Irresponsible spenders consumes their retirement resources and losses values.

[Alone055]

These are usually the set of persons that says... Had I know and once upon a time during their old ages after they must have spent their retirement resource at their youthful ages and end up being disregarded in the family and looses their influential values around the societies.

Nowhere in your story did I happen to catch any details about how you concluded that the guy was spending his retirement resources when you don't know him, didn't hear anyone say anything like that, and probably have seen him for the first time in your life. We shouldn't be so quick to judge, in my opinion.

I know, there are people in this world who wouldn't care about their future and they would spend all the resources they have on useless things, and luxuries, enjoying life while making no preparations for the future and then regret it when they fall flat on their face. However, it doesn't mean every honourable-looking man should be from the same category.

Who knows? The guy might have his businesses, having multiple sources of income that are projected to keep earning money for him even in the future, and he has enough money that he can spend so much every day without being able to exhaust his wealth.

[Darker45]

The world is unfair. It may disappoint us, but the reality is that there are so many people who are like the man you're talking about, who spends huge on all kinds of vices as if there's no tomorrow, but still ends up with so much money.

This world doesn't necessarily side with the moral and responsible. Only those at the bottom, those poor and downtrodden, believe in karma. The people up there are spending so much money, time, and energy on drugs, women, gambling, and other vices, but they live long, tell a victorious story, eat well, live well, send their children to expensive universities, and so on. 

I often wonder how some are playing millions as if they're nothing but they remain to have money. I often wonder how some are committing all kinds of sins but remain healthy.

[sekalitas]

While most of us thinks that there are only addicted gamblers who are reckless spenders, I want to let us know too that there are other reckless spenders who are even Irresponsible to their responsibilities and bringing about devalues to their influential personalities.

While in a sit out with friends last night, there was this honourable looking man who whose table was served with lot of expressive wines and edibles alongside with his friends too, While he is sitted very close to me, he was bragging and was even louder than the MC with the microphone saying... Life is sweet and we all have just one life so lets enjoy it to the fullest because while we are strong and healthy today, some are dead while some are in hospital.
Meanwhile we that are here do not know about our tomorrow so... Let's catch up the cruise of today because we are not sure of our tomorrow.
So he called in the waiter with more order placed.
As time goes but he was having incoming calls that he refused to answer and at last the call came I noticed he stored the number with My Wife and then he shutdown the phone to have his peace and concentrate on his enjoyment.

I am not sure of my instincts towards this man but with experiences from people of such nature, they are ones who lavishes their money on pleasures and does not have plans for their futures, they ends up regreting after much expenses when they runs out of funds. Then, they feels remorseful to had lavished their money on unnecessary expenditures and feels they had learnt their lessions but when they refills their pockets again they lost their responsible minds.
Meanwhile... They are usually the kind of people that budgets their incomes on unproductive and Irresponsible expenditures rather than spending on their families or even outdoors responsible spendings.

These are usually the set of persons that says... Had I know and once upon a time during their old ages after they must have spent their retirement resource at their youthful ages and end up being disregarded in the family and looses their influential values around the societies.

It's difficult to truly understand someone else's situation. Perhaps he seems reckless, but he might be struggling with difficult family conflicts and using spending as a temporary escape before facing his problems. Of course, reckless spending is harmful because it can negatively impact not only the individual but also those around them.

In my opinion, it's possible to find a balance between enjoying the present and responsibly planning for the future. We can treat ourselves to things we like while also saving. More expensive things don't necessarily bring more happiness. Money offers us choices, but true happiness comes from sources beyond material possessions. That's why reckless spending is ultimately a poor choice

[Silberman]

...

These are usually the set of persons that says... Had I know and once upon a time during their old ages after they must have spent their retirement resource at their youthful ages and end up being disregarded in the family and looses their influential values around the societies.

Irresponsible people like that are everywhere, they live on the now and care nothing about the past or the future, and no matter how many times you try to help them they are never going to listen as they believe themselves to be smarter than you, so let them be and avoid putting yourself on their path of self-destruction, as once their money runs out, instead of changing their ways they try to get someone else to fund the lifestyle they believe they deserve.

[SatoPrincess]

So many speculations about a person you don’t even know. You can’t be sure if the money he spent was more than he could afford, luxury is subjective. What’s expensive for you might not be for the next person. He was with friends, it’s likely that the bills will be spilt between them. I’m sorry but the topic title doesn’t seem to tally with the story IMO. You went out to have fun, you should do so without getting into other people’s business.

[Queentoshi]

While most of us thinks that there are only addicted gamblers who are reckless spenders,

I have never had the thought that only addicted gamblers are reckless spenders. Recklessness in spending comes from a place of financial irresponsibility and poor financial discipline.

As time goes but he was having incoming calls that he refused to answer and at last the call came I noticed he stored the number with My Wife and then he shutdown the phone to have his peace and concentrate on his enjoyment.

I am not sure of my instincts towards this man but with experiences from people of such nature, they are ones who lavishes their money on pleasures and does not have plans for their futures, they ends up regreting after much expenses when they runs out of funds. Then, they feels remorseful to had lavished their money on unnecessary expenditures and feels they had learnt their lessions but when they refills their pockets again they lost their responsible minds.
Meanwhile... They are usually the kind of people that budgets their incomes on unproductive and Irresponsible expenditures rather than spending on their families or even outdoors responsible spendings.

Your instincts about this man can be totally wrong, it is possible that he is a someone that meets up with his responsibilities at home, but his wife does not give him any chance for him to relax so he decided to just take out a day to have some fun time with his friends. Just because someone spends lavishly the one time you see them does not mean that they always do so, some of these people are even more financially responsible than us who are quick to have a judgment on them.

[iBaba]

Life is sweet and we all have just one life so lets enjoy it to the fullest because while we are strong and healthy today, some are dead while some are in hospital.
Meanwhile we that are here do not know about our tomorrow so...

Rarely does a person think about death unless he is old enough or his death has been medically predicted by a doctor. If you find a man like that, then don't disturb his fun. After all, you don't know how productive they were in the past.

My thoughts too, and I feel like it is too quick to draw a conclusion to his own story without having to ask him to know what exactly is happening. Sometimes we judge too quickly by what our instincts tell us without necessarily knowing the true color of things or situation of the things we thought we knew. Because OP thinks that the man is not picking his wife's call as an issue, that may not necessarily be. Like you have mentioned, it could be that his life has been medically predated to last for a while and he just had to spend the rest of his life having such fun.

That could just be one angle to many scenarios that may have led him to spending like that. Another angle could be that he is just spending a pinch or a peanut from what he has in his bank account and I know there are a lot of people out there who are extremely or stinkingly rich and always have budgets for their funs. And such little budgets that they take out of the funds that they have in their bank accounts to catch fun with it might be what OP seems to be extravagant.

That could just be less than one over hundred of his wealth. Maybe due to the nature of the job he's doing, he needs to spend some cash for his happiness and that you cannot take away from him or easily criticize him for doing. So next time what I think is best is to either ask the man, of his expenses and get a clear picture of why he's spending so much. Or one can ask people around to have an idea rather than just drawing a conclusion from the scene witnessed. Which includes his wife call that he may had ignored.

[Stepstowealth]

If you are a worker or an enterprenuer, you should be happy that such people exist, because many of them are probably your clients. If everyone was only saving money, it would be very hard to do businesses. So in a way their loss is your gain. Many economists even suggest stimulating spending to help the economy grow, out of fear of a deflationary spiral.

Be that as it may,  our OP knows not the true story behind the man's enjoyment at the spur of that moment. Perhaps he had been sick or had done more in being responsible that it kills him inside and that's the only chance so far he had gotten to blow off steam and be far away from expenses and bills that don't benefit him.
I have seen many of those who have good retirement plans and are responsible family heads who still enjoy their evening drinks with friends or alone. It just goes to say that everyone has their plans to either succeed in the end or not at all.

[harapan]

...

These are usually the set of persons that says... Had I know and once upon a time during their old ages after they must have spent their retirement resource at their youthful ages and end up being disregarded in the family and looses their influential values around the societies.

Irresponsible people like that are everywhere, they live on the now and care nothing about the past or the future, and no matter how many times you try to help them they are never going to listen as they believe themselves to be smarter than you, so let them be and avoid putting yourself on their path of self-destruction, as once their money runs out, instead of changing their ways they try to get someone else to fund the lifestyle they believe they deserve.
[/quote

Particularly,having or making poor financial decisions can affect your relationships and standard of living.Irresponsible people fail to manage money effectively resulting them into debts and financial issues.They usually end up disappointed and finds it difficult to cater and cope for thier upkeep.

They fail to adhere to certain advice and instructions that period as they feel they're on top of the world.Normally,not saving enough money can make someone financially irresponsible because money is supposed to be saved and spent always at the right time.Secondly,ignoring investment opportunities can also reflect that someone is financially irresponsible.
No one is promised tomorrow,so its advisable to save now and invest for the future.

[sokani]

~

I think you're too hasty in jumping into conclusion when you know absolutely nothing about the person. He could have made so much money for himself that needs to spend some of it and what you saw could be 0.00001 of his wealth, so it won't really cost him anything. However, I'm not in support of extravagant lifestyle and I wouldn't take to heart the things he said because shoes have different sizes. Also, he's really dumb for exposing himself in such manner, he just opened up himself for attack.

[milewilda]

~

I think you're too hasty in jumping into conclusion when you know absolutely nothing about the person. He could have made so much money for himself that needs to spend some of it and what you saw could be 0.00001 of his wealth, so it won't really cost him anything. However, I'm not in support of extravagant lifestyle and I wouldn't take to heart the things he said because shoes have different sizes. Also, he's really dumb for exposing himself in such manner, he just opened up himself for attack.

People do really just that love on having that kind of involvement or something has to say into someones life just because on what they are seeing and its true that it doesnt matter whether he/she would really be using up his money on buying into those things on which it is something that not that practical anymore. We do have that saying "your money,your rules" on which it would really be better not to make yourself that too
sensitive on the things that you are really that seeing because if you do make yourself that having such kind of involvement or loving up to have those words about other peoples conditions then it does just
proves out that you are someone who do really love to see others situation. 

It would be best that you should really just that let those people on whatever the things that they would really be doing and just really that leave them alone on whatever
decisions that they would really be making into their own lives.

[|MINER|]

If you look at it, there is no shortage of such people in our society.  There are many people who spend uncontrollably and do not care about their families at all.  It is very sad that a person who earns but does not take his family seriously and does not care.  I know other family members of such people are not happy at all.  Because this one person is enough for their mental suffering.  They don't care where they will get the money if there is any big danger in the future.  Where will the money for their treatment come from if they suffer a major accident?  There is no use in understanding them.  Because they usually don't listen to others.

[Volimack]

As far as I understand maybe he has a lot of money so he is blowing money like this. There are many such people who consider it their fashion to spend more money and do not care about their losses. Beyond saving for emergencies you can save cash for other purposes as well. And having specific goals will motivate you to save. Setting a specific goal and giving it a name will help keep you on track.

[Kakmakr]

There should be a balance in all things we do in our life..  we do not know when we will die, so we should spend a portion of our income, while we are still able to do it.

On the other hand, we might live until the age of 100 and then we will need more money for care and medicine. So my advice will be to save a portion of your income for the future and also spend some of your income to enjoy your life, whilst you are healthy enough to do it.

That guy might have a lot of money saved up and he might be living a happy live on the interest of his investments. We cannot judge someone based on limited information. 

[Jawhead999]

Here we go again someone who want to control someone life when he's not even give any contribution to that people.

If you're his parents, someone who provides and taking care, someone who give money for every month etc etc, it's still make sense you don't want that people doing something you don't like.

If you're just a friend, boyfriend/girlfriend etc, it's better for other people to avoid you.

[Reatim]

Life is sweet and we all have just one life so lets enjoy it to the fullest because while we are strong and healthy today, some are dead while some are in hospital.
Meanwhile we that are here do not know about our tomorrow so...

Rarely does a person think about death unless he is old enough or his death has been medically predicted by a doctor. If you find a man like that, then don't disturb his fun. After all, you don't know how productive they were in the past.

That’s not true. Many people are anxious about their health and life in general even if they are still young. Their anxiety does not generally have to be triggered by an illness from their own body. They could have grown up seeing their other family members go through illness or even watch death and not be able to process it correctly hence why growing up they never got over their fear of death.

[tabas]

What's with the hate of that man when he did nothing to you? He's not wrong when he said people should enjoy their lives and live it to the fullest because we only have one life to live. I think he's hit your ego and he can live lavishly and boast his riches through the microphone. So what if your instincts tells you what's your opinion about him and coming from you, you're not even sure. Just let people do what they wanna do with their money but some privileges from the ones who have a better status in life can do anything they want. Whether they have inherited the riches or worked hard for it, what is it for us? We have our own journey and if you think that someone like him is annoying while both of you sits on the same place then get out and let him pass through is own time of having fun and have fun when he's done, it's simple as that. But you're also right with the example that there are people that could be like him but in real life they're broke but again, what is it for us for their status in life?

[AnonBitCoiner]

It is true that there is no guarantee of life and we should not think so deep about future but it is also true that spending too much money on useless things is also very bad. Some people spend lots of money on their friends and wants to enjoy their life but later on they regret for all the life they have lived.

People who are talented often use to save some amount for later use because they know that if they spend all amount on enjoying life that what will they do if they needs money for the aim of handling an emergency. Everyone can use money without planning and its too easy to spend money but saving is hard and only those can save who have the capability to live a life with minimum resources.

[Coyster]

I don't even know if this story is true, it sounds quite like a silly story, why are you intruding into the privacy of others and making claims you are not even sure of. I am not saying that people should be irresponsible in their spending, but you cannot judge a man based on the story you just told us, savings and investments are very important in protecting wealth and money, but one should also take their time to have fun and enjoy their lives, you cannot save everything.

[TheUltraElite]

There could be a lot of reasons of why that person acted like that, not going into those details, I think we should let people be as they are, because we dont know what they have gone through.

We might be completely right or grossly mistaken on our assessment on the internet here. Let them spend but we should focus on what we spend and try to moderate that. Dont use this person as an example of how people commonly spend because they dont, most people are getting careful of spending and saving than ever before.