Don't live above your affordability

[HajiBagi]

Without pretence, how'd you feel being a low class admist first classes where public are being attentive?
Honestly, to some oppressive times, I actually feel like to afford the first class expenses in that period of time just for impression but my fear always goes to HOW TOMORROW MAY BE because living in such competitive arenas is liable to disappoint a man as time approaches.
Money is indeed a key word of man's status quo but it's better to maintain a sustainability for a long term going than living the high classes in just a short term else, you'd become a mockery in reviewing of your past and recalling your present status quo.

In everything you do in life never compete with anyone, learn how to live your life and the future will be bright, we humans are not the same, we are not on the same level so it will be better if we learn how to live our lives without no competition, many people today become poor because of the kind of the lifestyle they chose, they chose to be in competition with people and live a high-class lifestyle but at the end they didn’t end up well, some people we try to compete we don’t know their source of income and we can’t compare ourselves because some of them may be faking it but they won’t let you know how difficult for them to tell people that they have nothing.

Money is very good and when you make it, it doesn’t mean that you won’t spend for yourself but it should be in a good way, buying expensive things to oppress people so that they will know you have money or no one can compete with you, all those things will be useless one day because every individual will taste death and when you die those expensive items will not follow you to your grave, it will be distributed to people and they will sell it, it will be good if you spend a good life and build the way of making more money for yourself than spending anyhow to compete with people.

[Furious 7]

Without pretence, how'd you feel being a low class admist first classes where public are being attentive?
Honestly, to some oppressive times, I actually feel like to afford the first class expenses in that period of time just for impression but my fear always goes to HOW TOMORROW MAY BE because living in such competitive arenas is liable to disappoint a man as time approaches.
Money is indeed a key word of man's status quo but it's better to maintain a sustainability for a long term going than living the high classes in just a short term else, you'd become a mockery in reviewing of your past and recalling your present status quo.

The problem for now is that even though there are a lot of people who say that don't live only based on the views of others and focus on yourself in managing good finances, we also cannot rule out that for now prestige is always a major problem that is indeed realized or not things like this become a problem that many people cannot solve.

We have more prestige than paying attention to the economic conditions we have because people's views sometimes become more changed when we have a condition where we buy things that are a little more expensive or always updated in lifestyle.

Although this is something that is actually quite ridiculous but we will definitely see even around us such as neighbors and even those closest to us there must be those who do that where they will try to make as if their economic conditions are fine and prioritize prestige compared to the conditions that actually occur for their financial problems.

[Viscore]

Regrets only happen in the end. Don’t let this happen to you by trying to live your life above your means and affordability. Just stay low key and live a simple life. If you can do that, you can do a lot of saving and investing while trying to live based on your means. Otherwise, living your life in luxury in the first place might only put your life struggling in the end financially. Something that I see most common with a lot of people that are not educated on how to secure their finances in the future.

[tabas]

Without pretence, how'd you feel being a low class admist first classes where public are being attentive?
Honestly, to some oppressive times, I actually feel like to afford the first class expenses in that period of time just for impression but my fear always goes to HOW TOMORROW MAY BE because living in such competitive arenas is liable to disappoint a man as time approaches.
Money is indeed a key word of man's status quo but it's better to maintain a sustainability for a long term going than living the high classes in just a short term else, you'd become a mockery in reviewing of your past and recalling your present status quo.

If you can maintain your current lifestyle or the lifestyle that you want depends on you. This is the reason why many that are able to at least get a taste of better life changing their lives but then goes back to the former because they can't bear the expenses of a higher lifestyle. Lifestyle inflation is a problem of many people and that's why always think of frugality and live that way so that you won't have to deal with such problem in the future. Also, do not impress other people because those that are trying to impress other people have got this personal problem.

[Rruchi man]

...because living in such competitive arenas is liable to disappoint a man as time approaches.

Competition is not always bad, it can also have a good effect on an individual who turns it for good. Competition can be a driving force for development and growth as you see from businesses.

If you stay in a competitive area, it can motivate you to become better and develop yourself to be the best. Staying in a place where you feel less motivated or feel like you are the king is not good because you become too comfortable and something close to what we call a "local champion".

[Russlenat]

I just want to bring in different perspective, if you always be on the economical side then you must try atleast the experience of start hotel or exclusive suite once that will give you the need for you to earn more to live that sophisticated lifestyle than being in the middle class all the time. I am not denying we should be saving money on things even though if we can afford to buy on the other side if we used to always supress ourselves instead of making move can end up bad either.

Well that could be your own set of motivation for yourself to achieve greater heights in life, but living on it while you are still can’t afford, that’s another story to tell. You won’t be happy and comfortable that way, otherwise you are only growing the envy inside of yours and may turn out in desperation if you fail to achieve that certain goal. I still suggest to live based on what you can afford for now.

[mirakal]

Life is meant to be live simple and not lavish, as any luxury can wait as long as you are ready on it. Don’t rush on trying to get rid of your low class life, instead make it as your motivation to improve your way of living by trying to maximize first all the earning potentials through your investments, given that you have land already a stable job in the first place. And while it’s not wrong to dream of a classy and grandeur life, but work on it first so that you can easily sustain a classy and comfortable life whenever you have achieved it in time.

[Kemarit]

Without pretence, how'd you feel being a low class admist first classes where public are being attentive?
Honestly, to some oppressive times, I actually feel like to afford the first class expenses in that period of time just for impression but my fear always goes to HOW TOMORROW MAY BE because living in such competitive arenas is liable to disappoint a man as time approaches.
Money is indeed a key word of man's status quo but it's better to maintain a sustainability for a long term going than living the high classes in just a short term else, you'd become a mockery in reviewing of your past and recalling your present status quo.

I think you just have to be yourself. Don't think what others will see you, yeah, people most of the time are judgmental but take it as it is. Because if you are going to be affected by those around you, then you won't prosper as huma being. Just trust on yourself and mind your own business and for sure your status quo in life will improved.

Definitely, money is not the root of all evil, that is a wrong saying. You just have to know when and how you can make money, you don't need to love it, but everyone needed money in order to survived in this world and you really have to work hard for it.

[Wexnident]

~

I feel... nothing really. Sure, if someone says they're able to afford a lot of stuff I'd be jealous, but only at that moment. Give me a couple of minutes and I'd probably forget all about it altogether lol. I'd be thinking more on how or what job I should apply for next really (Planning to job hop). Also wouldn't really call my current situation low, maybe near the middle ish? At the very least I have zero active loans so I can live quite comfortably imo.

Anyhow, highly advise to stop buying subscription based stuff if possible if they aren't needed like Netflix, Yt premium and stuff. That's probably the #1 thing I've always followed after hearing/reading about it somewhere and realizing how much it affected my finances lol.

[oktana]

There’s no need to try and show off money you don’t have. And even if you have money, you should focus on making enough and not spending it just to show that you have it. One of the things that differentiates a wealthy man from a rich man is that wealthy men are calm. They are more relaxed with how they act, spend, and speak. They are mostly humble and simplified people. But those who are merely rich with no constant source are usually the ones in the behavior to act out.

[Lantind]

There’s no need to try and show off money you don’t have. And even if you have money, you should focus on making enough and not spending it just to show that you have it. One of the things that differentiates a wealthy man from a rich man is that wealthy men are calm. They are more relaxed with how they act, spend, and speak. They are mostly humble and simplified people. But those who are merely rich with no constant source are usually the ones in the behavior to act out.

Showing off the achievements we have achieved will certainly make someone arrogant and it would be good if we could spend the money we have well, not on things we don't really need, of course this will make us have financial problems, of course not everyone wants it.

In my opinion, what differentiates rich people from poor people is not the luxury of their appearance, but how they manage their money and if they cannot manage their finances well of course they will experience financial problems, and for those who can manage their finances. Good finances will of course be able to spend their money on things that are beneficial to them and will also not spend their money on things they don't need.

[Ben Barubal]

You need to learn not everyone must follow your lifestyle because it's up to anyone choice.

There's a person who think live is short and he must try anything he can without need to think about money, so he will spend all of his money without thinking about tomorrow because he believe he can find a way to survive tomorrow.

Another person who life in balance, he spend a good amount of money for entertainment and save some for retirement.

And another ones who're an oversaver, he will spend as small as possible for his need and save as much as he can to retire earlier.

     There are people who are actually like that, making money when you think you will never run out of money, and often these types of people are employees who earn a lot of money anyway. Those who worked or worked hard for 1 month, and then after less than 24 hours, the salary is used up immediately.

     Although it was their money and they worked hard, that's why they didn't appreciate and didn't use the money they earned correctly. It is necessary in this era that we also be really wise in using our money as much as possible to produce as much profit as possible.

[Dave1]

There’s no need to try and show off money you don’t have. And even if you have money, you should focus on making enough and not spending it just to show that you have it. One of the things that differentiates a wealthy man from a rich man is that wealthy men are calm. They are more relaxed with how they act, spend, and speak. They are mostly humble and simplified people. But those who are merely rich with no constant source are usually the ones in the behavior to act out.

And that is the classic difference between a person that has money, but not enough for him to sustain his lifestyle and just trying to show off what he got today. And from those rich people who just wanted to live normal lives without being to showy or something and for sure their lives are going to be sustainable in the long run and they are building generational wealth.

That is the secret though, and it's like some individuals are being rewired like that, I don't know. But for me, I just try to live what I can afford and then safe some money for me and my family for the future.

[btc78]

I just want to bring in different perspective, if you always be on the economical side then you must try atleast the experience of start hotel or exclusive suite once that will give you the need for you to earn more to live that sophisticated lifestyle than being in the middle class all the time.

I agree that we should not settle for what we have now especially if we know that we can still do better however I don't think it is necessary to go to expensive hotels and spend money on things not needed to realize what is missing in your life. Some people do not even have the money to spare on hotels or whatnot. But that alone should give them the motivation to work harder and finally afford what they couldn't before.

[sekalitas]

Without pretence, how'd you feel being a low class admist first classes where public are being attentive?
Honestly, to some oppressive times, I actually feel like to afford the first class expenses in that period of time just for impression but my fear always goes to HOW TOMORROW MAY BE because living in such competitive arenas is liable to disappoint a man as time approaches.
Money is indeed a key word of man's status quo but it's better to maintain a sustainability for a long term going than living the high classes in just a short term else, you'd become a mockery in reviewing of your past and recalling your present status quo.

But the things is , in this age, people love instant gratification , so its really hard to thing about tomorrow .  Most people prefer how they feel right here and right now and not easy to tell them think about future.Most argument that I heard is  "we don't know when we die , so what's the point of saving for future ? "
Besides that, living above one's means is heavily influenced by social media. Many people love to show off and share  moments that we  know are sometimes is above our budget. But if we saw it again and again , sooner or later we will try it too right ?And after we upgrade our lifestyle, it's really hard to go back down. So i think we must minimize or atleast filter our social media

[Litzki1990]

We all have certain capacities of our own and we should limit ourselves to those capacities. If we complete our tasks as much as we have then everything will end up pretty well but sometimes we don't make decisions that later go against us. For example, my total wealth is ten thousand dollars and if I want to build a house and if it costs me 50 thousand dollars to build the house, then the remaining 40 thousand dollars I have to manage in some other way or take a loan from the bank. In the first case we may be able to earn money and repay this debt but later the burden of this debt will create a lot of pressure for the person due to which he will have a lot of trouble with this issue later on. Without doing this, he can start building his house if he wants and when the money comes to him, he can complete the construction of the house little by little, but no one will pressure him for money. We must plan for these things.

[Helena Yu]

    Although it was their money and they worked hard, that's why they didn't appreciate and didn't use the money they earned correctly. It is necessary in this era that we also be really wise in using our money as much as possible to produce as much profit as possible.

Why you can judge them didn't use the money correctly? what's do's and don'ts in spending? there are no rules.

Not everyone want to have assets that can produce income, some people can feel enough with the money they earned.

But the things is , in this age, people love instant gratification , so its really hard to thing about tomorrow .  Most people prefer how they feel right here and right now and not easy to tell them think about future.Most argument that I heard is  "we don't know when we die , so what's the point of saving for future ? "
Besides that, living above one's means is heavily influenced by social media. Many people love to show off and share  moments that we  know are sometimes is above our budget. But if we saw it again and again , sooner or later we will try it too right ?And after we upgrade our lifestyle, it's really hard to go back down. So i think we must minimize or atleast filter our social media

100% correct, people always say like that and after I think for many times, they're correct. If someone think it's not correct, then I would ask how long I would live? how long you will live? and how long this and that person will live, so people will know when it's end.

It doesn't mean I agree with them and it doesn't mean I'm also a high spender, on the contrary I'm actually an oversaver, but they have a point that I can't prove they're wrong.

Limit or minimize social media activity is subjective, because I'm active in social media and it doesn't affect my spending habit.

[kryptqnick]

Maintaining a certain lifestyle just to impress other people is something I don't get. That's just not something that matters to me, and I don't think there is any shame in being unable to afford certain things. So yeah, the op is right that people shouldn't live above their level of affordability. It's unlikely that it will help them gain more opportunities, and it's very likely that things will go south, and they'll find themselves in debt and more troubles. Raising the level of what you can afford isn't done via pretence and loans; it's something you need to work on.

[Uhwuchukwu53]

Without pretence, how'd you feel being a low class admist first classes where public are being attentive?
Honestly, to some oppressive times, I actually feel like to afford the first class expenses in that period of time just for impression but my fear always goes to HOW TOMORROW MAY BE because living in such competitive arenas is liable to disappoint a man as time approaches.
Money is indeed a key word of man's status quo but it's better to maintain a sustainability for a long term going than living the high classes in just a short term else, you'd become a mockery in reviewing of your past and recalling your present status quo.

Op this your heading is the greatest advise of it time to me it speak volume to change life narrative because thinking that life is competition and seeking to do what your not able at that moment may apportioned person into unrecoverable condition and damage ones future.

I never see life as competition and this is always a guide to avoid me falling into greed there is nothing wrong to admired good thing or even eyes to shift to another level but what makes it wrong is when your short of good plan about your future and only think of your present.

Those that see life as competition and failed to leave within what they can afford and keep comparing themselves with those that have already laid their foundation never finished the raise with good story to stay with what you can afford is not bad if truely you have plan for your future what you don't afford today you can actually have it tomorrow life is a continuous process good things, enjoyment and New things will always exist and more model must come into existence .

[0t3p0t]

I think just by understanding do's and don't and choosing priority over wants will keep us moving forward. People who live without rules in life sometimes ends up losing the wealth and opportunity they already have because of ignorance. If ignorance of the law excuses no one then so do we when it comes to financial literacy. Our mindset is what makes us what we are for the rest of our lives not unless we change. Some people like to have a lavish lifestyle, some like to be in the middle and some really just prefer to be in a low profile.