Hello World
I've been having misconception about this topic for a while , so I feel I should err this out here to get more opinions about it.
In a wide range of understanding budgeting over the years means planning or keeping track of incomes and expenses to make sure you're spending within yours means or limits and saving for your goals/rainy days.
People have different opinions on budgeting because it has made them feel restricted and takes away their freedom to enjoy life. Some argue that it leads to missed opportunities.
What are your thoughts on this?
you have clear it here mate and that is people have their own opinion like yours? when you are having funds its all yours to decide so try to make your own goal because we are talking about future here and if you do not budget your funds then you are facing a lot of trouble for the coming days.
It is very important for us to budget our funds. We must know how much we have at all times so we do not go over our budget and then we will have big debts.
I do not think that it is overrated to do that. It is the adult thing for us to to so we can be responsible with our funds.
maybe OP is type of person that loves to spend His hard earned money but surely he will learn that the hard ways.
I can't say yet whether Budgeting is operated or not. I am still new to these things. But I want to know about it. Hope to gain more experience in this matter.
why? even student must know how to budget mate not unless you are below teenage backet.