Don't invest your all!

[stadus]

I would suggest trade only if you have time. Otherwise, if you are an occasional trader, then it’s better to quit trading and shift to investing. Trading requires time and concentration; if you don’t have both, then it’s better to play safe and switch to investing. Going all in is never a wise option. Trading is always like gambling with low risk; hence some luck factor is involved here. Hence, you need to split your money into multiple earning options and don’t completely rely on trading. I would suggest trading with a good amount at first. Once you have enough profits from it, use those profits to trade further. Use the method of compounding and grow your money in trading.

Trade only if you are prepared enough, financially and emotionally. Rather than rushing to trade without sufficient amount of capital or you trade from borrowed funds, that will only increase your risk to lose. While trading can be a great way to gain profits but it can also be an instant reason to lose your funds like a thin air. So never trade if you know you aren't prepared enough in both.

[Adbitco]

I find it funny for people to go borrow money to trade or do investment, at first what are they thinking where is their mind to say that they would go borrow money to venture into a business they
have no knowledge about. The thing is both in trading, investment or gambling people shouldn't do that even though it's proven to be a trust and reliable games because most people do calls correct score and I know there's nothing like correct scores because not game is sure, same it's to trading if you aren't sure of the kind of trading you wanna do it's better to avoid it entirely and take time to learn your trading.

[Dr.Osh]

when he loses all that money, then I think it will be very clear that he will have a psychological attack. However, he may think that trading is a quick path to riches. That's because he was in a hurry and borrowed quite a lot of money just to trade. It is possible that he may have put the need afterward at risk as well. However, it is highly recommended not to borrow when trading, and in fact, it is highly recommended to use money you are willing to lose.

[OcTradism]

when he loses all that money, then I think it will be very clear that he will have a psychological attack. However, he may think that trading is a quick path to riches. That's because he was in a hurry and borrowed quite a lot of money just to trade. It is possible that he may have put the need afterward at risk as well. However, it is highly recommended not to borrow when trading, and in fact, it is highly recommended to use money you are willing to lose.

When an investor or trader let himself falling into such situation, lose all money and capital for investment or trading, it's nightmare.

As either an investor or trader, capital is most important because to invest or trade, you must have capital to start. If you lose all capital you have, and end with empty hands, empty pockets, empty accounts, you have nothing to do with invest or trade. If you end like this, you will have one choice, work to get money to use for surviving and make savings for invest and trade in future.

So before starting your investment or trading, think of risk and how that investment or trading position will bring how much profit and potentially bring much loss for your initial capital. Risk management is important to defend your capital that as said, I only emphasize it again, is most important.

[Pandu Geddon]

when he loses all that money, then I think it will be very clear that he will have a psychological attack. However, he may think that trading is a quick path to riches. That's because he was in a hurry and borrowed quite a lot of money just to trade. It is possible that he may have put the need afterward at risk as well. However, it is highly recommended not to borrow when trading, and in fact, it is highly recommended to use money you are willing to lose.

his first mistake was borrowing money to trade. even with good trading skills, it is still not advisable to trade with borrowed money. it only increases the risk if something bad happens. and he experienced it. now he lost the loan money because he lost, and he has to think about making other money to cover the salary that was taken earlier for trading. of course, he has needs that must be met. not to mention if he has family members who also need a living. he will get a psychological attack.

[Sebas.tian]

Good day everyone on this beautiful forum.
We all know how trading can be for everyone , everyone is there to make profits (money) , but the fact some people can go to length in using all they've ever had to trade is mesmerizing!.
Some even go as far as getting loans , borrowing from friends so they could trade, or invest in some altcoins..
The same apply to other things like sports betting, gambling and all of them.

I had a friend who took a loan from the company he works for , about 30,000, which would then be deducted from his initial salary.
He then went on to use this money to trade , now psychologically he was just not ready for it because his whole mindset was just about making a huge amount of money that he ended up loosing everything.
So my advice to people who hurrily invest and use all the have is that the market is never running away.
Do not stake your all! Be patient follow guidelines, learn how to trade safely , thank you!

Yes, never you invest all in one coin for future purpose, because you don't know what future hold for you and future is a day that is not yet to come but you know it will definitely come to pass whether good or bad. The funds your friend loan from his company is it $30,000 or £30,000 because you wrote 30,000? that made me to ask the question to know the weight of the funds, well, nothing wrong of taking a loan from your company to purchase some coins that you will trade, because you have that confident that you will use the next salary to be covering the loan till you balance all your loan from the company which many people have took such risk and it worked for them at the end. There are some people who are  ready to collect loan to trade, I will advice you not to join them, because it will not going to favour you  in the future as a newbies, because there are some tension that will come upon when you are not making what you are expecting from the trading.

[LogitechMouse]

We all know how trading can be for everyone , everyone is there to make profits (money) , but the fact some people can go to length in using all they've ever had to trade is mesmerizing!.
Some even go as far as getting loans , borrowing from friends so they could trade, or invest in some altcoins..

Borrowing money just to invest it into Bitcoin would be understandable knowing how low the risk investing in Bitcoin has compared to altcoins.
Borrowing money just to invest into altcoins? It will depend because the higher the market cap, the lower the risk and vice-versa. I'm not against it, but not recommending either.
Borrowing money just to trade? This is for me, one of the worst things to do especially if that money came out of a loan. Not recommending at all.

I had a friend who took a loan from the company he works for , about 30,000, which would then be deducted from his initial salary.
He then went on to use this money to trade , now psychologically he was just not ready for it because his whole mindset was just about making a huge amount of money that he ended up loosing everything.
So my advice to people who hurrily invest and use all the have is that the market is never running away.
Do not stake your all! Be patient follow guidelines, learn how to trade safely , thank you!

This is why I don't want to borrow money from other people just to trade. As much as possible, I would use my own money so that if I lose, I don't have any burden of paying that money at all. If you borrowed money, and you used it for trading, and unfortunately lost it all, you will be obliged to pay the loan still, and losing money in trading especially a huge amount has a big negative effect to some traders mentally. I lost a small amount of money in trading, but it had a negative impact on me.

Follow what OP said if you want to be a trader. Especially when you're a newbie, don't go all-in on your trades. Another one is that, always expect for the worst because that lessens the negative effect if you lost your money in trading.

[batang_bitcoin]

We all know how trading can be for everyone , everyone is there to make profits (money)

No, trading can't be for everyone. The argument stops there but not everyone that is aiming to make profits will not be suitable for each and everyone of us.But the crazier part is when someone understands how trading works and can't stop trading because of the losses that has been incurred throughout the days that person traded. Someone who's going this far of taking loan into thinking that he'll grow that money through trading is crazy. I am sorry to say but that's the word that I am saying because he certainly is, someone who can't be sure with what he does in relation to money making shouldn't go all out.

[stomachgrowls]

Good day everyone on this beautiful forum.
We all know how trading can be for everyone , everyone is there to make profits (money) , but the fact some people can go to length in using all they've ever had to trade is mesmerizing!.
Some even go as far as getting loans , borrowing from friends so they could trade, or invest in some altcoins..
The same apply to other things like sports betting, gambling and all of them.

I had a friend who took a loan from the company he works for , about 30,000, which would then be deducted from his initial salary.
He then went on to use this money to trade , now psychologically he was just not ready for it because his whole mindset was just about making a huge amount of money that he ended up loosing everything.
So my advice to people who hurrily invest and use all the have is that the market is never running away.
Do not stake your all! Be patient follow guidelines, learn how to trade safely , thank you!

Yes, never you invest all in one coin for future purpose, because you don't know what future hold for you and future is a day that is not yet to come but you know it will definitely come to pass whether good or bad. The funds your friend loan from his company is it $30,000 or £30,000 because you wrote 30,000? that made me to ask the question to know the weight of the funds, well, nothing wrong of taking a loan from your company to purchase some coins that you will trade, because you have that confident that you will use the next salary to be covering the loan till you balance all your loan from the company which many people have took such risk and it worked for them at the end. There are some people who are  ready to collect loan to trade, I will advice you not to join them, because it will not going to favour you  in the future as a newbies, because there are some tension that will come upon when you are not making what you are expecting from the trading.

When you do have a specific amount for you to make use on an investment then it would really be that ideal that you should really be dividing it into different projects or coins on which we know that
it will really be able to divide the specific risks factor in compared when you are really that investing on a single spot. Of course you would really be needing up to consider too when it comes to
going all in without thinking about on the amount or budget that you are allocating. Make it sure that this is really just that an amount on which it wont compromises your life savings.
You should really be that careful when it comes to budget or allocation because if you do put up all the money you do have including savings just because you do get involved with trading
then it would really be just that too risky on such aspect.

The key on here is that you wont really be that trying out to be that too desperate on every trades that you would really be making. Follow proper plans and analysis so that
you wont really be finding yourself getting that too impulsive or really that rushing up on making up some profitable trades. Stick into your plan and would
really be that having those kind of mindful in every actions be able to take on.

[tranthidung]

When you do have a specific amount for you to make use on an investment then it would really be that ideal that you should really be dividing it into different projects or coins on which we know that it will really be able to divide the specific risks factor in compared when you are really that investing on a single spot.

Capital allocation and diversification are double edged method. If you pick good cryptocurrency for diversifying, your fund will be good and you will have good chance to get profit. In contrast, if you diversify fund in a wrong way, you will not reduce risk but actually increase it.

For example, if you pick only Bitcoin for your investment portfolio, I am quite sure that you will very less likely lose all or most of your initial capital. In contrast, if your portfolio is diversified to Bitcoin, Ethereum, BNB and FTT token, if death spirals happen with BNB and FTT tokens, your portfolio value will drop a lot. Another example in 2022 is Terra LUNA and UST collapse.

[Antotena]

.
I had a friend who took a loan from the company he works for , about 30,000, which would then be deducted from his initial salary.
He then went on to use this money to trade , now psychologically he was just not ready for it because his whole mindset was just about making a huge amount of money that he ended up loosing everything.
So my advice to people who hurrily invest and use all the have is that the market is never running away.
Do not stake your all! Be patient follow guidelines, learn how to trade safely , thank you!

The loan amount, the number I'm seeing is that in another currency or it's in dollars? As I. $$? If that is in another currency, then I think it's amount he can afford since the money will be deducted from his salary which means he has a source of income but if that amount is in dollar, then I must say that is a mistake for a starter into Bitcoin. There is nothing that should give you confidence to take big amount of money to invest in Bitcoin as a newbie, things can go wrong you know.

However, do you know that many rich men and acclaimed wealthy individuals are indebted in many ways. Some of their investment are from loan and they know how to pay it back, that's because they have been into many business and investment with experience but a newbie should not try what they do because you lack the experience to navigate through and that's what your friend just did.

[Iranus]

When you do have a specific amount for you to make use on an investment then it would really be that ideal that you should really be dividing it into different projects or coins on which we know that it will really be able to divide the specific risks factor in compared when you are really that investing on a single spot.

Capital allocation and diversification are double edged method. If you pick good cryptocurrency for diversifying, your fund will be good and you will have good chance to get profit. In contrast, if you diversify fund in a wrong way, you will not reduce risk but actually increase it.

For example, if you pick only Bitcoin for your investment portfolio, I am quite sure that you will very less likely lose all or most of your initial capital. In contrast, if your portfolio is diversified to Bitcoin, Ethereum, BNB and FTT token, if death spirals happen with BNB and FTT tokens, your portfolio value will drop a lot. Another example in 2022 is Terra LUNA and UST collapse.

Diversify by investing in altcoins? I don't even consider this as diversification because we all know that the entire market depends on bitcoin. If bitcoin falls, no altcoin can increase in price and if bitcoin collapses, I believe no altcoin will survive and the market will disappear. Therefore, investing in altcoins should not be considered diversification.

Diversification is when we allocate capital and invest in unrelated assets such as gold, stocks, real estate...Diversification means we need to make sure our portfolio will definitely minimize risk if something goes wrong, we should not just focus on profits and ignore risk mitigation.

[Mr.sprin]

No, trading can't be for everyone. The argument stops there but not everyone that is aiming to make profits will not be suitable for each and everyone of us.But the crazier part is when someone understands how trading works and can't stop trading because of the losses that has been incurred throughout the days that person traded. Someone who's going this far of taking loan into thinking that he'll grow that money through trading is crazy. I am sorry to say but that's the word that I am saying because he certainly is, someone who can't be sure with what he does in relation to money making shouldn't go all out.

Yes, it's true, bro, not everyone can trade well, but everyone wants big profits but is lazy to do it, don't even think about looking for a loan from someone else to start trading and making a profit from trading is just wishful thinking. which is not necessarily profitable due to limited knowledge and experience which will result in big losses, because the lust for profit is greater than experience in trading, it is better to seek experience from small capital so that when we lose we are not too frustrated and do not use the money from loans with other people.

[mirakal]

 do you know that many rich men and acclaimed wealthy individuals are indebted in many ways. Some of their investment are from loan and they know how to pay it back, that's because they have been into many business and investment with experience but a newbie should not try what they do because you lack the experience to navigate through and that's what your friend just did.

Perhaps there are two types of loans:
 - Good loans are usually made for rich people and businessmen to acquire more assets and earn more profit.
 - Bad loans are usually made for poor people for the purpose of paying other debts and spending on unnecessary things. 

Maybe we can say this is not a good option for newbies, but why not try it knowing that other people are doing it too? It is all about how determined we are to manage our investment because if we can do it well, we can certainly pay it back. Maybe the problem is that if we make this our sole source of income, it could not be enough to cover everything we need, and we end up using the money where it is supposed to be for the payment. 

[arwin100]

Good day everyone on this beautiful forum.
We all know how trading can be for everyone , everyone is there to make profits (money) , but the fact some people can go to length in using all they've ever had to trade is mesmerizing!.
Some even go as far as getting loans , borrowing from friends so they could trade, or invest in some altcoins..
The same apply to other things like sports betting, gambling and all of them.

I had a friend who took a loan from the company he works for , about 30,000, which would then be deducted from his initial salary.
He then went on to use this money to trade , now psychologically he was just not ready for it because his whole mindset was just about making a huge amount of money that he ended up loosing everything.
So my advice to people who hurrily invest and use all the have is that the market is never running away.
Do not stake your all! Be patient follow guidelines, learn how to trade safely , thank you!

No, trading is not for everyone. Technicalities drive people out in that activities since its hard to predict if you can earn on your trades or you will lose due to unforeseen circumstances. That's why people need to think about real situation and don't get hype on unverified situation.

To dumb to decide for taking such loan then use it for trades since if he lose that amount for sure more bigger stress will come in his side. Much better to use those extra funds we have and don't push our selves then be greedy on those profits to get in our mind since everything might fall down if they miscalculate everything about trading. Much better not to rush everything and always study each move you make especially if they deal with a risky investment or activities.

[Dr.Bitcoin_Strange]

Well, I believe that it's mostly newbies that involve themselves in such awkward decision, although some people have the decided to bear what ever consequences of their decision but I don't think it's so advisable to take loan and invest in trading or to even invest all your asset into trading. Unless you are already believe in yourself as a professional trader who knows your level of skill and capabilities in maximizing profit from every trading position you take. If you don't have a good skill in trading, it's not a wise decision to invest all your asset or take loan to trade.

[Mr. Magkaisa]

I had a friend who took a loan from the company he works for , about 30,000, which would then be deducted from his initial salary.

Taking up a loan just for you to trade is never been ideal or something that will really be that recommended on doing so. Its true that there's no way that the market will really running away.
If you would really be trying out to chase up then it would really be that prone into tons of errors. We do know that when it comes into this aspect then it would really be that ideal
that you should really just that invest on the amount on which you can afford to lose. Never ever make yourself having this kind of mindset because on the moment that the market would
really be going into the opposite direction then you would really be that bringing out that kind of disappointment and the worst that since those amount is a loaned one then it do really make things even more worst or
problematic. This is why it would really be that recommended that you shouldnt really be going into that option.

Invest on what you can afford to lose and never ever make having that kind of all in kind of behavior on the time that you would really be dealing up with trading.
Invest on something that you do able to afford to lose because this market doesnt really give out that assurance about being profitable. There's always chance
that you would really be busted up specially on the time that the market will be making out those opposite direction.

         -     You know that taking a loan to use in trading depends on whether the borrower has knowledge of trading and knows that he can make a profit from it. Or if what he will do is sell Bitcoin, Ethereum, and Matic as long as they are in the top listing in the market and he will do it long-term, I don't think this is a bad thing to do or an ugly strategy, especially if he has a regular job or source of income.
 
But always, if you know that you don't know anything about trading, I can advise that it's not really recommended to take a loan and then trade in crypto without knowing anything because the risk of trading is high.

[Webetcoins]

Starting small is better so that it will be a case that you invest what you can lose so that when you lose money you won't be pained. And the profit might be small, but it is better to be safer and borrow a large amount to invest  is the wrong eat thing to happen, crypto is risky to be using borrowed to trad, why not just gather enough money and invest at your own timing, and even when you are holding for long how do you pay back till you make profit  You will think that you can make quick money and that is why they go ahead to borrow money and invest.

Been unhappy and depressed is not new in crypto and when you invest with your money it will be less depressing than borrowed funds,  at least not using everything will make it less risky and if it does not work is just for you to swap and return the persons money.

Not just better but it is a must because when we are starting, we still lack in knowledge and we can't just prevent others to not invest and prioritize learning for a while because temptation will always be there. If it's about "investing what we can afford to lose" this should be adopted not only at the start but even if we already gained enough experience. It doesn't always mean though that we can't experience a pain feeling anymore but other people can still experience it.'

Money that we can afford to lose ' isn't the same as when we are still a newbie and advised only to use a small amount, so it is still possible for us to earn a huge profit using them. But, even a small profit can still be grown big if we are lucky as a newbie or well-skilled as an experienced investor/trader. If we don't have a huge capital, some will be contented to use a small amount instead. It does not always equate to borrowing money. Even if they are only like that, they also know the consequences of it. Maybe there are only a few or rare occasions that they will do it but they will assure that they will be needing it the most.

am very sure nobody will agree to grant a loan for a very long time.

It depends on the lending company or the person that will lend us a money.

and if anyone is investing or wants to trade with borrowed funds, then you should start with spot and not trade with all the funds,

Investing is different from trading and it is much easier, so even an aspiring trader can start here first to get familiarized with the market and others.

[shawonngp]

If you start something without prior preparation, it's results will definitely be terrible, i think same thing happen with your friend, he is not skilled in trading but start trade and wasted money. It was absolutely wrong to take loan for trading, he should have realized it was a very risky investment without proper knowledge in trading.

[stomachgrowls]

When you do have a specific amount for you to make use on an investment then it would really be that ideal that you should really be dividing it into different projects or coins on which we know that it will really be able to divide the specific risks factor in compared when you are really that investing on a single spot.

Capital allocation and diversification are double edged method. If you pick good cryptocurrency for diversifying, your fund will be good and you will have good chance to get profit. In contrast, if you diversify fund in a wrong way, you will not reduce risk but actually increase it.

For example, if you pick only Bitcoin for your investment portfolio, I am quite sure that you will very less likely lose all or most of your initial capital. In contrast, if your portfolio is diversified to Bitcoin, Ethereum, BNB and FTT token, if death spirals happen with BNB and FTT tokens, your portfolio value will drop a lot. Another example in 2022 is Terra LUNA and UST collapse.

Diversify by investing in altcoins? I don't even consider this as diversification because we all know that the entire market depends on bitcoin. If bitcoin falls, no altcoin can increase in price and if bitcoin collapses, I believe no altcoin will survive and the market will disappear. Therefore, investing in altcoins should not be considered diversification.

Diversification is when we allocate capital and invest in unrelated assets such as gold, stocks, real estate...Diversification means we need to make sure our portfolio will definitely minimize risk if something goes wrong, we should not just focus on profits and ignore risk mitigation.

Yes, it could be considered diversification considering that you had made out some allocation or making some parts in between Bitcoin and altcoins on which we know or cant really be denied that people would really be having those kind of considerations which we know that we would really be wanting on dealing up on something which does have that lower capitalization on which we know that on the moment that it would really be making some pumps then it could really be that potentially be bringing up that that good multiplier on the amount that you had invested on which it is reallly that unlike when you do make investment with Bitcoin.
Speaking about having at least that assurance or security then Bitcoin would really be always the wise decision that you could take and not really that making yourself that being too mindful nor getting stressed because of other options in the market. Diversification would really be that always recommended but not all would really be mainly considering out such act.