Your aging and retirement plan is your responsibility.

[AVE5]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

[1715237082]

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[Fiatless]

The bad economic conditions in my country have made survival my most important priority. The high cost of living caused by inflation has made survival difficult and saving impossible. Most of my colleagues in my workplace are taking loans to survive because our salary cannot cover our monthly expenses.

However just as you said OP, we have to plan for the future because the time will come when we might not have the strength to work as hard as we did when we were young. Seeking alternative means of making extra income should be an option to enable us to save and invest in viable businesses. Bitcoin is a good investment option and using the DCA strategy is advisable.

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old age times would be.

Anybody who fails to make use of his opportunity at a young age will have to suffer the punishment of wasteful spending. The understanding that there will be a time when you might not have the opportunity you have now to make money triggers the drive to keep saving and investing for the rainy days.

[peter0425]

Unfortunately sometimes I feel like I know a lot of people like this too.

They just get old with no particular plan in life. They aren’t exactly struggling always but they are also not super rich but it seems like it’s just that they don’t care anymore or they have given up already. Either way that is the reason why I think we should start as early as possible to invest for our futures.

[Miles2006]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Every citizen will feel the impact of their country economy, good or poor but definitely not every will have to face same challenges. At an old age when there's no strength and power to work I think this is where the problem lies, aside bitcoin investment we have a lot of promising investment, spending lavishly without thinking of owning an asset is wrong. Most of the old people you see today lack money just because they failed to think and spend wisely, Although bitcoin investment is a top choice but they're other investment choice anyone can voluntary choose. Every point is directed to investing at young age but sometimes the choice of investment can ruin everything like know the worth of an investment before investing

[dimonstration]

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Ever heard of insurance or pension? This is what senior citizens using on their daily life aside from their savings. I have a veteran grandparents that has a pension sufficient enough to support a big family since he made a lot of contributions during his active work.

He manage to have good life and financially stable after retirement due to his pension and insurance which paid from his job salary. You don’t need to venture on investment if you have a decent salary for career. Relying on Bitcoin alone will not gonna work because you will need to have a good source of income just to sustain the growth of your investment.

Having a good career path is still the best so that if your future investments doesn’t turn out to be good, you have a guaranteed source of income that can provide you a future savings.

[mindrust]

Most people don't think about planning their future when they are young and then they get very sorry later on. Everybody should plan their own retirement program and manage their own retirement fund. Our parents don't teach anything about it because they didn't need it and schools don't mention it because it is not in their interest. If you realized this when you are young, then you are pretty lucky because you have a long life ahead and that means you have much time to plan your future. A diversified portfolio of crypt & stocks will do wonders in 10 years. When your portfolio grows bigger, you can even add bonds and real estate to strengthen it. Remember, take more risks when you are younger and less risks as you get older.

[Solosanz]

Most people who don't care about retirement is low or low middle class people.

Their parents didn't teach them how to manage money, their curiosity make them want to explore anything and since they always get bullied due to being poor, now they want to prove anyone if they have expensive stuffs.

It's a trauma that makes them like that, since I'm not in their shoes, I can't relate and they might have a point for doing that.

[Alphakilo]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

My society is very different from yours. In mine, thinking about a retirement is the topmost on the minds of the civil servants. And it starts to dawn on them as they approach few years to retirement.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Putting money away in bitcoin as part of a retirement plan is perfect but there are many problems to this particulary if you come from a country that is 1) hostile towards bitcoin 2) there are more young people involved and investing in bitcoin than the older folks 3) older folks are not willing to learn about bitcoin because they think it is illegal and used for crimes.

Companies that offer several retirement plans have a lot of work to do and they must start first with educating their clients to see the need to invest in bitcoin as part of their retirement plan. Their clients do not need to put all their monies in bitcoin they can have a percentage for doing this. Imagine if all the workforce in the my society put 20% of it into Bitcoin as part of their retirement plan, it would be a massive boost and they will receive a good return on investment at the end of the day.

[Fiatless]

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Ever heard of insurance or pension? This is what senior citizens using on their daily life aside from their savings. I have a veteran grandparents that has a pension sufficient enough to support a big family since he made a lot of contributions during his active work.

In most developing nations pensions are enjoyed by only retired government workers and established organizations like multinationals. The government doesn't have pension plans or arrangements for private business owners, so they would have to make their own pension plans. Another problem most people have is illiteracy and lack of financial education. Many people don't have knowledge about insurance policies, so they wallow in ignorance.

Nevertheless, with the rate of inflation, it will be very difficult for senior citizens to survive on just pension or insurance benefits. It is better to have an investment or business to support the meager money they receive as insurance or pension benefits.

[Stablexcoin]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Perhaps in your country, people rely on their children and grandchildren to take good care of them when they are old as they are doing now to their children. Although it's not supposed to work like that. Where I come from it is advised that when you are young it is good to have a retirement account it can either be an investment or savings account. So that before the time comes for retirement there will be a massive flow of income coming from those sources and they will never bother or think of how to earn money again. Whereas allowing their children to make good retirement plans for themselves during their young age as well.

[Renampun]

...
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

I often tell my friends that saving money in the bank is not useful at all, if you really want to save then save in gold or buy bitcoin, while saving money in the bank is only suitable for us to meet our daily needs.

gold and bitcoin are two investment products that are immune to inflation and their prices tend to increase, but for bitcoin the price fluctuates, it's just that the price of bitcoin will never go to zero, so bitcoin or gold are suitable investments for retirement.

[reagansimms]

What you see around your life needs to be compared between the positive side and the negative side. I always remember one of the proverbs that is very popular in my country, "Prepare an umbrella before it rains" as motivation to prepare everything before something undesirable happens when I reach retirement age.

In human life, uncertainty always exists as no one is able to predict any event with an accuracy level of up to 100%, so vigilance is very necessary as a form of anticipation of this uncertainty. It's very important to prepare a retirement plan before something unexpected happens, so before it's too late, you need to make preparations so you don't regret it later.

[Egii Nna]

Perhaps in your country, people rely on their children and grandchildren to take good care of them when they are old as they are doing now to their children. Although it's not supposed to work like that. Where I come from it is advised that when you are young it is good to have a retirement account it can either be an investment or savings account. So that before the time comes for retirement there will be a massive flow of income coming from those sources and they will never bother or think of how to earn money again. Whereas allowing their children to make good retirement plans for themselves during their young age as well.

That is also a nice plan to save money for your retirement because if you do that, you will find it easy to have a business after retirement, but again, what is to be considered is that those that get to their retirement age are older people who have sacrificed almost all of their lives working for a company, an organization, or the government. which a person in that age is supposed to go and have an effective rest of their life because their life is almost going to end, so even though they have the money that they have already saved, they deserve to have effective care from their children and their grandchildren because, at their age of retirement, they need to rest and be cared for because of their old age. So I don't think it is advised for them to work again or have a business because it will add up more stress than reduce it.

[Stablexcoin]

Perhaps in your country, people rely on their children and grandchildren to take good care of them when they are old as they are doing now to their children. Although it's not supposed to work like that. Where I come from it is advised that when you are young it is good to have a retirement account it can either be an investment or savings account. So that before the time comes for retirement there will be a massive flow of income coming from those sources and they will never bother or think of how to earn money again. Whereas allowing their children to make good retirement plans for themselves during their young age as well.

That is also a nice plan to save money for your retirement because if you do that, you will find it easy to have a business after retirement, but again, what is to be considered is that those that get to their retirement age are older people who have sacrificed almost all of their lives working for a company, an organization, or the government. which a person in that age is supposed to go and have an effective rest of their life because their life is almost going to end, so even though they have the money that they have already saved, they deserve to have effective care from their children and their grandchildren because, at their age of retirement, they need to rest and be cared for because of their old age. So I don't think it is advised for them to work again or have a business because it will add up more stress than reduce it.

It seems you are getting it wrong. I do not mean that the children won't show care to their age parents. of course, being so old is an achievement and it comes with so many blessings that God passes through your offspring to give you. At old age, you are not managing the business or the investment. This is because you might give it to your child who would take good care of it but you will be on a regular weekly or monthly payroll So you don't need to work anymore and will still have lots of money. I will feel fulfilled if I still make lots of money in my old age.

[Yatsan]

If you are talking investment in general then that would be better. Well, yes Bitcoin has the potential to be big in the future but given that it still laacks support from many countries I think you are putting that much of risk, given you are talking about retirement plan. It is a good thing you have investment plans but consider diversification, always, whether it is on cryptos, stock market, real estate, or whatsoever. Always diversify since you are speaking of longevity. Anything could happen and I'd prefer just to take advantage of this industry or technology while it exists, but not to have it as my 'endgame'. Well, I know how easy it is to say that you believe that much in Bitcoin and the likes but doing things on act is for sure different.

Most people who don't care about retirement is low or low middle class people.

Their parents didn't teach them how to manage money, their curiosity make them want to explore anything and since they always get bullied due to being poor, now they want to prove anyone if they have expensive stuffs.

It's a trauma that makes them like that, since I'm not in their shoes, I can't relate and they might have a point for doing that.

Quite discriminative, but I get the idea. I'd say they are not simply not thinking about it but they lack the privilge and financial capability to engage on investments simply because they need to prioritize what's urgent. Indeed some people succeeds if they have the will to do it, but it doesn't work to all people especially people on third world countries on the mentioned social strata. Also, not all people who are rich are into crypto industry, so I guess it depends still on one's actions. We are all seeking for our best future in the first place.

[harapan]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Most of the things we see happening around us now should be referred to our future,I mean while having elders,leaders and mentors around us,taking observation and been attentive to certain situations can be of so much advantage and guidance to us and helps us not to make the same mistakes continuously.

Learning from people's mistakes can expand and improve your knowledge pertaining to life's threatening challenges.We can learn from someone else's financial failure or mistake and still end up in the same hole as that person.An important factor of learning from someones mistake is how it can help you in the future;by changing your actions and decision in the future,and keeps you ahead of future torments and indecisions.

[Alone055]

What you see around your life needs to be compared between the positive side and the negative side. I always remember one of the proverbs that is very popular in my country, "Prepare an umbrella before it rains" as motivation to prepare everything before something undesirable happens when I reach retirement age.

In human life, uncertainty always exists as no one is able to predict any event with an accuracy level of up to 100%, so vigilance is very necessary as a form of anticipation of this uncertainty. It's very important to prepare a retirement plan before something unexpected happens, so before it's too late, you need to make preparations so you don't regret it later.

Uncertainty in life is inevitable, no doubt, so you are right that people should prepare while they can before it's too late. However, we can't ignore the fact that some people aren't able to do it in the first place.

If a person is doing pretty well, they have everything they need in life and everything they have always wanted, they are living a luxurious life and spending money on everything they want to do, but they haven't done anything for their future, no savings, no investments, no assets built, nothing at all. Such people should be blamed for their carelessness.

But, if someone doesn't earn enough, is living a normal life, and has no money left by the end of the month, you can't blame them for not planning for their retirement or anything.

[BABY SHOES]

There are still many people who don't care about their old age thinking it's too long for them to plan for even the lower middle class never think about retirees who are there is how they improve financially better the rest they think about planning later.

Like I don't have funds for retirement yet because I am still managing my finances well and my income is not that big, I just focus a little on investing and when there is a more decent profit, it will be put into old age later, that is my plan.

Because it is still easy to think this is trivial even though what we feel later, there have been many incidents where old people were successful in their youth but wasted too much money as a result when they were old they had nothing.

[darkangel11]

Unfortunately sometimes I feel like I know a lot of people like this too.

They just get old with no particular plan in life. They aren’t exactly struggling always but they are also not super rich but it seems like it’s just that they don’t care anymore or they have given up already. Either way that is the reason why I think we should start as early as possible to invest for our futures.

I feel different as I know a lot of people who do exactly the opposite. They try to save up their whole lives, have a retirement plan, but that plan can be described in just a few words and that is to have money in the bank without any ideas what to do with it. How much money? As much as possible. I know old people who died owning several real estate and lived in poor conditions, watching telly all day and eating cheap food. Live your lives guys, don't save too much. Most of you will not live past 70 so don't die not doing the things you love.

[Asiska02]

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Not that all this people you found pitiful on the street after retirement don’t plan for their retirement, it is just that most of them had the plan but the condition or state they find themselves in won’t warrant them to save for their retirement plan. When your income is less than your monthly it weekly expenditures depending on when you receive them, how can you save from your retirement from that money? You will continue to be hoping and praying to have an higher pay but all to no avail and every passing day is a day closer to your retirement, so it becomes very hard to save for that. No any excuse could convince some people to feel that retirement plans are not left unfulfilled on purpose, some just don’t have the means and they is enough excuse for that.

[Jody.Drummer]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

We are responsible for our own lives. And I don't think we should depend on the government because our lives are our own, with retirement later we will be like what will also win how we do and run our own lives. If we really want a good future or a good retirement then the decision is up to each of us. I'm not sure our lives will be fine if we continue to depend on other people or the government.

Your retirement goal is good, because it is positive, as long as you do it right I think you can do it to prepare for the future that will indeed come.

[Hamphser]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Totally situational because not all who arent that prepared are the ones might be suffering or experiencing those shortage and this is why they havent been able to planned up well in regarding about their retirement specially on a family which is on living on an average life or something that do really just that depend on monthly salary and having that not enough salary which it is really just that enough
for expending out into their kids needs and education or simply everything which turns out that they had forgotten on what are the priorities that they should really be setting out.
Well this is something not really that new, we cant really be always having to blame most people when it comes to this manner because we dont really know on what are their
conditions or situations which making up some conclusions is never been that right all the time.

[dothebeats]

All I want is to not be transferred to a retirement home when I get old, and in order to achieve this, I would need to raise a family that would know the value of family and would have the resources to take care of me when the time comes. That's why i employ a lot of strategies and learn more about investments to aid me in this plan of mine. The problem with today's generation is that most are busy living in the moment, and have forgotten that there still lies a future ahead of them. There's nothing wrong in indulging in the present, but there's also nothing wrong in working for your future either. Most are contented in having 2 or 3 vacations a year without regard for their future.

Just imagine a generation who lived too much in the now that they forget to build for the future. A lot of old people would suffer the consequence of not preparing for their grey hairs because they wasted it all in their youth. Lots of investment opportunities are present nowadays, and it's not wrong to keep some of it and use it during retirement.

[Juse14]

I don't think that means they don't care enough about their future. Everyone has plans for how they can enjoy their old age in peace, everyone wants to have some savings and investments so that in the future they will no longer be confused by financial problems. However, in the midst of an economy that is not doing well. Don't just be able to have a lot of savings and investments, perhaps just being able to meet your daily needs will be quite difficult. The imbalance between income and expenditure is the main problem.

I just hope that the economic situation will return to normal, and prices will become affordable. So that everyone can fulfill their needs, and everyone can prepare well for their retirement period.

[ferida504]

The bad economic conditions in my country have made survival my most important priority. The high cost of living caused by inflation has made survival difficult and saving impossible. Most of my colleagues in my workplace are taking loans to survive because our salary cannot cover our monthly expenses.

However just as you said OP, we have to plan for the future because the time will come when we might not have the strength to work as hard as we did when we were young. Seeking alternative means of making extra income should be an option to enable us to save and invest in viable businesses. Bitcoin is a good investment option and using the DCA strategy is advisable.

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old age times would be.

Anybody who fails to make use of his opportunity at a young age will have to suffer the punishment of wasteful spending. The understanding that there will be a time when you might not have the opportunity you have now to make money triggers the drive to keep saving and investing for the rainy days.

No one knows when we will die and we also don't know how old we will be healthy, therefore, to prepare from an early age, there must be a thorough plan regarding this matter, so that at any time there are productive efforts that we must have and can invest long term in this crypto world. We have to set aside a little so that in the future our children and grandchildren will also feel our help. Another thing is that you can also buy gold and land assets, today the price of gold has also gone up

[Rruchi man]

~

Unfortunately, many people do not consider their retirement and do not plan for it because they are sometimes shortsighted or do not even see themselves as people who will live to that extent, maybe based on their line of work or the kinds of risks that they are taking.

Planning for retirement is even more essential for people who are just mere employees working for either the private sector, where there is no pension entitlement, or the government sector. Life after retirement can hit hard when one realizes that they are no longer on payroll and maybe the pension they are receiving is not even sufficient.

If you cannot make plans for your retirement, there are companies that can help with that.

[GbitG]

Even though what you say is right that everyone needs to plan for their future, I believe it's not carelessness that makes most people reluctant to make preparations for their future but some compulsions make them be that way. As said by some other fellow members earlier, economic situation in most countries is so bad that people are compelled to take loans and borrow money to fulfill the basic needs of their household because their salaries don't cover it all.

You can imagine and understand, if a person earns $300 a month and their monthly expenses are over $300, they wouldn't be able to save anything or make future plans because they aren't even able to do things properly in present due to inflation and other problems, they wouldn't be able to save or prepare for the future this way.

[topbitcoin]

Who determines what our future will be like, of course who else if not ourselves. And of course no one wants their retirement to be burdened with financial problems and shortages. Therefore, while you are still given health and opportunity, prepare everything well, start making plans and have financial freedom. And make as much money as possible, and let that money work for you through the investments you make. So that when you retire, you will no longer be worried about financial problems.

However, it is very unfortunate that there are some of them who still have the opinion that children are an investment, where they send their children to high school with the hope that when they graduate from college and get a bachelor's degree, the child will immediately work with a high salary. . While the parent is retiring, he is pinning his hopes and life on his children. Indeed, this is not completely wrong, because of course as a parent you want the best for your child's future, but you need to remember that your child will have their own life and responsibilities.

[Faisal2202]

I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

That's a great plan, and we all should worry about our aging/old age, even if we won't make it there, we still have to worry about that time and have to make proper arrangements, many people in the country are dependent on their child, as our religion teaches us we have to take care of our parents the same way they have took care of us when we were a child. So, obeying this teaching a lot of Muslims take good care of there parents but there are some people who disobey the teachings and do not take care of there parents in their old age.

But still parents have to think about there old age finance wise, as depending solely on Child funds is not advisable, those who have a good properties in heritance and have a govenerment job paying them pension, might not worry about the old age but still we have to make certain investments like you are making in BTC, which is the best investment, I prefer you to make DCA until you are earning. And when you make enough funds try to buy a land as well, because properties (land wise) and Assets are the best way to safe the old age finance.

[mirakal]

All I want is to not be transferred to a retirement home when I get old, and in order to achieve this, I would need to raise a family that would know the value of family and would have the resources to take care of me when the time comes. That's why i employ a lot of strategies and learn more about investments to aid me in this plan of mine. The problem with today's generation is that most are busy living in the moment, and have forgotten that there still lies a future ahead of them. There's nothing wrong in indulging in the present, but there's also nothing wrong in working for your future either. Most are contented in having 2 or 3 vacations a year without regard for their future.

Just imagine a generation who lived too much in the now that they forget to build for the future. A lot of old people would suffer the consequence of not preparing for their grey hairs because they wasted it all in their youth. Lots of investment opportunities are present nowadays, and it's not wrong to keep some of it and use it during retirement.

Instill good values in your family from the start most especially to your kids so that they will grow mature having that right mindset, and teach them early about bitcoin as well so that you can assure that the legacy you have started will continue to exist.

I guess a lot of the people now have kept missing bitcoin opportunities, simply because they don’t see it as a potential investment due to their lack of knowledge and understanding about bitcoin. One thing that will soon be a future’s regret, because they fail to set their goals in life earlier and with that, they fail to secure their retirement soon that will lead them to struggle in their old age instead.

[Marvell1]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

From your post, I don't see you have any plans for your old age, what you might be thinking of is investing some money in bitcoin and thinking that it can help you earn some big money when you get old. But have you ever thought about the scenario where bitcoin will not increase in price in the future or will it become worthless as you get older? Anything can happen and if you really want to have a fulfilling old age then you need more than a plan to invest a small amount in bitcoin and expect it to make you rich.

[Helena Yu]

From your post, I don't see you have any plans for your old age, what you might be thinking of is investing some money in bitcoin and thinking that it can help you earn some big money when you get old. But have you ever thought about the scenario where bitcoin will not increase in price in the future or will it become worthless as you get older? Anything can happen and if you really want to have a fulfilling old age then you need more than a plan to invest a small amount in bitcoin and expect it to make you rich.

Nothing surprising, most of new generations are trapped into self pro claimed motivators' mouth. Most of them always suggest people to invest to get rich, while invest is actually the last step to increase/protect your wealth.

It start from internship > low paying job > minimum paid job > high paying job (specialist or middle scale business)

1. If someone choose to save from the money they earn from high paying job, they can't get rich, but at least they're above than average.

2. Grow the business become big > try to open a new branch on the other town > delegate your duty > congratulations you're already rich without need to invest. But if you choose to invest, then you will be a filthy rich.

[btc78]

Nothing surprising, most of new generations are trapped into self pro claimed motivators' mouth.

Honestly what did you expect from a generation that grew up with social media?

There is so much hypocrisy and lies flashed in social media that everyone nowadays have normalized being fake and presenting a fake persona for the sake of appearing as though you have you life together but in reality a lot of these young kids do not know how to handle finances and would most likely end up without any savings nor retirement plans.

[shinratensei_]

Nothing surprising, most of new generations are trapped into self pro claimed motivators' mouth.

Honestly what did you expect from a generation that grew up with social media?

Honestly can we blame them though? these younger generation just still don't grasp some common sense such as if its too overpromising it might be a red flag after all they are still young and they just don't really know how finance works, some younger generation even thinks they could make a ton of money from trading alone meanwhile the experienced people knows that trading isn't as easy as many people have depicted and also most of the time to make big profit it also requires big capital.

but certainly some expert trader persona which are many of time aren't really an expert trader that likes to flex their sport car and luxurious real estate will definitely make the younger generation yearn for that and try whatever the success tips coming out from these influencer's mouth.
its overall just a game of whales eating shrimp and the younger generation don't even know about it, i can't blame them for falling into these traps. hopefully many people nowaday learn more since we've got easy access to resources these days.

[Promocodeudo]

Most people don't think about planning their future when they are young and then they get very sorry later on. Everybody should plan their own retirement program and manage their own retirement fund. Our parents don't teach anything about it because they didn't need it and schools don't mention it because it is not in their interest. If you realized this when you are young, then you are pretty lucky because you have a long life ahead and that means you have much time to plan your future. A diversified portfolio of crypt & stocks will do wonders in 10 years. When your portfolio grows bigger, you can even add bonds and real estate to strengthen it. Remember, take more risks when you are younger and less risks as you get older.

Many people don't think about what old age have for them, they are just after the immediate enjoyment and flexing but forgetting to plan for the later days, this life has to be planned if not regret will always continue to occur because of doing the right at the wrong time, some people feel that retirement plans should only be for workers in the private or government firms but the truth is that retirement plan is for everyone no matter what you do for a living, I think people should learn how to save in other not to be a victim of circumstances, there are many investing one can do apart from Bitcoin, though Bitcoin investment is good but someone can invest in real estate, just imagine when you own a house that you are getting a rent from at your old age i think that can help too.

[Fortify]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

It's true that social safety nets in many countries are evaporating or getting worse. Generations before us had much greater financial resources available. I can only imagine this is because vast amounts of wealth is accumulating with relatively few people and governments are doing an ineffective job of taxing them correctly. These billionaires do jurisdiction shopping for their banking needs and it needs a concerted global effort in order to push back on that. The wealth these billionaires have is hard to comprehend but could allow hundreds of thousands, if not millions of people in their home countries live on a more affordable income. You really have to look out for your own financial needs these days, because people are always trying to sap money from your bank account.

[SmartCharpa]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

You don't have to blame anyone who didn't have time to save or achieve anything in their life when they were working under the government. We are not from the same country but sometimes you will be thinking that if you are the one in that position with a government job, you will work hard to make a lot of saves before your retirement time comes but immediately you get into the position and start receiving a salary, at that moment you will begin to have many problems in your life because some of us our family depends on us with the little we are managing, so what time did we have to save money? Everyone knows that government work cannot last forever, we can only serve the government for a few years. Let's just pray we don't find ourselves in a solution where we will work for many years and end up retiring without any savings.

[Dzwaafu11]

what is to be considered is that those that get to their retirement age are older people who have sacrificed almost all of their lives working for a company, an organization, or the government. which a person in that age is supposed to go and have an effective rest of their life because their life is almost going to end, so even though they have the money that they have already saved, they deserve to have effective care from their children and their grandchildren because, at their age of retirement, they need to rest and be cared for because of their old age.

Someone needs to get a means of earning money regardless of their age. Even after your retirement, business is still very important. Those who retire have children and grandchildren, so even if they establish a business, it is still okay. Although they may have money after their retirement, any money in your account as long as you touch it will still be gone, and you will go broke. So why not use this opportunity to not get anything to do and make yourself busy with your personal business?

If someone is retired, they need to get a business in case of any family emergency that will need money and other things. You know that if you save money and don’t work anymore, you will still go back to your savings, so it is better if you create a business before you touch your saved money; if not, it will finish and you will go broke again. 

So I don't think it is advised for them to work again or have a business because it will add up more stress than reduce it.

It is advisable to get businesses after retirement, However stress ever finished if you on this earth, the best thing is to limit yourself from the kind of things you do, and know the kind of business you create since you are old enough. But for you to stay at home eating your saved money, without getting another source of income just know that the money will later finish and you will go back to where you were coming from.

[Helena Yu]

There is so much hypocrisy and lies flashed in social media that everyone nowadays have normalized being fake and presenting a fake persona for the sake of appearing as though you have you life together but in reality a lot of these young kids do not know how to handle finances and would most likely end up without any savings nor retirement plans.

Correct, most of young generation nowadays live based on what they see on social medias.

If they see someone wear branded clothes, they also want to wear that.

If they see someone else boyfriend give jewelry and expensive bag to his girlfriend, other females will demand to their boyfriends if they also need that even though their boyfriends only work in McDonald.

Honestly can we blame them though? these younger generation just still don't grasp some common sense such as if its too overpromising it might be a red flag after all they are still young and they just don't really know how finance works, some younger generation even thinks they could make a ton of money from trading alone meanwhile the experienced people knows that trading isn't as easy as many people have depicted and also most of the time to make big profit it also requires big capital.

This is why common sense is needed.

If they believe they can make a ton of money from trading, try to trade, if it goes otherwise, they can quit and stop to believe if trading is easy.

[bakasabo]

OP has touched a very interesting problem among current working class. I notice a lot of people who does not bother about the amount of their pension, they dont do any savings, they dont know anything not only about retirement plan, but some of them dont know even about retirement age in their country. People from 18 to 30 I consider as still young, and their life is still something "fun" or "for fun". Their maximum is to save during year and go on a 7-14 day holiday abroad. From 30 to 40 many start to thing about making a large life purchase, like new expensive car or property. From 40 to 60 credits are on their mind mostly. From 60 they start to think little about what they going to do when they retire, and how to survive on 400-800 EUR pension.

[Silberman]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

The young often believe themselves to be invincible, and in a way they are, however they fail to see that those that are old now were young at some point during their lives, so on the future they will become the old people they see while someone else will happen to be young, so while they are still strong and have a lot of time on their hands, they need to use their time and money wisely, and that is precisely what many people refuse to do since they see those days as being too far away, but eventually they will become old and despite knowing all the problems the elderly have to go through, they will still be caught on the same dilemma, and at that point they will have almost no opportunity to reverse their situation.

[God bless u]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

I think it should be left to the person who has sacrificed his whole life while serving his family and friends. Now after all that hard work you want him again to make plans for the future?

That is not just, after the retirement in my opinion the person should only be responsible for himself not any other person. This excludes the responsibility of an handicap person rather all should be responsible enough to take care of themselves. For himself be should make enough plans to survive till his death.

[shield132]

Most people who don't care about retirement is low or low middle class people.

Their parents didn't teach them how to manage money, their curiosity make them want to explore anything and since they always get bullied due to being poor, now they want to prove anyone if they have expensive stuffs.

It's a trauma that makes them like that, since I'm not in their shoes, I can't relate and they might have a point for doing that.

I can tell from my experience that Americans and Europeans care the most about retirement plans. In my country retirement plans don't exist, people work till they can or die. Too many people in their 70s work where I live and I have even seen some 80-year-old people working as a cleaner and in farming.
In poor countries, young people don't earn enough to make savings and when their parents grow older, their kids, now adults, have to feed them and take care of them. Years pass, parents die and these people still don't have any money saved. Then they get older without a retirement plan and then they end. That's what lifecycle looks like in poor countries. Parents luck education and their children have to pay for it.

[Smack That Ace]

Most people who don't care about retirement is low or low middle class people.

Their parents didn't teach them how to manage money, their curiosity make them want to explore anything and since they always get bullied due to being poor, now they want to prove anyone if they have expensive stuffs.

It's a trauma that makes them like that, since I'm not in their shoes, I can't relate and they might have a point for doing that.

If you weren't in their situation, you don't know why they did what they did, how can you claim that their parents didn't teach them or they didn't think about it? And what social class do you belong to? Are you rich? How do you have the right to criticize middle and lower class people? The poor are still struggling to cover each daily meal and maintain their lives, they also want to have a retirement plan but they don't have enough time or energy to do it.

I have a good income but have never dared to think about retirement because the future of my two sons and taking care of my parents is what I aim for. My parents have worked hard all their lives to raise me, I don't want them to live the rest of their days hard, and I need to prepare my two sons for a future not inferior to their friends. I don't have enough time to think about retirement, and I will prioritize more important things than my retirement.

[sunsilk]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Every retirement opportunity, we have to take it and prepare for it. Because while we're strong right now, we don't know what will happen in the future.

We have no idea if we still have the strength to carry on and keep going on with our employment. That's why we need to be wise in preparation of our retirement plans and investments as well.

If you're very well fortunate and you've got all the means to invest, enjoy and save your money. You're one of the few that will have no problem with your future but again, you don't know what might happen in the next day so prepare for it because no one is there to help you out but only you.

[angrybirdy]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Every retirement opportunity, we have to take it and prepare for it. Because while we're strong right now, we don't know what will happen in the future.

We have no idea if we still have the strength to carry on and keep going on with our employment. That's why we need to be wise in preparation of our retirement plans and investments as well.

If you're very well fortunate and you've got all the means to invest, enjoy and save your money. You're one of the few that will have no problem with your future but again, you don't know what might happen in the next day so prepare for it because no one is there to help you out but only you.

That's right, once we work or earn money, we should also prepare for our retirement, we should not only focus on investment and savings because we are not sure how long we will have the opportunity to earn money. It's hard because if our retirement is only dependent on our children in the future, let's stop that mindset, we ourselves should manage and prepare for that because our children will also have their own lives and own family so they shouldn't be forced to do that kind of thing for you.

[Kelward]

It's true that if you fail to plan, then you've planned to fail, therefore it's very important to plan for old age, because old age must come, unless the person unfortunately dies young, in old age you won't have the strength to work and earn money to take care of your responsibilities, without help from loved ones, the person will live a miserable life. So it's very important to have budget for your income, and try to save and have an investment, no matter how small, so you can fall back on them when you're old.

Although many people especially in underdeveloped countries where poverty is much, they don't even make enough money to feed their families, not to talk about having savings or investments, they're so impoverished that they only struggle for food to eat. In their own cases, you can't really blame them for not saving or investing for their futures, because even when they have the mindset to invest, their poverty will not let them to actualize it.

[sunsilk]

Every retirement opportunity, we have to take it and prepare for it. Because while we're strong right now, we don't know what will happen in the future.

We have no idea if we still have the strength to carry on and keep going on with our employment. That's why we need to be wise in preparation of our retirement plans and investments as well.

If you're very well fortunate and you've got all the means to invest, enjoy and save your money. You're one of the few that will have no problem with your future but again, you don't know what might happen in the next day so prepare for it because no one is there to help you out but only you.

That's right, once we work or earn money, we should also prepare for our retirement, we should not only focus on investment and savings because we are not sure how long we will have the opportunity to earn money. It's hard because if our retirement is only dependent on our children in the future, let's stop that mindset, we ourselves should manage and prepare for that because our children will also have their own lives and own family so they shouldn't be forced to do that kind of thing for you.

Actually, investing and savings are part of retirement and that's also part of the preparation that we're doing. And with your investments, you'll choose what's going to help you set for life and you should be wise on it.

If you're into opportunities that are short term then you have to make sure that you shouldn't miss any of them when there's a chance to make a profit.

And you don't forget to help but before anything else, you have to help yourself first and establish those ways of making money before you become too generous to other people.

But I've seen people believing about being generous is also blessing them back but, you don't have to give all of it because again, going to the main reason why you're working hard, investing and saving a lot and that's because for your retirement.

[Don Pedro Dinero]

Well, that depends. In many European countries, if you have nothing when you retire, the state gives you all sorts of benefits, and even before you retire. What happens is that these benefits are only for subsistence, not much more. But knowing that the state network is there makes many people not to worry about their retirement. However, the best thing to do, even if you have a public pension in the future or benefits if you are not entitled to a pension, is to supplement it with savings and investments throughout your working life.

[erep]

Preparing retirement savings needs to be done early on as a source of income when you are no longer actively working due to age. The reason it is important to prepare retirement funds from the time you are still productive is because the needs that must be met in retirement are not small. The high cost of living due to inflation that occurs every year makes expenses increase. If you already have savings for old age or retirement, you will avoid worrying about the amount of expenses when retirement arrives.

Another benefit of preparing retirement funds is so that you don't have to depend on other people such as children or other family members. If you have prepared for financial freedom during retirement, you will reduce worries about financial resources to finance all your needs.

[Haunebu]

Whatever you stated is all common sense basically op. The majority don't bother with retirement plans due to various reasons while the minority make effective retirement plans in advance in a smart manner.

HODLING BTC and other crypto could possibly be a great retirement plan if luck is on your side thanks to their extremely volatile nature.

[0t3p0t]

The bad economic conditions in my country have made survival my most important priority. The high cost of living caused by inflation has made survival difficult and saving impossible. Most of my colleagues in my workplace are taking loans to survive because our salary cannot cover our monthly expenses.

However just as you said OP, we have to plan for the future because the time will come when we might not have the strength to work as hard as we did when we were young. Seeking alternative means of making extra income should be an option to enable us to save and invest in viable businesses. Bitcoin is a good investment option and using the DCA strategy is advisable.

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old age times would be.

Anybody who fails to make use of his opportunity at a young age will have to suffer the punishment of wasteful spending. The understanding that there will be a time when you might not have the opportunity you have now to make money triggers the drive to keep saving and investing for the rainy days.

Yeah and that is why people keep on working until they get old it is because they don't prioritize investing in assets that could help them when they decide for an early retirement. It could also be that income is not enough or could have a lot of factors like overspending on wants rather than needs, vices, gambling and more. For me crypto has huge potential when it comes to future investments so choose the right one. Good luck.

[boty]

It's true that if you fail to plan, then you've planned to fail, therefore it's very important to plan for old age, because old age must come, unless the person unfortunately dies young, in old age you won't have the strength to work and earn money to take care of your responsibilities, without help from loved ones, the person will live a miserable life. So it's very important to have budget for your income, and try to save and have an investment, no matter how small, so you can fall back on them when you're old.

Although many people especially in underdeveloped countries where poverty is much, they don't even make enough money to feed their families, not to talk about having savings or investments, they're so impoverished that they only struggle for food to eat. In their own cases, you can't really blame them for not saving or investing for their futures, because even when they have the mindset to invest, their poverty will not let them to actualize it.

In my opinion, failure occurs because the planning we do cannot work well and no one plans failure for themselves and I agree with what you say. It is very important for us to be able to have plans for the future because we will never know when we will will not be able to do work that can provide us with income by having a plan for the future so when the time comes when we are no longer able to do work, we can enjoy the results of what we have prepared while still able to work.

For those who can only earn enough to eat, of course it will be impossible for them to think about their future so this will continue until they earn enough income for their needs and some of it they can save, but this will it is very difficult if the country where they live does not make it easy for their people to generate a decent income for them.

[MiF]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Well everything you do today is a preparation for tomorrow, if you do nothing you will surely suffer tomorrow because you will not prepared, in my county many people get thier retirement pay at thier retirement age that was millions but still they turn into poor because they did not use thier money wisely, we need to use money wisely and make a profit on it to avoid becoming poor in a long run, our future is our responsibility so we need to prepare for it.

[Balmain]

I don't have any plans for retirement. I can manage the current situation well. Maybe in the future, I can start saving bitcoins for old age. I think I can save it in a separate fund that I can use only for old age, without touching it. This is something that is our responsibility. Some people do not care at all. Of course, they feel like they will not grow old and will always remain young, but this is an illusion. The needs will always increase in old age, so it will be beneficial to leave some savings aside.

[stomachgrowls]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Well everything you do today is a preparation for tomorrow, if you do nothing you will surely suffer tomorrow because you will not prepared, in my county many people get thier retirement pay at thier retirement age that was millions but still they turn into poor because they did not use thier money wisely, we need to use money wisely and make a profit on it to avoid becoming poor in a long run, our future is our responsibility so we need to prepare for it.

On the time that you would really be getting your retirement pay then this is the time that you would really be making yourself that being confident that you do have that huge money but same as you said that
majority of those people would really be ended up on losing it all due to mismanagement of those funds on which this is something that we do really need up to consider specially when we are already old.
Always put up into our minds that not all our kids or children would really be looking back at us on the time that we do get old and this is where some people do really think up of in this regard on which this is really very wrong. Always think up ahead about into those things when you do get old.

Yes, we dont really need up that much money but dont come into a point that losing it all or on the time that you have a hard time on surviving on your daily needs on which this is
an absurd thing for you to do so. This is why it would really be better that you thinking up differently.

[Mpamaegbu]

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.

This is where active trading is advisable. Nothing compares to that. Except a trader develops a mental illness or is incapacitated in a way that their mental health is affected, nothing stops them from earning till they drop dead. Trading is stress–free on the long run. It's just that most people don't want to endure through the learning process first. Profitable traders keep paying themselves for life and they're pensionable by themselves without depending on anyone. They won't be vulnerable financially once they're profitable.

At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

So true! Only a foolish person falls into the same pit they see someone before them fall into.

[GeorgeJohn]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

many persons invest with a target handsome people does not invest with target considering retirement in working service some people does not think of investment that they will benefit after they have been retired from their government work so from my own understanding concerning a bitcoin investment it is someone that is alive that will benefit and also someone who knows the rules and regulations or bitcoin and the timing of investing in Bitcoin be the one that will profit into bitcoin investment

[Hypnosis00]

Whatever you stated is all common sense basically op. The majority don't bother with retirement plans due to various reasons while the minority make effective retirement plans in advance in a smart manner.

HODLING BTC and other crypto could possibly be a great retirement plan if luck is on your side thanks to their extremely volatile nature.

They don't care as they don't care about their future as well. Some people start a business, put money into investment, etc because they think who will give them money when they grow old and are incapable of working. At least, they still have income aside from relying on their pension.
This should be put in our mind, even if we are poor, it is not an excuse to think about it as we are working not just for today and tomorrow but also in the following days. It should be backed up with plan and preparation as we never know what awaits us in the future at least we are ready.

[STT]

Buy a Gold Dollar or equal value coin every year of your working life and the legend says you will retire and be happy and able to pay your bills.    That one track idea may not work so well in modern economies where we believe we  are beyond basic commodities especially the precious metals that have always been there.

I disagree we have surpassed any prior mistake in economics so I imagine gold will continue to be useful to some extent but not exclusively is that a strategy I would deploy.

    On the other hand some people rely on government bonds in retirement as the safest possible option and that lack of diversity could easily result in problems imo.

[Assface16678]

Investment and business, the only way I see the best retirement plan is to have an investment that will give you passive income or build a business that you know you can grow, the thing is in the current situation in the society having one stable job and salary is not enough, while the inflation rate is keep getting higher the amount of salary didn't so eventually you will become short for everything you have expenses with, so the best option is to grind and make an investment and if you kmow you have a shot in business then build one while you are still young so that when you think your business is big enough to sustain you afterwards then you can retire and just focus on your business and you might make more businesses and investment. Like what I'm doing right now, I'm doing my best to have a good investment that could make me a good amount of money and dream of owning my own business.

[Russlenat]

Unfortunately sometimes I feel like I know a lot of people like this too.

They just get old with no particular plan in life. They aren’t exactly struggling always but they are also not super rich but it seems like it’s just that they don’t care anymore or they have given up already. Either way that is the reason why I think we should start as early as possible to invest for our futures.

I have seen people like this, most likely those who are extra dependent on their parents and even if they have already mature, they can’t still stand on their own because their parents too are treating them like little kids. I hate to say this but they will only realize this once their parents will not be around anymore, and it will be too late for them to start standing on their own. And another realization is that if they only use their money to plan for their future and wisely invest for their retirement soon, then they won’t have to face financial crisis the moment both their parents have gone.

[Oasisman]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

What's the most ideal age for someone to get retired totally from their day jobs? 60 right? Well, some people of this generation doesn't seem to be bothered by these kind of plans because they thought that today's young generations has lesser chances of making it to 60 than people in the 90s or older. Simple because of the kind of lifestyle and environment we're living in today. So, most probably insurance companies are gonna get a lot of profit as the number of pensioners in the next 20-30 years will become lesser than today.
Now, people in this generation would rather enjoy their hard earned money to travel and enjoy life while they are still financially and physically abled. Thinking way ahead doesn't work for everyone though.
This is also the reason why most of these people are just depending on the government benefits when they retire.

[Uruhara]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Well, it would be better if we could take lessons from the people around us. We don't need to experience the difficulties experienced by others if we can learn from observing the mistakes made by others. And so that we can learn and not step on the wrong path like others do.

Preparing for retirement so that you are in the best condition is everyone's dream. Especially if it is financial freedom. So it would be better if we spent more time working when we were young so that we could relax more when we were old.

[Hewlet]

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

retirement is a phase all of us will have to face at the right time and regardless of how prepared we are towards it or not, when it finally comes, we will enjoy the period or endure it and this is one main reason why we have to make adequate plans towards it so we don't end up being retired folks that are in peril of basic life's needs.

I have seen old dudes that after retirement, what they hard left were just stories regarding how they worked hard and made money only to spend it all out with little or nothing to show for it at there old age. Fortunate for my dad, he had a great retirement plan that he has managed to execute part of it and although not yet retired, at least investing into some real estate has giving him some edge and has placed him in a position where retirement wouldn't be a serious nightmare. For me, I'm still very young and part of the greatest thing that has happened to me at this phase is that I have discovered this forum earlier enough to have known the importance of making the right investment now that I'm still young and strong and so I've already starting stacking a part of my earning into Bitcoin investments and hopefully before my middle 30s, i should have hard at least three strong investments channels that will certainly preserve anything that had to do with my retirement.

[Yukyzu]

Unfortunately sometimes I feel like I know a lot of people like this too.

They just get old with no particular plan in life. They aren’t exactly struggling always but they are also not super rich but it seems like it’s just that they don’t care anymore or they have given up already. Either way that is the reason why I think we should start as early as possible to invest for our futures.

I have seen people like this, most likely those who are extra dependent on their parents and even if they have already mature, they can’t still stand on their own because their parents too are treating them like little kids. I hate to say this but they will only realize this once their parents will not be around anymore, and it will be too late for them to start standing on their own. And another realization is that if they only use their money to plan for their future and wisely invest for their retirement soon, then they won’t have to face financial crisis the moment both their parents have gone.

When they depend too much on their parents in various things then that person will find it very difficult to live their life without the help of their parents and this is a habit experienced by those whose parents have a lot of money so they don't think anything about how to get something. and will always be there when they want it, but if they can think about the future they will of course be able to manage well what their parents give them so they will be able to plan for their future and if they don't think about their future of course will have difficulty living their lives because their parents no longer think about their lives.

[traderethereum]

Many people still don't care about old age and retirement and haven't made any plans. They are still busy looking for what they want, and when retirement comes, they can't do anything because they haven't made any plans or preparations.
We have seen many examples of this so we must be able to avoid things like that happening to us. We have to start making plans for our retirement now because when the time comes, we will be ready for everything.
With this plan, we will not be confused when we retire and can enjoy our retirement days well.

[knowngunman]

Unfortunately sometimes I feel like I know a lot of people like this too.

They just get old with no particular plan in life. They aren’t exactly struggling always but they are also not super rich but it seems like it’s just that they don’t care anymore or they have given up already. Either way that is the reason why I think we should start as early as possible to invest for our futures.

Most at times, it's not just lack of plan but rather the inability to execute the plan. With the level of education and awareness about saving and investment for a brighter future, majority of our young generations have some plan but unfortunately there is no opportunities to make this plan achievable. I know quite a few numbers of people whom we share ideas with and they really have some impressive plans for their future if everything works right but here comes the challenges of heavy inflation.

It's very necessary to start early as you suggested if there's opportunity because one thing that also affect some of these aged people is opportunity, they have no access to opportunities as some of us are having now at our younger age. Opportunity open rooms for every plan you have and that's why it is very important to seize any you have.

[AVE5]

Most people don't think about planning their future when they are young and then they get very sorry later on. Everybody should plan their own retirement program and manage their own retirement fund. Our parents don't teach anything about it because they didn't need it and schools don't mention it because it is not in their interest. If you realized this when you are young, then you are pretty lucky because you have a long life ahead and that means you have much time to plan your future. A diversified portfolio of crypt & stocks will do wonders in 10 years. When your portfolio grows bigger, you can even add bonds and real estate to strengthen it. Remember, take more risks when you are younger and less risks as you get older.

While you've said it all, let it me pinned as reminder that we're opportuned to work hard and harder during when we're young and weak to handle those hard pressures during when we gets old.
So we can as much undertake those risks in planning towards our retirements as much our muscular and sensitive organs could withstand it while we're limited to risk bearing during when we're old.

[bakasabo]

Well, that depends. In many European countries, if you have nothing when you retire, the state gives you all sorts of benefits, and even before you retire. What happens is that these benefits are only for subsistence, not much more. But knowing that the state network is there makes many people not to worry about their retirement. However, the best thing to do, even if you have a public pension in the future or benefits if you are not entitled to a pension, is to supplement it with savings and investments throughout your working life.

That help from government for retired people differs from one European country to other. I live in a European country and my grandma receive only such benefits: free public transport, discounts for city-to-city transport, once per month she get some food package from "pension fund" that consist of cereals, sugar and few cans with vegetables. I would not call it even as minimum survival package for a week. I call it as total absurd, when average pension is less than minimum living wave which is less than minimum monthly salary.

[Fara Chan]

When they depend too much on their parents in various things then that person will find it very difficult to live their life without the help of their parents and this is a habit experienced by those whose parents have a lot of money so they don't think anything about how to get something. and will always be there when they want it, but if they can think about the future they will of course be able to manage well what their parents give them so they will be able to plan for their future and if they don't think about their future of course will have difficulty living their lives because their parents no longer think about their lives.

There would be nothing wrong with some people being born into rich families and being able to enjoy their lives while their parents were still healthy so they were still able to give them whatever they wanted. But people who are aware and grateful for themselves were born in such conditions, because they can live like that in their old age. Of course they must be willing to prepare everything from now on by doing something valuable at this time without paying too much attention to what their parents give them.

Even though this is part of the parents' responsibility towards their children, on the one hand, people who are born into rich families must also realize that one day they will also build their own family life like their parents are building their family now. So it would be a huge loss if they don't think from now on when there are still many pleasures they can experience through their own parents so that they can get continuous enjoyment until their old age arrives. Because now we can see that there are many poor people who are struggling for this even though they have to go through a very bitter process in their lives.

[Alone055]

Even though this is part of the parents' responsibility towards their children, on the one hand, people who are born into rich families must also realize that one day they will also build their own family life like their parents are building their family now. So it would be a huge loss if they don't think from now on when there are still many pleasures they can experience through their own parents so that they can get continuous enjoyment until their old age arrives. Because now we can see that there are many poor people who are struggling for this even though they have to go through a very bitter process in their lives.

It depends on the upbringing and what parents teach their children about life and wealth and every other thing that matters. If parents are not interested in teaching their children the value of money and how difficult it is to earn money and be responsible when they step into practical life, they will barely care about such things because all they would be doing is spending the money their parents earn and think that they will have the same privilege in the future as well, and parents also don't tell them that they will need to take care of themselves on their own in the future when they won't be around anymore.

Sure, they might get some wealth as an inheritance from their parents when they pass away, but that wealth wouldn't stay forever or grow until they do something with it, and one can only do something valuable with existing wealth if they have learned something in the past.

Such are the people who would spend and finish all the inherited wealth and then start from scratch, living a life that is miserable and full of struggles because they didn't act positively when they needed to.

[Spaceman1000$]

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Ever heard of insurance or pension? This is what senior citizens using on their daily life aside from their savings. I have a veteran grandparents that has a pension sufficient enough to support a big family since he made a lot of contributions during his active work.

He manage to have good life and financially stable after retirement due to his pension and insurance which paid from his job salary. You don’t need to venture on investment if you have a decent salary for career. Relying on Bitcoin alone will not gonna work because you will need to have a good source of income just to sustain the growth of your investment.

Having a good career path is still the best so that if your future investments doesn’t turn out to be good, you have a guaranteed source of income that can provide you a future savings.

The thing is, most of the young people of this generation don't have pensionable Jobs, They are faced with menial jobs that is not pensionable, so finding a career part becomes difficult. I feel population growth has shrink those opportunities the senior citizens enjoyed in their youthful age.

So my take is that, most of the young people can actually find a pathway through bitcoin investment because you have guarantee on your returning in your investment, with the profit you earned from your investment you can easily diversify to other sources of income, and as such you can easily save for retirement or day's you will no longer be too active.

[tygeade]

In my opinion, failure occurs because the planning we do cannot work well and no one plans failure for themselves and I agree with what you say. It is very important for us to be able to have plans for the future because we will never know when we will will not be able to do work that can provide us with income by having a plan for the future so when the time comes when we are no longer able to do work, we can enjoy the results of what we have prepared while still able to work.

For those who can only earn enough to eat, of course it will be impossible for them to think about their future so this will continue until they earn enough income for their needs and some of it they can save, but this will it is very difficult if the country where they live does not make it easy for their people to generate a decent income for them.

That's true, income over investment at any time. I believe that investment for income is also the greatest way to go as well. If you could find an investment that could turn into you making money, and having an income, that means you are going to get a greater future. That is one of the biggest reasons why I am investing heavily into ETH these days, I will not be able to reach to a point where I can only stake ETH and live with that, but at the very least I could maybe reach to a point where it would supplement my current income.

Even something as small as 200-300 dollars per month would be insanely helpful for me, and that is why I am trying my very best to combine income and investment together to get a better future.

[iv4n]

...
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

In theory, many things sound easy, but reality/practice is something quite different. What we humans want is to live, and to live means to experience things around us, good and bad. If we took every experience from others how could it be called life?

We all know that we should make plans for the future, but sometimes (rarely or more often) all plans fall through the cracks and we are forced to start from the beginning. As Woody Allen said, "If you want to make God laugh, tell him your plans.". So I understand people who feel casual, without any big plans just living their life. Everyone has a right to their own life and I doubt that anyone can say how best to live, everyone has their own wants/hopes/needs/etc.

[AnonBitCoiner]

Well, it would be better if we could take lessons from the people around us. We don't need to experience the difficulties experienced by others if we can learn from observing the mistakes made by others. And so that we can learn and not step on the wrong path like others do.

Preparing for retirement so that you are in the best condition is everyone's dream. Especially if it is financial freedom. So it would be better if we spent more time working when we were young so that we could relax more when we were old.

Yes this is a better way to minimise your mistakes by visualising the condition of other people but some people don't share their mistakes but start to blame the selected field. I think one should analyse the whole situation and then work according to it so he can identify and differentiate between good and bad things.

Everyone should think about the financial system after retirement so if someone has not retired yet then he can make all his plans prior to retirement because making plans before the situation happens can help you in making good decisions.

We have to save money and invest from a younger Age because a sudden situation at the time of retirement can make us distress and we will spend all money without planning and thinking about the future therefore spend according to your adopted plans.

[Hamphser]

Well, that depends. In many European countries, if you have nothing when you retire, the state gives you all sorts of benefits, and even before you retire. What happens is that these benefits are only for subsistence, not much more. But knowing that the state network is there makes many people not to worry about their retirement. However, the best thing to do, even if you have a public pension in the future or benefits if you are not entitled to a pension, is to supplement it with savings and investments throughout your working life.

That help from government for retired people differs from one European country to other. I live in a European country and my grandma receive only such benefits: free public transport, discounts for city-to-city transport, once per month she get some food package from "pension fund" that consist of cereals, sugar and few cans with vegetables. I would not call it even as minimum survival package for a week. I call it as total absurd, when average pension is less than minimum living wave which is less than minimum monthly salary.

There are really countries on which they do really have that much better programs which are really that intended for elderly on which they would really be that somewhat that do able to make themselves
having that kind of assuring condition that they wont really be that be struggling on the time that they would be able to reach out those retirement days on which it would really be that a good situation
or part for them. This is why most of those old people would really be that confident that on where they would really be ending up and not really just that planning too much whether they would be saving up
that much for their future conditions just because they do know on the benefits that they could really be able to get but of course just like been said that this would vary from each country because
not all would really be on the same condition or situation.

[Dewiana]

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Ever heard of insurance or pension? This is what senior citizens using on their daily life aside from their savings. I have a veteran grandparents that has a pension sufficient enough to support a big family since he made a lot of contributions during his active work.

He manage to have good life and financially stable after retirement due to his pension and insurance which paid from his job salary. You don’t need to venture on investment if you have a decent salary for career. Relying on Bitcoin alone will not gonna work because you will need to have a good source of income just to sustain the growth of your investment.

Having a good career path is still the best so that if your future investments doesn’t turn out to be good, you have a guaranteed source of income that can provide you a future savings.

All of us must experience ups and downs and also use our old age to just enjoy the results, therefore we must make long-term plans so that every opportunity must really be utilized to the maximum. The latest world developments must also continue to be monitored so that when there is a small opportunity we can invest, like today's crypto, we must also be able to set aside our money every day, even if it is a little, because that will become our capital when times are difficult in the future. Youth must be utilized as fully as possible because only ourselves can protect us

[Cryptomultiplier]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Diversifying BTC for retirement plans is not really my thing because at the end of the day, there would be no reasonable profit for the original investor and the investor would be left with the choice to either hold or sell when old age comes and if they didn't get to introduce their siblings or grandchildren to BTC , the coins would be lost.

[Lanatsa]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Diversifying BTC for retirement plans is not really my thing because at the end of the day, there would be no reasonable profit for the original investor and the investor would be left with the choice to either hold or sell when old age comes and if they didn't get to introduce their siblings or grandchildren to BTC , the coins would be lost.

That would really be only the cons when you are really that tending to accumulate crypto which it isnt really just that Bitcoin but also in other coins as well on where there's really a tendency that those coins would really be lost specially if you havent told someone in regarding with your holdings and since no one would really be able to know on when you would pass out then those coins would really be lost forever
not unless if you have told someone in regarding with your posession and telling about your PK then those coins would be retrieved out or could be accessed but we do know the particular risks once we are still alive and other people do have that awareness of those keys which it could potentially stolen. This is why when in regards to retirement and on the old age condition then majority would really be still
preferring those old traditional ways.

Having some crypto holding wouldnt really be that a bad idea but of course you should really be preparing for those cons that it would have and it would be such a waste
if there's no one would be able to benefit it out just incase of emergencies.

[goaldigger]

Diversifying BTC for retirement plans is not really my thing because at the end of the day, there would be no reasonable profit for the original investor and the investor would be left with the choice to either hold or sell when old age comes and if they didn't get to introduce their siblings or grandchildren to BTC , the coins would be lost.

Having crypto as your retirement plan is fine, as long as it is well planned and of course as long as you know how to take profit. Seriously, I’m not too focus about my retirement since I’m living my life everyday to the fullest since I can never know if I can stay alive during my retirement although of course I still prepare for it but it’s not for my self anymore, I prepare for the benefits of my family and crypto can also be a good choice for your retirement option.

[stadus]

Diversifying BTC for retirement plans is not really my thing because at the end of the day, there would be no reasonable profit for the original investor and the investor would be left with the choice to either hold or sell when old age comes and if they didn't get to introduce their siblings or grandchildren to BTC , the coins would be lost.

Having crypto as your retirement plan is fine, as long as it is well planned and of course as long as you know how to take profit. Seriously, I’m not too focus about my retirement since I’m living my life everyday to the fullest since I can never know if I can stay alive during my retirement although of course I still prepare for it but it’s not for my self anymore, I prepare for the benefits of my family and crypto can also be a good choice for your retirement option.

I have to agree. It’s actually fine to have crypto in preparation for your retirement soon. Knowing it appreciates its value in the long run, for me that’s a good investment for our future. However, investing without knowing the basics is like gambling your funds. You should know the risk involved with hodling bitcoin, and should be well aware of its highly volatility. But if your purpose is to hold it for such a long term without having an attempt to sell it, I guess you won’t be highly bothered with its volatility nature. Just stick to your set goals then.

[DubemIfedigbo001]

If there is something I fear so much, it is not being able to do the things that matter to me because of financial constraints or overly busy schedules. I believe in proper planning and most especially planning ahead of time, I plan sometimes for six months ahead, funny as it may sound, I'm already saving little by little for my December celebrations. I love meaningful investments and I believe in investing wisely to cater for a later time. Old age is a blessing to whoever plans properly for it and a curse to those that neglected preparations for its coming. The reality that a time will come when my bones would not be so strong to carry out strenuous, stressful and mentally engaging activities that I undertake now prompts me to have some diversified profitable investments that will take care of me at the long run.

Everything should not be left for the government alone, its time people started taking full responsibility of their laterdays and prepare adequately, so that if government delays in their compliance, or  none coming forth, you can live a normal, healthy and fulfilled life as a senior citizen

[Fatunad]

Diversifying BTC for retirement plans is not really my thing because at the end of the day, there would be no reasonable profit for the original investor and the investor would be left with the choice to either hold or sell when old age comes and if they didn't get to introduce their siblings or grandchildren to BTC , the coins would be lost.

Having crypto as your retirement plan is fine, as long as it is well planned and of course as long as you know how to take profit. Seriously, I’m not too focus about my retirement since I’m living my life everyday to the fullest since I can never know if I can stay alive during my retirement although of course I still prepare for it but it’s not for my self anymore, I prepare for the benefits of my family and crypto can also be a good choice for your retirement option.

I have to agree. It’s actually fine to have crypto in preparation for your retirement soon. Knowing it appreciates its value in the long run, for me that’s a good investment for our future. However, investing without knowing the basics is like gambling your funds. You should know the risk involved with hodling bitcoin, and should be well aware of its highly volatility. But if your purpose is to hold it for such a long term without having an attempt to sell it, I guess you won’t be highly bothered with its volatility nature. Just stick to your set goals then.

But dont forget that it could also depreciates on which it would really be just that right that you should be also thinking about the probabilities about declining in price on which this is something that could really happen out. We do know that when it comes to this aspect then there would really be those possibilities that it could really be having that kind of opposite condition on what you are anticipating.
Instead on earning you would really be rather seeing your accumulation to be in negative. This is why you should really be that wise on choosing on which coin you would really be holding which majority
would be choosing up Bitcoin but of course there's no such guarantee considering that no one really knows about the future.

Proper planning about your future when you do get old is something that recommended despite on having that government aids or support but you cant know on what would be happening.
Its better to have back up plans rather than on having nothing at all.

[NurseHub]

In this case of not investing for the future, I have come across these things a lot of times, and I keep asking why they live such a life. Even before the economy got to this point, this had been happening.
Some of this is the fact that they hope that this opportunity will surely come back to them, and when it comes the second time, they can use it to build up for the future.

Ignorance is one of the major reasons for this.

While growing up, I could remember a time when opportunities came to my place (the community), and there were a lot of chances to work in a company given to youth and older men. Unfortunately, lots of them sow out their chances to other people, use the money for flexing, and squander it without proving anything. And unlucky for them, this opportunity never came back. That was actually the last, and they couldn't make use of it.
And in the same case, there were also men who actually took the jobs and also squandered the finances in the hope that the work would last forever. Lots of people are living a despicable, indescribable life, not putting their future in line of failure. It's not just about the economic system. 

[AirtelBuzz]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Yes you are right it is our own responsibility to plan for our aging and retirement. If we can plan and save our money properly from a young age by thinking about that future, then maybe we will be able to use it properly in old age. But the country where I live has a lot of economic recession. The high cost of living of the common people in our country due to high inflation is making people's lives miserable and difficult. As a result they have no way to plan for the future or save money for the future. There are many people in our country who have no future plan their only plan is how to eat and survive, that is their main aim.

But OP as you say those who have extra money and have enough money to save for the future may be better off opting for bitcoin investment. If Bitcoin can be deposited regularly from a young age with a future in mind, it will be much more beneficial for the future.

[Marvell1]

From your post, I don't see you have any plans for your old age, what you might be thinking of is investing some money in bitcoin and thinking that it can help you earn some big money when you get old. But have you ever thought about the scenario where bitcoin will not increase in price in the future or will it become worthless as you get older? Anything can happen and if you really want to have a fulfilling old age then you need more than a plan to invest a small amount in bitcoin and expect it to make you rich.

Nothing surprising, most of new generations are trapped into self pro claimed motivators' mouth. Most of them always suggest people to invest to get rich, while invest is actually the last step to increase/protect your wealth.

Frankly speaking, many of us are still living on family allowances, many of us are still working hard to take care of every meal for our families. Life is increasingly hustle and bustle and we have to race against time just to take care of tomorrow's meals, making money has never been easy.
I never even dared to think about retiring, let alone planning to retire with a huge amount of money. As we grow up and have families, we will understand that there are many things to worry about, there are many things to prioritize besides retirement. I believe those who are married and have children will understand what we are going through.

[God bless u]

Most people who don't care about retirement is low or low middle class people.

Their parents didn't teach them how to manage money, their curiosity make them want to explore anything and since they always get bullied due to being poor, now they want to prove anyone if they have expensive stuffs.

It's a trauma that makes them like that, since I'm not in their shoes, I can't relate and they might have a point for doing that.

I can tell from my experience that Americans and Europeans care the most about retirement plans. In my country retirement plans don't exist, people work till they can or die. Too many people in their 70s work where I live and I have even seen some 80-year-old people working as a cleaner and in farming.
In poor countries, young people don't earn enough to make savings and when their parents grow older, their kids, now adults, have to feed them and take care of them. Years pass, parents die and these people still don't have any money saved. Then they get older without a retirement plan and then they end. That's what lifecycle looks like in poor countries. Parents luck education and their children have to pay for it.

Yeah I think you are right to some extent. European propel are worried for their retirement plans the most and they plan slot for their retirement. This is not a negative thing to do but thinking too much for your future is also very harmful.

When you think too much for the future you can not enjoy the life that you're present in and that's the most negative effect over planning have on your life.You should plan up to a limit but don't exceed in thinking of that.

[DanWalker]

~snip~

Yes you are right it is our own responsibility to plan for our aging and retirement. If we can plan and save our money properly from a young age by thinking about that future, then maybe we will be able to use it properly in old age. But the country where I live has a lot of economic recession. The high cost of living of the common people in our country due to high inflation is making people's lives miserable and difficult. As a result they have no way to plan for the future or save money for the future. There are many people in our country who have no future plan their only plan is how to eat and survive, that is their main aim.

.

No one wants to live in poverty, no one wants to grow old with nothing, those are the basic things that any adult thinks about. But the problem is that today's world is too harsh, we are even struggling to cope with inflation, recession, crisis...there are too many problems we have to face. Many of us have not been able to ensure our short-term life needs, so how can we dare to think about more distant things? As long as we can ensure our short-term and medium-term needs, then we can dare to have a retirement plan for ourselves. There is a huge gap between saying and doing and things are much more difficult than we think.

[Gozie51]

When you think too much for the future you can not enjoy the life that you're present in and that's the most negative effect over planning have on your life.You should plan up to a limit but don't exceed in thinking of that.

You can only be comfortable without planning if you have already planned properly for your old age and it is said that he who fails to plan has already planned to fail. Nothing is too much to plan for old age because it is actually a helpless stage of the life we living just like the newborn babies who are helpless to whatever is confronting them. If you have an issue that you can not solve as a young and able bodied man then you can compare that with old age. Therefore, you need a constant plan for the old age until it is put in right perspective before you can relax on that. Planning up to a limit is when you have settled that all is good for the old age.

[TravelMug]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

I guess it's the conditioning of the society that most of us are not bothered about retirement plans until it's too late. And we might not seen this to our parents as well, as they grow old and again past the critical state that they can't go back and correct the future and then you as a kid will inherit that kind of mentality. And hopefully for us, we will have our own kids as well and so it's better to think our their future and our retirement plan as well. Maybe some of us are still working and so this where our crypto investments comes in, at least in just one full cycle in Bitcoin (4 years), we could have save and accumulate money so that in the next year or so we are be ready when old ages comes in and we are not longer in our prime to work and go on retiring.

[slapper]

People don't realize retirement isn't far off. Your entire future is approaching, whether you realize it or not. Even smart people ignore the problem. It's crazy! Despite money accounts and tools, people won't plan. Like they expect today's salary will endure forever. Really awful gamble

You choose Bitcoin for retirement is a brave move. It's not just about money; it's about control. You won't be taken off guard if the old system fails, which happens often. Consider those elderly struggling; they're warnings, not fiction! Listen to warnings, plan ahead, stay safe. Instead of textbooks, we study by watching. Save, invest wisely, and remember that the future begins today

[Z390]

Unfortunately sometimes I feel like I know a lot of people like this too.

They just get old with no particular plan in life. They aren’t exactly struggling always but they are also not super rich but it seems like it’s just that they don’t care anymore or they have given up already. Either way that is the reason why I think we should start as early as possible to invest for our futures.

It hurts when something similar is happening to your own blood, who have fought some tough battles in life when it comes to financial freedom, today he just gave up, tired of fighting, and when I asked him why he said he is tired, someone at the age of 30+,  he said he only cares about having food on his table, but I believe this was out of anger.

Years back he was one of the few people that won't let me invest in Bitcoin with peace, they tried to hard to talk me out of the idea but I am glad I never listened to them, how is the situation of the country has turned out to be is a shocking event for them.
Many people never knew that things could get this hard in my country, but I saw it coming, normally I am the type that doesn't like asking people for help, so I always fight for myself so that I won't go around putting my problems on others.

When you give up on yourself is where everything ends, some people don't have that strong sense of a never ending struggling, they get tired easily.

[Iranus]

Diversifying BTC for retirement plans is not really my thing because at the end of the day, there would be no reasonable profit for the original investor and the investor would be left with the choice to either hold or sell when old age comes and if they didn't get to introduce their siblings or grandchildren to BTC , the coins would be lost.

Having crypto as your retirement plan is fine, as long as it is well planned and of course as long as you know how to take profit. Seriously, I’m not too focus about my retirement since I’m living my life everyday to the fullest since I can never know if I can stay alive during my retirement although of course I still prepare for it but it’s not for my self anymore, I prepare for the benefits of my family and crypto can also be a good choice for your retirement option.

I'm not pessimistic but I think I have the same outlook on life as you, besides the fact that we don't know how long we can live, plus life is full of difficulties like today. I even have difficulty maintaining my family's daily living needs, so I don't really dare to think about things like retirement or enjoying life. Between retirement and my children's future, I will prioritize planning for their future more than anything. Therefore, I have never and have no intention of planning for retirement.

Even on this forum there are hundreds of threads talking about inflation and people struggling to deal with it. That shows that the majority are still facing many immediate challenges, how do we have time to think about retirement?

[bakasabo]

People don't realize retirement isn't far off. Your entire future is approaching, whether you realize it or not. Even smart people ignore the problem. It's crazy! Despite money accounts and tools, people won't plan. Like they expect today's salary will endure forever. Really awful gamble

You choose Bitcoin for retirement is a brave move. It's not just about money; it's about control. You won't be taken off guard if the old system fails, which happens often. Consider those elderly struggling; they're warnings, not fiction! Listen to warnings, plan ahead, stay safe. Instead of textbooks, we study by watching. Save, invest wisely, and remember that the future begins today

I would say that few people think about their far future, but makes plans for their next half a year only. A maximum what many are capable of is to plan summer vacation in winter, and where they would go skiing or in which fancy or nicely decorated place they would love to celebrate Christmas. People imagine retirement as something that begins when they are 65+, and they plan to start thinking about it at late 60, like they have few years of working hard as possible to earn as much as possible. But they dont realize, that they can become retired at, for example at the age of 25 after being hit by a car, and their whole life will be dependable from government pension, and they would be lucky if that guy had good vehicle insurance.

[Essential10]

Yes, aging and retirement planning is an important issue. A person should proceed with old age and retirement planning from the time he starts earning for himself or his family. Many may plan differently, but I would say that if you want to go ahead with such a plan, you must first determine how much income you will need in retirement to maintain your standard of living. You also need to think about potential risks, such as inflation or market volatility, that could affect your retirement income. Once you have a clear understanding of your retirement income needs and sources, you can begin investing in Bitcoin and any other sector to help you reach your goals.

[DeathAngel]

The sooner we realise that our governments don’t care about us the better off we will be. State pension is not enough to live on so I fully agree with the OP that your retirement plan is your responsibility. Look elsewhere for private pensions & other investments to ensure you can live a comfortable life in retirement.

[aioc]

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.

When you're young you seldom think of that situation until you realize that you are showing signs of aging and so you are struggling to earn or make more so you have something when you retire and get old that's my experience I did not entertain the idea of retirement until I show sign of aging, there will always a point in our life that we realize that are going to another phase of our lives

I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

I should have learned from other people, aging and retirement should come across our minds when we are earning a lot, because we are not always that strong and sharp to rely our strength to earn for our retirement, early planning is really very important.

[junder]

Frankly speaking, many of us are still living on family allowances, many of us are still working hard to take care of every meal for our families. Life is increasingly hustle and bustle and we have to race against time just to take care of tomorrow's meals, making money has never been easy.
I never even dared to think about retiring, let alone planning to retire with a huge amount of money. As we grow up and have families, we will understand that there are many things to worry about, there are many things to prioritize besides retirement. I believe those who are married and have children will understand what we are going through.

Obviously, everyone has different circumstances whether it's their economy, their finances or even their family relationships. Indeed, many people are still working hard to be able to meet their needs, such as meeting basic kitchen needs, paying bills here and there, even I think there are still people who put aside their desire to meet the needs of their family. Moreover, it is not easy to make a lot of money, so it is not strange that there are still many people who lack even in terms of eating or their daily lives.

Mainly we have to be able to make a lot of money by working hard, because indeed I myself want to bear all the living expenses of my family it is my dream, especially with later when I get married, right you say after marriage of course the needs will increase and must be considered, it is not strange that there are cases about disputes between our own families and our spouses or wives because we have responsibilities to our wives but must pay attention to the family as well, but there are couples who cannot accept that even the opposite is the same.

[Ojinga]

Here where I come from we don't think about the retirement plan or take it as our responsibility, because the government itself aren't helping with it they all knows that the retirement plan it's yours but they'll make it hard for you so that you'll forget about it. After forgotten about it then they're the ones to enjoy it by their selves. I'll set my mom as an example, it over 3 to 4 years now mom have been fighting about the retirement plan as I'm talking to you now she haven't still gotten any reply from them. For me I'm not even thinking about it as well because I've set up my plans and investing with Bitcoin for future purposes, no one trust the government any longer mostly when it comes to money so we shouldn't wait until our aging and retirement plan as our responsibility. As we are getting paid we should try and invest or save a lot more for the future, and stop relying with our retirement plan or waiting until will get retired before we can invest or save for ourselves.

We all know the government doesn't care about us, so the earlier we stay away thinking or hoping and believing that our pension money would be released without suffering for it. For it's our investment but the government won't take it that way because of their greed lifestyle I'm not even hoping on them that's why I'll tell my people not to put hope on them as well, many people have gone down waiting for their retirement plan until now even their families haven't still gotten any reply from them. I'll advise people to start investing now because the government aren't helping matters they only think about their stomachs and it's more better you go for retirement before aging because you'll still have some savings and strength to work around for it but the worse part is that you're at age and you don't have the strength to make some movement towards your retirement plan. So let's stay strong and be wise and stop thinking that your retirement plan will solve your responsibility, invest now that you're still working before you get retired.

[dezoel]

Well, that depends. In many European countries, if you have nothing when you retire, the state gives you all sorts of benefits, and even before you retire. What happens is that these benefits are only for subsistence, not much more. But knowing that the state network is there makes many people not to worry about their retirement. However, the best thing to do, even if you have a public pension in the future or benefits if you are not entitled to a pension, is to supplement it with savings and investments throughout your working life.

That help from government for retired people differs from one European country to other. I live in a European country and my grandma receive only such benefits: free public transport, discounts for city-to-city transport, once per month she get some food package from "pension fund" that consist of cereals, sugar and few cans with vegetables. I would not call it even as minimum survival package for a week. I call it as total absurd, when average pension is less than minimum living wave which is less than minimum monthly salary.

I'm not from a similar country but senior citizens here have almost the same benefit. What about cash assistance?  Not sure if you only forgot to write it up but this one is also available on ours.

The amounts are not that high but at least we know that the governments have exerted an effort and if they gave too much that could cause some problems. They won't be called as assistance for nothing but assistance means it's only an extra help and most of the work will still come to us individuals. If we don't want to get annoyed with that, much better if as early as possible, we will have other sources of income like investments, business, and savings.

[Synchronice]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

I can certainly say that elders from rich European countries move in poor European countries, like eastern Europe and spend there life there. Get a pension of thousand Euros, rent your motherland house and spend your life in other beautiful poor countries where your pension and rent income will give you a high quality of life. But locals from poor countries are really in trouble. Europeans mostly don't bother about retirement plans because they expect governments to take care of them when they become old.

I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Diverse of Bitcoin investment? You probably mean crypto investment, right?
Be sure that you don't keep your coins on centralized exchanges. Not your keys, not your coins, keep this in mind! Also, the more control you have on your asset, the higher the responsibility you have on your shoulders.

[Distinctin]

Diversifying BTC for retirement plans is not really my thing because at the end of the day, there would be no reasonable profit for the original investor and the investor would be left with the choice to either hold or sell when old age comes and if they didn't get to introduce their siblings or grandchildren to BTC , the coins would be lost.

Having crypto as your retirement plan is fine, as long as it is well planned and of course as long as you know how to take profit. Seriously, I’m not too focus about my retirement since I’m living my life everyday to the fullest since I can never know if I can stay alive during my retirement although of course I still prepare for it but it’s not for my self anymore, I prepare for the benefits of my family and crypto can also be a good choice for your retirement option.

I have to agree with this. It’s not wrong to invest in bitcoin for your future’s retirement or for your family’s future, as long as you are taking calculated risk so you won’t end up being unfortunate because you lose a lot since you put all your hard-earned money there. Bitcoin still cannot guarantee what it’s future will like, but the fact that it’s highly trustworthy and profitable, so investing in it at an amount we can afford to lose is not that bad at all, at least we learn to set future goals, and not just wasting all the money enjoying the present life to the fullest.

[TEBTC]

Off course retirement plans are solely individual plans and responsibilities and only few are foresighted to see that what they get from their work will eventually end one day as they get older and begin to take practical steps towards their tomorrow and make investment that are sustainable like Bitcoin, real estate etc so that any day nature calls on them to retire from their work they have what they can fall into not becoming a burden to their children and society at large
This is the reason why so many people are homeless and die just few years after retirement because their was no proper plan/ steps taken while they where still active in service

[Marvell1]

Frankly speaking, many of us are still living on family allowances, many of us are still working hard to take care of every meal for our families. Life is increasingly hustle and bustle and we have to race against time just to take care of tomorrow's meals, making money has never been easy.
I never even dared to think about retiring, let alone planning to retire with a huge amount of money. As we grow up and have families, we will understand that there are many things to worry about, there are many things to prioritize besides retirement. I believe those who are married and have children will understand what we are going through.

Obviously, everyone has different circumstances whether it's their economy, their finances or even their family relationships. Indeed, many people are still working hard to be able to meet their needs, such as meeting basic kitchen needs, paying bills here and there, even I think there are still people who put aside their desire to meet the needs of their family. Moreover, it is not easy to make a lot of money, so it is not strange that there are still many people who lack even in terms of eating or their daily lives.

Mainly we have to be able to make a lot of money by working hard, because indeed I myself want to bear all the living expenses of my family it is my dream, especially with later when I get married, right you say after marriage of course the needs will increase and must be considered, it is not strange that there are cases about disputes between our own families and our spouses or wives because we have responsibilities to our wives but must pay attention to the family as well, but there are couples who cannot accept that even the opposite is the same.

Everyone wants to become rich, everyone wants to retire early with a huge amount of money, but talking & planning, and doing it are two completely different issues.

What I see is that young people are very good at talking, good at planning and even planning for the next 50 years while they don't know what they will experience next in life. It seems they don't have much practical experience and are still daydreaming that life will be as rosy as when they still received benefits from their family.
I'm not against people planning for retirement, but we need to be a little more realistic instead of delusional. Things are not so easy that just by investing in bitcoin we can retire happily.

[dimonstration]

This is the reason why so many people are homeless and die just few years after retirement because their was no proper plan/ steps taken while they where still active in service

Early death is not due to lack of retirement plan. Don’t blame your genes or shit things that you do during your youth that affect your health because this always the cause of early death not the lack of retirement plan. Actually, Those who have less money during retirement live longer since they only eat a balance diet without consuming fatty foods that you can get on meat that frequently eat by wealthy person.

Being a homeless also is a result of financial mismanagement because you will never become a homeless if you have a secure job that provides more than enough profit. I personally still not focus on retirement plan because I’m still young but I do have savings and investments for my future but I don’t consider it for retirement since our genes is known for having a short life. It’s better to enjoy your current life rather than focus on the future which you don’t know if your life span will be that long. I’m not against retirement plan but I’m only saying that we shouldn’t sacrifice our current life just to have a good retirement.

[Samlucky O]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

These are the reasons  why people are aging without thinking of the retirement plan.
1. laziness: laziness of not finding what to do, instead they depend from others as a form of parasites.
2. pride: being selective of what to do even when opportunity has been brought to their door step. They will be looking for a lucrative and well paid job without starting from scratch.
3. lack of investment rather depending on salary.
4. Becoming over confident with the job you do without exploring in to diversification.
5. Always procrastinating and thinks that there is time where as that is no much time. Time is very important to everyone and whosoever neglect the use of time and how to make judicious use of it will end up suffering in their old age.

[Akbarkoe]

Off course retirement plans are solely individual plans and responsibilities and only few are foresighted to see that what they get from their work will eventually end one day as they get older and begin to take practical steps towards their tomorrow and make investment that are sustainable like Bitcoin, real estate etc so that any day nature calls on them to retire from their work they have what they can fall into not becoming a burden to their children and society at large
This is the reason why so many people are homeless and die just few years after retirement because their was no proper plan/ steps taken while they where still active in service

it is indeed an individual obligation, especially if you do not have parents who are able to facilitate us to have a home until old age, a financial plan for retirement is a strategy for achievement that must be achieved and in old age when retired get a comfortable and safe life before we die, most people do not have thoughts about how their old age because thinking too short, no money invested no room for provisions in old age is a mistake.

They think they will be young until they die, even though energy will continue to be drained as time goes by and age, this simple thought may have crossed but was not focused on achieving until finally in old age became homeless and only depended on the pity of our descendants, it is not wrong but also not the right thing, we need to have responsibility for ourselves in old age so as not to make it difficult for others or our families to take care of us because of our mistakes in youth for not preparing for old age properly.

[AVE5]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

I can certainly say that elders from rich European countries move in poor European countries, like eastern Europe and spend there life there. Get a pension of thousand Euros, rent your motherland house and spend your life in other beautiful poor countries where your pension and rent income will give you a high quality of life. But locals from poor countries are really in trouble. Europeans mostly don't bother about retirement plans because they expect governments to take care of them when they become old.

I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Diverse of Bitcoin investment? You probably mean crypto investment, right?
Be sure that you don't keep your coins on centralized exchanges. Not your keys, not your coins, keep this in mind! Also, the more control you have on your asset, the higher the responsibility you have on your shoulders.

With my right senses at now, if I'm opportuned of being one of those European elders whose aged peoples responsibilities that are being placed on such amount of funds, I'd not just feel reluctant of my youthful age while because I'm expecting a welfare from the federal government. Oh that's a blow to me if can't set my goals orderly or if I can't live a befit able life at my youth age but would have all those comfort at my ages. I disagree to such weakness.
I can't just imagine it how responsible hard working youth or adults would not be bothered for retirement all because the government would give them cover-up.
Okay if I'm in such State of scenario, I'll even prefer to relocate to a lower and inexpensive region so that while I'm earning my government pension right from the expensive state, I'll be at the lower class regions spending my old age in an economy expenses so that I can still have more to save and create financial inheritance for my ahead generation.

Definitely I'd still have them stored in bitcoin right in a solid non custodial wallet and just keep holding not for my retirement anymore but for making the life a better place for my generation to inherit.
I believe the more we ages older is the more we losts Interests in pleasures so while I'm older enough like that I don't think if it'd be necessary of me living in such expensive cities all just for the sake of enjoying my life.
Clearly speaking, investing and considering your retirement isn't just about you and your old age alone but if you're responsible enough, you'd also consider some certain inheritance of f your offspring generation to inherit.

While I was making this long note, I could picture a lineage of generations after generations inheriting such a responsible retirement goal of Investing and hodling of assets by which the upcoming generations ca also inherit.
It takes one to break a protocol and sets the pace for others to inherit and humbly accepts to follow.

[Troytech]

Without proper planning or preparation for old age anyone can put himself in a situation whereby they would regret, most people while in their youth or at 30 fail to realise that they also would one day grow old and would have less strength to work and neither can they start at that time to prepare for retirement. One of the ways we can prepare for retirement is to have long term investment that would appreciate over time and we can now live of the dividend that comes out of it, it can be buying bitcoin or maybe stocks, bonds or some shared in a company or maybe property or real estate, it could also be having a business.

One of the ways we can prepare for retirement with bitcoin is through proper accumulation or saving with bitcoin, we can decide to allocate a small percentage of our disposable income to bitcoin and keep on accumulating over time with DCA and with time we would end up having a very good stash in bitcoin.

[Volimack]

Remember that retirement planning starts long before your retirement the general rule is that the sooner you start the better. Your potential amount of money which is necessary for your comfortable retirement is only up to you it may be a good idea to invest in bitcoin as it will provide you with good security during your free time. Saving some of your income by investing in bitcoin will double your savings and you can do whatever you want with your money in your spare time.

[junder]

Obviously, everyone has different circumstances whether it's their economy, their finances or even their family relationships. Indeed, many people are still working hard to be able to meet their needs, such as meeting basic kitchen needs, paying bills here and there, even I think there are still people who put aside their desire to meet the needs of their family. Moreover, it is not easy to make a lot of money, so it is not strange that there are still many people who lack even in terms of eating or their daily lives.

Mainly we have to be able to make a lot of money by working hard, because indeed I myself want to bear all the living expenses of my family it is my dream, especially with later when I get married, right you say after marriage of course the needs will increase and must be considered, it is not strange that there are cases about disputes between our own families and our spouses or wives because we have responsibilities to our wives but must pay attention to the family as well, but there are couples who cannot accept that even the opposite is the same.

Everyone wants to become rich, everyone wants to retire early with a huge amount of money, but talking & planning, and doing it are two completely different issues.

What I see is that young people are very good at talking, good at planning and even planning for the next 50 years while they don't know what they will experience next in life. It seems they don't have much practical experience and are still daydreaming that life will be as rosy as when they still received benefits from their family.
I'm not against people planning for retirement, but we need to be a little more realistic instead of delusional. Things are not so easy that just by investing in bitcoin we can retire happily.

Of course, everyone definitely wants their life to be sufficient or rich, but what you said is true about what is said and what is planned, it is different, there are paths that are not in accordance with what was planned. I see the thoughts of those who go to school and they think that after they graduate from school they will work and get married and be happy, I laugh at that, in fact when they graduate from school that is when they just enter the real world, where they will find it difficult to earn the money they need. need that.

Generally, everyone can plan whatever they want, even I can plan to buy an airplane, but I don't know when, because it's still just a plan, there's no certainty. When we are young we have to learn a lot about everything to gain experience, because what I know is that knowledge is not heavy to carry. If we already have a lot of experience, it won't harm us. I agree with you, we have to be more realistic than fantasizing.

[Marvelockg]

Remember that retirement planning starts long before your retirement the general rule is that the sooner you start the better. Your potential amount of money which is necessary for your comfortable retirement is only up to you it may be a good idea to invest in bitcoin as it will provide you with good security during your free time. Saving some of your income by investing in bitcoin will double your savings and you can do whatever you want with your money in your spare time.

i can't agree less with you. Your retirement starts earlier than the actual time you've become old and out of your productive lifestyle. Adequate plan is what's expected of anyone that intends having a good retirement life and how best can you make such plans if not to  make real time investment into assets like Bitcoin that will preserve and protect your financial resource and even top it up with bitcoin increasing in it value doubling your investment over time.

If for any reason you don't make it a must to invest into real time asset while you're still actively working that will certainly grow with time, you will end up aging without a tangeable asset to sustaining you when you've probably left your moments of active service.

[Stablexcoin]

If there is something I fear so much, it is not being able to do the things that matter to me because of financial constraints or overly busy schedules. I believe in proper planning and most especially planning ahead of time, I plan sometimes for six months ahead, funny as it may sound, I'm already saving little by little for my December celebrations. I love meaningful investments and I believe in investing wisely to cater for a later time. Old age is a blessing to whoever plans properly for it and a curse to those that neglected preparations for its coming. The reality that a time will come when my bones would not be so strong to carry out strenuous, stressful and mentally engaging activities that I undertake now prompts me to have some diversified profitable investments that will take care of me at the long run.

Everything should not be left for the government alone, its time people started taking full responsibility of their laterdays and prepare adequately, so that if government delays in their compliance, or  none coming forth, you can live a normal, healthy and fulfilled life as a senior citizen

It's only in some countries that people do not care about the government for retirement purposes. Countries where there are many public servants working in various sectors like health, construction transportation, etc. It is compulsory that his public servants expect retirement from the government when they are due for it. Expecting it doesn't mean that they won't plan for themselves when they are young. When the news has been everywhere that the government hardly pays pensions and retirement wages. So people are now aware and they plan for themselves like creating a business or starting their own persons company.

[Synchronice]

I can't just imagine it how responsible hard working youth or adults would not be bothered for retirement all because the government would give them cover-up.

Yes, many are bothered because if you have a normal salary, you pay almost half of it to the government. It's true that you get benefits back but 40% is too much to my mind, that really bothers me, especially when I have never used sick leave or visited a hospital since I remember But such a system also helps others who desperately need it, so people are fine with it.
By the way, even European pension system is a failure and everyone agrees with that, it's not able to provide future generations of retirees with an adequate income, that's why they move in poor countries to live well there because that's not possible locally if you don't have additional source of money.

[Cryptoprincess101]

At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Exactly we learn from other people's mistakes that is why it is good to make a proper investment plan for the future because they are what you will look up to when you are not working anymore due to retirement or old age when the strength to work is no longer there. I feel sorry for some old lettered people in the society, if they tell you their stories you will marvel like you will see someone that once worked in a government house becoming so helpless and what i discovered in the part of region i come from is that most of the educated people in the society only thinks about investing in their children hoping for them to take care of them at old age and this has been a very wrong practice that has been going on for sometime now.
Investing in human is not bad but let it not be that we are going to look up to them to stand as aid in the future therefore while investing on human capacity, let us also invest on more real life projects that will become beneficial to us tomorrow. Am investment lifestyle is a road map to good living in the future.

[Reid]

Good plan. No worries, you are not alone with this. My retirement plan is half in cryptocurrencies and half in cash. I won't be left alone without any money because that will be a stressful life. It's better if you have something to spend for yourself once everybody have their own lives and they will just come on holidays or your birthday.
I have also seen a lot of oldies who are having a hard time because of money problem. They did not think ahead and now they are reaping no rewards because of it. People do learn, once they see it, they will try to use a different path.

[|MINER|]

How to spend your life after retirement should be planned in advance. Otherwise, you will have to suffer a lot in the last age. Because if a person cannot use the retirement money properly, then he will have to suffer a lot of misery.  It is better to save the retirement money without spending it. And it is better to keep it as an asset for the last age. But it is best if the money can be invested somewhere safe. But most of the people feel insecure about investing the retirement money.

[mvdheuvel1983]

Diversifying BTC for retirement plans is not really my thing because at the end of the day, there would be no reasonable profit for the original investor and the investor would be left with the choice to either hold or sell when old age comes and if they didn't get to introduce their siblings or grandchildren to BTC , the coins would be lost.

Having crypto as your retirement plan is fine, as long as it is well planned and of course as long as you know how to take profit. Seriously, I’m not too focus about my retirement since I’m living my life everyday to the fullest since I can never know if I can stay alive during my retirement although of course I still prepare for it but it’s not for my self anymore, I prepare for the benefits of my family and crypto can also be a good choice for your retirement option.

I have to agree with this. It’s not wrong to invest in bitcoin for your future’s retirement or for your family’s future, as long as you are taking calculated risk so you won’t end up being unfortunate because you lose a lot since you put all your hard-earned money there. Bitcoin still cannot guarantee what it’s future will like, but the fact that it’s highly trustworthy and profitable, so investing in it at an amount we can afford to lose is not that bad at all, at least we learn to set future goals, and not just wasting all the money enjoying the present life to the fullest.

Yea, Bitcoin is a good investment for the future and also for retirement purposes but diversifying your investment too will be a nice move, there is a saying that one should not put all his egg in a basket because of the unforseen circumstances, your retirement plan should be in such a way that when this plan fails the other one won't, we have to learn how to plan so that things won't be difficult for us when we finally retire, I have always been a supporter of investment since I got to to know that investment is part of preparation for the future, I retraced my step, money is meant to be invested in a meaningful and profitable future ventures.

[MissNonFall9]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Planning is a very important task in every phase of life and every work related to life. It is not possible to achieve success without planning. People who don't plan for their retirement are either very foolish or just plain lazy. There may be no guarantees in our lives but we should still plan for the future and our legacies. It is very important for us to invest in the productive sector in view of the possible future. At the same time the decision to diversify the investment sector to reduce risk is very timely and rational.

[batang_bitcoin]

The old generation didn't plan for their future, I'm not generalizing all of them but many of them weren't really prepared for it. That's why we as the next generation that are going to that path shouldn't do what they've done. They didn't really do anything because life before was too easy and it's not too toxic as it is right now that everyone is getting involved with economic matters and becomes worried of what to eat for tomorrow unlike before.

[dunfida]

The old generation didn't plan for their future, I'm not generalizing all of them but many of them weren't really prepared for it. That's why we as the next generation that are going to that path shouldn't do what they've done. They didn't really do anything because life before was too easy and it's not too toxic as it is right now that everyone is getting involved with economic matters and becomes worried of what to eat for tomorrow unlike before.

Here in our country on which they didnt really mind much about their future just because they were expecting that their childrens or kids when they grow up would really be the ones who would really be taking care of them,and this is why they wouldnt really be tending to be bothered about thinking about their future on the time that they do gets old because they were really that anticipating that their childrens would really be taking of them but we do know that this is a bad mindset because there would really be no assurance that they would really be helping you out on the time that you do gets old. On the time that they would really be having  their own families on which its normal that they would really be prioritizing them over you. So what if you would really be ending up into this situation? What you would gonna do?. Better not to thinkup yourself about having that secure future when you do gets old. Nothing beats out if you would really be that be prepared for whatever you would really be having in future on which dont make yourself that relying into your kids because not all would really be helpful on that time that you do gets old.

[batang_bitcoin]

The old generation didn't plan for their future, I'm not generalizing all of them but many of them weren't really prepared for it. That's why we as the next generation that are going to that path shouldn't do what they've done. They didn't really do anything because life before was too easy and it's not too toxic as it is right now that everyone is getting involved with economic matters and becomes worried of what to eat for tomorrow unlike before.

Here in our country on which they didnt really mind much about their future just because they were expecting that their childrens or kids when they grow up would really be the ones who would really be taking care of them,and this is why they wouldnt really be tending to be bothered about thinking about their future on the time that they do gets old because they were really that anticipating that their childrens would really be taking of them but we do know that this is a bad mindset because there would really be no assurance that they would really be helping you out on the time that you do gets old. On the time that they would really be having  their own families on which its normal that they would really be prioritizing them over you. So what if you would really be ending up into this situation? What you would gonna do?. Better not to thinkup yourself about having that secure future when you do gets old. Nothing beats out if you would really be that be prepared for whatever you would really be having in future on which dont make yourself that relying into your kids because not all would really be helpful on that time that you do gets old.

That is called the sandwich generation and people are starting to realize that when they get to start with their own family, they wouldn't rely on their kids as their retirement plan. The joy of the parents is to see their kids enjoy their lives and work on their own, having to earn money and let them do whatever they wanna do with their money. The good thing about this generation is that the majority is about to end this sanchwich generation.

[Hamphser]

The old generation didn't plan for their future, I'm not generalizing all of them but many of them weren't really prepared for it. That's why we as the next generation that are going to that path shouldn't do what they've done. They didn't really do anything because life before was too easy and it's not too toxic as it is right now that everyone is getting involved with economic matters and becomes worried of what to eat for tomorrow unlike before.

Here in our country on which they didnt really mind much about their future just because they were expecting that their childrens or kids when they grow up would really be the ones who would really be taking care of them,and this is why they wouldnt really be tending to be bothered about thinking about their future on the time that they do gets old because they were really that anticipating that their childrens would really be taking of them but we do know that this is a bad mindset because there would really be no assurance that they would really be helping you out on the time that you do gets old. On the time that they would really be having  their own families on which its normal that they would really be prioritizing them over you. So what if you would really be ending up into this situation? What you would gonna do?. Better not to thinkup yourself about having that secure future when you do gets old. Nothing beats out if you would really be that be prepared for whatever you would really be having in future on which dont make yourself that relying into your kids because not all would really be helpful on that time that you do gets old.

That is called the sandwich generation and people are starting to realize that when they get to start with their own family, they wouldn't rely on their kids as their retirement plan. The joy of the parents is to see their kids enjoy their lives and work on their own, having to earn money and let them do whatever they wanna do with their money. The good thing about this generation is that the majority is about to end this sanchwich generation.

Actually its not something that your kids responsibility to raise you or support you when you do gets old, there are really just those individuals who do make it as a priority or something that a must thing to be done as their parents on which telling this and that about on the things that you have spend on them on the time that you are raising them. As a parent then im not really that looking on something like this and just like you said that i would really be that happy on the time im seeing them that they are really that able to stood up with their own feet specially on the time that they would be having a family.

This is why its important that you will really be getting that life insurance and so as with that savings so that on the time that you do get old then you are really that prepared on whats coming
and not ending up on relying with your grown up kids.

[Finestream]

The old generation didn't plan for their future, I'm not generalizing all of them but many of them weren't really prepared for it. That's why we as the next generation that are going to that path shouldn't do what they've done. They didn't really do anything because life before was too easy and it's not too toxic as it is right now that everyone is getting involved with economic matters and becomes worried of what to eat for tomorrow unlike before.

Well changes are inevitable, and things that are easier before have now turn into complex, that’s why we have to prepare for it so we won’t end up getting rekt and doomed. And investing at an early age could be the best key so we can prepare our aging and retirement soon. Although it’s said that we should not think that much of how our future will be and just focus on our present, but if you are good and responsible enough, you should learn to balance your life, live well today while you are also investing in your future.

[uneng]

Nowadays people have to be creative and smart to build their own retirement plans by themselves. The times you could rely on the government for retirement are gone... Those who still go through this route will have a bitter surprise once the time of their retirement comes, because it's likely there is going to be enough money to pay a decent wage to every elders, especially because the young generations aren't growing in large numbers in western countries, what will heavily impact the future of our next generation of elders.

Besides that, worldwide economies in general aren't doing well. Those who adopted Bitcoin and other kinds of profitable investments found a gap on the system to maintain their money growing and the patrimony prosperous, but the large mass of people in the world haven't, so they keep suffering the consequences by not seeing any financial improvements on their lives, what also difficults a lot planning their own retirement plans.

To take conscience of the changes happening in the world is the first step towards the right approach on this matter of retirement plans. It's indeed your responsability to find a solution for this challenge.

[STT]

Its too easy to say the older generation did nothing for old age, they just did it differently in my experience.  They built businesses and that was their wealth, it was passed on to the family and gave a yield that way also.  Its also true that people just didnt live as long in prior generations, health care made living to a pensionable age more normal going back a few decades but it used to be far less common.   The government itself  underestimated this dynamic in its long term planning, many large companies did and hold a pension debt that is quite hard to handle now.

I would say if you are correct in investment and pay in something from the twenties then it should be enough.  The problem is finding a good long term reliable form of investment, mistakes are easy/

[batang_bitcoin]

That is called the sandwich generation and people are starting to realize that when they get to start with their own family, they wouldn't rely on their kids as their retirement plan. The joy of the parents is to see their kids enjoy their lives and work on their own, having to earn money and let them do whatever they wanna do with their money. The good thing about this generation is that the majority is about to end this sanchwich generation.

Actually its not something that your kids responsibility to raise you or support you when you do gets old, there are really just those individuals who do make it as a priority or something that a must thing to be done as their parents on which telling this and that about on the things that you have spend on them on the time that you are raising them. As a parent then im not really that looking on something like this and just like you said that i would really be that happy on the time im seeing them that they are really that able to stood up with their own feet specially on the time that they would be having a family.

This is why its important that you will really be getting that life insurance and so as with that savings so that on the time that you do get old then you are really that prepared on whats coming
and not ending up on relying with your grown up kids.

In some cultures, those countries that are family-oriented, they are pushing their kids to sustain themselves when they get older. But IMO, it shouldn't be like that anymore, and the good thing with this is they are realizing that these parents should allow their kids to enjoy life and their money. They're not obligating their children to support them and that's why they're still working hard. As for these kids that become well in life, it's not a problem if they are going to give back but they're not obligated to do so. But of course, as you appreciate your parents, you feel obligated to do it but just do it when you're in a well situation.

The old generation didn't plan for their future, I'm not generalizing all of them but many of them weren't really prepared for it. That's why we as the next generation that are going to that path shouldn't do what they've done. They didn't really do anything because life before was too easy and it's not too toxic as it is right now that everyone is getting involved with economic matters and becomes worried of what to eat for tomorrow unlike before.

Well changes are inevitable, and things that are easier before have now turn into complex, that’s why we have to prepare for it so we won’t end up getting rekt and doomed. And investing at an early age could be the best key so we can prepare our aging and retirement soon. Although it’s said that we should not think that much of how our future will be and just focus on our present, but if you are good and responsible enough, you should learn to balance your life, live well today while you are also investing in your future.

Yes, I myself is definitely preparing for it. Even if I want to purchase things that might make me happy although not a necessity, I'm keeping the money for my retirement so that I wouldn't be reliant to my children as I get older.

[angrybirdy]

Its too easy to say the older generation did nothing for old age, they just did it differently in my experience.  They built businesses and that was their wealth, it was passed on to the family and gave a yield that way also.  Its also true that people just didnt live as long in prior generations, health care made living to a pensionable age more normal going back a few decades but it used to be far less common.   The government itself  underestimated this dynamic in its long term planning, many large companies did and hold a pension debt that is quite hard to handle now.


I would say if you are correct in investment and pay in something from the twenties then it should be enough.  The problem is finding a good long term reliable form of investment, mistakes are easy/

It's really easy to say, especially if we see what's happening to them now, but we don't know what they went through before and the reason why they didn't have retirement or any investment, especially back then when not everyone had the ability to have money or other source of income and all they do is work to make a living for their family. Since the situation back then is far from now, hopefully in the coming years, the number of people who do not have retirement or any investment to get when they get old will be reduced.

[tygeade]

I can't just imagine it how responsible hard working youth or adults would not be bothered for retirement all because the government would give them cover-up.

Yes, many are bothered because if you have a normal salary, you pay almost half of it to the government. It's true that you get benefits back but 40% is too much to my mind, that really bothers me, especially when I have never used sick leave or visited a hospital since I remember But such a system also helps others who desperately need it, so people are fine with it.
By the way, even European pension system is a failure and everyone agrees with that, it's not able to provide future generations of retirees with an adequate income, that's why they move in poor countries to live well there because that's not possible locally if you don't have additional source of money.

Depends on the nation and the rate, there are nations that charge very low, quite liberal nations basically, and they do basically nothing. That is a method where everyone is responsible for themselves and it does work very well for mid to high income people since paying less tax means they will do better but for very poor people that is a bad method.

There are nations with very high tax but a great return, maybe it may not be like that anymore but that is what worse nations were considered as, you pay a huge tax there but you get everything you ask for there as well. The real problem is the nations that both charge a lot but also does nothing, those nations (like USA) are the real problem because why are you even taking the tax if citizens don't see anything back?

[barisbilgili]

It's really easy to say, especially if we see what's happening to them now, but we don't know what they went through before and the reason why they didn't have retirement or any investment, especially back then when not everyone had the ability to have money or other source of income and all they do is work to make a living for their family. Since the situation back then is far from now, hopefully in the coming years, the number of people who do not have retirement or any investment to get when they get old will be reduced.

That's why it is our responsibility to think about the future from now on, there is no reason in my opinion because everything can still be changed if we really think about the future.
It's too easy to say, however, we still have to try to make it happen, even if it's not optimal, but at least it's not just empty talk.
Our life in old age is our own responsibility and we have to think about this, whether it's investing or building a business for the future. Apart from all that, there are several things that must be paid attention to and prepared from an early age.

[ancafe]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

It's the same with people who are in their comfort zone and don't dare to go out to seek financial freedom, so they depend entirely on their pension funds. In the worst case, money will not be able to provide balance for their future lives. Not to mention discussing the increasing need for money for dependents for living expenses, children's education and other health costs.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Your plan is much better than some people who ignore the process of their life in old age. You can invest responsibly by making the appropriate percentage, so that you can balance income, expenses, living costs and investments. The way you are doing is an effort to prepare for a much better life in the future and if you are consistent then I am sure that in the future you will get much better benefits than now.

Without preparation we will not be able to carry out and strategies are needed so that we can enforce the investments we make. It is important to remember that without thorough preparation we will not be able to achieve a better stage of financial freedom in the future.

[AVE5]

The old generation didn't plan for their future, I'm not generalizing all of them but many of them weren't really prepared for it. That's why we as the next generation that are going to that path shouldn't do what they've done. They didn't really do anything because life before was too easy and it's not too toxic as it is right now that everyone is getting involved with economic matters and becomes worried of what to eat for tomorrow unlike before.

That's it. The State of the economy would always determine how much you'd have to hustleein struggling to make better life. If we're comfortable with the economy situation, so as well the seal and energy of how hard we're pushing to catch up with these profits would be minimal and not like the cock and the bull fights we find ourselves in.

It's obvious that the economy situation keep going difficult time after times, generations after generations because I could remember during my childhood times when my parents were at the top of making things to happen, the most stress they faced was due to lack of developments and technologies but the economy system was stable and comfortably fitted.
But here in my generation where those developments and technologies has come to exist which was ought to make life easy for us, things are seem to even go harder and difficult for the average persons to survive it. So, there's no just option than hardworking earnestly to be searching for a better living inclined on how our old age and retirement are sighted are threats. We really have to double our energies and to hustle and make this impacts of craving for restful retirement times.

While considering the term "nature of the economy would go tough in generations after generations", let's also consider to plan well against our future generations by setting up some peripherals by which they can also come and inherit to support their lives with the challenges ahead of life during their time.
If my parents have had me in plans during their aging I don't think I'd be battered with all of the tussles of life I encounters today.

[pusaka]

It's really easy to say, especially if we see what's happening to them now, but we don't know what they went through before and the reason why they didn't have retirement or any investment, especially back then when not everyone had the ability to have money or other source of income and all they do is work to make a living for their family. Since the situation back then is far from now, hopefully in the coming years, the number of people who do not have retirement or any investment to get when they get old will be reduced.

That's why it is our responsibility to think about the future from now on, there is no reason in my opinion because everything can still be changed if we really think about the future.
It's too easy to say, however, we still have to try to make it happen, even if it's not optimal, but at least it's not just empty talk.
Our life in old age is our own responsibility and we have to think about this, whether it's investing or building a business for the future. Apart from all that, there are several things that must be paid attention to and prepared from an early age.

Indeed, investing for old age is not as easy as it says, but that doesn't mean it's impossible to do, it depends on how hard we work to be able to do things that can make us comfortable when we enter old age. While we are young, we can take advantage of all this by doing things quickly, the key is that we must not be lazy just because we are comfortable with our current life. Because if we don't want to get out of our comfort zone, then it will make us lazy to do anything.
We have to design a plan, after that we have to take the first step immediately. Once that is done, then in the end we must be able to be consistent with the commitment we made at the beginning, that is one of the keys that can make us comfortable in old age.

[Y3shot]

Remember that retirement planning starts long before your retirement the general rule is that the sooner you start the better. Your potential amount of money which is necessary for your comfortable retirement is only up to you it may be a good idea to invest in bitcoin as it will provide you with good security during your free time. Saving some of your income by investing in bitcoin will double your savings and you can do whatever you want with your money in your spare time.

This is what people need to understand. Planing for the future is a responsibility that needs to be considered.  Most people never think of their retirement,  how it will be without having any investment.  Most people believe that when they are retired their children that they trained will be their investment and they will be the one to take care of them. This is not a good plan, first when planning to get an investment for the retirement age, it makes one to plan and work very hard for the future.  It is important never to Hope on anybody that they will be the one to come take care of you at old age because you can never predict the future,  the people you are might be putting your hope on may not even do what you expecting them to do for you in the future because of circumstances.

[Zadicar]

Remember that retirement planning starts long before your retirement the general rule is that the sooner you start the better. Your potential amount of money which is necessary for your comfortable retirement is only up to you it may be a good idea to invest in bitcoin as it will provide you with good security during your free time. Saving some of your income by investing in bitcoin will double your savings and you can do whatever you want with your money in your spare time.

This is what people need to understand. Planing for the future is a responsibility that needs to be considered.  Most people never think of their retirement,  how it will be without having any investment.  Most people believe that when they are retired their children that they trained will be their investment and they will be the one to take care of them. This is not a good plan, first when planning to get an investment for the retirement age, it makes one to plan and work very hard for the future.  It is important never to Hope on anybody that they will be the one to come take care of you at old age because you can never predict the future,  the people you are might be putting your hope on may not even do what you expecting them to do for you in the future because of circumstances.

Young or old, doesnt matter what age as long you are matured enough then it would really be always best that you should be thinking about the future. Dont make yourself that thinking about relying into something until on the time that you do get old on which it would really be something relevant and something that would really be recommended. We dont know on what the future holds and whether our children
would really be helping us out on the time that we do get old or not. As for you both husband and wife when do gets old then nothing beats out if you do have that kind of security in regarding about your future.
You cant really just that make yourself that too confident on where you are at now on where having savings and other that sources on which it leads out on having that kind of security even if you do get old.

[AVE5]

If there is something I fear so much, it is not being able to do the things that matter to me because of financial constraints or overly busy schedules. I believe in proper planning and most especially planning ahead of time, I plan sometimes for six months ahead, funny as it may sound, I'm already saving little by little for my December celebrations. I love meaningful investments and I believe in investing wisely to cater for a later time. Old age is a blessing to whoever plans properly for it and a curse to those that neglected preparations for its coming. The reality that a time will come when my bones would not be so strong to carry out strenuous, stressful and mentally engaging activities that I undertake now prompts me to have some diversified profitable investments that will take care of me at the long run.

Everything should not be left for the government alone, its time people started taking full responsibility of their laterdays and prepare adequately, so that if government delays in their compliance, or  none coming forth, you can live a normal, healthy and fulfilled life as a senior citizen

So much points to rest upon in cordial to why we must put our future and retirement old age in considerations in earlier on While we're still strong, hail and hearten.
If only we can imagine the hard time of living on how we struggles to make life living in the young age, let's then imagine how old age would be at the period of time our organs would be so weak and our mentality will be so low that we can't be to fit in with the demands of stress to still keep the life going.
So While we take such awareness seriously, it'd aspire any individual to buckle up their aging plans.

[MissNonFall9]

The old generation didn't plan for their future, I'm not generalizing all of them but many of them weren't really prepared for it. That's why we as the next generation that are going to that path shouldn't do what they've done. They didn't really do anything because life before was too easy and it's not too toxic as it is right now that everyone is getting involved with economic matters and becomes worried of what to eat for tomorrow unlike before.

Generational knowledge that creates many differences in our values. And the environmental differences between the two generations are huge. Hence, decisions about aging or retirement planning are not the same due to the gap and environmental differences between the two generations. That is, as you say their environment was much simpler and not as toxic as the current environment so it is natural to expect differences in economic planning. And we will learn from their lives and build our future according to our plan and how to correct all the mistakes in their life should also be included in the plan.

[Bitco55]

I really do look at how the last generation believes in the retirement plan made by their government. Funny how a lot of people nowadays still believe in stuff like that. Do you know how nice and convenient it'll be if you focus just 10 years in your life on work, in that time build a lot of assets and retire at a young age? Retirement doesn't mean you're totally living on the money you've made or saved it's living on your assets .. and investing every single time you get the opportunity.

It really is sad that people still want to work for the government just cause of a retirement plan that they may not live to see. The same thing goes for assets that some people may not live to use. Try to enjoy every day as you prepare for the future so you don't miss the past or regret it.

[CageMabok]

Generational knowledge that creates many differences in our values. And the environmental differences between the two generations are huge. Hence, decisions about aging or retirement planning are not the same due to the gap and environmental differences between the two generations. That is, as you say their environment was much simpler and not as toxic as the current environment so it is natural to expect differences in economic planning. And we will learn from their lives and build our future according to our plan and how to correct all the mistakes in their life should also be included in the plan.

The differences in making plans to organize life in old age will not always be the same between one generation and another. Because with each generation there are definitely new things they discover in their lives, which always creates differences in making any decisions to get a better economy for themselves. Environmental influences can also make economic planning different between the previous generation and the current generation, because every time there is new knowledge that is considered better than what people have done before, it will still be used in the lives of the current generation.

[Mate2237]

I don't know how old you are and which of the work you are doing to plan for retirement, and you don't have to blame some people because the work they do might not for retirement, but for the immediate needs. And for someone to plan retirement he must do a job that pays  him a huge amount and not a job of $100. The cost of things now is high so if retirement is planned then the person is civil servant working in government firm or office.

In addition, you must plan you retirement from the salary you are receiving. All Civil Servants like to save for their old age when they have retired from the work but along the line expenses cut them off or payment of debt would just eat all their salaries along the line. There are more expenses for a family man. School fees, feeds bills health etc. And if one plan his retirement upon all these challenges then he is good in management.

[dezoel]

The old generation didn't plan for their future, I'm not generalizing all of them but many of them weren't really prepared for it. That's why we as the next generation that are going to that path shouldn't do what they've done. They didn't really do anything because life before was too easy and it's not too toxic as it is right now that everyone is getting involved with economic matters and becomes worried of what to eat for tomorrow unlike before.

Yeah, even earning money wasn't as difficult back in the day as it is today. We often hear stories of our ancestors being very rich, having a lot of money in their prime but unfortunately, they didn't make good use of that money, they didn't buy lands, shops, houses, or gold and other important assets that they could store for their generations to come. The wealth they had, they couldn't extend it to their heirs and all of it went useless at the end.

When we hear such stories, we feel sad and bad because if they had done things differently, maybe we could be living a better life. However, nothing can be done about that, but as you said, we should at least make sure that our heirs don't have the same feelings that we do today. So we should make sure we are doing everything necessary to give them a better future if we can.

[batang_bitcoin]

The old generation didn't plan for their future, I'm not generalizing all of them but many of them weren't really prepared for it. That's why we as the next generation that are going to that path shouldn't do what they've done. They didn't really do anything because life before was too easy and it's not too toxic as it is right now that everyone is getting involved with economic matters and becomes worried of what to eat for tomorrow unlike before.

Yeah, even earning money wasn't as difficult back in the day as it is today. We often hear stories of our ancestors being very rich, having a lot of money in their prime but unfortunately, they didn't make good use of that money, they didn't buy lands, shops, houses, or gold and other important assets that they could store for their generations to come. The wealth they had, they couldn't extend it to their heirs and all of it went useless at the end.

That is so true, they're mostly rich before and the vast lands were like all of them and all they need to do is to put fence on it. I think with modernization, everything has changed a lot.

When we hear such stories, we feel sad and bad because if they had done things differently, maybe we could be living a better life. However, nothing can be done about that, but as you said, we should at least make sure that our heirs don't have the same feelings that we do today. So we should make sure we are doing everything necessary to give them a better future if we can.

From that generation, there have been a lot of them that have thought about their next-in-line generations and that's why they've saved up and kept their wealth for their children's children.

[qwertyup23]

Unfortunately sometimes I feel like I know a lot of people like this too.

They just get old with no particular plan in life. They aren’t exactly struggling always but they are also not super rich but it seems like it’s just that they don’t care anymore or they have given up already. Either way that is the reason why I think we should start as early as possible to invest for our futures.

I somehow feel guilty after reading this post.

I currently live in a country where job opportunities are considered a luxury. Given the number of competition plus the lack of any government support for job creation, the priorities of our citizens are shifted towards getting a stable and consistent job. Any kind of financial savings (e.g. retirement plan, investments, etc.) are considered a luxury that most probably be prioritized in the far future. The goal first is to secure a consistent flow of income and any kind of retirement plans will come after that.

With this kind of condition, I feel very blessed to discover cryptocurrencies at a relatively young age. I quickly understood its potentials and on what it can do that may benefit me either in the near or far future depending on the price of BTCs.

I just hope that the government would cooperate in providing the best opportunities for our citizens in order for them to start building a mindset of saving for retirement and other investment luxuries.

[Lanatsa]

The old generation didn't plan for their future, I'm not generalizing all of them but many of them weren't really prepared for it. That's why we as the next generation that are going to that path shouldn't do what they've done. They didn't really do anything because life before was too easy and it's not too toxic as it is right now that everyone is getting involved with economic matters and becomes worried of what to eat for tomorrow unlike before.

Yeah, even earning money wasn't as difficult back in the day as it is today. We often hear stories of our ancestors being very rich, having a lot of money in their prime but unfortunately, they didn't make good use of that money, they didn't buy lands, shops, houses, or gold and other important assets that they could store for their generations to come. The wealth they had, they couldn't extend it to their heirs and all of it went useless at the end.

When we hear such stories, we feel sad and bad because if they had done things differently, maybe we could be living a better life. However, nothing can be done about that, but as you said, we should at least make sure that our heirs don't have the same feelings that we do today. So we should make sure we are doing everything necessary to give them a better future if we can.

There's no way that we do able to know on whats up into their minds because for sure those ancestors might really be that thinking that they should cherish up the money that they do have on present and doesnt really mind about on the future years to come and would really be that focusing on what are the things that in front of them. If we do really be able to know about those history then it would really be giving out that kind of huge disappointment or something having those murmurs that if they should have done the right thing then we are indeed living a life which is far more better but just like on what you have said
that there's nothing we can do but to accept it out on whats we do have today.

For us who are really that getting old then it would really be just that right that you should really be focusing on how you would be making yourself that survive when you do get old.
Its not bad on minding your childrens future but not that putting 100% on which its just right that you do allocated a little bit for your future and with your wife.
We do get old and its just that right that we do have that kind of funding on the time it reaches that point.

[macson]

snip

Yeah, even earning money wasn't as difficult back in the day as it is today. We often hear stories of our ancestors being very rich, having a lot of money in their prime but unfortunately, they didn't make good use of that money, they didn't buy lands, shops, houses, or gold and other important assets that they could store for their generations to come. The wealth they had, they couldn't extend it to their heirs and all of it went useless at the end.

When we hear such stories, we feel sad and bad because if they had done things differently, maybe we could be living a better life. However, nothing can be done about that, but as you said, we should at least make sure that our heirs don't have the same feelings that we do today. So we should make sure we are doing everything necessary to give them a better future if we can.

People in the past were actually not much different from people today, they had different thoughts, there were those who were intelligent, who were diligent in saving or just buying land and gold, there were those who were lazy about thinking about the future because they felt that today's money was enough enough for today.  If you have a poor grandmother even though you heard that your grandmother's mother was rich, then don't judge your grandmother, she must have a different education and thoughts, she must be because she has a rich mother.

[jrrsparkles]

People got their priorities, some started thinking of their retirement as early as possible and started saving/investing so they could be comfortable later meanwhile the economy situation is bad all around so people who got responsibilities are struggling to face the present itself so thinking about future is beyond their control for now, they are just going with the flow and expecting a miracle.

[MissNonFall9]

Unfortunately sometimes I feel like I know a lot of people like this too.

They just get old with no particular plan in life. They aren’t exactly struggling always but they are also not super rich but it seems like it’s just that they don’t care anymore or they have given up already. Either way that is the reason why I think we should start as early as possible to invest for our futures.

I somehow feel guilty after reading this post.

I currently live in a country where job opportunities are considered a luxury. Given the number of competition plus the lack of any government support for job creation, the priorities of our citizens are shifted towards getting a stable and consistent job. Any kind of financial savings (e.g. retirement plan, investments, etc.) are considered a luxury that most probably be prioritized in the far future. The goal first is to secure a consistent flow of income and any kind of retirement plans will come after that.

With this kind of condition, I feel very blessed to discover cryptocurrencies at a relatively young age. I quickly understood its potentials and on what it can do that may benefit me either in the near or far future depending on the price of BTCs.

I just hope that the government would cooperate in providing the best opportunities for our citizens in order for them to start building a mindset of saving for retirement and other investment luxuries.

Every man should plan for his living according to what he can afford or what income he has. If one's present normal life is being conducted very smoothly and nicely through his income, he should focus on saving or investing while thinking about the future. Since there is a stark difference between the past and the present days, and the investment sector is also different, Cryptocurrency or Bitcoin is a prominent investment field in the present days.

[Casdinyard]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

I live in a country where talking about what would happen to your family when you die is a massive taboo, even weirder to talk about how they'd go on if you can't save something to them, in a manner of speaking this is just as similar as setting up a retirement plan, cause you're literally prepping yourself and your family for when you can't work anymore.

With that being said, This is why I always advocate to having a retirement/insurance plan. Knowing that you got your family even when you're not here anymore is one of the most assuring things you can do as a provider. And your kids, if you're planning to have any, is going to thank you for it too. I've seen one too many kids in my place alone grow up resenting their parents cause they either died with nothing to give to them, not even a piece of advice or some shit, or they have grown resentful because they didn't prepare for when they are finally retiring, and are highly dependent upon the income of their kids who are also planning to have a life ahead of them like idk, normal human beings.

So do yourself a favor, and do your family as favor, prepare for the day you die, your family will thank you for it.

[erep]

Every man should plan for his living according to what he can afford or what income he has. If one's present normal life is being conducted very smoothly and nicely through his income, he should focus on saving or investing while thinking about the future. Since there is a stark difference between the past and the present days, and the investment sector is also different, Cryptocurrency or Bitcoin is a prominent investment field in the present days.

Whatever our current economic conditions, we must prepare savings based on the level of income from each job and we must have a strong determination to get out of the safe zone for the purpose of increasing income from other activities. The presence of cryptocurrency has changed many economic lives for the better from investment income, trading and airdrop activities, and others. So upgrade your knowledge to work hard at this age on cryptocurrency activities that are useful for increasing savings for old age, and all crypto income achievements must be invested in bitcoin based on the respective strategy for investing for retirees in old age.

[Oasisman]

People got their priorities, some started thinking of their retirement as early as possible and started saving/investing so they could be comfortable later meanwhile the economy situation is bad all around so people who got responsibilities are struggling to face the present itself so thinking about future is beyond their control for now, they are just going with the flow and expecting a miracle.

No matter how bad the economy or the government itself, It is not right to just wait and expect for miracle and opt to continue what you do without exerting more effort to learn something new and to be able to get yourself another source of income.
I don't care how the young people spend their money, because there are those who spend it on things they tend to enjoy like travelling, visiting beautiful places, and things like these that leaves a good memory because when we get older we might not going to have enough energy to do this things. These people are comfortable at spending without thinking about their retirement plans yet, simply because they know they have the capability to sustain at a latter part of their lives. Compared to the young people who just got contented with how little they have currently, expecting for miracles will only put them at an even worse financial situation.

[shinratensei_]

People got their priorities, some started thinking of their retirement as early as possible and started saving/investing so they could be comfortable later meanwhile the economy situation is bad all around so people who got responsibilities are struggling to face the present itself so thinking about future is beyond their control for now, they are just going with the flow and expecting a miracle.

what I think more important is instead of being too fixated on saving up money for retirement we might as well try to increase the income, pump that number of source income up and we will eventually make it.
people too fixated on saving for retirement they forgot that if they willing to find another source of income, they could make their 30 year worth of saving just within 5 years probably if they are good enough in making more source income i mean to be fair its not easy at all to create an income source sometime it might eats up the capital and probably empty our banks in the effort of getting income higher but as long we understand risk management and only venturing into rather safer field such as investment then we could very well be making some good money despite not significant but its still a good increase in income eitherway.

i think thats what people need to understand, you wanna be rich you don't save, you increase your income through various sources of income.

[boty]

People got their priorities, some started thinking of their retirement as early as possible and started saving/investing so they could be comfortable later meanwhile the economy situation is bad all around so people who got responsibilities are struggling to face the present itself so thinking about future is beyond their control for now, they are just going with the flow and expecting a miracle.

Of course everyone will think about their old age after being able to meet their current needs, because it is very difficult to be able to think about the future if we still cannot fulfill what we need now, so preparing for your future is of course very important so that we can live our old age in peace and don't need to worry about being able to meet our needs in old age, with difficult economic conditions of course requiring us to have several sources of income so that we can meet the needs we need and can also save and also invest about the future, because if we only have one source of income it will certainly be difficult to plan for our old age.

[jrrsparkles]

People got their priorities, some started thinking of their retirement as early as possible and started saving/investing so they could be comfortable later meanwhile the economy situation is bad all around so people who got responsibilities are struggling to face the present itself so thinking about future is beyond their control for now, they are just going with the flow and expecting a miracle.

Of course everyone will think about their old age after being able to meet their current needs, because it is very difficult to be able to think about the future if we still cannot fulfill what we need now, so preparing for your future is of course very important so that we can live our old age in peace and don't need to worry about being able to meet our needs in old age, with difficult economic conditions of course requiring us to have several sources of income so that we can meet the needs we need and can also save and also invest about the future, because if we only have one source of income it will certainly be difficult to plan for our old age.

On paper it is simple, make more money so we can have better life but it's not simple as that people from some region doesn't even find enough money to meet their needs of 3 meals even working throughout the day which can be due to the economy of their country is in crisis or the region where they are located is not following any regulations set by the government like minimum wage per hour as such.

[Baki202]

I don't know how old you are and which of the work you are doing to plan for retirement, and you don't have to blame some people because the work they do might not for retirement, but for the immediate needs. And for someone to plan retirement he must do a job that pays  him a huge amount and not a job of $100. The cost of things now is high so if retirement is planned then the person is civil servant working in government firm or office.

In addition, you must plan you retirement from the salary you are receiving. All Civil Servants like to save for their old age when they have retired from the work but along the line expenses cut them off or payment of debt would just eat all their salaries along the line. There are more expenses for a family man. School fees, feeds bills health etc. And if one plan his retirement upon all these challenges then he is good in management.

Any kind of job, as far as you are aging, you must have a retirement plan, except if you want to suffer when you retire and the whole plan must start before retirement because if you don't plan early age will catch with and when you want to start you might not find it very easy to start the preparation. and the retirement will be to have places inform of investment that will be remitting for you when ever you need money. and it might not be really jobs that pay huge money but even from the little you are earning you can make plans from that small payroll, if not that inflation is hitting everything then you can get a fixed account were you can save your money but inflation will just make it worthless so just invest the money instead of saving it.  and truly paying bills have made everything difficult because the price of commodities in market have made everything worst and have made saving worthless. especially for does that are married I wonder how they usually survive with everything that in going with this hyper inflation.

[Asuspawer09]

Our future is something that we cannot really foresee, we don't know what is going to happen in the future or in our future, even at this day we might have a good stable income but in the future, we might not have that kind of income anymore, it is just something that we don't know and we just can't control. So saving and investing are just really important for everyone because it is going to secure our future, it is just something that is necessary to have for each and everyone, If you don't have a retirement plan for sure it is going to be difficult for you when your old already, I mean we surely have good income right now since we have strong body to work, but if we cannot work anymore there should be something like a source of income that we already have in order to survive. I would prefer for sure businesses, passive income, etc, but the easiest way is just to get a retirement plan.

Of course, we have cryptocurrency investments I personally hold for long-term investment, it can also be something that we could use in the future if you are going to hold for a very long time, I mean as long as you have multiple sources of income and diversify your money you will save and profit for your future, I have a lot of friends that are already old and have a huge financial problem to the point where they are already getting supported by there family just to eat, etc. Which is not ideal for your future, it is surely your responsibility so if you're still young you should always be saved for your future, I've learned it the hard way when I spent a lot of money that I earn when I was just a student on cryptocurrency, not it wasn't like that anymore and I really hope that I've saved more when Im earning thousands of dollars on crypto projects.

[Mahanton]

People got their priorities, some started thinking of their retirement as early as possible and started saving/investing so they could be comfortable later meanwhile the economy situation is bad all around so people who got responsibilities are struggling to face the present itself so thinking about future is beyond their control for now, they are just going with the flow and expecting a miracle.

No matter how bad the economy or the government itself, It is not right to just wait and expect for miracle and opt to continue what you do without exerting more effort to learn something new and to be able to get yourself another source of income.
I don't care how the young people spend their money, because there are those who spend it on things they tend to enjoy like travelling, visiting beautiful places, and things like these that leaves a good memory because when we get older we might not going to have enough energy to do this things. These people are comfortable at spending without thinking about their retirement plans yet, simply because they know they have the capability to sustain at a latter part of their lives. Compared to the young people who just got contented with how little they have currently, expecting for miracles will only put them at an even worse financial situation.

As it should be but we know that people would really be that having that kind of impression and mindset that government would really be someone who backs them up on which they've been expecting that when they do get old then they would really be getting those aid but without even thinking that what if there's none? For sure you would really be ending up on having that miserable life specially if you dont have that savings together with you and with your wife/husband on which we cant really also make ourselves that being dependent with our own kids/children too when they do gets old considering that they would really be having their own family too
and besides you both arent their responsibility in the end of the day but rather focusing with their own family and their own lives.

Good thing if they would really be having that consideration on looking at you when you do gets old but we know that not all kids we do have will really be definitely be having that kind of concern on the time that you do get old. You wont really be finding yourself having that assurance that they would really be having those approach when the time comes.

[EarnOnVictor]

-snip-
While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Well said. But these days, I do not think there will be a responsible person still living a carefree life without minding their future. The consequence is obvious around us and if we are not taking the future seriously to save towards it regardless of how many children we have, it could be an issue later on. There is nothing bad in committing a huge amount to this with at least 25 years of savings and investments plan. This is irrespective of where we work, our status and our pension, anything can happen, so it is better to get fully prepared for the unforeseen. But if the future becomes the present day and it starts settling itself, our plans would have been an added advantage at that time.

But still, your plan is still not without fault if it's Bitcoin you are relying solely upon. You mean you only plan your future on Bitcoin, an asset and a project that has not been tested and trusted for many decades. That's gambling if I must tell you. I would even like to know the price at which you started buying your Bitcoin. For those who started buying at lower than $5,000, it's still a very good deal for them compared to those who bought it after hitting tens of thousands. Without mincing words, the best approach is for you to diversify and randomise your investment in both online and offline investments.

[Yaunfitda]

People got their priorities, some started thinking of their retirement as early as possible and started saving/investing so they could be comfortable later meanwhile the economy situation is bad all around so people who got responsibilities are struggling to face the present itself so thinking about future is beyond their control for now, they are just going with the flow and expecting a miracle.

Of course everyone will think about their old age after being able to meet their current needs, because it is very difficult to be able to think about the future if we still cannot fulfill what we need now, so preparing for your future is of course very important so that we can live our old age in peace and don't need to worry about being able to meet our needs in old age, with difficult economic conditions of course requiring us to have several sources of income so that we can meet the needs we need and can also save and also invest about the future, because if we only have one source of income it will certainly be difficult to plan for our old age.

On paper it is simple, make more money so we can have better life but it's not simple as that people from some region doesn't even find enough money to meet their needs of 3 meals even working throughout the day which can be due to the economy of their country is in crisis or the region where they are located is not following any regulations set by the government like minimum wage per hour as such.

Surviving in this kind of generation is not that easy, maybe lives before is very simply that's why those people survived. But not right now, been part of 2008-2009, went out of job, so some side hustle, luckily was able to find a new job that pays better, stay there for so long and then retire from the money that I have said thru several investments and open up a small business and still grinding up to this day because I have families to feed and then the education of my children. So it's really up to the individuals on how they are going to survived or how they will adjust with the difficult times. As I have said, I still try to continue to save specially now that I'm into crypto investments and hopefully this will be my last will and testament for my children.

[oktana]

Retirement plans are important irrespective of what part of the world one is. While working, you need to make plans to stop working someday, because overtime you may not be able to continue doing the work/job. For some, this retirement plan is getting a business for themselves, or finally doing something for themselves, and not always working just to fit in.

[pinggoki]

Retirement plans are important irrespective of what part of the world one is. While working, you need to make plans to stop working someday, because overtime you may not be able to continue doing the work/job. For some, this retirement plan is getting a business for themselves, or finally doing something for themselves, and not always working just to fit in.

That's the mindset that everyone should have but the problem is that it's probably a bad idea to be saying that to everyone because not every person can afford to do that, take a look at me for example, I grew up in a poor neighborhood and I haven't seen a lot of people trying to go for saving for their retirement because most of them if not everyone in that neighborhood is trying to survive on a day to day basis, they don't have a stable job and they don't have the skills to qualify for a steady job, they're mostly living through hustles and side jobs that would lead to them having shortage of money, most of the time, the money that they get from their side jobs end up being not enough for them for the day that they're already happy about it despite not having any money left. My point is that even if thinking about your retirement and planning ahead is the right thing to do, it might not apply to some people because of how they are with their life.

[boty]

On paper it is simple, make more money so we can have better life but it's not simple as that people from some region doesn't even find enough money to meet their needs of 3 meals even working throughout the day which can be due to the economy of their country is in crisis or the region where they are located is not following any regulations set by the government like minimum wage per hour as such.

It is true, for some people in an area where it is still difficult to meet their needs, of course it will be very difficult to be able to plan when they are old, as you said, to be able to meet their needs is still difficult, especially since they have to think about the future. , to be able to survive in an economic condition experiencing a crisis is certainly very difficult, even though they have done work, it is still difficult to meet their needs.

[Xcode7]

On paper it is simple, make more money so we can have better life but it's not simple as that people from some region doesn't even find enough money to meet their needs of 3 meals even working throughout the day which can be due to the economy of their country is in crisis or the region where they are located is not following any regulations set by the government like minimum wage per hour as such.

It is true, for some people in an area where it is still difficult to meet their needs, of course it will be very difficult to be able to plan when they are old, as you said, to be able to meet their needs is still difficult, especially since they have to think about the future. , to be able to survive in an economic condition experiencing a crisis is certainly very difficult, even though they have done work, it is still difficult to meet their needs.

Sometimes we are in difficult situations like this, but we have a responsibility to get out of these situations to plan a better future.
Again, we must be aware that in old age we will have responsibility for ourselves so that when we are no longer able to work, we must have savings or a business that will continue to run so that our needs can be met.
Planning for the future is indeed difficult but we can do it slowly, we get through today and keep thinking about the future, I am sure that if we have a plan for the future and consistently carry it out then it can be achieved.

[ChiBitCTy]

As a financial planner this is something that I discuss with my clients in a daily basis, and what you’ve said here is so very true.

I tell most of my clients to invest as if Social Security wasn’t going to be there. This is some thing I fully believe myself, as I don’t trust the federal government and far as I could throw the whole lot of them tied together. Anything past was I personally save is a bonus.

[Reredmi896]

Investing for retirement planning in old age is a good idea. Because we will never know our fate in our current workplace. Start planning to invest now while you're still young. Investing in the crypto world is very good. seeing the promising future of the crypto world, but I recommend not to only focus on investing there, there are still many other promising investments. A good long-term investment suitable for old age is buying private land.

[Freeesta]

In order to maintain a good standard of living in retirement you need to take care of this in advance. I don't have a financial advisor, but common sense tells me to put money aside so I can use it in the future. I cannot trust the state and I want to take care of my own well-being. Now there is no better way to save your money than investing. There are many ways to invest money in a profitable business and ensure a normal life in old age

[slapper]

Retirement plans are important irrespective of what part of the world one is. While working, you need to make plans to stop working someday, because overtime you may not be able to continue doing the work/job. For some, this retirement plan is getting a business for themselves, or finally doing something for themselves, and not always working just to fit in.

That's the mindset that everyone should have but the problem is that it's probably a bad idea to be saying that to everyone because not every person can afford to do that, take a look at me for example, I grew up in a poor neighborhood and I haven't seen a lot of people trying to go for saving for their retirement because most of them if not everyone in that neighborhood is trying to survive on a day to day basis, they don't have a stable job and they don't have the skills to qualify for a steady job, they're mostly living through hustles and side jobs that would lead to them having shortage of money, most of the time, the money that they get from their side jobs end up being not enough for them for the day that they're already happy about it despite not having any money left. My point is that even if thinking about your retirement and planning ahead is the right thing to do, it might not apply to some people because of how they are with their life.

Yes, the hardest situations can lead to crazy new opportunities. There's more to side hustles and odd jobs than just keeping the lights on, right? You can develop something for yourself and your community

No doubt, entrepreneurship is hard. I won't sugarcoat. You know the battle. You undoubtedly have skills and connections no one knows about. All that could be utilized to build a small, targeted business that satisfies a local need. Making that survival grind a basis for something more stable is powerful. Changing your situation, not just surviving, is key

[oktana]

Retirement plans are important irrespective of what part of the world one is. While working, you need to make plans to stop working someday, because overtime you may not be able to continue doing the work/job. For some, this retirement plan is getting a business for themselves, or finally doing something for themselves, and not always working just to fit in.

That's the mindset that everyone should have but the problem is that it's probably a bad idea to be saying that to everyone because not every person can afford to do that, take a look at me for example, I grew up in a poor neighborhood and I haven't seen a lot of people trying to go for saving for their retirement because most of them if not everyone in that neighborhood is trying to survive on a day to day basis, they don't have a stable job and they don't have the skills to qualify for a steady job, they're mostly living through hustles and side jobs that would lead to them having shortage of money, most of the time, the money that they get from their side jobs end up being not enough for them for the day that they're already happy about it despite not having any money left. My point is that even if thinking about your retirement and planning ahead is the right thing to do, it might not apply to some people because of how they are with their life.

I understand what you mean, however, it doesn’t mean that things can’t be different with you. You can make a difference and bring change (no matter how small it seems). It doesn’t have to be a business, it can be something simple but you can feel it as a gift for yourself as well. Also, they say that little drops of water is what makes a mighty ocean. I think that consistent little preparations will likely amount to a grand retirement.

[angrybirdy]

In order to maintain a good standard of living in retirement you need to take care of this in advance. I don't have a financial advisor, but common sense tells me to put money aside so I can use it in the future. I cannot trust the state and I want to take care of my own well-being. Now there is no better way to save your money than investing. There are many ways to invest money in a profitable business and ensure a normal life in old age

Did you know? Even though I don't have a financial advisor, it's not that I don't have trust, but from what I know now from other people, what they experienced with their advisors, I don't like it, you're just important to them because their insurance sales depend on you, but once you've secured the, you can't approach them when you have questions, you're abandoned. Anyways, it's better that way mate, you know where you should and must put your money even if you don't ask anyone because it's your own money, you decide how to grow it and keep it.

[Mahanton]

Retirement plans are important irrespective of what part of the world one is. While working, you need to make plans to stop working someday, because overtime you may not be able to continue doing the work/job. For some, this retirement plan is getting a business for themselves, or finally doing something for themselves, and not always working just to fit in.

That's the mindset that everyone should have but the problem is that it's probably a bad idea to be saying that to everyone because not every person can afford to do that, take a look at me for example, I grew up in a poor neighborhood and I haven't seen a lot of people trying to go for saving for their retirement because most of them if not everyone in that neighborhood is trying to survive on a day to day basis, they don't have a stable job and they don't have the skills to qualify for a steady job, they're mostly living through hustles and side jobs that would lead to them having shortage of money, most of the time, the money that they get from their side jobs end up being not enough for them for the day that they're already happy about it despite not having any money left. My point is that even if thinking about your retirement and planning ahead is the right thing to do, it might not apply to some people because of how they are with their life.

Yes, the hardest situations can lead to crazy new opportunities. There's more to side hustles and odd jobs than just keeping the lights on, right? You can develop something for yourself and your community

No doubt, entrepreneurship is hard. I won't sugarcoat. You know the battle. You undoubtedly have skills and connections no one knows about. All that could be utilized to build a small, targeted business that satisfies a local need. Making that survival grind a basis for something more stable is powerful. Changing your situation, not just surviving, is key

The only mistake on here is that not everyone would really be having that kind of urge on finding with those opportunities but instead they do really tolerate out that laziness inside of them and this is the reason on why
they do miss out tons of opportunity on which they could eventually be able to make money or would be able to make themselves that financially free. Everyone do really tried their very best on acquiring or achieving this kind of situation or condition into their life. Who doesnt really want to get rich or financially free? If yes, then you would really be needing to do more work and opportunities that could really make you earn money.
We are getting old or not getting younger on which we cant really be able to rely into other people even with our kids because one day they would really be leaving us out on which as you as a couple
then it would be always best on having that financial back up specially in talking about future talks.

[boty]

-snip-

Sometimes we are in difficult situations like this, but we have a responsibility to get out of these situations to plan a better future.
Again, we must be aware that in old age we will have responsibility for ourselves so that when we are no longer able to work, we must have savings or a business that will continue to run so that our needs can be met.
Planning for the future is indeed difficult but we can do it slowly, we get through today and keep thinking about the future, I am sure that if we have a plan for the future and consistently carry it out then it can be achieved.

No matter how difficult life is, of course we still have to plan for a better future than now. What you said is very true. We are responsible for ourselves to plan for old age when we are still young because we don't know for sure whether we will be able to do it. work until old age or not and if we don't prepare for old age of course we have to continue working even though we are old, but by planning slowly as you say I am very sure we will be able to enjoy old age by relaxing with the family because we already have an income that we can get from the efforts we have prepared when we were young.