Should there be a limit to investing in your children?

[leonair]

Do you think parents should have a limit on the amount they can invest in their children?

Children are not an investment, that is something that parents should have in mind, but that is also what happens in my country where parents consider their children as aninvestment.
Giving the best is a must for parents who should not expect anything in return because it will be disappointing, and if there are children who have graduated from a good school or university but are still dependent on their parents then that is the parents' mistake in terms of education.
Investments are assets and the assets must provide good returns for the future, and that is not our children.

Yes, in my country, too many parents invest in their children and believe that good things will come in the future.
In my country, parents spend 300 to 500 dollars a month on a child's education. However, I have seen that only five percent of those who do well come out with reasonable intelligence and a good education. 95% of those who study from such families and the family spends them never get any money back, and the child's life becomes different, the parents are disappointed.
On the other hand, in my country, boys and girls from lower middle-class families who study hard and help their parents in their work come forward by doing well, and they win at the end of the day.

Expecting so much after so much investment in a child is disappointing. It is our responsibility to invest in our children. It's not foolish to consider it an investment because I must do it and pay for my family.

[Jody.Drummer]

Doing everything that is even somewhat excessive as a parent to a child may not be a problem, because of course however and anyone must want the best for a child in his future which is one of them such as by sending them to a higher level or to a school that has a very good reputation at home or abroad, it doesn't matter because it has the potential to enlighten a child's mindset and insight, there is no other reason and there is nothing else that parents want other than to see their children happy and also hope that their children can raise the degree of both parents in the future.

But on the other hand you have also said it yourself that the fact is that many parents are ultimately disappointed, because it turns out that things are not as expected, there is nothing wrong with the way they educate their children by doing everything for the sake of a brighter future for their children, but however it is nothing more than just the hope of parents, which means that it cannot be ensured that when a child grows up they can make their parents happy with the results of the upbringing of their parents, The OP has said one of the real proofs above that in the end many of them are also unemployed, which is one of the reasons maybe when they were in the education period they did not really learn the various things that were taught, and that means I will say that the diploma is just a sign that someone has been to school but not a sign that someone has thought.

[hyudien]

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

Who doesn't want to see their child succeed in the future? All parents must have the same dreams and do everything they can to guarantee a bright future. The problem is that the way they educate their children depends on each individual and is in accordance with their goals. As long as the child feels that they are compatible with what their parents are directing then there is no problem, they will go through with it without harming other people. You will definitely do the same for your child, give them the best, ensure that the education they take and the costs are in line with your income. So basically the matter of educating children comes back to the parents or what the child wants to become in the future. The process is definitely long and can even experience unexpected things along the way. That's a normal thing that will definitely be encountered and will create its own character.

Regarding eventually becoming unemployed, parents dying and so on, it is no longer a matter of planning because each person's destiny and journey is different. As I said, in the middle of the journey there are always obstacles, unexpected trials, but this process will give birth to character, some will give up, others will continue to struggle in their own way. We only see it in passing so it seems as if everything must go according to plan. We must have a long-term plan, but the final result is no longer our domain.

[Lantind]

To teach children, we have to get used to behaving according to what we expect from them. we have to set an example for them so that they imitate what we do. the same as investing for children, this aims to ensure that their lives will be guaranteed in the future, moreover we will not know what will happen to us in the future, that way as time goes by children will understand what we are doing and they will do it too because it is considered something good to imitate

When giving a good example to children, of course we must first do the things we will model for them ourselves and it is impossible for them to imitate what we do, because every child tends to imitate what their parents do, so it is important for us not to do things that are not good in front of our children if we don't want them to imitate what we do, if we want our children to do things like investing of course they will try to learn about this and it would be better if we could teach our children about investing for their better future because with investment this will certainly enable them to manage their finances well and not use their money on things they don't need.

[Xcode7]

When giving a good example to children, of course we must first do the things we will model for them ourselves and it is impossible for them to imitate what we do, because every child tends to imitate what their parents do, so it is important for us not to do things that are not good in front of our children if we don't want them to imitate what we do, if we want our children to do things like investing of course they will try to learn about this and it would be better if we could teach our children about investing for their better future because with investment this will certainly enable them to manage their finances well and not use their money on things they don't need.

There are many things that must be taught to children before investing, including we also have to look at the age limit because something cannot be forced on a child. Investing for the future must be taught when he has grown up and understands the meaning of life, if he is still in the learning process or still I think it's still unethical for us to teach about investment because anything related to money will have quite an influence on psychology so that also has to be paid close attention.
I think to teach about investment or recognize it, I think the child must be able to control himself first.

[Kristiyana]

Parents investing on there children is very important because sometimes things may not actually work the way the parents had envisioned for themselves in terms of financial aspects and at that time or moments it could be very difficult for them to take care of there children properly in terms of there education and other things so if perhaps they have already established an investment for the children it will become very easy for them because the investment will actually go a very long way for those children.

Sometimes parents have money but their children are not old enough to take care of such an amount therefore the parents choose to invest that amount for the future of their children as a result of which that amount will not remain in the same value but will continuously increase as the time goes.

Of course there are so many cases like that when the parents will be very wealthy but there children is still very tender to manage the investment but of course that is not supposed to be a challenge because sometimes what they normally do is that they will invest the money somewhere or open a company for them and put someone to managing it and that if there children come of age they will claim the business so is always like that sometimes.

[Zlantann]

Regarding eventually becoming unemployed, parents dying and so on, it is no longer a matter of planning because each person's destiny and journey is different. As I said, in the middle of the journey there are always obstacles, unexpected trials, but this process will give birth to character, some will give up, others will continue to struggle in their own way. We only see it in passing so it seems as if everything must go according to plan. We must have a long-term plan, but the final result is no longer our domain.

Wouldn't it be better for parents to invest wisely in their children instead of putting in everything they have earned? As they invest in their children, there is a need to also plan for their health and retirement in old age. Of course, I will give my children the best care and education but it wouldn't mean risking my entire income for their upbringing. After all, I have observed that it is not expensive education, clothing, toys, or others that guarantee a child's success. So instead of putting money into the education of my children with the hope that they will provide for me in the future, it will be better to spend the amount that will also help me save and invest for my own future.

Yes, in my country, too many parents invest in their children and believe that good things will come in the future.
In my country, parents spend 300 to 500 dollars a month on a child's education. However, I have seen that only five percent of those who do well come out with reasonable intelligence and a good education. 95% of those who study from such families and the family spends them never get any money back, and the child's life becomes different, the parents are disappointed.
On the other hand, in my country, boys and girls from lower middle-class families who study hard and help their parents in their work come forward by doing well, and they win at the end of the day.

This is the same thing that is happening in my country. Parents prefer to send their children to expensive schools even when they don't have the means to pay the fees. They just assume that expensive education will lead to success in the future. But this is not always the case because children from middle or low-class homes are hardworking, dedicated, and resilient. And these qualities are highly needed on the path to success.

[slapper]

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

Who doesn't want to see their child succeed in the future? All parents must have the same dreams and do everything they can to guarantee a bright future. The problem is that the way they educate their children depends on each individual and is in accordance with their goals. As long as the child feels that they are compatible with what their parents are directing then there is no problem, they will go through with it without harming other people. You will definitely do the same for your child, give them the best, ensure that the education they take and the costs are in line with your income. So basically the matter of educating children comes back to the parents or what the child wants to become in the future. The process is definitely long and can even experience unexpected things along the way. That's a normal thing that will definitely be encountered and will create its own character.

Regarding eventually becoming unemployed, parents dying and so on, it is no longer a matter of planning because each person's destiny and journey is different. As I said, in the middle of the journey there are always obstacles, unexpected trials, but this process will give birth to character, some will give up, others will continue to struggle in their own way. We only see it in passing so it seems as if everything must go according to plan. We must have a long-term plan, but the final result is no longer our domain.

Every parent wants their kid to thrive, right? Not everyone, though, has the same set of cards. Some people have more money, better contacts, a larger safety net. That's just the way the world is. This whole idea of "the best" education... that's a loaded term, man. That implies different things to different people. What's "best" for a rural village kid is different from a big city kid. All of it relates to your situation, your values, your culture

Indeed, planning is a good thing. Saving for college, investigating universities, all that kind of thing. But life sucks. Everything cannot be under your control. Raising resilient, adaptable, and quick-thinking kids is crucial. Real parenting magic occurs here. It's about producing flexible, resilient human beings who can negotiate whatever life presents, not about adhering to some inflexible schedule. That's what truly matters in the end

Let's avoid the "best education" race. Focus on raising curious, enthusiastic, world-ready kids. That's the kind of legacy that's worth leaving behind

[Hopila]

The situation you have described is indeed a challenging one, where parents are making significant financial sacrifices in the hopes of securing a better future for their children. The idea of children being seen as investments and having the responsibility to take care of their parents in the future can create immense pressure on both parents and children.

Setting limits on the amount parents can invest in their children's education is a complex issue that depends on various factors such as financial situation, cultural beliefs, and future expectations. However, it is essential for parents to consider practical financial planning and not jeopardize their own financial well-being in the process of investing in their children's education.

For me I think  finding a balance between investing in children's education and maintaining financial stability is crucial. It's essential for parents to prioritize their well-being and financial security while supporting their children's educational pursuits.

[Cookdata]

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

If I live in a region there is no opportunity that much and I had one for myself to be able to start a family and eventually have kids, I will try my possible best to send them to a better place where they will get a good education and where there are bunch of opportunities and not end up in where I start and my push for their success in life isn't to help me later, it's my responsibility to make sure they had a good life and not to put them pressure to become successful at all cost, beside not everyone will make it to some financial level.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

I think the orientation and upbringing parents instill on their child is the reason for been depressed because they couldn't get a job. Is it their faults that they didn't have the job, sometimes the opportunities are there but their is limited available space for accommodation, sometimes you even have the dream job but the working condition isn't favorable. Stop making children go overboard, it makes them do what isn't appropriate. Delay isn't denial, I will give the best I never had to my children no matter what!

[GiftedMAN]

Do you think parents should have a limit on the amount they can invest in their children?

IMHO, I don't think parents should have a limit to the amount they should invest in their children because they are responsible for the good upbringing of their children and they ought to do everything necessary to ensure their children becomes better people to them and the society. Parents should do everything within their means to invest positively in their children and in doing so they shouldn't have a limit since they are planting a good seed in them that will also be of great benefits for them in the future because the children will become adults tomorrow and since their parents invested heavily in making sure that they become better people, they will reciprocate the love by using their resources to take good care of their parents in their old age. Personally, I will do everything possible to make sure my children have all the good things of life and if investing everything that I worked for will give them a better life tomorrow then I don't think I will think twice before doing that because my kids won't be a disappointment to me and the society.

[Alphakilo]

Do you think parents should have a limit on the amount they can invest in their children?

This is a very critical question but in my opinion I will say no there is no limit to investing in your children as far as you can afford it and the child is reciprocating.Children are an investment and every parent wants theirs to be the best, no parent would be happy seeing his or her child lagging behind in what money can afford when they can afford it.

It is unfortunate that after so many investments on some children they end up disappointing their parents, this could also be caused by their parents because when they were investing in them they failed to teach them some important things that they needed to know.

For example when investing on your children make sure you also discipline them when they're wrong or do something bad.
teach them how to be independent, how to be contented, how to think ahead of time and save for the rainy days, how to set their priorities first and let them know some other things that can not ne thought in school but by their parents. Some parents over pamper their children without any discipline and that is why they end up disappointing them after everything.

[Ryu_Ar1]

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

It's like risking everything so that the child's future becomes successful and can support them in the future? Is it like that?

I guess I'm not wise enough if that's what you're saying and I'm actually quite against this kind of stigma because after all it's not a gamble so it's quite funny that parents send their children to school so that they can be supported in terms of their future lives.
Creating prosperity including providing proper education and facilities is one of the obligations of parents and it is quite strange if they are selfish about it. Although the assumption may be that the children they take care of must give back, I think this is a little outrageous if the goal is only to be a balance for them in their old age.

Instead, we as parents must try to make our children comfortable and not burdened, as for when there will be more replies from children, it is a proof that we have succeeded in educating our children well so that they do not forget their parents. Because filial piety to parents voluntarily at the child's wish will be very different from parents who expect reciprocity because in my opinion it is like there is an element of coercion that indeed in the future when they are successful they (children) must return the favor to the parents who raised them.

[oktana]

It’s ridiculous to see children as an investment because the only reason why they would even make it far enough to HELP YOU BACK as their parent is that you actually raised and INVESTED in them. So it’s the effort you applied into them that you’re getting back. But despite what logic, don’t go birthing children because you think of them as investment. Do your family planning proper and know how many kids you want to have based on what you can handle financially, emotionally, and the rest.

[MissNonFall9]

The situation you have described is indeed a challenging one, where parents are making significant financial sacrifices in the hopes of securing a better future for their children. The idea of children being seen as investments and having the responsibility to take care of their parents in the future can create immense pressure on both parents and children.

Setting limits on the amount parents can invest in their children's education is a complex issue that depends on various factors such as financial situation, cultural beliefs, and future expectations. However, it is essential for parents to consider practical financial planning and not jeopardize their own financial well-being in the process of investing in their children's education.

For me I think  finding a balance between investing in children's education and maintaining financial stability is crucial. It's essential for parents to prioritize their well-being and financial security while supporting their children's educational pursuits.

I never feel the need to do anything beyond my capabilities in my real life. In that respect the investment for children's education and the financial capacity and stability of the family head should be balanced between these two. Any exception to this will threaten normal life. I don't mean to imply that as a family member I won't spend or invest in the OP's words for the children's education. Every person should have a good idea about money management then it will be easy for him to manage the country including his family. And if this education is imparted to the children as a family education in addition to institutional education it can be expected to pay off well.

[boty]

It’s ridiculous to see children as an investment because the only reason why they would even make it far enough to HELP YOU BACK as their parent is that you actually raised and INVESTED in them. So it’s the effort you applied into them that you’re getting back. But despite what logic, don’t go birthing children because you think of them as investment. Do your family planning proper and know how many kids you want to have based on what you can handle financially, emotionally, and the rest.

If a child has achieved good results from what they do, they will first pass on the results of their achievements to their parents and as parents of course they must be able to educate their children well so that they can live a successful life in the future. because by preparing them for the future we will be very satisfied when we see that they can live happily.
It is true, as you said, it would be better to have a plan in having children and we must be able to see the capabilities we have in educating them because every child has the right from their parents to receive love and also a good education from their parents.

[Stablexcoin]

When giving a good example to children, of course we must first do the things we will model for them ourselves and it is impossible for them to imitate what we do, because every child tends to imitate what their parents do, so it is important for us not to do things that are not good in front of our children if we don't want them to imitate what we do, if we want our children to do things like investing of course they will try to learn about this and it would be better if we could teach our children about investing for their better future because with investment this will certainly enable them to manage their finances well and not use their money on things they don't need.

There are many things that must be taught to children before investing, including we also have to look at the age limit because something cannot be forced on a child. Investing for the future must be taught when he has grown up and understands the meaning of life, if he is still in the learning process or still I think it's still unethical for us to teach about investment because anything related to money will have quite an influence on psychology so that also has to be paid close attention.
I think to teach about investment or recognize it, I think the child must be able to control himself first.

You don't have to wait till they learn the investment or stuff. As a parent, you can make lots of investments for your children by growing that investment at a tender age and when the children are of age and capable of handling that investment then you can hand over it to them. Of course, they have to be prepared to handle it properly but you don't have to wait till they are fully grounded. You can manage it for them until they are ready to handle it.

[Dewi Aries]

When giving a good example to children, of course we must first do the things we will model for them ourselves and it is impossible for them to imitate what we do, because every child tends to imitate what their parents do, so it is important for us not to do things that are not good in front of our children if we don't want them to imitate what we do, if we want our children to do things like investing of course they will try to learn about this and it would be better if we could teach our children about investing for their better future because with investment this will certainly enable them to manage their finances well and not use their money on things they don't need.

There are many things that must be taught to children before investing, including we also have to look at the age limit because something cannot be forced on a child. Investing for the future must be taught when he has grown up and understands the meaning of life, if he is still in the learning process or still I think it's still unethical for us to teach about investment because anything related to money will have quite an influence on psychology so that also has to be paid close attention.
I think to teach about investment or recognize it, I think the child must be able to control himself first.

Of course there are many things that must be taught to a child before introducing them to the world of investment, and as we know that investment is an activity that is difficult to understand, sometimes even adults still have difficulty understanding everything, let alone a child who is still underage who has a mindset that is still very unstable, meaning teach them something that is appropriate for their age, a child tends to prefer to play and they will not be interested in something that can make money because they do not understand how valuable money is in life. You can teach them at least when they are 20 years old which is a pretty mature age in thinking, and basically it doesn't mean it's impossible to teach a child about investing at their early age, but I think it's too risky an idea considering investing is an activity that involves money.

[FanEagle]

I agree that education is important, but if you let your kid think that education is the only thing that matters, then I would say it would not be a good idea at all. A kid needs to know that just because you get a good grade, that is not indication that you are going to grow up to be an incredible person, of course you could be, or maybe you won't, grades will not decide that, who you are will decide it.

I personally never really believed in the value of education from school, I believed in stuff that are a bit more specialized, like if a kid has interest towards subject X, then they should laser focus on that. If I have to sell my house, which I can that is okay, then I would want it for something that my kid will build a life on, and if they are asking for something like that, I would be more than happy to sell my house, and my car, and everything else I have.

[wiss19]

Depends on the parent of course, but I think it would be very hard to stop investing into your children, even when you are very old and they are grown up as well. Like lets say I am 80 years old, and my kids are in their 50's, and they need money and I have money, I guarantee you that I will still help them and not going to leave them dry when they need it.

Saying no to your kids when they need help and you can help, is not something that makes sense to me. Doesn't mean that they should grow up to be spoiled brats who do not work and you take care of them, that is not how it works, I mean like help when they need it, but they need to build their own life as well and just do whatever they can, it is going to work fine for them.