Your aging and retirement plan is your responsibility.

[Jody.Drummer]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

We are responsible for our own lives. And I don't think we should depend on the government because our lives are our own, with retirement later we will be like what will also win how we do and run our own lives. If we really want a good future or a good retirement then the decision is up to each of us. I'm not sure our lives will be fine if we continue to depend on other people or the government.

Your retirement goal is good, because it is positive, as long as you do it right I think you can do it to prepare for the future that will indeed come.

[Hamphser]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Totally situational because not all who arent that prepared are the ones might be suffering or experiencing those shortage and this is why they havent been able to planned up well in regarding about their retirement specially on a family which is on living on an average life or something that do really just that depend on monthly salary and having that not enough salary which it is really just that enough
for expending out into their kids needs and education or simply everything which turns out that they had forgotten on what are the priorities that they should really be setting out.
Well this is something not really that new, we cant really be always having to blame most people when it comes to this manner because we dont really know on what are their
conditions or situations which making up some conclusions is never been that right all the time.

[dothebeats]

All I want is to not be transferred to a retirement home when I get old, and in order to achieve this, I would need to raise a family that would know the value of family and would have the resources to take care of me when the time comes. That's why i employ a lot of strategies and learn more about investments to aid me in this plan of mine. The problem with today's generation is that most are busy living in the moment, and have forgotten that there still lies a future ahead of them. There's nothing wrong in indulging in the present, but there's also nothing wrong in working for your future either. Most are contented in having 2 or 3 vacations a year without regard for their future.

Just imagine a generation who lived too much in the now that they forget to build for the future. A lot of old people would suffer the consequence of not preparing for their grey hairs because they wasted it all in their youth. Lots of investment opportunities are present nowadays, and it's not wrong to keep some of it and use it during retirement.

[Juse14]

I don't think that means they don't care enough about their future. Everyone has plans for how they can enjoy their old age in peace, everyone wants to have some savings and investments so that in the future they will no longer be confused by financial problems. However, in the midst of an economy that is not doing well. Don't just be able to have a lot of savings and investments, perhaps just being able to meet your daily needs will be quite difficult. The imbalance between income and expenditure is the main problem.

I just hope that the economic situation will return to normal, and prices will become affordable. So that everyone can fulfill their needs, and everyone can prepare well for their retirement period.

[ferida504]

The bad economic conditions in my country have made survival my most important priority. The high cost of living caused by inflation has made survival difficult and saving impossible. Most of my colleagues in my workplace are taking loans to survive because our salary cannot cover our monthly expenses.

However just as you said OP, we have to plan for the future because the time will come when we might not have the strength to work as hard as we did when we were young. Seeking alternative means of making extra income should be an option to enable us to save and invest in viable businesses. Bitcoin is a good investment option and using the DCA strategy is advisable.

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old age times would be.

Anybody who fails to make use of his opportunity at a young age will have to suffer the punishment of wasteful spending. The understanding that there will be a time when you might not have the opportunity you have now to make money triggers the drive to keep saving and investing for the rainy days.

No one knows when we will die and we also don't know how old we will be healthy, therefore, to prepare from an early age, there must be a thorough plan regarding this matter, so that at any time there are productive efforts that we must have and can invest long term in this crypto world. We have to set aside a little so that in the future our children and grandchildren will also feel our help. Another thing is that you can also buy gold and land assets, today the price of gold has also gone up

[Rruchi man]

~

Unfortunately, many people do not consider their retirement and do not plan for it because they are sometimes shortsighted or do not even see themselves as people who will live to that extent, maybe based on their line of work or the kinds of risks that they are taking.

Planning for retirement is even more essential for people who are just mere employees working for either the private sector, where there is no pension entitlement, or the government sector. Life after retirement can hit hard when one realizes that they are no longer on payroll and maybe the pension they are receiving is not even sufficient.

If you cannot make plans for your retirement, there are companies that can help with that.

[GbitG]

Even though what you say is right that everyone needs to plan for their future, I believe it's not carelessness that makes most people reluctant to make preparations for their future but some compulsions make them be that way. As said by some other fellow members earlier, economic situation in most countries is so bad that people are compelled to take loans and borrow money to fulfill the basic needs of their household because their salaries don't cover it all.

You can imagine and understand, if a person earns $300 a month and their monthly expenses are over $300, they wouldn't be able to save anything or make future plans because they aren't even able to do things properly in present due to inflation and other problems, they wouldn't be able to save or prepare for the future this way.

[topbitcoin]

Who determines what our future will be like, of course who else if not ourselves. And of course no one wants their retirement to be burdened with financial problems and shortages. Therefore, while you are still given health and opportunity, prepare everything well, start making plans and have financial freedom. And make as much money as possible, and let that money work for you through the investments you make. So that when you retire, you will no longer be worried about financial problems.

However, it is very unfortunate that there are some of them who still have the opinion that children are an investment, where they send their children to high school with the hope that when they graduate from college and get a bachelor's degree, the child will immediately work with a high salary. . While the parent is retiring, he is pinning his hopes and life on his children. Indeed, this is not completely wrong, because of course as a parent you want the best for your child's future, but you need to remember that your child will have their own life and responsibilities.

[Faisal2202]

I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

That's a great plan, and we all should worry about our aging/old age, even if we won't make it there, we still have to worry about that time and have to make proper arrangements, many people in the country are dependent on their child, as our religion teaches us we have to take care of our parents the same way they have took care of us when we were a child. So, obeying this teaching a lot of Muslims take good care of there parents but there are some people who disobey the teachings and do not take care of there parents in their old age.

But still parents have to think about there old age finance wise, as depending solely on Child funds is not advisable, those who have a good properties in heritance and have a govenerment job paying them pension, might not worry about the old age but still we have to make certain investments like you are making in BTC, which is the best investment, I prefer you to make DCA until you are earning. And when you make enough funds try to buy a land as well, because properties (land wise) and Assets are the best way to safe the old age finance.

[mirakal]

All I want is to not be transferred to a retirement home when I get old, and in order to achieve this, I would need to raise a family that would know the value of family and would have the resources to take care of me when the time comes. That's why i employ a lot of strategies and learn more about investments to aid me in this plan of mine. The problem with today's generation is that most are busy living in the moment, and have forgotten that there still lies a future ahead of them. There's nothing wrong in indulging in the present, but there's also nothing wrong in working for your future either. Most are contented in having 2 or 3 vacations a year without regard for their future.

Just imagine a generation who lived too much in the now that they forget to build for the future. A lot of old people would suffer the consequence of not preparing for their grey hairs because they wasted it all in their youth. Lots of investment opportunities are present nowadays, and it's not wrong to keep some of it and use it during retirement.

Instill good values in your family from the start most especially to your kids so that they will grow mature having that right mindset, and teach them early about bitcoin as well so that you can assure that the legacy you have started will continue to exist.

I guess a lot of the people now have kept missing bitcoin opportunities, simply because they don’t see it as a potential investment due to their lack of knowledge and understanding about bitcoin. One thing that will soon be a future’s regret, because they fail to set their goals in life earlier and with that, they fail to secure their retirement soon that will lead them to struggle in their old age instead.

[Marvell1]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

From your post, I don't see you have any plans for your old age, what you might be thinking of is investing some money in bitcoin and thinking that it can help you earn some big money when you get old. But have you ever thought about the scenario where bitcoin will not increase in price in the future or will it become worthless as you get older? Anything can happen and if you really want to have a fulfilling old age then you need more than a plan to invest a small amount in bitcoin and expect it to make you rich.

[Helena Yu]

From your post, I don't see you have any plans for your old age, what you might be thinking of is investing some money in bitcoin and thinking that it can help you earn some big money when you get old. But have you ever thought about the scenario where bitcoin will not increase in price in the future or will it become worthless as you get older? Anything can happen and if you really want to have a fulfilling old age then you need more than a plan to invest a small amount in bitcoin and expect it to make you rich.

Nothing surprising, most of new generations are trapped into self pro claimed motivators' mouth. Most of them always suggest people to invest to get rich, while invest is actually the last step to increase/protect your wealth.

It start from internship > low paying job > minimum paid job > high paying job (specialist or middle scale business)

1. If someone choose to save from the money they earn from high paying job, they can't get rich, but at least they're above than average.

2. Grow the business become big > try to open a new branch on the other town > delegate your duty > congratulations you're already rich without need to invest. But if you choose to invest, then you will be a filthy rich.

[btc78]

Nothing surprising, most of new generations are trapped into self pro claimed motivators' mouth.

Honestly what did you expect from a generation that grew up with social media?

There is so much hypocrisy and lies flashed in social media that everyone nowadays have normalized being fake and presenting a fake persona for the sake of appearing as though you have you life together but in reality a lot of these young kids do not know how to handle finances and would most likely end up without any savings nor retirement plans.

[shinratensei_]

Nothing surprising, most of new generations are trapped into self pro claimed motivators' mouth.

Honestly what did you expect from a generation that grew up with social media?

Honestly can we blame them though? these younger generation just still don't grasp some common sense such as if its too overpromising it might be a red flag after all they are still young and they just don't really know how finance works, some younger generation even thinks they could make a ton of money from trading alone meanwhile the experienced people knows that trading isn't as easy as many people have depicted and also most of the time to make big profit it also requires big capital.

but certainly some expert trader persona which are many of time aren't really an expert trader that likes to flex their sport car and luxurious real estate will definitely make the younger generation yearn for that and try whatever the success tips coming out from these influencer's mouth.
its overall just a game of whales eating shrimp and the younger generation don't even know about it, i can't blame them for falling into these traps. hopefully many people nowaday learn more since we've got easy access to resources these days.

[Promocodeudo]

Most people don't think about planning their future when they are young and then they get very sorry later on. Everybody should plan their own retirement program and manage their own retirement fund. Our parents don't teach anything about it because they didn't need it and schools don't mention it because it is not in their interest. If you realized this when you are young, then you are pretty lucky because you have a long life ahead and that means you have much time to plan your future. A diversified portfolio of crypt & stocks will do wonders in 10 years. When your portfolio grows bigger, you can even add bonds and real estate to strengthen it. Remember, take more risks when you are younger and less risks as you get older.

Many people don't think about what old age have for them, they are just after the immediate enjoyment and flexing but forgetting to plan for the later days, this life has to be planned if not regret will always continue to occur because of doing the right at the wrong time, some people feel that retirement plans should only be for workers in the private or government firms but the truth is that retirement plan is for everyone no matter what you do for a living, I think people should learn how to save in other not to be a victim of circumstances, there are many investing one can do apart from Bitcoin, though Bitcoin investment is good but someone can invest in real estate, just imagine when you own a house that you are getting a rent from at your old age i think that can help too.

[Fortify]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

It's true that social safety nets in many countries are evaporating or getting worse. Generations before us had much greater financial resources available. I can only imagine this is because vast amounts of wealth is accumulating with relatively few people and governments are doing an ineffective job of taxing them correctly. These billionaires do jurisdiction shopping for their banking needs and it needs a concerted global effort in order to push back on that. The wealth these billionaires have is hard to comprehend but could allow hundreds of thousands, if not millions of people in their home countries live on a more affordable income. You really have to look out for your own financial needs these days, because people are always trying to sap money from your bank account.

[SmartCharpa]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

You don't have to blame anyone who didn't have time to save or achieve anything in their life when they were working under the government. We are not from the same country but sometimes you will be thinking that if you are the one in that position with a government job, you will work hard to make a lot of saves before your retirement time comes but immediately you get into the position and start receiving a salary, at that moment you will begin to have many problems in your life because some of us our family depends on us with the little we are managing, so what time did we have to save money? Everyone knows that government work cannot last forever, we can only serve the government for a few years. Let's just pray we don't find ourselves in a solution where we will work for many years and end up retiring without any savings.

[Dzwaafu11]

what is to be considered is that those that get to their retirement age are older people who have sacrificed almost all of their lives working for a company, an organization, or the government. which a person in that age is supposed to go and have an effective rest of their life because their life is almost going to end, so even though they have the money that they have already saved, they deserve to have effective care from their children and their grandchildren because, at their age of retirement, they need to rest and be cared for because of their old age.

Someone needs to get a means of earning money regardless of their age. Even after your retirement, business is still very important. Those who retire have children and grandchildren, so even if they establish a business, it is still okay. Although they may have money after their retirement, any money in your account as long as you touch it will still be gone, and you will go broke. So why not use this opportunity to not get anything to do and make yourself busy with your personal business?

If someone is retired, they need to get a business in case of any family emergency that will need money and other things. You know that if you save money and don’t work anymore, you will still go back to your savings, so it is better if you create a business before you touch your saved money; if not, it will finish and you will go broke again. 

So I don't think it is advised for them to work again or have a business because it will add up more stress than reduce it.

It is advisable to get businesses after retirement, However stress ever finished if you on this earth, the best thing is to limit yourself from the kind of things you do, and know the kind of business you create since you are old enough. But for you to stay at home eating your saved money, without getting another source of income just know that the money will later finish and you will go back to where you were coming from.

[Helena Yu]

There is so much hypocrisy and lies flashed in social media that everyone nowadays have normalized being fake and presenting a fake persona for the sake of appearing as though you have you life together but in reality a lot of these young kids do not know how to handle finances and would most likely end up without any savings nor retirement plans.

Correct, most of young generation nowadays live based on what they see on social medias.

If they see someone wear branded clothes, they also want to wear that.

If they see someone else boyfriend give jewelry and expensive bag to his girlfriend, other females will demand to their boyfriends if they also need that even though their boyfriends only work in McDonald.

Honestly can we blame them though? these younger generation just still don't grasp some common sense such as if its too overpromising it might be a red flag after all they are still young and they just don't really know how finance works, some younger generation even thinks they could make a ton of money from trading alone meanwhile the experienced people knows that trading isn't as easy as many people have depicted and also most of the time to make big profit it also requires big capital.

This is why common sense is needed.

If they believe they can make a ton of money from trading, try to trade, if it goes otherwise, they can quit and stop to believe if trading is easy.

[bakasabo]

OP has touched a very interesting problem among current working class. I notice a lot of people who does not bother about the amount of their pension, they dont do any savings, they dont know anything not only about retirement plan, but some of them dont know even about retirement age in their country. People from 18 to 30 I consider as still young, and their life is still something "fun" or "for fun". Their maximum is to save during year and go on a 7-14 day holiday abroad. From 30 to 40 many start to thing about making a large life purchase, like new expensive car or property. From 40 to 60 credits are on their mind mostly. From 60 they start to think little about what they going to do when they retire, and how to survive on 400-800 EUR pension.