Should there be a limit to investing in your children?

[Zlantann]

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

[Crypto Library]

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

I don't think like that If we think negatively like you then it will be difficult for humanity to survive in the world because children are never an investment, it is a relationship that cannot be compared with money. It is true that children are needed for taking care in the future  but it's not the taking care with money it's somthing which is one level up  and it is for the rich as well as for the poor.  Same is the case.
And if it comes to the topic of education, parents should take loans to educate their children, in this case, they should see what their children want and what their desires are and what they are good at. If they take a loan to educate their children in the right place, then I don't think there is any problem.  will be  But in reality, it can be seen that most of the parents decide in advance what their children will be and force the children to read accordingly and the results do not start to show success.
And if they try to teach their children the right way to borrow, without stealing or resorting to illegal means, I don't think there should be any limit because they will definitely take a cola-tral loan.

[kryptqnick]

The way I see it, parents have obligations regarding their children, but not the other way around. Children didn't ask to be born, it's the responsibility of their parents. I don't think it means that parents should sell their houses for their children, though. Parents are responsible for providing an adequate standard of life and ensuring that their children obtain basic education. Then it's up to parents how much they want to help and up to children how much they want to take care of their parents when they get older.
Viewing children as an investment into your own future is very egoistic and pragmatic. I don't think it's a good foundation of a healthy relationship.

[Zlantann]

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

I don't think like that If we think negatively like you then it will be difficult for humanity to survive in the world because children are never an investment, it is a relationship that cannot be compared with money. It is true that children are needed for taking care in the future  but it's not the taking care with money it's somthing which is one level up  and it is for the rich as well as for the poor.  Same is the case.

I don't see anything negative about what I said. I just gave an example of what is happening in my area and asked a simple question. You might not see children as an investment, but others see them that way. It is also true that children can give other non-monetary benefits but the focus of this thread is the economics of investing in children

And if it comes to the topic of education, parents should take loans to educate their children, in this case, they should see what their children want and what their desires are and what they are good at. If they take a loan to educate their children in the right place, then I don't think there is any problem.  will be  But in reality, it can be seen that most of the parents decide in advance what their children will be and force the children to read accordingly and the results do not start to show success.
And if they try to teach their children the right way to borrow, without stealing or resorting to illegal means, I don't think there should be any limit because they will definitely take a cola-tral loan.

Children should be allowed to choose a profession they have an interest in; that's the truth. I got your point that children shouldn't be seen as investments, and parents could take loans to fund their children's education. But let me add that before taking these loans, parents should ensure that they have means of repaying.

[Findingnemo]

From a Financial perspective, children or family in a whole come under liability not really an investment.

Now comes the reality, parents want best for their kids and hoping they could give them enough to survive the future and be passionate to next generation and from basic human instinct which what we have been doing ever since and that's the ultimate goal of any species. I won't blame the parents for doing best but they should not expect their kids to take care of them which is wrong in my opinion, they just do whatever they want for themselves as well as for their kids and they should plan their retirement on with savings not by relying on someone's money which is terrible idea even if it's your own kids.

[Plaguedeath]

First, treating child as their investment and the child will give everything back to the parents is wrong.

Second, graduated from best school or college doesn't necessary mean they will easily get a job that pays well.

I'd say there's nothing wrong for parents to spend most of anything they have to make their child able to get the best education, it's their choice. They should never demand anything back from their children because the children have their own life.

[Spaceman1000$]

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

Investing in your children by giving them the best education you can afford isn't a bad idea, the bad idea is wanting to depend on those children when you get old, because they might turn out not to be the way you've planned it. if you want something to depend on, you can open a business venture for yourself and even after retirement, you can still be managing your business. Give your children the best education you can, but don't do that hoping for something in return because children ordinarily are your responsibility as parents to care for with love and compassion. Parents should rather invest in business so that after their retirement the children can manage those investments as Their inheritance, this can as well be done after giving them good education.
Even the Holy Bible recognises that, " A good man leaves an inheritance to his children's children".

[Charles-Tim]

Do you think parents should have a limit on the amount they can invest in their children?

Why are they selling property because of a child? Because the child will get good job. I do not like that idea if they want to send the child abroad to study. Why not send the child to a school in the country and hold the property which can be useful for the child in the future. People should know that someone that will be rich is not about the school the person went to. A good example are people that have poor parent but they become rich and bring their parents from poor to a better life.

I know some people that asked their children to school abroad and some sent their children to work abroad, many of these were disappointing. I have seen a lot of it that were disappointing. I will prefer to leave my property till when children become an adult and give them some money instead to start something. Letting children know that they will discover things that will make them rich and is not about where they are but what they are and their knowledge.

As some countries are poor, there are always rich people. Some people come from poor background but also become rich. Although, education is important, but it can just be a local education.

[bluebit25]

(...)Do you think parents should have a limit on the amount they can invest in their children?

IMO, it's not a matter of parents should limit money with their children, from that perspective every parent wants good things for their children and wants to create conditions for their children to have a good environment well within their abilities. But sometimes it is also pressure between parents and children, because I myself have a story about what is the happiness I am looking for. I feel things about material values, fame,... things that most people around me consider life goals, but I don't feel completely happy with them. It's just accepting everything we have and will continue to improve to the best of our ability without trying to force it, so don't impose too much on what your children will become. Our expectations are sometimes not what our children need, let's let them make their own choices with the things we are able to ensure a balance between the factors in life.

[Coin_trader]

Do you think parents should have a limit on the amount they can invest in their children?

There shouldn’t be a limit on the amount you will give for children education/future because it’s parents responsibility after fucking each other and decided to have a baby.

It’s to considered children as investment since they have their own life too and family to build so relying to them when the parent is old will just result to never ending transfer of poverty since parents never let their child work for their own future.

I personally took a loan to fund my college tuition and pay it for myself when I’m already working since my parents have different priorities in life and now they are doing this same relying while I already have family as if they do everything for me during my student days(which is not) but still I help them as a respect for being my parents.

So I personally hate this kind of parents investing to children then children pay it back since children is not the one who decided to give birth to them but the parents.

[cryptoWODL]

Do you think parents should have a limit on the amount they can invest in their children?

I never think there should be a limit to the amount of money parents invest in their children's education/future.
Because every parent has a responsibility on the child. It is the responsibility and duty of every parent to educate their children in school from childhood and make them human beings. OP what you mentioned is the parental responsibility towards a child that all parents in the world have.

When a child is young, parents don't know if they will be unemployed in the future after completing their education. Parents knowing the uncertain future try very hard to send their children to good schools and even they want to send their children abroad for higher education and education. In fact, every parent has a hope that their child will grow up to study and do a great jobs even fulfill their responsibilities properly, so every parents invests their entire life's money in them to build their children's future.

[Crypto Library]

I don't see anything negative about what I said. I just gave an example of what is happening in my area and asked a simple question. You might not see children as an investment, but others see them that way. It is also true that children can give other non-monetary benefits but the focus of this thread is the economics of investing in children

Alright, then those who see their children as an investment think that they are actually physically like human beings but actually they are not human beings. Even though people may be in poor financial condition, people selflessly try to use their lifetime income and future income for their children. I think people who have this kind of thinking have very corrupt brains. Moreover, if I say that such people do not exist in the world, it will be wrong because a few years ago I saw news that a Chinese couple sold their children to collect gambling funds.

Children should be allowed to choose a profession they have an interest in; that's the truth. I got your point that children shouldn't be seen as investments, and parents could take loans to fund their children's education. But let me add that before taking these loans, parents should ensure that they have means of repaying.

Of course, they have to take a loan above this limit so that they can pay that money later because otherwise, the burden of that loan will affect their children.

[Uhwuchukwu53]

It's very unwise at first place to see ones children as investment, the facts that they will take care of you at old age is not a yardstick, training a child is like uncertain investment that don't even know the at come using it as overall is misplaced priority reason being that the child may grow and join any bad gang and may not even take care of you as parents

What one just need do if your resourceful enough is to carry out others investment like real estate ,landed property or even this BTC investment as that can serve the purpose of the child because the most important is the financial support,  most parents today are in regret as government change what they expected as means of getting job has failed them due to nature if our economy breakdown.

To sell off your property just to train a child is not too good one should be able to train a child where he can afford with easy not to sell off all his investment why hoping what the child will become, some even spent all this money and the child loss it life which also bring depression that can easily take the life of such parents anything that lack moderation is not advisable.

[batang_bitcoin]

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

This isn't a trend, this is called responsibility as a parent. 

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

This is called sandwich generation. Those parents that are treating their kids as an investment are on that generation. But I hope these kids of theirs will break that cycle.

Do you think parents should have a limit on the amount they can invest in their children?

No, it is every parent's responsibility to spend whatever is for the good of their children whether it's with education, food, amusement, etc.

[avikz]

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

Lol! Even though I am laughing it's a very serious issue. And the name of the issue is middle class trap. People who are investing heavily on the education of their children, are probably living in a middle class society. Because that's the class of people who takes out loan for almost everything just to maintain a certain lifestyle in front of the society. They are the ones living in hope that they are children will pull them out of this middle class trap. Nothing wrong in that. But it's really a social disease.

They are trying to fulfill their un-fulfilled aspirations through their child. As a result the childhood of that kid is getting ruined. But that's how the society is structured.

They should have a limit on how much they are spending on the child, but who is going to decide that?

[TheUltraElite]

It is the parents choice if they wish to invest in their children's future. The child's wish should also be taken into account and the money used in that avenue so that dissatisfaction in career choice is kept minimal. However in your country there might be a dearth of jobs because of which even educated people are finding it difficult to get one.

This is an ongoing crisis and the only way to solve it is to allow the child to follow their dreams and not depend only on the job for money. Usually different family members having different ways of earning solves some of the problem but in countries where the local industries are less extensive, this problem is common.

[iv4n]

...
Do you think parents should have a limit on the amount they can invest in their children?

Well, one thing is sure, we can sacrifice too much and risk everything without thinking it through. As a parent, I think that we need to invest in kids in many ways, not just financially. Our parents invested in us... it's how it goes.

Should we have a limit? I am sure that we all have limits, I invest (at least I) as much as I can at the moment. My kids are still small, but when times come and when expenses grow a lot I will try to provide for them as much as I can. If I notice that they are exceptional in anything I would even consider going over my limits if that can help with their education (better school, study abroad, specialization...).

I think that's how healthy families work, we all try as hard as we can in the conditions we live in.

[legendbtc]

That will depend on our children's wishes. If your child does not want to go to college or study at a prestigious university, you should not force it because it will never bring good results like many parents you are talking about. But in case your child is passionate about learning and wants to study further, you need to make sacrifices to help him achieve his desire. Because it is our responsibility as well as an opportunity for our children to succeed in the future.

In addition, you need to know that having knowledge and qualifications does not guarantee that your child will get a high-paying job upon graduation. Because your child is not the only one with knowledge and degrees. If your child cannot apply knowledge in practice, does not work hard, does not make efforts and has the short-sighted thinking that just having a degree is enough to get a good job. Meanwhile, other people, in addition to having degrees, work hard and strive tirelessly, so it is not surprising that your child cannot compete with them.

Don't blame education when your child is unemployed, and try asking why other people with the same degree as your child have high-paying jobs while your child is unemployed?

[stadus]

The way I see it, parents have obligations regarding their children, but not the other way around. Children didn't ask to be born, it's the responsibility of their parents. I don't think it means that parents should sell their houses for their children, though. Parents are responsible for providing an adequate standard of life and ensuring that their children obtain basic education. Then it's up to parents how much they want to help and up to children how much they want to take care of their parents when they get older.
Viewing children as an investment into your own future is very egoistic and pragmatic. I don't think it's a good foundation of a healthy relationship.

Yes, parents are obliged to send their children in school and get quality education, and when they graduate from their respective courses and land into stable jobs, children in return have to fulfill their duty to take care of their parents when they are no longer capable to work. Although children are not actually required to give back to their parents, but as a responsible daughter/son, one should never ignore their parents sacrifices but should treat them like they are worthy of the love and care from their children.

[blckhawk]

Why should a parent do that? I mean your concern is valid as there are other things that you can do to make sure that they're going to be fine in their future but if I'm guessing where you're from, having a really good educational background seems to matter the most so in my opinion, I'd say that you're probably going to not do any limitations. Also, it's a stupid thing to do, that kid is your responsibility and that responsibility never stops so how can there be a limitation to the things you'll do for your child. I mean there's horror stories of kids that are killed and their parents avenging their deaths and miseries, hearing those stories is probably enough to tell you that a parent's love is boundless.