same, but the investment is more.  But in that case if those who go to invest can do their life or their business like outside Kipt you can fix or share any one in your business area or in your country.  However, investing according to the taste of each one, I am going as I am, let's see what can be done in the future.

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[lixer]

But it may be our mistake to think that only profit will be earned by investing because investment involves risk. If one has a proper understanding of Cryptocurrencies and can analyze coins well then he should invest his savings in Bitcoin. Because investing in Bitcoin will provide much more security than depositing their savings in the bank or investing in anything else even they will be able to earn huge profits from investing in this Bitcoin at some point.

Yes, you are right. It is not wise to invest in bitcoin if you do not know how to do so. But it is better to invest money in the bank than make a profit by saving. There are many other types, but others, such as investing in a business or sharing, will bring good earnings.
If you are considering investing in cryptocurrencies, you can invest in good, stablecoins such as BTC, BNB, etc. Rex cannot be taken; if you invest in a good coin, you will get a profit.

Invest money in the bank? Since when did that become profitable? The commissions they provide on your deposits in a savings account are extremely low, it's better that you buy some asset store it privately, and sell it after a year, I'm pretty sure you will earn more profit than that.

Banks are not even good for savings these days because of the rising inflation and devaluation of the currencies of each country. It is better if a person keeps their money in another form instead of keeping them in fiat even if they are not willing to invest them or earn money with them and just want to save them for future emergencies and stuff because if your money lose purchasing power over time, that means you are losing your money slowly.

[Bobrox]

I am believing both of side between savings or investment, have saving help us when emergency situation and with investment could increasing more our assets in the future. Actually for people want to get high risk and high return not problem put all assets in investment and not really interested with saving money in the bank although get an offer by deposit around 5% until 8% each year.

Banks are not even good for savings these days because of the rising inflation and devaluation of the currencies of each country. It is better if a person keeps their money in another form instead of keeping them in fiat even if they are not willing to invest them or earn money with them and just want to save them for future emergencies and stuff because if your money lose purchasing power over time, that means you are losing your money slowly.

Currently, Bank not worth yet for saving money right now and better moving to gold or fiat to avoid from inflation values, bank got much advantage when our saving help them for borrowing to the other and getting loan interest. For people have much assets looking the other more profitable for saving your money if not avoid for investment.

[MiF]

Investment is good than saving money, because through investing we can double our money in just a short period of time, while in saving it takes a very long time to have a big savings because it is really hard to save when we have a lot of basic needs to buy so for me investment is more good than savings.

[nara1892]

Investment is good than saving money, because through investing we can double our money in just a short period of time, while in saving it takes a very long time to have a big savings because it is really hard to save when we have a lot of basic needs to buy so for me investment is more good than savings.

Some people who say that investing is better than saving are those who only see the benefits, while we should not ignore another aspect in the world of investment which can never be avoided completely, that is the possibility of loss, and if for example someone only says that investment is an intermediary to get a large profit in a short period of time without the possibility of loss then wouldn't most people prefer to invest instead of saving or working? of course, therefore we cannot only see one side of everything.

Everything that involves money usually tends to have a level of risk, which means that some people who prefer to save rather than invest have their own reasons, either they are afraid of losing money when the market crashes or they have absolutely no understanding of the world of investment or do not know how to invest. On the other hand, I understand that saving is indeed safer and maybe the risk is only a reduction in the value of money due to inflation over time, but I don't think we can conclude that investing is much better than saving because obviously investing has a level of risk that can sometimes be more significant than the profit opportunities, this is why people always recommend putting a budget amount that we can afford when we want to invest or trade, nothing but it is useful to minimize emotions or disappointment when it turns out that the market is falling which makes us experience losses in a certain time.

[junder]

Investment is good than saving money, because through investing we can double our money in just a short period of time, while in saving it takes a very long time to have a big savings because it is really hard to save when we have a lot of basic needs to buy so for me investment is more good than savings.

This is clear, because investment is something that can be profitable or can make the money we have increase if conditions are adequate, whereas saving cannot be profitable because the money saved will not increase unless we put the money back in ourselves.

Well, even so, I think saving also helps the investments made, now if we invest without having money saved or don't have savings then we might have difficulties at any time. now that we have enough money or sufficient income, we must be able to set aside that money for savings, the aim is to help us in dealing with something that is not predicted to happen, such as an accident or medical costs or other disasters. By having savings saved, we can overcome unexpected things with the savings we have. Now, if we have money and make investments but don't have savings or an emergency fund, there is a possibility that when something bad happens we can withdraw the investment we made even if it is at a loss or unprofitable because there is an urgent need that must be addressed, of course it requires money. For example, if we don't withdraw the investment we made by taking other methods, such as borrowing money, I don't think that's very good, therefore, if we really want to invest, we have to pay attention to other things so that it continues to run well.

[QuinielaPosible]

 Think of savings as your financial safety net, ready to catch you if life throws a curveball your way—like unexpected medical costs or an emergency car repair. On the other hand, investing is like planting a fruit tree, where your money grows over time, ideally outpacing inflation and increasing your wealth

[milewilda]

Investment is good than saving money, because through investing we can double our money in just a short period of time, while in saving it takes a very long time to have a big savings because it is really hard to save when we have a lot of basic needs to buy so for me investment is more good than savings.

Investment is much preferred because on the time that you do have that profitable investment or business then this is the time that you could really be able to have more savings because we do know on how
important savings is and it is really that something that you would really be needing. It is really just that there are people who do make use of their savings to be invested or would be making some business
on which this would really be a practical approach for you to be able to make yourself having that kind of chance to make more money but of course should really be also thinking up about the risks
that involved into it and not really just that sticking into its positive all the time.

It would really be just that depending on someone on how well they do stick into their plans because usually savings is usually been overlooked and forgotten. They would
really be only that minding on the time that they would really be experiencing some huge problems that involves emergency funds.

[eightdots]

Investment is good than saving money, because through investing we can double our money in just a short period of time, while in saving it takes a very long time to have a big savings because it is really hard to save when we have a lot of basic needs to buy so for me investment is more good than savings.

Investment is much preferred because on the time that you do have that profitable investment or business then this is the time that you could really be able to have more savings because we do know on how
important savings is and it is really that something that you would really be needing. It is really just that there are people who do make use of their savings to be invested or would be making some business
on which this would really be a practical approach for you to be able to make yourself having that kind of chance to make more money but of course should really be also thinking up about the risks
that involved into it and not really just that sticking into its positive all the time.

It would really be just that depending on someone on how well they do stick into their plans because usually savings is usually been overlooked and forgotten. They would
really be only that minding on the time that they would really be experiencing some huge problems that involves emergency funds.

This choice is directly related to how a person takes risks. Investing brings some risks, but the return can also be high. Saving is a different situation. Expectations dictate which of these options we choose.

This choice may change over time because there are times when we need to take risks. Sometimes it is preferred to save certain amounts without taking risks. Whichever we choose, it is extremely important to act with a specific plan and perform a risk analysis.

[shinratensei_]

Investment is good than saving money, because through investing we can double our money in just a short period of time, while in saving it takes a very long time to have a big savings because it is really hard to save when we have a lot of basic needs to buy so for me investment is more good than savings.

to be fair investing can't be done without chunk of money unused on your bank account, so the way is saving and then investing, but by doing saving only and not investing we must be ready to sacrifice some of our money to be eaten by inflation at first some people would try to spare their money of inflation through investment and they eventually find out that there are other investment option out there that are not just sparing from inflation but can also grow the money significantly then they change their position on that investment.

saving is not wrong either, considering that investment usually also have the risk that could potentially make our effort of making money turned into losing money instead, some people might not favour investment exactly because of that, they just don't want to risk their money in return of opportunity to grow it, but just be ready for the money to be rather stagnating in value consequentially.

[OrangeII]

Investment is good than saving money, because through investing we can double our money in just a short period of time, while in saving it takes a very long time to have a big savings because it is really hard to save when we have a lot of basic needs to buy so for me investment is more good than savings.

to be fair investing can't be done without chunk of money unused on your bank account, so the way is saving and then investing, but by doing saving only and not investing we must be ready to sacrifice some of our money to be eaten by inflation at first some people would try to spare their money of inflation through investment and they eventually find out that there are other investment option out there that are not just sparing from inflation but can also grow the money significantly then they change their position on that investment.

saving is not wrong either, considering that investment usually also have the risk that could potentially make our effort of making money turned into losing money instead, some people might not favour investment exactly because of that, they just don't want to risk their money in return of opportunity to grow it, but just be ready for the money to be rather stagnating in value consequentially.

Well, basically, both are very important. I can't even choose one because they are both really important. However, some people sometimes save without investing, and some people invest without saving. I think something like that can be done, but it's not optimal. However, if we only save, then in the future, after we lose our job or go bankrupt, saving can be a lifesaver, but when that savings runs out, then life may become difficult after that. Apart from that, if we only think about investing without saving, we could sell the assets we own when we need money in the future, because we don't really have savings. So, these two things need to be equally important.

[slapper]

Investment is good than saving money, because through investing we can double our money in just a short period of time, while in saving it takes a very long time to have a big savings because it is really hard to save when we have a lot of basic needs to buy so for me investment is more good than savings.

to be fair investing can't be done without chunk of money unused on your bank account, so the way is saving and then investing, but by doing saving only and not investing we must be ready to sacrifice some of our money to be eaten by inflation at first some people would try to spare their money of inflation through investment and they eventually find out that there are other investment option out there that are not just sparing from inflation but can also grow the money significantly then they change their position on that investment.

saving is not wrong either, considering that investment usually also have the risk that could potentially make our effort of making money turned into losing money instead, some people might not favour investment exactly because of that, they just don't want to risk their money in return of opportunity to grow it, but just be ready for the money to be rather stagnating in value consequentially.

You're partly right when you say that saving is safer than engaging in crazy things. That's the way a loser thinks, though. The money you save? Slow-bleeding is not a shield. That's the real enemy: inflation. It's taking away your money little by little, 1% at a time. You say buying is risky because you might lose everything. Certain risks exist, but that's just the nature of life. Every day you risk things

Not investing isn't a neutral choice. You are work to lose money because of inflation. In terms of money, it's like hiding under your bed while the world goes on. You can make your money WORK for you when you invest, not just avoid inflation. Of course there is risk. But you make it work. Don't risk everything; instead, spread your risk and make smart choices. The reward that might come? This is where the real wealth is. Wouldn't it be better to build something than watch your money go down?

[kawetsriyanto]

Investment is good than saving money, because through investing we can double our money in just a short period of time, while in saving it takes a very long time to have a big savings because it is really hard to save when we have a lot of basic needs to buy so for me investment is more good than savings.

If you can afford the loss of the money, investment is a good choice. But if you don't want to take a risk on the money, investment isn't the right choice for you. Sure, investment may double our money but it also can lose all the money. Don't only think about the potential of the profits but we must also think about the risks. That's why we can't rely on the investment only, savings sometimes is also needed to secure the reserved money in the future. Savings is different, it won't have the risk of loosing all the money. The value may decrease but it won't be very significant amount.

By the way, the purpose of saving and investment is different. When you save money, you won't think to double it but you plan to secure it for the future. Meanwhile investment, we must expect for profits. We don't want to put they money with no significant change in certain assets. So, saving and investment actually can't be compared because they have a different purpose.

[Dewi Aries]

to be fair investing can't be done without chunk of money unused on your bank account, so the way is saving and then investing, but by doing saving only and not investing we must be ready to sacrifice some of our money to be eaten by inflation at first some people would try to spare their money of inflation through investment and they eventually find out that there are other investment option out there that are not just sparing from inflation but can also grow the money significantly then they change their position on that investment.

saving is not wrong either, considering that investment usually also have the risk that could potentially make our effort of making money turned into losing money instead, some people might not favour investment exactly because of that, they just don't want to risk their money in return of opportunity to grow it, but just be ready for the money to be rather stagnating in value consequentially.

Well, basically, both are very important. I can't even choose one because they are both really important. However, some people sometimes save without investing, and some people invest without saving. I think something like that can be done, but it's not optimal. However, if we only save, then in the future, after we lose our job or go bankrupt, saving can be a lifesaver, but when that savings runs out, then life may become difficult after that. Apart from that, if we only think about investing without saving, we could sell the assets we own when we need money in the future, because we don't really have savings. So, these two things need to be equally important.

True both are indeed very useful because it does lead to almost the same goal which is to minimize the possibility that is not wanted someday like saving which is made as a budget to minimize something that is not wanted unexpectedly which forces us to spend some money to overcome the problem, and also for investment problems of course the goal is to generate profits in the future that will be able to improve the financial situation of our lives. But as you said that people sometimes only do one of them and in my opinion more people only save without investing than investing without saving because not everyone knows about what investment is and how to invest, and also not everyone really believes in the benefits generated from investment so that makes them prefer to save.

On the other hand after reading your review I can conclude that these two things are indeed very important to support the cost of living in the future by running both simultaneously, namely saving and investing, but I think not everyone is able to do both at once because not everyone has a good income in his life so maybe they don't even do both things because of the income factor that is only enough to meet the needs of daily life.

[knowngunman]

The problem is not everyone has the ability to invest and not everyone has the courage to invest when we all know that the results are not fixed and mostly we end up losing than yielding profits. That’s why a lot of us prefer saving more than investing despite of the fact that there is only little interest add to our savings.

I think we share similar idea on this issue. Sometime, we attempt to interfere with personal issues without considering one's state of mind. The issue of savings and investing are very personal decisions that depend on one's preference and comfortability. There's actually a great benefit attached to investment likewise the greater risk associated with it that not everyone can bear with it. Savings despite not adding much benefit, it's very stable and gives one peace of mind. Although inflation is making savings to be useless nowadays. Each of them have their advantages and shortcomings and one can weigh them to see the one they are comfortable with. If you are ready to bear the risk that comes with investment, then you can go for it and if savings gives you more happiness, you go for it. There is no point of convincing someone to choose one over the other.

What people need is the right education and more exposure to investment and its profits, so that people will be more motivated to take extra miles and take some risks than just staying in their comfort zone and gain nothing in the end.

You're right but this education should not be only limited to profits that comes with investment. It should cover both the benefits and challenges involved because people easily misinterpret things. I also believe that if people have knowledge about investment they won't mind taking the risk but people develop this uninterested attitude to learn about it due to the complex nature of financial education.

[legendbtc]

Investment is good than saving money, because through investing we can double our money in just a short period of time, while in saving it takes a very long time to have a big savings because it is really hard to save when we have a lot of basic needs to buy so for me investment is more good than savings.

As an investor, I don't deny that investing is better than saving, but I also won't exaggerate like you. I don't think making profits from investment is as easy as you say. Where are you investing to double your profits in a short time? And have you had success with it or have you just heard it from others? Because as I know, investing in bitcoin can bring high profits but I am also facing a lot of potential risks. In addition, it even took me 3 to 4 years to accumulate and hold bitcoins to make profits, I find things are not as easy as what you are saying. Or do you not invest in bitcoin and you have another investment that gives higher returns than bitcoin?

[nurilham]

As an investor, I don't deny that investing is better than saving, but I also won't exaggerate like you. I don't think making profits from investment is as easy as you say. Where are you investing to double your profits in a short time? And have you had success with it or have you just heard it from others? Because as I know, investing in bitcoin can bring high profits but I am also facing a lot of potential risks. In addition, it even took me 3 to 4 years to accumulate and hold bitcoins to make profits, I find things are not as easy as what you are saying.

Of course, an investor must choose investment. However, you are right that earning money from investment isn't so easy as people expect. Sometimes we lost money in investment because of varied factors. Although we can multiply money, we must remember that investment can lose our money, too. Even if many people can success in investment, it doesn't guarantee that we also should succeed in investment. So, we must have a realistic plan and target for investment. Don't rely on investment only to fulfill our necessities. In this matter, we need saving to deal with this situation. It is impossible if we must wait for the profits from investment only.

I think we need to have saving and investment together. We can't choose to focus on one of them because both are needed. Saving money for future needs is not a wrong way, it is a wise way to ensure the money in the future. But we also can't deny to invest some money for a better future. 

[Yukyzu]

Investment is good than saving money, because through investing we can double our money in just a short period of time, while in saving it takes a very long time to have a big savings because it is really hard to save when we have a lot of basic needs to buy so for me investment is more good than savings.

As an investor, I don't deny that investing is better than saving, but I also won't exaggerate like you. I don't think making profits from investment is as easy as you say. Where are you investing to double your profits in a short time? And have you had success with it or have you just heard it from others? Because as I know, investing in bitcoin can bring high profits but I am also facing a lot of potential risks. In addition, it even took me 3 to 4 years to accumulate and hold bitcoins to make profits, I find things are not as easy as what you are saying. Or do you not invest in bitcoin and you have another investment that gives higher returns than bitcoin?

To be able to make a profit from investing is not an easy thing, as we hear from people, of course you need a lot of knowledge and experience to be able to get a profit from the investment, because without experience and knowledge, of course it is not an easy thing to get. profit from the investment we make.
If we only listen to other people's experiences and try to invest, of course this is very risky, we will lose the assets we have and it would be better before deciding to invest in Bitcoin or whatever, of course it would be better for us to do in-depth research and have to understand well so they can do it right and can benefit from what they do.

[legendbtc]

As an investor, I don't deny that investing is better than saving, but I also won't exaggerate like you. I don't think making profits from investment is as easy as you say. Where are you investing to double your profits in a short time? And have you had success with it or have you just heard it from others? Because as I know, investing in bitcoin can bring high profits but I am also facing a lot of potential risks. In addition, it even took me 3 to 4 years to accumulate and hold bitcoins to make profits, I find things are not as easy as what you are saying.

Of course, an investor must choose investment. However, you are right that earning money from investment isn't so easy as people expect. Sometimes we lost money in investment because of varied factors. Although we can multiply money, we must remember that investment can lose our money, too. Even if many people can success in investment, it doesn't guarantee that we also should succeed in investment. So, we must have a realistic plan and target for investment. Don't rely on investment only to fulfill our necessities. In this matter, we need saving to deal with this situation. It is impossible if we must wait for the profits from investment only.

I think we need to have saving and investment together. We can't choose to focus on one of them because both are needed. Saving money for future needs is not a wrong way, it is a wise way to ensure the money in the future. But we also can't deny to invest some money for a better future. 

Yes, both are equally important and we should be well equipped with investments and savings. Savings are used for emergencies and urgent needs, while investing is to prepare for the future and build solid assets for the future. Don't let the temptation of investment profits make us greedy and ignore things like risks from those investments that we may also encounter. Because when we fall into crisis, we realize that saving is not as useless as we thought.

[Goalbtc]

Having money in the bank is good but having a profitable investment is much better. So, to me is more about investment rather than just saving, because saving add little or no interest on your money but investment in various sectors like example in the housing sector guarantees return on investment in the long run. So I go with investment over savings.