I would be careful in any deal with this user because, at the same time, he was also asking for a loan slightly larger than this amount.
An additional thing that makes it difficult to trust him is that he is a newbie here, without any history or reputation. I would not accept money from him from a reversible payment service like PayPal.
Hello, i urgently need a loan.
Amount: 0.12 BTC
Interest rate: 5% - 0.126 BTC repayment
Repayment time: 60 Days after transaction
Wallet: bc1qrd0cayzg5rz08j6ha2jvsw3ur4asmpexcv3zs8
If you can lend any other crypto, message me to my tg account.
Telegram: @Marnith_z