Should there be a limit to investing in your children?

[Volimack]

All parents hope for a good future for their children but if the children do not want to understand it then the parents will have nothing to do, it depends on the children what they want to do. Parents try hard to make their children responsible. Many parents start investing right after their child is born to make them financially self-sufficient. It will take a lot of time a parent is responsible for making the child worthy of care and love.

[barisbilgili]

All parents hope for a good future for their children but if the children do not want to understand it then the parents will have nothing to do, it depends on the children what they want to do. Parents try hard to make their children responsible. Many parents start investing right after their child is born to make them financially self-sufficient. It will take a lot of time a parent is responsible for making the child worthy of care and love.

There are no parents who don't want to see their children succeed, more than that, they really want to see their children succeed in everything, so that the future they have been given since childhood produces maximum results. All parents certainly want good things for their children, but that It depends on how the child is. Take advantage of investment from parents because parents definitely give the best for their children, but it all depends on their children how they maximize it all.

With this, parents must control it well so that children can have good control over their parents' investments. If left unchecked, children will not be able to carry out their parents' expectations well, because children under 21 years of age if not under parental supervision are very dangerous. for child growth and development.

[justdimin]

Why are they selling property because of a child? Because the child will get good job. I do not like that idea if they want to send the child abroad to study. Why not send the child to a school in the country and hold the property which can be useful for the child in the future. People should know that someone that will be rich is not about the school the person went to. A good example are people that have poor parent but they become rich and bring their parents from poor to a better life.

I know some people that asked their children to school abroad and some sent their children to work abroad, many of these were disappointing. I have seen a lot of it that were disappointing. I will prefer to leave my property till when children become an adult and give them some money instead to start something. Letting children know that they will discover things that will make them rich and is not about where they are but what they are and their knowledge.

As some countries are poor, there are always rich people. Some people come from poor background but also become rich. Although, education is important, but it can just be a local education.

I always say that educating yourself is a lot more profitable in the end then just school. A lot of people think that if you end up studying at some college then you are going to be great but that doesn't mean anything at all.

There could be someone who goes to college, finish with 4.0 gpa, and do absolutely nothing but just study and have no social skills at all. That person could go to an interview, be an awkward person, don't know how to respond to questions, and not get hired. Whereas someone could go to college, finish with 2.6 gpa, but be amazing at social skills and at interview could wow the HR team and be hired on the spot. So, it is not "just" about education. Obviously that is important, but being great at what you depends on many aspects of your personality too.

[moneystery]

....

Do you think parents should have a limit on the amount they can invest in their children?

is it wrong to send your child to the best school and hope that they can get a good job and then be able to support their parents? i don't think that it's something wrong, i mean like this, all parents hope that their children can get the best and take care of them when they are old, children should also be grateful that they get good attention from their parents because there are many children out there who are not schooled and want to feel what they feel. but it's just that parents also need to think that their children are not investments, if they want to send their children to the best school that's okay, but they also need to think about their old age and save in case their children don't live up to what they expect.

parents should also not expect too much that their children will take care of them later, because there is a wise saying in my place "parents can take care of 10 children, but 10 children can't take care of their parents" parents also need to think wisely and not depend entirely on their children.

[JMBitcointernational]

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

There should not be any limit of investing in your children, children are like future returns, and when you invest on them responsibly, they will act as your retirement benefits to you. i have seen families who have invested handsomely  for the benefits of their children, they will go the extent of getting some educational policies for unborn children from insurance companies for the benefits of their children in case they die tomorrow and so that their children will have somewhere to start from when they grow, some will also buy shares using the names of their children just for them to have a better tomorrow. because there is one adage that says ' A stitch in time saves nine' i don't know if am correct with the adage but the point i am trying to make here is that is that, it is better to make heir while the sun shines, because nothing last forever, so it is very nice that we invest in our children when we have the opportunity to do that. yes, it is very obvious that some children misuse the opportunity and the advantage but in the scale of 100% , 85% of the children will make the best out of it.

[YOSHIE]

Do you think parents should have a limit on the amount they can invest in their children?

Limiting or teaching children how to invest is a common practice for many people. This is how children should be taught how to limit investments.
For example:
The child is given pocket money for his daily activities of $10, he must be able to limit his investment to at least $4/day, so he can have a monthly investment value of $120, this is the normal way that many parents do it.
However, if the child wants to invest in crypto, of course the value can increase and vice versa, but if he invests in gold, of course the value can increase, because gold from the past until now continues to have good value.

So they can spend the remaining money that children have per day of $6, maybe if they don't spend it they can reinvest, the remaining amount is for example $2/day, conclusion:
It is necessary to limit children from investing, it is the same as teaching them how to save and use money wisely, not wastefully.

[mamesso]

You only tell about the majority of those who failed, but didn't mention the others who succeeded. There are comparisons of the results on two different sides to draw conclusions, but basically all parents want their children to be able to get a decent job after studying. It is very common to realize that this level of success will never be achieved by all parents, many of them feel disappointed because their desires are not fulfilled.

I agree that parents always try to do the best for their children, that is a sense of responsibility that parents must give to their children. Failure is delayed success, at least they have tried their best rather than never trying at all.

[Davidvictorson]

Do you think parents should have a limit on the amount they can invest in their children?

Parents should give their all in investing in the future of their kids. When parents do this and do it intentionally and also let their kids know that they are doing this the effect of it we span across generations. They should not hold back on giving your kids the best education the best life and whatever good it is that you can. I will drop this quote of a Nigerian who many years ago, his father so his only car to pay for him to take the national exam that would give him the opportunity to go to the university. And just this year, he won the Guinness world record for the longest chest marathon and he also gifted his dad his own. If his parents hadn't invested in him, who knows he, he may have turned out  to be a nuisance in the society.

Just before I traveled to America, I called my dad and gave him my only car. he had sold his taxi 13 years ago so I could pay for my WAEC and JAMB examination fees. The joy on his face brought tears- it was the least I could do for my parents who sacrificed everything so I could get an Education.
https://x.com/Tunde_OD/status/1798716309338747242?t=ZjP4Zst_sogYHCiOpyrduQ&s=19

[Hamphser]

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

Actually, you wont really be getting that disappointed if you arent really just that having that kind of mindset on which you are treating your child as form of investment and thats the reason why we do give out the best as we could in providing them things from education until into those basic needs. As a parent, then yes its our responsibility to give them the best but never ever put up into your mind that you are expecting something in return because we do know that once our children grows up and having their own work and having their own family then its not their responsibility for them to look for us.
This is why the best thing that you should really do is to have that plans or savings for you to have in both husband and wife on which at the moment that you do get old together with your wife
then you wont really be that trying out to ask for some money into your children and since you do have already put up that kind of budget or savings then this is something that
should really be considered out.

[God bless u]

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

Yeah for sure you should limit your Investment on your children's. Everyone has his own life and no one should be forced to do something. You should upbring them according to their need but upto a certain age limit after that they should struggle on their own so that they can face the cruelties and difficulties of life.

The experience of going through difficulties is the one that can't be achieved no matter how much courses you do and how much hard you try.

[Baki202]

All parents hope for a good future for their children but if the children do not want to understand it then the parents will have nothing to do, it depends on the children what they want to do. Parents try hard to make their children responsible. Many parents start investing right after their child is born to make them financially self-sufficient. It will take a lot of time a parent is responsible for making the child worthy of care and love.

Every parent wants the best for their children and they will do everything in their power to bring the best out of that child You won't know what your parents are doing to your behavior until you are on your own, you pay your bills, and you feed yourself. That is when you will know the sacrifices your parents have been making for us and sometimes we feel they complain too much but we are also going to be in the same shoes. so when the parent is trying to guide the child, some children will stubbornly not want to follow the parent's guidance but a child like that should be left alone since they are not interested in following instructions, kids like that always regret their actions most of them will even feel like turning back the hand of time but it is not possible. and they will even try to look for opportunities and trying to make sure their child becomes successful that is the dream of every parent. they will be proud of their child doing very well.

[Ever-young]

The way I see it, parents have obligations regarding their children, but not the other way around. Children didn't ask to be born, it's the responsibility of their parents. I don't think it means that parents should sell their houses for their children, though. Parents are responsible for providing an adequate standard of life and ensuring that their children obtain basic education. Then it's up to parents how much they want to help and up to children how much they want to take care of their parents when they get older.
Viewing children as an investment into your own future is very egoistic and pragmatic. I don't think it's a good foundation of a healthy relationship.

You are totally right, using children as an investment is not a good idea and I didn't encourage that it as well

So in my opinion, I think it's very crucial to have or give birth to children we can brought up in our capacity because of the way or economic is, especially in my own country, where we can barely survive, we will have to work and work more harder to put food on our table or take care of our kids, so in that case, we are to ensure we have or give birth like 2 or 3, so that we can raise them to our satisfaction and to any level of education.

So that we won't be pressurized to sell off our things or property in order to take care of our kids.

[GideonGono]

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

This sounds like a retirement plan investment, they are investing to secure their future by letting all the future responsibilities be shouldered by their childer.
Actually it isn't something new to me and it is happening also in my country, parents are expecting that their children would take care of all their bills, needs or any expenses ones they are earning, this would result to their children being suffocated.
For me there is nothing wrong with investing in your child/ childrens future, just don't use it against them when they grew up, most of the parents that I know are always stating or using it against their child when they couldn't provide enough money for their parents.
We should remember that it is our responsibility as a parent to give them a better future so we shouldn't use it against them.

[Asiska02]

Do you think parents should have a limit on the amount they can invest in their children?

I don’t think parent should have limit to how they spend on their children as long as they still have believe and are seeing clear signs that the children haven’t gone astray or will not trail on the path of success right after school. When your child doesn’t exhibit the characteristics of bad gangs or any signs of misconduct, you should do everything to give the child the best education they deserve. Most of this children are mostimes the one to take care of you at your old age, so investing in them now is not not bad.

Again, why many of them don’t get employed is not because of their schools or whatever thing you may think of, but it is because their is no much work available for them to do and the government is not paving way for more graduates to be be employed after finishing from good universities. Spend while you can on them and if they show a sign of red flag, you can withdraw your engagement in them fully until when proven otherwise to trust them again.

[Juse14]

Every parent's instinct is that they want to give the best to their sons and daughters. They want their child's life and future to be better than that of their parents.

Rich parents send their children to well-known universities and even abroad in order to get the best education. They do this with the hope that in the future their children will be able to continue, develop and advance the business or company that their parents have started for a long time. Even though it costs a lot of money.
Meanwhile, those who come from poor families are willing to work part time and even take out loans to be able to send their children to school. They do this with the hope that through education their children can get a better life, can find success and can raise the status of their parents.

However, even so, it is a wrong perception if we as parents use children as investment fields, because after all they also have their own lives. So what they have now (knowledge and experience), let this be their provision to achieve success and achieve what they desire.

[Issa56]

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

If you are spending on your children, then you are investing in them ahead of their own future and your own future. But some children are not really responsible, so don’t think because you sponsor them to school, they will end up doing everything for you when you are old. The best thing to do as a parent is to have a retirement plan. Make sure you plan yourself in a way that you will still be earning even after retirement. As a parent, just spend on your children and keep it in mind that you want them to succeed in life. Don’t really expect anything serious from them in return. Seriously, it’s better we properly train our children, and we should give them a sound education. Even if they can’t get a government job, they will be able to establish themselves.

Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive.

Going to school doesn’t guarantee a government job. That’s why I do recommend to people to always learn skills while they are in school. In case, after graduating, they can’t get a job, they will be able to start something.

[topbitcoin]

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

I think it's not only in your country, in my country there are still many parents who have that mindset, a lot of parents think of sending their children to the highest school to get benefits in their retirement because their children might get a very good job with a high salary, and indeed some people succeed and some fail.

I think stop thinking about making children as an investment field for our old age because it is not the right choice, it is better for us to have independent investments for our retirement age such as investing in bitcoin because its value continues to increase and old age is the time to enjoy the rest of life, if you think that children as an investment field for old age it will be very difficult because children may not develop according to what is expected.

Educating children is a person's obligation but making children an investment asset is the wrong thing in my opinion if the orientation of thinking is like that, because it will burden our children in the future who must have a free mind and full of exploration without having a lot of burden, even if the child's own initiative means that it is already a very good education from his school.

[ndutndut]

First, treating child as their investment and the child will give everything back to the parents is wrong.

Yes that's right. Children are only entrusted to you by God, people are not entitled to their entire lives, let alone being used as investments, they are human beings who have their own lives someday. as parents should not make their children into cash cows. If parents want to invest, just buy the milk cow.

Second, graduated from best school or college doesn't necessary mean they will easily get a job that pays well.

I'd say there's nothing wrong for parents to spend most of anything they have to make their child able to get the best education, it's their choice. They should never demand anything back from their children because the children have their own life.

Providing education to children up to higher education is an obligation as a parent, indeed higher education does not guarantee getting a job with a good salary. However, education is important so that children become smarter, have more social interactions and have insight so that it can make them more creative, which in the end can create their own business or at least their lives are not messy and they can respect their parents. So there is nothing wrong if parents spend some of their money to send their children to higher education. This is where financial management is important for parents, being able to send their children to school but on the other hand being able to invest in assets.

[tsaroz]

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

The problem here are unemployment or not getting job related to your field of study. The large number of unemployment is due to the population structure we have. At the moment, the largest age group is of youth. i.e. we have largest number of people that are entering the job market in comparison to old age people or kids. When there are less kids, the demand already starts dwindling for more technical jobs but people seeking it are higher.
Parents spending on their kids is as old as human civilization and spending on increasing the skill and knowledge of their offsprings is the best use of their wealth. With our population structure, real estate like lands would be worth less in the future.

[tabas]

Do you think parents should have a limit on the amount they can invest in their children?

Your kids didn't want to be born on this world but you have made them, if you can't afford to invest for the things that they need like basic education, food, safety, shelter and all other necessities that a human being needs. You need to plan well before deciding to make one, enjoying love making is one of human needs as well but there are methods that will prevent you in getting your partner have a life inside her. So, if there are parents that are limiting the amount of money they are spending to their kids, there's nothing they can do but to deal with it. And let's change the narrative here, it is not "investing" for your kids needs but it is a responsibility of a parent to spend for everything they need to live. You don't invest on your kid, you invest on what they need and for their future and not yours as a parent.