STINKYBEE
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May 23, 2024, 11:02:14 AM |
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What? I am confused. You’d rather live in your van than have your own house? That’s quite concerning mate. Have you ever lived in your car? It would be extremely uncomfortable, inconvenient and not to mention quite dangerous. You won’t be really saving any money that way.
I believe the real desire is to stop paying rent/ mortgages and being able to drive where you want, when you want doing what you want after quitting the job. My life includes a van and a small house, one supports other. ain't find any discomforts when travelling while in van or living in a van. I think the biggest issue while in van is only when you park too long in a spot, it attracts attention and that is when people will look into the window. They want to know if you are upto no good and your reason for being in the same spot for a too long.
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poodle63
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May 23, 2024, 11:08:28 AM |
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What? I am confused.
You’d rather live in your van than have your own house? That’s quite concerning mate. Have you ever lived in your car? It would be extremely uncomfortable, inconvenient and not to mention quite dangerous. You won’t be really saving any money that way.
well camping van is comfortable to some extent but yeah not really a good thing to do for long term, its just unsanitary as the time goes. also your statement is right, the money saved not even worth the convenience, also sometime living in van can be more expensive by some reasons. landlords are indeed annoying, but in the other hand if they up the rent prices we can just look else where, if some people are so afraid of an asshole landlord then we need to accept the burden of high housing prices. there's no work around to this, either rent or buy a house, thats why investing and upping our income is the key, couldn't go wrong with these two. even at the difficult economy, we still gonna be avoided of many trouble that about to come if we have saving and high income.
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fuguebtc
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May 23, 2024, 12:17:01 PM Last edit: May 23, 2024, 12:40:43 PM by fuguebtc |
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This topic has come up quite a few times over the years on this board. A lot of the discussion around it has mostly been others opinions. I found this neat little graph online (instagram) from the New York Times that compares the two. Now keep in mind one's location will certainly have an effect on which one might make more sense, even in what part of you own country you're in.
There is nothing bad in buying a house or renting it, doing both, your plan and purpose for doing such matters. At times, you may not have the money to get the kind of house you want to buy, in this case, surely, you will not sleep outside or do any magic, you will have to be patient for a while until you are financially stronger enough to buy a house. In some cases, it could be a situation of relocation where you can't immediately settle for the buying of the house, and of course, you will have to rent. Again, there are some people who have bought or built houses at some disadvantaged location, they do not have a choice, and they might still opt to rent a house for the time being. If they calculate the proximity-caused issues like the convenience of getting to work, resources to be wasted due to and fro daily, and safety, they would surely resort to renting a house in most cases. So, the two are no big deal, as safety, purpose, plan and convenience are key here. It would really be something that will be depending into someones needs and preference because there are really people who are really that loving on having their own home and there are ones who do love to rent due to various reasons like the location of their job and something that do talks about practicality.It would really be just that depending on how well you would really be that making yourself that goes with your preference. When it comes to savings then it would really be something that renting would be saving you up rather than on having that your own house. It would really be that situational and just like been said it would really be affected with several factors on which we know that this could really affect your decision making. For me on which having your own house will definitely give out that kind of peace of mind and having that confidence since you are living on your own house which you wont really be needing to pay up some rent but still you would really be needing to pay up those monthly amortization on which this is where people would be that skeptical on making up decisions because they dont really like for these things to be happening because they dont have the money or having not have the plans on paying up big for a long term amort on which i do really that seeing this stuff on where people do come into a point or consider about speaking with practicality but of course it would really be still that depending on someones preference. I agree that whether to buy or rent will depend on each person because there are many things to consider . But I will disagree that renting a house is more economical than buying a house. When buying a house you will need to spend a large amount of money and not everyone has the economic ability to do that. Meanwhile , renting a house is largely due to some people not having much money or due to the nature of their work. But if you rent for a short term, there's no problem, but if you have to rent for the rest of your life, it's a problem . Some people say that the amount of money they rent for 30 or 40 years is enough to own their own house , but because they can't have that much money, they can't buy a house . Meanwhile, if you buy a house, you can live in it and after you die you can inherit that house to your children . In the long run , buying a house always has greater benefits than renting . I believe that owning real estate or a house is always the dream of everyone, especially those with families , which is why the demand for real estate or its value has never stopped increasing. On the moment that you would be buying your own house then it would be a one time big time payment specially if its cash purchased but that would only stop on there and next of that then you would be that free of monthly payment or wont really be having that responsibility on paying up something but we do know that not all people would be having that finances that they could afford their own house. If you do then you are lucky or consider yourself on a good position because building one doesn't come cheap and only a few could be having that capability on doing so. We are all hoping and wanting on having our own home but there are really indeed instances that due to lack of funds or cant be able to afford then we would be ending up on renting out. Just like on what Fatunad said above that it will really be situational basing up on what are the condition that you are into. If you do find that you could save up money on renting or really that near on your workplace then it would be common sense that you will be renting instead on making some commute specially if your home is really that too far. It would be impossible that you cant be able to assess yourself on what are the things that you should gonna do and stick out on where you could be able to save more. I do not deny that whether to rent or buy a house will depend on each person such as the nature of the job and many other factors. But like I said , I don't think long-term renting is more economical than owning a house. Personally, I lived in a rented house for more than 10 years while working away from home and I found that with that 10 years' rent , I was able to own a small house in my hometown. But because the economic conditions at that time were quite difficult, I could not buy a house and had to rent a house . If at that time I have enough money to buy a house and return to my hometown after quitting my job , I will even make a large profit from that house by renting or selling that house . That's why I disagree when people say renting a house is more economical than owning a house.
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N.O
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May 23, 2024, 12:37:57 PM |
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This topic has come up quite a few times over the years on this board. A lot of the discussion around it has mostly been others opinions. I found this neat little graph online (instagram) from the New York Times that compares the two. Now keep in mind one's location will certainly have an effect on which one might make more sense, even in what part of you own country you're in.
There is nothing bad in buying a house or renting it, doing both, your plan and purpose for doing such matters. At times, you may not have the money to get the kind of house you want to buy, in this case, surely, you will not sleep outside or do any magic, you will have to be patient for a while until you are financially stronger enough to buy a house. In some cases, it could be a situation of relocation where you can't immediately settle for the buying of the house, and of course, you will have to rent. Again, there are some people who have bought or built houses at some disadvantaged location, they do not have a choice, and they might still opt to rent a house for the time being. If they calculate the proximity-caused issues like the convenience of getting to work, resources to be wasted due to and fro daily, and safety, they would surely resort to renting a house in most cases. So, the two are no big deal, as safety, purpose, plan and convenience are key here. Absolutely right but the matters is if someone wants to invest in rental properties I will suggest him to buy rental house because it will give him fare on the monthly basis. If someone is living in city area ,he have to take a room or house on rent because where it will be very difficult for him to house on that place but he can enjoy city life . In cities,there are more opportunities of jobs and one can earn easily and can live happy life. In the villages, there are no or less opportunities of job and there is less comfort than in city areas. If someone is living in village area ,he should buy the house because there property prices will be low and with time the price of house will increase and will be double or triple in 10 years and that will be good investment for village boy.
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slapper
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May 23, 2024, 06:19:43 PM |
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This topic has come up quite a few times over the years on this board. A lot of the discussion around it has mostly been others opinions. I found this neat little graph online (instagram) from the New York Times that compares the two. Now keep in mind one's location will certainly have an effect on which one might make more sense, even in what part of you own country you're in.
There is nothing bad in buying a house or renting it, doing both, your plan and purpose for doing such matters. At times, you may not have the money to get the kind of house you want to buy, in this case, surely, you will not sleep outside or do any magic, you will have to be patient for a while until you are financially stronger enough to buy a house. In some cases, it could be a situation of relocation where you can't immediately settle for the buying of the house, and of course, you will have to rent. Again, there are some people who have bought or built houses at some disadvantaged location, they do not have a choice, and they might still opt to rent a house for the time being. If they calculate the proximity-caused issues like the convenience of getting to work, resources to be wasted due to and fro daily, and safety, they would surely resort to renting a house in most cases. So, the two are no big deal, as safety, purpose, plan and convenience are key here. That everyone wants a home is excellent. The market fluctuates. Avoid being surprised and overextending yourself to buy anything when the moment is wrong. Renting plays the long game, not fails. You have time to develop a solid financial foundation so you're not scraping by when you buy. A thoughtful, deliberate move Think about someone who bought a house in a terrible neighborhood or couldn't afford it. The house is theirs, but is it a win? They face long commutes, hazards, and hidden costs. That wastes time and money. Smart tenants live better lives by renting closer to their needs. You should optimize your resources, not merely own anything Real estate isn't only renting or buying. Your life and ambitions should guide your decisions. Waste reduction and resource optimization are key. Being wise, thoughtful, and strategic and avoiding hype are key
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NurseHub
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May 23, 2024, 07:55:14 PM |
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It all depends on your location and how long you plan to stay there.
You can't travel for school and buy a house; it's always necessary to rent because you have just a period of time to stay there.
But in the case of planning to set a standard and starting a family, if you have the money, I believe you should buy a house already. Relax with your family and keep going.
This really reminds me of one of my bosses; this woman was living in a good house but not in a in a luxury apartment. But when she got a very big contract, she rented a house worth millions of naira in the same town where she has been living. To be honest, I find this not reasonable because why rent such a house when you can actually buy your own house and leave without thinking of rent?
It's better to buy in such a situation than to rent.
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BABY SHOES
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May 23, 2024, 08:02:33 PM |
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Actually I often watch videos about this comparison between “Buying a house or Renting a house” this depends on each person's wishes and their financial strength of course by buying it must have a lot of money while renting you don't need to pay more expensive like buying.
Experts say buying a house is better because it will be owned and passed on to your children later. Others say it's better to rent than buy because you don't have to worry about maintenance or anything like that and it's better than buying.
But in principle I would rather buy because what I own will be passed on to my children.
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Hamphser
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May 23, 2024, 08:26:03 PM |
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Actually I often watch videos about this comparison between “Buying a house or Renting a house” this depends on each person's wishes and their financial strength of course by buying it must have a lot of money while renting you don't need to pay more expensive like buying.
Experts say buying a house is better because it will be owned and passed on to your children later. Others say it's better to rent than buy because you don't have to worry about maintenance or anything like that and it's better than buying.
But in principle I would rather buy because what I own will be passed on to my children.
When it comes to real estate business then it is something that you would be making yourself that getting rich or wealthy. The main issue on here is that on the capital that you would really be using since it doesnt really come that cheap or would really be that something that too expensive kind of business. It is really that something which is really that significant considering that rental business is really that still in demand specially if the said property is really that placed or located on a strategic location on which it will really be that normal that it is something that been seek on with those renters. On the renters perspective then it would really be that true that you could really be able to save up for you to rent rather on paying up monthly amortization if ever you would be getting some home loan. If you are someone who arent sure that you could pay up those things in long term then you would definitely be opting in for renting on which it will be your viable choice of course.
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Lantind
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May 23, 2024, 11:42:23 PM |
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I do not deny that whether to rent or buy a house will depend on each person such as the nature of the job and many other factors. But like I said , I don't think long-term renting is more economical than owning a house. Personally, I lived in a rented house for more than 10 years while working away from home and I found that with that 10 years' rent , I was able to own a small house in my hometown. But because the economic conditions at that time were quite difficult, I could not buy a house and had to rent a house . If at that time I have enough money to buy a house and return to my hometown after quitting my job , I will even make a large profit from that house by renting or selling that house . That's why I disagree when people say renting a house is more economical than owning a house.
To be able to buy a house, of course this will really depend on a person's income and also the way a person manages their money and if someone with the same income cannot buy a house and a different person can buy a house, of course they have a different way of managing their finances from others. Even though they both have the same income, what differentiates them is financial management. Due to the difficult economy, of course this will make someone have to save a lot if they really want to own a house. As you said, it is very true that renting a house is not the right choice if we continue to rent in the long term and I am very sure that the house we rent will continue to increase. rental prices and this will burden us, but due to difficult economic conditions there are no other options that we can do and we have to rent because we need a place to live.
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batang_bitcoin
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May 23, 2024, 11:45:31 PM |
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Due to the difficult economy, of course this will make someone have to save a lot if they really want to own a house. As you said, it is very true that renting a house is not the right choice if we continue to rent in the long term and I am very sure that the house we rent will continue to increase. rental prices and this will burden us, but due to difficult economic conditions there are no other options that we can do and we have to rent because we need a place to live.
For every situation, we need to find a solution and because of high cost of housing and their monthly mortgage wherever you are living right now. Renting is the solution of it, it may sound hard to pay that obligation but that's the cost of it. We understand that the house won't belong to us in the long term but you should also plan your way out so that you've got something to own when the right time comes that you are prepared and have enough budget to own one.
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Rent this sig space so that BTC goes to $100k.
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Yamifoud
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May 24, 2024, 03:24:40 AM |
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People are forced to just rent rather than own a house because of these things... - nature of work, no permanent workplace - location from the city - financial capabilities
Honestly, it is quite expensive now to own a house which could be not a good option unless we already have a stable financial income that is enough to support. In fact, governments and banks offered housing loans but as I can see, only a few take the offer while the majority choose to rent.
But I don't think a big deal and accept the fact that not all are born rich and can easily get what they want to happen in their life.
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Ever-young
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May 24, 2024, 05:30:26 AM |
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In my own opinion, if I have enough money,I prefer buying a house than renting a house which i will be paying house rent whenever my rent expired instead of just owning the house and forget about house rents and that will even safe me from much thinking and save me from spending much, because if we calculate the money we spent in paying house rent, we would even use it to buy or build our own house, also if we own our house, we will live as we want, so comfortably without the fear of landlord or landlady, and we don't even have to pay for any bills, it will save us from a lot of costs and that is why I prefer owning a house.
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Iranus
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May 24, 2024, 08:59:50 AM |
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People are forced to just rent rather than own a house because of these things... - nature of work, no permanent workplace - location from the city - financial capabilities
Honestly, it is quite expensive now to own a house which could be not a good option unless we already have a stable financial income that is enough to support. In fact, governments and banks offered housing loans but as I can see, only a few take the offer while the majority choose to rent.
But I don't think a big deal and accept the fact that not all are born rich and can easily get what they want to happen in their life.
“Financial capabilities ” is the biggest barrier that causes many people to rent a house, so I don't believe it when someone says they prefer renting to owning a house. Because owning a house brings many benefits, not only can we live in it but we can also generate passive income from it just like if someone rents the house to us. Many people use the reason that their job requires them to move frequently so they don't want to buy a house and renting a house is more convenient. That's just a reason for people who can't afford to buy a house, because like I said, we can make passive income from it, I don't think anyone criticizes passive income. Renting a house or buying a house, financial capabilities will be the deciding factor, there is no second reason that is more reasonable.
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AnonBitCoiner
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May 24, 2024, 05:29:04 PM |
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Home is an asset and most people would prefer to have their own home. It will disclose his identity and citizenship and can get a certain amount of house rent per month from the house if he has a spare room or apartment in addition to his residence. I haven't built or bought a house yet because I haven't raised enough money to buy or build one. So financial consistency is a very important factor in deciding whether to buy or rent a home. Those who can buy a house must show interest in buying a house otherwise, they will be helpless and live in a rented house like me.
Most of the people are building houses and then giving them rent to earn good cash on a monthly basis but everyone cannot afford to do this because it requires lots of money. There are people with different financial systems like some who want to have their own house but cannot build due to lack of money and are living in rent while others have their own house as well as extra apartments which they have given to others to get rent in return. Nowadays earning money has become difficult but people are working online as well as investing online so they have created another way to earn money instead of having their regular jobs. This can help them to build their own houses as well as invest in something beneficial which can provide them return whenever the worth of their investment increases.
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Barikui1
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May 24, 2024, 07:34:47 PM |
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In as much as buying a house as an independent individual look more enticing, you can't deny the fact that their are so many factors that makes it even more complicating than renting an apartment, and one of the major challenges of buying a house is the cost, not every individual have the capacity financially to buy a house, but if it's renting am apartment, even the man with an average salary can afford it.
Another thing that makes even the rich that can afford owning their own house prefer renting in most cases is the location, in my country, their is an area called banana island, it's where the best house are located, almost all of the house there are being rented by the rich, because it doesn't just have the best house, but it also has the best environment, since the estate is by the sea side, and to be frank, you can't afford renting a house there if you are not rich, because rent there is very expensive.
So It all depends on what you really want as a person, because you might own a house of your own, but due to the environment is not that ok for you as a person, base on the fact that owning a house in your desired location is out of your reach, you might rent an apartment there for your own use, while giving out the one you own for rent, so the decision of renting and buy a house depends on some factors, like financial capacity, location and the desire of the person.
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darkangel11
Legendary
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Activity: 2464
Merit: 1357
Don't let others control your BTC -> self custody
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May 24, 2024, 07:44:22 PM |
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Usually if you rent you lose more in the long run. I'll give you an example of my friend who moved to another city. He started renting an apartment with his girlfriend because they wren't married yet, didn't know if they would be together in a year or two, so they didn't want to share a property, but sharing a rent carries no risk. After getting married 2 years later they found out they could get a loan together and the installment would be only 10% higher than the rent, but they'd be paying off their own home and after 15 years it would belong to them, while the rented apartment after 15 years would still belong to the landlord.
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