Should there be a limit to investing in your children?

[Judith87403]

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

I think the answer is "no" there's no limit on the amount of money we invest in our children, what really matters is if we have the money as long as the money is there is good to give our children the best education because some day they will be the one to represent use. though their are some people who has limit on the amount they can invest in their children, probably they can decide to erroll their children in one of this local schools that can't even teach very well as a result of being greedy mean while they have the money to take their children to one of the best schools.

probably after all days of their studies and it turns out that those children are not well educated who will be hold responsible for that? Of course the parents will be hold responsible for it this is why we don't need to be greedy more especially when it has to do with our children's studies we need to take it very serious. Actually selling your property so as to clear your children's school bills is not a bad idea, taken a loan to pay your children's school bills is not also a bad idea but you need to make sure that you have a source of income so that you can be able to pay back the loan because you can't really predict what will happen you. know investing in our children is just almost the same thing with crypto Investment, you know sometimes you can experience lose in the market and sometimes you also profit from your investment, you know their are some parents who Invested heavily in their children hoping to get a good return but on the contrary it turns out not to work as it is planned probably most of those children can even end up becoming a thief and also engaging their self in cult group so at this point all the effort of the parent becomes a waste.

[Mr.right85]

Some arguments are better left for those in the circle. You really can’t see things from the eyes of a parent towards the child except you are a parent yourself. When it comes to parenting and I don’t mean, you haven’t to adopt even though that does count (for some with good hearts). When it comes to caring for a child you birth, there is hardly nothing you wouldn’t do to ensure that child is a success. You already said it OP as evident in what you’ve seen around you.

Almost every responsible parent gives their all and even gives up their future so they can build that of their kids. While some parents might work themselves out literally, others make sacrifices that might seem unwise to many.

Even then, it’s undeniable that it’s still a gamble. Some kids might grow to understand what it actually took in their upbringing and do the most to actually go through that process of upbringing to come out successfully, while others wouldn’t just mind. They see you to be duty bound and that’s it.

Which ever it is, the love of a parent to the child knows no boundaries. You might want to have a limit to what you can sacrifice but, it’s left for a parent and the child to know what that limit actually is.

[uswa56]

-snip-

Most parents have a common intention that their child will be different from others. Their child will know much more. A parent should try to get his child to get higher education in an outside institution due to the fact that he will earn much more after completing his studies. But not all parents may have the same motive here. There are many parents who want to give good education to their children. They want to send to any top tier countries for higher education to gain more knowledge in science or other subjects. But not everyone has the same vision, there are some parents who send their children abroad for higher education so that they can earn more money. And many of them lose their wealth to take the child to that stage. I think one should never spend more money. Because nowadays a man has to survive if he wants to survive. When someone over-spend for their children it can sometimes backfire. So parents need to know about this in advance to manage their present and future life.

As parents of course have the desire to provide the best education for their children, even giving their children education abroad to get the best education for their children and I think as parents, of course they will be willing to give for their children even if their wealth runs out to see their children become more successful than what they have achieved as parents.

However, if as parents do not have enough wealth, of course they do not choose to send their children to school abroad, which will enable them to meet their needs and as children who are aware of their parents' financial condition, of course they will not ask to be able to have an education. until leaving the country.

[bakasabo]

How I see it is that parents can spend money whatever they want on their children, but I would only limit the amount parents use to congratulate or to celebrate something their kids have achieved. It is ok to invest in kids future in manner of paying for their education. But giving kid a Lamborghini when kid is only 16 and has finished school without D's, that is crazy. Or buy kid a Rolex watch only because he has learned to read is a total nonsense. Some parents can afford to make expensive presents, but sometimes they just boast with their money.

Selling property to send kids into best school is acceptable, if the kids want to learn and already show progress. But if a kid spends all time playing video games, is lazy and isnt smart, than no expensive education can help him.

[slapper]

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

I think the answer is "no" there's no limit on the amount of money we invest in our children, what really matters is if we have the money as long as the money is there is good to give our children the best education because some day they will be the one to represent use. though their are some people who has limit on the amount they can invest in their children, probably they can decide to erroll their children in one of this local schools that can't even teach very well as a result of being greedy mean while they have the money to take their children to one of the best schools.

probably after all days of their studies and it turns out that those children are not well educated who will be hold responsible for that? Of course the parents will be hold responsible for it this is why we don't need to be greedy more especially when it has to do with our children's studies we need to take it very serious. Actually selling your property so as to clear your children's school bills is not a bad idea, taken a loan to pay your children's school bills is not also a bad idea but you need to make sure that you have a source of income so that you can be able to pay back the loan because you can't really predict what will happen you. know investing in our children is just almost the same thing with crypto Investment, you know sometimes you can experience lose in the market and sometimes you also profit from your investment, you know their are some parents who Invested heavily in their children hoping to get a good return but on the contrary it turns out not to work as it is planned probably most of those children can even end up becoming a thief and also engaging their self in cult group so at this point all the effort of the parent because a waste.

That's okay: not all kids are Harvard guys. Not just overeducated clones. We need artists, plumbers, and intellectuals. Diversify instead of pursuing Ivy League? Disclose everything to our kids. Whatever gets them going: music, computing, carpentry. Maybe your kid will be Steve Jobs, not Einstein. Those are worth more than expensive degrees

No matter the money, raising well-rounded people is important. Creative, adaptable, and maybe world-changing kids. Instead of a one-size-fits-all education, let's experiment. Crypto crazes are worse investments than this

[Bright0515]

This your post just reminded me of discrimination of female gender in the old days, where father's think the female children will only end up in their husbands house and considers the male as their responsibility in all aspects.
Your children are not business that you should invest in them, it is your responsibility and it is a must that your children should get 100% care from their parents sending your children to the best school is not a crime but using your last income to make sure you send them there with the mentality of investment or that they would take care of you tomorrow is not a good one. There are children who attend the worst school and are leaders today, home training matters a lot as to who your child should be in the future take care of your children and also have something to invest on to help yourself.

There should be no limit in taking care of your children and don't focus your hope on one place let your hope be wide. Sometimes after spending your last card on your children to do better and they don't, can even cause them fear that would make them go wild in the society. Even you as the parents can even give them a high pressure because they want to pay you.

[SmartCharpa]

Well I think investing in the future of children is important because they will become the future leaders. Investing not only money but time and attention also has a huge impact on the development of children growing up.
Just like teachers teaching different class subjects to young students, parents should be responsible for investing time to raise their children. And teach them good morals, mannerisms, and respect for others.
Therefore it is necessary to do these things for them to have a better future. I believe that if we can all agree to do this our children will also have good long-term health for our future society.

You are correct, it is necessary for all of us to teach our children to respect and show manners toward the elderly. If our children do not respect their elders, regardless of our financial efforts, it is a waste of money because the parents will not be considered good parents by others. We also need to start teaching these things to our children while they are still young because we won't be able to handle or teach them all at once when they are grown. However, our children need more than just money they must also be educated about life, behavior, and respect since they will be the leaders of tomorrow, and leaders must learn to respect elders in any societies that they find themselves.

Which ever it is, the love of a parent to the child knows no boundaries. You might want to have a limit to what you can sacrifice but, it’s left for a parent and the child to know what that limit actually is.

Indeed, a parent's love for their child knows no limits. But there are parents of this friend of mine who believe that if their children finish primary school, all of life's struggles remain in their hands, and they must continue to work hard for themselves to become great people, their parents have not attempted to send them to school or invest in them, or maybe they will change their situation, but no one cares. Now that some of us have graduated from high school, they are regretting that their parents did not send them to school after they finished primary school. I don't think that is love for a child because they do not care about their children's future.

[erep]

Indeed, a parent's love for their child knows no limits. But there are parents of this friend of mine who believe that if their children finish primary school, all of life's struggles remain in their hands, and they must continue to work hard for themselves to become great people, their parents have not attempted to send them to school or invest in them, or maybe they will change their situation, but no one cares. Now that some of us have graduated from high school, they are regretting that their parents did not send them to school after they finished primary school. I don't think that is love for a child because they do not care about their children's future.

Parents at least have the responsibility to send their children to school up to 9 years old. We know the term 9 years of compulsory education because children cannot be required to find their own way to pay for their schooling. And I don't agree that if parents only cover their children's school fees up to elementary school, they are not responsible for supporting their children's education for future needs, even though their children will replace the backbone of the family when their parents retire or get old. So educate your children until they reach higher education and parents must monitor their children's activities at school so that they are not negligent in other things that are detrimental to themselves.

[NurseHub]

It's essentially to set a standard limit for investing in your children, which should also include investing in your old age. Set boundaries, have a great budget for every month, and aside from your kids, keep yourself ready for old age. I don't believe in people investing in their children to help them or look after them in old age, because life happens. As much as you are investing in them, also make availability for things you will need while on the run.

Avoid not setting goals, letting emotions drive your decisions, and not asking for professional advice. This is what some parents lack: no plans, just training their child or sending them to serve someone and get settled after years to build theirs and look after their parents. This is what they call their investment.
Most of the time, what makes parents lose all their investments is investing in the wrong place. 

[pusaka]

Indeed, a parent's love for their child knows no limits. But there are parents of this friend of mine who believe that if their children finish primary school, all of life's struggles remain in their hands, and they must continue to work hard for themselves to become great people, their parents have not attempted to send them to school or invest in them, or maybe they will change their situation, but no one cares. Now that some of us have graduated from high school, they are regretting that their parents did not send them to school after they finished primary school. I don't think that is love for a child because they do not care about their children's future.

Parents at least have the responsibility to send their children to school up to 9 years old. We know the term 9 years of compulsory education because children cannot be required to find their own way to pay for their schooling. And I don't agree that if parents only cover their children's school fees up to elementary school, they are not responsible for supporting their children's education for future needs, even though their children will replace the backbone of the family when their parents retire or get old. So educate your children until they reach higher education and parents must monitor their children's activities at school so that they are not negligent in other things that are detrimental to themselves.

Parents play an important role in carrying out everything they have to do for their children, including being responsible for their education. However, what is happening now is that they (parents) equate it with what they experienced in the past. In the past they went to school to only be able to read and write, after they could do all that they felt that was enough, and they had the same thoughts. Even though it's much different now, it's no longer relevant if they think it's all the same as in the past. Even though it may be the child himself who will determine their future, at least parents can provide a way for their child's future, one of which is education.
However, I have to say that children must also be aware of what their parents are doing. Because sometimes I see their parents trying hard to give them a decent and high education, but the child doesn't make good use of it. They only go to school casually (only filling in absences), and some of them even do more negative activities.

[viananda2525]

Indeed, a parent's love for their child knows no limits. But there are parents of this friend of mine who believe that if their children finish primary school, all of life's struggles remain in their hands, and they must continue to work hard for themselves to become great people, their parents have not attempted to send them to school or invest in them, or maybe they will change their situation, but no one cares. Now that some of us have graduated from high school, they are regretting that their parents did not send them to school after they finished primary school. I don't think that is love for a child because they do not care about their children's future.

Parents at least have the responsibility to send their children to school up to 9 years old. We know the term 9 years of compulsory education because children cannot be required to find their own way to pay for their schooling. And I don't agree that if parents only cover their children's school fees up to elementary school, they are not responsible for supporting their children's education for future needs, even though their children will replace the backbone of the family when their parents retire or get old. So educate your children until they reach higher education and parents must monitor their children's activities at school so that they are not negligent in other things that are detrimental to themselves.

Providing education to children is part of a long-term investment and of course it will not be in vain if you always supervise and control their growth and development and understand their interests. So parents must be responsible up to a higher level of education for a more focused future. So I don't think it would be a waste if a lot of money was spent just for the sake of the child's education.

[LogitechMouse]

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.
~

This is one of the worst mindset most of the family have. Giving it all for their children because they believe that they'll be the ones that will help them when they become old.

First of all, our children didn't ask for them to be born. It's the family that planned it, and they have the responsibility to nurture, teach and develop them until they can become independent. Relying on them when you become old is one of the things that I hate the most. Like you OP, I've also seen some family members here in our community that had the same mindset. Ending? They are now alone and their children that they developed and gave it all are now away from them and can't even visit them at all.

As a family-oriented person, I hate to see old people being alone, but at the same time, it's their fault that they didn't ready themselves financially when they become old. Providing them the best education is the best thing a family can give, but don't put to a point where you will ask for a loan or sell everything you have just for your child. I mean have a limit. Just invest enough for them. Don't burden yourself for their sake. This topic is kind of subjective based on the posts because there are some who wants the family to invest it all to their children and there are some like who I think it isn't important.

[Rockstarguy]

Indeed, a parent's love for their child knows no limits. But there are parents of this friend of mine who believe that if their children finish primary school, all of life's struggles remain in their hands, and they must continue to work hard for themselves to become great people, their parents have not attempted to send them to school or invest in them, or maybe they will change their situation, but no one cares. Now that some of us have graduated from high school, they are regretting that their parents did not send them to school after they finished primary school. I don't think that is love for a child because they do not care about their children's future.

This is the worst decision that any parents should ever take because they will later regret it in the future. Being poor is not an excuse for parents to not give their children the basic things that can transform their life. Parents who thinks giving their kids the basic things in life is too much or waste of money don't know what they are doing because it is a shameful by the time their children grows up and still struggling to make a better life. It is the responsibility of parents to give children the best , their is no  excuse to give. Even if one lacks money atleast quality education should be the first thing every child must have access to.

[GiftedMAN]

Indeed, a parent's love for their child knows no limits. But there are parents of this friend of mine who believe that if their children finish primary school, all of life's struggles remain in their hands, and they must continue to work hard for themselves to become great people, their parents have not attempted to send them to school or invest in them, or maybe they will change their situation, but no one cares. Now that some of us have graduated from high school, they are regretting that their parents did not send them to school after they finished primary school. I don't think that is love for a child because they do not care about their children's future.

This is the worst decision that any parents should ever take because they will later regret it in the future. Being poor is not an excuse for parents to not give their children the basic things that can transform their life. Parents who thinks giving their kids the basic things in life is too much or waste of money don't know what they are doing because it is a shameful by the time their children grows up and still struggling to make a better life. It is the responsibility of parents to give children the best , their is no  excuse to give. Even if one lacks money atleast quality education should be the first thing every child must have access to.

I think you are right Rockstarguy, I don't think lack of money should have any thing to do with the parental responsibilities to their children, infact parents should at fast consider the well being of their children and how they can acquire good education as soon as they can because if the children lacks good education they may turn to be a course to the family and a disaster to the nation because going to school would have giving them another level of exposure and their thinking would be different since will be educated.

I think the government needs to look into the proper upbringing of the children because a lot of families are ignorant of giving their children quality education some see poverty as the major reasons but I think if the government should intervene on this matter, every child should be able to have good education even though their families are the poorest family n the nation.

[Doan9269]

Once it's all about making an investment on our children, then we have to also make sure the what we are investing on them is an asset indeed and not a liability, children should be allowed to make their own personal discovery, we shouldn't get the children spoilt , instead, quality education is one of the ways through which we can invest on our children in other to make them independent in life in the future, we should not limit the quality of standards to ehaat we are giving them, both in education and personal home training in making them a potential leaders and make them sustainable.

[dezoel]

How I see it is that parents can spend money whatever they want on their children, but I would only limit the amount parents use to congratulate or to celebrate something their kids have achieved. It is ok to invest in kids future in manner of paying for their education. But giving kid a Lamborghini when kid is only 16 and has finished school without D's, that is crazy. Or buy kid a Rolex watch only because he has learned to read is a total nonsense. Some parents can afford to make expensive presents, but sometimes they just boast with their money.

Selling property to send kids into best school is acceptable, if the kids want to learn and already show progress. But if a kid spends all time playing video games, is lazy and isnt smart, than no expensive education can help him.

Those parents who give very expensive and big gifts to their children at every small and big event are not spending on their children, they are celebrating themselves in society and showing off. It is done for satisfaction, naming the children in it that I have spent on my children is wrong. What has been spent on children is for their good school, medical, and good life. I also agree with you that if your child is incompetent, not that good at reading, or spends most of his time on other activities, no matter how expensive the school or tuition is, your child will never get a good education unless the child and you are interested.

The home environment has a profound effect on the child's education and training. Schools or teachers alone cannot do anything. Good parents are not those who spend a lot of money on their children. Rather, they are those who give their children an excellent direction and train them well for the future.

[BALIK]

Indeed, a parent's love for their child knows no limits. But there are parents of this friend of mine who believe that if their children finish primary school, all of life's struggles remain in their hands, and they must continue to work hard for themselves to become great people, their parents have not attempted to send them to school or invest in them, or maybe they will change their situation, but no one cares. Now that some of us have graduated from high school, they are regretting that their parents did not send them to school after they finished primary school. I don't think that is love for a child because they do not care about their children's future.

This is the worst decision that any parents should ever take because they will later regret it in the future. Being poor is not an excuse for parents to not give their children the basic things that can transform their life. Parents who thinks giving their kids the basic things in life is too much or waste of money don't know what they are doing because it is a shameful by the time their children grows up and still struggling to make a better life. It is the responsibility of parents to give children the best , their is no  excuse to give. Even if one lacks money atleast quality education should be the first thing every child must have access to.

I think you are right Rockstarguy, I don't think lack of money should have any thing to do with the parental responsibilities to their children, infact parents should at fast consider the well being of their children and how they can acquire good education as soon as they can because if the children lacks good education they may turn to be a course to the family and a disaster to the nation because going to school would have giving them another level of exposure and their thinking would be different since will be educated.

I think the government needs to look into the proper upbringing of the children because a lot of families are ignorant of giving their children quality education some see poverty as the major reasons but I think if the government should intervene on this matter, every child should be able to have good education even though their families are the poorest family n the nation.

If you don't even have enough money to provide daily meals for children, how will you send them to school, let alone give them a good education? And that is also the problem of many families today, not because they are not responsible or do not want their children to be fully educated, but because circumstances do not allow it. Poverty and lack of money are the cause of all problems in this world, even raising children will be affected if we do not have money.

But I agree with you, the government should intervene in this issue as soon as possible because children are the future of the country. But it's not because parents don't know how to raise children, it's because life is so poor that they have to choose between survival and education, and there's nothing wrong with them choosing survival.

[Gozie51]

Do you think parents should have a limit on the amount they can invest in their children?

Anyway, investing in the education of children is not waste but what is important now is the area of education or field of education. The problem is that father's then focus only on formal education and forget the informal type of education. They treat the skill acquisition education with disdain and so when a student graduates without a job, he or she can't further support the family whose hope would become the contrary and they become dependent again which leads to frustration to the family. So it is a lesson to learn so that the child will be balanced both in academics and craftsmanship. Also, another point to note is the area of the formal education. Like there are courses that you would consider irrelevant in modern day society but venturing into technology / digital technology and stuffs in blockchain then you can be sure to be relevant in the society. It is your relevance that opens access to jobs. However, different government have not been proactive in job creation and enabling of environment for independent businesses.

[GiftedMAN]

Indeed, a parent's love for their child knows no limits. But there are parents of this friend of mine who believe that if their children finish primary school, all of life's struggles remain in their hands, and they must continue to work hard for themselves to become great people, their parents have not attempted to send them to school or invest in them, or maybe they will change their situation, but no one cares. Now that some of us have graduated from high school, they are regretting that their parents did not send them to school after they finished primary school. I don't think that is love for a child because they do not care about their children's future.

This is the worst decision that any parents should ever take because they will later regret it in the future. Being poor is not an excuse for parents to not give their children the basic things that can transform their life. Parents who thinks giving their kids the basic things in life is too much or waste of money don't know what they are doing because it is a shameful by the time their children grows up and still struggling to make a better life. It is the responsibility of parents to give children the best , their is no  excuse to give. Even if one lacks money atleast quality education should be the first thing every child must have access to.

I think you are right Rockstarguy, I don't think lack of money should have any thing to do with the parental responsibilities to their children, infact parents should at fast consider the well being of their children and how they can acquire good education as soon as they can because if the children lacks good education they may turn to be a course to the family and a disaster to the nation because going to school would have giving them another level of exposure and their thinking would be different since will be educated.

I think the government needs to look into the proper upbringing of the children because a lot of families are ignorant of giving their children quality education some see poverty as the major reasons but I think if the government should intervene on this matter, every child should be able to have good education even though their families are the poorest family n the nation.

If you don't even have enough money to provide daily meals for children, how will you send them to school, let alone give them a good education? And that is also the problem of many families today, not because they are not responsible or do not want their children to be fully educated, but because circumstances do not allow it. Poverty and lack of money are the cause of all problems in this world, even raising children will be affected if we do not have money.

Parents that have no money to feed and give their children a better education should at first have child birth control so that they won't give birth to children that will cause nuisance to the society. First of all I think before we seek the intervention of the government the parents have the primary responsibility to at least enroll their  children to school, provide food for them before involving the government for assistance and if they have a good paying job I don't think they will be needing the help of the government for their children upbringing.

In the issues of the government rendering assistance to every child to ensure they get good education, I think the government should provide free education and make the environment a good learning environment then the parents can take care of the rest.

[Marvell1]

In the issues of the government rendering assistance to every child to ensure they get good education, I think the government should provide free education and make the environment a good learning environment then the parents can take care of the rest.

If the government could provide free education that would be great but it would be very expensive and very difficult to implement in 3rd world countries.

I think they don't need to provide free education, what the government needs to do is create jobs and income for people. They should care more about the lives of their people, should find ways to improve the economy by creating more jobs. If we can only do that, there will certainly be no children lacking education because every parent is aware that knowledge is the only way for their children to have a chance to escape poverty.