Do you believe in savings or investment

[fullhdpixel]

A teacher or lecturer only has an environment with students or students, and rarely joins an environment involved in business or investment. Therefore, they usually don't want to take big risks to start a business or invest, because most of their time is spent just studying and teaching. So we rarely see a civil servant or private employee having a side job, and most of them choose to save money in the bank or buy gold.

They are also a human and their life don't only revolve around their jobs, and what if their subject is about business and investing? Life has a lot of risks. Studying and getting the course you want do also has a big risk because we are allocating lots of time and money here, and not all are successful with it. Life now is tough and there are actually lots of people who have more than one jobs only to survive.

We may not only feel them because we are not going outside to do a survey but if you are an open-minded person, your instincts will just feel it. Saving or investing is hard if your income is only limited. This is another reason on why some grind more than usual.

[justdimin]

Actually, these teachers or lecturers are working under the system & system makes their mentality weak i hope you are getting the term here "system" These teachers and lecturers are not growing due to their mentality of working under someone who used to give them a specific amount. We are also prey to that system as we are getting an education by spending half of our life and once we have done with our studies that system offers us a job to work under them instead of that they should educate us how to run a successful business.

If we want to achieve success in our lives we have to work out of that system well this is the reason we have never seen a teacher as a rich personality. We should learn different skills and implement them in our physical life and this may help us to grow fastly in real time. Besides this if we talk about saving amount over investment. in my opinion, investing somewhere is a good thing but we should never invest all of our savings at once because in case, If we have lost our invested value we are still in safe hands. Playing safe is the best recommendation. Many Thanks!

The trick is not to get out of the system, because education is important part of the proof. I would say, studying and being within the system and STILL do better without their situation is the key. I did that, I studied and finished college, did well enough at education and never used my diploma even once.

If you end up failing the system, then you are going to do something but people will always look at you as someone who couldn't hack it within the system and that is why you took a risk, there are tens of thousands of people who try outside of the system and fail, so a few good ones could be chulk up to luck. But if you do get the study, and finish, and still find your own path, they can't argue that it was luck, because you did what you wanted, but you also did what they did and still managed both.

[lovesmayfamilis]

I see saving as the next option for moving money. You have saved up some money; how long should you keep it without work? Doesn't your money stop losing value during this time? The next step is to find a place where you can invest your saved money. And after that, the bonuses received from profitable investments will again be made to work for you. Yes, investing in Bitcoin can be risky, and you should understand how long you are investing your money. But buying real estate that can be rented out very often remains an always-in-demand business.
And this is how I understand the meaning of savings, or investments, which sound the same to me. Your money should always work for you.

[dunfida]

Actually, these teachers or lecturers are working under the system & system makes their mentality weak i hope you are getting the term here "system" These teachers and lecturers are not growing due to their mentality of working under someone who used to give them a specific amount. We are also prey to that system as we are getting an education by spending half of our life and once we have done with our studies that system offers us a job to work under them instead of that they should educate us how to run a successful business.

If we want to achieve success in our lives we have to work out of that system well this is the reason we have never seen a teacher as a rich personality. We should learn different skills and implement them in our physical life and this may help us to grow fastly in real time. Besides this if we talk about saving amount over investment. in my opinion, investing somewhere is a good thing but we should never invest all of our savings at once because in case, If we have lost our invested value we are still in safe hands. Playing safe is the best recommendation. Many Thanks!

The trick is not to get out of the system, because education is important part of the proof. I would say, studying and being within the system and STILL do better without their situation is the key. I did that, I studied and finished college, did well enough at education and never used my diploma even once.

If you end up failing the system, then you are going to do something but people will always look at you as someone who couldn't hack it within the system and that is why you took a risk, there are tens of thousands of people who try outside of the system and fail, so a few good ones could be chulk up to luck. But if you do get the study, and finish, and still find your own path, they can't argue that it was luck, because you did what you wanted, but you also did what they did and still managed both.

It is really just that wrong that you would really be putting up into your mind that diploma or education wont really be that important on which this is really that still much needed on which we know
that this is a solid foundation that you could have not only to have that edge among other people who doesnt have diploma but also having that knowledge on which others isnt aware of.
Although there are people who are really able to survive despite on having no education or having no diploma but still they do able to make themselves do succeed but of course it would really be that
depending on how well you do able to hover up yourself on such situation.

Savings or investment it would really be that just depending into your own approach. Not all would really be that mindful in this regard and they would
really be that making adjustments as long they could be able to sustain on whatever situations that they might be able to face on.

[Plaguedeath]

Savings can only make you wealthy while invest can make you wealthy and protect your wealth.

So if people only know savings, their wealthy will keep declining after they stop to work because their money won't surpass the inflation rate and your monthly bills.

If people know about investment and able to pick a good investment, they don't have to worry to stop to work because their investment can generate passive income, this passive income is surpassing the inflation rate and enough or more than enough to pay your monthly bills.

[slapper]

savings only? Trying not to lose. Investment? Playing to win. Too many have been misled by the saving is enough narrative. Savings are like putting money beneath a mattress and hope it grows. Not going to happen. Consider the civil servants and oil workers clutching their pensions and savings. A survival strategy, not a wealth-building one. Savings lose value year after year due to inflation. That's growing where? Nowhere

Not the task, but the mindset is the problem with teaching. The idea that teachers can't be rich is false. How you invest and manage your income matters more than the income itself. Working with your money creates wealth, not preserving it. Investments generate wealth. Risks are part of life, my friend. Every dollar invested is a future seed. Not all will grow. Lack of planting means no yield

[snowpega]

Actually, these teachers or lecturers are working under the system & system makes their mentality weak i hope you are getting the term here "system" These teachers and lecturers are not growing due to their mentality of working under someone who used to give them a specific amount. We are also prey to that system as we are getting an education by spending half of our life and once we have done with our studies that system offers us a job to work under them instead of that they should educate us how to run a successful business.

If we want to achieve success in our lives we have to work out of that system well this is the reason we have never seen a teacher as a rich personality. We should learn different skills and implement them in our physical life and this may help us to grow fastly in real time. Besides this if we talk about saving amount over investment. in my opinion, investing somewhere is a good thing but we should never invest all of our savings at once because in case, If we have lost our invested value we are still in safe hands. Playing safe is the best recommendation. Many Thanks!

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Guys first of all thanks for reading the post and replying with your opinion on it but after reading the replies of both of you guys what I came to realize is that you both got misunderstood about my actual point of saying. I am also a graduation degree holder in Computer Science. I wanted to say that getting an education is not bad but keep staying under that designed system may not help you to grow well. Now let me explain the word system again here.

That system wants you to get an education at a higher level and once you have done/completed your studies they want you to work under them in the form of a job which is the result you will never be a rich person. That is what I wanted to say, complete your studies but try not to work under that system. Think out of the designed system, Work on your own on multiple skills, and work out of the system. This may help you guys to grow well. You may notice many changes when you start to polish yourself after learning multiple skills and if luck goes with you, you may be a rich person in the world of no mercy. now what you guys say? Must share your opinion! Many Thanks!

[umbara ardian]

Sure, banks are safe and familiar, like that comfy old couch you never want to get rid of. But they also play it super conservative with your money, giving you peanuts in return. Online investments, on the other hand, are the exciting new restaurant down the street – potentially delicious food but there's also a chance you might get a tummy ache.

The truth is, both sides have a point. Banks are your trusty piggy bank, good for keeping your money safe and easily accessible. But online investments, like crypto, can be a wild ride with the potential for serious growth. The trick is not to ditch one for the other, but to find a balance. The key is to not ditch the comfy couch entirely. But maybe take a bite of that new restaurant's food  after you've done your research. This way, you can experience the best of both worlds: keeping your money safe while exploring exciting new ways to grow it.

[topbitcoin]

If we can do both, why not do it, save and invest. I never know what tomorrow will be like, will tomorrow be better than today? where maybe something we never expected will happen to us, there are always urgent needs that come suddenly and we have to fulfill them as soon as possible. And how can we meet these urgent needs if we don't have savings? Are we going to take out a loan? where loans are only a temporary solution, and in the end we are burdened with debt. and instead of waiting for things to get more difficult, it would be better for us to be able to prepare everything through the savings we save.

And the same goes for investment. Where I never know how long I will be given health so I can continue to earn money to meet my needs. and I never know how long I will be able to stay at a company where I work, because a company could lay off its workers unilaterally and suddenly. And if I only depend my fate on the work I am doing now, then difficulties and suffering will await me. And that's why it is quite important that we can have a number of investments, so that at least when we lose our job, we can still get income from the investments we make.

[Z_MBFM]

Savings can only make you wealthy while invest can make you wealthy and protect your wealth.

So if people only know savings, their wealthy will keep declining after they stop to work because their money won't surpass the inflation rate and your monthly bills.

If people know about investment and able to pick a good investment, they don't have to worry to stop to work because their investment can generate passive income, this passive income is surpassing the inflation rate and enough or more than enough to pay your monthly bills.

If someone save there money on some strong currency like bitcoin, Ethereum then this will be good but Fiat currency value decreasing day by day in every countrys so if someone save there money on fiat then they will loss the value of there savings day by day. so in this situation investment is a best way to protect your wealth. you can't ignore the risk of investment so you must have to accept the risk before investment. so investment & FIAT servings both have risk. now every individual should take there own decision what should they do.

[LogitechMouse]

For quite some time now we have been hearing about savings and most people who are working in some oil firm or some civil servants so much believe on saving and their pension. What if those savings are turned into investment what do you think could be their results by now extremely rich or wealth?
No wonder teacher or lecturers are not wealthy due to their this mentality of thinking we hardly finds out a very wealth teacher across or locality.

Unfortunately, most of the old people right now aren't into investing right now. I see people here in our place who don't even know what's investment at all. What they only know is they need to save, and you know what's worse? They will put it into their bank account because they find their money safe it they will put it there. Yes, it will be safe, but the value will be eaten down by inflation.

I don't know the reason why old people aren't into investing, but what I know is that, back in the day, information regarding investing was very limited, especially at that time when the internet wasn't a thing. Nowadays, people can just go to the internet, and look for investments. Back in the day, it's hard to spread information, and maybe the only thing they know is saving for their retirement.

For long have been around here seems like people who belongs to this world think much of investment than savings while the real world focuses more on savings but if I could recall correctly, any money in savings doesn't yield and add to the account while investment is what gives us money or profits at every end of the day week or month irrespective of how little it could be it's better to have investment than savings.

What do you think?

It's more of a loss than yield TBH. We know how low the interest these banks are giving to people who save their money on them compared to how high the inflation is. This is the thing that most people don't understand. Most old people don't know about investing, and I don't want to generalize, but what I think is that they aren't even interested in investing at all, especially if they see that they know that there's a chance that they will lose their hard-earned money.

Well, I guess we're lucky that we weren't born at a time when information was very limited. Now we can just look at different investments online, a few clicks, and you're invested already. Information? There are many online. We're very lucky that the internet is already a thing and we can access everything online when it comes to investments.

[MFahad]

If someone save there money on some strong currency like bitcoin, Ethereum then this will be good but Fiat currency value decreasing day by day in every countrys so if someone save there money on fiat then they will loss the value of there savings day by day. so in this situation investment is a best way to protect your wealth.

What if one invests their savings in Bitcoin or Ethereum and after that, the price of the asset drops significantly? We know that happens because there are both, a bull run and a bear run, in a full market cycle. So if their savings that originally had a value of, let's say, $10k, would possibly drop by 70% and become $3k. Now, if they face an emergency situation in their life and need funds immediately, what will they do? Because they can't withdraw their funds from that investment because if they do that, they will lose $7k straightaway.
So the moral is, never invest your savings in a market that is highly unpredictable and volatile or you will possibly have your money stuck for god knows how long.

[Humblevirus]

What if those savings are turned into investment what do you think could be their results by now extremely rich or wealth?

I don’t think so because I still don’t know why people are comparing saving money with investing. Most of you comparing savings with investments should know that these two things are not the same, and it is obvious because the investment you are seeing has a risk, and that doesn’t mean if someone can be able to save money, that means definitely he will be able to invest, whether in bitcoin or some other things. Even though I know this is all about bitcoin, the risk is what makes some people fear investment. However, someone who is saving may be rich while others invest. My only reason is that if the investment carries a lot of risk and the person fails in that investment, he will now be poor. 

No wonder teacher or lecturers are not wealthy due to their this mentality of thinking we hardly finds out a very wealth teacher across or locality.

Even though I don’t know which country you are from and I don’t know how teachers in your country earn their salary, whether it is much or not, here in my country (Nigeria), I can tell you that teachers are one of the most underrated government workers because their salaries are very low. They earn a small amount of money, so in these circumstances, tell me how a teacher who has a family and earns a small amount of money will be able to save money talk-less of investment. You cannot save or invest when you are starving or have family to feed. 

[Hispo]

I mean, one needs to save money in order to later invest it, as far as I know.
I believe the way to go is to save money, and then, once a good enough quantity is saved and is not intended to be used for purchasing food or laying for shelter, then it would be time to look for investments, legitimate investments for us to try to get some yield out one's money in the mid term.
I don't see saving and investment as two separate processes, but rather I see saving as a precious step which comes before the investments take place and we have the chance to get more of it and defeat unwanted decrease of the value of our money (inflation).

Also, even if one has some money invested in some business or stockpiled in some assets, it is good to also have some cash at hand, not having liquidity it could be a problem if one needs to cover some unexpected expenses, that is an obvious lesson which is better to learn in a gentle way and not because of experience.

[Bd officer]

What if one invests their savings in Bitcoin or Ethereum and after that, the price of the asset drops significantly? We know that happens because there are both, a bull run and a bear run, in a full market cycle. So if their savings that originally had a value of, let's say, $10k, would possibly drop by 70% and become $3k. Now, if they face an emergency situation in their life and need funds immediately, what will they do? Because they can't withdraw their funds from that investment because if they do that, they will lose $7k straightaway.
So the moral is, never invest your savings in a market that is highly unpredictable and volatile or you will possibly have your money stuck for god knows how long.

I think the entire amount of savings should not be invested. If you invest in Bitcoin or Ethereum you should have the ability to hold for a long time. Many say invest what you can afford to lose. If you want to invest with risk then you can invest in Bitcoin or Ethereum. If you want to be risk free then you can invest in gold or physical assets. Wherever you invest, you don't invest the entire savings. Maybe you may face financial problems tomorrow, then you may be forced to sell your investment. If some savings are on hand then there may be no need to sell the investment.

[Neobanks]

For quite some time now we have been hearing about savings and most people who are working in some oil firm or some civil servants so much believe on saving and their pension. What if those savings are turned into investment what do you think could be their results by now extremely rich or wealth?
No wonder teacher or lecturers are not wealthy due to their this mentality of thinking we hardly finds out a very wealth teacher across or locality.

For long have been around here seems like people who belongs to this world think much of investment than savings while the real world focuses more on savings but if I could recall correctly, any money in savings doesn't yield and add to the account while investment is what gives us money or profits at every end of the day week or month irrespective of how little it could be it's better to have investment than savings.

What do you think?

I think both saving and investment are important to everybody and are also  bond to each other because the amount of money saved determine the volume and the efficiency of investment but if you critical correlate the impact of investment and saving in the society you will believe me that investment is the key to a sustainable society.
Money that is saved is just a dead money that the impact is not notable to the societal growth while investment is a live money that is at consistence growth and increment. Good investment will help in creating jobs and alleviating poverty in the society thereby helping the investor to always be affloat of money and prominent in the society.

[lienfaye]

For long have been around here seems like people who belongs to this world think much of investment than savings while the real world focuses more on savings but if I could recall correctly, any money in savings doesn't yield and add to the account while investment is what gives us money or profits at every end of the day week or month irrespective of how little it could be it's better to have investment than savings.

What do you think?

I agree. Investing is better rather than keeping your money in banks as savings. There's an annual interest but it doesn't make you rich since it's quite low, hence not worth it. Although it's not really bad to have savings (of course it is still crucial) however, if your goal is to gain more money and if you want money to work for you, then investing is the answer.

But many people nowadays prefer to just keep their money just to be safe on scam and afraid to take risk. There's nothing wrong with that however if that is your mindset towards investing, there's no chance to gain more since saving doesn't generate profit.

[|MINER|]

When a teacher or government official gets his pension, he is almost at the end of his age, so he is not eager to invest his pension anywhere.  Store it that way and enjoy it as long as you live.  In these cases, everyone's opinion is different.  Some believe in savings and some believe in investment.  Now it is not possible for me to change anyone's belief according to your words.  Oh how if you invest somewhere there is a possibility of losing the total amount of money.  And it is not that it does not happen.  Many people have lost a lot of money by investing in wrong places.  And a government official certainly does not want to lose the pension received at the end of his service.  Because he got the pension after that long service.  Investing is good but investing requires sufficient amount of knowledge.  Investors often suffer losses if they do not know where to invest and when to invest

[Promocodeudo]

I so much believe in both of them, though investment is better because it is just like making extra income through a business setting, when you invest your money in a secured and authentic stuff it is better than keeping your money your money in the banking for nothing, not many people are regretting keeping there money without investing it in some kind of stuff that's profit assured.
When bitcoin came into circulation many people had the money to buy a large quantity of a it but some chose to save because that what the know and they somuch believe in it, to me you can only save some few bucks for emergency but your major money should be in a profitable asset or business for extra earnings.

[OrangeII]

Well I think having savings saved up is more important then a investment. There is times is our life when we need money to have basic things like food, clothing, and shelter.

It is only a good idea to invest if we can afford to lose those funds. There is no way to make sure we get good profits from a investment. But having a savings we know our funds are safe and we can use them when we have to.

Maybe everyone has different thoughts about this, however, I think both are important. Saving is very important, but while we still have enthusiasm for business, investment will also be very important. Investment is very important because investment can give us additional income, or perhaps savings that continue to increase in value. This may be very useful when we no longer have a source of income from work. We can get income from the investments we make now.
Saving is also important because the needs we have are always there. Savings have a function to fulfill this. So, I think that savings and investments should have their own part in a person.