Should there be a limit to investing in your children?

[Agbamoni]

Education is the most valuable achievement, for that a parent can do anything in their child's future, it will depend on them. Every parent wants their child to get a quality education for long-term future benefits, high earning power and good career opportunities. Parents play the most important role in the growth of a child. There should be no limit to the amount of money parents spend on their children's education regardless of their position. Education is a priceless gift that can open doors and create opportunities for a lifetime. Parents should do whatever it takes to  their children receive the best education possible.

If we really look out our environment and see how fast humans are advancing in technology, knowledge and in various other aspect we would understand that anyone who is not educated cannot adapt to these changes. Its more than just reading and writing, although they are the basics but to survive in some system and be a part of change in a specific sector there need to be a higher and advance education in a person. And most parents who are wise deem it necessary that their children must have higher education. They can go any extra mile to make sure that their child is getting that education. It is also the main reason why parents abandon any project they must have started or quit chasing their dreams to make sure that their children fulfilled there's. 

[Kristiyana]

If parents start investment for their children then they should also teach them about investment slowly and steadily from an early age because nothing can be easily understood in just a single day.

Parents investing on there children is very important because sometimes things may not actually work the way the parents had envisioned for themselves in terms of financial aspects and at that time or moments it could be very difficult for them to take care of there children properly in terms of there education and other things so if perhaps they have already established an investment for the children it will become very easy for them because the investment will actually go a very long way for those children.

[seanskie18]

Every parent wants the best for their child. Parents are responsible for providing an appropriate standard of living and ensuring that their children receive a basic education. Investing in your children by providing the best education you can afford is not a terrible notion. However, do not expect anything in return or rely on them when you are older, as they may not be what you expect. In my opinion, parents should rather start a business or invest their money in something that is likely to produce a substantial profit. Parents cannot ask their children to turn over the products of their own effort to repay you for bringing them into this world.

[Zlantann]

Education is the most valuable achievement, for that a parent can do anything in their child's future, it will depend on them. Every parent wants their child to get a quality education for long-term future benefits, high earning power and good career opportunities. Parents play the most important role in the growth of a child. There should be no limit to the amount of money parents spend on their children's education regardless of their position. Education is a priceless gift that can open doors and create opportunities for a lifetime. Parents should do whatever it takes to  their children receive the best education possible.

I don't think anybody will doubt that children need to be given all the support from their parents. And one of the essential needs is education. However, these days quality education doesn't guarantee a good job. So if a parent spends a fortune on a child, there is no assurance that they will get good jobs immediately after they graduate. Now many children never had a good high school education maybe due to financial constraints but they are successful. Many children decide to go into technical and vocational education and they are financially stable from this profession. I suggest that as parents are spending money on education, they should also be keeping aside funds for their retirement. It will not be wise for them to be in debt in old age, meanwhile, the children they spent their fortune on, are unemployed. There will be a time when parents might not be strong enough to work hard, so it is important not to invest all your funds in your children. Every parent should have retirement savings.     

[Fortify]

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

Parents have to act in good faith and will often give up everything for the benefit of their children. Not to sound too cynical but some will be rewarded later in life by raising their children well and getting them the best education, because they should be supportive in ones later years. In general though I think children give a lot of joy back to parents as well, which has an almost priceless value itself and they are also the future generations that will prop up society in general. Collectively we need to give younger generations the best start because they are the ones that will fund our future pensions as their parents and grandparents did before them.

[harapan]

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

I think it depends on the financial goals and management skills of the parents,not all parents are been intentional these days concerning investing in their children.Every parents would always want the best for thier child/children and most times things don't always go as planned for them,either financially and taking on with other responsibilities.

Saving for your children helps you to prioritize financial goals and develop a disciplined approach towards to savings that'll align with their long term goals in relation to maintaining financial security.
Education of children entails so much responsibilities and educational expenses,like tuition fees,books,extra-curricular activities e.t.c Savings and investing for the child's education leaves you without restrictions and exemptions.

[Vinaa77]

Every parent wants the best for their child. Parents are responsible for providing an appropriate standard of living and ensuring that their children receive a basic education. Investing in your children by providing the best education you can afford is not a terrible notion. However, do not expect anything in return or rely on them when you are older, as they may not be what you expect. In my opinion, parents should rather start a business or invest their money in something that is likely to produce a substantial profit. Parents cannot ask their children to turn over the products of their own effort to repay you for bringing them into this world.

Giving their children the best education is of course an investment in their children's future so that they can live their lives well and as parents we will certainly try our best to be able to provide their children with education and I think as parents we certainly never think about it. to expect anything in return from their child and all they want is to hope that their child can enjoy a life that is more worthy of what they have given the child.

It is true that as parents it would be better to have their own business and not expect their children to hand over the results of their children's business to them, but as children who have respect for their parents of course they will treat their parents well and must also be able to love them. their parents as they received love from their parents when they were little.

[peter0425]

Education of children entails so much responsibilities and educational expenses,like tuition fees,books,extra-curricular activities e.t.c Savings and investing for the child's education leaves you without restrictions and exemptions.

It's not only through education that you can invest in your child.

Children also need to be healthy and well presented. Their livelihood is one thing to consider if you want to calculate just how much you will be spending on your children. Their healthcare, clothes, food, and a lot of other things are the things needed to make sure your children grows up well.

I don't think there is nor should there be any limit when it comes to your children. Giving out best education might be useless if you lack on other aspects of their life.

[Wexnident]

~

It shouldn't even be a matter of investing lol. Children should be offered the best education that their parents can afford always. If they don't want to go to college and instead pursue their passion, parents should support them. Maybe offer the risks but that's about it, they shouldn't really be able to control them. Heck parents should be considered as a sort of investment really for their children instead of the other way around really.

And again, if they stopped thinking of them as investments, they wouldn't have pushed both their financial status (enough to go under debt) and the child as well to the point where they have nothing to provide since the kid had no passion for what the parents pushed for.

[reagansimms]

I don't agree if children are considered an investment in the future, parents have the responsibility to feed their children, educate them, fulfill their every need as long as they are not yet adults and provide them with a proper education. This responsibility never leaves the parents. All parents have plans and want their children to have a bright future, but whether plans are successful or not, no one can ever predict whether someone will be successful in the future or even become unemployed.
Providing a decent standard of living is the obligation of parents for their children. Parents are only trying, but their level of intelligence, desire to learn and sense of responsibility as a child will determine their direction in the future.

[wxa7115]

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

The desire to give the best that you can to your children is inside most parents, but this should be done within some boundaries, after all if you have to get so much debt that you are putting your future and the future of your kid at risk, then it is time to accept that you cannot pay such expensive education and instead your kid will have to learn to do the most with what you can actually give them.

This is something I have seen several times before and it does not work, as the kid knows the extreme pressure they are under in order to perform, and a great deal of them end up not coming anywhere close to the expectations of their parents.

[Samlucky O]

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I Think That mentality has started changing, on like before people thought that investing everything they have on their children guarantees them a better return at last, forgetting that investing in your children education is also risk aside physical assets. you can invest in your children and get disappointed at last or the one you spent more money on may die so soon than expected due to illegal activities or just an illness after you have sold all assets in training him or her. I think education is not the altimate, as a parent you should have own an asset or extablish yourself financially before investing on your children to a tertiary institutions. And before sending your child to school, you must know what he or she loves doing before considering where to put him or her. Some may love to lean a skill instead of going to school while some prefer going to school, so in this case, you have to diversify them in different fields of skill, which means you'll send them to learn a skill after they might have been through with their O level. After which if anyone decides to further his or her education you will continue with the person not sending all to school while they don't have passion for education. Most parent forced their children to school thinking that graduating with best results will give them a better job which is not true. Some people who learn a skill and concentrate on it are doing better than first class students. I think parents should change their mindset on that.

Do you think parents should have a limit on the amount they can invest in their children?

It depends on the parents. If the parents have money to sponsor their children to any level and still have much to sustain without depending on their children later in the future, it is fine. But if they know they will spend it all and put all their hopes on their children as a pay back, it is better they limit and train their children base on their Level of understanding. Not sending all to school when you know all can't make it.

Note investing in your children is like gambling, you may get something in return and also may not. Because your children may graduate and forget about you when they succeed, they may graduate and come back without a work and start life afresh and start learning a skill after graduation. Some may also Involve in some dubious act which makes parents regret why they spend so much on there children.

Summary parent should invest in there children as a parental duty and hope in God , not in their children. because they might be disappointed when their expectations doesn't work out as predicted. Sometimes People who are not your children may be the one to bless you in old age not even your children.

[tottong]

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

Education cannot be seen as a step to seek wealth, but education is important for children so that they understand their life journey. Education does not guarantee that a child will work in a decent place because now jobs are so difficult to get.
If parents want to prepare their children to be more independent then they should teach them how to make money.
For example, building a business that children can work on after coming home from school and slowly they will get used to developing the business.

There are no limits that can be given because when parents understand their child's desires, it will be much easier for them to direct them.
There are children born to business families but they don't like business and vice versa.
Children are not given freedom but are trying to be taught slowly about matters of financial responsibility.

[crwth]

In terms of specific categories, it might be best to limit some but I think, when it comes to education, they need to have it as the majority one, aside from the necessities of course.

I believe as long as you raise your child in a way that they know what they want and can see the experience that they want to do, then go for it and support them.

I think it's more important to have the relationship between the parents and the child be open compared to having them be closed and not responding and communicating correctly.

[Majestic-milf]

Do you think parents should have a limit on the amount they can invest in their children?

For me, parents should do the best they can; send your child to a good school, not an overly expensive one because at the end of the day, it's still knowledge that will be imparted in them, and it will save them some funds that they should have spent on school fees and extra curricular lessons to be used to invest in something else too.
 With the way my country is, it doesn't matter if you went to a public school or private, if you aren't well connected, it gets difficult to get a good job and this makes parents who have spent fortunes on that child to get disappointed if the desired result is not forthcoming.
Also, I've seen cases where the parents spend lots of money in investing in the education of the child just so they can compete with their rich friends.
 Instead of spending huge amount of money on education, some parents in the East from where I'm from, prefer to send their kids to an average school, then after that, send them to learn a trade so at the end of the day, the children can become independent in the future.

[Cryptmuster]

Parents have to act in good faith and will often give up everything for the benefit of their children. Not to sound too cynical but some will be rewarded later in life by raising their children well and getting them the best education, because they should be supportive in ones later years. In general though I think children give a lot of joy back to parents as well, which has an almost priceless value itself and they are also the future generations that will prop up society in general. Collectively we need to give younger generations the best start because they are the ones that will fund our future pensions as their parents and grandparents did before them.

Parents try to give their children the best they can afford, and often they try to give their children more than they had. But sometimes in this desire they do not want to listen to what the child wants, when they ones try to realize in them some of their unrealized moments. Now children have many more opportunities than we had and they just need help deciding on their future. They can also get a very good education and it doesn’t always require a lot of money. The most important thing is to teach children that they can be independent, and teach them to adapt to this world so that they do not depend on you for a long time.

[Z_MBFM]

The way I see it, parents have obligations regarding their children, but not the other way around. Children didn't ask to be born, it's the responsibility of their parents. I don't think it means that parents should sell their houses for their children, though. Parents are responsible for providing an adequate standard of life and ensuring that their children obtain basic education. Then it's up to parents how much they want to help and up to children how much they want to take care of their parents when they get older.
Viewing children as an investment into your own future is very egoistic and pragmatic. I don't think it's a good foundation of a healthy relationship.

Yes I agree with you. After giving birth to a child till he reaches adulthood, parents have to take all the responsibility to guide him and develop his life. But this does not mean that the parents will sell the homestead for the child and spend it on the betterment of the children. First of all it is mandatory to fulfill the basic needs of everyone and then all kinds of measures are needed to upgrade the children with the times. Because that child after a certain age has to fight the earth to save himself and his next generation as you would for your child. Life is a game here those who can fulfill every step of their life very carefully are successful in every way.

[MissNonFall9]

The way I see it, parents have obligations regarding their children, but not the other way around. Children didn't ask to be born, it's the responsibility of their parents. I don't think it means that parents should sell their houses for their children, though. Parents are responsible for providing an adequate standard of life and ensuring that their children obtain basic education. Then it's up to parents how much they want to help and up to children how much they want to take care of their parents when they get older.
Viewing children as an investment into your own future is very egoistic and pragmatic. I don't think it's a good foundation of a healthy relationship.

Yes I agree with you. After giving birth to a child till he reaches adulthood, parents have to take all the responsibility to guide him and develop his life. But this does not mean that the parents will sell the homestead for the child and spend it on the betterment of the children. First of all it is mandatory to fulfill the basic needs of everyone and then all kinds of measures are needed to upgrade the children with the times. Because that child after a certain age has to fight the earth to save himself and his next generation as you would for your child. Life is a game here those who can fulfill every step of their life very carefully are successful in every way.

The words are undoubtedly true and well said. Because children have to be cared for they have the responsibility to support them until they are able to earn money or until they reach adulthood. This is because if their care or nurturing is stopped before they can earn money their future will be plunged into darkness as they will not be able to grow properly or recognize the right path. They will be able to acquire their work and skills only if they are shown how to get involved in social or extracurricular activities and education in their families. But the more primitive fields are shown for their upbringing, the more they will grow up there is a lot of evidence in the society.

[odunybiz]

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

It is the responsibility of the parents to take care of their children and there shouldn't be any limit to the level in which they do that. They should try to do that within their capacity. It is also the right of the children to take proper care of his/her aged parent when he/she grows up and start earning. But it's high time we get to know being educated doesn't guarantee good job. Education means you are trainable and wise enough to creat opportunities if there isn't any. It was in the olden days that jobs are easy to get. Now, it isn't come that easy.  Parent should see the upbring of their children as their responsibility without expecting a pay back time in future so they won't get disappointed if things doesn't work out well as they think.

[sekalitas]

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

In my opinion, as parents, it's crucial to prioritize saving and investing for our own retirement. This ensures we won't be a financial burden on our children when we're older or unable to work. It's fundamentally wrong to view our children as an investment. There are countless unpredictable factors that can shape who they become, and harboring such expectations will only put undue pressure on them. This pressure can easily backfire, leading them to feel unloved and misunderstood. In the worst cases, it can even cause them to resent us and become a burden rather than a support.

So, to answer your question about invest in children, it depends on what kind of investment we're talking about. If we're talking about money, then it absolutely depends on the child's individual skills and interests. Investing money in a child without financial literacy can be disastrous. But when it comes to investing in teaching them knowledge, fostering a good attitude, and showing them love, there's no limit. That's our responsibility as parents. After all, children don't choose  when they're born, but we do choose to bring them into this world.