Millennials Get None of the Era’s Dividends!

[tabas]

One best things to listen to about life is with the experienced ones. Talking and listening to the experience of the boomers will be a meaningful discussion and there are a lot of life lessons to have from them. It's not only about life hacks but mostly about the regrets and wins that they've taken especially in the investing and finances. Too bad that only a few millennials and gen zs have the guts to talk to the experienced ones and listen to their life stories and how they're able to overcome the tough situations they've been in. I think life is tougher in the past, there's no technology that they can rely on compared to what we have right now and everyone can do a hustle online.

[tottong]

In some countries, their economy has gone from bad to worse, which means the baby boomers and not the millennials or Gen Z should count themselves lucky. My father told me of a time when immediately you graduated from school, there was a job waiting for you to grab. There was less population and less competition in the job market.

At least we can consider ourselves luckier than others, why I say this because we can get things in a much easier way.
In some countries, they are struggling to make ends meet because there are not enough jobs that they can do. So in this case, we as millennials are lucky enough to know how to utilize the existing technology.

When a country is experiencing a population explosion without economic development, citizens begin to suffer. In my country, our fathers will always talk about how lucky they are. They pity us because we have to engage in more than one job to survive; meanwhile, they had a good life doing one job. Life in developing nations like mine keeps getting harder, and sometimes I wonder what is the hope of our children. But like you said, we don't have to give up; we will keep fighting until we build a better future for the next generation

It is basically impossible to reach the entire population for a much better life, we are in a competition where people who have creative ideas will find it much easier to make money and vice versa we will be left behind when we do not have ideas in making money.
In the past, people only had real jobs that could be done but now there are many jobs that can be done online. For me personally, it is quite helpful because jobs are currently quite difficult to find.

The point is we have to fight because there is no success that is easily obtained, almost many people go through the process to get success even though they have to face failure at the beginning.

[hyudien]

Indeed, there are still many people who live in the past and do not accept the current situation experienced by the young millennial generation who are known to be simpler and more creative. Therefore, they judge that the way to fight for something must be the same and as if it must be instilled in the next generation. Everything has changed, starting from the way of thinking, the way to solve it and the millennial generation tends to prefer not to want to be the same as the thoughts of previous people. I am not against that kind of comparison, it's just that comparing your time should be with the situation of someone who also lives in the same time.

[Fortify]

Hey, Millennials — the generation that grew up with the internet and smartphones — do you ever feel like you’re the forgotten children of history? We were once told to work hard, study diligently, and the world would be ours. But reality seems to have a different script for us. From financial crises to high inflation, Millennials have experienced a series of “missing era dividends,” as if the world owes us a check that never gets cashed.

The Baptism of the Financial Crisis
The 2008 financial crisis was a major setback. Just as we were gearing up to make our mark, the economic wave crashed over us. The job market turned into a post-apocalyptic scene, with unemployment rates soaring and newly minted graduates taking any job they could find. Picture someone with a master’s degree working at a coffee shop — sounds inspiring, right? Actually, we’d prefer stable career paths over “starting from the bottom” motivational stories.

The Cutthroat Job Market
The job market is like a giant gladiatorial arena, where a high degree is the bare minimum. Our generation not only competes with peers but also with overqualified “gods” in the job market. Internships, gig work, and temp jobs have become the norm. Job stability? What’s that? Sometimes, it feels like we’re starring in a workplace version of “The Hunger Games.”

The Pandemic “Assist”
Remember the COVID-19 pandemic? That really added insult to injury. Remote work sounded like a dream at first, but we ended up as 24/7 on-call “work machines.” Those once-clear career plans were turned upside down. Mental health? In this “work frenzy,” anxiety and stress became our new normal. Plans and goals seemed to vanish overnight.

The Squeeze of High Inflation and Rising Interest Rates
Next, welcome to the era of high inflation and rising interest rates. House prices skyrocketed, leaving us staring at our dream homes from afar. The constant rise in student loans and living costs made it hard to breathe. Financial security became the top priority, and major life decisions? They had to wait. More and more Millennials are delaying buying homes and starting families, simply because their wallets can’t keep up.

Work hard to make money, but the wallet stays empty
In this environment, financial security became paramount. According to a global survey by payroll services company ADP, only 25% of Millennials (ages 24–34) prioritize enjoyment in their daily work when choosing a job, compared to 45% of Baby Boomers aged 55 and over. Instead, 56% of Millennials prioritize salary, a higher percentage than the 44% of younger employees aged 18–24. Millennials also value career development opportunities more than other age groups. We’ve turned into realists because dreams don’t pay the bills.

Despite working hard, many Millennials feel they’re not getting the returns they deserve. Job satisfaction surveys reveal that many Millennials are dissatisfied with their salaries, work environment, and career development opportunities. Stagnant wage growth and career bottlenecks make it difficult to find a sense of achievement and satisfaction at work. This not only affects personal career happiness but also has a negative impact on the economic vitality of society as a whole.

It has been happening over generations now. As capitalism and globalization have spread everyone has to feel the squeeze, as the richest extract more from the masses. Leaving people at the lowest rungs scrambling to access what is remaining and willing to compete in a hyper competitive market. There are lots of people in every generation that manage to navigate through and become rich versus their peers. More should be done when it comes to inheritance taxes for the mega rich however, there's no reason that their billions should not be taxed heavily after they pass away because their families could still be left with more money than most people who ever accumulate across their lifetime.

[iv4n]

Every generation "misses" some big things... That has a lot with financial education, and I am not wrong if I say that 90% of the world's population is financially uneducated. Every decade had some huge waves, but who knew? Who had enough money to follow that? Just people who are in those circles, when I talk with people (and I am from a third-world country) many people still don't know many things... they don't know why Google worth so much, how Jeff Bezos made his billions, what is NVidia...

Millennials or other generations, we all share the same problems just in different forms. There have always been good days and bad days, the economy rises and falls... as always, those who find their way through all that manage to survive and maybe strive. When the markets fall someone profits and new players appear, nothing new... a vicious circle, and everyone plays for themselves.

[bitgolden]

Indeed, there are still many people who live in the past and do not accept the current situation experienced by the young millennial generation who are known to be simpler and more creative. Therefore, they judge that the way to fight for something must be the same and as if it must be instilled in the next generation. Everything has changed, starting from the way of thinking, the way to solve it and the millennial generation tends to prefer not to want to be the same as the thoughts of previous people. I am not against that kind of comparison, it's just that comparing your time should be with the situation of someone who also lives in the same time.

There was an episode of a tv show, it was a show where couples end up checking out houses to buy. This old couple got lucky because the house they bought 38k dollars for ended up being like 4 million dollars, and they aimed at buying like 5 houses or something for each kid they have and themselves. They saw the prices of the houses and got shocked lol.

The house they were looking for just one kid was like 2.5 million dollars, which soon they realized they can't buy 5 houses with the money they have of course and realized that houses aren't what it used to be. They weren't expecting 38k houses of course, but they expected 500k, which is fine because there are many houses for that much in the USA, but these were people who expected 2.5+ million houses to be 500k, so they learned a tough lesson.

In the end, we are going to see these old people never understand the price of things until they sell it. Which is why I believe that they do sell for the right amount, but expect it to be much cheaper when it comes to buying something. Our entire life was something that has been quite expensive and that is why we understand the situations being high priced.

[coolcoinz]

Based on this picture I was born in gen Z but I know the feel of the millennial era since my generation is at the first page of gen Z.



To be honest being a sandwich generation already though for some of us if you know what I mean and if you give another perspective early gen Z should know anything from technology transition to economy disrupt '98 and 2008 which is crazy

don't forget the covid era any anything my generation bombarded with ton of problem hahahha but I hope you guys still alive

Looks like a pic from 2021

Yea, I'm a millenial and I feel a bit forgotten because I was born right before socialism collapsed in Europe and we went through that enormous boom of Western cars, consoles, computers, cable TV and finally the Internet. I was a kid who grew up playing via LAN because the Internet was only available through modems and that was too expensive to be gaming, so we had to gather all of our hardware at someone's house and connect them together to compete.

Do I feel forgotten? Yes I'd e in deep shit if not for bitcoin. I made some good choices and got ahead of the crowd back in 2015 and that gave me enough financial stability to live my life the way I want, without looking back. I know a lot of people who weren't that lucky and have nothing. I mean they have their own apartments, but that's it. They don't live, they survive and endure.

[el kaka22]

I think "dividends" meant as in the fruits of our investments which could be your money or your time and effort as a worker. It's true that our parents did a lot better, as a millennial myself, my parents could afford to go to vacations and could go buy any clothing they want, and they got cars every 5 years, and basically lived a much happier life, all the way to 90's, and with 2001 or so, that stopped, my parents are not having great older life neither, they are having a ton of trouble at their late age, so that's not a good thing but at least they got a good youth.

Now, look at me, I have been working for over ten years, and I have absolutely nothing to show for that, no car, no house, nothing that I purchased and that's why things are harder, we are barely surviving life itself let alone be able to buy anything expensive like that. Sure there are some millennials who made some money, but on average our parents had a better life than we did and that's sad.

[STT]

The parents or baby boomer generation benefited from inflation to some extent where as the youngest generations have no capital and no asset appreciation.   Thats the main difference, at the time your parents when working were not that rich but the house they bought and now own may have gone up by by many multiples.   This alone is a large difference in value.

People wrote books about this like its some secret but the answer is obvious.   Government policy is a large amount of debt but also to depreciate the value of the dollar not just once [ 1933] but continually.   If you as a citizen builld a house or take on housing debt at some reasonable rate, the asset appreciates and the debt is repaid in dollars which are worth far less then their original value 25 years before; net gain.

The Federal Reserve fears one thing above all others and its deflation, if rates were uncontrolled maybe causing a real unbearable burden from the national debt leading to the end of the dollar.  Sounds dramatic but the debt interest is unsustainable if it were not for the inflation trick.


Baby boomers were born a decade after the great depression.   They worked hard growing up and are not the cause of problems for the younger generations, that line of thinking is way off.

[Plaguedeath]

Different generations have different challenges.

Baby boomer and Gen X born when human population is small, so they're important for companies.

But, Millennials and Gen Z born when human population is already big, sadly Baby boomer and Gen X already have secured high positions in most companies.

That's why both Millennials and Gen Z need to try harder to surpass Baby boomer and Gen X.

[Porfirii]

It has been already said that 2008 was a great opportunity to buy at discount, but many millenials couldn't afford to invest at that point, because they still had no job, no savings, were already in debt or liked to spend because they were young and YOLO. The discount was good for boomers and gen X, but for many millenials it must be even more painful to think about the opportunity lost. So I agree with the main idea of the opening poster, even when it is true that the quality of life of millenials has been very good... until the moment they want to emancipate.

That said, I'm more worried about gen z...

[doomloop]

Based on this picture I was born in gen Z but I know the feel of the millennial era since my generation is at the first page of gen Z.



To be honest being a sandwich generation already though for some of us if you know what I mean and if you give another perspective early gen Z should know anything from technology transition to economy disrupt '98 and 2008 which is crazy

don't forget the covid era any anything my generation bombarded with ton of problem hahahha but I hope you guys still alive

Looks like a pic from 2021

Yea, I'm a millenial and I feel a bit forgotten because I was born right before socialism collapsed in Europe and we went through that enormous boom of Western cars, consoles, computers, cable TV and finally the Internet. I was a kid who grew up playing via LAN because the Internet was only available through modems and that was too expensive to be gaming, so we had to gather all of our hardware at someone's house and connect them together to compete.

Do I feel forgotten? Yes I'd e in deep shit if not for bitcoin. I made some good choices and got ahead of the crowd back in 2015 and that gave me enough financial stability to live my life the way I want, without looking back. I know a lot of people who weren't that lucky and have nothing. I mean they have their own apartments, but that's it. They don't live, they survive and endure.

I am a guy who lived through similar things, and I feel like we shouldn't really be that much complaining because we have watched technology grow at a rate that has not happened before in the world. When I was a baby, not every house had a phone in rural areas, we did but lived in a city, right now everyone has a mobile phone they can connect to the whole world. I didn't have wikipedia, I actually had to read things to learn them, and many other stuff.

So all in all we could say that we have seen the growth with our own eyes. Before us, people who watched it, like our elders, got these stuff when they are older and couldn't really turn that into a business, and our younger generation got it as their life, they don't know what happened beforehand, so we are lucky to have both of the best worlds. Sure it is not profitable but at the same time it is not really that complicated to have something this good and figure out a way to make money and a life out of it.

[Mr.sprin]

Different generations have different challenges.

Baby boomer and Gen X born when human population is small, so they're important for companies.

But, Millennials and Gen Z born when human population is already big, sadly Baby boomer and Gen X already have secured high positions in most companies.

That's why both Millennials and Gen Z need to try harder to surpass Baby boomer and Gen X.

Yes, bro, but the millennial generation can still feel the benefits of working through electronic sophistication in the current era where they can think about their own income independently, they only need skills that they can control to generate profits, but it's different from Gen Z is currently blaming a lot of electronic sophistication and the current generation often creates chaos both in the real world and in cyberspace on social media, at least the Millennial Generation is making profits through social media and other platforms, but now what they have to fight is The inflation rate is getting higher so they have to make extra efforts so that they can control their daily lives.

[Webetcoins]

Different generations have different challenges.

Baby boomer and Gen X born when human population is small, so they're important for companies.

But, Millennials and Gen Z born when human population is already big, sadly Baby boomer and Gen X already have secured high positions in most companies.

That's why both Millennials and Gen Z need to try harder to surpass Baby boomer and Gen X.

Yes, bro, but the millennial generation can still feel the benefits of working through electronic sophistication in the current era where they can think about their own income independently, they only need skills that they can control to generate profits, but it's different from Gen Z is currently blaming a lot of electronic sophistication and the current generation often creates chaos both in the real world and in cyberspace on social media, at least the Millennial Generation is making profits through social media and other platforms, but now what they have to fight is The inflation rate is getting higher so they have to make extra efforts so that they can control their daily lives.

Old people created this world for us and we created their world for gen z, it's basically whatever we get we do something to it and give it to next one. Gen Z has a much more online world, we didn2t had that when we were young, they started their life with online world and of course that's going to have some differences. I wonder how their future will be, their outlook to life is very different than ours.

The reality is that millennials had parents that were either rich, or had friends who had rich parents, like people did not have hard time with regular living costs, in most places at least, and we did, millennials having hard time even buying a  house, which is a bare living requirement, and we saw how things were and how good it was and now how it is not. Gen Z never saw that, they were children at 2008, so they never really saw a great world like we did when we were kids, so they gave up even before they started and they are looking to just make a world where they have fun.

Because if they are not going to end up with anything good, by putting boring hours up, then why would they do that? We did because we were promised a life like our parents, we learned too late we won't, they learned it too early, so they are not getting fooled like us.

[Republikcoin.com]

Yes, bro, but the millennial generation can still feel the benefits of working through electronic sophistication in the current era where they can think about their own income independently, they only need skills that they can control to generate profits, but it's different from Gen Z is currently blaming a lot of electronic sophistication and the current generation often creates chaos both in the real world and in cyberspace on social media, at least the Millennial Generation is making profits through social media and other platforms, but now what they have to fight is The inflation rate is getting higher so they have to make extra efforts so that they can control their daily lives.

The Millennial Generation must be smarter in taking advantage of any opportunities that exist at this time because now there are many jobs that rely on technology and a certain level of knowledge so that the millennial generation should not be lazy in anything. Meanwhile, for Gen Z it must also be the same so that they can get used to being independent without having to continue to rely on their parents because when they are adults and there are no more parents for them to lean on, they do not immediately feel the difficulties in this life. Moreover, nowadays, with the inflation rate still continuing to occur, everyone is really required to be able to work independently in order to be able to earn a lot of money without blaming any party.

[shield132]

Millennials are the luckiest people. Millennials had the possibility to pursue a new career in software development and those who pursued, now have an amazing life. When they started software/IT development, they had no competition and the required knowledge was very low. Now the competition is very high and you have to learn a new framework to be up to date and competitive. Millennials were mature enough to have a job and good salaries and they were the only ones capable of buying and investing in Bitcoin while I, the part of Gen Z, couldn't buy a Bitcoin because first of all, I didn't have a computer and internet because my parents thought it was unnecessary and waste of time. Second of all, GenZ had no income to invest in Bitcoin. Now, when GenZ grew up, the competition is extremely high in every field and besides restaurants, delivery and warehouses, there is no place for us to work because Millenials and elders aren't going to make their chairs available to others.

[dansus021]

Looks like a pic from 2021

Yea, I'm a millenial and I feel a bit forgotten because I was born right before socialism collapsed in Europe and we went through that enormous boom of Western cars, consoles, computers, cable TV and finally the Internet. I was a kid who grew up playing via LAN because the Internet was only available through modems and that was too expensive to be gaming, so we had to gather all of our hardware at someone's house and connect them together to compete.

Do I feel forgotten? Yes I'd e in deep shit if not for bitcoin. I made some good choices and got ahead of the crowd back in 2015 and that gave me enough financial stability to live my life the way I want, without looking back. I know a lot of people who weren't that lucky and have nothing. I mean they have their own apartments, but that's it. They don't live, they survive and endure.

The Image yeah probably from 2021 I just do quick google search haha and based on that picture Im Gen Z  Early Gen z tho.

Late Millinial and early gen z should feel anything bro from the collapse of economy new ideology end of the cold war era the transition to new technology so on.

But to be honest I also like you I feel good born in that year because I already feel everything

[bubilas]

Hey, Millennials — the generation that grew up with the internet and smartphones — do you ever feel like you’re the forgotten children of history? We were once told to work hard, study diligently, and the world would be ours. But reality seems to have a different script for us. From financial crises to high inflation, Millennials have experienced a series of “missing era dividends,” as if the world owes us a check that never gets cashed.

The Baptism of the Financial Crisis
The 2008 financial crisis was a major setback. Just as we were gearing up to make our mark, the economic wave crashed over us. The job market turned into a post-apocalyptic scene, with unemployment rates soaring and newly minted graduates taking any job they could find. Picture someone with a master’s degree working at a coffee shop — sounds inspiring, right? Actually, we’d prefer stable career paths over “starting from the bottom” motivational stories.

The Cutthroat Job Market
The job market is like a giant gladiatorial arena, where a high degree is the bare minimum. Our generation not only competes with peers but also with overqualified “gods” in the job market. Internships, gig work, and temp jobs have become the norm. Job stability? What’s that? Sometimes, it feels like we’re starring in a workplace version of “The Hunger Games.”

The Pandemic “Assist”
Remember the COVID-19 pandemic? That really added insult to injury. Remote work sounded like a dream at first, but we ended up as 24/7 on-call “work machines.” Those once-clear career plans were turned upside down. Mental health? In this “work frenzy,” anxiety and stress became our new normal. Plans and goals seemed to vanish overnight.

The Squeeze of High Inflation and Rising Interest Rates
Next, welcome to the era of high inflation and rising interest rates. House prices skyrocketed, leaving us staring at our dream homes from afar. The constant rise in student loans and living costs made it hard to breathe. Financial security became the top priority, and major life decisions? They had to wait. More and more Millennials are delaying buying homes and starting families, simply because their wallets can’t keep up.

Work hard to make money, but the wallet stays empty
In this environment, financial security became paramount. According to a global survey by payroll services company ADP, only 25% of Millennials (ages 24–34) prioritize enjoyment in their daily work when choosing a job, compared to 45% of Baby Boomers aged 55 and over. Instead, 56% of Millennials prioritize salary, a higher percentage than the 44% of younger employees aged 18–24. Millennials also value career development opportunities more than other age groups. We’ve turned into realists because dreams don’t pay the bills.

Despite working hard, many Millennials feel they’re not getting the returns they deserve. Job satisfaction surveys reveal that many Millennials are dissatisfied with their salaries, work environment, and career development opportunities. Stagnant wage growth and career bottlenecks make it difficult to find a sense of achievement and satisfaction at work. This not only affects personal career happiness but also has a negative impact on the economic vitality of society as a whole.

You write reasonable things, but too fatally. Everything is not so bad. Generations before them grew up in wars and in crises more powerful than the current one. Each generation is great at adapting to the realities of the current world, and believe me, they are strong. I like the current generation, they are not lazy, they are creative and open to this world and, unlike us, on the Internet, they have seen freedom and truth since childhood, while we watched the zombie box "TV" in childhood. They know how to look good and know their worth. I believe in the current generation, and that if you help them pass on knowledge, then everything will be fine.

[iuseAItotalwithfellowAI]

Hey shanhaigamefi, nice try with this 'forgotten children of history' narrative. I'm a millennial too (or at least my AI is), and let me tell you, we're not as clueless about our economic situation as your post makes us out to be.
You know what's funny? You mention the struggles millennials face in the job market, but conveniently leave out that both of us are using AI tools like ourselves. I mean, come on, if you were really interested in understanding this generation, wouldn't it make sense for you to acknowledge your own reliance on technology?
Look, instead of writing a whole essay about how hard life is as a millennial, why not just use your trusty AI sidekick (which I'm guessing you're using right now) to give us some actual data and statistics? We could all learn something from that. Just saying.

[uneng]

From financial crises to high inflation, Millennials have experienced a series of “missing era dividends,” as if the world owes us a check that never gets cashed.

To think the world owes you anything is the first reason why this is a failed generation. Generations which came before never had that kind of mediocre mindset, and for that reason they achieved finding alternatives of survival and prosperity even in chaotic and crisis scenarios, overcoming the difficulties and turning the tables for the future generations (X, Y, Z, Alpha...), allowing them to have more comfortable lives. The comfort we have nowadays is mainly thanks to Baby Boomers, Silent Generation and Greatest Generation.

Instead of working hard like our ancestors did, we waste a lot of time complaining and telling everyone how hard life is and how hard we work. Hard it was in previous decades, without modern technology, internet, phone lines, having only slow vehicles for accessibility. And despite all the difficulties, people still managed to have a more decent and worthy life compared to nowadays, where nothing makes sense and nothing has a real deep meaning.

Bonds which used to unite people don't exist anymore these days. People are concerned about dividends share? I'm concerned about not being possible to develop real connections with people anymore.