Your aging and retirement plan is your responsibility.

[AVE5]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

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[Fiatless]

The bad economic conditions in my country have made survival my most important priority. The high cost of living caused by inflation has made survival difficult and saving impossible. Most of my colleagues in my workplace are taking loans to survive because our salary cannot cover our monthly expenses.

However just as you said OP, we have to plan for the future because the time will come when we might not have the strength to work as hard as we did when we were young. Seeking alternative means of making extra income should be an option to enable us to save and invest in viable businesses. Bitcoin is a good investment option and using the DCA strategy is advisable.

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old age times would be.

Anybody who fails to make use of his opportunity at a young age will have to suffer the punishment of wasteful spending. The understanding that there will be a time when you might not have the opportunity you have now to make money triggers the drive to keep saving and investing for the rainy days.

[peter0425]

Unfortunately sometimes I feel like I know a lot of people like this too.

They just get old with no particular plan in life. They aren’t exactly struggling always but they are also not super rich but it seems like it’s just that they don’t care anymore or they have given up already. Either way that is the reason why I think we should start as early as possible to invest for our futures.

[Miles2006]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Every citizen will feel the impact of their country economy, good or poor but definitely not every will have to face same challenges. At an old age when there's no strength and power to work I think this is where the problem lies, aside bitcoin investment we have a lot of promising investment, spending lavishly without thinking of owning an asset is wrong. Most of the old people you see today lack money just because they failed to think and spend wisely, Although bitcoin investment is a top choice but they're other investment choice anyone can voluntary choose. Every point is directed to investing at young age but sometimes the choice of investment can ruin everything like know the worth of an investment before investing

[dimonstration]

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Ever heard of insurance or pension? This is what senior citizens using on their daily life aside from their savings. I have a veteran grandparents that has a pension sufficient enough to support a big family since he made a lot of contributions during his active work.

He manage to have good life and financially stable after retirement due to his pension and insurance which paid from his job salary. You don’t need to venture on investment if you have a decent salary for career. Relying on Bitcoin alone will not gonna work because you will need to have a good source of income just to sustain the growth of your investment.

Having a good career path is still the best so that if your future investments doesn’t turn out to be good, you have a guaranteed source of income that can provide you a future savings.

[mindrust]

Most people don't think about planning their future when they are young and then they get very sorry later on. Everybody should plan their own retirement program and manage their own retirement fund. Our parents don't teach anything about it because they didn't need it and schools don't mention it because it is not in their interest. If you realized this when you are young, then you are pretty lucky because you have a long life ahead and that means you have much time to plan your future. A diversified portfolio of crypt & stocks will do wonders in 10 years. When your portfolio grows bigger, you can even add bonds and real estate to strengthen it. Remember, take more risks when you are younger and less risks as you get older.

[Solosanz]

Most people who don't care about retirement is low or low middle class people.

Their parents didn't teach them how to manage money, their curiosity make them want to explore anything and since they always get bullied due to being poor, now they want to prove anyone if they have expensive stuffs.

It's a trauma that makes them like that, since I'm not in their shoes, I can't relate and they might have a point for doing that.

[Alphakilo]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

My society is very different from yours. In mine, thinking about a retirement is the topmost on the minds of the civil servants. And it starts to dawn on them as they approach few years to retirement.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Putting money away in bitcoin as part of a retirement plan is perfect but there are many problems to this particulary if you come from a country that is 1) hostile towards bitcoin 2) there are more young people involved and investing in bitcoin than the older folks 3) older folks are not willing to learn about bitcoin because they think it is illegal and used for crimes.

Companies that offer several retirement plans have a lot of work to do and they must start first with educating their clients to see the need to invest in bitcoin as part of their retirement plan. Their clients do not need to put all their monies in bitcoin they can have a percentage for doing this. Imagine if all the workforce in the my society put 20% of it into Bitcoin as part of their retirement plan, it would be a massive boost and they will receive a good return on investment at the end of the day.

[Fiatless]

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Ever heard of insurance or pension? This is what senior citizens using on their daily life aside from their savings. I have a veteran grandparents that has a pension sufficient enough to support a big family since he made a lot of contributions during his active work.

In most developing nations pensions are enjoyed by only retired government workers and established organizations like multinationals. The government doesn't have pension plans or arrangements for private business owners, so they would have to make their own pension plans. Another problem most people have is illiteracy and lack of financial education. Many people don't have knowledge about insurance policies, so they wallow in ignorance.

Nevertheless, with the rate of inflation, it will be very difficult for senior citizens to survive on just pension or insurance benefits. It is better to have an investment or business to support the meager money they receive as insurance or pension benefits.

[Stablexcoin]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Perhaps in your country, people rely on their children and grandchildren to take good care of them when they are old as they are doing now to their children. Although it's not supposed to work like that. Where I come from it is advised that when you are young it is good to have a retirement account it can either be an investment or savings account. So that before the time comes for retirement there will be a massive flow of income coming from those sources and they will never bother or think of how to earn money again. Whereas allowing their children to make good retirement plans for themselves during their young age as well.

[Renampun]

...
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

I often tell my friends that saving money in the bank is not useful at all, if you really want to save then save in gold or buy bitcoin, while saving money in the bank is only suitable for us to meet our daily needs.

gold and bitcoin are two investment products that are immune to inflation and their prices tend to increase, but for bitcoin the price fluctuates, it's just that the price of bitcoin will never go to zero, so bitcoin or gold are suitable investments for retirement.

[reagansimms]

What you see around your life needs to be compared between the positive side and the negative side. I always remember one of the proverbs that is very popular in my country, "Prepare an umbrella before it rains" as motivation to prepare everything before something undesirable happens when I reach retirement age.

In human life, uncertainty always exists as no one is able to predict any event with an accuracy level of up to 100%, so vigilance is very necessary as a form of anticipation of this uncertainty. It's very important to prepare a retirement plan before something unexpected happens, so before it's too late, you need to make preparations so you don't regret it later.

[Egii Nna]

Perhaps in your country, people rely on their children and grandchildren to take good care of them when they are old as they are doing now to their children. Although it's not supposed to work like that. Where I come from it is advised that when you are young it is good to have a retirement account it can either be an investment or savings account. So that before the time comes for retirement there will be a massive flow of income coming from those sources and they will never bother or think of how to earn money again. Whereas allowing their children to make good retirement plans for themselves during their young age as well.

That is also a nice plan to save money for your retirement because if you do that, you will find it easy to have a business after retirement, but again, what is to be considered is that those that get to their retirement age are older people who have sacrificed almost all of their lives working for a company, an organization, or the government. which a person in that age is supposed to go and have an effective rest of their life because their life is almost going to end, so even though they have the money that they have already saved, they deserve to have effective care from their children and their grandchildren because, at their age of retirement, they need to rest and be cared for because of their old age. So I don't think it is advised for them to work again or have a business because it will add up more stress than reduce it.

[Stablexcoin]

Perhaps in your country, people rely on their children and grandchildren to take good care of them when they are old as they are doing now to their children. Although it's not supposed to work like that. Where I come from it is advised that when you are young it is good to have a retirement account it can either be an investment or savings account. So that before the time comes for retirement there will be a massive flow of income coming from those sources and they will never bother or think of how to earn money again. Whereas allowing their children to make good retirement plans for themselves during their young age as well.

That is also a nice plan to save money for your retirement because if you do that, you will find it easy to have a business after retirement, but again, what is to be considered is that those that get to their retirement age are older people who have sacrificed almost all of their lives working for a company, an organization, or the government. which a person in that age is supposed to go and have an effective rest of their life because their life is almost going to end, so even though they have the money that they have already saved, they deserve to have effective care from their children and their grandchildren because, at their age of retirement, they need to rest and be cared for because of their old age. So I don't think it is advised for them to work again or have a business because it will add up more stress than reduce it.

It seems you are getting it wrong. I do not mean that the children won't show care to their age parents. of course, being so old is an achievement and it comes with so many blessings that God passes through your offspring to give you. At old age, you are not managing the business or the investment. This is because you might give it to your child who would take good care of it but you will be on a regular weekly or monthly payroll So you don't need to work anymore and will still have lots of money. I will feel fulfilled if I still make lots of money in my old age.

[Yatsan]

If you are talking investment in general then that would be better. Well, yes Bitcoin has the potential to be big in the future but given that it still laacks support from many countries I think you are putting that much of risk, given you are talking about retirement plan. It is a good thing you have investment plans but consider diversification, always, whether it is on cryptos, stock market, real estate, or whatsoever. Always diversify since you are speaking of longevity. Anything could happen and I'd prefer just to take advantage of this industry or technology while it exists, but not to have it as my 'endgame'. Well, I know how easy it is to say that you believe that much in Bitcoin and the likes but doing things on act is for sure different.

Most people who don't care about retirement is low or low middle class people.

Their parents didn't teach them how to manage money, their curiosity make them want to explore anything and since they always get bullied due to being poor, now they want to prove anyone if they have expensive stuffs.

It's a trauma that makes them like that, since I'm not in their shoes, I can't relate and they might have a point for doing that.

Quite discriminative, but I get the idea. I'd say they are not simply not thinking about it but they lack the privilge and financial capability to engage on investments simply because they need to prioritize what's urgent. Indeed some people succeeds if they have the will to do it, but it doesn't work to all people especially people on third world countries on the mentioned social strata. Also, not all people who are rich are into crypto industry, so I guess it depends still on one's actions. We are all seeking for our best future in the first place.

[harapan]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Most of the things we see happening around us now should be referred to our future,I mean while having elders,leaders and mentors around us,taking observation and been attentive to certain situations can be of so much advantage and guidance to us and helps us not to make the same mistakes continuously.

Learning from people's mistakes can expand and improve your knowledge pertaining to life's threatening challenges.We can learn from someone else's financial failure or mistake and still end up in the same hole as that person.An important factor of learning from someones mistake is how it can help you in the future;by changing your actions and decision in the future,and keeps you ahead of future torments and indecisions.

[Alone055]

What you see around your life needs to be compared between the positive side and the negative side. I always remember one of the proverbs that is very popular in my country, "Prepare an umbrella before it rains" as motivation to prepare everything before something undesirable happens when I reach retirement age.

In human life, uncertainty always exists as no one is able to predict any event with an accuracy level of up to 100%, so vigilance is very necessary as a form of anticipation of this uncertainty. It's very important to prepare a retirement plan before something unexpected happens, so before it's too late, you need to make preparations so you don't regret it later.

Uncertainty in life is inevitable, no doubt, so you are right that people should prepare while they can before it's too late. However, we can't ignore the fact that some people aren't able to do it in the first place.

If a person is doing pretty well, they have everything they need in life and everything they have always wanted, they are living a luxurious life and spending money on everything they want to do, but they haven't done anything for their future, no savings, no investments, no assets built, nothing at all. Such people should be blamed for their carelessness.

But, if someone doesn't earn enough, is living a normal life, and has no money left by the end of the month, you can't blame them for not planning for their retirement or anything.

[BABY SHOES]

There are still many people who don't care about their old age thinking it's too long for them to plan for even the lower middle class never think about retirees who are there is how they improve financially better the rest they think about planning later.

Like I don't have funds for retirement yet because I am still managing my finances well and my income is not that big, I just focus a little on investing and when there is a more decent profit, it will be put into old age later, that is my plan.

Because it is still easy to think this is trivial even though what we feel later, there have been many incidents where old people were successful in their youth but wasted too much money as a result when they were old they had nothing.

[darkangel11]

Unfortunately sometimes I feel like I know a lot of people like this too.

They just get old with no particular plan in life. They aren’t exactly struggling always but they are also not super rich but it seems like it’s just that they don’t care anymore or they have given up already. Either way that is the reason why I think we should start as early as possible to invest for our futures.

I feel different as I know a lot of people who do exactly the opposite. They try to save up their whole lives, have a retirement plan, but that plan can be described in just a few words and that is to have money in the bank without any ideas what to do with it. How much money? As much as possible. I know old people who died owning several real estate and lived in poor conditions, watching telly all day and eating cheap food. Live your lives guys, don't save too much. Most of you will not live past 70 so don't die not doing the things you love.

[Asiska02]

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Not that all this people you found pitiful on the street after retirement don’t plan for their retirement, it is just that most of them had the plan but the condition or state they find themselves in won’t warrant them to save for their retirement plan. When your income is less than your monthly it weekly expenditures depending on when you receive them, how can you save from your retirement from that money? You will continue to be hoping and praying to have an higher pay but all to no avail and every passing day is a day closer to your retirement, so it becomes very hard to save for that. No any excuse could convince some people to feel that retirement plans are not left unfulfilled on purpose, some just don’t have the means and they is enough excuse for that.